GENERAL AWARENESS PRACTICE QUESTIONS FOR ALL BANK EXAMS

1. The Centre will over the next four years infuse how many crore rupees into the state-owned banks?
1) Rs. 80,000 crore
2) Rs. 60,000 crore
3) Rs. 70,000 crore
4) Rs. 1,00,000 crore
5) None of these

2. Who was appointed Chairman of the Telecom Regulatory Authority of India (TRAI) on July 27, 2015?
1) Sudheer Gupta
2) Ram Sevak Sharma
3) Pankaj Chandra
4) A.K. Kaushal
5) None of these

3. Clive Rice passed away on 28th July 2015. He was an international cricketer from?
1) Australia
2) New Zealand
3) South Africa
4) West Indies
5) England

4. Which city has been chosen to host the 2022 Winter Olympics?
1) Almaty
2) Turin
3) Vancouver
4) Beijing
5) Tokyo

5. K.M. Mani was appointed as the Chairman of the Empowered Committee of State Finance Ministers on Goods and Services Tax (GST) in March 2015. He is the Finance Minister of?
1) Tamil Nadu
2) Odisha
3) Bihar
4) Gujarat
5) Kerala

6. Which of the following organizations has been selected for the 2014 Gandhi Peace Prize?
1) TERI
2) Bachpan Bachao Andolan
3) ISRO
4) DRDO
5) BARC

7. Who won the All England Badminton Championship for India?
1) P. Gopichand
2) Prakash Padukone
3) Saina Nehwal
4) Both 1 and 2
5) 1, 2 and 3

8. Which of the following teams won the Ranji Trophy cricket in March 2015?
1) Karnataka
2) Tamil Nadu
3) Kerala
4) Mumbai
5) Delhi

9. Which State government launched Bhagyashree scheme for girls on 8th March 2015?
1) Uttar Pradesh
2) Maharashtra
3) Karnataka
4) Goa
5) West Bengal

10. Hukam Singh passed away recently. He was the Chief Minister of?
1) Punjab
2) Rajasthan
3) Uttarakhand
4) Uttar Pradesh
5) Haryana

11. Ajaypal Singh Banga is the President and CEO of?
1) Deutsche Bank
2) Citibank
3) Google
4) Master Card
5) SoftBank

12. Benetton Group is a global fashion brand based in?
1) France
2) Italy
3) Spain
4) UK
5) USA

13. Who is the author of the book "2014: The Election that Changed India"?
1) Prannoy Roy
2) Vinod Mehta
3) Rajdeep Sardesai
4) Shekar Gupta
5) Yashwant Sinha

14. Which of the following is not a team name in the Indian Super League (ISL) football tournament?
1) Delhi Dynamos
2) Mumbai City
3) FC Goa
4) Kerala Blasters
5) North West United

15. Which one of the following countries is not a member of the European Union?
1) Austria
2) Estonia
3) Slovakia
4) Slovenia
5) Serbia

16. Community of Latin American and Caribbean States (CELAC) consists of how many countries?
1) 27
2) 30
3) 33
4) 37
5) 38

17. Which of the following is not a Maharatna company?
1) BHEL
2) GAIL
3) NTPC
4) ONGC
5) BPCL

18. Euro 2016 football championship will be played in?
1) Poland
2) France
3) Ukraine
4) Spain
5) Germany

19. The 10th Aero India show was held in February 2015 in?
1) Bangalore
2) Hyderabad
3) Mumbai
4) New Delhi
5) Kochi

20. Sir Venkatraman Ramakrishnan has been named the President of Britain's prestigious Royal Society.
He won the Nobel Prize in 2009 in?
1) Physics
2) Chemistry
3) Medicine
4) Economics
5) Literature

21. David Hale has been appointed as US ambassador to?
1) India
2) Russia
3) China
4) Pakistan
5) Syria

22. Who took over as the new Director General of the Sports Authority of India (SAI) in March 2015?
1) Ajit Sharan
2) Injeti Srinivas
3) N.K. Sahoo
4) R.C. Lodha
5) None of these

23. The central bank of Canada is called the?
1) Reserve Bank of Canada
2) Federal Reserve of Canada
3) Bank of Canada
4) Royal Bank of Canada
5) None of these

24. The principal financial institution for the promotion, financing and development of the MSME
sector in India is?
1) NABARD
2) DICGC
3) SIDBI
4) EXIM Bank
5) RBI

25. Which of the following is not a regulatory authority?
1) RBI
2) FMC
3) IBA
4) SEBI
5) IRDA

26. Who made the highest individual score in cricket world cup history?
1) Rohit Sharma
2) Martin Guptill
3) Chris Gayle
4) Virender Sehwag
5) Sachin Tendulkar

27. Which bank has launched Chillr, a mobile app that allows users to instantly transfer money to any contact in their phonebook?
1) SBI
2) ICICI Bank
3) Axis Bank
4) SBH
5) HDFC Bank

28. Santiago is the capital of which of the following countries?
1) Paraguay
2) Poland
3) Austria
4) Chile
5) Suriname

29. Which of the following is the currency of Spain?
1) Krone
2) Lira
3) Euro
4) Rial
5) Ruble

30. Rajendra Pachauri stepped down as the Chairman of which of the following organizations following allegation of sexual harassment?
1) WEF
2) UNEP
3) WMO
4) IPCC
5) None of these

31. Who is the Union Cabinet Minister for Steel and Mines?
1) Narendra Singh Tomar
2) Ram Vilas Paswan
3) J.P. Nadda
4) Anant Kumar
5) Anant Geethe

32. TOPIX is a stock market index for the?
1) Toronto Stock Exchange
2) Tokyo Stock Exchange
3) Singapore Stock Exchange
4) Shanghai Stock Exchange
5) None of these

33. Zhao Xintong of China is a renowned player in which of the following sports?
1) Table Tennis
2) Badminton
3) Snooker
4) Archery
5) Shooting

34. The modified Direct Benefit Transfer of LPG (DBTL) scheme is renamed as?
1) PARAS
2) BADTA
3) PRAYAS
4) PAHAL
5) None of these

