Showing posts with label SBI. Show all posts
Showing posts with label SBI. Show all posts

Tuesday, April 5, 2016

State Bank of India 15431 Clerk Posts Recruitment

Applications are invited for appointment as Junior Associate (Customer Support & Sales), Junior Agricultural Associates in Clerical cadre in State Bank of India.

Total No. of Posts: 15431

1. Junior Associate (Customer Support & Sales): 10726 Posts
Qualification: Graduation in any discipline.

2. Junior Agricultural Associate: 3008 Posts
Qualification: Graduation in Agriculture or Agriculture allied activities.

3. Junior Associate (JA) SRD for Backlog Vacancies: 1697 Posts

Age Limit (As on 01.04.2016): Not below 20 years and not above 28 years as on 01.04.2016 i.e candidates must have been born not earlier than 02.04.1988 and not later than 01.04.1996 (both days inclusive).

Selection Procedure: The selection process will consist of on-line test (preliminary & main examinations), test of official and/ or local language and subject to Government of India approval, interview.

Application fee & Intimation Charge: SC/ ST/ PWD/ XS- Rs. 100 ; General and OBC- Rs. 600.

How to Apply: Candidates will be required to register themselves online through Bank's website.

Online registration of application and payment of fees: 05.04.2016 to 25.04.2016.

Last date for online application: 25.04.2016.

Preliminary Examination will be conducted tentatively in the month of May/ June 2016.

For Notification Click Here

Tuesday, August 4, 2015


1. World's oldest international financial organization is the Bank for International Settlements (BIS). It was established on 17 May ........
1) 1919
2) 1966
3) 1930
4) 1945
5) 2014

2. By 31 March 2015, the BIS has membership of how many central banks, representing countries from around the world that together make up about 95% of world GDP?
1) 100 member
2) 60 member
3) 28 member
4) 160 member
5) None of above

3. Bank for International Settlements (BIS) head office located at Basel in .........
1) Sweden
2) Switzerland
3) France
4) Italy
5) USA

4. BIS has representative office for Asia and the Pacific in .........
1) India
2) Hong kong
3) China
4) Japan
5) Switzerland

5. BIS has representative office for American nations in .........
1) USA
2) Mexico
3) Canada
4) Chile
5) Peru

6. Which of the following options reflects the Mission of BIS (Bank for International Settlements)?
1) It fosters discussion and facilitating collaboration among central banks.
2) It carries out research and policy analysis on issues of relevance for monetary and financial stability.
3) It serves as an agent or trustee in connection with international financial operations.
4) It is acting as a prime counterparty for central banks in their financial transactions.
5) All of the above options reflect the Mission of BIS.

7. Which of the following banking activity not discharged by BIS?
1) It accepts deposits from individuals.
2) It provide loans to individuals.
3) It provide financial services to private individuals and corporate entities.
4) It provide locker facilities to all citizens of the member nations.
5) All of the above banking activities not discharged by BIS.

8. BIS board of Directors meet continuously for the smooth working of BIS. BIS chairman is ............
1) Christine Legarde
2) Christian Noyer
3) Stephen S Poloz
4) Ignazio Visco
5) None

9. Which Indian is one of the Board of Directors in BIS (Bank for International Settlements)?
1) Narendra Modi
2) Arun Jaitley
3) Raghuram Rajan
4) Arvind Subramanyam
5) Rajiv Meharshi

10. 85th Annual General Meeting of BIS held on 28th June 2015 at .........
1) Berlin
2) Tokyo
3) Basel
4) New Delhi
5) Mexico

11. BCBS provides a forum for regular cooperation on banking supervisory matters. Its objective is to enhance understanding of key supervisory issues and improve the quality of banking supervision worldwide. BCBS stands for ..........
1) Basel Committee on Bar code Supervision
2) Basel Committee on Banking Supervision
3) Basel Commission on Banking Supervision
4) Basel Committee on Banking Statistics
5) None of above

12. Who heads Basel Committee on Banking Supervision?
1) Mervyn King of England
2) Fabio Panetta of Italy
3) Stefan Ingves of Swedan
4) Alexandre Tombini of Brazil
5) None of above

13. The BASEL II committee recommendations given below. Pick up correct one.
1) BASEL II committee combined all the types of banking risks into three categories.
2) They are Credit risk, market risk and operations risk
3) The committee identified three pillars of risk management
4) The pillars are Minimum capital requirement (also called Capital Adequacy Ratio), Supervisory review process and Market discipline.
5) All of above

14. Capital Adequacy Ratio (CAR) means .......
1) a ratio of bank's Profits to its risk
2) a ratio of central bank's deposits to its risk
3) a ratio of a bank's capital to its risk
4) a ratio of bank's capital to its total deposits
5) None

15. CAR also known as CRAR. CRAR stands for ........
1) Capital to Round Weighted Assets Ratio
2) Core to Risk Weighted Assets Ratio
3) Capital to Risk Weighted Assets Ratio
4) Capital to Risk Weighted Average Ratio
5) None of above

16. World Day against Child Labour observed on .........
1) 1 May
2) 25 Nov
3) 12 June
4) 14 Nov
5) 24 Jan

17. Tier I capital and Tier II capital details are given. Pick up correct one.
1) Tier I capital includes equity capital and disclosed reserves also.
2) Usually the stock under Tier I capital is not irredeemable and Non - Cumulative.
3) Tier II capital is a Secondary bank capital that includes items such as undisclosed reserves, general loss reserves.
4) Tier II capital includes subordinated term debt also.
5) All of above

18. Basel III norms fully implemented by 1 January 2019 by the member nations banks, but RBI said it is giving little bit relaxation to Indian banks, which must fully implement the BASEL III norms by?
1) 31 March 2020
2) 31 March 2019
3) 31 March 2025
4) 30 September 2014
5) None

19. As per Basel III, banks would be required to maintain Capital Adequacy Ratio of .............. including Capital Conservation Buffer (CCB)?
1) 11.5%
2) 10.5%
3) 9.5%
4) 8.5%
5) 12.5%

20. As per Basel III norms, total Tier I Capital Ratio would be ..........
1) 9.5 percent
2) 4.0 percent
3) 10.5 percent
4) 11.75 percent
5) 14.5 percent

21. Atal Mission for Rejuvenation and Urban Transformation (AMRUT) launched to develop infrastructure in how many cities and towns?
1) 500
2) 1000
3) 150
4) 200
5) 300

22. AMRUT to be introduced in the cities and towns, where the population is?
1) One lakh and above
2) One thousand and above
3) One million and above
4) One hundred and above
5) Two million and above

23. AMRUT scheme will have an outlay of ........
1) Rs.50,000 crores
2) Rs.25,000 crores
3) Rs.75,000 crores
4) Rs.10,000 crores
5) Rs.1,000 crores

24. Hungarian Grand Prix of Formula One (F1) Title 2015 won by ..........
1) Lewis Carl Hamilton (Britain) (Mercedes)
2) Fernando Alonso (Spain) (McLaren-Honda)
3) Sebastian Vettel (Germany) (Scuderia Ferrari)
4) Daniel Ricciardo (Australia) (Red Bull)
5) Valtteri Bottas (Finland) (Williams)

25. In the International Women's Wrestling Tournament, India finishes second place concluded on 26 July 2015. The event concluded at .........
1) Baku
2) Tallinn
3) Riga
4) Astana
5) Vilnius

26. Who is the winner of Tour De France 2015?
1) Vincenzo Nibali (Italy)
2) Alejandro Belmonte (Spain)
3) Chris Froome (Kenyan born British)
4) Philippe Gilbert (Belgium)
5) Fabian Cancellara (Switzerland)

27. Trophy and sport/game event given. Pick the correct combination.
1) Cricket - ICC world cup, Ashes cup, Ranji Trophy, Deodhar Trophy , Duleep Trophy, Irani Trophy.
2) Football - FIFA cup, Durand Cup, Rovers Cup, Santosh Trophy, Subroto Cup.
3) Hockey - Agha Khan Cup, Beighton Cup, Dhyan Chand Trophy , Murugappa Gold Cup.
4) Tennis - Davis Cup, Wimbledon Cup, Hopman Cup, Fed Cup, ATP Tournament Cup.
5) All of above

28. The ICC World Twenty 20 cup 2016 hosts by .........
1) England
2) West Indies
3) Sri Lanka
4) Bangladesh
5) India

29. On 25 July 2015, to ensure round the clock electricity supply to farmers and rural households, 'Deen Dayal Upadhyaya Gram Jyoti Yojana' launched at .........
1) New Delhi
2) Suratgarh
3) Kolkata
4) Varanasi
5) Patna

