Sunday, July 7, 2013

GENERAL AWARENESS PRACTICE MCQs

1. Adly Mansour was sworn in as interim President of which of the following countries on July 4, 2013?
1) Egypt 
2) Syria
3) Yemen 
4) Libya 
5) Tunisia

2. Who took charge as the new Union Home Secretary on June 30, 2013?
1) R.S.Gujral
2) Anil Goswami 
3) Bimalesh Kumar Jha
4) Pradip Kumar
5) None of these

3. Who was declared as the Best Player at the Confederations Cup Football tournament that was held in Brazil recently? (He is the Golden Ball winner)
1) Fernando Torres (Spain) 
2) Julio Cesar (Brazil) 
3) Neymar (Brazil) 
4) Fred (Brazil) 
5) Paulinho (Brazil) 

4. The Reserve Bank of India had received how many applications for new bank licenses recently?
1) 22 
2) 23 
3) 20 
4) 26 
5) 29 

5. Who will succeed Ranjan Mathai as India's next Foreign Secretary?
1) S.Jaishankar
2) Nirupama Rao
3) Shivshankar Menon
4) Sharat Sabharwal
5) Sujatha Singh

6. Which country will host the One Day International World Cup Cricket in 2023?
1) Australia
2) New Zealand
3) India
4) England
5) West Indies 
7. Which organization
 
makes major credit policies for the Regional Rural Banks (RRBs)?
1) ADB
2) World Bank 
3) SBI 
4) NABARD 
5) RBI 

8. Which of the following scheme (s) is/are now merged with the Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS)?
1) Pradhan Mantri Gram Sadak Yojana 
2) Food For Work Program
3) Sampoorna Grameen Rozgar Yojana
4) Both 2 and 3
 5)All 1, 2 and 3

9. In micro credit bank credit is extended to the poor through?
1) Cooperative Credit Societies 
2) RBI
3) SIDBI 
4) Self Help Groups 
5) None of these 

10. NABARD was established in the year?
1) 1969
2) 1975
3) 1982 
4) 1980
5) 1970 

11. Which of the following books is written by Dan Brown?
1) Inferno
2) A Wanted Man 
3) Best Kept Secret
4) The Last Man
5) The Racketeer 

12. Which of the following countries is not a member of the Shanghai Cooperative Organization (SCO)?
1) China 2) Russia
3) Kazakhstan 4) Tajikistan 
5) Mongolia 

13. What is the name of the concept that was floated to bring the rural population in the net of financial and banking services?
1) Wealth Creation
2) Financial Inclusion
3) Corporate Governance
4) Credit Management
5) Risk Management 

14. Which of the following was/were the reasons for construction of major dams in India?
1) Flood control
2) Power generation
3) Irrigation
4) Both 1 and 2
5) All 1, 2 and 3 

15. What is the full form of RIDF?
1) Rural India Decoration Forum 
2) Research and Industrial Development Fund
3) Research and Industrial Development Forum
4) Rural Infrastructure Development Fund
5) None of these 

16. The Head Office of the National Bank for Agriculture and Rural Development (NABARD) is located in?
1) New Delhi
2) Mumbai
3) Lucknow 
4) Hyderabad
5) Kolkata 

17. Which organization deals in procurement, distribution, export and import of selected agricultural commodities?
1) NAFED
2) NABARD
3) EXIM Bank
4) SIDBI
5) IDBI Bank 

18. Which of the following is an easy way of providing credit to the farmer community?
1) Indira Vikas Patra
2) Loan against gold
3) Kisan Credit Card
4) National Savings Certificate
5) None of these

19. "Meeting the needs of the present without compromising the ability of future generations to meet their own needs" is popularly known as?
1) Sustainable Development
2) Uniform Growth
3) Target-driven Growth
4) Social Viability
5) None of these 

20. 'Subprime Lending' is a term applied to the loans made to?
1) Those borrowers who are the most preferred customers of the bank
2) Those borrowers who do not have a good credit history
3) Those who have a good credit history
4) Those who are known to bank since 10 years
5) None of these 

21. Which of the following is/are credit rating agencies?
1) CARE
2) CRISIL 
3) ULIP 
4) Both 1 and 2 
5) All 1, 2 and 3 

22. What is the full form of 'SPV'?
1) Small Power Venture 
2) Special Power Venture 
3) Small Purpose Vehicle 
4) Special Purpose Vehicle 
5) None of these

