Tuesday, April 29, 2014

GENERAL AWARENESS PRACTICE MCQs FOR SBI P.O. EXAM

1. Which country test-fired a short range surface-to-surface ballistic missile Hatf III (Ghaznavi), capable of carrying nuclear warheads to a range of 290 kilometers in April 2014?
1) Afghanistan
2) Iran
3) Iraq
4) Pakistan
5) Israel

2. Suresh K. Reddy was appointed as India's first Ambassador to the separate Indian Mission to ASEAN and East Asia Summit in April 2014. Currently he is the Ambassador of India to?
1) China
2) Iraq
3) Saudi Arabia
4) UAE
5) Mongolia

3. 'Hard Choices' is an upcoming book written by?
1) Barack Obama
2) Janet Yellen
3) Hillary Clinton
4) Ben Bernanke
5) Bill Clinton

4. Who was appointed as the new Finance Secretary in April 2014?
1) R.P. Watal
2) Rajiv Takru
3) Ravi Mathur
4) Arvind Mayaram
5) G.S.Sandhu

5. Which team won the I-League football title for the first time in Margao on April 21, 2014?
1) Bengaluru FC
2) Dempo Sports Club
3) Churchill Brothers
4) Salgaocar Sport Club
5) Mohun Bagan

6. Rosatom is the State Atomic Energy Corporation of which of the following countries?
1) USA
2) UK
3) Germany
4) France
5) Russia
7. Who is the author of the book "Freedom from Fear"?
1) Benazir Bhutto
2) Taslima Nasreen
3) Aung San Suu Kyi
4) Nelson Mandela
5) Mother Teresa

8. Dinar is the currency of which of the following countries?
1) Sudan
2) Myanmar
3) Afghanistan
4) Indonesia
5) None of these

9. No Frills Accounts help which of the following sections of customers?
1) Students
2) Retired people
3) Weaker sections of society
4) High value customers
5) None of these

10. Which of the following agencies is not associated with the functioning of financial sector in India?
1) NABARD
2) ECGC
3) EXIM Bank
4) IRDA
5) UGC

11. What is the full form of TDS?
1) Total Discount Subtracted
2) Tax During Service
3) Tax Due on Services
4) Tax Deducted at Source
5) None of these

12. Which of the following terms is not used in the field of banking/finance?
1) Liquidity position
2) Repo Rate
3) SWAP rates
4) Cash Withdrawal Tax
5) Cold War

13. Which of the following trophies/cups is associated with the game of Golf?
1) Topolino Trophy
2) America Cup
3) Jaya Laxmi Cup
4) Corbillion Cup
5) None of these

14. Which one of the following terms and their full forms is not correctly matched?
1) IPO - Initial Public Offer
2) PAN - Permanent Account Number
3) GDCF - Gross Domestic Capital Formation
4) IAEA - International Atomic Energy Agency
5) OECD - Organization for Exporters Coordination and Development

15. Which of the following is/are not decided by the Finance Minister while presenting Union Budgetevery year?
1) Rate of Income Tax
2) Expenditure on Defense Services
3) Reverse Repo Rate
4) Revenue expected from various sources
5) Both 1 and 2

16. Which of the following statements is correct?
1) Commercial banks are non institutional sources of credit
2) Balance of payment is related to diplomatic relations
3) The reverse mortgage scheme was launched to help youngsters
4) The term 'Power of Attorney' refers to power entrusted to a person of authority
5) Repo rate is covered under the RBI monetary and credit policy

17. Which of the following books is written by Arun Shourie?
1) A Secular Agenda
2) A Bend in the River
3) A Suitable Boy
4) A House for Mr Biswas
5) A China Passage

18. International Day for the Abolition of Slavery is observed every year on?
1) December 5
2) December 2
3) November 2
4) October 5
5) November 5

19. Who is the author of the novel 'The Trial'?
1) Franz Kafka
2) Jane Austen
3) George Eliot
4) Jeffrey Archer
5) Ayan Rand

20. Bharat Ratna was awarded to Mother Teresa in the year?
1) 1979
2) 1980
3) 1982
4) 1976
5) 1971

21. The authority to alter the boundaries of States in India rests with the?
1) President
2) Prime Minister
3) Parliament
4) Concerned State governments
5) None of these

22. The 'Doing Business Report" is prepared every year by which of the following organizations?
1) World Bank
2) ADB
3) IMF
4) WTO
5) WEF

23. Which of the following is an example of plantation agriculture?
1) Paddy
2) Wheat
3) Coffee
4) Jowar
5) Vegetables

24. Farakka irrigation project is in?
1) Uttar Pradesh
2) Bihar
3) West Bengal
4) Odisha
5) Jharkhand

25. Which Commission is appointed by the President under Article 280 of the Indian Constitution?
1) Finance Commission
2) Women's Commission
3) Union Public Service Commission
4) Election Commission
5) Planning Commission

26. Which is the oldest airline in the world still operating?
1) KLM airlines
2) Air Canada
3) Qantas Airways
4) Lufthansa
5) Garuda

27. OTEC stands for?
1) Ocean Thermal Energy Conservation
2) Oil and Thermal Energy Conservation
3) Oil and Thermal Energy Convention
4) Ocean Thermal Energy Conversion
5) None of these

28. Which of the following cities is the capital of Kazakhstan?
1) Bishkek
2) Riga
3) Astana
4) Bamako
5) Zagreb

29. Which of the following organizations is projected as a bridge between South Asia and
South East Asia?
1) ASEAN
2) SAARC
3) BRICS
4) BIMSTEC
5) MIST

30. A permanent secretariat of BIMSTEC will be established in?
1) New Delhi, India
2) Thimphu, Bhutan
3) Dhaka, Bangladesh
4) Kathmandu, Nepal
5) Colombo, Sri Lanka