30. The list of Important days given. Locate the correct option?
1) National Broadcasting Day - 23 July
2) Kargil Vijay Diwas - 26 July
3) National Doctor's Day - 1 July
4) World Blood Donors Day - 14 June
5) All of above

31. 'Father of Indian Missile Science' is .........
1) A.P.J. Abdul Kalam
2) P.K. Iyengar
3) Subrahmanyan Chandrasekhar
4) Sir Jagadish Chandra Bose
5) C.V. Raman

32. ISRO achieved a huge milestone as it successfully tested latest and most powerful cryogenic engine for 800 seconds on 20 July 2015. This full duration test was performed successfully at .........
1) Sriharikota, Andhra Pradesh
2) Thumba, Kerala
3) Panaji, Goa
4) Mahendragiri, Tamilnadu
5) Chandipur, Odisha

33. New TRAI (Telecom Regulatory Authority of India) Chairman .........
1) K.V. Chowdary
2) Vijai Sharma
3) Prashant Pathrabe
4) R.S. Sharma
5) Prof Sanghmitra Bandyopadhayay

34. Commercial arm of ISRO is .........

35. Union Minister of State for Atomic Energy and Space is ........
1) Dr. Jitendra Singh
2) V.K. Singh
3) Maneka Gandhi
4) Sujana Chaudary
5) Piyush Goyal

1-3, 2-2, 3-2, 4-2, 5-2, 6-5, 7-5, 8-2, 9-3, 10-3
11-2, 12-3, 13-5, 14-3, 15-3, 16-3, 17-5, 18-2, 19-1, 20-1
21-1, 22-1, 23-1, 24-3, 25-4, 26-3, 27-5, 28-5, 29-5, 30-5
31-1, 32-4, 33-4, 34-3, 35-1

Monday, July 20, 2015


1. Who bagged the men's title at the 63rd National Senior Squash championship on July 12, 2015?
1) Saurav Ghosal
2) Harinder Pal Singh Sandhu
3) Saurabh Nayar
4) Sanjay Rajpal
5) None of the above

2. Sriram Kalyanaraman has been appointed as Managing Director and Chief Executive Officer of?
1) IDBI Bank
2) NHB
5) Corporation Bank

3. Who won the 2015 Wimbledon Men's singles tennis championship on July 12, 2015?
1) Roger Federer
2) Richard Gasquet
3) Novak Djokovic
4) Andy Murray
5) Marin Cilic

4. The seventh BRICS Summit was held in July 2015 in?
1) Durban
2) Fortaleza
3) Sanya
4) Ufa
5) Yekaterinburg

5. The headquarters of the United Nations Environment Programme is in?
1) Washington
2) Geneva
3) Zurich
4) Nairobi
5) None of the above

6. Who won the Best Director award at the 87th Academy Awards ceremony on February 22, 2015?
1) Bennett Miller
2) Wes Anderson
3) Morten Tyldum
4) Alejandro Gonzalez Inarritu
5) Richard Linklater

7. The first National Tribal Festival "VANAJ" was held in February 2015 in?
1) Shillong
2) New Delhi
3) Agartala
4) Kohima
5) Raipur

8. The Union Government has constituted a High Level panel to suggest a framework to assess Corporate Social Responsibility (CSR) activities undertaken by companies under the Companies Act, 2013. The panel is headed by?
1) Anil Baijal
2) Deepak Nayyar
3) Onkar S. Kanwar
4) Kiran Karnik
5) None of the above

9. The first Renewable Energy Global Investors Meet & Expo (REInvest 2015) was held in February
2015 in?
1) Mumbai
2) Srinagar
3) Kolkata
4) New Delhi
5) Gandhinagar

10. Which was the partner country for RE-Invest 2015?
1) France
2) USA
3) Germany
4) Japan
5) UK

11. Dhanak, a Hindi film, was honored with The Grand Prix of the Generation Kplus International Jury for the best feature length film at the 65th Berlin International Film Festival in February 2015. Dhanak was directed by?
1) Priyadarshan
2) Shekhar Kammula
3) Nagesh Kukunoor
4) Prakash Jha
5) Madhur Bhandarkar

12. Who was awarded the inaugural Charleston-EFG John Maynard Keynes Prize 2015?
1) Paul Krugman
2) Amartya Sen
3) Venkatraman Ramakrishnan
4) Jean Dreze
5) None of these

13. A ceasefire deal was reached between Russia and Ukraine on February 12, 2015 in?
1) Minsk
2) Paris
3) Kiev
4) Berlin
5) Moscow

14. A Special Investigation Team (SIT) was constituted on February 12, 2015 to reinvestigate the
1984 anti-Sikh riot cases. The SIT is headed by?
1) Rakesh Kapoor
2) Pramod Asthana
3) Kumar Gyanesh
4) Alok Joshi
5) None of the above

15. The Prime Minister Narendra Modi launched Soil Health Card (SHC) scheme on February 19, 2015 in Suratgarh in?
1) Haryana
2) Gujarat
3) Rajasthan
4) Uttar Pradesh
5) Himachal Pradesh

16. The Y. Nayudamma Memorial Award for the year 2014 was given to?
1) Tessy Thomas
2) Geeta Varadan
3) A. Sivathanu Pillai
4) Both 1 and 2
5) All 1, 2 and 3

17. Which of the following teams topped the medals tally with 91 gold medals at the 35th National
Games in Kerala?
1) Services
2) Kerala
3) Haryana
4) Maharashtra
5) Punjab

18. Who won the Indian Open golf title in February 2015?
1) S.S.P. Chowrasia
2) Siddikur Rahman
3) Anirban Lahiri
4) Jyothi Randhawa
5) None of the above

19. Yash Bharti Samman is given for excellence in literature, fine arts, folk and classical music and sports.
It is the highest civilian award of?
1) Bihar
2) Uttar Pradesh
3) Himachal Pradesh
4) Haryana
5) Rajasthan

20. Who has been conferred the Yash Bharti Samman?
1) Shekar Gupta
2) Saina Nehwal
3) Vinod Mehta
4) Susheel Kumar
5) Arunima Sinha

21. The first World Ocean Science Congress (WOSC) was held in February 2015 in?
1) Kochi
2) Panaji
3) Kolkata
4) Kandla
5) Tuticorin

22. The Energy and Resources Institute (TERI) was established in
1974. It is located in?
1) Pune
2) New Delhi
3) Kolkata
4) Guwahati
5) Chennai

23. The Economic Survey 2014-15 was prepared by the Chief Economic Adviser?
1) Rajiv Mehrishi
2) Arvind Mayaram
3) Arvind Subramanian
4) Kaushik Basu
5) None of the above

24. The Union Minister for Health & Family Welfare has declared which of the following days as
the National Deworming Day?
1) February 8
2) February 10
3) February 9
4) February 7
5) February 6

25. Ruthvika Shivani is the women's national champion in?
1) Chess
2) Tennis
3) Badminton
4) Table Tennis
5) Archery

26. Sajan Prakash was the Best Performer in the men's section at the 35th National Games. He won 6
golds and 2 silver in?
1) Athletics
2) Swimming
3) Gymnastics
4) Shooting
5) Boxing

27. Which team won the 3rd edition of the Hockey India League in February 2015?
1) Ranchi Rays
2) Jaypee Punjab Warriors
3) Delhi Waveriders
4) Uttar Pradesh Wizards
5) None of the above

28. Identify the mismatched pair? Tennis Player Country
1) Rafael Nadal Spain
2) Roger Federer Switzerland
3) Novak Djokovic Serbia
4) Stanislas Wawrinka Russia
5) Andy Murray Great Britain

29. Who won the ATP Challenger Delhi Open tennis title in New Delhi in February 2015?
1) Yuki Bhambri
2) Somdev Devvarman
3) Leander Paes
4) Rohan Bopanna
5) None of the above

30. The 36th National Games will be played in 2016 in?
1) Manipur
2) Karnataka
3) Goa
4) Telangana
5) Haryana

31. The 15th Delhi Sustainable Development Summit (DSDS) was organized in February 2015 by?

32. India's first fenced elephant sanctuary will come up in?
1) Kerala
2) Karnataka
3) Tamil Nadu
4) Odisha
5) Maharashtra

33. The 14th Finance Commission recommended what percent devolution of divisible funds to
1) 32%
2) 35%
3) 40%
4) 42%
5) 37%

34. Facebook has tied up with which company in India to provide basic internet services on mobile
for free?
1) Idea
2) Airtel
3) Reliance Communications
4) Vodafone
5) None of these

