BANK EXAMS GENERAL AWARENESS PRACTICE MODEL QUESTIONS

1. Indirect tax collections in October 2011 dropped by 2.5 percent to Rs 30,278 crore on account of a slowing economy. Indirect tax comprises which of the following? 

(A) corporate, excise and service tax

(B) customs, excise and service tax

(C) service, excise and sales tax

(D) value added tax, sales tax and income tax 

Ans: (B)

2. Former Israeli president Moshe Katsav was on 22 March 2011 sentenced to seven years in jail after being convicted for rape. To which of the following parties does he belong to?

(A) Kadima

(B) Likud

(C) United Torah Judaism

(D) Labor Party

Ans: (B)
 

3. Which of the following public sector banks in November 2011 froze its lending to the power sector? 

(A) State Bank of India
 (B) Allahabad Bank
 (C) Punjab National Bank
 (D) United Bank of India
 Ans: (B) 

4. According to a UN study what is India’s rank among a total of 187 countries in terms of Human Development Index?
 (A) 95
 (B) 134
 (C) 119
 (D) 73
 Ans: (B) 

5. Indirect tax collections in October 2011 dropped by 2.5 percent to Rs 30,278 crore on account of a slowing economy. Indirect tax comprises which of the following?
 (A) corporate, excise and service tax
 (B) customs, excise and service tax
 (C) service, excise and sales tax
 (D) value added tax, sales tax and income tax
 Ans: (B)
6. The Indian government in March 2011 conferred the Miniratna status on which of the following PSUs?
 (A) National Small Industries Corporation (NSIC)
 (B) Air India Charters Ltd
 (C) Cement Corporation of India
 (D) HMT Machine Tools Ltd
 Ans: (A) 

7. Finance Minister Pranab Mukherjee on 31 October 2011 inaugurated a fully secure government e-payment system. Which of the following facts regarding the e-payment system is not true?
 1. e-payment system will enable the Central  government to directly credit dues into the accounts of beneficiaries.

2. It has been developed by Comptroller & Auditor general of India.
 3. It has been designed to serve as middleware between COMPACT (computerised payment and accounts) application at PAOs and the core banking solution (CBS) of the agency banks/Reserve Bank of India, to facilitate paperless transaction.
 4. The e-payment system will save both time and effort in effecting payments and also facilitate the elimination of physical cheques and their manual processing.
 (A) 1 & 2
 (B) Only 1
 (C) Only 2
 (D) 1 & 3
 Ans: (C)
 

8. The Shunglu Committee set up to probe corruption in organising the Commonwealth Games (CWG) on 23 March 2011 submitted its second report to the Cabinet Secretary. Which private developer was indicted in the second report?
 (A) Emaar MGF
 (B) Royale Builders and Developers
 (C) Green Field Real Estate
 (D) DLF
 Ans: (A)
 

9. According to the tiger Census 2010, the number of tigers in India increased from 1411 to__.
 (A) 1706
 (B) 1672
 (C) 1511

(D) 1611
 Ans: (a) 1706
 

10. In the Sunderbans, the tiger Census took place for the first time. In which one of the following states of India Sunderbans is located?
 (A) West Bengal
 (B) Orissa
 (C) Andhra Pradesh
 (D) Tamil Nadu
 Ans: (A) West Bengal, next to the Bay of Bengal

11. According to global fund-tracking agency EPFR, emerging markets attracted USD 3.5 billion or over 70 per cent of total fresh capital invested in the equity funds across the world during the week ended 2 November 2011. As per capital market regulator SEBI, FIIs made a net investment of  what amount in Indian equities during the week ended 2 November 2011?
(A) USD 680 million
(B) USD 650 million
(C) USD 666 million
(D) USD 715 million
Ans: (A)

12. Indirect tax collections in October 2011 dropped by 2.5 percent to Rs 30,278 crore on account of a slowing economy. Indirect tax comprises which of the following?
(A) corporate, excise and service tax
(B) customs, excise and service tax
(C) service, excise and sales tax
(D) value added tax, sales tax and income tax
Ans: (B)

13. Which of the following rating agencies on 9 November 2011 downgraded the entire Indian banking system's rating outlook from stable to negative indicating a deterioration in asset quality in the months ahead?
(A) Standard & Poor's (S&P)
(B) Fitch Rating
(C) Moody's
(D) A.M. Best
Ans: (C)

14. Which of the following public sector banks in November 2011 froze its lending to the power sector?
(A) State Bank of India
(B) Allahabad Bank
(C) Punjab National Bank
(D) United Bank of India
Ans: (B)

15. Russia and Bangladesh on 2 November 2011 signed a deal to build a nuclear power plant.  Consider the following statements on the nuclear deal.
(i) It would be Bangladesh’s first nuclear plant.
(ii) The nuclear power plant will be set up at Rooppur in Pabna district.
Choose the right option:
(A) Both i and ii are correct.
(B) Only i is correct.
(C) Only ii is correct.
(D) Neither i nor ii is correct.
Ans: (A)

16. Nabum Tuki was sworn in as the Chief Minister of Arunachal Pradesh on 1 November 2011. He is the__ Chief Minister of Arunachal Pradesh?
(A) Seventh
(B) Sixth
(C) Fith
(D) Fourth
Ans: (A)

17. A report recently stated that bluefin tuna was fished illegally during Libya conflict. Consider the following statements:
(i) Bluefin Tuna are dark blue-black on the back, and white on the lower sides and belly.
(ii) The scientific name of bluefin tuna is Thunnus thynnus.
Choose the right option:
(A) Both i and ii are correct.
(B) Neither i nor ii is correct.
(C) Only i is correct.
(D) Only ii is correct.
Ans: (A)