35. Salim Ali Bird Sanctuary is located in?
1) Goa
2) Karnataka
3) Madhya Pradesh
4) Assam
5) Gujarat

36. The National Energy Conservation Day is celebrated every year on?
1) October 14
2) November 14
3) December 14
4) November 24
5) October 24

37. Norman Gordon of South Africa died recently. He played?
1) Football
2) Cricket
3) Badminton
4) Rugby
5) Hockey

38. Which country conferred the highest military rank of field marshal to former Army Chief Sarath Fonseka?
1) Mauritius
2) Nepal
3) Bangladesh
4) Sri Lanka
5) Bhutan

39. Who is the official spokesperson of the Ministry of External affairs?
1) Mohan Kumar
2) Arun Kumar Singh
3) Sujatha Singh
4) Shiv Shankar Menon
5) Vikas Swarup

40. Benjamin Netanyahu is the current Prime Minister of?
1) Syria
2) Jordan
3) Lebanon
4) Israel
5) Libya

ANSWERS:
1) 3; 2) 2; 3) 3; 4) 4; 5) 5; 6) 3; 7) 4; 8) 1; 9) 2; 10) 5;
11) 4; 12) 2; 13) 3; 14) 5; 15) 5; 16) 3; 17) 5; 18) 2; 19) 1; 20) 2;
21) 4; 22) 2; 23) 3; 24) 3; 25) 3; 26) 2; 27) 5; 28) 4; 29) 3; 30) 4;
31) 1; 32) 2; 33) 3; 34) 4; 35) 1; 36) 3; 37) 2; 38) 4; 39) 5; 40) 4.

RBI Assistant Exam (1st Shift) General Awareness Solved Questions (Exam Held On: 08-08-2015)

1. Doctors day -July 1 
2. Currency of South Korea-South Korean Won 
3. Maximum limit of investment in kisan vikas patra- no limit
4. Where is Sanjay Gandhi National Park- Borivali East, Mumbai
5. Bricks 2016, in which country-India
6. One question related to PMJDY
7. Ex RBI Governor- Dr. D. Subbarao
8. Wimbeldon womens Champion 2015- Serena Williams
9. India Bangladesh land agreement which states share large area-West Bengal , Tripura, Assam, Meghalaya
10. Who is Matti Makkonen who died recently-Father of SMS
11. Scheme named after APJ Abdul Kalam- skill scheme for students (Rashtriya Avishkar Abhiyan (RAA))
12. Currency of Kazakhstan-Kazakh Tenge
13. Home minister-Rajnath Singh
14. President of Bhutan? – Jigme Khesar Namgyel Wangchuck
15. Shanghai Cooperation Organization (SCO) summit was held on 9-10 July 2015? Ufa, Russia
16. Hrishikesh Kanitkar and Ajay Ratra are related to which sport? – Cricket
17. PNB headquarters – New Delhi
18. UNICEF HQ – New York 
19. Rastriya Aviskaar Yojana inaugrated by?- Dr. A.P.J Abdul Kalam
20. NHB full form?-National Housing Bank
21. VSAT ,Msdn full form?Very Small aperture terminal and Microsoft developer Network.
22. mutual fund regulator?SEBI
23. 37 bridges book writer?Aamer Hussein
24. ISRO launched which country's satellites(5)?United Kingdom
25. Sukanya samriddhi max years to operate?10 years of age to 21 years
26. The Centre approved an interest-free loan to sugar mills to enable them to clear cane arrears payable to farmers. - Rs. 6,000 crore
27. womens winner of wta 2015- Maria Sharapova
28. Barabati Stadium-cuttack
29. ASCII Full Form- American Standard Code for Information Interchange
30. IP Full Form- Internet Protocol
31. CRTL + U = View source code in firefox
32. Nawabganj Bird Sanctuary in Unnao recently renamed after – Nawab Wajid Ali Shah and freedom fighter Chandrashekhar Azad
33. Financial Intelligence unit related to – Suspect financial transactions
34. Retail Banking is also know as – Consumer Banking
35. Rank of India in World Happiness Report 2015- 117
36. According to World Economic Forum report worlds biggest employer is – US Department of Defence
37. Which is Indian Govt Owned Bank – IDBI Bank
38. Pravda, a daily newspaper published from – Russia
39. IAEA Promotes What – promote the peaceful use of nuclear energy
40. Project Tatkal Launched by SBI for which Purpose – Expediting the Home Loan in 10 Days
41. Pravda as the official newspaper of the Communist Party of the - Soviet Union
42. Retail banking refers to the division of a bank that deals directly with retail customers.Also known as- consumer banking
43. According to a research published by the World Economic Forum, who is the world's biggest employer? - US Department of Defense

RBI Assistant Exam (2nd Shift) General Awareness Solved Questions (Exam Held On: 08-08-2015)

1. Kumbh Mela is celebrated at Trimbakeshwar on which river-godavari in nashik, maharashtra
2. Nelson mandela day- 18 July
3. Mundra power plant: Mudra in Kutch district
4. Book related to jhumpa lahiri-The Lowland
5. Uzbekistan capital- Tashkent
6. Soft bank CEO -N arora 
7. Max no of tiger present in which state - Karnataka
8. Currency of Bangladesh - Taka 
9. As per 2011 coinage act RBI can produce how much amount coin ?-1000rs.
10. womens football world cup won by - USA
11. Atal pension yojana minimum age limit - 18
12. Deepak Mohanthy related to which committee - Financial inclusion 
13. Uniki book written by - Vidaya Sagar Roy
14. India's contribution in bricks bank ?- $18 billion
15. Who chair Kolkata based Bandhan Bank? - Ashok Lahiri
16. The Potala Palace is located in which country? - China

Important Committees

1. Finance Ministry constituted a Task on Financial Redress Agency (FRA) under ________ to begin work for FRA as recommended by Financial Sector Legislative Reforms Commission to act as a unified financial redressal agency? – Dhirendra Swarup