35. Lydia Ko is a professional golfer from?
1) Singapore
2) Australia
3) China
4) Japan
5) New Zealand

36. "Ammu", the mascot of the 35th National Games is?
1) Lion
2) Elephant
3) Peacock
4) The Great Hornbill
5) Rabbit

37. King Faisal International Prize is given by which of the following countries?
1) Iran
2) Iraq
3) UAE
4) Indonesia
5) Saudi Arabia

38. Lala Lajpat Rai was associated with the foundation of?
1) State Bank of India
2) Allahabad Bank
3) Central Bank of India
4) Punjab National Bank
5) Indian Bank

39. Kampala is the capital of which of the following African countries?
1) Rwanda
2) Kenya
3) Lesotho
4) Ethiopia
5) Uganda

40. CIBIL as a credit bureau caters to:
1) Consumer segments
2) Commercial segments
3) Both commercial and consumer segments
4) Nationalized Banks only
5) Private Banks only

1) 1; 2) 2; 3) 3; 4) 4; 5) 4; 6) 4; 7) 2; 8) 1; 9) 4; 10) 3;
11) 3; 12) 2; 13) 1; 14) 2; 15) 3; 16) 4; 17) 1; 18) 3; 19) 2; 20) 3;
21) 1; 22) 2; 23) 3; 24) 2; 25) 3; 26) 2; 27) 1; 28) 4; 29) 2; 30) 3;
31) 5; 32) 2; 33) 4; 34) 3; 35) 5; 36) 4; 37) 5; 38) 4; 39) 5; 40) 3

Sunday, July 19, 2015


1. Which micro finance Company got license from RBI on 2 April 2014 along with IDFC?
1) Muthoot Finance LTD
2) South India Bank
3) Bandhan Financial Services
4) Manappuram Finance LTD
5) Margadarsi Chit Fund Private Limited

2. Bandhan Financial Services got a license to start a bank working from....
1) Chennai
2) Kolkata
3) Pune
4) Mumbai
5) Ahmadabad

3. Who is the Founder, Chairman and Managing Director of Bandhan Financial Services Limited, the first micro finance company to receive banking license in India?
1) Dr. Rajiv B.Lal
2) K.V. Kamath
3) Chandra Shekhar Ghosh
4) Nikesh Arora
5) Sunil Sabharwal

4. In which year Bandhan Financial Services Limited was formed to address the dual objective of poverty alleviation and women empowerment?
1) 1994
2) 1985
3) 1982
4) 2001
5) 2011

5. The Stake holder in Bandhan Bank is.....
1) International Finance Corporation (IFC) the wing of World Bank Group
2) Singapore’s sovereign wealth fund GIC
4) RBI
5) 1, 2 and 3

6. Who was appointed as the Chairman of newly established Bandhan Bank? (He is the former Chief Economic Advisor in the Union Ministry of Finance, Government of India).
1) Aravind Mayaram
2) Aravind Subramanyam
3) Ashok Kumar Lahiri
4) Ila Patnaik
5) Raghuram Rajan

7. Finance Ministry appointed a high level committee to interact with trade and industry on tax related issues headed by ........ on 3 December 2014.
1) Ashok Kumar Lahiri
2) D. Subba Rao
3) Pranjul Bhandari
4) Arvind Virmani
5) Kaushik Basu

8. Who was appointed as the new MD and CEO of housing finance sector regulator, National Housing Bank (NHB)?
1) Aditya Puri
2) Chanda Kocchar
3) Sriram Kalyanaraman
4) Deepak Parekh
5) Mrs. Shyamala Gopinath

9. Foreign Investment Promotion Board (FIPB) permitted which bank on 3 July 2015 to raise foreign investment limit to 55 %?
1) Kotak Mahindra Bank
2) ING Vysya Bank
3) IndusInd Bank
4) YES Bank
5) Tamilnad Mercantile Bank Limited

10. In order to improve credit discipline and reduce NPA level, on 2 July 2015 RBI asked lenders to make use of credit information available with CRILC for opening of current accounts. CRILC stands for....
1) Control Repository of Information on Large Credits
2) Central Response of Information on Large Credits
3) Central Repository of Information on Long Credits
4) Central Repository of Information on Large Credits
5) None

11. InTouch and InTouch Light, the two formats of branches are part of .......... digital banking strategy
1) Kotak Mahindra bank
2) HDFC Bank
3) YES Bank
4) SBI

12. The InTouch and InTouch Light formats of SBI branch offer .....
1) instant account opening
2) instant issuance of debit card
3) live interaction with experts
4) opportunity to buy financial products and home loans under a single roof
5) All of above

13. Which state government has decided to form a non-banking financial services (NBFS) institution to utilize the surplus money with state-run corporations in form of bank deposits on 30 June 2015?
1) Assam
2) Kerala
3) Maharashtra
4) Haryana
5) Delhi

14. Money which is frequently transferred between financial institutions in an attempt to maximize interest or capital gain is called ............
1) Fiat Money
2) Zero Money
3) Hot money
4) No Money
5) None of above

15. Near money means ...........
1) The money exchanged with Dollars
2) Money with lower denomination
3) Money in the NRI Account, access by Online Banking
4) Highly liquid assets that can easily be converted into cash
5) None of above

16. Money declared as legal tender by government is called .....
1) Role Money
2) Key Money
3) Fiat Money
4) Deemed Money
5) Near Money

17. If money borrowed or lent for a day or overnight, that money is called .......
1) Hot money
2) Soft money
3) Near money
4) Call Money
5) Dear money

18. A hike in the price of money due to general fall in the price level is called .....
1) Appreciation of Money
2) Depreciation of Money
3) Cancellation of Money
4) True Money
5) Falling Money

19. A loan or credit available with a low interest rate is called ..........
1) Cheap Money
2) Easy Money
3) Fool Money
4) Call Money
5) None of above

20. The money available at high rate of interest is called ......
1) Near money
2) Hot money
3) Optional money
4) Fiat money
5) Dear money

21. MMID stands for.......
1) Mobile Mint Identifier
2) Mobile Mind Identifier
3) Mobile Money Identifier
4) Most Money Identifier
5) None

22. 'One rank One Pension' scheme relates to.....
1) Bank Employees
2) NRIs
3) Unorganised sector Employees
4) Anganwadi Workers
5) Ex-service men

23. National Institute of Ayurveda located at......
1) Hyderabad
2) Nagpur
3) Chennai
4) Jaipur
5) None of above

24. National Institute of Naturopathy located at.....
1) Chennai
2) Tiruvananthapuram
3) Kollam
4) Pune
5) Coimbatore

25. World Food Prize 2015 conferred on Sir Fazle Hasan Abed. He belongs to.....
1) Iran
2) UK
3) Bangladesh
4) UAE
5) USA

26. G D Birla Award for Scientific Research for 2014 conferred on .....
1) Ramam Saha Upadhyayi
2) Sanjeev Galande
3) Trinath Kaushik
4) Chandra Kumar Bhanvathi
5) None of above

27. Operation Shiva relates to......
1) rescue of Uttarakhand debris
2) rescue of Indian workers from Yemen
3) bringing back the criminals to normal society by Mumbai Police
4) bringing back black money from Switzerland
5) provide security for Amarnath Yatra

28. National Green Tribunal (NGT) on 2 July 2015 imposed a complete ban on plastic bags in the pilgrimage towns of ........
1) Haridwar and Varanasi
2) Varanasi and Rishikesh
3) Tirupathi and Rishikesh
4) Haridwar and Rishikesh
5) None of above

29. Which of the following non-Asian country has decided to join Asian Infrastructure Investment Bank as a founding member?
1) USA
2) Germany
3) Australia
4) South Korea
5) France

30. India will be the partner country for Russian Industrial Trade Fair INNOPROM 2016 to be held in....
1) Moscow
2) Saint Petersburg
3) Novosibirsk
4) Yekaterinburg
5) Nizhny Novgorod

31. FIFA (Federation Internationale de Football Association) 2014 foot ball cup won by......
1) Germany
2) Italy
3) France
4) USA
5) Uruguay

32. In FIFA 2014, Golden Ball award conferred on ......
1) James Rodriguez
2) Manuel Neuer
3) Ferndadz Amla
4) Lionel Messi
5) None

33. FIFA 2014 host Brazil. FIFA 2018 host is....
1) Russia
2) Qatar
3) Brazil
4) South Africa
5) Germany

34. FIFA 2022 host is .....
1) Qatar
2) Russia
3) Brazil
4) South Africa
5) Argentina

35. FIFA 2014 Runner is.......
1) Argentina
2) Netherlands
3) Brazil
4) UK
5) Russia

36. FIFA 2015 U-17 World Cup host by.....
1) Chile
2) USA
3) Argentina
4) France
5) Italy

37. The list of coming major Sports events in 2015 given. Locate the correct option.
1) World Archery Championships - Copenhagen - Denmark
2) Military World Games - Mungyeong - South Korea
3) International Association of Athletics Federations (IAAF) world Championship - Beijing - China
4) World Weightlifting Championships - Houston - USA
5) All of above