18. Name the top seeded tennis duo who won the Stockholm Open after outplaying Marcelo Melo and Bruno Soares 6-1, 6-4 in the summit clash in October 2011.
(A) Baghdatis of Cyprus and Del Potro of Argentina
(B) Rohan Bopanna of India and Aisam-Ul-Haq Qureshi of Pakistan
(C) Michael Kohlmann and Alexander Wask of Gremany
(D) Gael Monfils of France  and Alexander Wask of Gremany
Ans: (B)

19. Finance Minister Pranab Mukherjee on 31 October 2011 inaugurated a fully secure government e-payment system. Which of the following facts regarding the e-payment system is not true?
(i) e-payment system will enable the Central  government to directly credit dues into the accounts of beneficiaries.
(ii) It has been developed by Comptroller & Auditor general of India.
(iii) It has been designed to serve as middleware between COMPACT (computerised payment and accounts) application at PAOs and the core banking solution (CBS) of the agency banks/Reserve Bank of India, to facilitate paperless transaction.
(iv) The e-payment system will save both time and effort in effecting payments and also facilitate the elimination of physical cheques and their manual processing.
(A) 1 & 2
(B) Only 1
(C) Only 2
(D) 1 & 3
Ans: (C)

20. Conference of Parties to the Stockholm Convention in Geneva on 29 April 2011 approved the recommendation for elimination of production and use of which of the following?
(A) Endosulfan
(B) Neonicotinoids
(C) Organophosphates
(D) Metarhizium anisopliae
Ans: (A)

21. Which country won its first Fed Cup title in 23 years on 6 November 2011 after securing a 3-2 win over Russia in the final ? (A) Iran
 (B) South Korea
 (C) Greece
 (D) Czech Republic
 Ans: (D)

 22. Which Indian city is to host the World Economic Forum's (WEF's) India Economic Summit for the first time in 26 years of the summit's history from 12-14 November 2011 ? (A) New Delhi
 (B) Mumbai
 (C) Ahmedabad
 (D) Kolkata
 Ans: (B)

23. Which of the following companies entered into a partnership with the department of information technology to provide rural population socially oriented investment options ? (A) UTI Infrastructure Technology
 (B) L&T Infrastructure
 (C) ICICI Mutual Fund
 (D) RIL
 Ans: (A)

24. Palestine won the membership of UNESCO( United Nations Educational, Scientific and Cultural Organisation). UNESCO is the ___ UN agency Palestine has joined as a full member. (A) First
 (B) Second
 (C) Third
 (D) Fourth
 Ans: (A)

25. According to a UN study what is India’s rank among a total of 187 countries in terms of Human Development Index ? (A) 95
 (B) 134
 (C) 119
 (D) 73
 Ans: (B)

26. India scientists succeeded in decoding the genome of the arhar dal, which is also known as _____. (A) Pigeon Pea
 (B) Black-eyed Pea
 (C) Sweet Pea
 (D) Split Pea
 Ans:  (A)

27. Name the Indian golfer who became the first Indian golfer to shoot a spectacular round of 12-under 60 on home soil when he took a three-stroke lead on the second day of the Rs. one-crore BILT Open golf championship at the Jaypee Greens golf course on 3 November 2011. (A) Jyoti Randhawa
 (B) Amandeep Johl
 (C) Anirban Lahiri
 (D) Rahil Gangjee
 Ans: (C)

28. According to the data released by the commerce and industry ministry on 31 October 2011, the eight core infrastructure industries growth slowed down to what percentage for September 2011 as against 3.3 per cent in September 2010 ? (A) 3.1%
 (B) 2.3%
 (C) 2%
 (D) 1.8%
 Ans: (B)

29. Union Finance Minister Pranab Mukherjee on 16 October 2011 voiced the Finance Ministry’s decision to to recapitalise which of the following PSU lenders to help it achieve compliance with capital adequacy ratio (CAR) norms ? (A) State Bank of India
 (B) United Bank of India
 (C) Punjab National Bank
 (D) Bank of Baroda
 Ans: (A)

30. Which one of the following launched social security scheme for Gramin Dak Sevaks? (A) Ministry of Home Affairs
 (B) Ministry of Communications and IT
 (C) Ministry of Personnel and Grievance
 (D) Ministry of Rural Development
 Ans: (B)

31. The Reserve Bank of India panel to review facilities for individuals under FEMA (Foreign Exchange Management Act) submitted report on 10 August 2011. With regard to the following which of the following is not true
 A. In the report it mentioned that the concept of non-repatriation basis or non-repatriable funds was outdated.
 B. Since non-residents were given the freedom to remit $1 million annually, it was compulsory to maintain procedures under FEMA.
 C. The report suggested the procedural knots in the system need to be untied to enable the present forex liberalisation to be effective.
 D. Issue of take-overs underwent changes in the past and now are taken care of under the ambit of SEBI regulations and using FEMA for this purpose is superfluous and an unnecessary.
 (A) 2 & 4
 (B) Only 2
 (C) 1 & 4
 (D) Only 4
 Ans: (B)

32. Name the Irish poet and human rights activist who was named Ireland’s ninth president on 30 October 2011 after winning 57% of votes in the final count of the presidential election held on 27 October 2011.
 (A) Michael D Higgins
 (B) Mary McAleese
 (C) Douglas Hyde
 (D) Mary Robinson
 Ans: (A)

33. Which of the following public sector banks in November 2011 froze its lending to the power sector?
 (A) State Bank of India
 (B) Allahabad Bank
 (C) Punjab National Bank
 (D) United Bank of India
 Ans: (B)

34. Who became the first Indian tennis player ever to win the Canadian U-18 ITF Junior World Ranking Championship on 17 July 2011?
 (A) Ambika Pandey
 (B) D Harika
 (C) Koneru Humpy
 (D) Chekrovolu Swuro
 Ans: (A)