2. Food Safety and Standards Authority of India (FSSAI) has set up an Expert Group under ___________ to examine impact of Foods with High in Fat, Sugar and Salt (HFSS) (also called Junk Food) on the health of consumers? – D Prabhakaran

3. International Boxing Association (AIBA) constituted a five member committee under _________ to manage the process of finding a group to organise and run boxing in India. – Kishan Narsi

4. Committee on Railway traffic optimization led by ___________ submitted its report to Ministry of Railways? – Mohd. Jamshed

5. For Revisiting & Revitalizing the PPP Model of Infrastructure Development submitted its Report. ? –Vijay Kelkar

6. Finance Ministry appointed committee under chairmanship of ________ (head of 20th Law Commission of India) to look into issue of Minimum Alternate Tax (MAT) on Foreign Institutional Investors (FIIs) to resolve the contentious issue of MAT between the tax authorities and the foreign investor? - Ajit Prakash Shah.

7. Insurance Regulatory and Development Authority 's Committee headed by _______ in its report suggested changing wordings of disclaimer in advertisements of insurance companies from Insurance is a subject matter of solicitation to Before buying, know the conditions and exclusions, to make a well-informed decision. ? – M Ramaprasad

8. __________Government constituted Special Investigation Team (SIT) under Ravishankar Ayyanar to probe Chittoor firing Case? – Andhra Pradesh

9. ___________for recommending restructuring and strengthening of UGC (University Grants Commission) submitted report to Ministry of Human Resource Development. – Hari Gautam

10.___________ to examine the possibility of replacing multiple prior permissions with pre-existing regulatory mechanism. ? – Ajay Shankar

11. Ministry of Water Resources, River Development & Ganga Rejuvenation constituted a 'Task Force' chaired by ____ on Interlinking of Rivers to look into the issues relating to Interlinking of Rivers ( ILR) in the country ? – BN Navalawala

12. National Transport Development Policy Committee (NTDPC), under chairmanship of _____ submitted its report suggesting reforms for development of various modes of transport categorized as immediate reforms and long run goals. ? – Rakesh Mohan Prakash Shah

13. ____ Government constituted committee headed by its Chief Secretary Anjani Kumar Singh to consider demand of hike in pay for fixed pay teachers in the state ? – Bihar

14. ____ to suggest a framework to assess Corporate Social Responsibility (CSR) activities undertaken by companies. – Anil Baijal

15. Government created three-member Special Investigation Team (SIT) headed by _____for re-investigation of 1984 anti-Sikh riot cases ? – Pramod Asthana

16. Committee headed by _____on Road Safety submitted its report to supreme court and recommended ban of sale of alcohol on National and State highways to minimize road accidents along with other recommendations. ? – KS Radhakrishnan

17. Ministry of Railways constituted a Committee under ____ to identify factors and issues affecting growth of traffic (Freight & Passenger) and suggest a plan of action for Traffic Optimization ? – Mohd. Jamshed

18. Odisha Government has appointed ____ as Chairman of committee for Inquiring of multi-crore chit fund scam in Odisha ? – Madan Mohan Das

19. 20th Law Commission of India headed by ______ submitted 253rd report Commercial Division and Commercial Appellate Division of High Courts and Commercial Courts Bill, 2015 ? – A P Shah

20. Committee headed by _____ submitted report on restructuring of Food Corporation of India (FCI) ? – Shanta Kumar

21. Government accepted recommendations of ______ committee to look into concerns of people of the the North East states living in other parts of the country ? – M P Bezbaruah

22. Government reconstituted Empowered Committee for setting up of Semiconductor Wafer Fabrication (FAB) manufacturing facilities in the country under NITI Aayog member _____ ? – V K Saraswat

23. Government reconstituted Pollution Control Board Working Group to simplify procedures to get consent certificates and categorisation of industries. The Working Group comprising of 11 members will be headed by _____ ? – Ayi Vaman N Acharya

24. Reserve Bank of India (RBI) constituted a Committee under RBI Deputy Governor ____, to reexamine appropriate set of businesses and licensing terms for Urban Cooperative Banks (UCB) – R Gandhi

GENERAL AWARENESS PRACTICE MCQs FOR SBI PO MAIN EXAM

1. World's oldest international financial organization is the Bank for International Settlements (BIS). It was established on 17 May ........
1) 1919
2) 1966
3) 1930
4) 1945
5) 2014

2. By 31 March 2015, the BIS has membership of how many central banks, representing countries from around the world that together make up about 95% of world GDP?
1) 100 member
2) 60 member
3) 28 member
4) 160 member
5) None of above

3. Bank for International Settlements (BIS) head office located at Basel in .........
1) Sweden
2) Switzerland
3) France
4) Italy
5) USA

4. BIS has representative office for Asia and the Pacific in .........
1) India
2) Hong kong
3) China
4) Japan
5) Switzerland

5. BIS has representative office for American nations in .........
1) USA
2) Mexico
3) Canada
4) Chile
5) Peru

6. Which of the following options reflects the Mission of BIS (Bank for International Settlements)?
1) It fosters discussion and facilitating collaboration among central banks.
2) It carries out research and policy analysis on issues of relevance for monetary and financial stability.
3) It serves as an agent or trustee in connection with international financial operations.
4) It is acting as a prime counterparty for central banks in their financial transactions.
5) All of the above options reflect the Mission of BIS.

7. Which of the following banking activity not discharged by BIS?
1) It accepts deposits from individuals.
2) It provide loans to individuals.
3) It provide financial services to private individuals and corporate entities.
4) It provide locker facilities to all citizens of the member nations.
5) All of the above banking activities not discharged by BIS.