38. The COPA AMERICA 2015 details given. Identify the correct statement.
1) COPA AMERICA is an international football tournament for national teams in South America
2) 2015 Championship is the 44th in series
3) Host is Chile
4) Winner Chile and Runner Argentina
5) All of above

39. On 2 July 2015 Central Government gave its approval to the Central Sector Scheme for Promotion of National Agricultural Market through ATIF. ATIF stands for....
1) Agri - Tech Initial Fund
2) Agri - Tech Industrial Fund
3) Agri - Tech Indian Fund
4) Arid - Tech Infrastructure Fund
5) Agri - Tech Infrastructure Fund

40. Government of India on 1 July 2015 approved the setting up of an Online National Agriculture Market to.....
1) provide more options to sellers for selling their produce.
2) provide more options to farmers for selling their produce.
3) provide more options to buyers for reselling their produce.
4) provide more options to farmers for storing their produce
5) None

41. Matti Makkonen, the man responsible for conceiving the idea of short messaging service
(SMS) technology, died on 30 June 2015. He belongs to.....
1) UK
2) Netherlands
3) Finland
4) Australia
5) New Zeeland

42. Who was appointed as Executive Director of Amnesty International India on 18 June 2015?
1) Arjun Patel
2) Aakshay Patel
3) Aakar Patel
4) Ramanujam Vatsava
5) Chandana Swamy

43. 'Satantango', 'The Melancholy of Resistance' written by.....?
1) Magda Szabo
2) Gyula Illyes
3) Imre Kertesz
4) Laszlo Krasznahorkai
5) None

44. India slapped anti-dumping duty on ......imports from China, Malaysia and South Korea on 6 June 2015
1) Rice
2) Meat
3) Soft Ware Services
4) Steel
5) Coal

45. One-day International Conference on Nepal's Reconstruction (ICNR) concluded on 25 June 2015 at .....
1) New Delhi
2) Geneva
3) Rome
4) Washington
5) Kathmandu

1-3, 2-2, 3-3, 4-4, 5-5, 6-3, 7-1, 8-3, 9-1, 10-4
11-4, 12-5, 13-3, 14-3, 15-4, 16-3, 17-4, 18-1, 19-1, 20-5
21-3, 22-5, 23-4, 24-4, 25-3, 26-2, 27-5, 28-4, 29-3, 30-4
31-1, 32-4, 33-1, 34-1, 35-1, 36-1, 37-5, 38-5, 39-5, 40-2
41-3, 42-3, 43-4, 44-4, 45-5

Wednesday, July 3, 2013

SBI Probationary Officers (2nd Shift) Exam. 2013 Solved Paper

General Awareness, Marketing and Computer
(Held on 28-4-2013)

1. Every year March 20 is celebrated as what day ?
(A) World Sparrow Day (B) International Women's Day (C) World Cuckoo Day 
(D) International Child Day (E) International Mother's Day
Ans : (A)

2. Invisible Export means export of–
(A) Services (B) Prohibited goods (C) Restricted goods 
(D) Goods as per OGL list (E) Other than those given as options
Ans : (A)

3. One of the famous Indian Sportsperson released his/her autobiography–'Playing to Win' in November 2012. Name the sports-person correctly–
(A) Saina Nehwal (B) Mary Kom (C) Yuvraj Singh 
(D) Sachin Tendulkar (E) Sushil Kumar
Ans : (A)

4. The NRIs while investing in the equity of a company cannot buy more than prescribed percentage of the paid up capital of that company .What is the prescribed percentage ? 
(A) 2% (B) 3% (C) 4% 
(D) 5% (E) 6%
Ans : (D)

5. Government as part of the recapitalisation plan, infused capital in State Bank of India recently. Indicate the approximate capital infusion–
(A) Rs. 500 cr. (B) Rs. 1000 cr. (C) Rs. 1,500 cr. 
(D) Rs. 2,000 cr. (E) Rs. 3,000 cr.
Ans : (E)

6. Prof. Muhammad Yunus, the recipient of the Nobel Peace Prize 2006 is the exponent of which of the following concepts in the field of banking ?
(A) Core Banking (B) Micro Credit (C) Retail Banking 
(D) Real Time Gross Settlement (E) Internet Banking
Ans : (B)

7. Banks in India are required to maintain a portion of their demand and time liabilities with the Reserve Bank of India. This portion is called–
(A) Statutory Liquidity Ratio (B) Cash Reserve Ratio (C) Bank Deposit 
(D) Reverse Repo (E) Government Securities
Ans : (B)

8. The European Union has adopted which of the following as a common currency ?
(A) Dollar (B) Dinar (C) Yen 
(D) Euro (E) Peso
Ans : (D)

9. Who is the Captain of Australian Cricket Team, which currently (March 2013) visited India ?
(A) Michael Clarke (B) Shane Watson (C) Shane Warne 
(D) Michael Hussey (E) Ricky Ponting 
Ans : (A)

10. Who is the author of the book 'Women of Vision' ?
(A) Ravinder Singh (B) Preeti Shenoy (C) Amish Tripathi 
(D) Durjoy Dutta (E) Alam Srinivas
Ans : (E)

11. Which of the following term is associated with the game of Cricket ?
(A) Bouncer (B) Love (C) Goal 
(D) Mid Court (E) Collision
Ans : (A)

12. The Holidays for the Banks are declared as per–
(A) Reserve Bank Act (B) Banking Regulation Act (C) Negotiable Instruments Act 
(D) Securities and Exchange Board of India Act (E) Companies Act
Ans : (C)

13. In banking business, when the borrowers avail a Term Loan, initially they are given a repayment holiday and this is referred as–
(A) Subsidy (B) Interest Water (C) Re-phasing 
(D) Interest concession (E) Moratorium
Ans : (E)

l4. One of IT Company from India has become the first Indian Company to trade on NYSE Euronext London and Paris markets from February 2013 onwards. Which is this company ?
(A) Wipro Infotech Ltd. (B) L&T Infotech (C) HCL Technologies LTD. 
(D) Infosys Technologies Limited (E) Polaris Financial Technology Ltd.
Ans : (D)

l5. Banking Ombudsman is appointed by–
(A) Government of India (B) State Governments (C) RBI 
(D) ECGC (E) Exim Bank
Ans : (C)

l6. BSE (Bombay Stock Exchange), the oldest stock exchange in Asia has joined hands with one more International index in February 2013. This association has resulted in change of name of BSE index. What is the change of name effected ?
(A) Dow Jones BSE Index (B) NASDAQ BSE Index (C) S&P BSE Index 
(D) Euronext BSE Index (E) Other than those given as options
Ans : (C)

17. Interest on Savings deposit now-a-days is–
(A) Fixed by RBI (B) Fixed by the respective Banks (C) Fixed by the Depositors
(D) Fixed as per the contract between Bank and the Consumer Court (E) Not pay by the Bank
Ans : (B)

18. The customers' by opening and investing in the Tax Saver Deposit Account Scheme in a bank would get benefit under–
(A) Sales Tax (B) Customs Duty (C) Excise Duty 
(D) Professional Tax (E) Income Tax
Ans : (E)

19. Pre-shipment finance is provided by the banks only to–
(A) Credit Card Holders (B) Students aspiring for further studies (C) Brokers in equity market 
(D) Village Artisans (E) Exporters
Ans : (E)

20. A non-performing asset is–
(A) Money at call and short notice (B) An asset that ceases to generate income
(C) Cash balance in till (D) Cash balance with RBI
(E) Balance with other banks
Ans : (B)

21. Interest below which a bank is not expected to lend to customers is known as–
(A) Deposit Rate (B) Base Rate (C) Prime Lending Rate 
(D) Bank Rate (E) Discount Rate
Ans : (B)

22. Government usually classifies its expenditure in term of planned and non-planned expenditure. Identify, which is the correct definition of Planned expenditure ?
(A) It represents the expenditure of all the State Governments
(B) It represents the total expenditure of the Central Government
(C) It is the expenditure which is spent through centrally sponsored programmes and flagship schemes of Government
(D) It represents the expenditure incurred on Defence
(E) Other than those given as options
Ans : (E)

23. Which of the following organization is made specifically responsible for empowering Micro, Small and Medium enterprises in India ?
Ans : (C)