35. Who did the Union government appoint on 23 July 2011 as the Solicitor-General, the second senior most law officer of India?
 (A) Fali S Nariman
 (B) Rohinton Nariman
 (C) Gopal Subramanium
(D) Harish Salve
 Ans: (B)

36. India registered a __ per cent increase in tiger population in 2010, according to a report, Status of tigers, co-predators and prey in India-2010, released on 28 July 2011.
 (A) 20
 (B) 30
 (C) 15
 (D) 12
 Ans: (A)

37. According to the WPI data released by the Commerce and Industry Ministry on 3 November 2011, food inflation surged to what per cent for the week ended 22 October 2011 owing to soaring prices of various edibles such as vegetables, fruits, pulses, milk and all other protein-rich items?
 (A) 11.55%
 (B) 12.25%
 (C) 12.21%
 (D) 11.12%
 Ans: (C)

38. World Investment Report 2011 was released by UNCTAD on 26 July 2011. According to the report, what is India’s position among the top 20 Foreign Direct Investment (FDI) recipients?
 (A) 8th
 (B) 10th
 (C) 14th
(D) 4th 
Ans: (C)

39. The First Trojan Asteriod of earth discovered by the scientists. What is its name?
 (A) 2010TK7
 (B) 2010KT7
 (C) 2010XY
 (D) 2010YX
 Ans:  (1)

40. Billionaire entrepreneur Ajay Piramal purchased 5.5% stake in which of the following mobile service providers for Rs. 2900 crore, or $640 million?
 (A) Idea Cellular
 (B) Vodafone Essar
 (C) Bharti Airtel
 (D) MTNL
 Ans: (B)

41. Which of the following countries topped the list of medals at the World Athletics Championships in Daegu, South Korea ? (A) USA
 (B) Kenya
 (C) Jamaica
 (D) South Africa
 Ans: (A)

42. India, on 24 August 2011 signed (Double Taxation Avoidance Agreement) with which one of the following countries ?   (A) Georgia
 (B) Sri Lanka
 (C) Pakistan
 (D) UK
 Ans: (A)

43. UNCTAD's Trade and Development Report 2011 launched in New Delhi on 6 September 2011projected an economic growth of what per cent for India in 2011 ? (A) 8%
 (B) 8.1%
 (C) 9.2%
 (D) 8.6%
 Ans: (B)

44. Russian and US scientists launched an expedition to study emission of___ gas in the eastern Arctic. (A) Methane
 (B) Carbon-Di-Oxide
 (C) Sulfur-Di-Oxide
 (D) Ozone
 Ans: (A)
45. Name the Maoists Vice-Chairman who was on 28 August 2011 elected Nepal's 35th prime minister marking the country’s attempt to form a stable government after extended political uncertainty. (A) Baburam Bhattarai
 (B) Sher Bahadur Deuba
 (C) Surya Bahadur Thapa
 (D) Jhalanath Khanal
 Ans: (A)
46. Indian rupee on 7 September 2011 settled at one-year low against the US currency. What was the value of the India value vis-à-vis the US currency ? (A) 46.16/17
 (B) 46
 (C) 45.32/33
 (D) 45
 Ans: (A)

47. How many Indian companies were ranked among the top 200 Asia-Pacific corporations in Forbes Asia's 'Best Under a Billion' list for 2011 released on 31 August 2011 ? (A) 65
 (B) 35
 (C) 23
 (D) 14
 Ans: (D)

48. Reserve Bank of India (RBI) panel headed by headed by Usha Thorat, Director, Centre for Advanced Financial Research and Learning (CAFRAL) on 29 August 2011 came up with suggestion on non-banking finance company (NBFC). Which of the following related to this statement is not true ? 1. The panel suggested the central bank to insist on a minimum asset size of more than Rs.25 crore for registering any new non-banking finance company (NBFC)
 2. Transfer of shareholding, direct or indirect, of 25 per cent and above, change in control, merger or acquisition of any registered NBFC will require prior approval of the Reserve Bank.
 3. Tier-I capital for capital to risk weighted assets ratio (CRAR) purposes would be specified at 12 per cent to be achieved in three years for all registered deposit-taking and non-deposit-taking NBFCs.

49. NBFCs would be subject to regulations similar to banks while lending to stock brokers and merchant banks and similar to stock brokers, as specified by the Securities and Exchange Board of India (SEBI) (A) 1 & 4
 (B) 2 & 4
 (C)  Only 4
 (D) Only 1
 Ans: (D)
50.  North Korea agreed to start international talks on denuclearization of the Korean peninsula. This was agreed during the visit of North Korean leader Kim Jong Ii to__. (A) Russia
 (B) China
 (C) UK
 (D) South Korea
 Ans: (A)

IBPS GENERAL AWARENESS PRACTICE MCQs

1. Sushil Kumar, the winner of 'Kaun Banega Crorepati', was appointed as the brand ambass-ador for which of the following programmes?
1) JNNURM
2) IAY
3) Bharat Nirman
4) MGNREGA
5) None of these

2. Mario Monti became the new Prime Minister of which of the following countries in November 2011? (He succeeded Silvio Berlusconi)
1) France
2) Greece
3) Italy
4) Russia
5) Poland

3. Which of the following stateme-nts about the International Child-ren's Film Festival is/are correct?
1) The 17th International Childr-en's Film Festival was titled 'The Golden Elephant'.
2) The film festival was organiz-ed by the Children's Film Soc-iety of India (CFSI). Nandita Das is the chairperson of CFSI.
3) In the Indian competition section, 'Chillar Party' won the Best Feature Film.
4) Alafzar(Meadow), an Iranian film, was adjudged the Best Feature Film in the Competit-ion International section.
5) All the above are correct.

