Sunday, May 26, 2013

GENERAL AWARENESS MCQs FOR BANK EXAMS

1. Which organization is responsible for empowering Micro, Small and Medium enterprises in India? 
1) RBI 
2) NABARD 
3) SIDBI 

4) SEBI 
5) EXIM Bank 

2 Muhammad Yunus is associated with which of the following concepts in the field of Banking?
1) Retail banking 
2) Internet banking 
3) Micro credit 
4) CBS 

5) RTGS 

3. Which country won the 34th edition of the Men's Hockey Champions Trophy in Melbourne in December 2012?
1) Australia 

2) Netherlands 
3) Pakistan 

4) India 
5) Germany 

4. What is the full form of CTS? 
1) Cheque Testing System 
2) Cheque Transfer System 
3) Cheque Tracking System 
4) Cheque Truncation System 
5) Cheque Transaction System 

5. Mount Tongariro, a volcano, erupted recently. It is in?
1) Italy 

2) Argentina 
3) Japan

4) Zambia 
5) New Zealand 

6. The Xayaburi Dam is proposed to be built on the Lower Mekong River in which of the following countries?
1) Cambodia 

2) Laos 
3) Vietnam 

4) Myanmar 
5) Thailand 

7. Which state government is constructing an assembly building at Gairsain and hold at least one session of the House every year?
1) Jharkhand 

2) Bihar 
3) Uttarakhand 

4) Chhattisgarh 
5) Uttar Pradesh 

8. Mykola Azarov was re-elected to the post of Prime Minister of which of the following countries recently?
1) Belarus 

2) Ukraine 
3) Georgia 

4) Kazakhstan 
5) Kyrgyzstan 

9. The Great Dividing Mountain Range or the Eastern Highlands is located in?
1) Europe 

2) Asia 
3) South America 
4) Australia 
5) North America 

10. Which of the following books is written by Sarvepalli Radhakrishnan?
1) My Presidential Years 
2) Voice of Conscience 
3) Ignited Minds 
4) The Hindu View of Life 
5) India Divided

11. Recurring accounts can be best canvassed among?
1) Traders 

2) Farmers 
3) Minors 
4) Agriculture laborers 
5) Salaried persons 

12. The interest below which a bank is not expected to lend to customers is called?
1) Bank rate 

2) Repo rate 
3) Discount rate 

4) Base rate 
5) Prime Lending Rate

13. The national income of a country divided by the total population is called? 
1) Purchasing power 
2) Per capita income 
3) Exchange value 
4) Rate of inflation 
5) None of these 

14. Fast Breeder Test Reactors are used in the field of?
1) Space Research 
2) Civil Aviation 
3) Atomic Energy 
4) Medical Science 
5) Shipping 

15. What should be the minimum age of a person to become the President of India? 
1) 25 years 

2) 30 years 
3) 35 years 

4) 40 years 
5) 50 years 

16. Normally banks accept fixed deposits for a maximum period of?
1) 3 years 

2) 5 years 
3) 10 years 

4) 20 years 
5) None of these 

17. The objective of Know Your Customer (KYC) norms is?
1) To give boost to bank deposits 
2) To safeguard bank advances 
3) To monitor transactions of suspicious nature 
4) Both 1 and 2 
5) None of these 

18. A customer can approach banking ombudsman if he/she does not get satisfactory response to the grievance from the bank within how many days?
1) 10 days

2) 15 days 
3) 20 days 

4) 30 days 
5) 60 days 

19. Which of the following books was written by Dominique Lapierre?
1) A New World
2) City of Joy

3) Two Lives
4) Living History
5) A Suitable Boy 

20. Which of the following will set up core banking infrastructure for regional rural banks? 
1) RBI

2) IBA
 3) NABARD
4) SIDBI
5) SBI

ANSWERS:

1) 3 2) 3 3) 1 4) 4 5) 5 6) 2 7) 3 8) 2 9) 4 10) 4 

11) 5 12) 4 13) 2 14) 3 15) 3 16) 3 17) 3 18) 4 19) 2 20) 3