ANSWERS:

1) 4 2) 2 3) 3 4) 4
5) 1 6) 5 7) 3 8) 5
9) 3 10) 5 11) 4 12) 5
13) 1 14) 5 15) 3 16) 5
17) 1 18) 2 19) 1 20) 2
21) 3 22) 1 23) 3 24) 3
25) 1 26) 1 27) 4 28) 3
29) 4 30) 3

Sunday, April 27, 2014

SBI P.O. Exam Marketing Awareness Practice Questions

1. What is the main feature of Marketing? It is ___ oriented
a) Demand
b) Production
c) Consumer
d) Competition
e) None of the above

2. The postal department charges a higher price for “speed post” service compared to “ordinary
postal” services. This can be classified as:
a) I degree discriminatory pricing
b) II degree discriminatory pricing
c) III degree discriminatory pricing
d) Psychological pricing
e) None of these

3. The Product, the Price, the Promotional activities and the Distribution system are the four inputs,
together known as ___ mix
a) Product
b) Marketing
c) Promotional
d) Place
e) None of the above

4. ''Find wants and Fill them'' is a theme described in which concept
a) Selling
b) Marketing
c) Product
d) Production
e) None of the above

5. Which among these is channel of Direct Marketing?
a) Direct mail
b) Sales Call
c) Both a and b
d) None of these
e) All the above

6. Modern Marketing Concept lays great importance on the freedom of the :
a) Producer
b) Seller
c) Consumer
d) Advertiser
e) None of the above

7. Which of the following consists of Analyzing marketing opportunities, Developing marketing strategies & Managing the marketing efforts
a) Marketing Functions
b) Marketing Process
c) Marketing Strategies
d) Marketing Opportunities
e) None of the above

8. Dell computers take orders from the customers directly through the internet and delivers the
product to Customer’s doorstep. This is a combination of:
a) Zero level distribution & Pull strategy
b) Zero level distribution & Push strategy
c) Two level distribution & Pull strategy
d) None of these
e) All the above

9. Which of the following characteristics is not related to the Services ?
a) Tangible Nature
b) Intangible Nature
c) Cannot be Stored
d) Heterogeneous
e) None of the above

10. Which of the following element in the marketing mix is subject to legal control?
a) Product
b) Distribution
c) Promotional
d) Price
e) None of the above

11. There are five main factors influencing channel section. They are product characteristics, market characteristic and ___.
a) Company resources, competitor
b) Consumer behavior, competitor
c) Geographical consideration, competition
d) Company resources, consumer behavior
e) None of these

12. Research on analysis of Sales Potentials is covered under:
a) Research on Product
b) Research on Market
c) Research on Promotions
d) Research on Sales Forecasting
e) None of the above

13. The formal marketing research can be viewed as a series of Steps called as ‘Research
a) Design
b) Process
c) Problem
d) Report
e) None of the above

14. ‘Market Demand’ is generally:
a) More than market potential
b) Less than market potential
c) Equal to market potential
d) Fluctuating over and below market potential
e) None of the above

15. Services are characterized by :
a) Absence of Inventory
b) Perish ability
c) Tangibility
d) ‘a’ & ‘b’ above
e) None of the above

16. ‘Product Line & Product Mix’, the important areas are covered by which of the following policy?
a) Product
b) Distribution
c) Promotion
d) Price
e) None of the above

17. Introduction, Growth ___ & ___ .are the four stages of Product Life Cycle.
a) Maturity, Saturation
b) Maturity, Decline
c) Decline, Maturity
d) Saturation, Maturity
e) None of the above

18. Sales Promotion Measures are suitable to achieve ____ term goals?
a) Short
b) Medium
c) Medium- Long
d) Long
e) None of the above

19. Length, Width, Depth & Consistency are the four Dimensions of
a) Product Item
b) Product Line
c) Product Mix
d) Marketing Mix
e) None of the above

20. Market can be classified into different types based on:
a) Geographical Area
b) Products
c) Nature of transaction
d) Volume of transaction
e) All the above.

21. Which do not need focus on storage, protective packaging and transportation and Distribution channel?
a) Service marketing
b) Promotion mix
c) Inventory
d) None of these
e) All the above

22. Which of the following is related to Brand Name?
a) Term
b) Words
c) Letters
d) Both ‘b’ & ‘c’
e) None of the above

23. A set of assets & Liabilities linked to a Brand is termed as :
a) Brand Mark
b) Brand Equity
c) Brand Line
d) Brand Loyalty
e) None of the above

24. A Brand or that part of the Brand which is Legally protected is called as
a) Trade Mark
 b) Brand Equity
c) Brand Name
d) Brand Valuation
e) None of the above

25. Marketing is a:
a) Political activity
b) Legal activity
c) Socio-economic activity
d) All of the above
e) None of these.