8. BIS board of Directors meet continuously for the smooth working of BIS. BIS chairman is ............
1) Christine Legarde
2) Christian Noyer
3) Stephen S Poloz
4) Ignazio Visco
5) None

9. Which Indian is one of the Board of Directors in BIS (Bank for International Settlements)?
1) Narendra Modi
2) Arun Jaitley
3) Raghuram Rajan
4) Arvind Subramanyam
5) Rajiv Meharshi

10. 85th Annual General Meeting of BIS held on 28th June 2015 at .........
1) Berlin
2) Tokyo
3) Basel
4) New Delhi
5) Mexico

11. BCBS provides a forum for regular cooperation on banking supervisory matters. Its objective is to enhance understanding of key supervisory issues and improve the quality of banking supervision worldwide. BCBS stands for ..........
1) Basel Committee on Bar code Supervision
2) Basel Committee on Banking Supervision
3) Basel Commission on Banking Supervision
4) Basel Committee on Banking Statistics
5) None of above

12. Who heads Basel Committee on Banking Supervision?
1) Mervyn King of England
2) Fabio Panetta of Italy
3) Stefan Ingves of Swedan
4) Alexandre Tombini of Brazil
5) None of above

13. The BASEL II committee recommendations given below. Pick up correct one.
1) BASEL II committee combined all the types of banking risks into three categories.
2) They are Credit risk, market risk and operations risk
3) The committee identified three pillars of risk management
4) The pillars are Minimum capital requirement (also called Capital Adequacy Ratio), Supervisory review process and Market discipline.
5) All of above

14. Capital Adequacy Ratio (CAR) means .......
1) a ratio of bank's Profits to its risk
2) a ratio of central bank's deposits to its risk
3) a ratio of a bank's capital to its risk
4) a ratio of bank's capital to its total deposits
5) None

15. CAR also known as CRAR. CRAR stands for ........
1) Capital to Round Weighted Assets Ratio
2) Core to Risk Weighted Assets Ratio
3) Capital to Risk Weighted Assets Ratio
4) Capital to Risk Weighted Average Ratio
5) None of above

16. World Day against Child Labour observed on .........
1) 1 May
2) 25 Nov
3) 12 June
4) 14 Nov
5) 24 Jan

17. Tier I capital and Tier II capital details are given. Pick up correct one.
1) Tier I capital includes equity capital and disclosed reserves also.
2) Usually the stock under Tier I capital is not irredeemable and Non - Cumulative.
3) Tier II capital is a Secondary bank capital that includes items such as undisclosed reserves, general loss reserves.
4) Tier II capital includes subordinated term debt also.
5) All of above

18. Basel III norms fully implemented by 1 January 2019 by the member nations banks, but RBI said it is giving little bit relaxation to Indian banks, which must fully implement the BASEL III norms by?
1) 31 March 2020
2) 31 March 2019
3) 31 March 2025
4) 30 September 2014
5) None

19. As per Basel III, banks would be required to maintain Capital Adequacy Ratio of .............. including Capital Conservation Buffer (CCB)?
1) 11.5%
2) 10.5%
3) 9.5%
4) 8.5%
5) 12.5%

20. As per Basel III norms, total Tier I Capital Ratio would be ..........
1) 9.5 percent
2) 4.0 percent
3) 10.5 percent
4) 11.75 percent
5) 14.5 percent

21. Atal Mission for Rejuvenation and Urban Transformation (AMRUT) launched to develop infrastructure in how many cities and towns?
1) 500
2) 1000
3) 150
4) 200
5) 300

22. AMRUT to be introduced in the cities and towns, where the population is?
1) One lakh and above
2) One thousand and above
3) One million and above
4) One hundred and above
5) Two million and above

23. AMRUT scheme will have an outlay of ........
1) Rs.50,000 crores
2) Rs.25,000 crores
3) Rs.75,000 crores
4) Rs.10,000 crores
5) Rs.1,000 crores

24. Hungarian Grand Prix of Formula One (F1) Title 2015 won by ..........
1) Lewis Carl Hamilton (Britain) (Mercedes)
2) Fernando Alonso (Spain) (McLaren-Honda)
3) Sebastian Vettel (Germany) (Scuderia Ferrari)
4) Daniel Ricciardo (Australia) (Red Bull)
5) Valtteri Bottas (Finland) (Williams)

25. In the International Women's Wrestling Tournament, India finishes second place concluded on 26 July 2015. The event concluded at .........
1) Baku
2) Tallinn
3) Riga
4) Astana
5) Vilnius

26. Who is the winner of Tour De France 2015?
1) Vincenzo Nibali (Italy)
2) Alejandro Belmonte (Spain)
3) Chris Froome (Kenyan born British)
4) Philippe Gilbert (Belgium)
5) Fabian Cancellara (Switzerland)

27. Trophy and sport/game event given. Pick the correct combination.
1) Cricket - ICC world cup, Ashes cup, Ranji Trophy, Deodhar Trophy , Duleep Trophy, Irani Trophy.
2) Football - FIFA cup, Durand Cup, Rovers Cup, Santosh Trophy, Subroto Cup.
3) Hockey - Agha Khan Cup, Beighton Cup, Dhyan Chand Trophy , Murugappa Gold Cup.
4) Tennis - Davis Cup, Wimbledon Cup, Hopman Cup, Fed Cup, ATP Tournament Cup.
5) All of above

28. The ICC World Twenty 20 cup 2016 hosts by .........
1) England
2) West Indies
3) Sri Lanka
4) Bangladesh
5) India

29. On 25 July 2015, to ensure round the clock electricity supply to farmers and rural households, 'Deen Dayal Upadhyaya Gram Jyoti Yojana' launched at .........
1) New Delhi
2) Suratgarh
3) Kolkata
4) Varanasi
5) Patna

30. The list of Important days given. Locate the correct option?
1) National Broadcasting Day - 23 July
2) Kargil Vijay Diwas - 26 July
3) National Doctor's Day - 1 July
4) World Blood Donors Day - 14 June
5) All of above

31. 'Father of Indian Missile Science' is .........
1) A.P.J. Abdul Kalam
2) P.K. Iyengar
3) Subrahmanyan Chandrasekhar
4) Sir Jagadish Chandra Bose
5) C.V. Raman