4. Which of the following countries was suspended from the Arab League in November 2011?
1) Qatar
2) Syria
3) Jordan
4) Libya
5) Saudi Arabia

5. Which is the first Indian comp-any to be listed in NASDAQ?
1) TCS
2) Reliance
3) Infosys
4) Wipro
5) None of these



6. With which game is Vijay Hazare Trophy associated?
1) Hockey
2) Football
3) Tennis
4) Table Tennis
5) Cricket

7. Which of the following countries is not a member of ASEAN?
1) Pakistan
2) Indonesia
3) Singapore
4) Malaysia
5) Thailand

8. Renowned cricket writer Peter Roebuck committed suicide recently. He was the captain of which of the following English county teams in the 1980s?
1) Oxford shire
2) Somerset
3) Kent
4) Essex
5) Sussex

9. Which city hosted the 17th International Children's Film Festival in November 2011?
1) Mumbai
2) Bangalore
3) Hyderabad
4) New Delhi
5) None of these

10. Who was named the Male World Athlete of the Year for 2011 by athletics' governing body, the International Association of Athletics Federation (IAAF)?
1) Yohan Blake (Jamaica)
2) Kirani James (Grenada)
3) Usain Bolt (Jamaica)
4) LaShawn Merritt (USA)
5) None of these

11. Sally Pearson, the world 100m hurdles champion, was named the Female World Athlete of the year for 2011 by the IAAF. To which country does she belong?
1) Australia
2) New Zealand
3) U.K.
4) U.S.A.
5) Denmark

12. Which of the following awards/ prizes is given for science?
1) Templeton Prize
2) Jnanpith Award
3) Phalke Ratna
4) Shanti Swarup Bhatnagar Award
5) None of these

13. Who is the author of the book 'The Exile', which is based on the life of Duleep Singh, the last Maharaja of Lahore?
1) Chetan Bhagat
2) Navtej Sarna
3) Mulk Raj Anand
4) Khushwant Singh
5) None of these

14. Which of the following is not a plantation crop?
1) Rubber
2) Arecanut
3) Cocoa
4) Potato
5) Coconut

15. The term Bull's eye is associated with which of the following sports?
1) Badminton
2) Boxing.
3) Shooting
4) Cricket
5) Hockey

16. Which of the following is/are considered as allied agricultural activity?
1) Poultry
2) Fisheries
3) Dairy
4) Sheep rearing
5) All the above

17. Which of the following program-mes was launched by the govern-ment to develop rural infrastruct-ure in India?
1) SHGs
2) Bharat Nirman
3) JNNURM
4) IAY
5) None of these

18. Which of the following is not the name of a foreign bank?
1) BNP Paribas
2) Deutsche Bank
3) Barclays
4) Cathay Pacific
5) RBS

19. Which of the following schemes has been successful in attracting children to come to school and get educated?
1) MGNREGA
2) Food for Work
3) Mid Day Meal
4) NRLM
5) None of these

20. Guru Tegh Bahadur Gold Cup tournament is associated with which of the following sports?
1) Hockey
2) Badminton
3) Cricket
4) Soccer
5) None of these

21. Where is the National Commo- dity and Derivatives Exchange Limited (NCDEX) located?
1) Hyderabad
2) Mumbai
3) Kolkata
4) Bangalore
5) New Delhi

22. Which former Chief Election Commissioner is the author of the book 'The Miracle of Demo-cracy:
India's Amazing Journey'?
1) T.N.Seshan
2) M.S.Gill
3) B.B.Tandon
4) T.S.Krishnamurthy
5) Navin Chawla

23. What is the full form of 'POS'?
1) Permission of Sale
2) Point of Sale
3) Point of Support
4) Potential of Service
5) None

24. Which of the following is not a banking term?
1) Overdraft
2) CBS
3) Equator
4) Account payee
5) SME Finance

25. The Doing Business Report (DBR) is released every year by which of the following instituti-ons?
1) IMF
2) World Bank
3) WTO
4) ADB
5) UNCTAD

26. Which of the following banking terms is used to describe bad loans?
1) CBS
2) NPA
3) RTGS
4) Prime Loans
5) Prime Assets

27. Which country's currency is called Yen?
1) China
2) North Korea
3) South Korea
4) Japan
5) Thailand

28. Which of the following approves the draft of the Five Year Plans?
1) Planning Commission
2) National Innovation Council
3) National Development Council
4) Finance Commission
5) None of these

29. Which of the following is an extra-constitutional and non-statutory body?
1) Election Commission
2) Finance Commission
3) Planning Commission
4) Union Public Service Commission
5) None of these

30. Which of the following gives Crystal Award?
1) WTO
2) WEF
3) APEC
4) IBRD
5) ADB

31. Which of the following decides the distribution of tax incomes between the central and state governments?
1) Law Commission
2) Pay Commission
3) Planning Commission
4) Finance Commission
5) Administrative Reforms Commission

32. Who is the author of the book 'Termites in the Trading System'?
1) Jagdish Bhagwathi
2) Amartya Sen
3) M.S.Swaminathan
4) Paul Krugman
5) None of these

33. Which of the following is not a football club?
1) Chelsea
2) Arsenal
3) Manchester United
4) Monte Carlo
5) Liverpool

34. Putrajaya is the administrative capital of which of the following countries?
1) Malaysia
2) Indonesia
3) Sri Lanka
4) Nepal
5) None of these

35. Which of the following South American countries is a member of the Organization of Petroleum Exporting Countries (OPEC)?
1) Peru
2) Ecuador
3) Chile
4) Brazil
5) Argentina