26. Trademark is a name or mark which should be
a) Registered
b) Legalized
c) Franchised
d) Both ’a’ & ‘b’
e) None of the above

27. Test Marketing is frequently used as :
a) Business Analysis
b) Managerial Control Function
c) Predictive Research Function
d) All of these
e) None of the above

28. Which of the following is not a level of product?
a) Core
b) Augmented
c) Potential
d) Fragmented
e) None of these

29. These days banks also use intermediaries to reach the target customers and to improve usage of their products____ is a /are such intermediaries.
a) Direct selling agents
b) Merchants accepting cards
c) Finance companies
d) All of the above
e) None of these

30. Which type of Market will be formed based on the volume of transactions?
a) Retail Market
b) Wholesale Market
c) Scattered Market
d) (a) and (b)
e) None of these

31. Product research deals with the Analysis of
a) Demand & Supply
b) Product Line
c) Advertisement Effectiveness
d) Physical Distribution
e) None of the above

32. During which stage of the ‘Product Life Cycle’ Profits are normally Negative or Very Nominal:
a) Introduction
b) Growth
c) Decline
d) Maturity
e) None of the above

33. Which of the following is a function of Packaging?
a) Protection
b) Promotion
c) Convenience
d) All of these
e) None of the above

34. A promotion strategy which is directed at channel members to induce them to purchase the
product and sell them to the final consumer is called:
a) Promotion strategy
b) Marketing strategy
c) Selling strategy
d) Push Strategy
e) Pull Strategy

35. Modern management of business enterprises recognizes the importance of:
a) Customer satisfaction
b) Entrepreneur wealth and health
c) worker's welfare activities
d) Taxation authorities
e) None of the above

36. Product Mix is the focus of Marketing and ___ Efforts
a) Making
b) Producing
c) Innovating
d) Manufacturing
e) None of the above

37. Penetration Pricing means:
a) Product penetration into markets to hold a position
b) Adopting low prices in the initial stages
c) Both ’a’ &’ b’
d) only b
e) None of the above

ANSWERS:

1) c 2) b 3) b 4) b 5) c
6) c 7) b 8) a 9) a 10) d
11) a 12) b 13) b 14) d 15) d
16) a 17) b 18) d 19) c 20) c
21) a 22) d 23) b 24) a 25) c
26) d 27) d 28) d 29) d 30) d
31) b 32) a 33) d 34) d 35) a 36) a 37) c

Wednesday, April 23, 2014

GENERAL AWARENESS PRACTICE MCQs FOR SBI P.O. EXAM

1. Which of the following banks launched a financing scheme for women fashion boutique owners known as Boutique Financing on April 15, 2014?
1) Allahabad Bank
2) Bank of India
3) ICICI Bank
4) Bharatiya Mahila Bank
5) State Bank of India

2. Which of the following films won the best popular film providing wholesome entertainment at the 61st National Film Awards announced on April 16, 2014?
1) Chennai Express
2) Bhaag Milkha Bhaag
3) Yeh Jawaani Hai Deewani
4) Aashiqui-2
5) Raanjhanaa

3. Gabriel Garcia Marquez, the Nobel-winning Colombian author, passed away on April 17, 2014. Which one of the following books was not written by him?
1) One Hundred Years of Solitude
2) The Autumn of the Patriarch
3) Love in the Time of Cholera
4) Of Love and Other Demons
5) My Name is Red

4. Who took over as the 22nd Chief of Indian Navy on April 17, 2014?
1) Satish Soni
2) Sunil Lamba
3) Shekhar Sinha
4) Robin K. Dhowan
5) None of these

5. Abdelaziz Bouteflika won a fourth term as the President of which of the following African countries in April 2014?
1) Nigeria
2) Sudan
3) Somalia
4) Ethiopia
5) Algeria

6. In January 2014, which one of the following banks became the first Indian private sector bank to open a branch in China?
1) ICICI Bank
2) HDFC Bank
3) Axis Bank
4) Yes Bank
5) Kotak Mahindra Bank

7. Which public sector bank named Shikhar Dhawan, a cricketer, as its brand ambassador in March 2014?
1) Corporation Bank
2) Vijaya Bank
3) Indian Overseas Bank
4) Canara Bank
5) Punjab National Bank

8. The Reserve Bank of India has extended the deadline to exchange pre-2005 currency notes till?
1) September 30, 2014
2) December 31, 2014
3) March 31, 2015
4) October 31, 2014
5) January 1, 2015

9. Julius Baer Group is a private banking group based in which of the following European countries?
1) France
2) Switzerland
3) Norway
4) Denmark
5) Germany

10. The offspring of an elephant, walrus or a whale is called?
1) Cub
2) Colt
3) Calf
4) Kid
5) Hatchling

11. The currency of Bulgaria is?
1) Zloty
2) Forint
3) Krona
4) Lev
5) Dollar

12. Indira Point, the southernmost point of India, is situated in?
1) Kerala
2) Tamil Nadu
3) Lakshadweep
4) Andaman and Nicobar Islands
5) Puducherry

13. Which of the following is the capital of Estonia?
1) Tallinn
2) Pristina
3) Riga
4) Valletta
5) Libreville

14. Which of the following countries is not a member of BIMSTEC?
1) Bhutan
2) India
3) Myanmar
4) Thailand
5) China

15. "Sachin, Born to Bat: The Journey of Cricket's Ultimate Centurion" is written by?
1) Khalid A-H Ansari
2) Ayaz Memon
3) Harsha Bhogle
4) Boria Majumdar
5) Vijay Lokapally

16. In which of the following countries is coconut triangle situated?
1) Mauritius
2) Maldives
3) Sri Lanka
4) India
5) Malaysia

17. The Red River is situated in?
1) China
2) Myanmar
3) Japan
4) Vietnam
5) North Korea

18. Identify the mismatched pair?
1) NSDL-National Securities Depository Limited
2) OBE-Order of the British Empire
3) BIFR - Bureau for Industrial and Financial Rehabilitation
4) SLR - Statutory Liquidity Ratio
5) CCEA - Cabinet Committee on Economic Affairs

19. World Thrift Day is observed every year on?
1) September 30
2) July 31
3) November 30
4) October 31
5) August 31

20. Which Part of the Indian constitution is associated with the provisions of citizenship?
1) Part I
2) Part II
3) Part III
4) Part IV
5) Part V

21. Which scheme was launched to provide pension to people in unorganized sectors?
1) Swabhiman
2) Swadhar
3) Jeevan Dhara
4) Jeevan Kalyan
5) None of these

