Showing posts with label CURRENT AFFAIRS. Show all posts
Showing posts with label CURRENT AFFAIRS. Show all posts

Wednesday, August 16, 2017

GENERAL AWARENESS PRACTICE QUESTIONS FOR ALL BANK EXAMS

1. Recently State-owned oil firms IOC, BPCL and HPCL signed an agreement to jointly set up the world's largest refinery and petrochemical complex in:
a) Maharashtra
b) Gujarat
c) Rajasthan
d) Karnataka

2. Recently in an attempt to reduce the number of deaths of endangered wildlife in Thar Desert, new "rescue wards" have come up in the far-flung rural areas of Jodhpur. Thar Desert does not lie in:
a) Gujarat
b) Haryana
c) Madhya Pradesh
d) Punjab

3. Recently Reserve Bank of India has put which bank under prompt corrective action (PCA) due to a sharp increase in bad loans?
a) Union Bank of India
b) Central Bank of India
c) United Bank of India
d) IDBI Bank


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4. Recently India has decided for the first time to place a dedicated cell to promote investments of which country in India?
a) Canada
b) USA
c) Australia
d) Russia

5. The National Physical Laboratory (NPL), part of the Council of Scientific & Industrial Research and the only agency in India that is authorised to maintain Indian Standard Time (IST). It is located in:
a) Mumbai
b) Allahabad
c) New Delhi
d) Kolkata

6. Recently a team of experts at the Indian Institute of Technology - Kharagpur has fashioned a hybrid material based on silk protein called:
a) Silk Lyptonn
b) Silk Fibroin
c) Silk Ranyon
d) Silk Tinyton

7. Recently the Ministry of Health and Family Welfare has launched 'IDCF' in order to intensify efforts to reduce child deaths due to:
a) Diphtheria
b) Tuberculosis
c) Diarrhoea
d) Tetanus

8. Who has been appointed as India's ambassador to the European Union (EU) in June 2017?
a) Gaitri Issar Kumar
b) Ajit Vinayak Gupte
c) Reenat Sandhu
d) Ranjan Deepak

9. The government is set to roll out the 'Mission Parivar Vikas' programme to improve family planning services in how many districts of India?
a) 56
b) 78
c) 104
d) 146

10. Name the 1st Indian woman who has been elected as member of International Tribunal for the Law of the Sea (ITLOS)?
a) Sumedha Puri
b) Anandita Razdan
c) Koel Agrahari
d) Neeru Chadha

11. Recently Anglo American's diamond unit De Beers launched the world's largest diamond exploration vessel off the coast of:
a) South Africa
b) Chile
c) Namibia
d) Egypt

12. Recently the Asian Infrastructure Investment Bank (AIIB) approved it's firstever equity investment, worth .......... to catalyze private capital for infrastructure projects in India.
a) $ 70 million
b) $110 million
c) $150 million
d) $230 million

13. Who was the first Indian woman driver competed in one of the highest classes of Formula racing in the country at the upcoming JK Tyre-FMSCI National racing championship?
a) Radha Menon
b) Aprajita Sehgal
c) Mira Erda
d) Ritu Das

14. According to the study by UK-based Money Super Market what is the present rank of India in survey of nations with the lowest global environmental impact?
a) 34th
b) 46th
c) 57th
d) 75th

15. Who is not among the three countries that will participate in Malabar 2017, a joint midsummer exercise aimed at addressing shared threats to maritime security in the Indo-Asia Pacific region?
a) Japan
b) USA
c) Indonesia
d) India

16. David Grossman has won the Man Booker International Prize for his novel "A Horse walks into a bar". David Grossman belongs to:
a) Uganda
b) Canada
c) Australia
d) Israel

17. Recently the government, through a notification amending a prevention of money laundering law, has made it mandatory to provide Aadhaar to open a bank account and to conduct a transaction of ......... or more.
a) Rs.20,000
b) Rs.50,000
c) Rs.1,00,000
d) Rs.2,50,000

18. According to Environment Minister Dr. Harsh Vardhan, India is committed to achieve Land Degradation Neutrality by the year:
a) 2020
b) 2025
c) 2030
d) 2050

19. Recently which of the following country ratified automatic exchange of financial account information with India and 40 other jurisdictions to facilitate immediate sharing of details on suspected black money?
a) Belarus
b) Switzerland
c) Russia
d) USA

20. In order to boost G&J sector in the region Gem & Jewellery Training Institute, a first of its kind in Southern India is to be set up in:
a) Kochi
b) Palakkad
c) Udupi
d) Mangalore

21. In an attempt to keep India's regional navigation satellite system fully operational, ISRO is preparing to launch a back-up for IRNSS-1A, one of the seven satellites in the constellation. What is the name of its regional navigation satellite system?
a) GAGAN
b) NavIC
c) Galileo
d) None of the above

22. Recently which of the following countries's scientists have found that using blue-green algae and light to trigger photosynthesis could help treat cardiac disease, the top cause of death globally?
a) Japan
b) Germany
c) USA
d) China

23. Recently P.N.Bhagwati passed away. He was the:
a) Former Chief Election Commissioner of India
b) Former Chief Justice of India
c) Former Indian cricket test team captain
d) First Chief Information Commissioner of India

24. Gorkha Janmukti Morcha has been in the news, because it has been campaigns for the creation of a separate state Gorkhaland within India, out of districts in the north of which of the following states of India?
a) Tamil Nadu
b) West Bengal
c) Uttar Pradesh
d) Madhya Pradesh

25. Dr. Mahesh Sharma, Minister of State (Independent charge) for Culture & Tourism launched the implementation of the ''National Mission on Cultural Mapping of India' at:
a) Mathura, Uttar Pradesh
b) Chitradurga, Karnataka
c) Tiruchirapalli, Tamil Nadu
d) Kurnool, Andhra Pradesh

26. How many new Post Office Passport Seva Kendras (POPSKs) has been launched by Government of India in June 2017?
a) 50
b) 149
c) 100
d) 500

27. Which is the country's first public transport system to reserve jobs for members of the third gender people in June 2017?
a) Kolkata Metro
b) Hyderabad Metro
c) Kochi Metro
d) Delhi Metro

28. Sardar Sarovar Dam is being built on which of the following rivers?
a) Tapi
b) Krishna
c) Narmada
d) Godavari

29. Which of the following states of India is poised to fortify its position as the "Tiger State of India" with major reserves indicating an increase in the tiger population as per the annual census completed recently?
a) Karnataka
b) Assam
c) Gujarat
d) Rajasthan