24. The Union Budget for 2013-14 proposed by the Finance Minister on February 28, 2013 announced introduction of new variety of bonds by the Government. What is the name of these bonds ?
(A) Deep discount bonds (B) Zero Coupon bonds (C) Bullet Bonds 
(D) Inflation Indexed Bonds (E) Inflation Variable Bonds
Ans : (D)

25. RBI has released its guidelines for entry of new banks in the private sector in the month of February 2013. One of the norms is at least a prescribed percentage of branches of new bank should be set in unbanked rural centres with a population of upto 9,999 people. What is the percentage of such branches prescribed in the norms?
(A) 10% (B) 15% (C) 18% 
(D) 25% (E) Other than those given as options
Ans : (D)

26. A joystick is primarily used to/for–
(A) Control sound on the screen (B) Computer gaming (C) Enter text 
(D) Draw pictures (E) Print text
Ans : (B)

27. The CPU comprises of Control, Memory and …………….. units.
(A) Microprocessor (B) Arithmetic/Logic (C) Output 
(D) ROM (E) Input
Ans : (B)

28. Which of the following uses a handheld operating system ?
(A) A super computer (B) A personal computer (C) A laptop 
(D) A mainframe (E) A PDA
Ans : (E)

29. To display the contents of a folder in Windows Explorer you should–
(A) click on it (B) collapse it (C) name it 
(D) give it a password (E) rename it
Ans : (A)

30. 'C' in CPU denotes–
(A) Central (B) Common (C) Convenient 
(D) Computer (E) Circuitry
Ans : (A)

31. …………….. is the most important/powerful computer in a typical network.
(A) Desktop (B) Network Client (C) Network server 
(D) Network station (E) Network switch
Ans : (C)

32. Which is not a storage device ?
(A) A CD (B) A DVD (C) A Floppy disk 
(D) A Printer (E) A Hard disk
Ans : (D)

33. Which bf the following refers to the rectangular area for displaying information and running programs ?
(A) Desktop (B) Dialog box (C) Menu 
(D) Window (E) Icon
Ans : (B)

34. …………….. devices convert human-understandable data and programs into a form that the computer can process.
(A) Printing (B) Output (C) Solid state 
(D) Monitor (E) Input
Ans : (E)

35. The software that is used to create text-based documents are referred to as–
(A) DBMS (B) suites (C) spreadsheets 
(D) presentation software (E) word Processors
Ans: (E)

36. …………….. is a Windows utility program that locates and eliminates unnecessary fragments and rearranges files and unused-disk space to optimize operations. 
(A) Backup (B) Disk Cleanup (C) Disk Defragmenter 
(D) Restore (E) Disk Restorer
Ans: (C)

37. Which of the following refers to too much electricity and may cause a voltage surge?
(A) Anomaly (B) Shock (C) Spike 
(D) Virus (E) Splash 
Ans: (C)

38. A (n) …………….. appearing on a web page opens another document when clicked. 
(A) anchor (B) URL (C) hyperlink 
(D) reference (E) heading
Ans: (C)

39. A successful marketing Person requires one of the following qualities–
(A) Empathy (B) Sympathy (C) Insistence 
(D) Aggressiveness (E) Pride
Ans: (B)

40. Market segmentation can be resorted to by dividing the target group as per–
(A) Income levels of customers (B) Age of the employees (C) Needs of the sales persons (D) Marketing skills of the employees (E) Size of the Organisation 
Ans: (A)

41. Innovation in marketing is same as–
(A) Abbreviation (B) Communication (C) Creativity 
(D) Aspiration (E) Research work 
Ans: (E)

42. Effective Selling Skills depends on–
(A) Number of languages known to the DSA (B) Data on marketing staff (C) Information regarding IT market 
(D) Knowledge of related market (E) Ability to talk fast 
Ans: (D)

43. A Direct Selling Agent (DSA) is required to be adept in–
(A) Surrogate marketing (B) Training Skills (C) Communication skills 
(D) Market Research (E) OTC Marketing 
Ans: (C)

44. Leads can be best sourced from–
(A) Foreign customers (B) Yellow pages (C) Dictionary 
(D) List of vendors (E) Local supply chains
Ans: (B)

45. Value added services means–
(A) Low cost products (B) High cost products (C) At par services 
(D) Additional services for the same cost (E) Giving Discounts
Ans: (D)

46. Post-sales activities includes–
(A) Sales presentation (B) Customer Feedback (C) Customer indentification 
(D) Customer apathy (E) Product design 
Ans: (B)

47. The target market for Debit Cards is–
(A) All existing account-holders (B) All agriculturists (C) All DSAs 
(D) All vendors (E) All outsourced agents 
Ans: (A)

48. The Competitive position of a company can be improved by–
(A) increasing the selling price (B) reducing the margin (C) ignoring competitors 
(D) increasing the cost price (E) understanding and fulfilling customers’ needs
Ans: (E)

49. A good Brand can be built up by way of–
(A) Customer grievances (B) Break-down of IT support (C) Old age 
(D) Large number of products (E) Consistent offering of good services 
Ans: (E)

50. The ‘USP’ of a product denotes–
(A) Usefulness of the product (B) Drawback of a product (C) Main functions 
(D) Number of allied products available (E) High selling features of a product
Ans: (E)

Monday, September 3, 2012


1. Among the following banks, which one is called 'Lender of the last resort'?
1) RBI
2) SBI
3) EXIM bank
5) NHB

2. Reserve Bank of India formed on the recommendations of .... as it submitted report in 1926.
1) Keynes Commission
2) Royal Commission on Indian Banks and purchases
3) Hilton-Young Commission
4) Kelkar Committee
5) O.V.Smith Committee

3. Which among the following one is not the subsidiary of SBI?
1) SBI DFHI Ltd.
2) SBI Life Insurance Company Ltd.
3) SBI Real Estate Brokers
4) SBI Capital Markets Ltd.
5) SBI Cards & Payments Services Pvt. Ltd.

4. The second largest Public Sector bank in India is........
1) SBI
2) Bank of Baroda
3) ICICI 4) Andhra Bank
5) Punjab National Bank

5. Chairman of Insurance Regulatory Authority of India (IRDA) is........
1) U.K.Sinha
2) Yogesh Agarwal
3) J.Hari Narayan
4) D.Subba Rao
5) Rahul Kullar

6. Abbreviations list given. Pick the wrong one.
1) CBS-Core Booking Solutions
2) KYC-Know Your Customer
3) IARI-Indian Agricultural Research Institute
4) NHB-National Housing Bank
5) CII-Confederation of Indian Industry

7. Which book is not written by Chetan Bhagat?
1) Revolution 2020: Love, Corruption, Ambition
2) 2 States
3) The God of Small Things
4) The 3 Mistakes of My Life
5) One Night @ the Call Center

8. Cabinet Committee on Economic Affairs (CCEA) approved ........ percent disinvestment in Steel Authority of India (SAIL) on 19 July 2012.
1) 8.01
2) 18.92
3) 10.82
4) 9.25
5) 0.5

9. Public Sector Banks should disburse ......... percent of their total loans to Priority Sector.
1) 40
2) 32
3) 65
4) 100
5) 20

10. On 7th June 2012, Central government approved a capital infusion of Rs.632 Crores in to the...........
1) Public Sector Banks
2) Private Sector Banks
3) Co-operative Banks
4) Land Area Development Banks
5) Regional Rural Banks

Sunday, March 4, 2012


General Awareness
(Held on 06-07-2008 Second Sitting)

1. Who amongst the following is the author of the book ‘Shame’?
(A) Chandar S. Sundaram
(B) Namita Gokhale
(C) Jaswindar Sanghara
(D) Anita Desai
(E) None of these

2. As per the reports published by the ‘Organization for Economic Co-operation and Development (OECD)’ has generated maximum new jobs in the past few years?
(A) China
(B) Russia
(C) India
(D) Brazil
(E) None of these

3. Mr. Digambar V. Kamat took over as which of the following in 2007?
(A) Governor of Goa
(B) Chief Minister of Goa
(C) Governor of Meghalaya
(D) Governor of Rajasthan
(E) None of these

4. Who amongst the following Indians was awarded King Charles II Medal by the UK in 2007?
(A) Dr. Manmohan Singh
(B) Smt. Sonia Gandhi
(C) Dr. A. P. J. Abdul Kalam
(D) Smt. Vasundhara Raje
(E) None of these

5. Miss Riyo Mori who was crowned as Miss Universe 2007 belongs to which of the following countries?
(A) Japan
(B) U.S.A
(C) China
(D) Singapore
(E) South Korea