22. ATMs that are owned and managed by non banking entities are called?
1) Offsite ATMs
2) Red ATMs
3) Black Label ATMs
4) White Label ATMs
5) Third Party ATMs

23. World Bank helps countries with loans for the purpose of?
1) Stimulating private investment
2) Tackling foreign exchange crises
3) Reconstruction and development
4) Meeting deficits in government budget
5) None of these

24. As part of the India Food Banking Network (IFBN) the first Food Bank was launched in?
1) Hyderabad
2) Delhi
3) Kanpur
4) Amethi
5) Bangalore

25. The Global Hunger Index (GHI) was first published in?
1) 2005
2) 2006
3) 1995
4) 1996
5) 2000

26. Which of the following is/are the indicators for Global Hunger Index?
1) Undernourishment
2) Underweight children
3) Child mortality rate
4) Both 1 and 2
5) All 1, 2 and 3

27. Byssinosis, also called 'Brown lung disease', is common in the workers of?
1) Ceramic industry
2) Rubber industry
3) Textile industry
4) Iron and steel industry
5) None of these

28. Democratic decentralization refers to?
1) Parliamentary Government
2) Federal Government
3) Democratic Government
4) Local Government
5) None

29. Which one of the following countries is not a member of OPEC?
1) Algeria
2) Nigeria
3) Venezuela
4) Ecuador
5) Brazil

30. Which of the following ensures grass root democracy in India?
1) Inter State Council
2) Planning Commission
3) Finance Commission
4) National Integration Council
5) Panchayati Raj

31. The Gilgit Lotus Sutra Manuscripts are related to?
1) Buddhism
2) Jainism
3) Hinduism
4) Judaism
5) Zoroastrianism

32. List of women winners of Nobel Prizes is given. Who among the following did not win the Nobel Prize for Literature?
1) Alice Munro
2) Herta Mueller
3) Doris Lessing
4) Toni Morrison
5) Aung San Suu Kyi

33. List of Authors and Books is given below. Identify the mismatched pair?
1) Jim Crace - Harvest
2) Eleanor Catton-The Luminaries
3) Ruth Ozeki - A Tale for the Time Being
4) Colm Toibin - The Testament of Mary
5) Jhumpa Lahiri - We Need New Names

34. The goals of the United States Agency for International Development (USAID) include?
1) Disaster relief
2) Poverty relief
3) Socioeconomic development
4) Both 1 and 2
5) All 1, 2 and 3

35. Which was the first film to win the Filmfare Best Movie Award in 1954?
1) Do Bigha Zamin
2) Boot Polish
3) Alam Ara
4) Mother India
5) Daag

36. Who is the author of the novel 'The Godfather'?
1) Gunter Grass
2) Erich Seagal
3) Mario Puzo
4) Francis Ford Coppola
5) V.S. Naipaul

37. What is the unit of frequency?
1) Newton
2) Radian
3) Pascal
4) Hertz
5) Volt

38. Jamshedpur is located on the river?
1) Damodar
2) Subarnarekha
3) Chambal
4) Mahanadi
5) Gomti

39. Who was the first Muslim to be elected as President of the Indian National Congress?
1) Aga Khan
2) Syed Ahmad Khan
3) Badruddin Tyabji
4) Muhammad Ali Jinnah
5) None of these

40. The exhaustion of soil fertility is the result of?
1) Cover cropping
2) Inter cropping
3) Double cropping
4) Crop rotation
5) Over cropping

Tuesday, April 22, 2014

GENERAL AWARENESS PRACTICE MCQs FOR BANK EXAMS

1. The Reserve Bank of India granted in-principle approval to which of the following applicants to set up banks on April 2, 2014?
1) IFCI
2) Bandhan Financial Services Pvt Ltd
3) IDFC
4) Both 1 and 2
5) Both 2 and 3

2. Manuel Valls assumed office as the Prime Minister of which of the following countries on April1, 2014?
1) Spain
2) France
3) Italy
4) Argentina
5) Peru

3. On April1, 2014, the Reserve Bank of India in its monetary policy kept the repo rate unchanged at?
1) 9%
2) 7%
3) 8%
4) 9.5%
5) 8.5%

4. Who was appointed as RBI Deputy Governor for three years in place of Anand Sinha on April 3, 2014?
1) S.S. Mundra
2) Nachiket Mor
3) V. Kannan
4) R. Gandhi
5) None of these

5. Gurdial Singh Sandhu is the?
1) Finance Secretary
2) Revenue Secretary
3) Economic Affairs Secretary
4) Home Secretary
5) Financial Services Secretary

6. The North Atlantic Treaty Organization (NATO) suspended its ties with which of the following countries in April 2014?
1) Ukraine
2) Syria
3) Afghanistan
4) Russia
5) China

7. Kumba Yala died on April 4, 2014. He was the former President of?
1) Ghana
2) Guinea-Bissau
3) Gambia
4) Djibouti
5) Malawi

8. Archaeological Survey of India (ASI) and which of the following companies jointly launched 360-degree panoramic imagery of nationally important monuments in February 2014?
1) Google
2) Yahoo
3) Bing
4) MSN
5) None of these

9. October 8 is celebrated in India as?
1) Army Day
2) Air Force Day
3) Navy Day
4) Armed Forces Flag Day
5) Kargil Divas

10. Which instrument measures the electric current?
1) Altimeter
2) Calorimeter
3) Galvanometer
4) Durometer
5) None of these

11. Who among the following architects designed the city of Chandigarh?
1) Charles Correa
2) Le Corbusier
3) Edwin Lutyens
4) Herbert Baker
5) None of these