32. ISRO achieved a huge milestone as it successfully tested latest and most powerful cryogenic engine for 800 seconds on 20 July 2015. This full duration test was performed successfully at .........
1) Sriharikota, Andhra Pradesh
2) Thumba, Kerala
3) Panaji, Goa
4) Mahendragiri, Tamilnadu
5) Chandipur, Odisha

33. New TRAI (Telecom Regulatory Authority of India) Chairman .........
1) K.V. Chowdary
2) Vijai Sharma
3) Prashant Pathrabe
4) R.S. Sharma
5) Prof Sanghmitra Bandyopadhayay

34. Commercial arm of ISRO is .........
1) ANTRAX
2) ANTRO
3) ANTRIX
4) PANTRIX
5) ANDROID

35. Union Minister of State for Atomic Energy and Space is ........
1) Dr. Jitendra Singh
2) V.K. Singh
3) Maneka Gandhi
4) Sujana Chaudary
5) Piyush Goyal


Answers:
1-3, 2-2, 3-2, 4-2, 5-2, 6-5, 7-5, 8-2, 9-3, 10-3
11-2, 12-3, 13-5, 14-3, 15-3, 16-3, 17-5, 18-2, 19-1, 20-1
21-1, 22-1, 23-1, 24-3, 25-4, 26-3, 27-5, 28-5, 29-5, 30-5
31-1, 32-4, 33-4, 34-3, 35-1

RBI Assistants Exam Test of General Awareness Solved Paper (Exam Held On: 01-08-2015 Second Shift)

1. Longest dam in India - Hira Kund
2. Headquarters of world maritime - London
3. Ceat cricketer of the year - Ajinkya Rahane
4. Bhutan capital - Thimpu
5. Health minister - J P Nadda 
6. Estonia currency - Euro
7. Dispur is the Capital of - Assam
8. What is the currency of Estonia - Euro
9. 29 July - World Tiger Day
10. Y K Sabharwal who died recently in New Delhi at the age of 73? Who was he - Former Chief Justice of India
11. Bradley James Haddin is related to which sport - Cricket
12. Where is Asian Development Bank's (ADB) headquarters located - Manila
13. The New Development Bank (NDB) is headquartered in - Shanghai, China.
14. When new Service Tax Rate of 14 % came into effect - June 1
15. Ctrl + c for - Copy
16. In SLR what does R stand for - Ratio
17. Questions From 1st Shift of RBI Assistant Exam - 1st August
18. Kamakhya temple is a famous pilgrimage situated at which state - Assam
19. Gautam Budha Wildlife Sanctuary is a wildlife sanctuary located in Gaya district of - Bihar
20. World Tourism Day (WTD) is commemorated each year on - 27 September
21. Who is the author of the book 'Kashmir: The Vajpayee Years' - A. S. Dulat
22. Minimum age for joining Atal Pension Yojana is 18 years and maximum age is - 40 years
23. A bit over 18 years which state has decided to withdraw the Armed Forces Special Powers Act or AFSPA, a controversial law that gives the army sweeping emergency powers in troubled areas - Tripura
24. The total coverage is for Pradhan Mantri Suraksha Bima Yojana - Rs. 2 Lakh
25. Biggest life insurer in India - Life Insurance Corporation (LIC)

RBI Assistants Exam Test of General Awareness Solved Paper (Exam Held On: 01-08-2015 First Shift)

1. Dadra and Nagar Haveli capital - Silvassa
2. IMF headquarter - Washington DC
3. National Teachers Day - 5th September
4. AIIB hq - BEIJING
5. Recently appointed Deputy governor of RBI - S.S.Mundra
6. Swiss Currency - Franc
7. Keoladeo National Park in which state - RAJASTHAN
8. Age limit in sukanya samridhi - 10years
9. Information Broadcasting Minister - Arun Jaitley
10. RRBs AUTHORIZED capital limit - 5 CRORE
11. In which year, Cooperative Societies Act was enacted - 1912
12. Charles Correa was an Indian Architect, urban planner and activist. Who died recently on 26 june 2015
13. Which of the following bodies regulates the Regional Rural Banks - NABARD
14. Bibek Debroy committee is associated with - restructuring - Indian Railways
15. For the regional rural banks, which among the following is the correct share of Central, State and Sponsor Bank - 50%, 15%, 35%
16. Longest river in the world - River Nile
17. Which of the following gives maximum employment in India - Indian Railways
18. Bank with a corpus of - Rs. 20000 crores
19. Atal pension yojna age limit - 18 to 40 years
20. Prime Minister Narendra Modi launched - MUDRA
21. authorised capital of Regional Rural Banks - Rs. 5 crore
22. ‘Test of my life’ is the auto biography of  - Yuvraj Singh
23. WHO related to -
24. According to World Investment Report which of the following countries became the highest recipient of FDI in 2014 – China
25. RBI will take back pre 2005 series notes by - 31 dec 2015
26. Half yearly financial stability report by whom - RBI
27. Who is Nazim Zaidi – Chief Election Commissioner of India
28. India's uranium Deal with which country for next five years - CANADA
29. Vienna is capital of - Austria
30. NASA FOUND SOMETHING ON WHICH PLANET
31. ICC PRESIDENT - ZAHEER ABBAS
32. WHICH BANK VOICE RECOGNIZED PASSWORD IN ATMS –ICICI
33. SBI INSURANCE WITH WHICH INSURANCE COMPANY - BNP PARIBAS
34. Kaiga atomic power plant in which state - KARNATAKA
35. Kalinga stadium situated in - BHUBNESHWAR, ODISSA
36. Floyd Joy Mayweather is related to which sport? - Boxing
37. India-Africa 2015 summit held in - NEW DELH
38. What was the name of State Bank of India (SBI) before it was created by SBI Act - Imperial Bank of India
39. President of the New Development Bank being set up by BRICS? -  K V Kamath

BANKING AWARENESS PRACTICE QUESTIONS FOR BANK EXAMS

1. The payment of a lost demand draft is made to the ______?
a) Purchaser
b) Payee
c) Nominee
d) Any of the above
e) None of these