6. Which of the following countries has decided to build a road to the base camp of Mt. Everest?
(A) India
(B) China
(C) Nepal
(D) Myanmar
(E) None of these

7. ‘Bharti-Airtel’, the largest mobile company of India joined the elite club of companies earning profits of more than US $1 billion. What was the net profit of the Company in the year 2006-07?
About –
(A) Rs. 3500 crores
(B) Rs. 4000 crores
(C) Rs. 4250 cores
(D) Rs. 4450 crores
(E) Rs. 4500 crores

8. ‘SEBI’ bans some companies for their role in ‘F&O Scam’, was the news in some major newspapers in 2007. What is the full form of ‘F&O’?
(A) Fair & Optimum
(B) Free & Operational
(C) Future & Operations
(D) Future & Options
(E) None of these

9. Which of the following African countries launched its communication satellite in 2007 for the first time?
(A) Nigeria
(B) Kenya
(C) Zimbabwe
(D) Mauritius
(E) None of these

10. The President of Brazil was on a visit to India in 2007 where he signed several trade agreements. Which of the following has been the major area of trade relations between the two countries?
(A) Oil exploration
(B) Supply of agro products
(C) Production of nuclear fuel
(D) Import of electronic goods
(E) None of these

11. The World Islamic Economic Forum was held in 2007 in
(A) Malaysia
(B) Kuwait
(C) Iran
(D) Brazil
(E) Indonesia

12. In an important meeting of the National Development Council held in New Delhi the Prime Minister of India made a special mention of a particular sector of Indian economy which in his opinion was suffering from a “Technological Fatigue for lack of break through in production”. He was talking of which of the following sectors?
(A) Agriculture Sector
(B) Oil Sector
(C) Service Sector
(D) Defence Sector
(E) None of these

13. Which of the following was the major issue of discussion in the G-8 Summit held in Germany in 2007?
(A) Subsidy to agro products
(B) Climate protection
(C) Financial aid to Iraq
(D) Nuclear Technology and possibility of space war
(E) None of these

14. As per the Economic Survey 2006-07 India’s share in World Export has been
(A) 0.5%
(B) 0.75%
(C) 1%
(D) 1.25%
(E) 1.5%

15. How much amount approximately the Govt. of India planned to provide for Mid Day Meal Scheme? (As per Budget 2007-08)
(A) Rs. 5,000 crores
(B) Rs. 6,000 crores
(C) Rs. 7,300 crores
(D) Rs. 8,000 crores
(E) Rs. 8,300 crores

16. As per the figures given in the newspapers what is the approximate investment in various ‘Special Economic Zones’ till date in India?
(A) Rs. 20,000 crores
(B) Rs. 25,000 crores
(C) Rs. 30,000 crores
(D) Rs. 35,000 crores
(E) Rs. 40,000 crores

17. Who amongst the following is the author of the famous classical book “A Passage to India”?
(A) Mark Twain
(B) Nayantara Sehgal
(C) Nirad C. Choudhuri
(D) E. M. Foster
(E) None of these

18. The Government of India has bought RBI’s entire stake in the State Bank of India in about Rs. 35, 531 crores. What is the share of the RBI in total snake of the State Bank? About -
(A) 40%
(B) 48%
(C) 50%
(D) 52%
(E) 60%

19. Which of the following countries has offered knighthood to Salman Rushdie?
(A) France
(B) Italy
(C) Germany
(D) U.K.
(E) None of these

20. As per Union Budget 2007-08 how much amount the Government of India provided for Women Specific Schemes/Programmes for 2007-08?
(A) Rs. 7,700 crores
(B) Rs. 8,700 crores
(C) Rs. 9,300 crores
(D) Rs. 10,000 crores
(E) Rs. 10,500 crores

Answers :
1. (C) 2. (C) 3. (B) 4. (C) 5. (A)
6. (B) 7. (C) 8. (D) 9. (A) 10. (A)
11. (A) 12. (A) 13. (B) 14. (C) 15. (C)
16. (D) 17. (D) 18. (E) 19. (D) 20. (B)

Saturday, March 3, 2012


General Awareness 
(Held on 22-11-2009) 

1. As per the reports of the survey conducted by various agencies jointly, which of the following countries is adjudged as the ‘Most Favoured Nation’ for back office support to the world’s major multinationals ?
(A) China
(B) South Africa
(C) Singapore
(D) India
(E) None of these
Ans : (D)

2. Which of the following nations is found at the top of the ‘World’s Green, Index’,
compiled by various global agencies jointly ?
(A) China
(B) India
(D) Britain
(E) Japan
Ans : (B)

3. The President of India in her first speech in the joint session of the current
parliament had said that every family living below poverty line would get 25 kg. of
wheat/rice per month at @ Rs. 3 per kg. To achieve this she recommended enacting of which of the following Acts ?
(A) National Rural Employment Guarantee Act
(B) National Agricultural Commodities and Warehousing Act
(C) Indira Gandhi National Old Age Pension Act
(D) National Minimum Wages Act
(E) National Food Security Act
Ans : (E)

4. As per the news paper reports, India is in the process of purchasing some ‘mid-air refuellers’ from a global supplier. These ‘mid-air refuellers’ are being procured for which of the following establishments ?
(A) Indian Airlines and Air India
(B) Indian Air Force
(C) Ministry of Civil Aviation
(D) Pawan Hans
(E) Ministry of Surface Transport
Ans : (B)

5. The Govt. of India announced a special relief package of several thousand crores of rupees for which of the following sections of our society ?
(A) Senior Citizens
(B) Women Employees of Central Government
(C) Farmers
(D) Workers in unorganized sectors
(E) All of these
Ans : (C)

6. The present Lok Sabha is formed after the ……….
(A) 13th general elections
(B) 14th general elections
(C) 15th general elections
(D) 16th genral elections
(E) None of these
Ans : (C)

7. As per the reports published in various newspapers, the number of India’s wireless subscribers has become about 400 million. Which of the following agencies, as a regulator, has published this data ?
(A) Telecom Regulatory Authority of India
(C) Department of Telecommunication Services (DTS)
(D) Association of Cellular Service Providers
(E) None of these
Ans : (A)

8. Late Y. S. Rajasekhar Reddy who passed away a few months back was holding which of the following positions ?
(A) Chief Minister of a state
(B) Union Cabinet Minister
(C) Governor of a State
(D) Chief Secretary of a State
(E) India’s permanent Representative in the UNO
Ans : (A)

9. The ‘H1N1’ virus is responsible for the outbreak of which of the following in the world ?
(B) Swine Flue
(C) Polio
(D) T.B.
(E) Chikungunya
Ans : (B)

10. Who amongst the following is NOT a member of the present Union Cabinet ?
(A) Ambika Soni
(B) Kamalnath
(C) Rahul Gandhi
(D) Jyotiraditya Scindia
(E) Vilasrao Deshmukh
Ans : (C)

11. Which of the following agencies has estimated that by the year 2015 about a quarter of India’s population will be living in extreme poverty ?
(A) Asian Development Bank
(B) World Bank
(C) U N Economic and Social Council
(D) U N Food and Agricultural Organisation
(E) International Monetary Fund
Ans : (B)

12. The war between Russia and which of the following nations in 2008 is known as ‘August war’ ?
(A) Georgia
(B) Iran
(C) Slovakia
(D) Afghanistan
(E) None of these
Ans : (A)

13. Which of the following is Bank Rate at present ?
(A) 3%
(B) 4%
(C) 5%
(D) 6%
(E) None of these
Ans : (D)

14. India is NOT a member of which of the following organizations ?
Ans : (E)

15. Which of the following schemes is launched by the Ministry of Rural Development ?
(A) Mid Day Meal Scheme
(B) Janani Suraksha Yojana
(C) Know India Programme
(D) National Food for Work Programme
(E) None of these
Ans : (E)

16. Almost all Banks in India are running special schemes for providing banking services to rural poor. This concept is popularly known as ……….
(A) Faster Growth
(B) Trade Finance
(C) SME Finance
(D) Investment Banking
(E) Financial Inclusion
Ans : (E)

17. Special emphasis by the Govt. of India on which of the following will certainly improve the performance of the agriculture sector in country within a short span of time ?
(A) Focussed Public Distribution System
(B) Sanitation & Health Services
(C) Rural Employment
(D) Better irrigation facilities
(E) All of these
Ans : (E)

18. The Reserve Bank of India is in the process of selling its stake in which of the
following agencies /organizations ?
(B) Food Corporation of India
(C) Steel Authority of India Ltd.
(D) Bombay Stock Exchange
(E) None of these
Ans : (A)

