GENERAL AWARENESS PRACTICE MCQs

1. Who was elected the Chairman of the Asian Forum of Parliame-ntarians on Population and Deve-lopment (AFPPD) during the 73rd Executive Committee Meeting of AFPPD at Bangkok in April 2013?
1) P.J.Kurien
2) Hamid Ansari
3) Karia Munda
4) Arun Jaitley
5) None of these

2. Who was awarded the prestigious Dada Saheb Phalke Award, India's highest film honor, for the year 2012?
1) Manoj Kumar
2) Pran
3) Rajesh Khanna
4) Vinod Khanna
5) Amitabh Bachchan

3. Which state decided to declare Malkhamb as the state sport in April 2013?
1) Haryana
2) Punjab
3) Madhya Pradesh
4) Uttar Pradesh
5) Himachal Pradesh

4. With effect from April 1, 2013 the rate of interest on Public Provident Fund (PPF) has been lowered from 8.8 per cent to?
1) 8.7 per cent
2) 8.6 per cent
3) 8.5 per cent
4) 8.4 per cent
5) None of these

5. Who is the only head of state or head of government to attend all BRICS Summits, held so far?
1) Hu Jintao
2) Xi Jinping
3) Dilma Rousseff
4) Dr. Manmohan Singh
5) Vladimir Putin

6. Which state will set up the first public health university in India?
1) Manipur
2) Gujarat
3) Andhra Pradesh
4) West Bengal
5) Odisha

7. Public Provident Fund (PPF) is a savings-cum-tax saving instr-ument. What is the minimum tenure of the PPF account?
1) 5 years
2) 7 years
3) 10 years
4) 15 years
5) 20 years

8. What is the maximum amount that can be invested under the PPF scheme in a year?
1) Rs.25, 000
2) Rs.50, 000
3) Rs.75, 000
4) Rs.1, 00,000
5) Rs.2, 00,000

9. Code of Bank's Commitment to micro and small enterprises is prepared by?
1) RBI 2) IBA
3) BCSBI
4) SEBI
5) None

10. KYC guidelines have been framed as per the guidelines of?
1) Ministry of Finance
2) Financial Action Task Force
3) Reserve Bank of India
4) Indian Banks Association
5) Ministry of Home Affairs

11. The term 'Power of Attorney' refers to?
1) Power of a person
2) An authority to operate a bank account
3) A written authorization to act on another person's behalf
4) Both 1 and 2
5) None of the above

12. Bridge loan refers to?
1) Loan granted to companies for construction of bridges
2) A short term loan that is used until a person secures permanent financing
3) Loan granted to PWD for construction of bridges over rivers
4) Both 1 and 2
5) None of these

13. If a customer is not satisfied with the decision passed by the Banking Ombudsman, he/she can approach the appellate authority. Who is the Appellate Authority?
1) Governor of RBI
2) Chairman of the concerned Bank
3) Finance Secretary
4) Deputy Governor of RBI
5) Finance Minister

14. Which of the following books is written by Chetan Bhagat?
1) The Golden Gate
2) Fasting Feasting
3) Fire on the Mountain
4) The Inheritance of Loss
5) 2 States: The Story of My Marriage

15. Trupti Murgunde is a famous?
1) Badminton player
2) Tennis player
3) Golf player
4) Chess player
5) None of these

16. Sukhoi is a?
1) Missile
2) Fighter aircraft
3) Battle tank
4) Submarine
5) Radar system

17. Which of the following terms is not used in the game of Cricket?
1) Doosra
2) Bouncer
3) Deuce
4) Googly
5) Ashes

18. Recession occurring two times with a small gap in between is known as?
1) Depression
2) Deflation
3) Deep Recession
4) Double Dip Recession
5) Double Deflation

19. Booker Prize is given in the field of ?
1) Films
2) Music
 3) Science
4) Sports
5) None of these

20. KfW banking group is based in?
1) France
2) Italy
3) Germany
4) Japan
5) Poland

21. Hawala transactions in India are prohibited under the provision of which of the following Acts?
1) FRBM Act
2) FEMA
3) RBI Act
4) FATF Act
5) Banking Regulation Act

22. What is the full form of DIPP?
1) Directorate of Industrial Policy and Publicity
2) Department of Industrial Procedures and Promotions
3) Department of Industrial Policy and Promotion
4) Directorate of Industrial Procedures and Promotions
5) None of these

23. The Business Correspondent Model adopted by the banks provides banking facilities to?
1) Corporate borrowers
2) Those who are taking housing loans
3) Weaker sections of the society and rural people
4) Both 1 and 2
5) None of these