30. The Indian Space Research Organisation (ISRO) has progressed to the testing of subsystems in the development of a semi-cryogenic engine for rockets with heavier payload capacity. The semi-cryogenic engine uses a combination of which of the following as propellants?
a) Liquid oxygen (LOX)
b) Refined kerosene (Isrosene)
c) Solid lithium (SLM)
d) Both (a) and (b)

31. Who among the following won the doubles title in the $60,000 ITF women's tennis tournament in June 2017?
a) Prarthana Thombare and Kotomi Takahata
b) Prarthana Thombare and Natcharee Teerachodjiranon
c) Prarthana Thombare and Yu-Yun Li
d) Prarthana Thombare and Natasha Sengphrachanh

32. Right to Information Act reveals that the Election Commission of India had ordered registration of FIR against the Chief Minister and others for alleged electoral malpractices during the Dr. Radhakrishnan Nagar by-election of which of the following states?
a) Tamil Nadu
b) West Bengal
c) Goa
d) Karnataka

33. A Street in Thuruthi ward of Kasaragod municipality that was recently named 'Gaza', a reference to the disputed strip of land between which of the following countries?
a) Israel and Egypt
b) Israel and Syria
c) Israel and Libya
d) Israel and Jordon

34. Which among the following Palaces has becomes first Indian building to get trademark in June 2017?
a) Mysore Palace
b) Taj Mahal Palace
c) Nizam Palace
d) Raja Maharanjith Singh Palace

35. The 106th Session of International Labour Conference (ILC) was held from 5-16th June 2017 in:
a) USA
b) South Africa
c) Switzerland
d) Norway

36. How many member countries are there in the Asian Infrastructure Investment Bank?
a) 80
b) 10
c) 50
d) 40

37. Reserve Bank of India said its internal advisory committee (IAC) had identified 12 accounts, which account for ........... % of non-performing assets of the Indian banking system for immediate resolution under the Insolvency and Bankruptcy Code (IBC).
a) 30
b) 25
c) 20
d) 15

38. The 'Make in India' initiative unveiled by Prime Minister Narendra Modi in 2014, provided the supply side intervention(s) of which of the following?
a) FDI reforms
b) Ease of doing business
c) Scaling up physical infrastructure and competitive federalism
d) All of the above

39. Which among the following country's cricket team has won its maiden ICC Champion Trophy in June 2017?
a) India
b) England
c) Pakistan
d) South Africa

40. Who among the following won the Indonesia Open men's singles trophy in June 2017?
a) Sai Praneeth
b) Son Wan Ho
c) Kidambi Srikanth
d) Kazumasa Sakai


ANSWERS:
1-a, 2-c, 3-b, 4-d, 5-c, 6-b, 7-c, 8-a, 9-d, 10-d
11-c, 12-c, 13-c, 14-d, 15-c, 16-d, 17-b, 18-c, 19-b, 20-c
21-b, 22-c, 23-b, 24-b, 25-a, 26-b, 27-c, 28-c, 29-a, 30-d
31-a, 32-a, 33-a, 34-b, 35-c, 36-a, 37-b, 38-d, 39-c, 40-c

Thursday, July 6, 2017

China tests a 'lunar palace' on earth

Chinese students will live in a laboratory simulating a lunar-like environment for up to 200 days as Beijing prepares for its long-term goal of putting humans on the moon.
Four postgraduate students from the capital's astronautics research university Beihang entered the 160- square-metre cabin dubbed the 'Yuegong-1' or 'Lunar Palace'.

BrahMos missile achieves rare feat

The Army carried out a successful test of the advanced BrahMos Block III Land Attack Cruise Missile (LACM) in the Andaman and Nicobar Islands.
Testing BrahMos in the Andaman and Nicobar islands is a symbolic statement, as it brings the strategic Malacca straits under its range.
BrahMos is a product of joint collaboration between India and Russia and is capable of being launched from land, sea, sub-sea and air against surface and sea-based targets.
The range of the supersonic missile was initially capped at 290 km as per the obligations of the Missile Technology Control Regime (MTCR). Since India's entry into the club, the range has been extended to 450 km and the plan is to increase it to 600 km.

Geographical Indication tag for Andhra Pradesh's Banganapalle mango

 The succulent Banganapalle mango has got a Geographical Indication (GI) tag, making Andhra Pradesh the proprietor of the variety knows for its sweetness.
Banganapalle mangoes have been grown for over 100 years in the state. It also known as Beneshan, Baneshan, Benishan, Chappatai and Safeda.
GI is covered under the Intellectual Property Rights and the Trade Related Aspects of Intellectual Property Rights (TRIPS).
 A GI tag certifies the origin of a product or produce from a particular region as the quality or other features of the product are attributable only to the place of its origin.

Sunday, July 2, 2017

Goods and Services Tax (GST)

GST is a unified taxation system which would end multiple taxation across the states and create a level playing field for businesses throughout the country, much like the developed nations. It is a multi-stage destination-based tax which will be collected at every stage, starting from procuring the raw material to selling the final product. The credit of taxes paid at the previous stage(s) will be available for set-off at the next stage of supply. Being destination or a consumption based, the GST will also end multiple taxes levied by Centre and the State Governments like Central Excise, Service Tax, VAT, Central Sales Tax, Octroi, Entry Tax, Luxury Tax and Entertainment Tax etc.  This will lower the overall tax burden on the consumer and will benefit the industry through better cash flows and working capital management. Currently, 17 State and Central levies are being applied on goods as they move from one State to the other.

BENEFITS

Different estimates peg the net advantage to the Gross Domestic Product, up to two percentage points.  The GST regime is also expected to result in better tax compliance, thereby increasing its revenue and narrowing the Budget deficit. All the imported goods will be charged Integrated Goods & Services Tax (IGST) which is equivalent to the Central GST + State GST. This will bring equality with taxation on local products.

Mainly, there will be three types of taxes under the GST regime: Central Goods and Services Tax (CGST), State (or Union Territory) Goods and Services Tax (SGST) and Integrated Goods and Services Tax (IGST). Tax levied by the Centre on intra-State supply of goods or services would be called the CGST and that to be levied by the States and Union Territories(UTs) would be called the SGST respectively. The IGST would be levied and collected by the Centre on inter-State supply of goods and services. Four supplementary legislations approving these taxes, namely the Central GST Bill, the Integrated GST Bill, The GST (Compensation to States) Bill, and the Union Territory GST Bill were passed by the Lok Sabha in May this year, making the realisation of 1st July, 2017 deadline a reality.

