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Saturday, April 13, 2013

GENERAL AWARENESS PRACTICE QUESTIONS FOR BANK EXAMS

1. Which of the following orga-nisations/institutions cut its forecast for global trade growth in 2013 to 3.3 per cent from 4.5 per cent?
1) World Bank

2) IMF 
3) WEF 

4) WTO 
5) OECD
 
2. The Templeton Prize is award-ed for outstanding con-tributi-ons in affirming life's spiritual dimension. Who has won the 2013 Templeton Prize worth $1.7 million in April 2013?
1) Dalai Lama (Tibet)
2) Desmond Tutu (South Africa) 
3) Martin Rees (UK)
4) Charles Taylor (Canada)
5) Francisco Ayala (Spanish-American) 


3. National Safe Motherhood Day was observed across India on which of the following days in 2013 to create awareness on proper healthcare and maternity facilities to pregnant and lactating women?
1) April 7

 2) April 10
3) April 11

 4) April 8
5) April 12


4. Pioneer of in Vitro Fertilization (test-tube baby) and the 2010 Nobel Medicine winner passed away on April 10, 2013. Name him?
1) John Gurdon 
2) Richard Roberts 
3) Philip Sharp 
4) Robert Edwards 
5) Edwin Krebes


5. Ruth Prawer Jhabvala, a Ger-manborn British and Ameri-can novelist, passed away on April 3, 2013. She is the only person to have won both a Booker Prize and an Oscar. She won the Booker Prize in 1975 for?
1) A Passage to India 
2) A House for Mr.Biswas
3) A Passage to England
4) A Handful of Dust
5) Heat and Dust


6. The 5th BRICS Summit was held in which of the following cities of South Africa on March 26-27, 2013?
1) Pretoria 

2) Cape Town 
3) Durban 

4) Bloemfontein 
5) Johannesburg 


7. Saurav Ghosal won the men's national championship title in which of the following sports in December 2012?
1) Squash 

2) Archery
3) Shooting

4) Golf 
5) Billiards 


8. Anna Ushenina won the wome-n's world chess championship in December 2012. She belongs to?
1) Ukraine 

2) Russia 
3) Bulgaria 

4) Serbia 
5) Romania 


9. Who was appointed adviser to the Finance Minister P.Chidambaram with the rank of Mini-ster of State in December 2012?
1) Raghuram Rajan 
2) Parthasarathy Shome 
3) Kaushik Basu 
4) C.Rangarajan 
5) None of these


10. The 18th session of the Confer-ence of the Parties to the United Nations Framework Convention on Climate Change (UNFCCC) was held in which of the following cities in November-December 2012?
1) Kyoto 

2) Tehran 
3) Doha 

4) Copen Hagen 
5) Tokyo 


11. The government policies about credit flow to the agriculture sector are implemented through? 
1) RBI 

2) ECGC
3) SIDBI

4) NABARD
5) DCCB


12. Which of the following abbreviations and their full forms is not matched correctly?
1) IPO- Initial Public Offer
2) NRHM- National Rural Health Mission 
3) ASHA-Accredited Social Health Activist 
4) SME-Small and Monopolistic Economy
5) VAT-Value Added Tax


13. Ashok Leyland is the flagship company of which of the following groups? 
1) TVS

2) Shriram 
3) Aditya Birla 

4) K.K.Birla 
5) Hinduja 


14. Chameli Devi Jain award is given to?
1) Actresses

 2) Poetesses
3) Women media persons 
4) Women authors 

5) None

15. Which of the following is not a search engine?
1) Baidu 

2) Bing 
3) Google
4) Yahoo 

5) Orkut

16. Which of the following is a target group for current accounts?
1) Common people 
2) Farm laborers 

3) Companies 
4) Businessmen

 5) Industries
 
17. Fixed deposits and recurring deposits are?
1) Repayable on demand
2) Repayable after an agreed period
3) Not repayable
4) Repayable after the death of depositors 
5) None of these


18. Accounts are allowed to be operated by cheques in respect of?
1) Savings bank accounts and fixed deposit accounts 
2) Savings bank accounts and current accounts
3) Loans accounts and current accounts 
4) Current accounts and fixed deposit accounts 
5) None of these


19. Financial inclusion means provision of which of the following financial services at an affordable cost to low income groups?
1) Payments 

2) Savings
3) Loans

4) Insurance 
5) All the above 


20. When a bank returns a cheque unpaid, it is called?
1) Payment of the cheque 
2) Drawing of the cheque
3) Dishonor of the cheque
4) Canceling of the cheque 
5) None of these 


21. Which of the following is the largest shareholder (in percentage shareholding) of a nationalized bank?
1) RBI

2) NABARD
3) LIC 

4) Govt of India 
5) SEBI 

22. What is the full form of 'ESOP'?
1) Executive Salary Options 
2) Employee Stock Ownership Plan 
3) Emergency Stock Operations
4) Early Sales Opportunities 
5) None of these

 
23. Which of the following terms is used in the field of banking /finance?
1) Elasticity 

2) Cathode 
3) Hot waves 

4) Plasma 
5) Fiscal policy 


24. The main feature of the National Agricultural Insurance Scheme is to insure? 
1) Life of the farmer
2) Crop of the farmer 
3) Land of the farmer
4) Family of the farmer 
5) Animals that are used in agricultural activities


25. Which of the following places in India does not have a stock exchange?
1) Kolkata

2) Ahmedabad 
3) Mumbai 

4) Delhi 
5) Udaipur 


26. Which of the following is a private sector bank?
1) IDBI Bank

2) UCO Bank
3) IndusInd Bank 

4) Dena Bank
5) All are private banks


27. Which of the following is a food crop?
1) Castor 

2) Palm 
3) Jute 

4) Jatropha 
5) None

28. Vedanta Resources is headquartered in London. It is a company operating in the area of ? 
1) Cement 

2) Mining 
3) Shipping 

4) Textiles 
5) Banking 


29. Which of the following rates/ ratios cannot be seen in financial newspapers?
1) Bank rate 

2) Repo rate 
3) Reverse repo rate 
4) Pulse rate 
5) Cash reserve ratio 


30. Who among the following is not a famous writer?
1) Mira Nair 

2) V.S.Naipaul 
3) Chetan Bhagat 
4) Kiran Desai 

5)Namita Gokhale 

31. The judges of the Supreme Court of India retire at the age of?
1) 58 years 

2) 60 years 
3) 62 years 

4) 65 years 
5) None of these 


32. Fernando Alonso is associated with?
1) Snooker 

2) Tennis 
3) Golf 

4) Soccer 
5) Formula one 


33. Deepak Parekh is the chairman of? 
1) CIL 

2) HDFC 
3) Infosys 

4) SAIL 
5) NABARD 


34. Which of the following is not a member of SAARC?
1) Afghanistan 

2) Nepal 
3) Pakistan 
4) Bangladesh 
5) Japan 


35. Kharif crops are?
1) Sown in June 
2) Wheat and Barley 
3) Sown in winter 
4) Raised in summer 
5) Both 1 and 2 

ANSWERS:


1) 4 2) 2 3) 3 4) 4
5) 5 6) 3 7) 1 8) 1
9) 2 10) 3 11) 4 12) 4
13) 5 14) 3 15) 5 16) 4
17) 2 18) 2 19) 5 20) 3
21) 4 22) 2 23) 5 24) 2
25) 5 26) 3 27) 5 28) 2
29) 4 30) 1 31) 4 32) 5
33) 2 34) 5 35) 1