Thursday, January 21, 2016

India ranks 89th in Global Talent Competitiveness Index 2015-16

India has ranked 89th globally in Global Talent Competitiveness Index (GTCI) 2015-16 list of 106 assessed countries in terms of talent competitiveness of its human capital. This GTCI list was compiled by INSEAD business school in partnership with Adecco and Human Capital Leadership Institute of Singapore (HCLI). This index measures a nation’s competitiveness based on the quality of talent it can produce, attract and retain. 
Report highlights:
 In this edition of list top 20 scoring countries are all high-income countries. The top rankings were dominated by European countries. 
Top 10 in GTCI list:
Switzerland (1st), Singapore (2nd), Luxembourg (3rd), United States (4th), Denmark (5th),Sweden (6th),United Kingdom (7th), Norway (8th), Canada (9th) and Finland (10th). 
Bottom 5 countries: 
Mali (105th), Tanzania (106th), Ethiopia (107th), Burkina Faso (108th) and Madagascar (109th). 
India’s scenario: 
It has slipped by 11 positions in this edition of list compared to previous rank of 78 in 2014-15 edition of list. Lower position indicates acute shortage of skilled workforce. It also ranks at last among BRICS members.

PSLV-C31 Successfully Launches India's Fifth Navigation Satellite IRNSS-1E

ISRO's Polar Satellite Launch Vehicle, PSLV-C31, successfully launched the 1425 kg IRNSS-1E, the fifth satellite in the Indian Regional Navigation Satellite System (IRNSS) on January 20, 2016 from Satish Dhawan Space Centre SHAR, Sriharikota. This is the thirty second consecutively successful mission of PSLV and the eleventh in its 'XL' configuration. 

After the PSLV-C31 lift-off at 0931 hrs (9:31 am) IST from the Second Launch Pad with the ignition of the first stage, the subsequent important flight events, namely, strap-on ignitions and separations, first stage separation, second stage ignition, heat-shield separation, second stage separation, third stage ignition and separation, fourth stage ignition and satellite injection, took place as planned. After a flight of about 18 minutes 43 seconds, IRNSS-1E Satellite was injected to an elliptical orbit of 282.4 km X 20,655.3 km inclined at an angle of 19.21 degree to the equator (very close to the intended orbit) and successfully separated from the PSLV fourth stage. After injection, the solar panels of IRNSS-1E were deployed automatically. ISRO's Master Control Facility (at Hassan, Karnataka) took over the control of the satellite. In the coming days, four orbit manoeuvres will be conducted from Master Control Facility to position the satellite in the Geosynchronous Orbit at 111.75 deg East longitude with 28.1 deg inclination. 

IRNSS-1E is the fifth of the seven satellites constituting the space segment of the Indian Regional Navigation Satellite System. IRNSS-1A, 1B, 1C and ID, the first four satellites of the constellation, were successfully launched by PSLV on July 02, 2013, April 04, 2014, October 16, 2014 and March 28, 2015 respectively. All the four satellites are functioning satisfactorily from their designated orbital positions. 

IRNSS is an independent regional navigation satellite system designed to provide position information in the Indian region and 1500 km around the Indian mainland. IRNSS would provide two types of services, namely, Standard Positioning Services (SPS) - provided to all users - and Restricted Services (RS), provided to authorised users. 

A number of ground stations responsible for the generation and transmission of navigation parameters, satellite ranging and monitoring, etc., have been established in eighteen locations across the country. In the coming months, the remaining two satellites of this constellation, namely, IRNSS-1F and IG, are scheduled to be launched by PSLV, thereby completing the entire IRNSS constellation. 

Saturday, January 16, 2016

GENERAL AWARENESS PRACTICE QUESTIONS FOR ALL BANK EXAMS

1. The Prime Minister's office has constituted a committee to hasten the Mumbai-Ahmadabad High- Speed Rail Corridor, meant for bullet trains between the two cities. Who is the Chairman of this committee?
1) S. Jaishankar
2) A.K. Mittal
3) Arvind Panagariya
4) Amitabh Kant
5) Shaktikanta Das

2. Who was declared the 2015 FIFA Women's World Player of the Year?
1) Celia Sasic
2) Carli Lloyd
3) Aya Miyama
4) Nadine Angerer
5) Hope Solo

3. Which is the first State in India to introduce compulsory gender education at the graduate level?
1) Haryana
2) Gujarat
3) Telangana
4) Kerala
5) Andhra Pradesh

4. Who won the 2015 FIFA Ballon d'Or Award on January 11, 2016?
1) Cristiano Ronaldo
2) Neymar
3) Luis Suarez
4) Lionel Messi
5) Alessandro Florenzi

5. Which is the first Indian city to be a member of the World Tourism Cities Federation (WTCF) council?
1) Mysore
2) Hyderabad
3) Bangalore
4) Gandhinagar
5) Kochi

6. The President of Mozambique visited India in August 2015. Name him?
1) Armando Guebuza
2) Tobias Joaquim Dai
3) Filipe Nyusi
4) James Alix Michel
5) None of these

7. Who replaced Hasmukh Adhia as the Financial Services Secretary on August 31, 2015?
1) Anita Kapur
2) Anjuly Chib Duggal
3) R.S. Gujral
4) L.C. Goyal
5) None of these

8. Keith Rowley assumed office as the Prime Minister of which of the following countries on September 9, 2015?
1) Jamaica
2) Barbados
3) Grenada
4) Trinidad and Tobago
5) Guyana

9. Amalendu Krishna won which of the following awards/prizes in 2015?
1) Ramanujan Prize
2) Saraswati Samman
3) Prem Bhatia Memorial Award
4) Gujar Mal Modi Award
5) Kuvempu National Award

10. The World Tourism Cities Federation (WTCF) is headquartered in?
1) Tokyo
2) Beijing
3) New York
4) Berne
5) Madrid

11. Who among the following is not a chess player?
1) Abhijeet Gupta
2) M.R. Lalith Babu
3) Deep Sengupta
4) Surya Shekar Ganguly
5) Saurav Ghosal

12. Ghoomar is a traditional folk dance of which of the following States in India?
1) Rajasthan
2) Uttar Pradesh
3) West Bengal
4) Odisha
5) Madhya Pradesh