All the matters related to the GST are dealt upon by the GST Council headed by the Union Finance Minister while all the State Finance Ministers are its Members. The GST Council also has a provision to adjudicate disputes arising out of its recommendation or implementation thereof.

TAX RATES

The GST Council has fixed four broad tax slabs under the new GST system - 5 per cent, 12 per cent, 18 per cent and 28 per cent. On top of the highest slab, there is a cess on luxury and demerit goods to compensate the States for revenue loss in the first five years of GST implementation. Most of the goods and services have been listed under the four slabs, but a few like gold and rough diamonds have exclusive tax rates. Also, some items have been exempted from taxation. The essential items have been kept in the lowest tax bracket, whereas luxury goods and tobacco products will invite higher tax.

17-YEAR-LONG WAIT

Many countries in the world switched to a unified taxation system very early. France was the first country to do so in 1954 and many others followed, some by implementing GST and others by using a different form of Value Added Tax (VAT). In India, the discussion on GST started in the year 2000, in the NDA Government led by the former Prime Minister, Shri Atal Bihari Vajpayee. Finally, after 17 years of consensus building, 101st Constitution Amendment Bill was passed by Parliament in 2016. The States had apprehension of reduction in their revenue and their desire to keep some lucrative goods out of the GST baskets like alcohol, petroleum and real estate among others.

IMPACT ON CONSUMERS

From agarbattis (incense sticks) to luxury cars - all these goods will be taxed under different slabs. Movie tickets costing less than Rs 100 have been kept in the 18% GST slab while those over Rs 100 will attract 28% tax under GST. Tobacco products have been kept under a higher tax bracket. Industries such as textiles and, gems and jewellery are subject to a GST rate of 5%

The Government has shown its strong determination and stuck to implementing the GST with effect from 1st July, 2017. The road ahead would require a lot of resolve by the implementing agencies like the Goods and Services Network, states and the industry.    To sail through initial hiccups and successfully steer the ship of the economy, the Government needs to show the same determination and courage. A bold initiative like GST taken for the welfare of the country must lead to a grand success.

Friday, June 23, 2017

PM inaugurates India's longest bridge

The Prime Minister, Narendra Modi inaugurated India's longest bridge - the 9.15 km long Dhola - Sadiya Bridge, over the Lohit River, a major tributary of the Brahmaputra in Assam.
PM Dedicated the 9.15 km-long bridge, named after Dadasaheb Phalke awardee and legendary lyricist-singer Bhupen Hazarika who hailed from Sadiya, to the nation.

NHRC fiat on Maoists drafting children

Terming the recent alleged recruitment of children by Maoists a 'gross violation of human rights', the National Human Rights Commission (NHRC) issued notices to top government and police officials of Jharkhand asking for a report within two weeks.
✪ National Human Rights Commission (NHRC) of India, a statutory body established in 1993, under the provisions of The Protection of Human Rights Act, 1993 (TPHRA).
✪ The NHRC (National Human Rights Commission) consists of:
★ A Chairperson, should be retired Chief Justice of India
★ One Member who is, or has been, a Judge of the Supreme Court of India
★ One Member who is, or has been, the Chief Justice of a High Court
★ Two Members to be appointed from among persons having knowledge of, or practical experience in, matters relating to human rights
★ In addition, the Chairpersons of four National Commissions of SC, ST & Women, serve as ex officio members.
★ The current chairman of the NHRC is Justice H.L. Dattu.

Micro Mission of National Police Mission

The Bureau of Police Research & Development (BPR&D), under the Ministry of Home Affairs (MHA), organises the 1st National Conference of Micro Missions of National Police Mission (NPM) on May 23- 24, 2017.

 NPM is working to transform the Police Forces in the country into effective instrument for maintenance of Internal Security and meeting challenges of the next century, by equipping them with the necessary material, intellectual and organisational resources and to create a 'New Vision' for the police.

Sunday, June 18, 2017

BANKING AWARENESS PRACTICE MCQs FOR ALL BANK EXAMS

1. As per the Code of Bank's Commitment to Customers a bank must close/transfer an account maximum within a period of ____ days from the date of receipt of application.
a) 3 Days
b) 5 days
c) 7 days
d) At the earliest possible
e) No such restriction

2. Which risk is eliminated in case of the RTGS transaction?
a) Credit risk
b) Operational risk
c) Settlement risk
d) Systematic risk
e) c and d

3. What is the maximum period of deposit that can be opened under FCNR?
a) 1 year
b) 3 years
c) 5 years
d) 10 years
e) All the above

4. As per Pradhan Mantri Suraksha Bima Yojana (PMSBY) Scheme, if the customer has taken a cover under multiple bank accounts then the amount of premium under this will be ______.
a) Forfeited
b) Renewed
c) Double
d) Same

5. The Jan Dhan Yojana aims directly in promoting:
a) Social Justice
b) Financial Inclusion
c) Rural Development
d) Digital Empowerment
e) Urban Development

6. The premium of 10 paisa for every Rs.100 payable on behalf of the depositor under Deposit Insurance and Credit Guarantee Corporation(DICGC) will be borne by:
a) Bank
b) Life Insurance Corporation of India
c) General Insurance Corporation of India
d) Customer
e) Bank and Customer equally

7. Who was the first woman Deputy Governor of the Reserve Bank of India?
a) Shyamala Gopinath
b) Usha Thorat
c) Arundhati Bhattacharya
d) K.J.Udeshi
e) Usha Ananta Subramanian

8. Which bank has received $100 million (about Rs.645 crore) as the first tranche of ADB's multimillion dollar funding for installation of rooftop solar systems in India?
a) United Bank of India
b) Punjab National Bank
c) Bank of Baroda
d) Canara Bank
e) Corporation Bank

9. The maximum amount that can be deposited in a 'Sukanya Samriddhi Scheme' account in a
financial year is:
a) Rs. 1,00,000
b) Rs.1,50,000
c) Rs. 1,35,000
d) Rs.1,75,000
e) Rs. 1,25,000