12. Which of the following cups/ trophies is associated with Hockey?
1) DCM Trophy
2) Davis Cup
3) Derby Trophy
4) Durand Cup
5) None of these

13. Who invented the Thermos Flask?
1) Thomas Alva Edison
2) Humphry Davy
3) James Dewar
4) Alexander Bain
5) Lewis Waterman

14. Zloty is the currency of?
1) Poland
2) Mexico
3) Slovakia
4) Slovenia
5) Latvia

15. The Jadugada Mine commenced operation in 1967 and is the first Uranium mine in India. It is located in?
1) Odisha
2) Jharkhand
3) Bihar
4) West Bengal
5) Chhattisgarh

16. Mahatma Gandhi Setu, one of the longest river bridges in Asia, is a bridge over the river?
1) Narmada
2) Tapti
3) Ganga
4) Godavari
5) Mahanadi

17. Nikhat Zareen of India is associated with which of the following sports?
1) Badminton
2) Boxing
3) Chess
4) Tennis
5) Archery

18. Which of the following private banks celebrated its Platinum Jubilee in October 2013?
1) ICICI Bank
2) HDFC Bank
3) Yes Bank
4) ING Vysya Bank
5) J&K Bank

19. Nirmal Bharat Abhiyan (NBA) is an initiative of the Ministry of?
1) Minority Affairs
2) Information and Broadcasting
3) Drinking Water and Sanitation
4) Health and Family Welfare
5) Home Afairs

20. Which country faced the first Government shutdown in seventeen years in October
2013?
1) UK
2) France
3) Germany
4) USA
5) Italy

21. Which Indian industrialist was inducted into the prestigious National Academy of Engineering (NAE) in the United States for his contributions to industrial development in India and across the world in 2013?
1) E. Sreedharan
2) Ratan Tata
3) N. Chandrasekaran
4) Azim Premji
5) Krishnakumar Natarajan

22. Mayaram Committee was formed by the Government of India to examine the?
1) Progress in 2G spectrum scam case
2) Alleged irregularities in the functioning of Indian Olympic Association
3) Alleged irregularities at the National Spot Exchange Ltd. (NSEL)
4) Progress in coal block allocation scam
5) None of these

23. The 9th edition of "Naseem Al Bahr", the biennial naval exercise, took place between the Indian Navy and?
1) Royal Omani Navy
2) Bangladesh Navy
3) UAE Navy
4) Indonesian Navy
5) Iranian Navy

24. Which of the following is the capital city of Croatia?
1) Astana
2) Pyongyang
3) Vaduz
4) Zagreb
5) Conakry

25. The Polar Satellite Launch Vehicle (PSLV) which put the Mangalyaan into Earth’s orbit is?
1) PSLV-A22
2) PSLV-C22
3) PSLV-A11
4) PSLV-C11
5) PSLV-C25

26. Who was named the Chairman and Chief Executive Officer for the India region of food and beverage company PepsiCo in December 2013?
1) D. Shivakumar
2) Manu Anand
3) Phaneesh Muty
4) Sanjeev Chaddha
5) None of these

27. Who was fondly known as "Madiba"?
1) Martin Luther King Junior
2) Abraham Lincoln
3) Nelson Mandela
4) Kenneth Kaunda
5) None of these

28. Petra Kvitova is a professional tennis player from?
1) Russia
2) Belarus
3) Bulgaria
4) Czech Republic
5) Ukraine

29. What does the letter F denote in the term NBFC?
1) Fiscal
2) Functional
3) Formal
4) Federal
5) Financial

30. Which of the following is the name of a credit rating agency in India?
1) IBA
2) SEBI
3) IRDA
4) CRISIL
5) PFRDA

ANSWERS:

1) 5 2) 2 3) 3 4) 4   5) 5 6) 4 7) 2 8) 1   9) 2 10) 3
11) 2 12) 5  13) 3 14) 1 15) 2 16) 3 17) 2 18) 5 19) 3 20) 4
21) 2 22) 3 23) 1 24) 4  25) 5 26) 1 27) 3 28) 4  29) 5 30) 4

Monday, April 21, 2014

GENERAL PRACTICE QUESTIONS FOR SBI PROBATIONARY OFFICERS EXAM

1. The National Association of Software and Services Companies (NASSCOM) appointed which of the following persons as its Chairman for 2014-15?
1) R .Chandrasekaran
2) B.V.R. Mohan Reddy
3) N.R. Narayana Murty
4) S. Gopalakrishnan
5) S.D. Shibulal

2. Who adorned the covers of the 151st edition of the Wisden Cricketers' Almanack?
1) Sunil Gavaskar
2) Sachin Tendulkar
3) Rahul Dravid
4) V.V.S. Laxman
5) Saurav Ganguly

3. Viktor Orban was reelected the Prime Minister of which of the following European countries in April 2014?
1) Austria
2) France
3) Hungary
4) Romania
5) Poland

4. Who has been appointed as the next Chief Justice of India?
1) Justice H.L. Dattu
2) Justice A.K. Patnaik
3) Justice T.S. Thakur
4) Justice Rajendra Mal Lodha
5) Justice Balbir Singh Chauhan

5. In April 2014, which of the following companies announced that it would acquire 100 per cent of Ranbaxy Laboratories in a $ 4 billion all-share transaction?
1) Dr. Reddy's Labs
2) Abott
3) Cipla 4) Cadila
5) Sun Pharmaceutical Industries

6. Which country won the third consecutive women's World Twenty20 title in Dhaka on
April 6, 2014?
1) Australia
2) England
3) Sri Lanka
4) West Indies
5) New Zealand

7. Who won the men's singles title in the Yonex Sunrise India Open badminton in New Delhi on April 6, 2014?
1) Lee Chong Wei
2) Chen Long
3) Liu Xiaolong
4) Qiu Zihan
5) None of these