13. Which of the following countries is a member of BIMSTEC?
1) Sudan
2) South Sudan
3) Senegal
4) Seychelles
5) Sri Lanka

14. Who appoints Banking Ombudsman?
1) Government of India
2) State Government
3) Reserve Bank of India
4) Concern bank
5) Indian Banks Association

15. Which country unveiled a major expansion of the new Suez canal on August 6, 2015?
1) Syria
2) Lebanon
3) Egypt
4) Tunisia
5) Ghana

16. Who is the author of the book "Green Signals-Ecology, Growth and Democracy in India"?
1) Kamal Nath
2) Kailash Satyarthi
3) Jairam Ramesh
4) Prakash Javdekar
5) Sandeep Pandey

17. Which of the following cities is the capital of Germany?
1) Bonn
2) Munich
3) Hamburg
4) Berlin
5) Amsterdam

18. Which State government has decided to categorize Dahi Handi as an adventure sport?
1) Uttarakhand
2) Maharashtra
3) Uttar Pradesh
4) Bihar
5) Jharkhand

19. Which of the following days is celebrated as "World Biofuel Day"?
1) June 10
2) July 10
3) August 10
4) September 10
5) October 10

20. Rajiv Mehrishi is currently the Union?
1) Finance Secretary
2) Home Secretary
3) Foreign Secretary
4) Defense Secretary
5) None of these

21. Which of the following terms is used for loans of very small amounts given to low income groups?
1) Rural credit
2) No frills loans
3) Cash credit
4) Micro credit
5) Overdraft

22. Who has joined Amnesty International India as its new Executive Director?
1) Rakesh Mohan
2) Aakar Patel
3) Salil Shetty
4) Subir Gokarn
5) Sabir Bhatia

23. Suvarnabhumi Airport is an international airport in?
1) Jakarta
2) Manila
3) Bangkok
4) Port Louis
5) Colombo

24. Who is the author of the book "Kashmir-The Vajpayee Years"?
1) V.K. Singh
2) N.N. Vohra
3) Karan Singh
4) A.S. Dulat
5) L.K. Advani

25. Which of the following States announced that former President A.P.J. Abdul Kalam's birthday on October 15 would be celebrated as the Youth Revival Day?
1) Andhra Pradesh
2) Telangana
3) Meghalaya
4) Maharashtra
5) Tamil Nadu

26. Who among the following is not a Governor of an Indian State at present?
1) Ram Nath Kovind
2) Keshri Nath Tripathi
3) Acharya Dev Vrat
4) P. Sadashivam
5) Om Prakash Rawat

27. Who among the following won Arjuna Award for 2015 for Athletics?
1) Abhilasha Mhatre
2) Dipa Karmakar
3) Babita Kumari
4) M.R. Poovamma
5) None of these

28. Masdar City is a zero carbon city located in which of the following countries?
1) Iran
2) UAE
3) Saudi Arabia
4) Israel
5) Kuwait

29. The "Nai Manzil" scheme will address educational and livelihood needs of?
1) Tribal people
2) Widows
3) Minority communities
4) Acid attack victims
5) None of these

30. A Centre for World Natural Heritage Management and Training for the Asia and Pacific Region will be established in?
1) Chennai
2) Dehradun
3) Lucknow
4) Coimbatore
5) Chandigarh

31. The Kishanganj Agriculture College has been renamed as "Dr. Kalam Agriculture College". It is in?
1) Bihar
2) Uttar Pradesh
3) Uttarakhand
4) Madhya Pradesh
5) Jharkhand

32. Which of the following banks has launched "Dhanchayat", an educational film to raise awareness on the dangers of borrowing money from unorganized sources?
1) ICICI Bank
2) HDFC Bank
3) Punjab National Bank
4) Bank of Baroda
5) State Bank of India

33. Usha Ananthasubramanian, the CMD of Bharatiya Mahila Bank, has been appointed as the new Managing Director and Chief Executive officer of?
1) Corporation Bank
2) Vijaya Bank
3) Punjab National Bank
4) Indian Bank
5) Indian Overseas Bank

34. BNP Paribas has acquired brokerage firm Sharekhan. BNP Paribas is a banking giant based in?
1) UK
2) Germany
3) Italy
4) France
5) Belgium

35. The rate at which the Reserve Bank of India borrows money from commercial banks is known as?
1) Repo rate
2) Reverse repo rate
3) Base rate
4) Bank rate
5) Prime Lending Rate

36. Who headed the Reserve Bank of India's High Powered Committee on Urban Cooperative Banks (UCBs)?
1) Deepak Mohanty
2) Urjit Patel
3) Shyamla Gopinath
4) Usha Thorat
5) R. Gandhi

ANSWERS:
1) 3 2) 2 3) 3 4) 4 5) 5 6) 3 7) 2 8) 4 9) 1 10) 2
11) 5 12) 1 13) 5 14) 3 15) 3 16) 3 17) 4 18) 2 19) 3 20) 2
21) 4 22) 2 23) 3 24) 4 25) 5 26) 5 27) 4 28) 2 29) 3 30) 2
31) 1 32) 2 33) 3 34) 4 35) 2 36) 5

Top Scheme And Programme Launched By Narendra Modi Government


SNGovt SchemeDetails
1

Make in India

  • It was Launched on 25th September 2014Make In India.png
  • To make India a manufacturing hub.
  • Make in India is an initiative of the Government of India to encourage multinational, as well as domestic, companies to manufacture their products in India.
  • The major objective behind the initiative is to focus on job creation and skill enhancement in twenty-five sectors of the economy
2

Digital India

  • Launched on 1st July 2015
  • To transform India’s economyPrime Minister Narendra Modi at the stage for Digital India Dinner.jpg
  • Digital India has three core components.
These include:
  • The creation of digital infrastructure
  • Delivering services digitally
  • Digital literacy
3

Skill India

  •  Launched on 15th July 2015)
  • To create jobs for youth of the Country
  • Skill Development in Youth
  • Making Skill available to All Youth of India
4