10. Under Pradhan Mantri Jeevan Jyoti Yojana (PMJJBY) scheme, an individual is eligible to join the
scheme at the age between 18 years to____.
a) 30 years
b) 40 years
c) 50 years
d) 60 years

11. Which of the following is/are correct regarding Introduction of Additional Settlement Batches
for National Electronic Funds Transfer (NEFT)?
a) The NEFT settlement cycle will be reduced from hourly batches to half hourly batches
b) 11 additional settlement batches will be introduced
c) The total number of half hourly settlement batches during the day will be increased to 23
d) The starting batch at 8.00 am and closing batch at 7.00 pm shall remain the same.
e) All the above

12. In the case of deposit held by joint Individuals, the nomination can be made in favour of:
a) A single individual
b) More than one person in case deposit is payable jointly
c) More than one person in case deposit is payable to either or survivor(s)
d) Separate persons by each depositor
e) None of these

13. What is CDD as per KYC?
a) Customer Duly Diligence
b) Customer Due Delivery
c) Current Deposit delivery
d) Customer due Diligence
e) None of the above

14. STR in the context of Prevention of Money Laundering Act 2002 stands for?
a) Select Transaction Report
b) Suspicious Transaction Report
c) Suspected Transfer Report
d) Suspected Transaction Record
e) None of the above

15. What is the risk classification for "Salaried employees"?
a) Low risk account
b) Medium risk account
c) High risk account
d) All the above
e) None of the above

16. "Clean note policy" of RBI reiterates the Banks to follow which of the following measures?
a) To sort notes into issuable & non-issuable
b) Not to staples notes & to loose pack notes
c) Not to issue soiled & cut notes to general public
d) Not to scribble on the currency notes
e) All the above

17. As per Basel norms Capital is linked to_____:
a) Size of Deposits
b) Risk Weightage of Assets
c) Profitability of the bank
d) Macro economic conditions
e) None of the above

18. Atal Pension Yojana (APY) offers fixed amount of pension ranging between Rs.1,000 to ____
depending upon the contribution which will be based on the age of joining the APY:
a) Rs.2000
b) Rs.3000
c) Rs.4000
d) Rs.5000
e) Rs.10,000

19. As per recent announcement made by Prime Minister on 31st December, 2016,______Kisan credit cards will be converted into RuPay cards in coming 3 months. Government will bear _____ interest on select farm loans.
a) Rs.2 crores; 30 days
b) Rs.2.5 crores; 45 days
c) Rs.3 crores; 60 days
d) Rs.3 crores; 90 days
e) None of the above

20. ______will be the third and final financing stage for MUDRA Bank and maximum loan up to_______can be provided under this stage.
a) Tarun, Rs.8 lakh
b) Tarun, Rs.10 lakh
c) Vyaska, Rs.12 lakh
d) Kishore, Rs.15 lakh
e) Sishu, Rs.4 lakh

21. Which of the following schemes have been launched under Pradhan Mantri Awas Yojana?
a) AMRUT
b) Smart Cities Mission
c) Housing for All
d) All of these
e) Only a & b

22. When the award of the banking ombudsman is not acceptable to customer, he can appeal the matter to the appellate authority. The fee payable to Appellate Authority is:
a) Rs.5,000
b) Rs.6,000
c) 25% of the amount in dispute
d) 50% of the amount in dispute
e) Nil

23. In cheque Truncation system clearing the Image Replace Document (IRD) means:
a) Cheque itself
b) Image of the image
c) An authenticated copy of the cheque
d) Truncated cheque
e) None of the above

24. Nominee has predeceased the A/c holder. Payment shall be made to:
a) Against joint discharge to Legal heirs of the depositor and the legal heirs of nominee.
b) Legal heirs of the nominee
c) Legal heirs of the depositor
d) Payment through Court order or Succession Certificate
e) None of the above

25. Under Sukanya Samridhi Account (SSA) the maximum period upto which the deposits can be made is for___ years from the date of opening of the account?
a) 12 years
b) 14 years
c) 16 years
d) 18 years
e) 21 years

26. The maximum punishment by way of imprisonment for the offence committed under Money Laundering Act is:
a) 7 years
b) 9 years
c) 10 years
d) 12 years
e) None of the above

27. Branches should adopt a system of periodical updation of customer identification data (including
photograph/s) after the account is opened. The periodicity of such updation for High Risk, Medium
Risk and Low Risk category customers are:
a) Two/eight/ten years
b) Two/five/ten years
c) Two/two/five years
d) Ten/eight/two years
e) No such updation is required

28. What are the three pillars of Basel-II?
a) Minimum Capital Requirement, Supervisory Review & Market Discipline
b) Minimum Capital Fund, Asset quality & Financial Supervision
c) Minimum capital adequacy, Asset quality & Risk Management
d) Prudential accounting, greater transparency & Accountability
e) Moderate Capital Adequacy, Risk Management and Market Supervision

29. Establishment of Lok Adalat is governed by which of the following Acts?
a) SARFAESI act 2002
b) Legal services authority act 1987
c) Lok Adalat Act 1985
d) Recovery of debt due to Banks and financial Institutions
e) Indian Contract Act

30. Which bank is planning to raise Rs.9,000 crore through various instruments including Follow-on Public Officer (FPO) of Rs.6,000 crore?
a) Bank of Baroda
b) Bank of India
c) State Bank of India
d) Syndicate Bank
e) Union Bank of India

31. Which of the following documents are required for registration of a Jeevan Pramaan?
a) Aadhar number
b) PPO number
c) Bank Account number
d) All of the above
e) Only a & b

32. The electronic mechanism used by banks for transmitting financial messages across the borders:
a) Telex
b) DOTNET
c) RTGS
d) SWIFT
e) INFINET

33. Pradhan Mantri Kaushal Vikas Yojana (PMKVY) was approved with an outlay of_____.
a) Rs.500 crore
b) 1000 crore
c) Rs.12,000 crore
d) Rs.1,500 crore
e) Rs.2000 crore

34. Bank is required to issue TDS certificate on form______within _____month in which deduction is made:
a) 15-G; one;
b) 15-H; one;
c) 16- A; two;
d) 16- A; one;
e) Form 60; one;

ANSWERS:
1) a 2) c 3) c 4) a 5) b 6) a 7) d 8) b 9) b 10) c
11) e 12) a 13) d 14) b 15) a 16) e 17) b 18) d 19) c 20) b
21) d 22) e 23) c 24) c 25) b 26) a 27) a 28) a 29) b 30) a
31) d 32) d 33) c 34) d

EC launches toll-free no. for queries

The Election Commission (EC) launched a toll-free number (1800111950) for citizens to reach out with queries, give suggestions or lodge complaints pertaining to polls, electoral rolls and other related issues. Currently, the service has been made available in English and Hindi. The EC's executives
would also make outbound calls for educating voters.

