GENERAL AWARENESS PRACTICE QUESTIONS FOR SBI P.O. EXAM

1. World Environment Day (WED) was celebrated on June 5, 2015. The theme for this year’s WED is?
1) Seven Billion Dreams. One Planet. Consume with Care
2) Small Islands and Climate Change
3) Think.Eat.Save
4) Many Species. One Planet. One Future
5) None of these

2. The Reserve Bank of India cut the repo rate on June 2, 2015 by 25 basis points. What is the present
repo rate?
1) 6.25 per cent
2) 7.25 per cent
3) 8.25 per cent
4) 8.5 per cent
5) 6.5 per cent

3. Ameenah Gurib-Fakim is the first woman President of?
1) Liberia
2) Benin
3) Mauritius
4) Gabon
5) Namibia

4. Who took over as Scientific Advisor to the Defence Minister Manohar Parrikar on June 4, 2015?
1) Bikash Bhattacharya
2) Tessy Thomas
3) M.P. Kaushik
4) G. Satheesh Reddy
5) Venkatnarayana Raju

5. Who won the prestigious DSC Prize for South Asian Literature 2015?
1) Neel Mukherjee
2) Amitav Ghosh
3) Anita Desai
4) Kiran Desai
5) Jhumpa Lahiri

6. Which bank launched ‘Digital Village’ project while adopting an entire village, Akodara in Gujarat on January 2, 2015?
1) SBI
2) Axis Bank
3) HDFC Bank
4) ICICI Bank
5) None of these

7. Edgar Lungu assumed office as the President of which of the following countries on January 25,
2015?
1) Somalia
2) Mali
3) Zambia
4) Sudan
5) South Sudan

8. Who took over as the Chairman of African Union in January 2015?
1) Robert Mugabe
2) Jacob Zuma
3) Goodluck Jonathan
4) Yoweri Museveni
5) None of these

9. Which of the following programmes made its way into the Guinness World Records in January
2015?
1) Swachh Bharat
2) Jan Dhan Yojana
3) Make in India
4) Digital India
5) None of these

10. A.B. de Villiers of South Africa smashed the fastest century in one day internationals against
which of the following countries in January 2015?
1) Sri Lanka
2) India
3) Bangladesh
4) Zimbabwe
5) West Indies

11. With regard to credit card or debit card, the abbreviation CVV stands for?
1) Card Virtual Valuation
2) Core Virtual Value
3) Card Vulnerability Value
4) Card Verification Value
5) None of these

12. Which of the following is India’s first credit information company?
1) CIBIL
2) CRISIL
3) ICRA
4) CARE
5) None of these

13. Which of the following countries is not a member of OPEC?
1) Algeria
2) Libya
3) Venezuela
4) Ecuador
5) Syria

14. Klaus Iohannis took over as the President of which of the following countries on December 21,
2014?
1) Switzerland
2) Germany
3) Romania
4) Albania
5) Serbia

15. Who is the first woman Director General of Civil Aviation (DGCA)?
1) Jyotsna Suri
2) M. Sathiyavathy
3) Anita Kapur
4) Nidhi Razdan
5) None of these

16. Bharat Heavy Electricals Limited (BHEL) commissioned 28 MW Nyaborongo Hydro Electric
Project in?
1) Zimbabwe
2) Kenya
3) Ethiopia
4) Rwanda
5) South Africa

17. Finance Industry Development Council (FIDC) is a self-regulatory organization for?
1) RRBs
2) Cooperative Banks
3) NBFCs
4) MFIs
5) Insurance companies

18. Identify the mismatched pair.
1) Hiroshima Day – August 6
2) Anti Tobacco day – May 31
3) Ozone day – September 16
4) Earth Day – March 21
5) AIDS Day – December 1

19. CP is an unsecured money market instrument issued in the form of a promissory note. In the abbreviation
CP, ‘P’ stands for?
1) Promissory
2) Paper
3) Portfolio
4) Position
5) Payment

20. Who is the author of the book ‘Born Again on the Mountain’?
1) Raha Moharrak
2) Bachendri Pal
3) Arunima Sinha
4) Prmlata Agarwal
5) None of these