Smart Cities

  • Launched on 29th April 2015
  • In first Government of india Will Develop 100 Smart cities in India
  • Under this Scheme Cities from all States Are Selected
5

Unearthen Black Money

  •  Bill Passed on 14th May 2015
  • Disclosing Black Money
  • Punishment for The Black Money holders
6

Namami Gange

  •  Namami Gange Project or Namami Ganga Yojana is an ambitious Union Government Project which integrates the efforts to clean and protect the Ganga river in a comprehensive manner.
  • It its maiden budget, the government announced Rs. 2037 Crore towards this mission.
  • The project is officially known as Integrated Ganga Conservation Mission project or ‘Namami Ganga Yojana’.
  • This project aims at Ganga Rejuvenation by combining the existing ongoing efforts and planning under it to create a concrete action plan for future.
7

Swachh Bharat Abhiyan

  • Launched on 2nd October 2014)
  • To have clean India by 2nd October 2019Swachh Bharat Abhiyan logo.jpg
  • Eliminate open defecation by constructing toilets for households, communities
  • Eradicate manual scavenging
  • Introduce modern and scientific municipal solid waste management practices
  • Enable private sector participation in the sanitation sector
  • Change people’s attitudes to sanitation and create awareness
8

Swadesh Darshan

  •  Integrated Development of Theme Based Buddhist tourist circuit
9

Sukanya Samridhi Account

  •  Launched on 22nd January 2015
  • The scheme was launched by Prime Minister Narendra Modi on 22 January 2015 as a part of the Beti Bachao, Beti Padhao campaign.
  • The scheme currently provides an interest rate of 9.2% and tax benefits.
  • The account can be opened at any India Post office or a branch of some authorised commercial banks
10

Bal swachh mission

  •  Launched on 14th November 2014)
  • Awareness about the cleanliness of the children
11

Pradhan Mantri Jan Dhan Yojana

  • Launched on 28th August 2014 )
  • To give financial services to weaker section of society.
12

Pradhan Mantri Suraksha Bima Yojana

  •  Launched on 9th May 2015
  • Eligibility: Available to people in age group 18 to 70 years with bank account.
  • Premium:  Rs.12 per annum.
  • Payment Mode: The premium will be directly auto-debited by the bank from the subscribers account. This is the only mode available.
  • Risk Coverage:  For accidental death and full disability – Rs.2 Lakh and for partial disability – Rs.1 Lakh.
  • Eligibility: Any person having a bank account and Aadhaar number linked to the bank account can give a simple form to the bank every year before 1st of June in order to join the scheme.  Name of nominee to be given in the form.
13

Beti Bachao Beti Padhao Yojana

  •  (Launched on 22nd January 2015)-To generate awareness of welfare service meants for girl child and women.
14

Atal Pension Scheme

  • (Launched on 9th May 2015)-for unorganised sector ‘s workers
15

HRIDAY (National Heritage City Development and Augmentation Yojana) scheme

  • (Launched on 21st January 2015)-To develop heritage cities.
16

Pradhan Mantri Jeevan Jyoti Bima Yojana

  •  (Launched on 9th May 2015)-Life insurance scheme by Government
17

MUDRA Bank Yojana

  • (Launched on 8th April 2015) to provide up to 10 lakh to small entrepreneur.
18

Krishi Amani Bima Yojana

  • Scheme for farmer
19

Pradhan Mantri Gram Sinchai Yojana

  • To provide water to all field in the Country.
20

Pradhan Mantri Sansad Adarsh Gram Yojana

  • (Launched on 11th October 2014)-Each MP to develop three villages by 2019.
21

Deen Dayal Upadhyaya Grameen Kaushalya Yojana

  • (Launched on 25th September 2014)- To provide employmentto youth residing in rural area.
22

Deendayal Upadhyaya Gram Jyoti Yojana

  • To provide power(electricity) to rural area of the country.
23

Mahatma Gandhi Pravasi Suraksha Yojana

  •  Mahatma Gandhi Pravasi Suraksha Yojana is a special social security scheme which includes Pension and Life Insurance, introduced by Ministry of Overseas Indian Affairs for the overseas Indian workers in possession of Emigration Check Required (ECR) passports.
  • It is a voluntary scheme designed to help workers to meet their three financial needs: saving for retirement, saving for their return and resettlement, and providing free life insurance offering coverage for death from natural causes.
24

Indradanush Scheme

  • (Launched on 25th December 2014)
25

Soil Health Card Scheme

  •  Soil Health Card Scheme is a scheme launched by the Government of India in February 2015.
  • Under the scheme, the government plans to issue soil cards to farmers which will carry crop-wise recommendations of nutrients and fertilisers required for the individual farms to help farmers to improve productivity through judicious use of inputs.Prime Minister Narendra Modi launching the Soil Health Card scheme in Suratgarh, Rajasthan.jpg
  • All soil samples are to be tested in various soil testing labs across the country.
  • Thereafter the experts will analyse the strength and weaknesses (micro-nutrients deficiency) of the soil and suggest measures to deal with it.
  • The result and suggestion will be displayed in the cards.
  • The government plans to issue the cards to 14 crore farmers
26

Rani Laxmi Bai Pension scheme

  • For victims of Muzazafar nagar riot.
27

Udaan Scheme

  • To provide skill to youth of India.
28

Shyama Prasad Mukherji Rurban Mission

  •  The Mission aims at development of rural growth clusters which have latent potential for growth, in all States and UTs, which would trigger overall development in the region.
  • These clusters would be developed by provisioning of economic activities, developing skills & local entrepreneurship and providing infrastructure amenities.
  • The Rurban Mission will thus develop a cluster of Smart Villages.
29

Pandit Deendayal Upadhyay Shramev Jayate Karyakram

  • (Launched on 16th October 2014)
30

Kisan Vikas Patra

  •  (Relaunched in 2014) – Saving certificate Scheme
31

AMRUT

  • Atal Mission for Rejuvenation and Urban Development (earlier name JNNURM)
32

PRASAD

  • Pilgrimage Rejuvenation and Spiritual Augmentation-To improve the infrastructure at pilgrimage places.
33

Pradhan Mantri Fasal Bima Yojana

  •  The Union Cabinet has approved Pradhan Mantri Fasal Bima Yojana
  • It is a new crop insurance scheme to boost farming sector in the country.
  • It is farmers’ welfare scheme
  • The Scheme aims to reduce the premium burden on farmers and ensure early settlement of crop Insurance claim for the full insured sum.We Will cover this Scheme In details in Separate Article 

List of 61st Filmfare Awards 2016

The Filmfare Awards were held on January 15, 2016 at Sardar Vallabhbhai Patel Stadium in Mumbai. Sanjay Leela Bhansali's Bajirao Mastani and Shoojit Sircar's 'Piku' were the big winners.