23. Yen is the currency of?
1) China 
2) France 
3) Philippines
4) Japan 
5) South Korea

Answers:
1) 4; 2) 2; 3) 1; 4) 4; 5) 5; 6) 2;  7) 4; 8) 1; 9) 4; 10) 3; 
11) 4; 12) 2; 13) 4; 14) 3; 15) 4; 16) 2; 17) 1; 18) 3; 19) 4; 20) 3; 21) 2; 22) 3; 23) 3 

Wednesday, July 3, 2013

SBI Probationary Officers (2nd Shift) Exam. 2013 Solved Paper

General Awareness, Marketing and Computer
(Held on 28-4-2013)

1. Every year March 20 is celebrated as what day ?
(A) World Sparrow Day (B) International Women's Day (C) World Cuckoo Day 
(D) International Child Day (E) International Mother's Day
Ans : (A)

2. Invisible Export means export of–
(A) Services (B) Prohibited goods (C) Restricted goods 
(D) Goods as per OGL list (E) Other than those given as options
Ans : (A)

3. One of the famous Indian Sportsperson released his/her autobiography–'Playing to Win' in November 2012. Name the sports-person correctly–
(A) Saina Nehwal (B) Mary Kom (C) Yuvraj Singh 
(D) Sachin Tendulkar (E) Sushil Kumar
Ans : (A)

4. The NRIs while investing in the equity of a company cannot buy more than prescribed percentage of the paid up capital of that company .What is the prescribed percentage ? 
(A) 2% (B) 3% (C) 4% 
(D) 5% (E) 6%
Ans : (D)

5. Government as part of the recapitalisation plan, infused capital in State Bank of India recently. Indicate the approximate capital infusion–
(A) Rs. 500 cr. (B) Rs. 1000 cr. (C) Rs. 1,500 cr. 
(D) Rs. 2,000 cr. (E) Rs. 3,000 cr.
Ans : (E)

6. Prof. Muhammad Yunus, the recipient of the Nobel Peace Prize 2006 is the exponent of which of the following concepts in the field of banking ?
(A) Core Banking (B) Micro Credit (C) Retail Banking 
(D) Real Time Gross Settlement (E) Internet Banking
Ans : (B)

7. Banks in India are required to maintain a portion of their demand and time liabilities with the Reserve Bank of India. This portion is called–
(A) Statutory Liquidity Ratio (B) Cash Reserve Ratio (C) Bank Deposit 
(D) Reverse Repo (E) Government Securities
Ans : (B)

8. The European Union has adopted which of the following as a common currency ?
(A) Dollar (B) Dinar (C) Yen 
(D) Euro (E) Peso
Ans : (D)

9. Who is the Captain of Australian Cricket Team, which currently (March 2013) visited India ?
(A) Michael Clarke (B) Shane Watson (C) Shane Warne 
(D) Michael Hussey (E) Ricky Ponting 
Ans : (A)

10. Who is the author of the book 'Women of Vision' ?
(A) Ravinder Singh (B) Preeti Shenoy (C) Amish Tripathi 
(D) Durjoy Dutta (E) Alam Srinivas
Ans : (E)

11. Which of the following term is associated with the game of Cricket ?
(A) Bouncer (B) Love (C) Goal 
(D) Mid Court (E) Collision
Ans : (A)

12. The Holidays for the Banks are declared as per–
(A) Reserve Bank Act (B) Banking Regulation Act (C) Negotiable Instruments Act 
(D) Securities and Exchange Board of India Act (E) Companies Act
Ans : (C)

13. In banking business, when the borrowers avail a Term Loan, initially they are given a repayment holiday and this is referred as–
(A) Subsidy (B) Interest Water (C) Re-phasing 
(D) Interest concession (E) Moratorium
Ans : (E)

l4. One of IT Company from India has become the first Indian Company to trade on NYSE Euronext London and Paris markets from February 2013 onwards. Which is this company ?
(A) Wipro Infotech Ltd. (B) L&T Infotech (C) HCL Technologies LTD. 
(D) Infosys Technologies Limited (E) Polaris Financial Technology Ltd.
Ans : (D)

l5. Banking Ombudsman is appointed by–
(A) Government of India (B) State Governments (C) RBI 
(D) ECGC (E) Exim Bank
Ans : (C)

l6. BSE (Bombay Stock Exchange), the oldest stock exchange in Asia has joined hands with one more International index in February 2013. This association has resulted in change of name of BSE index. What is the change of name effected ?
(A) Dow Jones BSE Index (B) NASDAQ BSE Index (C) S&P BSE Index 
(D) Euronext BSE Index (E) Other than those given as options
Ans : (C)

