Wednesday, April 17, 2013

GENERAL AWARENESS PRACTICE MCQs


1. Who was elected the Chairman of the Asian Forum of Parliame-ntarians on Population and Deve-lopment (AFPPD) during the 73rd Executive Committee Meeting of AFPPD at Bangkok in April 2013?
1) P.J.Kurien
2) Hamid Ansari
3) Karia Munda
4) Arun Jaitley
5) None of these

2. Who was awarded the prestigious Dada Saheb Phalke Award, India's highest film honor, for the year 2012?
1) Manoj Kumar
2) Pran
3) Rajesh Khanna
4) Vinod Khanna
5) Amitabh Bachchan

3. Which state decided to declare Malkhamb as the state sport in April 2013?
1) Haryana
2) Punjab
3) Madhya Pradesh
4) Uttar Pradesh
5) Himachal Pradesh

4. With effect from April 1, 2013 the rate of interest on Public Provident Fund (PPF) has been lowered from 8.8 per cent to?
1) 8.7 per cent
2) 8.6 per cent
3) 8.5 per cent
4) 8.4 per cent
5) None of these

5. Who is the only head of state or head of government to attend all BRICS Summits, held so far?
1) Hu Jintao
2) Xi Jinping
3) Dilma Rousseff
4) Dr. Manmohan Singh
5) Vladimir Putin

6. Which state will set up the first public health university in India?
1) Manipur
2) Gujarat
3) Andhra Pradesh
4) West Bengal
5) Odisha

7. Public Provident Fund (PPF) is a savings-cum-tax saving instr-ument. What is the minimum tenure of the PPF account?
1) 5 years
2) 7 years
3) 10 years
4) 15 years
5) 20 years

8. What is the maximum amount that can be invested under the PPF scheme in a year?
1) Rs.25, 000
2) Rs.50, 000
3) Rs.75, 000
4) Rs.1, 00,000
5) Rs.2, 00,000

9. Code of Bank's Commitment to micro and small enterprises is prepared by?
1) RBI 2) IBA
3) BCSBI
4) SEBI
5) None

10. KYC guidelines have been framed as per the guidelines of?
1) Ministry of Finance
2) Financial Action Task Force
3) Reserve Bank of India
4) Indian Banks Association
5) Ministry of Home Affairs

11. The term 'Power of Attorney' refers to?
1) Power of a person
2) An authority to operate a bank account
3) A written authorization to act on another person's behalf
4) Both 1 and 2
5) None of the above

12. Bridge loan refers to?
1) Loan granted to companies for construction of bridges
2) A short term loan that is used until a person secures permanent financing
3) Loan granted to PWD for construction of bridges over rivers
4) Both 1 and 2
5) None of these

13. If a customer is not satisfied with the decision passed by the Banking Ombudsman, he/she can approach the appellate authority. Who is the Appellate Authority?
1) Governor of RBI
2) Chairman of the concerned Bank
3) Finance Secretary
4) Deputy Governor of RBI
5) Finance Minister

14. Which of the following books is written by Chetan Bhagat?
1) The Golden Gate
2) Fasting Feasting
3) Fire on the Mountain
4) The Inheritance of Loss
5) 2 States: The Story of My Marriage

15. Trupti Murgunde is a famous?
1) Badminton player
2) Tennis player
3) Golf player
4) Chess player
5) None of these

16. Sukhoi is a?
1) Missile
2) Fighter aircraft
3) Battle tank
4) Submarine
5) Radar system

17. Which of the following terms is not used in the game of Cricket?
1) Doosra
2) Bouncer
3) Deuce
4) Googly
5) Ashes

18. Recession occurring two times with a small gap in between is known as?
1) Depression
2) Deflation
3) Deep Recession
4) Double Dip Recession
5) Double Deflation

19. Booker Prize is given in the field of ?
1) Films
2) Music
 3) Science
4) Sports
5) None of these

20. KfW banking group is based in?
1) France
2) Italy
3) Germany
4) Japan
5) Poland

21. Hawala transactions in India are prohibited under the provision of which of the following Acts?
1) FRBM Act
2) FEMA
3) RBI Act
4) FATF Act
5) Banking Regulation Act

22. What is the full form of DIPP?
1) Directorate of Industrial Policy and Publicity
2) Department of Industrial Procedures and Promotions
3) Department of Industrial Policy and Promotion
4) Directorate of Industrial Procedures and Promotions
5) None of these

23. The Business Correspondent Model adopted by the banks provides banking facilities to?
1) Corporate borrowers
2) Those who are taking housing loans
3) Weaker sections of the society and rural people
4) Both 1 and 2
5) None of these

24. Carbon credit concept is associated with?
1) Women empowerment
2) Coal mines
3) Development of rural infrastr-ucture
4) Development of urban infrastr-ucture
5) None of these

25. Which of the following is not a core industry?
1) Crude oil
2) Coal
3) Cement
4) Automobile
5) Steel

26. The Micro Finance Development and Equity Fund (MFDEF) is maintained by?
1) CII
2) IBA
3) SIDBI
 4) NABARD
5) FICCI

27. Demat accounts are useful for?
1) ATMs
2) Locker operations
3) Online trading of shares
4) Export transactions
5) None of these

28. Which of the following is not a type of cheque issued by an individual?
1) Crossed cheque
2) Bearer cheque
3) Order cheque
4) Savings cheque
5) Post dated cheque

29. The Head Office of which of the following banks is in Mumbai?
1) Bank of Maharashtra
2) UCO Bank
3) Punjab National Bank
4) Corporation Bank
5) Union Bank of India

30. Which of the following terms is used in banking?
1) Vacuum
2) Chinaman
3) Density
4) Acoustics
5) None of these

ANSWERS:
1) 1 2) 2 3) 3 4) 1
5) 4 6) 5 7) 4 8) 4
9) 3 10) 3 11) 3 12)2
13) 4 14) 5 15) 1 16) 2
17) 3 18) 4 19) 5 20) 3
21) 2 22) 3 23) 3 24) 5
25) 4 26) 4 27) 3 28) 4
29) 5 30) 5