2. In the case of granting loan against a life insurance policy, the banker should see ______?
a) The existence of insurable interest
b) The surrender value
c) The admission of age
d) All of the above
e) None of the above

3. When a debtor owes several debts to a banker and makes a payment, the right to appropriation lies with ______?
a) The banker
b) The debtor
c) The court
d) All of the above
e) None of the above

4. in terms of Section 31 of the Reserve Bank of India Act, 1934 a demand draft payable to bearer may be issued only by ______?
a) Nationalized Banks
b) Scheduled Commercial Banks
c) Reserve Bank of India
d) Foreign Banks
e) None of the Above

5. Unsigned demand draft is presented for payment, the drawee branch will ______?
a) Honour it
b) Dishonour it since it does not have a mandate of the drawer bank to pay it.
c) Honour it after seeking confirmation from the collecting bank
d) Honour it if it is for small amount
e) None of the above

6. When was SBI established?
a) 1st April 1935
b) 31st July 1969
c) 5th May 1955
d) 1st July 1955
e) None of the above

7. The maximum number of partners in a non-banking partnership firm is ______?
a) 20
b) 10
c) 25
d) 11
e) None of the above

8. Which of the following agencies /organizations has recently decided that all the Stock Exchanges
would introduce physical settlement of Equity Derivatives?
a) Reserve Bank of India
b) Bombay Stock Exchange
c) Registrar of Companies
d) Securities & Exchange Board of India
e) All of the above

9. How much bad loans was accumulated with the public sector banks as on 31st March 2015 as
disclosed by the Finance Ministry on 21st July 2015?
a) Rs. 2.76 lakh crore
b) Rs. 2.54 lakh crore
c) Rs. 2.67 lakh crore
d) Rs. 2.27 lakh crore
e) None of the above

10. In Mutual Funds, NAV is the price of ______?
a) Entire fund value
b) One unit of a fund
c) Surrender value
d) Average value of shares
e) Dividends paid in a year

11. Presently which Indian Bank has the largest number of foreign branches?
a) SBI
b) Canara Bank
c) Bank of Baroda
d) Bank of India
e) None of the above

12. Cash deposit ratio means____ ?
a) The percentage of cash-in-hand- balance with the Central Bank to the aggregate deposits
b) The percentage of total deposits received by Banks
c) The percentage of total cash money received as deposits by banks
d) All the above
e) None of the above

13. Central Government has appointed Sriram Kalyanaraman as the Managing Director (MD) and
Chief Executive Officer (CEO) of which of the following organisations:
a) NABARD
b) National Housing Bank (NHB)
c) I.F.C
d) IDRBT
e) B.I.R.D

14. In case of a usance bill a grace period of........ Will be allowed to calculate due date of payment.
a) 3 days
b) 2 days
c) 1 day
d) 4 days
e) None of the above

15. In the case of FCNR accounts the payment of interest is effected in ____?
a) Indian Rupee
b) Only in Pound (£)
c) Same currency in which deposit stands
d) Yen
e) None

16. Working capital requirement depends upon ______?
a) Level of activity
b) Types of business carried
c) Nature of Production cycle
d) All the above
e) None

17. In which of the Acts, specimen of the cheque, bill, promissory note is given?
a) Negotiable Instruments Act
b) Banking Regulation Act
c) Mercantile Law
d) All of the above
e) None

18. RBI permitted CBS-enabled Cooperative Banks to issue ATM cards in tie-up with:
a) State Bank of India
b) Any Nationalised Bank
c) a sponsor bank.
d) NABARD
e) b &c

19. Who headed the RBI panel that has submitted its report titled 'Data Format for Furnishing of
Credit Information to Credit Information Companies'.
a) Urjit Patel
b) A.K.Sharma
c) Aditya Puri
d) R.Gandhi
e) None of these

20. India's first post office savings bank ATM facility has been recently inaugurated in which of
the following places?
a) Chennai
b) Bengaluru
c) Mumbai
d) Delhi
e) None of these

21. The main function of an Asset Management Company is to:
a) hold the securities of various schemes
b) manage the funds by making investments in various types of securities
c) hold its property for the benefit of the unit holders
d) act on behalf of SEBI
e) All the above

22. Which country on 30 June 2015 became the first-ever developed economy to default on a loan
with the International Monetary Fund (IMF)?
a) Afganisthan
b) Australia
c) Bangaladesh
d) Greece
e) Canada

23. The minimum period under which a term deposit under Reinvestment Plan can be issued is____?
a) 24 months
b) 12 months
c) 6 months
d) 9 months
e) None

24. A minor is admitted to the partnership firm as ______?
a) Agent
b) Partner
c) Minor
d) Beneficiary
e) None

25. Which bank on 4th July 2015 became the first in the country to launch the MUDRA Card, under
the Pradhan Mantri MUDRA Yojana (PMMY) scheme?
a) Andhra Bank
b) Bank of Baroda
c) Central Bank
d) Corporation Bank
e) Union Bank of India

26. Who was named as the first Chairman of the to be opened Bandhan Bank, which announced its
Board of Directors on 9th July 2015?
a) Ashok K. Lahiri
b) Subir Gokaran
c) S.S.Mundra
d) Pratik Choudhary
e) T.S.Vijayan

27. What is the limitation of the number of persons in a joint savings bank account?
a) Two
b) Four
c) Five
d) Twenty
e) No limit

28. After acceptance of a bill, the primary liability on a Bill of Exchange is that of ______?
a) Payee
b) Acceptor
c) Drawee
d) Endorsee
e) All of the above

29. The full form of SREP used in Basel framework is :
a) Standard Review and Evaluation Process
b) Supervisory Review and evaluation Process
c) Standardised Revision and Evaluation Practice
d) Supervisory Review and Electronic Process
e) None

30. In order to enable private sector banks to attract and retain professional directors, the Reserve Bank
has issued guidelines on compensation for non-executive Directors for implementation by private sector banks, that will reflect market realities and will be within the parameters specified in the:
a) Banking Regulation Act, 1949
b) The Indian Companies Act, 2013 (Amended)
c) RBI Act 1934
d) As per the directives of Indian Banks Association
e) Both a&b