17. Interest on Savings deposit now-a-days is–
(A) Fixed by RBI (B) Fixed by the respective Banks (C) Fixed by the Depositors
(D) Fixed as per the contract between Bank and the Consumer Court (E) Not pay by the Bank
Ans : (B)

18. The customers' by opening and investing in the Tax Saver Deposit Account Scheme in a bank would get benefit under–
(A) Sales Tax (B) Customs Duty (C) Excise Duty 
(D) Professional Tax (E) Income Tax
Ans : (E)

19. Pre-shipment finance is provided by the banks only to–
(A) Credit Card Holders (B) Students aspiring for further studies (C) Brokers in equity market 
(D) Village Artisans (E) Exporters
Ans : (E)

20. A non-performing asset is–
(A) Money at call and short notice (B) An asset that ceases to generate income
(C) Cash balance in till (D) Cash balance with RBI
(E) Balance with other banks
Ans : (B)

21. Interest below which a bank is not expected to lend to customers is known as–
(A) Deposit Rate (B) Base Rate (C) Prime Lending Rate 
(D) Bank Rate (E) Discount Rate
Ans : (B)

22. Government usually classifies its expenditure in term of planned and non-planned expenditure. Identify, which is the correct definition of Planned expenditure ?
(A) It represents the expenditure of all the State Governments
(B) It represents the total expenditure of the Central Government
(C) It is the expenditure which is spent through centrally sponsored programmes and flagship schemes of Government
(D) It represents the expenditure incurred on Defence
(E) Other than those given as options
Ans : (E)

23. Which of the following organization is made specifically responsible for empowering Micro, Small and Medium enterprises in India ?
(A) NABARD (B) RBI (C) SIDBI 
(D) ECGC (E) SEBI
Ans : (C)

24. The Union Budget for 2013-14 proposed by the Finance Minister on February 28, 2013 announced introduction of new variety of bonds by the Government. What is the name of these bonds ?
(A) Deep discount bonds (B) Zero Coupon bonds (C) Bullet Bonds 
(D) Inflation Indexed Bonds (E) Inflation Variable Bonds
Ans : (D)

25. RBI has released its guidelines for entry of new banks in the private sector in the month of February 2013. One of the norms is at least a prescribed percentage of branches of new bank should be set in unbanked rural centres with a population of upto 9,999 people. What is the percentage of such branches prescribed in the norms?
(A) 10% (B) 15% (C) 18% 
(D) 25% (E) Other than those given as options
Ans : (D)

26. A joystick is primarily used to/for–
(A) Control sound on the screen (B) Computer gaming (C) Enter text 
(D) Draw pictures (E) Print text
Ans : (B)

27. The CPU comprises of Control, Memory and …………….. units.
(A) Microprocessor (B) Arithmetic/Logic (C) Output 
(D) ROM (E) Input
Ans : (B)

28. Which of the following uses a handheld operating system ?
(A) A super computer (B) A personal computer (C) A laptop 
(D) A mainframe (E) A PDA
Ans : (E)

29. To display the contents of a folder in Windows Explorer you should–
(A) click on it (B) collapse it (C) name it 
(D) give it a password (E) rename it
Ans : (A)

30. 'C' in CPU denotes–
(A) Central (B) Common (C) Convenient 
(D) Computer (E) Circuitry
Ans : (A)

31. …………….. is the most important/powerful computer in a typical network.
(A) Desktop (B) Network Client (C) Network server 
(D) Network station (E) Network switch
Ans : (C)

32. Which is not a storage device ?
(A) A CD (B) A DVD (C) A Floppy disk 
(D) A Printer (E) A Hard disk
Ans : (D)

33. Which bf the following refers to the rectangular area for displaying information and running programs ?
(A) Desktop (B) Dialog box (C) Menu 
(D) Window (E) Icon
Ans : (B)

34. …………….. devices convert human-understandable data and programs into a form that the computer can process.
(A) Printing (B) Output (C) Solid state 
(D) Monitor (E) Input
Ans : (E)

35. The software that is used to create text-based documents are referred to as–
(A) DBMS (B) suites (C) spreadsheets 
(D) presentation software (E) word Processors
Ans: (E)