ANSWERS:
1) 4 2) 3 3) 5 4) 2 5) 3
6) 5 7) 1 8) 2 9) 3 10) 3
11) 1 12) 4 13) 2 14) 4 15) 3
16) 5 17) 2 18) 4 19) 3 20) 1
21) 2 22) 4 23) 2 24) 3 25) 2
26) 2 27) 4 28) 3 29) 3 30) 2
31) 4 32) 1 33) 4 34) 1 35) 2

GENERAL AWARENESS MCQs FOR BANK EXAMS

1. The largest bank in India is ..........?
1) ICICI bank
2) Syndicate Bank
3) Union bank of India
4) Bank of India
5) State Bank of India

2. State bank of India head office is in ..........?
1) New Delhi
2) Kolkata
3) Chennai
4) Mumbai
5) Hyderabad

3. Mumbai has the head offices of many Financial Institutes. Which of the following bank/ institute/ PSU do not have the head office in Mumbai?
1) SEBI
2) RBI
3) Bank of Baroda
4) Bank of India
5) IDBI

4. Bank of Baroda, Andhra Bank and L&G(U.K) established 'M/S India Invest'. M/S India Invest is a ..........?
1) Real Estate Company
2) Insurance Company
3) Foreign Exchange Office
4) Stock Exchange
5) Savings Plan

5. Insurance Company 'Met Life' has headquarters in ..........?
1) Canada
2) Japan
3) England
4) U.S.A
5) Australia

6. Australia based IAG (Insurance Australia Group) and .......... had tie up to do General Insurance business?
1) SBI
2) LIC
3) UTI
4) Reliance Industries
5) Rcom

7. SBI is the largest public sector bank. Which is the second largest public sector bank crossed having of 5,000 branches?
1) Bank of India
2) Bank of Baroda
3) ICICI 4) Punjab National Bank
5) Union Bank of India

8. Punjab National Bank and .......... had tie up together to have Core Banking Solutions (CBS) linking of its Regional Rural Banks (RRB)?
1) NABARD
2) SBI
3) IDBI
4) UTI
5) SBI DHFI

9. NABARD ( National Bank for Agriculture and Rural Development) established JLG to extract the productive capability from rural population?
1) Junior Link Group
2) Join Life Group
3) Joint Line Gauge
4) Joint Liability Group
5) None

10. Joint Liability Groups replicate the ..........?
1) Sole Help Group
2) Sole Help Grain
3) Stone Help Group
4) Second Help Group
5) Self Help Group

11. Self Help Groups will be provided with 7 % rate of interest on par with .......... as decided by central government recently?
1) Vehicle Loan
2) Business Loan
3) Home Loan
4) Agriculture Loan
5) All of above

12. Agriculture Loans are called Regulated Loans. Which Deposit is Regulated Deposit other than NRI account?
1) Savings Account
2) Fixed Deposit
3) Current Account
4) Recurring Account
5) Joint Account

13. Savings Deposits cannot be opened/operated by ..........?
1) Public Sector Banks
2) Co-operative Banks
3) Foreign Banks
4) Non-Banking Finance Companies
5) Private Sector Banks

14. Non-Banking Companies list given. Pick up wrong one?
1) Sri Ram Finance
2) Mutthoot Finance
3) Manappuram Finance
4) ICICI Bank
5) Margadarsi Finance

15. ICICI is the ..........private bank in India?
1) Second largest
2) Third largest
3) Sixth largest
4) Largest
5) Tenth largest

16. Largest borrower in India is ..........?
1) Reserve Bank of India
2) Government of India
3) State bank of India
4) Uttar Pradesh
5) None

17. Government of India declares Minimum Support Price (MSP) for many goods/products every year. Which of the following commodities do not cover MSP in principle?
1) Paddy
2) Bank Products
3) Wheat
4) Gram
5) Millets

18. Bank products do not cover ..........?
1) Deposit
2) Judicial Stamps
3) Loans
4) Credit Cards
5) All of above

19. Judicial Stamps and Postal Stamps are printed in Indian Security press Nasik. Nasik is in ..........?
1) Andhra Pradesh
2) West Bengal
3) Odisha
4) Tamilnadu
5) Maharastra

20. Maharastra based bank, Bank of Maharastra celebrated .......... celebrations in 2010. Its head office is in Pune?
1) Silver
2) Gold
3) Platinum
4) Centenary
5) Diamond

21. Platinum Celebrations of .......... celebrated On that eve, One rupee coin minted?
1) Reserve Bank of India
2) State Bank of India
3) Central Bank of India
4) Securities and Exchange Board of India (SEBI)
5) None

22. Reserve Bank of India established Credit Guarantee Corporation of India ( CGCI) in 1971 to encourage more flow of banks credit to ..........?
1) Big industries 2) Self Help Groups
3) Small business firms
4) Co-operative banks
5) Software industries

23. Small business and poor families approach ..........to take small amounts of loans?
1) Foreign banks
2) Public Sector banks
3) Private Sector banks
4) Micro-Finance Companies
5) Rating Agencies

24. Micro-Finance companies Bill passed by ..........to control nuisance of micro-finance
companies?
1) Karnataka
2) Maharastra
3) Andhra Pradesh
4) West Bengal
5) Odisha

25. Andhra Pradesh head office bank is ..........?
1) State bank of Hyderabad
2) Syndicate bank
3) Union bank of India
4) HDFC
5) United Bank of India

26. The term not related to banking is ..........?
1) Crossing
2) NPA
3) Priority Sector Lending
4) On Line banking
5) Call option

27. Term not related to Stock Market is ..........?
1) DEMAT
2) Bad Delivery
3) Badala
4) Bid and Offer
5) Basel

28. Term not related to Economics?
1) Diminishing Marginal Utility
2) Demand and Supply
3) National Income
4) Consumer Surplus
5) Law of Motion