24. Carbon credit concept is associated with?
1) Women empowerment
2) Coal mines
3) Development of rural infrastr-ucture
4) Development of urban infrastr-ucture
5) None of these

25. Which of the following is not a core industry?
1) Crude oil
2) Coal
3) Cement
4) Automobile
5) Steel

26. The Micro Finance Development and Equity Fund (MFDEF) is maintained by?
1) CII
2) IBA
3) SIDBI
 4) NABARD
5) FICCI

27. Demat accounts are useful for?
1) ATMs
2) Locker operations
3) Online trading of shares
4) Export transactions
5) None of these

28. Which of the following is not a type of cheque issued by an individual?
1) Crossed cheque
2) Bearer cheque
3) Order cheque
4) Savings cheque
5) Post dated cheque

29. The Head Office of which of the following banks is in Mumbai?
1) Bank of Maharashtra
2) UCO Bank
3) Punjab National Bank
4) Corporation Bank
5) Union Bank of India

30. Which of the following terms is used in banking?
1) Vacuum
2) Chinaman
3) Density
4) Acoustics
5) None of these

ANSWERS:
1) 1 2) 2 3) 3 4) 1
5) 4 6) 5 7) 4 8) 4
9) 3 10) 3 11) 3 12)2
13) 4 14) 5 15) 1 16) 2
17) 3 18) 4 19) 5 20) 3
21) 2 22) 3 23) 3 24) 5
25) 4 26) 4 27) 3 28) 4
29) 5 30) 5

GENERAL AWARENESS PRACTICE QUESTIONS FOR BANK EXAMS

1. Which of the following orga-nisations/institutions cut its forecast for global trade growth in 2013 to 3.3 per cent from 4.5 per cent?
1) World Bank
2) IMF 
3) WEF 
4) WTO 
5) OECD
 
2. The Templeton Prize is award-ed for outstanding con-tributi-ons in affirming life's spiritual dimension. Who has won the 2013 Templeton Prize worth $1.7 million in April 2013?
1) Dalai Lama (Tibet)
2) Desmond Tutu (South Africa) 
3) Martin Rees (UK)
4) Charles Taylor (Canada)
5) Francisco Ayala (Spanish-American) 

3. National Safe Motherhood Day was observed across India on which of the following days in 2013 to create awareness on proper healthcare and maternity facilities to pregnant and lactating women?
1) April 7
 2) April 10
3) April 11
 4) April 8
5) April 12

4. Pioneer of in Vitro Fertilization (test-tube baby) and the 2010 Nobel Medicine winner passed away on April 10, 2013. Name him?
1) John Gurdon 
2) Richard Roberts 
3) Philip Sharp 
4) Robert Edwards 
5) Edwin Krebes

5. Ruth Prawer Jhabvala, a Ger-manborn British and Ameri-can novelist, passed away on April 3, 2013. She is the only person to have won both a Booker Prize and an Oscar. She won the Booker Prize in 1975 for?
1) A Passage to India 
2) A House for Mr.Biswas
3) A Passage to England
4) A Handful of Dust
5) Heat and Dust

6. The 5th BRICS Summit was held in which of the following cities of South Africa on March 26-27, 2013?
1) Pretoria 
2) Cape Town 
3) Durban 
4) Bloemfontein 
5) Johannesburg 

7. Saurav Ghosal won the men's national championship title in which of the following sports in December 2012?
1) Squash 
2) Archery
3) Shooting
4) Golf 
5) Billiards 

8. Anna Ushenina won the wome-n's world chess championship in December 2012. She belongs to?
1) Ukraine 
2) Russia 
3) Bulgaria 
4) Serbia 
5) Romania 

9. Who was appointed adviser to the Finance Minister P.Chidambaram with the rank of Mini-ster of State in December 2012?
1) Raghuram Rajan 
2) Parthasarathy Shome 
3) Kaushik Basu 
4) C.Rangarajan 
5) None of these

10. The 18th session of the Confer-ence of the Parties to the United Nations Framework Convention on Climate Change (UNFCCC) was held in which of the following cities in November-December 2012?
1) Kyoto 
2) Tehran 
3) Doha 
4) Copen Hagen 
5) Tokyo 

11. The government policies about credit flow to the agriculture sector are implemented through? 
1) RBI 
2) ECGC
3) SIDBI
4) NABARD
5) DCCB