8. Who has been chosen for the coveted Dadasaheb Phalke Award for the year 2013?
1) Anand Bakshi
2) Javed Akhtar
3) Dharmendra
4) Gulzar
5) Amitabh Bachchan

9. The Indian Space Research Organization (ISRO) was established in?
1) 1965
2) 1969
3) 1970
4) 1971
5) 1975

10. Who among the following leaders was not assassinated?
1) Mahatma Gandhi
2) Liaqat Ali Khan
3) Muhammed Ali Jinnah
4) Lord Louis Mountbatten
5) Benazir Bhutto

11. Who was the founder Director of the Tata Institute of Fundamental Research (TIFR)?
1) S.S. Bhatnagar
2) Homi J. Bhabha
3) M.N. Saha
4) Vikram Sarabhai
5) Ratan Tata

12. Which port city is called the Queen of the Arabian Sea?
1) Kandla
2) Kochi
3) Mumbai
4) Marmagoa
5) None of these

13. Rihand Dam is located in which of the following states?
1) Bihar
2) Madhya Pradesh
3) Jharkhand
4) Rajasthan
5) Uttar Pradesh

14. Which city is located on the banks of the river Gomti?
1) New Delhi
2) Amritsar
3) Lucknow
4) Chandigarh
5) None of these

15. Prashant Bhushan is an eminent?
1) Singer
2) Director
3) Film Actor
4) Lawyer
5) Doctor

16. 'Par' and 'Flagstick' are the terms associated with?
1) Golf
2) Polo
3) Billiards
4) Squash
5) Hockey

17. Goods which are meant for consumption are called?
1) Giffen goods
2) Final goods
3) Intermediate goods
4) Inferior goods
5) None of these

18. Variations in Cash Reserve Ratio and Open Market Operations are instruments of?
1) Budgetary policy
2) Trade policy
3) Fiscal policy
4) Monetary policy
5) Industry policy

19. Which of the following Articles empowers the President to impose Financial Emergency?
1) Article 352
2) Article 356
3) Article 360
4) Article 364
5) Article 365

20. The Grand Canyon is a steepsided canyon carved by which of the following rivers in the
United States of America?
1) Colorado
2) Missouri
3) Mississippi
4) Columbia
5) Ohio

21. Hydroponics is a method of culture of plants without using?
1) Water
2) Light
3) Sand
4) Soil
5) Air

22. The endangered species are listed in what color data book?
1) Black
2) Red
3) Green
4) Blue
5) White

23. Which country won the maximum number of medals in the 20th Asian Athletic Championships held in Pune recently?
1) Japan
2) Saudi Arabia
3) Bahrain
4) India
5) China

24. The headquarters of Universal Postal Union is located in?
1) Montreal (Canada)
2) Berne (Switzerland)
3) Geneva (Switzerland)
4) London (UK)
5) Washington D.C. (USA)

25. Who is the author of the book 'The State of the Nation'?
1) Kuldip Nayar
2) Vinod Mehta
3) Fali S. Nariman
4) Mark Tully
5) Soli Sorabjee

26. Who among the following Nobel laureates was not a recipient of the Nobel Prize for Peace?
1) Woodrow Wilson
2) Linus Pauling
3) Norman Borlaug
4) Winston Churchill
5) Jimmy Carter

27. Which one of the following days is not observed in the month of October?
1) International Day of Non-Violence
2) World Habitat Day
3) World Post Office Day
4) United Nations Day
5) International Literacy Day

28. Which Union Territory in India has four districts but none of its districts has a common boundary with its other districts?
1) Chandigarh
2) Puducherry
3) Dadra and Nagar Haveli
4) Andaman and Nicobar Islands
5) Daman & Diu

29. The Indian National Congress was founded by?
1) Surendranath Banerjee
2) W.C. Banerjee
3) A.O. Hume
4) Annie Besant
5) None of these

30. Who among the following was not the President of India?
1) V.V. Giri
2) Zakir Hussain
3) Fakruddin Ali Ahmed
4) R. Venkatraman
5) Maulana Abul Kalam Azad

31. Which of the following is not a nationalized bank?
1) Oriental Bank of Commerce
2) Bank of India
3) United Bank of India
4) Union Bank of India
5) IDBI Bank

32. What is the full form of OPEC?
1) Oil and Petrol Exporting Companies
2) Oil Producing and Exporting Countries
3) Oil Production and Export Corporation
4) Organization of Petroleum Exporting Countries
5) None of these

33. South-South dialogue is associated with?
1) Arms Conference
2) Nuclear Treaty
3) Cooperation among developing nations
4) Meeting between the developed and the developing countries
5) None of these

34. Which one of the following is not a football club?
1) Arsenal
2) Aston Villa
3) Chelsea
4) Tottenham Hotspur
5) Monte Carlo

35. Which of the following is not a component of the agricultural strategy that brought about the Green Revolution?
1) Greater intensity of cropping
2) Guaranteed maximum prices
3) Development of high-yielding varieties
4) New agricultural technology
5) Package of inputs

36. Decibel is the unit used for?
1) Speed of light
2) Intensity of heat
3) Intensity of sound
4) Radio wave frequency
5) None of these

37. Fire temple is the place of worship in which of the following religions?
1) Islam
2) Sikhism
3) Jainism
4) Zoroastrianism
5) Hinduism

38. Foal, Filly and Colt are the three names of a baby?
1) Cat
2) Tiger
3) Deer
4) Horse
5) Dog

39. Blood does not coagulate inside the body due to the presence of?
1) Hemoglobin
2) Heparin
3) Fibrin
4) Plasma
5) None of these