29. Which term not related to Banking Technology?
1) NEFT
2) RTGS
3) BOUNCE
4) SWIFT
5) ATM

30. Which is not a currency of any country in the world?
1) Dolla
2) Lira
3) Brussels
4) Pound
5) Yuan

31. Which is not a subsidiary/Associate/agency of any bank in India?
1) SBH
2) ICICI Lombard
3) NABARD
4) SBI Life
5) All of above

32. 113th Constitutional amendment related to ..........?
1) Change the state name of Orissa to Odisha
2) Right to Education
3) Voter's eligibility age reduced from 21 years to 18 years
4) Establishment of GST council
5) Making Election commission as multiple body

33. Coal India recently got the status of ..........?
1) Navarathna
2) Mini-Ratna
3) Maharatna
4) Veerratna
5) None

34. As per the 2011 census, the lowest population state is ..........?
1) Sikkim
2) Goa
3) Manipur
4) Meghalaya
5) Assom

35. First time Lokpal Bill introduced in parliament in ..........?
1)1968
2)1971
3)1951
4) 2001
5) 2011

36. New war ship 'Trikhand' introduced in Indian Navy. It is manufactured and imported from ..........?
1) USA
2) France
3) Australia
4) Russia
5) Japan

37. 'Scotia Prince' is the boat run between ..........after 30 years?
1) India and China
2) India and Australia
3) India and Myanmar
4) India and Sri Lanka
5) India and Russia

38. Expand PURA?
1) Urban Areas in Rural Areas
2) Universal Amenities in Rural Areas
3) Urban Amenities in Roll Areas
4) Urban Areians in Rural Areas
5) Urban Amenities in Rural Areas

39. Co-ordinated Boarder Management plan is the agreement between India and..........?
1) Pakistan
2) Bhutan
3) Bangladesh
4) Nepal
5) Sri Lanka

40. Which city celebrated 372 years entry on 22nd August 2011?
1) Hyderabad
2) Mumbai
3) Chennai
4) Bengaluru
5) Mumbai

41. West Bengal name changed to ..........?
1) Purva Banga
2) Uttama Banga
3) Pachima Banga
4) Eleve Banga
5) Tagore Banga

42. 99th Science congress summit will be held in ..........?
1) Tamilnadu
2) Delhi
3) Rajasthan
4) Odisha
5) Goa

43. In BRICS summit, 'S' stands for..........?
1) Somalia
2) South Korea
3) Sri Lanka
4) South Africa
5) Swaziland

44. 2012 Pravasa Bharatiya Summit venue is ..........?
1) Jodhpur
2) Jaipur
3) Lucknow
4) Chennai
5) Bellary

45. Which IPS officer crossed palk strait on 25 march 2011?
1) Aruna Bahuguna
2) Rajiv Verma
3) Rajiv Trivedi
4) Madam Straint
4) None of above

46. .......... was appointed as chief of Change Management Team by UNO?
1) Anitha Kapur
2) Jeevan Reddy
3) Atul Khare
4) Y.V.Reddy
5) H S Puri

47. Coasta First Naval Award 2010 got by ..........?
1) Red Cross Society
2) Asha Bhonsle
3) Kiswar Desai
4) Manoj Pandey
5) Diwakar Prem

ANSWERS:

1)5 2)4 3)3 4)2 5)4 6)1 7)4 8)1 9)4 10)5 11)4 12)1 13)4 14)4 15)4 16)2
17)2 18)2 19)5 20)3 21)1 22)3 23)4 24)3 25)1 26)5 27)5 28)5 29)3 30)3 31)3 32)1
33)3 34)1 35)1 36)4 37)4 38)5 39)3 40)3 41)3 42)4 43)4 44)2 45)3 46)3 47)3.

Bank Exams General Awareness Model Question Paper

1) This agency issued guidelines on distance marketing of products on 6 April 2011 to protect the interest of people who buy policies over phone or Internet. Identify the agency.
a. SEBI
b. IRDA
c. TRAI
d. DoT
2) In India’s first sale of rupee perpetual bonds by a non-finance company Rs 1500 crore ($332 million) was raised. Name the non-finance company.