31. An executor of deceased account is appointed under ______?
a) Trust
b) Court
c) Will
d) Family tradition
e) None of the above

32. Relationship between the RBI and the bank maintaining currency chest will be of ______?
a) Trustee and beneficiary
b) Principal and agent
c) Licensor and licensee
d) Creditor and debtor
e) None of the above

33. The Reserve Bank has advised all public sector banks and select private sector and foreign banks
to appoint an internal Ombudsman. The internal Ombudsman would be designated as ______:
a) Chief Ombudsman Service Officer
b) Chief Customer Ombudsman Officer
c) Internal Ombudsman Customer Service Officer
d) Chief Customer Service Officer
e) Chief Transaction Audit Officer

Answers
1) a; 2) d; 3) b; 4) c; 5) b; 6) d; 7) a; 8) d; 9) c; 10) b;
11) a; 12) a; 13) b; 14) a; 15) c; 16) d; 17) e; 18) c; 19) c; 20) a;
21) b; 22) d; 23) c; 24) d; 25) d; 26) a; 27) e; 28) b; 29) b; 30) e;
31) c; 32) b; 33) d.

National Insurance Company Limited (NICIL) Administrative Officer Exam General Awareness Solved Paper (exam Held on:12-04-2015)

1. Which of the following is the largest general insurance company of India on the basis of gross premium collection inclusive of foreign operations? 
(a) United India Insurance Company Limited 
(b) Oriental Fire and General Insurance Company Limited 
(c) New India Assurance Company Limited 
(d) Agriculture Insurance Company of India 
(e) National Insurance Company Limited 
(Ans : c)

2. The proposed Micro Units Development Refinance Agency (MUDRA Bank) will have a Credit Guarantee corpus of– 
(a) Rs. 15000 crore 
(b) Rs. 10000 crore 
(c) Rs. 3000 crore 
(d) Rs. 20000 crore 
(e) Rs. 5000 crore 
(Ans : c)

3. The chemical name of ‘caustic soda’ is– 
(a) potassium hydroxide 
(b) aluminium oxide 
(c) sodium hydroxide 
(d) sodium chloride 
(e) sodium bicarbonate 
(Ans : c)

4. The term ‘Front-end load’ is associated with– 
(a) term deposits 
(b) term loans 
(c) insurance policies 
(d) mutual funds 
(e) government securities 
(Ans : d)

5. When an insurer passes some part of or all risks to another insurer called Re-insurer, this type of insurance is called– 
(a) Self Insurance 
(b) Dual Insurance 
(c) Void Insurance 
(d) Two Fold Insurance 
(e) Re-insurance 
(Ans : e)

6. The capital of the ‘People’s Republic of China’ is– 
(a) Taiwan 
(b) Hong Kong 
(c) Shanghai 
(d) Beijing 
(e) Shenzhen 
(Ans : d)

7. A complaint can be lodged with the insurance ombudsman by an aggrieved– 
(a) corporate policy holder 
(b) trust/association holding an insurance policy 
(c) sole-proprietor of a firm holding the insurance policy 
(d) individual policy holder 
(e) partnership firm 
(Ans : d)

8. Which of the following teams won the Santosh Trophy, the main State competition in Indian Football? 
(a) Punjab 
(b) Asom 
(c) Services 
(d) West Bengal 
(e) Maharashtra 
(Ans : c)

9. ‘Joko Widodo’ has been elected as President of– 
(a) Indonesia 
(b) Mexico 
(c) Argentina 
(d) Ukraine 
(e) Austria 
(Ans : a)

10. The FIBA Cup is associated with which among the following sports? 
(a) Table tennis 
(b) Basketball 
(c) Hockey 
(d) Football 
(e) Cricket 
(Ans : b)

11. An agency which holds electronic records of insurance policies issued to individuals, is known as–
(a) Insurance Depository 
(b) Insurance Attorney 
(c) Stock Insurance Company 
(d) Insurance Actuary 
(e) Insurance Repository 
(Ans : e)

12. A life insurance policy which provides coverage at a fixed rate of payments for a limited period of times, is known as– 
(a) Whole Life Insurance 
(b) Variable Universal Life Insurance 
(c) Term Life Insurance 
(d) Universal Life Insurance 
(e) Permanent Life Insurance 
(Ans : c)

13. ‘Tribhuvan International Airport’ is situated in– 
(a) Port Louis (Mauritius) 
(b) Paro (Bhutan) 
(c) Jakarta (Indonesia) 
(d) Kathmandu (Nepal) 
(e) Bangkok (Thailand) 
(Ans : d)

14. Under the recently re-launched Varishtha Pension Bima Yojana (VPBY) for senior citizens, the insured person can receive a monthly pension ranging from 
(a) Other than those given as options– 
(b) Rs. 100 to Rs. 5000 
(c) Rs. 500 to Rs. 5000 
(d) Rs. 1000 to Rs. 10000 
(e) Rs. 50 to Rs. 500 
(Ans : c)

15. Lia Van Leer of Israel, who recently died at the age of 90 years, is a pioneering figure in the field of– 
(a) cultural studies 
(b) farm productivity and profitability 
(c) human computer protection 
(d) film programming and archiving 
(e) film photography 
(Ans : d)

16. Against a global average of 50%, the female labour force participation rate in India is found to be– 
(a) 23% 
(b) 53% 
(c) 33% 
(d) 63% 
(e) 13% 
(Ans : c)

17. Who amongst the following has recently been appointed by the Ministry of Development of North Eastern Region as the Brand Ambassador of the North-East region? 
(a) Mary Kom 
(b) Sarjubala Devi 
(c) Suman Bala Devi 
(d) M. Thomas Meiter 
(e) Likhmabam Sushila 
(Ans : a)

18. The Cabinet Minister for Civil Aviation in the Union Council of Ministers, is– 
(a) Ananth Kumar 
(b) Radha Mohan Singh 
(c) Anant Geete 
(d) Jual Oram 
(e) Ashok Gajapati Raju 
(Ans : e)