12. Which of the following abbreviations and their full forms is not matched correctly?
1) IPO- Initial Public Offer
2) NRHM- National Rural Health Mission 
3) ASHA-Accredited Social Health Activist 
4) SME-Small and Monopolistic Economy
5) VAT-Value Added Tax

13. Ashok Leyland is the flagship company of which of the following groups? 
1) TVS
2) Shriram 
3) Aditya Birla 
4) K.K.Birla 
5) Hinduja 

14. Chameli Devi Jain award is given to?
1) Actresses
 2) Poetesses
3) Women media persons 
4) Women authors 
5) None

15. Which of the following is not a search engine?
1) Baidu 
2) Bing 
3) Google
4) Yahoo 
5) Orkut

16. Which of the following is a target group for current accounts?
1) Common people 
2) Farm laborers 
3) Companies 
4) Businessmen
 5) Industries
 
17. Fixed deposits and recurring deposits are?
1) Repayable on demand
2) Repayable after an agreed period
3) Not repayable
4) Repayable after the death of depositors 
5) None of these

18. Accounts are allowed to be operated by cheques in respect of?
1) Savings bank accounts and fixed deposit accounts 
2) Savings bank accounts and current accounts
3) Loans accounts and current accounts 
4) Current accounts and fixed deposit accounts 
5) None of these

19. Financial inclusion means provision of which of the following financial services at an affordable cost to low income groups?
1) Payments 
2) Savings
3) Loans
4) Insurance 
5) All the above 

20. When a bank returns a cheque unpaid, it is called?
1) Payment of the cheque 
2) Drawing of the cheque
3) Dishonor of the cheque
4) Canceling of the cheque 
5) None of these 

21. Which of the following is the largest shareholder (in percentage shareholding) of a nationalized bank?
1) RBI
2) NABARD
3) LIC 
4) Govt of India 
5) SEBI 

22. What is the full form of 'ESOP'?
1) Executive Salary Options 
2) Employee Stock Ownership Plan 
3) Emergency Stock Operations
4) Early Sales Opportunities 
5) None of these
 
23. Which of the following terms is used in the field of banking /finance?
1) Elasticity 
2) Cathode 
3) Hot waves 
4) Plasma 
5) Fiscal policy 

24. The main feature of the National Agricultural Insurance Scheme is to insure? 
1) Life of the farmer
2) Crop of the farmer 
3) Land of the farmer
4) Family of the farmer 
5) Animals that are used in agricultural activities

25. Which of the following places in India does not have a stock exchange?
1) Kolkata
2) Ahmedabad 
3) Mumbai 
4) Delhi 
5) Udaipur 

26. Which of the following is a private sector bank?
1) IDBI Bank
2) UCO Bank
3) IndusInd Bank 
4) Dena Bank
5) All are private banks

27. Which of the following is a food crop?
1) Castor 
2) Palm 
3) Jute 
4) Jatropha 
5) None

28. Vedanta Resources is headquartered in London. It is a company operating in the area of ? 
1) Cement 
2) Mining 
3) Shipping 
4) Textiles 
5) Banking 

29. Which of the following rates/ ratios cannot be seen in financial newspapers?
1) Bank rate 
2) Repo rate 
3) Reverse repo rate 
4) Pulse rate 
5) Cash reserve ratio 

30. Who among the following is not a famous writer?
1) Mira Nair 
2) V.S.Naipaul 
3) Chetan Bhagat 
4) Kiran Desai 
5)Namita Gokhale 

31. The judges of the Supreme Court of India retire at the age of?
1) 58 years 
2) 60 years 
3) 62 years 
4) 65 years 
5) None of these 

32. Fernando Alonso is associated with?
1) Snooker 
2) Tennis 
3) Golf 
4) Soccer 
5) Formula one 

33. Deepak Parekh is the chairman of? 
1) CIL 
2) HDFC 
3) Infosys 
4) SAIL 
5) NABARD 

34. Which of the following is not a member of SAARC?
1) Afghanistan 
2) Nepal 
3) Pakistan 
4) Bangladesh 
5) Japan 

35. Kharif crops are?
1) Sown in June 
2) Wheat and Barley 
3) Sown in winter 
4) Raised in summer 
5) Both 1 and 2 

ANSWERS:

1) 4 2) 2 3) 3 4) 4
5) 5 6) 3 7) 1 8) 1
9) 2 10) 3 11) 4 12) 4
13) 5 14) 3 15) 5 16) 4
17) 2 18) 2 19) 5 20) 3
21) 4 22) 2 23) 5 24) 2
25) 5 26) 3 27) 5 28) 2
29) 4 30) 1 31) 4 32) 5
33) 2 34) 5 35) 1 