a. Tata Steel
b. Pantallons Retail
c. RIL
d. Maruti Suzuki
3) Which of the following Indian cricket players took the highest number of wickets in the recently concluded ICC World Cup 2011 along with Pakistan’s Shahid Afridi?
a. Yuvraj Singh
b. Zaheer Khan
c. Munaf Patel
d. Harbhajan Singh
4) Union Sports Ministry on 6 April 2011 formed a committee to fine-tune the draft National Sports Development Bill. Who is heading the committee?
a. Justice Mukul Mudgal
b. Justice Tej Pratap Singh Mann
c. Justice Gurdev Singh
d. Justice Jaswant Singh Phogat
5) Name the cricketer who beat Michael Clarke by a comfortable 15-vote margin to bag the Allan Border Medal besides being named Australia’s ODI Player of the Year in Feb 2010?
a. Shane Watson
b. Simon Katich
c. Mitchell Johnson
d. Sachin Tendulkar
6) Record food grain production helped to reduce food inflation to a four month low for the week ending 26 March 2011. What was the inflation percentage for the week?
a. 9.18%
b. 9.25%
c. 9.21%
d. 9.36%
7) Praveen Kumar Tripathi took over as the Chief Secretary of which of the following governments on 4 April 2011?
a. Delhi Government
b. Haryana Government
c. Uttar Pradesh Government
d. Uttarakhand Government
8) The Union Government gifted a Kendriya Vidyalaya to a nondescript village Indrapura to which of the following Indian states?
a. Bihar
b. Odisha
c. Rajasthan
d. Madhya Pradesh
9) The Supreme Court on 5 April 2011 passed an order to lift iron export ban imposed by which of the following Indian states on 26 July 2010 and also ordered it to implement the new rules for regulating iron ore mining and transportation?
a. Tamil Nadu
b. Andhra Pradesh
c. Karnataka
d. Odisha
10) To enhance credit worthiness of economically weaker sections and LIG households, a Mortgage Risk Guarantee Fund was announced to be created under which of the following scheme or Yojana?
a. Rajiv Awas Yojana
b. Rajiv Gandhi Grameen Vidyutikaran Yojana
c. Indira Awas Yojana
d. Mahatama Gandhi NREGA
11) Which agency issued guidelines on distance marketing of products on 6 April 2011 to protect the interest of people who buy policies over phone or Internet?
a. SEBI
b. IRDA
c. TRAI
d. DoT
12) Buyer's Credit was launched by the Commerce and Industry Minister, Anand Sharma, on 6 April 2011 to boost project exports from India. Under which of the following was Buyer’s Credit launched?
a. National Export Insurance Account
b. Export-Import Bank of India
c. Export Credit Guarantee Corporation of India
d. Reserve Bank of India
13) Read the two statements mentioned with regard to the budgetary allocations for addressing environmental concerns.
1. The budget proposed that the solar lantern used in far-flung villages will attract no duty from 10 per cent charged earlier.
2. To provide green and clean transportation for the masses, National Mission for Hybrid and Electric Vehicles will be launched in the year 2011 in collaboration with all stakeholders. Which of them is true?
a. Only 1
b. Only 2
c. Both 1 & 2
d. None of the above
14) 21 year old Marjan Kalhor is the first Iranian woman to have entered an Olympic event. She is a participant in the 2010 Winter Olympics that began in Vancouver on 12 Feb 2010. Which sport is she associated with?
a. Ski
b. Shot put
c. Cycling
d. Bobsleigh
15) With his victory in the men’s large hill ski jump on 20 Feb 2010 at the Vancouver Olympics, he became the first person to win four individual gold ski jumping medals. Name this sportsperson.
a. Simon Ammann (Switzerland)
b. Ahonen Janne (Finland)
c. Alexander Nicholas (USA)
d. Bardal Anders (Norway)
16) The Indian Government in April 2011 issued a notice to which of the following companies to terminate licences for Kerala, West Bengal and Assam for delay in roll- out of services in these three circles?
a. Sistema Shyam Teleservices
b. Tata Teleservices
c. Reliance
d. BSNL
17) Which Italian luxury sports car makers on 6 April 2011 announced its entry into the Indian market where it will sell its high-performance cars priced between Rs1.20 crore and Rs1.43 crore?
a. Maserati
b. Bentley
c. Aston Martin
d. Maybach
18) Who did HDFC Bank, the country's second-largest private sector lender appoint in March 2011 to head its investment banking division?
a. Rakesh Singh
b. Charul Madan
c. Gaurav Khungar
d. Atul Singh
19) Gangaur, a festival which marks the union of Lord Shiva and his consort, Goddess Parvati is celebrated for 18 days from the day after Holi in which of the following Indian states?
a. Rajasthan
b. Karnataka
c. Tamil Nadu
d. Uttaranchal
20) Read the following statements with regard to the allocation in the Educational sector as proposed by Union Budget 2011-12.
1. For Sarva Siksha Abhiyan the allocation was increased by 40 percent to 21000 crore rupees.
2. All institutions of higher learning will be connected through optical fibers by March 2012.
3. 500 crore rupees was proposed to be provided for national skill development fund.
4. For the needy scheduled castes ad scheduled tribe candidates studying in class-IX and Xth pre-matric scholarship scheme was proposed to be introduced. Which of the above mentioned statements is not true?
a. 1
b. 2
c. 3 & 4
d. 4
21) Scientists recently developed a computer that could be controlled by the power of thought. It would help people unable to speak or move. What is the name of the technology which they used to develop this kind of computer?
a. electrocortiography
b. symbian C++
c. java
d. flash lite
22) Which of the following companies bought the Pringles brand from Procter & Gamble Co for $1.5 billion?
a. Diamond Foods Inc
b. PepsiCo's Frito-Lay
c. Emerald Nuts
d. Kettle Potato Chips
23) Online marketplace eBay India, in association with leading apparel brand Reebok auctioned a bat autographed by Indian cricketer Mahendra Singh Dhoni. The proceeds of the auction will go to which of the following NGOs?
a. Oxfem
b. CRY
c. All Bengal Women’s Union
d. UNEM
24) Which Indian hockey player was in April 2011 named captain of the Indian Hockey team the upcoming Sultan Azlan Shah Cup scheduled to be played in Malaysia from 5-15 May 2011?
