Saturday, March 10, 2012

IBPS GENERAL AWARENESS MCQs

1. Which of the following places was known as a centre of learning in ancient India?
(1) Nalanda

(2) Ujjain

(3) Allahabad

(4) None of these

Ans: (1)

2. Which of the following is not a carbohydrate?
(1) Wax

(2) Starch

(3) Sucrose

(4) Maltose

Ans: (1)
3. Deficiency of which vitamin causes night blindness?
(1) Vit. B

(2) Vit. C

(3) Vit. A

(4) Vit. E

Ans: (3)
4. Who conducts the State Assembly Elections?
(1) Chief Justice of the High Court concerned.

(2) Chief Justice of the Supreme Court

(3) Chief Election Commissioner

(4) Governor of the State concerned

Ans: (3)

5. Infrastructure sector recorded a growth of what per cent in Novemberr 2011 after touching five-year low of 0.3% in October 2011 due to an impressive growth in cement, electricity and refinery products?
(1) 2.3%

(2) 3.9%

(3) 4.6%

(4) 6.8%

Ans: (4)
6. According to the RBI data, India's foreign exchange reserves fell by what amount to $302.1 billion during the week ended 16 December  2011 on account of a fall in foreign currency assets?

(1) $4.67 billion

(2) $3.33 billion

(3) $5 billion

(4) $5.75 billion

Ans: (1)

7. Lok Sabha on 27 December 2011 passed the Lokpal and Lokayukta bill, 2011. Consider the following statements:
i) The setting up of Lokayuktas by the states would not be mandatory.

ii) The constitutional amendment bill fell through.

Choose the right option:

(1) Both i and ii are correct.

(2) Only i is correct.

(3) Only ii is correct.

(4) Neither i nor ii is correct.

Ans: (1)

8. The enigmatic leader of North Korea Kim who led his nation for 17 years through a devastating famine while frustrating the United States and other global powers with approach to talks on giving up nuclear arms in return for food and other assistanceon died on 17 December 2011 after he suffered a massive heart attack. Name the leader

(1) Kim Jong-il

(2) Kim Il-sung

(3) Kim Jong-un

(4) Kim Jong-chul

Ans: (1)

9. Who defeated ace badminton player and World No. 4 Saina Nehwal of India in the women’s singles final of the $500000 BWF World Super Series badminton championship in China on 18 December 2011?
(1) Zhang Ning

(2) Xie Xingfang

(3) Xu Huaiwen

(4) Wang Yihan

Ans: (4)
10. NASA's Kepler mission discovered the first Earth-size planets orbiting a sun-like star outside our solar system. These planets are called ___ and____.
(1) Kepler-20e; Kepler-20f

(2) Kepler-20a; Kepler-20b

(3) Kepler-20c; Kepler-20d

(4) Kepler-20m; Kepler-20n

Ans: (1)

11. Which of the following is not a function of a commercial bank?

(1) Providing project finance

(2) Selling Mutual Funds

(3) Deciding policy rates like CRR, Repo Rates/SLR etc.

(4) Settlement of payments on behalf of the customers

Ans: (3)

12. An IPO is - 

(1). initial price offered by a private limited company to its shareholders

(2) an offer by an unlisted company for sale of its shares for the first time to the public

(3) used to increase the share capital of an unlisted company

(4) a book building process
Ans: (1)

13. Private equity investors, invest in a company based mainly on- 

(1) the age of the company

(2) the location of the company

(3) the activity undertaken-by the company

(4) the credibility and the valuation of the company

Ans: (4)

14. ‘Sub Prime Lending' is a term applied to the loans made to-

(1) Those borrowers who do not have a good credit history

(2) Those who wish to take loan against the mortgage of tangible assets

(3) Those who have a good credit history and are known to bank since 10 years

(4) Those borrowers who are most preferred customers of the Bank

Ans: (1)

15. Which regulatory body on 16 August 2011 suggested that the Centre and the State governments should come out with a regulatory framework for the realty sector to protect consumers from unfair trade practices?

(1) IRDA

(2) SEBI

(3) FICCI

(4) CCI
Answer: (4)