Here is the complete list of winners from 61st Filmfare Awards 2015 —

Best Film - Bajirao Mastani
Best Director - Sanjay Leela Bhansali for Bajirao Mastani
Best Actor in a Leading Role (Male) - Ranveer Singh for Bajirao Mastani
Best Actor in a Leading Role (Female) - Deepika Padukone for Piku
Best Actor in a Supporting Role (Male) - Anil Kapoor for Dil Dhadakne Do
Best Actor in a Supporting Role (Female) - Priyanka Chopra for Bajirao Mastani
Best Music - Ankit Tiwari, Meet Bros. Anjjan and Amaal Mallik for Roy
Best Lyrics - Irshad Kamil for Agar tum saath ho (Tamasha)
Best Playback Singer (Male) - Arijit Singh for Sooraj dooba (Roy)
Best Playback Singer (Female) - Shreya Ghoshal for Deewani mastani (Bajirao Mastani)
Critics Choice Best Film - Piku
Critics Choice Best Actor (Male) - Amitabh Bachchan for Piku
Critics Choice Best Actor (Female) - Kangana Ranaut for Tanu Weds Manu Returns
Lifetime Achievement Award - Moushumi Chatterjee
RD Burman Award - Armaan Mallik
Best Debut Director - Neeraj Ghaywan for Masaan
Best Debut (Female) - Bhumi Pednekar for Dum Laga Ke Haisha
Best Debut (Male) - Sooraj Pancholi for Hero
Best Action - Sham Kaushal for Bajirao Mastani
Best Background Score - Anupam Roy for Piku
Best Choreography - Pt Birju Maharaj for Mohe rang do laal (Bajirao Mastani)
Best Cinematography - Manu Anand for Dum Laga Ke Haisha
Best Costume - Anju Modi and Maxima Basu for Bajirao Mastani
Best Dialogue - Himanshu Sharma for Tanu Weds Manu Returns
Best Editing - A Sreekar Prasad for Talvar
Best Production Design - Sujeet Sawant, Sriram Iyengar and Saloni Dhatrak for Bajirao Mastani
Best Screenplay - Juhi Chaturvedi for Piku
Best Sound Design - Shajith Koyeri for Talvar
Best Story  - Vijayendra Prasad for Bajrangi Bhaijaan
Best VFX - Prana Studio for Bombay Velvet

Friday, January 15, 2016

Andhra Bank PO Exam General Awareness Solved Questions (Exam Held on: 27.12.15 Evening Shift)

1. Smart vault launched by which bank - ICICI Bank
2. SpeedPay app - BSNL
3. IMF full form - International Monetary Fund
4 World Economic Forum (WEF) Headquarters- Cologny, Switzerland
5. Chairman of the Indian Space Research Organisation - A. S. Kiran Kumar
6. RBI Headquarters - Mumbai
7. Full form of DICGC? - Deposit Insurance and Credit Guarantee Corporation
8. Current Cash Reserve Ratio (CRR)? - 4%
9. World AIDS Day is held on - 1st December 
10. The tenure of the deposit will be minimum under Gold Monetization Scheme. - 1 year 
11. What is the full form of BCSBI? - The Banking Codes and Standards Board of India
12. What is the currency of Germany? - Euro
13. What is the full form of FATCA? - Foreign Account Tax Compliance Act 
14. Sukanya Samriddhi Accounts can be opened up to age of - 10 years

Thursday, January 14, 2016

United India Insurance Company Administrative Officers (Mains) Exam General Awareness Solved Paper (Exam Held on 3-1-2015)

1. Subarna Rekha Multipurpose Project (SMP) was started with a purpose to reduce losses due to flood in 1962 and for the distribution of land among the affected people. The states included in the project are– 
(A) Bihar, Odisha and West Bengal (B) Odisha, Uttarakhand and West Bengal (C) Odisha, Madhya Pradesh and West Bengal 
(D) Odisha, Jharkhand and West Bengal (E) Bihar, Jharkhand and West Bengal (Ans : D)

2. The Caparo group has won the International Business of the Year Award 2014 at the Asian Business Award Midlands in Birmingham. The group is founded by leading NRI industrialist– 
(A) S. P. Singh Oberoi (B) Srichand Hinduja (C) Gopichand Hinduja (D) Lord Swraj Paul (E) Lakshmi Mittal (Ans : D)

3. Which of the following is a part of the core sector? 
(A) Textiles (B) Chemicals (C) Real Estate (D) Machine manufacturing (E) Food Processing (Ans : D)

4. National Institute of Bank Management is the Institution meant for– 
(A) All those given as options (B) providing management personnel to the Banks (C) training of bank employees in Banking 
(D) providing consultancies on best practices in bank management (E) recruitment of Bank employees at all levels (Ans : D)

5. Recently India has decided to introduce plastic currency notes. A number of other countries are 'already' using plastic notes, but the pioneer in this field is– 
(A) Sweden (B) England (C) France (D) United States of America (E) Australia (Ans : E)

6. Which airlines was recently joined by the Tata group? 
(A) Pan Am (B) Lufthansa (C) Emirates Airline (D) Air Asia (E) Air France (Ans : D)

7. As per the rankings released by the UNCTAD in its World Investment Report 2014 in respect of most favoured destinations for investment by transnational corporations, India stands at the– 
(A) Fifth position (B) Third position (C) Seventh position (D) Fourth position (E) Sixth position (Ans : D)