GENERAL AWARENESS PRACTICE MCQs

1. Who has been chosen for the 2013 Abel Prize in Mathem-atics? (It is given by the Norwegian Academy of Science and Letters)
1) Pierre Deligne (Belgium)
2) Jean-Pierre Serre (France) 
3) Lennart Carleson (Sweden) 
4) John Milnor (USA) 
5) None of these
 
2. Who has been elected as the President of Confederation of Indian Industry (CII) for 2013-14? (He succeeds Adi Godrej)
1) Cyrus Mistry
2) S.Gopalakrishnan 
3) Ratan Tata
4) Sumit Mazumdar
5) N.Chandrasekaran
 
3. With effect from April 1, 2013 Chitra Ramakrishna took over as the Managing Director and CEO of?
1) SEBI
 2) BSE
3) NSE
4) Axis Bank
5) Yes Bank
 
4. The Government appointed S.C.Sinha as National Human Rights Commission (NHRC) member in April 2013. He is the Chief of?
1) CBI
2) IB
3) RAW
4) NIA
5) None of these

5. Who won the 2013 Pritzker Prize for Architecture?
1) Wang Shu (China)
2) Tadao Ando (Japan)
3) Fumihiko Maki (Japan)
4) Toyo Ito (Japan)
5) Jean Nouvel (France)

6. India and which of the following countries signed a Memorandum of Unders-tanding (MoU) on bilateral air services arrangement on April 2, 2013?
1) Singapore 
2) China 
3) Japan 
4) USA 
5) Philippines

7. Raymond Lane resigned as the Chairman of which of the follo-wing companies in April 2013?
1) Dell 
2) Microsoft 
3) Oracle 
4) Hewlett-Packard 
5) Google
 
8. Rory McIlroy won the DP World Tour Golf Champi-onship in Dubai in November 2012. He belongs to?
1) Scotland
2) Denmark 
3) Northern Ireland 
4) Norway 
5) Sweden
 
9. Who was named WTA Tour Pl-ayer of the Year for the fourth time on November 29, 2012?
1) Victoria Azarenka
2) Maria Sharapova 
3) Serena Williams 
4) Caroline Wozniacki
5) None

10. Who has been appointed as the Director General of the Natio-nal Security Guard (NSG)?
1) Arun Chaudhary
2) Ashutosh Shukla 
3) Arvind Ranjan 
4) A.T.Parnaik
5) None of these
 
11. Subhash Joshi has been appo-inted as Director General of?
1) BSF
2) ITBP
3) CISF
4) CRPF
5) None of these

12. Django Sissoko has been the Prime Minister of which of the following countries since December 2012?
1) Namibia 
2) Mali 
3) Algeria 
4) Mauritania 
5) Uganda
 
13. Borut Pahor assumed office as the President of which of the following countries on December 22, 2012? 
1) Slovakia 
2) Romania 
3) Slovenia 
4) Czech Republic 
5) Macedonia
 
14. Who was/were appointed as the new national icons of Elec-tion Commission of India to enhance voters' participation in elections?
1) Saina Nehwal 
2) Mary Kom 
3) Deepika Kumari 
4) Both 1 and 2
5) All 1, 2 and 3
 
15. 'Anhe Ghorhey Da Daan' bagged the Golden Peacock for best film at the 43rd Inter-national Film Festival of India (IFFI) in Panaji, Goa in Dece-mber 2012. It is made in which of the following languages?
1) Marathi 
2) Punjabi 
3) Bengali 
4) Hindi 
5) None of these

16. Who was bestowed with the Medal of Honor by the Prince of Morocco at the 12th Marrakech International Film Festival in December 2012?
1) Shah Rukh Khan 
2) Sri Devi
3) Madhuri Dixit 
4) Hrithik Roshan
5) Amitabh Bachchan

17. Sitar maestro Pandit Ravi Shankar passed away on Dece-mber 11, 2012 in San Diego, USA at the age of 92. He was awarded the Bharat Ratna in?
1) 2001
2) 1999
3) 2008
4) 1987
5) 1990

18. Who was ranked 12th on the Forbes list of 'The World's Most Powerful People' released on December 6, 2012?
1) Manmohan Singh 
2) Mukesh Ambani
3) Sonia Gandhi 
4) Lakshmi Nivas Mittal 
5) None of these

19. Which of the following is the name of the legislation that provides employment to the poor in villages?
1) POTA 
2) FEMA 
3) MGNREGA 
4) COFEPOSA 
5) None of these
 