36. …………….. is a Windows utility program that locates and eliminates unnecessary fragments and rearranges files and unused-disk space to optimize operations. 
(A) Backup (B) Disk Cleanup (C) Disk Defragmenter 
(D) Restore (E) Disk Restorer
Ans: (C)

37. Which of the following refers to too much electricity and may cause a voltage surge?
(A) Anomaly (B) Shock (C) Spike 
(D) Virus (E) Splash 
Ans: (C)

38. A (n) …………….. appearing on a web page opens another document when clicked. 
(A) anchor (B) URL (C) hyperlink 
(D) reference (E) heading
Ans: (C)

39. A successful marketing Person requires one of the following qualities–
(A) Empathy (B) Sympathy (C) Insistence 
(D) Aggressiveness (E) Pride
Ans: (B)

40. Market segmentation can be resorted to by dividing the target group as per–
(A) Income levels of customers (B) Age of the employees (C) Needs of the sales persons (D) Marketing skills of the employees (E) Size of the Organisation 
Ans: (A)

41. Innovation in marketing is same as–
(A) Abbreviation (B) Communication (C) Creativity 
(D) Aspiration (E) Research work 
Ans: (E)

42. Effective Selling Skills depends on–
(A) Number of languages known to the DSA (B) Data on marketing staff (C) Information regarding IT market 
(D) Knowledge of related market (E) Ability to talk fast 
Ans: (D)

43. A Direct Selling Agent (DSA) is required to be adept in–
(A) Surrogate marketing (B) Training Skills (C) Communication skills 
(D) Market Research (E) OTC Marketing 
Ans: (C)

44. Leads can be best sourced from–
(A) Foreign customers (B) Yellow pages (C) Dictionary 
(D) List of vendors (E) Local supply chains
Ans: (B)

45. Value added services means–
(A) Low cost products (B) High cost products (C) At par services 
(D) Additional services for the same cost (E) Giving Discounts
Ans: (D)

46. Post-sales activities includes–
(A) Sales presentation (B) Customer Feedback (C) Customer indentification 
(D) Customer apathy (E) Product design 
Ans: (B)

47. The target market for Debit Cards is–
(A) All existing account-holders (B) All agriculturists (C) All DSAs 
(D) All vendors (E) All outsourced agents 
Ans: (A)

48. The Competitive position of a company can be improved by–
(A) increasing the selling price (B) reducing the margin (C) ignoring competitors 
(D) increasing the cost price (E) understanding and fulfilling customers’ needs
Ans: (E)

49. A good Brand can be built up by way of–
(A) Customer grievances (B) Break-down of IT support (C) Old age 
(D) Large number of products (E) Consistent offering of good services 
Ans: (E)

50. The ‘USP’ of a product denotes–
(A) Usefulness of the product (B) Drawback of a product (C) Main functions 
(D) Number of allied products available (E) High selling features of a product
Ans: (E)

GENERAL AWARENESS PRACTICE QUESTIONS

1. Who has been appointed as the next Chief Justice of India?
1) Justice G.S.Singhvi 
2) Justice R.M.Lodha 
3) Justice H.L.Dattu 
4) Justice P.Sathasivam 
5) Justice Anil Dave 

2. 'State Bank Day' is celebrated on?
1) June 29 

2) July 1 
3) July 19 
4) April 15 

5) April 1 

3. Which country won the FIFA Confederations Cup for the fourth time by beating Spain 3-0 in the final at the Maracana stadium in Rio de Janeiro, Brazil on June 30, 2013?
1) Brazil 

2) Mexico 
3) Italy 
4) Uruguay 

5) Argentina 

4. Which of the following countries became the 28th member of the European Union (EU) on July 1, 2013?
1) Albania 

2) Kosovo 
3) Macedonia 

4) Croatia 
5) Bosnia-Herzegovina 

5. Queen Beatrix abdicated the throne in favour of her son Prince Willem-Alexander in April 2013. She was the queen of which of the following countries for 33 years?
1) Norway 

2) Sweden 
3) UK 

4) Spain 
5) Netherlands 

6. Abdul Hamid became the President of which of the following countries in April 2013?
1) Pakistan 

2) Bangladesh 
3) Maldives 

4) Iran 
5) Libya 

7. Which of the following pairs of Books and Authors is mismatched?
1) Six Suspects---Vikas Swaroop
2) White Tiger---Arvind Adiga 
3) The Three Mistakes of My Life---Chetan Bhagat 
4) The Audacity of Hope---Bill Clinton 
5) Sea of Poppies---Amitav Ghosh 