8. Telangana has recently became the 29th state of India. Which of the following statements regarding the state is 'not' true? 
(A) It shares boundaries with Andhra Pradesh and Maharashtra (B) It is the 12th largest state of the country in terms of population 
(C) It is the first state to be carved out on a linguistic basis (D) It is the 12th largest state of the country in terms of area 
(E) It has 119 seats in the assembly and 40 seats in the council (Ans : C)

9. Which of the following device is developed by DRDO and is a light weight, multi role, single engine tactical fighter aircraft? 
(A) Prithvi (B) Prahar (C) Akash (D) Brahmos (E) Tejas (Ans : E)

10. Which of the following is a sovereign instrument with a fixed coupon (payable on a specified date or half yearly), issued by Reserve Bank for market borrowing programme of the Government of India ? 
(A) Fixed Deposits (B) Dated Government Securities (C) Debentures (D) Bonds (E) Equity shares of PSBs (Ans : B)

11. As per a notification recently published in the gazette by the Union Water Resources Ministry, the new chairman of the Cauvery Water Disputes Tribunal is– 
(A) Justice B. Rajendran (B) Justice B. S. Chauhan (C) Justice B. R. Sarangi 
(D) Justice B. N. Kripal (E) Justice B. N. Srikrishna (Ans : B)

12. The Minister for 'Health and Family Welfare' in the Union Cabinet is– 
(A) Shrimati Maneka Gandhi (B) Ms. Uma Bharati (C) Shrimati Sushma Swaraj 
(D) Jagat Prakash Nadda (E) Dr. Najma Heptulla (Ans : D)

13. A bond issued at a price less than its face value and payable on its due date at its face value bearing no ROI (Rate of Interest) is called–
(A) Preference Bond (B) Zero Coupon Bond (C) Convertible Bond (D) Perpetual Band (E) Sovereign Bond (Ans : B)

14. Recently, with which one of the following countries India has signed a joint statement named Druzhba-Dosti ? 
(A) Nepal (B) China (C) Russia (D) Bhutan (E) Myanmar (Ans : C)

15. Axis Bank was formerly known as– 
(A) YES Bank (B) UTI Bank (C) City Union Bank (D) HDFC Bank (E) Centurion Bank (Ans : B)

16. Recently, India has signed a first APA agreement with Japanese company. What does APA Stands for? 
(A) Advance Pricing Agreement (B) Advance Perform Agreement (C) Advance Purchase Agreement 
(D) Advance Procure Agreement (E) None of these (Ans : A)

17. The company ‘Associated Journals Limited' (AJL) is the publisher of now-defunct daily newspaper– 
(A) Young India (B) The Independent (C) Amrit Bazaar Patrika (D) Bombay Chronicle (E) National herald (Ans : E)

18. One rupee note bears the signature of– 
(A) President of India (B) Vice President of India (C) Finance Secretary (D) Finance Minister (E) Commerce Minister (Ans : C)

19. As per census 2011, the total urban population of India is 377.1 million. The state having the highest urban population of 50.8 million (13.5% of country's urban population) is– 
(A) Uttarakhand (B) Tamil Nadu (C) Uttar Pradesh (D) Maharashtra (E) Gujarat (Ans : D)

20. A cheque bearing the date earlier than the date of submission to the bank is known as– 
(A) Bearer Cheque (B) State Cheque (C) Crossed Cheque (D) Post Dated Cheque (E) Anti Dated Cheque (Ans : E)

21. The next Commonwealth Summit in 2015 shall be held in– 
(A) Malta (B) India (C) Sri Lanka (D) Maldives (E) Mauritius (Ans : A)

22. Liquidity is injected by the RBI in the economy through which of the following mechanisms ? 
(A) Change in Bank Rate (B) REPO (C) Increase in SLR (D) Through Liquidity Adjustment Facility (E) Increase in CRR (Ans : B)

23. The 'Glimpses of India' Festival showcasing Indian Performing arts, Modern Indian art, Buddhist artifacts and heritage, food and films etc., were organised in 12 cities of– 
(A) China (B) Europe (C) Australia (D) Russia (E) Japan (Ans : A)

24. Which of the following institutions has recently been allowed mandate for grant of banking business license by the RBI ? 
(A) IDFC (B) LIC Housing (C) L & T Finance (D) Bandhan Finance (E) Both (A) and (D) (Ans : E)

25. A Credit Guarantee Test Fund has been setup for guaranteeing Collateral Free Facilities by lending institutions to small scale industries. This fund is being managed by which of the following institutions? 
(A) IDBI (B) NABARD (C) SBI (D) SIDBI (E) RBI (Ans : D)

26. Japan has recently amended its pacifist constitution giving more powers to military. As a reason for amending the constitution, Japan has cited its dispute over Diaoyu Islands with– 
(A) China (B) Vietnam (C) Singapore (D) Philippines (E) New Zealand (Ans : A)

27. Legendary Stock Investor Warren Buffett calls the futures and options segment of the investment market is a weapons of– 
(A) Mass Financial Inclusion (B) Mass Financial Destruction (C) None of these 
(D) Mass Financial Investment (E) Mass Financial Involvement (Ans : B)

28. Latest Institution in providing Institutional Financial Assistance to Women Entrepreneurs is– 
(A) Rural Women Self Help Group (B) National Credit Fund for Women (C) Bharatiya Mahila Bank 
(D) All those given as options (E) Mahila Sarnridhi Kosh (Ans : C)

29. The national capital of the Sweden is– 
(A) Belfast (B) Rome (C) Berne (D) Stockholm (E) Kingstown (Ans : D)

30. Major internet companies are now encrypting all e-mails. For this they usually rely on a form of encryption known as the TLS. The abbreviation TLS stands for– 
(A) Transit Layer Security (B) Through Layer Security (C) Transparent Layer Security 
(D) Transport Layer Security (E) Temporary Layer Security (Ans : D)

31. Which of the following is one of the main functions of RBI? 
(A) Regulations of the Stock Markets (B) Regulation of Life Insurance (C) Regulation of General Insurance 
(D) Regulation of Mutual Funds in India (E) Banker's Bank (Ans : E)

32. Ryder Cup is awarded to the players of– 
(A) Golf (B) Baseball (C) Basketball (D) Cards (E) Cricket (Ans : A)

33. Which indigenous plane was developed by DRDO ? 
(A) Vikrant (B) Vayuyan (C) Tejas (D) Astra (E) None of these (Ans : C)