a. Arjun Halappa
b. Rajpal Singh
c. Bharat Kumar Chetri
d. Mohd. Amir Khan
25) Under the Godfrey Phillips Zonal Bravery Awards given away by the former ruler of Jodhpur, Gaj Singh in Jaipur on 5 April 2011, which of the following NGOs was honoured with the Amodhini Award of Rs.1 lakh?
a. Udyogini
b. Charities Aid Foundation
c. CRY
d. Akhil Bharatiya Vanavasi Kalyan Ashram
26) The Basic Customs Duty exemption was proposed to be extended to which of the following sectors?
a. art and antiquities for exhibition or display in private art galleries
b. Cinematographic film, factory-built ambulances
c. syringes and needles
d. agricultural machinery
27) A massive Tsunami caused by a devastating earthquake of the 8.9 magnitude hit about 400 km north-east of Tokyo, capital of Japan. Where is the Pacific Tsunami Warning System headquartered? 
a. Hawai
b. Tokyo
c. Manila
d. Jakarta
28) Which of the following companies announced on 6 April 2011 that it won contract to provide broadband internet connectivity to Indian Railways through state-run RailTel Corp of India Ltd?
a. DEL
b. IBM
c. Infosys
d. HCL Infosystems
29) Which super luxury carmaker on 7 April 2011 unveiled Continental GT sedan in India?
a. Ferrati
b. Bentley
c. Maybach
d. Maserati
30) What amount of money was allocated for Bharat Nirman?
a. 1000 crore
b. 58000 crore
c. 55438 crore
d. 14362 crore
31) Who defeated Tamarine Tanasugarn on 15 Feb 2010 to retain the Pattaya Open title?
a. Vera Zvonareva of Russia
b. Sabine Lisicki of Germany,
c. Ayumi Morita of Japan
d. Kimiko Date Krumm of Japan
32) A massive Tsunami caused by a devastating earthquake of the 8.9 magnitude hit about 400 km north-east of Tokyo, capital of japan. What are the possible factors which can cause Tsunami?
i)An Earthquake
ii) A landslide
iii) A volcanic eruption or explosion
iv) Impact by a meteorite
Please choose the right option
a. i, ii, iii and iv
b. i and ii only
c. ii and iii only
d. i and iv only
33) Which of the following Indian cricket is the most heavily insured player for the forthcoming Indian Premier League (IPL) 4 T-20 tournament which begins on 8 April 2011?
a. Sachin Tendulkar
b. Yuvraj Singh
c. M S Dhoni
d. Virender Sehwag
34) The Union Budget for 2011-12 proposed lowering of qualifying age for tax relief for senior citizens from 65 years to _?
a. 55
b. 58
c. 60
d. 62
35) Finance Minister Pranab Mukherjee proposed to increase the Income Tax Exemption Limit for individual tax payers from 1 lakh 60 to _?
a. 1 lakh 80 thousand
b. 1 lakh 90 thousand
c. 2 lakh
d. 2 lakh 20 thousand
36) Noted Social worker Anna Hazare on 5 April 2011 started his hunger strike  at Jantar Mantar in New Delhi to protest against the reported delay in bringing in which of the following bills to effectively deal with corruption?
a. Lokpal Bill
b. The Competition (Amendment) Bill
c. The Airports Economic Regulatory Authority of India Bill
d. The Appropriation (No.3 ) Bill
37) Who became the world number one badminton player?
a. Saina Nehwal
b. Wang Xin
c. Sania Mirza
d. Wang Shixian
38) When is the National Youth Day observed?
a. January 14
b. February 14
c. August 31
d. January 12
39) What is Tejas?
a. Spacecraft
b. Missile
c. Submarine
d. Light combat aircraft
40) Who is the Chairperson of the Central Board Film Certification?
a. Sharmila Tagore
b. Karan Johar
c. Nafisa Ali
d. Om Puri
e. None of these
41) Ali Akbar Salehi is the foreign minister of
a. Israel
b. Iran
c. Afghanistan
d. Indonesia
42) Who is the new chief of Research and Analysis Wing (RAW)?
a. AP Singh
b. Arun Shourie
c. Sanjeev Tripathi
d. BK Gupta
43) According to an extensive genetic study on modern humans, two conclusions were drawn out.
i) There is an enormous amount of diversity in the African hunter-gatherer populations.
ii) The genetic diversity among 27 present-day African populations originated in southern Africa and progressed to northern Africa.
Which of the above statements is/are correct?
a. Both i and ii
b. Neither I and ii
c. Only i
d. Only ii
44) Which one of the following Indian states recently released a Braille version of the RTI (Right to Information) Act and its rules for the benefit of visually challenged?
a. Gujarat
b. Bihar
c. Haryana
d. Madhya Pradesh
45) Roger Federer won his fourth Australian Open Tennis Championship and 16th Grand Slam on 31 Jan 2010. Who did he defeat in the final of the Australian Open 2010?
a. Rafael Nadal
b. Andy Murray
c. Fred Perry
d. Rod Laver
46) Which of the following Bollywood Actress won the Best Actress trophy at the 13th London Asian Film Festival for her performance in Onir’s I AM?
a. Nandita Das
b. Juhi Chawla
c. Tabu
d. Konkona Sen Sharma
47) In tiger census 2010, 
i) Pugmarks were used as the only indicator of tiger numbers.
ii) An advanced Scientific process was adopted which included video trapping and use of satellite data. Which of the above statements is/are incorrect?
Choose the right option:
a. Only i is incorrect
b. Only ii is incorrect
c. Both i and ii are incorrect
d. Both i and ii are not incorrect
48) India defeated Pakistan by 29 runs in the semi finals of the ICC World Cup 2011 played at Mohali. Who was declared man of the match of the high powered game?
a. Saeed Ajmal
b. Sachin Tendulkar
c. Munaf Patel
d. Wahab Riaz
49) Which of the following bodies put off indefinitely the new rules governing unwanted telemarketing calls which were supposed to be implemented from 21 March 2011?
a. Department of Telecommunication (DoT)
b. Telecom Regulatory Authority of India (TRAI)
c. Indian Ministry of communication & Technology
d. HRD Ministry
50) The Indian government in March 2011 conferred the Miniratna status on which of the following PSUs?
a. National Small Industries Corporation (NSIC)
b. Air India Charters Ltd
c. Cement Corporation of India
d. HMT Machine Tools Ltd

Answers: 

1) B 2) A 3) B 4) A 5) A 6) A 7) A 8) C 9) C 10) A 11) B 12) A 13) B 14) A 15) A 16) A 17) C 18) A 19) A 20) B 21) A 22) A 23) B 24) A 25) A 26) A 27) A 28) D 29) B 30) B 31) A 32) A 33) C 34) C 35) A 36) A 37) B 38) D 39) D 40) A 41) B 42) C 43) A 44) A 45) B 46) B 47) A 48) B 49) B 50) A