The World Intellectual Property Organization (WIPO)

WIPO is one of the 17 specialized agencies of the United Nations. WIPO was created in 1967 "to encourage creative activity, to promote the protection of intellectual property throughout the world". WIPO currently has 189 member states.  It's headquartering in Geneva, Switzerland.  The current Director-General of WIPO is Francis Gurry, who took office on October 1, 2008.

India unanimously elected to head UNHabitat, the United Nations' Human Settlements Programme

India has been unanimously elected as the President of the UN-Habitat, an organ of the United Nations' Organisation (UNO) that promotes socially and environmentally sustainable human settlements across the world, after 10 years.
❁ Minister of Housing & Urban Poverty Alleviation Shri M.Venkaiah Naidu chaired the four day meeting of the 26th Governing Council of UN-Habitat in Nairobi, Kenya.
❁ Shri Naidu will preside over the deliberations of the Governing Council of UN-Habitat for the next two years.
❁ Since the UN-Habitat came into being in 1978, It is only the third time that India has been elected to lead this important organization after 2007 and 1988.

SAMPADA

The Cabinet Committee on Economic Affairs, chaired by the Prime Minister Narendra Modi has
given its approval for re-structuring the schemes of the Ministry of Food Processing Industries
(MoFPI) under new Central Sector Scheme - SAMPADA (Scheme for Agro-Marine Processing and Development of Agro-Processing Clusters) for the period 2016-20 coterminous with the 14th Finance Commission cycle.

Chenab to get tallest rail bridge

Around two years from now, the Chenab river in Jammu and Kashmir will be spanned by the world's highest railway bridge that is expected to be 35 metres taller than Paris' Eiffel Tower.
★ The massive arch-shaped structure, being constructed at a cost of around Rs.1,100 crore, will use over 24,000 tonnes of steel and will rise 359 m above the river bed. Designed to withstand wind speeds of up to 260 km per hour, the 1.315-km- long ''engineering marvel'' will connect Bakkal (Katra) and Kauri (Srinagar).
★ The bridge forms a crucial link in the 111-km stretch between Katra and Banihal, which is part of the Udhampur- Srinagar-Baramulla rail link project.

Indore emerges as the Cleanest City of India

Indore, Bhopal, Visakhapatnam, Surat, Mysuru, Tiruchirapally, NDMC, Navi Mumbai,Vadodara, Chandigarh make the Top 10. Madhya Pradesh, Gujarat, Jharkhand,Chattisgarh, Andhra Pradesh, Telangana are the Movers and Shakers, says M.Venkaiah Naidu.
★ 12 Gujarat cities, 11 from MP, 8 from AP among the top 50 Clean Cities. Varanasi ranked 32 this year as against 418 in 2014.
★ Mysuru slipped to fifth rank this year but no decline in sanitation standards, says Minister.
★ Swachh Survekshan-2017 aimed at capturing the outcomes on ground of the ongoing efforts to make urban areas Open Defecation Free and to improve door-todoor collection, processing and disposal of Municipal Solid Waste.
★ Of the total score of 2,000, 900 marks were assigned for performance in respect of ODF and solid waste management, 600 marks for Citizen Feedbak and 500 marks for Independent Observation.

New Controller General of Accounts (CGA)

Mr. Anthony Lianzuala took over as the New Controller General of Accounts (CGA).
★ The Government of India had appointed Mr. Anthony Lianzuala, a 1982-batch Indian Civil Accounts Service (ICAS) Officer, as the new Controller General of Accounts (CGA), Department of Expenditure, Ministry of Finance with effect from May 1, 2017.
★ He is the First person from the North- Eastern Region to hold this position.
★ Controller General of Accounts (CGA), in the Department of Expenditure, Ministry of Finance, is the Principal Accounting Adviser to Government of India and is responsible for establishing and maintaining a technically sound Management Accounting System.
Note: Controller General of Accounts (CGA) and Comptroller and Auditor General (CAG) both are different institutions. Where CGA is a statutary post, CAG is a constitutional post under the Article - 148 of the Constitution.

Tuesday, May 9, 2017

CURRENT AFFAIRS PRACTICE QUESTIONS FOR ALL BANK EXAMS

1. Every year National Maritime Day is observed in India on:
a) 5th February
b) 5th March
c) 5th April
d) 5th October

2. Recently, the Union Cabinet has approved closure of which of the following?
a) Mahatma Gandhi Pravasi Suraksha Yojana (MGPSY)
b) Mahatma Gandhi National Rural Employment Guarantee Act
c) National Literacy Mission Programme
d) National Social Assistance Scheme

3. Recently the Gulf of Mannar Marine National Park has proposed to introduce ecotourism in the mangrove forest area of the park. The Gulf of Mannar Marine National Park was established in which year?
a) 1995
b) 1980
c) 1990
d) 1985

4. As per a doping violation report published by World Anti-Doping Agency (WADA) for 2015, India ranks:
a) First
b) Second
c) Third
d) Fifth

5. Babri Masjid demolition case recently has been in the news, in which of the following years Babri Mosque was demolished?
a) 1992
b) 1993
c) 1999
d) 1996

6. The Union Government cleared the decks for setting up an independent rail regulator that will be responsible for recommending which of the following?
a) Passenger fares
b) Setting performance standards for rail operations
c) Creating level playing policy for private sector participation
d) All of the above

7. Who is the current Secretary General of Amnesty International?
a) Salil Shetty
b) Irene Zubaida Khan
c) Jackie Kay
d) Aruna Shetty

8. 'Khan Shaykhun' town is in the news for chemical attack on it. This town is located in which of the following countries?
a) Libya
b) Nigeria
c) Syria
d) Pakistan

9. With which of the following countries, India has announced a joint fund namely a Green Growth Equity Fund in April 2017?
 a) United Kingdom
b) USA
c) Russia
d) Japan

10. Which of the following companies rolled out the beta version of its new 'YouTube Go' application for India?
a) Microsoft
b) Apple
c) Google
d) Dell