34. Which of the following is a 2,000-year - old - UNESCO - recognised classical dance-drama form from the Kerala which is feared to face extinction soon ? 
(A) Koodiyattam (B) Kuchipudi (C) Kolattam (D) Kathak (E) Kathakali (Ans : A)

35. The 'International Day of Older Persons' is observed every year on– 
(A) 31st October (B) 21st October (C) 11th October (D) 1st October (E) 19th September (Ans : D)

36. Which of the following authrities is responsible for maintaining accounts, cash deposits and bank management at the government through issue of bonds and Treasury bills? 
(A) SEBI (B) IBA (C) IRDA (D) SBI (E) RBI (Ans : E)

37. The Oscar-winning music composer A. R. Rahman has a street named after him in– 
(A) Spain (B) Canada (C) United States of America (D) France (E) Germany (Ans : B)

38. Who is the winner of Australian Grand Prix 2014? 
(A) Kevin Magnussen (B) Sergio Perez (C) Fernando Alonso (D) Nico Rosberg (E) Felipe Massa (Ans : D)

39. President Shri Pranab Mukherjee while addressing the joint session of parliament on June 14, 2014, spoke about five 'T's, three Ds and three Ss. In this context the Ss represent– 
(A) Society, Secularism and Soundness (B) Size, Safety and Security (C) Simplicity, Sincerity and Seriousness 
(D) Skill, Speed and Scale (E) Shelter, San city and Straightforwardness (Ans : D)

40. Which of the following state has Camel has its official animal? 
(A) Maharashtra (B) Madhya Pradesh (C) Odisha (D) Rajasthan (E) Haryana (Ans : D)

NABARD Assistant Manager (Grade A and B) Exam General Awareness Solved Paper (Exam Held on 1-3-2015)

1. World's first robot-staffed Hotel is set to open in which of the following countries?
(A) China (B) US (C) Singapore (D) Abu Dhabi (E) Japan (Ans : E) 

2. In which of the following states, the per capita availability of Milk is highest in the country? 
(A) Maharashtra (B) Haryana (C) Guajarat (D) Punjab (E) Tamil Nadu (Ans : D) 

3. In which city is India's first post office ATM opened? 
(A) Ahmedabad (B) Chennai (C) New Delhi (D) Mumbai (E) Hyderabad (Ans : B) 

4. At present how many credit information companies are operating in India? 
(A) Two (B) Three (C) Other than those given as options (D) Four (E) Five (Ans : D) 

5. SWIFT was founded in which of the following cities? 
(A) London (B) Brussels (C) New York (D) Hong Kong (E) Mumbai (Ans : B) 

6. Who is the head of the newly formed Expenditure Management Commission ? 
(A) Dr. Anand Sinha (B) Dr. Urjit Patel (C) Shri Arvind Mayaram (D) Dr. Subir Gokarn (E) Dr. Bimal Jalan (Ans : E) 

7. Vistara airline started its operations in India in January 2015. What is the tagline of this airline? 
(A) Fly the New Feelings (B) Now Everyone Can Fly (C) Fly at the cheapest rates 
(D) World's most favourite airline (E) Fly like a King (Ans : A) 

8. The NITI Aayog is headed by– 
(A) Minister for Planning (B) Prime Minister (C) Finance Minister (D) RBI Governor. (E) President of India (Ans : B) 

9. According to an order issued by the Culture Ministry on January 28, 2015. Who among the following has been appointed as the new chairman of Sangeet Natak Academi ? 
(A) Leela Samson (B) Anant Nag (C) Dr. P. V. Rajamannar (D) Girish Karnad (E) Shekhar Sen (Ans : E) 

10. As per Swachh Bharat Abhiyan, the aim of building a clean India is by which year? 
(A) 2021 (B) 2019 (C) 2018 (D) 2020 (E) 2016 (Ans : B) 

11. The first woman officer who led the Guard of honour at Rashtrapati Bhavan on January 26th 2015 is– 
(A) Nisha Thakur (B) Pooja Thakur (C) Punit Arora (D) Namrata Thakur (E) Other than those given as options (Ans : B) 

12. Paulina Vega, a 22-year-old student won the coveted title of Miss Universe 2015. She is from which of the following countries? 
(A) Colombia (B) India (C) Hungary (D) Honduras (E) Lithuania (Ans : A) 

13. Who amongst the following is the present Director of Centre for Advanced Financial Research and Learning (CAFRAL)? 
(A) D. K. Mohanty (B) P. Vijaya Bhaskar (C) H. R. Khan (D) G. Gopalakrishna (E) Dr. K. C. Chakraborty (Ans : D) 

14. Which of the following is the largest stock exchange in the world? 
(A) New York Stock Exchange (B) London Stock Exchange (C) Shanghai Stock Exchange 
(D) Tokyo Stock Exchange (E) NASDAQ OMX (Ans : A) 

15. Which Bank has announced the launch of country's first ‘contact-less' debit and credit cards to enable electronic payments with- out swiping ? 
(A) ICICI bank (B) HDFC bank (C) Axis bank (D) Union Bank of India (E) State Bank of India (Ans : A) 

16. Which of the following state Govt. has recently appointed yoga guru Ramdev as its brand ambassador to promote yoga and ayurveda in a big way? 
(A) Uttarakhand (B) Haryana (C) Madhya Pradesh (D) Himachal Pradesh (E) Uttar Pradesh (Ans : B) 

17. Who is the host of ICC Cricket World Cup 2015 ? 
(A) Australia and Newzealand (B) Other than those given as options (C) India and Sri Lanka 
(D) South Africa and Australia (E) England (Ans : A) 

18. Who is the chairperson of RBI? 
(A) Y. V. Reddy (B) K. L. Mohanti (C) Raghuram Rajan (D) Indra Nooyi (E) None of these (Ans : C) 

19. Who amongst the following is the present foreign secretary of India? 
(A) Sujata Singh (B) Ranjan Mathai (C) Shivshankar Menon (D) Nirupama Rao (E) Subrahmanyam Jaishankar (Ans : E) 