19. The market value of all final goods and services produced and/made with the
geographical boundaries of a country in a year is known as ……….
(A) Gross Domestic Product
(B) Gross National Saving
(C) Gross Fiscal Deficit
(D) Gross Domestic Capital Formation
(E) None of these
Ans : (A)

20. Organisation of workers in which of the following groups has proved a very effective way of providing micro finance by banks to the rural people and poor in India ?
(A) Self Help Groups
(B) Vriksha Mitras
(C) Shiksha Sevaks
(D) Accredited Social Health Activist (ASHA)
(E) Link Workers
Ans : (A)

21. Which of the following things is done in the Union Budget 2009-10, to help ‘Tax payers’ in India ?
(A) Mobile phones, branded jewellery and leather products will cost less as the Custom duty is reduced on them
(B) Allocation under Rashtriya Krishi Vikas Yojana is increased by 30%
(C) Farm Loan Waiver scheme is extended to 31st December 2009
(D) Fringe Benefit Tax abolished
(E) None of these
Ans : (D)

22. The Government of India has increased its allocation of funds to which of the following schemes by 144% in current union budget, as it has proved to be a very popular scheme amongst the rural job seekers ?
(A) Integrated Rural Development Programme
(B) National Food for Work Programme
(C) Pradhan Mantri Gram Sadak Yojana
(D) National Rural Employment Guarantee Act
(E) None of these
Ans : (D)

23. Which of the following Acts is enacted to help the Union Govt. to manage its budgeted finances and fiscal deficit in a very disciplined manner ?
(A) The Competition Act
(B) The Banking Regulation Act
(C) The Negotiable Instruments Act
(D) Foreign Exchange Management Act
(E) Fiscal Responsibility and Budget Management Act
Ans : (E)

24. Which of the following is NOT a banking related term ?
(A) Discount
(B) Credit
(C) Reynolds Number
(D) Post Dated Cheque
(E) Time Deposit
Ans : (C)

25. Who amongst the following was awarded Rajiv Gandhi Khel Ratna in 2009 ?
(A) Sachin Tendulkar
(B) Abhishek Jha
(C) Saina Nehwal
(D) M. C. Mary Kom
(E) None of these
Ans : (D)

26. Which of the following books is written by Sunil Gavaskar ?
(A) By God’s Decree
(B) Freedom From Fear
(C) Sunny Days
(D) Story of My Life
(E) None of these
Ans : (C)

27. Who amongst the following can never be a winner of the Nobel Prize ?
(A) An Author
(B) A Medical Doctor
(C) An Economist
(D) A Physicist
(E) A world famous Musician
Ans : (E)

28. Which of the following awards is NOT given by the Government of India ?
(A) Bharat Ratna
(B) Padma Vibhushan
(C) Ashok Chakra
(D) Kalinga Prize
(E) All are given by the Government of India
Ans : (D)

29. Which of the following operations is conducted after a gap of every ten years ?
(A) Economic survey
(B) Estimates of Foreign Direct Investment (FDI)
(C) Compilation of Human Development Report
(D) Census of Small Scale Enterprises
(E) General Census
Ans : (E)

30. Which of the following schemes is launched to make Indian cities free from slums in days to come ?
(A) Indira Awas Yojana
(B) Bharat Nirman
(C) Rajiv Awas Yojana
(D) Jawaharlal Nehru National Urban Renewal Mission
(E) None of these
Ans : (C)

31. Which of the following is NOT the name of an irrigation system prevalent in India ?
(A) Sprinkler System
(B) Silage System
(C) Drip System
(D) Furrow System
(E) Canal System
Ans : (B)

32. Deep Joshi was given Raman Magsaysay Award in 2009 for his contribution in the field of ……….
(A) literature
(B) sports
(C) cinema
(D) journalism
(E) rural development
Ans : (E)

33. Which of the following terms is used in the game of Badminton ?
(A) Double Fault
(B) Punch
(C) Follow on
(D) Tee
(E) None of these
Ans : (A)

34. Cashew nut is not produced as a major product in which of the following states ?
(A) Maharashtra
(B) Goa
(C) Uttar Pradesh
(D) Orissa
(E) Andhra Pradesh
Ans : (C)

35. Late Norman Borlaug who passed away recently, was famous for his contribution to which of the following in India ?
(A) Operation Flood
(B) Operation Black Board
(C) Co-operative Movement in Milk production
(D) Green Revolution
(E) None of these
Ans : (D)

36. Which of the following cups/trophies is NOT related with the game of cricket ?
(A) Deodhar Trophy
(B) Irani Trophy
(C) Subroto Cup
(D) Ranji Trophy
(E) ICC Trophy
Ans : (C)

37. Which of the following books is written by Namita Gokhale ?
(A) A Himalayan Love Story
(B) Soul Mountain
(C) A New World
(D) The Last Hero
(E) None of these
Ans : (A)

38. Which of the following taxes is not levied by the Government of India ?
(A) Income Tax
(B) Professional Tax
(C) Excise Duty
(D) Dividend Distribution Tax
(E) Capital Gain Tax
Ans : (B)

39. Which of the following cups/trophies is associated with the game of Lawn Tennis ?
(A) Bomba Gold Cup
(B) Davis Cup
(C) Ranji Trophy
(D) Vizzy Trophy
(E) Nehru Trophy
Ans : (B)

40. Who amonst the following was a famous author and director ?
(A) C. V. Raman
(B) Vijay Tendulkar
(C) Bidhanchandra Roy
(D) Bismillah Khan
(E) Vilayat Khan
Ans : (B)

Thursday, March 1, 2012

Associate Banks of SBI Probationary Officers Exam., 2011

General Awareness, Marketing and Computers
(Exam Held on 7-8-2011)

1. A major Public Sector Bank raised interest rates on loans by 25 basis points–was news in some major financial newspapers recently. This means bank has raised interest by 25 basis points of–
(A) Savings Bank Interest Rate
(B) Base Lending Rate
(C) Repo Rates
(D) Present Rates on Deposits
(E) Discounted Rates of Interest
Ans : (B)

2. The Finance Minister of India in one of his press conferences said that inflationary pressure is likely to continue following recent increase in rates of some commodities in international markets. Which of the following commodities was he referring to as it gets frequent increase at international levels and disturbs our Home Economy substantially ?
(A) Gold and Silver
(B) Petroleum products
(C) Tea and Coffee
(D) Sugar
(E) Jute and Jute products
Ans : (B)

3. Immediately prior to change in the measure of Food Inflation, which of the following indexes was being used for measuring it?
(A) Wholesale Price Index
(B) Consumer Price Index
(C) Interest Rates offered by banks on deposits
(D) Sensex and Nifty
(E) None of these
Ans : (B)

4. What is the full form of 'FINO' a term we see frequently in financial newspapers ?
(A) Financial Investment Network and Operations
(B) Farmer's Investment in National Organisation
(C) Farmers Inclusion News and Operations
(D) Financial Inclusion Network and Operations
(E) None of these
Ans : (E)

5. Which of the following is / are commodity/ies on which subsidy is given to farmers / poor in India ?
1. Fertilizer
2. Kerosene
3. LPG
(A) Only1
(B) Only 2
(C) Only 3
(D) Only 1 and 3
(E) All 1, 2 and 3
Ans : (E)

6. 'Bhagyam Oilfields' which were recently in news are located in which of the following states in India ?
(A) Rajasthan
(B) Gujarat
(C) Assam
(D) Maharashtra
(E) Karnataka
Ans : (A)

7. The Finance Minister of India recently decided to review the position of 'Bad Debts' in priority sector. Which of the following is/are the reason(s) owing to which PM took this decision ?
1. Bad Debt in agriculture is still rising substantially every year despite special treatment to it.
2. Bad Debt in other areas of priority sector is almost nil now,
3. Govt. is planning to disburse another installment of Rs. 1,60,000 crore which will bring 'Bad Debts' almost at 'Nil level' and no special treatment will be needed in next fiscal year.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) All 1, 2 and 3
Ans : (E)

8. Which amongst the following countries is not a member of the TAPI pipe line project, which was in news recently ?
(A) India
(B) Afghanistan
(C) Portugal
(D) Pakistan
(E) Turkmenistan
Ans : (C)

9. An agreement on Arms Reduction popularly known as 'START' is one of the major issues in the way of smooth relations between which of the following two countries ?
(A) India–Pakistan
(B) India–China
(C) China–Japan
(D) USA–Russia
(E) Russia–Iran
Ans : (D)

10. The International WWW Conference-2011 was organized in which of the following places in March 2011 ?
(A) London
(B) Paris
(C) Vienna
(D) Manila
(E) Hyderabad
Ans : (E)