20. Which of the following organ-izations/banks has done an excellent work in the field of micro finance and was awarded the Nobel Peace Prize in 2006?
1) NABARD 
2) CRY
3) CARE
4) Prathama Grameen Bank 
5) Grameen Bank of Bangladesh
 
21. Which of the following is not a member of Asian Clearing Union (ACU)?
1) India 
2) Bangladesh 
3) Nepal 
4) Pakistan 
5) Indonesia 

22. 'Areva' in France is associated with which of the following fields/areas?
1) Airbus industries 
2) Pharmaceuticals 
3) Textiles
4) Nuclear power 
5) Petroleum
 
23. The objective of Rashtriya Swasthya Bima Yojana (RSBY) is to provide basic health cover to?
1) Rural poor 
2) Urban poor 
3) Senior citizens 
4) People living below poverty line 
5) None of these
 
24. Which of the following terms is used in the field of finance and banking? 
1) Refraction 
2)Gauge pressure
3) Adjustment credit
4) Absolute zero
5) Quantum number

25. Investor Protection Fund was established by?
1) RBI
2) SBI
3) SIDBI 
4) BSE
5) Ministry of Finance

26. Which of the following schemes is related exclusively to Financial Inclusion?
1) SGSY
2) Swavalamban
3) Swabhiman 
4) Bharat Nirman
5) Aajeevika

27. On which of the following issues can SEBI penalize any company in India?
1) Violation of Banking Regulation Act
2) Violation of foreign portfolio investment guidelines
3) Violation of Negotiable Instruments Act
4) Both 1 and 2
5) All 1, 2 and 3

28. What is a teaser loan rate?
1) Fixed rate of interest charged by banks
2) Floating rate of interest charged by banks 
3) Rate of interest in the initial period is less and goes up subsequently
4) Rate of interest in the initial period is more and it goes down subse-quently
5) None of these

29. Pranab Sen Com-mittee is related to?
1) Inflation 
2) Slums
3) Food security
4) MGNREGA
5) None of these

30. Which of the follo-wing cups is asso-ciated with the game of badmin-ton?
1) Aga Khan Cup
2) Davis Cup
3) Fed Cup 
4) Uber Cup 
5) Merdeka Cup

31. Which of the follo-wing terms is used in the banking field?
1) Convolution
2) De phasing 
3) Rotation matrix 
4) Atomic number 
5) None of these 

32. Millennium Development Goals are issued by?
1) Planning Commission
2) World Bank
3) UNO 
4) IMF
5) Prime Minister's Economic Advisory Council

33. "Economic Nightmare of India: Its Cause and Cure" was written by? 
1) Charan Singh 
2) Morarji Desai
3) Indira Gandhi 
4) I.K.Gujral
5) Jawaharlal Nehru 

34. Which of the following is an economic term?
1) Lampoon 
2) Zero Hour
3) Plaintiff
4) Deflation 
5) Bunker Blaster 

35. What is the full form of the term LIBOR?
1) Local Indian Bank Offered Rate
2) London Inter Bank Offered Rate
3) Liberal International Bank Official Ratio
4) London-India Bureau of Regulations
 5)None of these

36. Patratu Thermal Power Plant is in?
1) Bihar 
2) Jharkhand
3) West Bengal 
4)Madhya Pradesh
5) Chhattisgarh

37. Which of the following expan-ded terms is not correct?
1) ALM:Asset Liability Management
2) CCEA:Cabinet Committee on Economic Affairs 
3) FSDC:Financial Stability and Development Council
4) GSLV:Geo synchronous Satellite Launch Vehicle
5) GNP: Gross Net Product 

38. 'Goodbye Shahzadi' is written by Shyam Bhatia. It is the biography of?
1) Sheikh Hasina 
2) Benazir Bhutto
3) Khaleda Zia
4) Heena Rabbani Khar
5) None of these

ANSWERS:
1) 1; 2) 2; 3) 3; 4) 4; 5) 4; 6) 1; 7) 4; 8) 3; 9) 3; 10) 3; 11) 1; 12) 2; 13) 3; 14) 4; 15) 2; 16) 1; 17) 2; 18) 3; 19) 3; 20) 5; 21) 5; 22) 4; 23) 4; 24) 3; 25) 4; 26) 3; 27) 2; 28) 3; 29) 2; 30) 4; 31) 5; 32) 3; 33) 1; 34) 4; 35) 2; 36) 2; 37) 5; 38) 2.