20. Recently the Government has notified that One Rupee Currency Notes will be put it to circulation again. The new notes will bear the signature of which of the following authorities? 
(A) Prime Minister (B) Finance Secretary (C) Finance Minister (D) Governor of RBI (E) President of India (Ans : B) 

21. RAM mense ? 
(A) Random Access Memory (B) Read Only Memory (C) Read Access Memory (D) Random Auto Memory (Ans : A) 

22. What is the minimum paid-up equity capital required for starting a small finance bank ? 
(A) Rs. 50 Crore (B) Other than those given as options (C) Rs. 250 Crore (D) Rs. 100 Crore (E) Rs. 500 Crore (Ans : D) 

23. The 'digital village' project to provide services ranging from cashless banking to digitised school teaching was recently started at Akodara village of Gujarat at the initiative of– 
(A) Aziz Premji Trust (B) Govt. of Gujarat (C) ICICI Bank (D) State Bank of India (E) Tata Enterprises (Ans : C) 

24. The year 2015 has been declared by the 68th Session of United Nations General Assembly as– 
(A) International Year of Fruits (B) International Year of Food (C) International Year of Vegetables 
(D) International Year of Good Health (E) International Year of Soils (Ans : E) 

25. Union Government renamed Direct Benefit Transfer Scheme for LPG as– 
(A) Other than those given as options (B) PAHAL (C) Ajeevika 
(D) Direct Transfer Scheme (E) Money Transfer Scheme (Ans : B) 

26. At the Asian Games held in September-October 2014, which Indian boxer refused to accept the bronze medal in order to protest a controversial decision by the judges? 
(A) L. Sarita Devi (B) Mary Kom (C) Rolando Bohol (D) Varghese Johnson (E) Kavita Goyal (Ans : A) 

27. As per Union Budget, how much capital is required to be infused in banks to meet Basel-III norms by 2018? 
(A) Rs. 2.40 lakh crore (B) Rs. 0.50 lakh crore (C) Rs. 1.00 lakh crore (D) Rs. 3.40 lakh crore (E) Rs. 5.00 lakh crore (Ans : A) 

28. Banks borrow money from the RBI at which of the following rates? 
(A) Base Rate (B) Reserve Repo Rate (C) Bank Rate (D) CRR (E) Repo Rate (Ans : E) 

29. Banks will soon be able to offer higher rate of interest on unbreakable fixed deposits. What is the minimum amount that is required to be invested in such a deposit scheme? 
(A) Over Rs. 50 lakhs (B) Upto Rs. 51akhs (C) Upto Rs. 10 lakhs (D) Over Rs. 25 lakhs (E) Over Rs. 100 lakhs (Ans : E) 

30. How many applications have been received by RBI, for starting payments bank ? 
(A) 112 (B) 65 (C) 41 (D) 72 (E) 113 (Ans : C) 

31. Pravasi Bhartiya Divas (PBD)- 2015 which was celebrated recently, was organized in which of the following States? 
(A) Kerala (B) Gujarat (C) Maharashtra (D) Rajasthan (E) Himachal Pradesh (Ans : B) 

32. A small deposit scheme for girl child, as part of the 'Beti Bachao Beti Padhao' campaign, was launched by the Govt. recently it is called as– 
(A) Balika Shiksha Account (B) Beti Padhao Deposit Scheme (C) Suraksha Deposit Scheme 
(D) Kanya Jagriti Jyoti Account (E) Sukanya Samridhi Account (Ans : E) 

33. Under the Liberalized Remittance Scheme (LRS) for resident individuals, what is the maximum amount that can be remitted abroad? 
(A) $ 250,000 (B) $ 350,000 (C) $ 500,000 (D) $ 150,000 (E) $ 50,000 (Ans : A) 

34. Which Indian state has been ranked as the fastest growing state for the year 2013-14 with GDP growth rate of 11-08% in 2013-14 ? 
(A) Madhya Pradesh (B) Haryana (C) Gujarat (D) Maharashtra (E) Bihar (Ans : A) 

35. Who among the following is the chairman of the External Advisory Committee (EAC) set up by RBI to evaluate application received for Payment? 
(A) Dr. Nachiket Mor (B) Smt. Usha Thorat (C) Shri H. R. Khan (D) Shri R. Gandhi (E) Shri S. S. Mundra (Ans : A) 

36. The deadline to exchange pre-2005 currency notes is– 
(A) 31-12-2015 (B) 30-06-2015 (C) 31-03-2015 (D) 30-09-2015 (E) 28-02-2015 (Ans : B) 

37. 'Winds of sarnara' won the new Age Album Trophy at 57th Grammy Awards recently. The album has been launched by– 
(A) A. R. Rahman (B) Ricky Kej and Wouter Kellerman (C) Bennet Veetraag 
(D) Peter Kater and Zakir Hussain (E) Paul Avgernios and Peter Kater (Ans : B) 

38. Which of the following books is written by Sanjaya Baru, former media advisor of the former Prime Minister, Manmohan Singh, just before the last Lok Sabha Election? 
(A) The Prime Minister with innovative ideas (B) The Accidental Prime Minister (C) The Intelligent Prime Minister 
(D) The Different Prime Minister (E) The Sudden Prime Minister (Ans : B) 

39. The player's auction for the 8th edition of Indian Premier League was concluded recently in Bengaluru. Which player amongst the following fetched highest amount at the auction? 
(A) Dinesh Karthik (B) Yuvraj Singh (C) Darren Sammy (D) Michael Hussey (E) Murali Vijay (Ans : B) 

40. Who among the following is the chairman of the recently constituted 7th Pay Commission? 
(A) Justice B. N. Srikrishna (retd.) (B) Dr. C. Rangarajan (C) Dr. D. Subbarao 
(D) Justice Ashok Kumar Mathur (retd.) (E) Dr. Y. V. Reddy (Ans : D)
 

BANKING AWARENESS PRACTICE MCQs

1. The Reserve Bank's affairs are governed by a central board of directors. The board is appointed
by the Government of India in keeping with the Reserve Bank of India Act. It is Appointed/ nominated for a period of....
a) 6 years
b) 5 years
c) 4 years
d) 3 years
e) 2 years