11. Which of the following international agencies/ organizations had initiated an "International Convention for the 'Protection of All Persons from Enforced Disappearance' , which came into effect recently ?
(A) World Health Organisation (WHO)
(B) International Court of Justice
(C) International Maritime Organisation
(D) International Atomic Energy Agency
(E) United Nations organization
Ans : (E)

12. 'BRIC' which was the Organisation of 4 nations namely Brazil, Russia, India and China has now become 'BRICS'. Which is the fifth nation included in it ?
(A) South Korea
(B) Sp Lanka
(C) Singapore
(D) Spain
(E) South Africa
Ans : (E)

13. The process of acquisition of agricultural land and its compensation to farmers recently came up as a major issue in which of the following states ? (It also created law and order problem in the State)
(A) Haryana
(B) Gujarat
(C) Uttar Pradesh
(D) Rajasthan
(E) Punjab
Ans : (C)

14. What does the letter 'L' denote in term 'LAF' as referred every now and then in relation to monetary policy of the RBI ?
(A) Liquidity
(B) Liability
(C) Leveraged
(D) Longitudinal
(E) Linear
Ans : (A)

15. BP Pic which was in news recently is a major international company in field of–
(A) Heavy Machinery
(B) Oil exploration and processing
(C) Atomic Energy
(D) Information Technology
(E) None of these
Ans : (B)

16. Who amongst the following has been appointed as the new coach of the Indian Cricket team for a period of two years ?
(A) Stuart Law
(B) Allan Border
(C) Gary Kirsten
(D) Duncan Fletcher
(E) Allan Donald
Ans : (D)

17. Why was Kanishtha Dhankhars name in news recently ?
(A) She was crowned Femina Miss India-2011
(B) She was adjudged Best Actress-2010 by Film Fare
(C) She is the new Capital of India's woman cricket team
(D) She is the new Dy. Minister Textile in place of Dayanidhi Maran
(E) None of these
Ans : (A)

18. K. Balachander, who was awarded prestigious Dada Saheb Phalke Award-2010, is basically a/an–
(A) Actor
(B) Director
(C) Photographer
(D) Music Director
(E) Choreographer
Ans : (D)

19. Banks and other financial institutions in India are required to maintain a certain amount of liquid assets like cash, precious metals and other short term securities as a reserve all the time. In Banking World this is known as–
(B) Fixed Asset
(E) None of these
Ans : (A)

20. Which of the following Space agencies recently launched three satellites and placed them into Polar Sun Synchronous Orbit successfully?
(C) cnsa
Ans : (D)

21. As per the decision taken by the Govt. of India recently, "Bamboo is a liberated item now". What does it really mean ?
1. Bamboo, henceforth will be treated as a minor forest produce only.
2. Now villagers are free to sell bamboo in their community forest areas.
3. Gramsabha is given right to issue transport passes to legally transport the produce.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
Ans : (D)

22. Union Cabinet recently passed a Rs. 7000 crore project to clean-up which of the following rivers in India?
(A) Narmada
(B) Ravi
(C) Ganga
(D) Chambal
(E) Krishna
Ans : (C)

23. As per estimates of the Planning Commission of India the target growth rate of 12th Five Year Plan is set to–
(A) 7 to 8%
(B) 8.0% to 8.5%
(C) 9% to 9.5%
(D) 10 to 10.5%
(E) 11%
Ans : (E)

24. Goodluck Jonathan was recently reelected the President of–
(A) South Africa
(B) Nigeria
(C) Kosovo
(D) Haiti
(E) None of these
Ans : (B)

25. Which of the following schemes is not launched by the Ministry of Rural Development, Govt. of India ?
(A) National Old Age Pension Scheme
(B) National Maternity Benefit Scheme
(C) National Family Benefit Scheme
(D) Mid-Day Meal Scheme
(E) All are launched by Ministry of Rural Development
Ans : (D)

26. Where you are likely to find an embedded operating system ?
(A) on a desktop operating system
(B) on a networked PC
(C) on a network server
(D) on a PDA
(E) on a mainframe
Ans : (D)

27. An online discussion group that allows direct 'live' communication is known as–
(A) Webcrawler
(B) chat group
(C) regional service provider
(D) hyperlink
(E) e-mail
Ans : (B)

28. Which of the following is a program that uses a variety of different approaches to identify and eliminate spam ?
(A) Directory search
(B) Anti-spam program
(C) Web server
(D) Web storefront creation package
(E) Virus
Ans : (B)

29. Connection or link to other documents or Web Pages that contain related information is called–
(A) dial-up
(B) electronic commerce
(C) hyperlink
(D) e-cash
(E) domain name
Ans : (C)

30. Which of the following is a programming language for creating special programs like
applets ?
(A) Java
(B) cable
(C) domain name
(D) Net
Ans : (A)

31. The system unit–
(A) coordinates input and output devices
(B) is the container that houses electronic components
(C) is a combination of hardware and software
(D) controls and manipulates data
(E) does the arithmetic operations
Ans : (C)

32. System software–
(A) allows the user to diagnose and troubleshoot the device
(B) is a programming language
(C) is part of a productivity suit
(D) is an optional form of software
(E) helps the computer manage internal resources
Ans : (E)

33. Computer and communication technologies, such as communication links to the Internet that provide help and understanding to the end user is known as–
(A) presentation file
(B) information technology
(C) program
(D) worksheet file
Ans : (B)

34. Which of the following is contained on chips connected to the system board and is a holding area for data instructions and information ? (processed data waiting to be output to secondary storage)
(A) program
(B) mouse
(C) Internet
(D) memory
(E) modem
Ans : (D)

35. Microsoft's Messenger allows users to–
(A) to bypass a browser to surf the Web
(B) create a blog
(C) communicate via direct live communication
(D) identify and eliminate spam
(E) make graphic presentations
Ans : (C)

36. Portable computer, also known as laptop computer, weighing between 4 and 10 pounds is called–
(A) general-purpose application
(B) Internet
(C) scanner
(D) printer
(E) notebook computer
Ans : (E)

37. The main circuit-board of the system unit is the–
(A) computer program
(B) control unit
(C) motherboard
(E) None of these
Ans : (C)

38. Which of the following is billionth of a second ?
(A) Gigabyte
(B) Terabyte
(C) Nanosecond
(D) Microsecond
(E) Terasecond
Ans : (C)

39. Online Marketing is the function of which of the following ?
(A) Purchase Section
(B) Production Department
(C) I.T. Department
(D) Designs Section
(E) A collective function of all staff
Ans : (E)

40. Customisation is useful for–
(A) Designing customer specific products
(B) Call centers
(C) Publicity
(D) Motivating the staff
(E) Cold calls
Ans : (A)

41. The key challenge to market driven strategy is–
(A) Selling maximum products
(B) Employing maximum DSAs
(C) Delivering superior value to customers
(D) Being rigid to changes
(E) Adopting short term vision
Ans : (C)

42. Effective Selling skills depends on–
(A) Size of the sales teams
(B) Age of the sales teams
(C) Peerstrength
(D) Knowledge level of the sales team
(E) Educational level of the sales team
Ans : (C)

43. Generation of sales leads can be improved by–
(A) Being very talkative
(B) Increasing personal and professional contacts
(C) Being passive
(D) Engaging Recovery Agents
(E) Product designs
Ans : (B)

44. A Market Plan is–
(A) Performance Appraisal of marketing staff
(B) Company Prospectus
(C) Documented marketing strategies
(D) Business targets
(E) Call centre
Ans : (C)

45. Marketing channels mean–
(A) Delivery objects
(B) Sales targets
(C) Delivery outlets
(D) Delivery boys
(E) Sales teams
Ans : (C)

46. Social Marketing means–
(A) Share market prices
(B) Marketing by the entire society
(C) Internet Marketing
(D) Marketing for a social cause
(E) Society bye-laws
Ans : (D)

47. Service Marketing is the same as–
(A) Internet Marketing
(8) Telemarketing
(C) Internal Marketing
(D) Relationship Marketing
(E) Transaction Marketing
Ans : (D)

48. Market driven strategies include–
(A) Identifying problems
(8) Planning marketing tactics of peers
(C) Positioning the Organisation and its brands in the market place
(D) Internal marketing
(E) Selling old products
Ans : (C)

49. Innovation in marketing is same as–
(A) Motivation
(8) Perspiration
(C) Aspiration
(D) Creativity
(E) Teamwork
Ans : (D)

50. Personal Loans can be canvassed among–
(A) Salaried persons
(8) Pensioners
(C) Foreign Nationals
(D) NRI customers
(E) Non-customers
Ans : (A)