40. Who is the author of the book 'The Apprenticeship of a Mahatma', on which the film 'The Making of the Mahatma' is based?
1) Shyam Benegal
2) Arundhati Roy
3) Ela Gandhi
4) Shobha De
5) Fatima Meer

ANSWERS:
1) 1      2) 2          3) 3         4) 4    5) 5
6) 1      7) 1          8) 4        9) 2     10) 3
11) 2    12) 2        13) 5    14) 3     15) 4
16) 1    17) 2      18) 4      19) 3    20) 1
21) 4   22) 2      23) 5      24) 2      25) 3  
26) 4   27) 5      28) 2      29) 3     30) 5
31) 5  32) 4       33) 3    34) 5         35) 2
36) 3  37) 4      38) 4    39) 2        40) 5

GENERAL AWARENESS PRACTICE MCQs FOR SBI P.O. EXAM

1. Expand the term CTS.
1) Cheque Tracking System
2) Cheque Transfer System
3) Cheque Timing System
4) Cheque Total System
5) Cheque Truncation System

2. Which of the following statements wrong regarding the Cheque Truncation System (CTS)?
1) CTS stops the flow of physical cheques issued by Drawer.
2) Generally truncation takes place at the collecting branch, which sends the electronic image of the cheques to the paying branch through the clearing house.
3) CTS slow down the process of collection of cheques resulting the bad service to customers.
4) In this system, electronic image of the cheque is transmitted.
5) Clearing related frauds and cost of collection are reduced

3. The advantage of CTS is....
1) No geographical restrictions as to jurisdiction
2) Shorter clearing cycle
3) Superior verification and reconciliation process
4) Reduction in operational risk and risks associated with paper clearing
5) All of above

4. CTS-2010 (Cheque Truncation System) form of cheques stress the need of .....
1) Fashion in designing
2) Uniform in size
3) Uniform security features
4) Same number of cheque
5) Same number of cheque leaves

5. The uniform security features in CTS - 2010 include......
1) Water Mark
2) Bank's logo in invisible ink
3) Void pantograph
4) Quality paper
5) All of above

6. Who among the following is not the director of the Central Board of the Reserve Bank of
India?
1) Dr. Raghuram Rajan
2) Urjit Patel
3) P. Chidambaram
4) Dr. Indira Rajaraman
5) Arvind Mayaram

7. On 20 March 2014, RBI has proposed to setup of a Trade Receivables and Credit Exchange for financing (TCE) to finance.....
1) Exporters of Iron
2) Importers of Gold
3) Foreign Exchange Dealers
4) Bankers and Pawn Brokers
5) Micro, Small and Medium Enterprises (MSMEs)

8. RBI has extended the date for exchanging pre-2005 bank notes and has advised banks to facilitate the exchange of these notes for full value and without causing any inconvenience to the public. Now exchange will be available till ......
1) 31 Jul 2014
2) 30 Sep 2014
3) 1 Jan 2015
4) 31 Jan 2015
5) 31 Mar 2015

9. How many banks can participate to facilitate
a consortium advance?
1) Two
2) Three
3) Four
4) Five
5) Any number

10. Which of the following is a leading electronic payment technology firm?
1) Nifty
2) I-Max
3) Visa
4) APEC
5) LIEN

11. Which of the following private sector lenders introduced its own card 'Kisan Card' through which a farmer can withdraw up to Rs. 1 lakh per day from ATMs?
1) HDFC
2) ICICI
3) Axis Bank
4) Federal Bank
5) Indus Ind Bank

12. On 1 April 2014, Asian Development Bank (ADB) estimated India's GDP is poised to
accelerate at what per cent in 2014-15?
1) 6.5%
2) 4.5 %
3) 5.9 %
4) 7.0 %
5) 5.5%

13. In view of Public Sector Banks deteriorating asset quality and rating downgrades, the RBI has recommended the Centre to reduce its holdings in these banks. Under the Banking Regulation Act, the government has to hold at least ......... stake in public sector banks.
1) 26%
2) 49%
3) 74%
4)51%
5) 100 %

14. Reserve Bank of India (RBI) has capped the Ways and Means Advances (WMA) limit for the central govt in the first half of the new financial year 2015 at.....
1) Rs.25,000 cr
2) Rs.30,000 cr
3) Rs.35,000 cr
4) Rs.40,000 cr
5) Rs.45,000 cr

15. The Planning Commission was established in ......
1) 1956
2)1935
3)1982
4) 1969
5) 1950

16. Planning Commission Deputy Chairman is Montek Singh Ahluwalia. Who is the present
secretary of Planning Commission?
1) Sindhushree Khullar
2) Sudha Pillai
3) Usha Anatha Subramanian
4) Mrs. Poonam Malakondiah
5) None

17. As per the estimates of Planning Commission, the number of persons living below the poverty line in the country has declined from 40.74 crore in 2004-05 to ...... in 2011-12.
1) 27 crore
2) 32 crore
3) 37 crore
4) 38 crore
5) 39 crore

18. The recent estimates of the Planning Commission say which of the following states had the highest number of poor people (5.98 crore) living below the poverty line in 2011-12?
1) West Bengal
2) Maharashtra
3) Madhya Pradesh
4) Bihar
5) Uttar Pradesh

19. Union Minister for of State for Planning and Parliamentary Affairs Rajeev Shukla said , planning Commission estimates poverty line on the basis of .......
1) Monthly Per Capita Consumption Expenditure (MPCE)
2) Monthly Per Capita Income (MPCI)
3) Yearly Income of Individual
4) Average Expenditure of Months (AEM)
5) None