2. As per SEBI guidelines, in a Book Building process the cap in the price band
a) should be at least 10 per cent of the floor price
b) should not be more than 20 per cent of the floor price
c) should not be more than 30 per cent of the floor price
d) no limits
e) none

3. _______ is a short term security (7 days to 365 days) issued by a corporate entity (other than a bank), at a discount to the face value?
a) Commercial Paper
b) Certificate of Deposit
c) Non-convertible Debenture
d) Treasury Bill
e) None of the above

4. Who is the chairman of NITI Ayog ?
a) Narendra Modi
b) Arvind Pangaria
c) Mangu Singh
d) Anupam Srivastava
e) Ashok Kumar Roy

5. The Nai Manzil Scheme is designed as an integrated education and training programme that provides youth from minority communities skills needed for different tasks in a rapidly changing world. It also provides them trade related training in which of the following areas:
a) Manufacturing
b) Engineering
c) Services
d) Soft skills
e) All the above

6. Indian Financial Network [INFINET] is the...
a) Communication backbone for the Indian Banking and Financial sector
b) Association of the employers of the banking and financial sector
c) Closed user group network of SBI and its subsidiaries
d) All of the above
e) None of the above

7. In Mutual Funds, A close ended fund means:
a) The corpus is of fixed size with a definite redemption period
b) Listing on stock exchanges provides easy liquidity
c) The market price is always below the Net Asset Value
d) All of the above
e) None of the above

8. Which of the following is correct statement in respect of debit cards
a) Debit card facility is provided to those having savings bank account/current account holders
b) This facility is not extended to cash credit/loan account holders
c) It is an unsecured credit facility
d) Debit card is issued to all the persons who visit the branch
e) a and b

9. In the term IPO, what do you mean by "P"?
a) Provisions
b) Public
c) Private
d) Prudent
e) Pension

10. The Overall Priority Sector Lending Target to be increased to _______ by Foreign Bank with
more than 20 Branches by 2018?
a) 60 percent of adjusted Net Bank Credit
b) 40 percent of Adjusted Net Bank Credit
c) 32 percent of adjusted Net Bank Credit
d) 25 percent of adjusted Net Bank Credit
e) 30 percent of adjusted Net Bank Credit

11. When it comes to scheduled commercial banks, which out of the following is not true?
a) Nationalised banks
b) Regional Rural banks
c) Foreign banks
d) Private sector banks
e) Local area banks

12. Which amongst the following is called as mother of deposits?
a) Current account
b) Fixed deposit
c) Recurring deposit
d) Savings bank
e) Reinvestment deposit

13. "Micro Finance" is a ______ of banking services?
a) Introduction stage
b) Saturation stage
c) Research stage
d) Decline stage
e) None of the Above

14. Which amongst the following is not term deposits issued by commercial banks?
a) Current account
b) Fixed deposit
c) Recurring deposit
d) Reinvestment deposit
e) All the above

15. What is the main purpose of Open market operations?
a) A fiscal device which assists Government borrowing
b) A monetary measure to regulate quantity of money in circulation and the cash reserves of the commercial banks
c) A measure to counteract extreme trends in business
d) A measure to influence the balance of payments position
e) None of the above

16. What is the full form of MSME?
a) Mini, Small and Medium Enterprises
b) Micro, Small and Medium Enterprises
c) Mini scale Marketing Enterprises
d) Medium Scale Marketing Enterprises
e) None of the above

17. A customer is required to maintain adequate balances in his/her accounts in order to use his ____ card in the merchant establishments?
a) Smart Card
b) Credit Card
c) Add-on Credit card
d) Debit Card
e) None of the above

18. Which of the following are the latest guidelines issued by the RBI in respect of opening new
branches in villages?
a) To open more brick and mortar branches in villages where there are no banking facilities
and population is more than 5,000.
b) Banks to submit a roadmap on how many branches they will be opening by 31 March 2017.
c) The roadmap by end of January 2016.
d) BCBF Model to be discontinued
e) Only a, b, c

19. Name the financial instrument which is/are issued for short term (up to one year) borrowing by
RBI on behalf of the Government of India?
a) Treasury Bills
b) Commercial Paper
c) Certificate of Deposit
d) Non-convertible Debenture
e) Only b & c

20. KYC (Know Your Customer) norms were implemented in the Indian banking system in 2002 as per the directive of ?
a) SEBI
b) RBI
c) IBA
d) IRDA
e) None of these

21. Often, we read in the newspapers that several Indian companies are taking the FCCB route to raise capital. What does the term FCCB stand for?
a) Foreign Currency Convertible Bond
b) Foreign Convertible Credit Bond
c) Financial Consortium and Credit Bureau
d) Future Credit and Currency Bureau
e) None of these

22. ATM cards are issued to a person who maintains any of following accounts with the bank
a) saving bank account
b) current accounts
c) term deposits
d) loan or cash credit accounts
e) either a or b

23. A commercial paper is
a) A paper issued by Reserve Bank of India an trade and commerce
b) An unsecured money market instrument issued in the form of promissory note
c) A document issued by IDBI for seeking refinance facility from Reserve Bank India
d) All of the above
e) None of the above

24. Which of the following would fall under the category of retail banking?
a) Home Loans
b) Credit Cards
c) Personal Loans
d) Car Loans
e) All of these

25. Who decides how much quantity of the coins to be minted?
a) Reserve Bank of India
b) Central Government
c) Finance Ministry
d) Both RBI and Central Government decide
e) None of the above

26. What are the components of Foreign Exchange Reserves?
a) Foreign currency assets,
b) Gold,
c) Special Drawing Rights
d) Reserve Position in the IMF
e) All the above

27. The chairman of Regional Rural Bank is appointed by _____?
a) State Government
b) Reserve Bank of India
c) Central Government
d) Sponsoring bank in consultation with NABARD
e) None of the above

ANSWERS: 
1) c 2) b 3) a 4) a 5) e 6) a 7) d 8) e 9) b 10) b
11) e 12) d 13) a 14) a 15) b 16) b 17) d 18) e 19) a 20) b
21) a 22) e 23) b 24) e 25) b 26) e 27) d