11. Who has been named as Wisden's "Leading Cricketer in the World" for 2016?
a) SPD Smith
b) M.S.Dhoni
c) Virat Kohli
d) Joe Root

12. India has taken over full operational control of Unit 1 of the Kudankulam Nuclear Power Plant (KKNPP). This Kudankulam Nuclear Power Plant is located in which of the following states of India?
a) Tamil Nadu
b) Karnataka
c) Andhra Pradesh
d) Gujarat

13. Recently, Twitter rolled out a "data friendly" version of the platform called ...... in India.
a) Twitter Lite
b) Twitter Saga
c) Twitter Devak
d) Twitter on Demand

14. Which leading company has announced $8.4 million (Rs.54.42 crore) in grants over the next two years to four Indian NGOs: Learning Equality, Million Sparks Foundation, Pratham Books - Story Weaver and Pratham Education Foundation?
a) Microsoft
b) Google.org
c) Twitter.org
d) Facebook.com

15. Recently the Park Street of New Delhi renamed with which of the following countries founder?
a) Nepal
b) Bhutan
c) Bangladesh
d) USA

16. Who among the following has been appointed as the Chairman of the Telecom Disputes Settlement & Appellate Tribunal (TDSAT)?
a) Gagan Madhesiya
b) Samar Singh Bist
c) Shiva Kirti Singh
d) Ram Avtaar Gill

17. Which of the following countries military is developing a division of "super SEALs" using brain-stimulation technology to create warriors of the future who would be faster, smarter and more deadly?
a) Russia
b) USA
c) North Korea
d) China

18. What is the present rank of India in Global Travel and Tourism Competitiveness Report 2017, prepared by World Economic Forum?
a) 12th
b) 19th
c) 28th
d) 40th

19. Teesta water sharing pact is between which of the following two countries?
a) India and Pakistan
b) India and China
c) India and Bangladesh
d) India and Nepal

20. Who was the winner of the Best Actor National Film Award 2017?
a) Akshay Kumar
b) Salman Khan
c) Amir Khan
d) Shah Rukh Khan

21. Astronomers have, for the first time, detected an atmosphere around an Earth-like planet known as:
a) GJ 1132b
b) SJ 1132a
c) EL 1132b
d) AE 1132b

22. Recently, the President of India, Shri Pranab Mukherjee inaugurated the first NIMCARE World Health Day Summit 2017 in:
a) Vadodara
b) Udaipur
c) New Delhi
d) Kolkata

23. Recently, the Government of India and ....... signed a $175 million loan agreement to support construction of high voltage transmission systems to evacuate power generated from new mega solar parks to the interstate grid, and improve reliability of the national grid system.
a) Asian Infrastructure Investment Bank (AIIB)
b) Asian Development Bank (ADB)
c) World Bank
d) IMF

24. Which movies have been awarded as Best Feature Film and as Best Popular Film providing Wholesome Entertainment in 64th National Film Awards respectively?
a) Rustom and Sathamanam Bhavathi
b) Kasaav and Sathamanam Bhavathi
c) Dangal and Rustom
d) Sathamanam Bhavathi and Neerja

ANSWERS:
1) c 2) a 3) b 4) c 5) a 6) d 7) a 8) c 9) a 10) c
11) c 12) a 13) a 14) b 15) c 16) c 17) b 18) d 19) c 20) a
21) a 22) c 23) b 24) b 

Monday, April 3, 2017

CURRENT AFFAIRS PRACTICE QUESTIONS FOR ALL BANK EXAMS

1. Cobra Gold military exercises, Asia's largest multinational drill started on February 14, 2017 at Sattahip, Thailand. Cobra Gold 2017 is the ........ iteration of the military exercise.
a) 30th
b) 32nd
c) 36th
d) 39th

2. 'Indian Panorama Film Festival', the five-day organized at ....
a) Port Blair
b) Majuli
c) Bhimpore
d) Panjim

3. In Kerala, Thanal, a city-based group has launched a helpline for providing technical support in treating organic waste and managing non-biodegradable solid wastes. It is launched at
a) Kochi
b) Kozhikode
c) Thiruvananthapuram
d) Kollam

4. 'Momentum Jharkhand', Global Investor Summit held at
a) Jamshedpur
b) Deoghar
c) Medininagar
d) Ranchi

5. All India Institute of Medical Science (AIIMS) of Delhi has won the first prize for maintaining high standards of sanitation and hygiene under the Government's Kayakalp awards. The Kayakalp awards were instituted the year...
a) 2014
b) 2015
c) 2016
d) 2017

6. Khadi & Village Industries Commission (KVIC) has announced to make Khadi Gaon in each Indian state. Who is the Chairman of KVIC?
a) J. P. Toma
b) N. C. Borkataky
c) G. Chandramouli
d) V.K. Saxena

7. Science Express Climate Action Special (SECAS II) flagged off on 17th Feb, 2017 from Safdarjung Railway station in Delhi to embark upon its journey across the country. The SECAS II will run till 8th September 2017 and culminate its journey at
a) Ahemdabad
b) Gandhinagar
c) Surat
d) Bhavnagar

8. Name the Bollywood actor named to host the Hindi version of popular international show TED Talks.
a) Shah Rukh Khan
b) Salman Khan
c) Amir Khan
d) Ranbir Kapoor

9. What is India's rank in an annual index of Economic Freedom?
a) 140th
b) 143rd
c) 145th
d) 147th

10. Who has been honoured with an Honorary Doctorate Degree by Desh Bhagat University, a private educational institution in Amloh, Fatehgarh Sahib District of Punjab?
a) Manpreet Singh
b) Akashdeep Singh
c) Sandeep Singh
d) Parattu Raveendran Sreejesh

11. In which city the All India Tennis Association (AITA) has announced to host the second round of the Asia/Oceania Group 1 tie between India and Uzbekistan?
a) Bengaluru
b) New Delhi
c) Kochi
d) Lucknow

12. Who has been appointed as India's new High Commissioner to Canada?
a) Avani Kumar Varma
b) Brij Kishore Singh
c) Vikas Swarup
d) Vinay Luthra

13. Which State government has announced to constitute State Tourism Board for expansion of facilities at tourist spots and draw investment in the sector?
a) Madhya Pradesh
b) Goa
c) Telangana
d) Andhra Pradesh