8. 'Legal Services Day' is observed on?
1) November 9

2) December 9 
3) September 8 
4) March 8 
5) April 7 

9. India is not a member of?
1) Commonwealth 

2) SAARC 
3) NAM 

4) APEC 
5) WTO 

10. Zimbabwe was earlier known as?
1) Gold Coast 

2) Ivory Coast 
3) Southern Rhodesia 
4) Persia 

5) None of these 

11. Biosphere reserves are areas to preserve?
1) Grasslands 
2) Agricultural produce 
3) Atmospheric balance 
4) Genetic diversity 
5) None of these 

12. Inflation is based on?
1) Consumer Price Index 
2) Wholesale Price Index 
3) Rural Labour Consumer Price Index 
4) Industrial Workers Consumer Price Index 
5) None of these

13. The purpose of promoting Special Economic Zones (SEZs) in India is?
1) SEZs promote exports 
2) They attract investments from foreign countries 
3) The activities of these zones are reserved only for the poor 
4) Both 1 and 2 
5) All 1, 2 and 3 

14. Gerontology is related to diseases associated with?
1) Children 

2) Young adults 
3) Old age people 
4) Women 

5) None of these 

15. Sharavathi Wildlife Sanctuary is in?
1) Andhra Pradesh 
2) Madhya Pradesh 
3) Tamil Nadu 

4) Karnataka 
5) Kerala 

16. The Central Institute of Indian Languages is situated in?
1) Hyderabad 

2) Mysore 
3) Ujjain 

4) Varanasi 
5) Ranchi 

17. The currency of Cambodia is?
1) Riel 

2) Rupiah 
3) Shekel 
4) Baht 

5) Kyat 

18. Bar is a unit of?
1) Force 

2) Energy
3) Pressure 
4) Frequency 

5) None of these

19. Which of the following countries is not a member of ASEAN?
1) Cambodia 

2) Malaysia 
3) Singapore 

4) South Korea 
5) Indonesia 

20. Parimarjan Negi is associated with?
1) Badminton 

2) Snooker 
3) Chess 

4) Archery 
5) Table Tennis 

21. Who was the first Law Minister of India?
1) T.Krishnamachari 
2) Dr.B.R.Ambedkar 
3) Sardar Vallabhai Patel 
4) Maulana Abul Kalam Azad 
5) None of these

22. Who is the author of the book 'The Mathematical Theory of Black Holes'?
1) Sir C.V.Raman 
2) J.V.Narlikar 
3) S.Chandrasekar 
4) H.J.Bhabha 
5) Vikram Sarabhai 

23. What is the full form of PPP?
1) Purchase Price and Power 
2) Producer Price and Power 
3) Poverty Production and Purchases 
4) Purchasing Power Parity 
5) Product Price and Power 

24. A farmer engaged in organic farming will never use?
1) Compost 

2) Sewage sludge 
3) Cow dung 

4) Urea 
5) Municipal waste 

25. Which of the following is a cricket related term?
1) Push in the back 
2) Scissor kick 

3) Hook 
4) Smash 

5) Dribble 

26. Which of the following is not a Banking/Finance term?
1) Current Account 

2) Pay order 
3) Par value 
4) Short position 

5) Infringement 

27. Which of the following awards is given for excellence in the area of music?
1) Saraswati Samman 

2) Vyas Samman 
3) Tansen Samman 
4) Jnanpith Award 

5) Moortidevi Award 

28. Which of the following is a major Jute producing state?
1) Kerala 

2) Karnataka 
3) Uttar Pradesh 
4) Andhra Pradesh 
5) West Bengal 

29. The Radcliffe Line is a boundary demarcation line between?
1) India and China 
2) Russia and China 
3) Russia and Afghanistan 
4) Pakistan and Afghanistan 
5) India and Pakistan 

30. Which of the following is not a Tiger Reserve in India?
1) Kanha 

2) Sariska 
3) Sunderbans 

4) Kaziranga 
5) Keoladeo Ghana National Park 

Answers

1) 4; 2) 2; 3) 1; 4) 4; 5) 5; 6) 2; 7) 4; 8) 1; 9) 4; 10) 3; 

11) 4; 12) 2; 13) 4; 14) 3; 15) 4; 16) 2; 17) 1; 18) 3; 19) 4; 20) 3;
21) 2; 22) 3; 23) 4; 24) 4; 25) 3;  26) 5; 27) 3; 28) 5; 29) 5; 30) 5.