19. It is a joint venture between Housing Development Finance Corporation (HDFC), one of India’s leading housing finance institution and– 
(a) Standard Life 
(b) Prudential Life 
(c) Sun Life 
(d) Max Life 
(e) Aviva India 
(Ans : a)

20. According to the Stockholm International Peace Research Institute (SIPRI), which one of the following is the world’s biggest importer of arms during the five year period from 2010 to 2014? 
(a) India 
(b) Iran 
(c) Germany 
(d) Pakistan 
(e) China 
(Ans : a)

21. Prime Minister recently inaugurated the first of the eight Coastal Surveillance Radar Systems (CSRS) being set-up by India in which of the following countries? 
(a) Mauritius 
(b) Sri Lanka 
(c) Maldives 
(d) Seychelles 
(e) Philippines 
(Ans : d)

22. The traditional new year celebrations ‘Rongali Bihu’ which is celebrated with fun in abundance by all people irrespective of caste, creed and belief in the Indian State of– 
(a) Goa 
(b) Asom 
(c) Telangana 
(d) Andhra Pradesh 
(e) Odisha 
(Ans : b)

23. The ‘Kaziranga National Park’ is situated in the Indian State of– 
(a) Asom 
(b) West Bengal 
(c) Uttarakhand 
(d) Chhattisgarh 
(e) Bihar 
(Ans : a)

24. The Japanese encephalitis, a virus born disease, which claimed many deaths in India recently, affects which part of the human body? 
(a) Kidney 
(b) Brain 
(c) Lungs 
(d) Intestine 
(e) Heart 
(Ans : b)

25. The ‘Pudhu Vezhvu Scheme’ is an empowerment and poverty reduction initiative launched by– 
(a) Tamil Nadu 
(b) Andhra Pradesh 
(c) Kerala 
(d) West Bengal 
(e) Telangana 
(Ans : a)

26. Which of the following noted Gandhians, is known for his rendition of Gandhi katha-stories on the Mahatma’s life, which he look across the world and received much acclaim for it? 
(a) SN Subbarao 
(b) Rajmohan Gandhi 
(c) ManadevDesai 
(d) Narayan Bhai Desai 
(e) Chandi Prasad Bhatt 
(Ans : d)

27. Which of the following organisation process insurance claims or certain aspects of employed benefit plans for a separate entity? 
(a) Insurance broker 
(b) Insurance surveyor 
(c) Third party owner 
(d) Insurance agent 
(e) Third party administrator 
(Ans : e)

28. The ‘National De-worming Day’ is observed in India every year on– 
(a) June 10 
(b) April 10 
(c) March 10 
(d) February 10 
(e) May 10 
(Ans : d)

29. Under the Sukayana Samridhi Yojana (SSN), the interest is payable by the Bank at the rate of– 
(a) 8% 
(b) 8.7% 
(c) 8.5% 
(d) 8.9% 
(e) 9.1% 
(Ans : e)

30. What is the minimum number of employees is a firm covered by the retirement fund body Employees Provident Fund Organisation (EPFO) for providing social security net? 
(a) Ten 
(b) Twenty 
(c) Thirty 
(d) Fifteen 
(e) Forty 
(Ans : a)

31. The Transatlantic Trade and Investment Partnership (TTIP), is a trade and investment agreement under negotiation between the– 
(a) European Union and the USA 
(b) European Union and India 
(c) World Trade Organisation and India 
(d) European Union and China 
(e) India and the USA 
(Ans : a)

32. The currency ,of , the ‘Republic of Mauritius’ is– 
(a) Other than those given as options 
(b) Mauritian Riyal 
(c) Mauritian Rial 
(d) Mauritian Rupee 
(e) Mauritian Rufiyaa 
(Ans : d)

33. ‘One Life is Not Enough’ is an autobiography of– 
(a) Prime Minister Narendra Modi 
(b) Natwar Singh 
(c) Dr. Manmohan Singh 
(d) Sharad Pawar 
(e) APJ Abdul Kalam 
(Ans : b)

34. Future Group is an Indian private conglomerate, which is known for having a significant prominence in Indian retail and fashion sector, with popular supermarket chain– 
(a) Hyper City 
(b) Easy Day 
(c) More 
(d) D-Mart 
(e) Big Bazaar 
(Ans : e)

35. In the recent Finance Bill-2016 place before parliament, government proposed the merging of commodity futures market regulator, Forward Markets Commission (FMC) with– 
(a) IRDA 
(b) PFRDA 
(c) SEBI 
(d) RBI 
(e) FLSRC 
(Ans : c)

36. An insurance purchased by agricultural producers to protect themselves against either the loss of their crops due to natural disasters or loss of revenue due to declines in the prices of agricultural commodities, is known as– 
(a) Crop Insurance 
(b) Third Party Insurance 
(c) Gap Insurance 
(d) Marine Insurance 
(e) Auto Insurance 
(Ans : a)

37. Discovered in 1866, the ‘Mesabi 1ron Range’ is the chief deposit of iron-ore in– 
(a) South America 
(b) Russia 
(c) Australia 
(d) Europe 
(e) the USA 
(Ans : e)

38. According to latest Economic Census released by National Statistical Association, which State has emerged top among states having more household enterprises? 
(a) Haryana 
(b) Maharashtra 
(c) Tamil Nadu 
(d) Karnataka 
(e) Rajasthan 
(Ans : c)

39. ‘Tasmania’ is an island State and is part of the– 
(a) Commonwealth of Puerto Rico 
(b) Commonwealth of Marina Islands 
(c) Commonwealth of Australia
(d) Commonwealth of Pennsylvania 
(e) Commonwealth of Massachusetts 
(Ans : c)

40. ‘United Nations Industrial Development Organisation’ that promotes industrial development is the specialised agency of the United Nations. It is headquartered in– 
(a) Rome (Italy) 
(b) New York (USA) 
(c) Vienna (Austria) 
(d) Paris (France) 
(e) Gland (Switzerland) 
(Ans : c)