14. Name the Canadian radio broadcaster, best known as the host of the CBC Radio program 'The Vinyl Cafe', passed away in February 2017.
a) Byron MacGregor
b) David Charles Wish
c) Bob Dawson
d) Andrew Stuart McLean

15. What is the maximum limit up to which the RBI has announced to lend gold to RRBs?
a) Rs.1.50 Lakhs
b) Rs.2.00 Lakhs
c) Rs.2.50 Lakhs
d) Rs.2.75 Lakhs

16. Which bank has launched instant chat services for customers logged in to Citibank Online (CBOL) in India?
a) IndusInd Bank
b) Kotak Mahindra Bank
c) Yes Bank
d) Citi Bank

17. Recently how many new judges were sworn in to the Supreme Court, taking their strength to a high of 28?
a) Two
b) Three
c) Five
d) Seven

18. Which two countries have decided to bring Agreement on Social Security (SSA) for workers' benefit into force in May 2017?
a) India and Norway
b) India and Turkey
c) India and Portugal
d) India and Japan

19. Which state assembly has undergone the motion of a trust vote for the first time in 29 years?
a) Telangana
b) Andhra Pradesh
c) Tamil Nadu
d) Maharashtra

20. For the past three years, Neralu has to be largest citizen-driven tree festival of:
a) Bengaluru
b) Hyderabad
c) Mysuru
d) Lucknow

21. Recently which state government has brought in an additional three lakh acre of agricultural land under its irrigation programme with the objective of helping farmers?
a) Bihar
b) West Bengal
c) Uttar Pradesh
d) Maharashtra

22. Who is to be the new chief of capital market regulator SEBI?
a) Prashant Thorbade
b) Anil Kushwaha
c) Ajay Tyagi
d) Rajan Vipul

23. Which bank has provided its customers access to the government's digital locker (DigiLocker) from within its net-banking application?
a) HDFC Bank
b) ICICI Bank
c) Kotak Mahindra Bank
d) SBI

24. Recently which company has become an integrated power company?
a) NTPC
b) BHEL
c) HPCL
d) OIL

25. Which agency is to create first-ever space technology research institutes?
a) ISRO
b) DRDO
c) BARC
d) NASA

26. Indian scientists have designed an insulin-like oral substance, nicknamed:
a) Rani
b) Tripti
c) Dimpi
d) Rajrani

27. Indian Navy inducts first all-women global circumnavigation vessel. Name the vessel.
a) Tarini
b) Shivalik
c) Kumbhir
d) Ashtradharani

28. India has won the silver medal at the women's Asian Rugby Sevens Trophy 2017 held at
a) Manila
b) Ipoh
c) Incheon
d) Vientiane

29. Who is the Chief of Naval Staff?
a) RK Dhowan
b) Surinder Pal Singh Cheema
c) Sunil Lamba
d) Arup Raha

30. Which bank has been awarded with ISO 27001: 2013 certification for its Information Security Management System (ISMS)?
a) South Indian Bank
b) Tamilnadu Mercantile Bank
c) Nainital Bank
d) Catholic Syrian Bank

31. Ecuador has been in news recently. The capital of Ecuador is....
a) Loja
b) Ibarra
c) Quito
d) Macas

32. Who is the 26th and current United States Secretary of Defense?
a) Jefferson Sessions
b) James Mattis
c) Steven Mnuchin
d) Michael T. Flynn

33. Recently the Assam Government has inaugurated Cancer Hospital in the state. The hospital is attached to which of the medical colleges?
a) Guwahati Medical College
b) Assam Medical College
c) Jorhat Medical College
d) Tezpur Medical College

ANSWERS:
1-c, 2-a, 3-c, 4-d, 5-b, 6-d, 7-b, 8-a, 9-b, 10-c
11-a, 12-c, 13-a, 14-d, 15-b, 16-d, 17-c, 18-c, 19-c, 20-a
21-b, 22-c, 23-c, 24-a, 25-d, 26-c, 27-a, 28-d, 29-c, 30-a, 31-c, 32-b, 33-a

Saturday, March 25, 2017

Health Services in India

There are multiple factors including lifestyles that influence the burden of disease. The burden of communicable diseases has been declining. The focus of the Government is to provide accessible, affordable and accountable quality healthcare facilities to all sections of society especially the marginalized sections in the country.

While there are   multiple challenges, the availability of Primary Health Centres, human resources, number of medical colleges and medical seats, have been improving.

Public health and hospitals being a State subject, the primary responsibility to address healthcare challenges is that of State Governments. However, under National Health Mission (NHM), financial and technical support is provided to States/UTs to strengthen their healthcare systems including support for strengthening health infrastructure, deployment of medical personnel, ASHAs, creating awareness about health issues and lifestyles, and support movement towards Universal Health Coverage. 

The Central Government has enacted the Clinical Establishment (Registration and Regulation) Act, 2010 and also notified Clinical Establishments Rules 2012 to provide a legislative framework for the registration and regulation of clinical establishments in the country and also seeks to improve the quality health services by prescribing minimum standards of facilities and services which may be provided.

The Government has also taken steps for strengthening and upgrading district hospitals and making available tertiary health care services in the public sector through strengthening of hospitals, establishment of AIIMS institutions in the States and up-gradation of existing Government medical colleges across the country.

With regard to increasing awareness about the health issues, the Ministry of Health and Family Welfare regularly releases print advertisement and TV and radio spots in National/regional media for generating awareness among population about various Health and Family Welfare issues and programmes of Ministry of Health and Family Welfare. These include Mission Indradhanush, World Health Day, World No Tobacco Day, Yoga Day, Intensified Diarrhoea Control Fortnight, World Population Day, Breastfeeding, Tuberculosis, etc.

The Government has formulated the National Health Policy 2017 which has laid emphasis on the role of the Government in regulation, governance, and quality assurance, healthcare infrastructure and in leveraging information technology. The policy also envisages raising public health expenditure to 2.5% of the GDP in a time bound manner.