20. Which Committee recommended MPCE of Rs. 447 for rural areas and Rs. 579 for urban areas as the poverty line for 2004-05, accepted by Planning Commission?
1) Kelkar
2) Abhijith Sen
3) Suresh Tendulkar
4) Amartya Sen
5) None

21. For 2011-12, the MPCE was at Rs 816 in rural and Rs........ in urban areas, fixed by Planning Commission.
1) 1000
2) 850
3) 950
4) 1200
5) 2000
22. Planning Commission in June 2012, constituted an expert group under the chairmanship
of whom ........ to review the methodology for measurement of poverty.
1) C. Rangarajan
2) Montek Singh Ahluwalia
3) Chaturvedi
4) Manmohan Singh
5) Divya Swamy

23. The President conferred Padma awards recently on eminent personalities from different fields. Who among the following has been conferred the Padma Vibhushan, the second highest civilian award this year?
1) Anumolu Ramakrishna (Posthumously)
2) Jawahar Lal Kaul
3) Sudarshan Pattnaik
4) P Gopichand
5) RA Mashelkar

24. Who among the following is the winner of the best actor Oscar in the 86th Academy
awards?
1) Jared Leto
2) Leonardo DiCaprio
3) Matthew McConaughey
4) Woody Harrelson
5) None of above

25. Who among the following has been conferred Green Crusader of the Year Award at the prestigious IAA Olive Crown Awards recently?
1) Prasoon Joshi
2) Shashi Tharoor
3) Maneka Gandhi
4) Medha Patkar
5) None of above

26. 3rd Nuclear Security Summit held between 24-25 March 2014 held at ........
1) Rome
2) Tokyo
3) The Hague
4) Berlin
5) Washington

27. Which of the following countries will host the 18th SAARC Summit on 14th Nov 2014?
1) Maldives
2) Sri Lanka
3) Nepal
4) Pakistan
5) Bhutan

28. China has allowed direct domestic trading of its currency Yuan against the currency of which of the following countries on 18 March 2014 to encourage such trading as it internationalizes the Chinese currency?
1) Japan
2) South Korea
3) New Zealand
4) USA
5) None of above

29. Who among the following became the national ambassador of the Earth Hour 2014 that was observed on 29 Mar at 8.30 pm? Earth Hour is an annual global event at which hundreds of millions of households, businesses and govts around the world turn off their lights for one hour.
1) Ranveer Singh
2) Ranbir Kapoor
3) Arjun Kapoor
4) Salman Khan
5) Irfan Khan

30. World Health Day is observed on:
1) 2 Apr
2) 4 Apr
3) 7 Apr
4) 8 Apr
5) 12 Apr

31. On World Health Day 7 April 2014, WHO highlighted the serious and increasing threat of vector-borne diseases (VBDs), with the slogan .......
1) Let Vectors die
2) Small life, big threat
3) Free world from Vectors
4) Say no to Vectors
5) Small bite, big threat

32. Financial guarantees and performance guarantees issued by banks on behalf of their clients is called?
1) Bank Guarantee
2) Bank Undertaking
3) Bank Insurance
4) Bank Avoidance
5) Bank Notice

33. Credit instrument that originates from the creditor (drawer) on which the debtor (drawee) acknowledges his Liability is called?
1) Bill of Lading
2) Bank Guarantee
3) Bill of Exchange
4) Bank Promissory Note
5) Payment Receipt

34. Who became the new chairman of industry body CII (Confederation of Indian Industries)?
1) S.Chandrasekaran
2) Rana Kapoor
3) Ajay Shriram
4) Nandan Nilekani
5) Ratan TATA

35. Jens Stoltenberg will take over as new chief of the 28-nation military alliance NATO in Oct 2014. He is the former prime minister of which of the following countries?
1) Denmark
2) Belgium
3) Croatia
4) Bulgaria
5) Norway

36. IUCN is an international union associated with which of the following?
1) Cure and Neutralisation
2) Consumption of Nutrients
3) Countries with Nuclear power
4) Conservation of Nature
5) None of above

37. On 9 April 2014, which Indian cricketer was named as one of the five cricketers of 2014 for his performance in 2013 by WISDEN?
1) Virat Kohli
2) Dhoni
3) Rohit Sharma
4) Ravichandran Ashwin
5) Shikhar Dhawan

38. Deodhar Trophy is associated with which of the following games?
1) Football
2) Hockey
3) Basketball
4) Cricket
5) None of above

39. Who is the winner of Deodhar Trophy 2014 ...........
1) East Zone
2) North Zone
3) West Zone
4) Central Zone
5) South Zone

40. TROPEX drill recently conducted by....
1) Indian Army
2) CRPF
3) BSF
4) US Army on Indian soil
5) Indian Navy

41. The National Voters' Day is celebrated every year on which of the following dates in India?
1) 21 Jan
2) 22 Jan
3) 23 Jan
4) 24 Jan
5) 25 Jan

42. As per the data available with SEBI, the Foreign Institutional Investors (FIIs) have made net inflows of a staggering nearly .......... in the Indian stocks during fiscal
year 2013-14.
1) Rs.80,000 cr
2) Rs.70,000 cr
3) Rs.60,000 cr
4) Rs.90,000 cr
5) Rs.1,00,000 cr

ANSWERS:
1-5, 2-3, 3-5, 4-3, 5-5, 6-3, 7-5, 8-3, 9-5, 10-3
11-3, 12-5, 13-4, 14-3, 15-5, 16-1, 17-1, 18-5, 19-1, 20-3
21-1, 22-1, 23-5, 24-3, 25-3, 26-3, 27-3, 28-3, 29-3, 30-3
31-5, 32-1, 33-3, 34-3, 35-5, 36-4, 37-5, 38-4, 39-3, 40-5, 41-5, 42-1.