Thursday, March 16, 2017

CURRENT AFFAIRS PRACTICE MCQs FOR ALL BANK EXAMS

1) “Connectivity for Regional Prosperity” was the theme of which edition Economic Cooperation Organization Summit held in Islamabad recently?
a. 13th
b. 14th
 c. 15th
d. 12th

2) The Goods and Services Tax (GST) Council, in its meeting held , under the Chairmanship of the Union Minister for Finance & Corporate Affairs, has approved the draft CGST Bill and the draft of which among the following bills?
a. CVST
b. IGST
c. TGST
d. All above

3) The President of India recently inaugurated the Centenary Celebrations of Women’s Indian Association recently at Adyar. In which state it is?
a. Lucknow,U.P.
b. Bhopal,MP
c. Chennai, Tamilnadu
d. Hyderabad, Telangana

4) Name the city , that has achieved 100% waste segregation?
a. Kochi
b. Palakkad
c. Jaisalmer
d. Tirunelveli

5) The world's oldest aircraft carrier in active service, , will be decommissioned on March 6 after serving the Indian Navy for nearly 30 years. Name it?
a. INS Viraat
b. INS Vikrant
c. INS Viraj
d. INS Viraam

6) India and which other country, have strengthened bilateral security ties , and decided to continue exchange programmes on hostage crisis, terror crime scene probe and cyber crime under ATA ( Anti
Terrorism Assistance) ?
a. Japan
b. USA
c. UK
d. Pakistan

7) Nuclear-armed North Korea fired how many ballistic missiles east of the peninsula on March 6, with Japan saying that some of them landed in its waters.?
a. 5
b. 6
c. 4
d. 7

8) Which country will organise the first mobile congress in September with a special focus on reaching out to South East Asian markets.?
a. Bangladesh
b. USA
c. UK
d. India

9) The Zero Discrimination Day was held on……………….?
a. March 1, 2017
b. March 2, 2017
c. March 3, 2017
d. March 7, 2017

10) Name the woman cricketer , who won the BCCI award for the first time?
a. Shantha rangaswamy
b. Shanthi subbarao
c. Mithali raj
d. Shanthi saxena

11) President of India, Pranab Mukherjee presented the Standard to 125 Helicopter Squadron and Colours to Mechanical Training Institute of Indian Air Force (March 3, 2017) at Air Force Station, Tambaram, Tamil Nadu. Which of the following statements are true about IAF Squadrons?
1. The Indian Air Force needs at least 42 squadrons of fighters to protect its western and northern borders with Pakistan and China
2. By 2019 -2020 it will lose another 14 squadrons of the vintage MiG 21s and MiG 27s
3. There are 16-18 planes in one squadron. The force now depends on Su-30 MKI and MiG 29s, the British-made Jaguar and French-made Mirage 2000s
4. After the air force de-commissioned three of the ageing Russian-made MiG 21 squadrons, bringing down the total number from 34 to 31 fighter squadrons, an additional squadron of the Russian-made Su-30 MKI has been raise
a. Only 1 & 2 are true
b. Only 2 & 3 are true
c. Only 3 & 4 are true
d. All 1,2,3 and 4 are true

12) Which among the following launched an exclusive data-led group term insurance plan in partnership with ET Money, the country’s first term insurance plan based on the spend pattern of the users?
a. Ing Vysya
b. HDFC Life
c. ICICI Life insurance
d. LIC

13) The number of ODF (Open Defecation Free) districts in the country has now crossed to ……………recently ?
a. 75
b. 80
c. 100
d. 90

14) On which day The World Hearing Day 2017 was observed globally ?
a. 3rd march 2017
b. 2nd march 2017
c. 4th march 2017
d. 5th march 2017

15) Which country is planning to build its first national underwater observatory in the disputed South China Sea (SCS)?
a. USA
b. China
c. Japan
d. North Korea

16) The “Napoleon of football” who helped the team win the European Cup three times, died March 3rd, 2017. Name him?
a. James madrid
b. Raymond Kopa
c. Adams grews
d. Nicholas crews

17) Jammu & kashmir and which another state, agreed on resumption of Shahpur Kandi Dam project?
a. Haryana
b. UP
c. Punjab
d. Rajasthan

18) Who was appointed Chairman and Managing Director of state-run telecom major Mahanagar Telephone Nigam Limited (MTNL).?
a. PK Purwar
b. NK Singh
c. MK ajay bhatia
d. L. Sneha majumdar

19) For the first time, which country on March 1, 2017 succeeded in getting an official elected to the post of Secretary General for South Asian Association for Regional Cooperation?
a. Pakistan
b. South africa
c. Srilanka
d. Bangladesh

20) Which country for first time will host International Conference on Theory and Practice of Electronic Governance (ICEGOV2017)?
a. Bangladesh
b. India
c. Srilanka
d. Bhutan

21) The tourist town of Dharamshala, which is also the home of Tibetan spiritual leader Dalai Lama, has officially become the second capital of which state of India?
a. Tripura
b. Arunachal pradesh
c. Himachal pradesh
d. U.P.

22) Which day will be celebrated on 3rd March 2017 with the theme “Listen to the Young Voices.”?
a. World youth day
b. World adults day
c. World wildlife day
d. World environment day

23) Which country’s upper house, The House of Lords voted on 2 March 2017 to amend the Brexit Bill?
a. U.K.
b. USA
c. UAE
d. USSR

24) Name the state that will host its first river festival in March-April 2017?
a. U.P.
b. Assom
c. Bihar
d. Rajasthan

25) India Test captain Virat Kohli won the Polly Umrigar award, being the first cricketer to receive it how many times?
a. One
b. Two
c. Three
d. Four

26) South Korean and which country held largescale joint military exercise called Foal Eagle to test their defence readiness against the threat from North Korea.?
a. Japan
b. Israel
c. Iraq
d. USA

27) The national launch of 'Swachh Shakti Saptah' took place in which city recently?
a. Gurugram
b. Hissar
c. Kochi
d. Pune

28) Which country government recently approved the merger of Federally Administered Tribal Areas (FATA) with the Khyber-Pakhtunkhwa province.?
a. India
b. Bangladesh
c. Pakistan
d. Bhutan

29) India has proposed the name of Manjeev Singh Puri as its next Ambassador to which country, with the term of senior Indian diplomat Ranjit Rae coming to an end.?
a. Bhutan
b. Nepal
c. Pakistan
d. Israel

30) Which country announced recently that it will reintroduce compulsory military service starting this summer to respond to global security challenges, including from Russia?
a. Sweden
b. Switzerland
c. South korea
d. Cuba

ANSWERS
1. A 2. B 3.C 4.D 5.A 6.B 7.C 8.D 9.A 10.A
11.D 12.B 13.C 14.A 15.B 16.B 17.C 18.A 19.A 20.B
21.C 22.C 23.A 24.B 25.C 26.D 27.A 28.C 29.B 30.A