21. Kolinda Grabar-Kitarovic is the first female President of?
1) Croatia
2) Latvia
3) Lithuania
4) Estonia
5) Bulgaria

22. Modibo Keita was appointed as the Prime Minister of which of the following countries in January
2015?
1) Uganda
2) Mali
3) Togo
4) Nigeria
5) Ghana

23. Which country won the Hopman Cup tennis tournament in Perth, Australia in January 2015?
1) USA
2) France
3) Poland
4) Great Britain
5) Australia

24. Who among the following won Padma Bhushan this year?
1) N. Gopalaswami
2) Subhash Kashyap
3) Harish Salve
4) Both 1 and 2
5) 1, 2 and 3

25. Mark Knowles was declared the 2014 International Player of the Year by the International Hockey Federation. He plays for?
1) Netherlands
2) Germany
3) Australia
4) Spain
5) UK

26. Who won the Ballon d’Or World Footballer of the Year in January 2015 for the second year in a row?
1) Lionel Messi
2) Neuer
3) James Rodriguez
4) Cristiano Ronaldo
5) Miroslav Klose

27. Who was chosen for the Vikram Sarabhai memorial award in January 2015?
1) G. Satheesh Reddy
2) Avinash Chander
3) M.Y.S. Prasad
4) K. Radhakrishnan
5) None of these

28. Who became the first woman to lead the Inter-Services Guard of Honor which was inspected by US President Barack Obama at Rashtrapati Bhavan on January 25, 2015?
1) Anjali Gupta
2) Pooja Thakur
3) Shalini
4) Deepika Misra
5) Karishma Sethi

29. Legendary cartoonist R.K. Laxman passed away in January 2015. He was the creator of?
1) Uncle Anu
2) Chacha Chaudhari
3) Amul girl
4) Common Man
5) Mungeri Lal

30. B.G. Verghese died recently. He was a renowned?
1) Actor
2) Director
3) Scientist
4) Hockey player
5) Journalist

31. James Rodriguez won the FIFA goal of the year award in January 2015. He plays for?
1) Uruguay
2) Colombia
3) Argentina
4) Peru
5) Brazil

32. A.S. Kiran Kumar is the?
1) Director of CBI
2) Director General of DRDO
3) Director of IB
4) Chairman of ISRO
5) None of these

33. Who was sworn in as the Prime Minister of Sri Lanka in January 2015?
1) Maithripala Sirisena
2) Mahinda Rajapakse
3) Ranil Wickramasinghe
4) Sarath Fonseka
5) None of these

34. Beji Caid Essebsi is the current President of?
1) Algeria
2) Tunisia
3) Nigeria
 4) Egypt
5) Morocco

35. Who won the Chennai Open men’s singles tennis title in Chennai in January 2015?
1) Aljaz Bedene
2) Jonathan Marray
3) Andy Murray
4) Leander Paes
5) Stanislas Wawrinka

36. Who among the following is not a Padma Vibhushan winner this year?
1) L.K. Advani
2) Dilip Kumar
3) M.R. Srinivasan
4) Veerendra Heggade
5) Rajat Sharma

37. With regard to WTO, what is the full form of TFA?
1) Trade Factoring Agreement
2) Trade Facilitation Agreement
3) Trade Fostering Agreement
4) Trade Featuring Agreement
5) None of these

38. Who won the London classic chess title in December 2014?
1) Michael Adams
2) Magnus Carlsen
3) Vladimir Kramnik
4) Viswanathan Anand
5) None of these

39. Olof Palme Human Rights Prize is given by which of the following countries?
1) Norway
2) Finland
3) Sweden
4) Iceland
5) Ireland

40. Shinzo Abe was reelected as the Prime Minister of which of the following countries in December 2014?
1) South Korea
2) North Korea
3) Philippines
4) Japan
5) Thailand

ANSWERS:
1) 1 2) 2 3) 3 4) 4 5) 5 6) 4 7) 3 8) 1 9) 2 10) 5
11) 4 12) 1 13) 5 14) 3 15) 2 16) 4 17) 3 18) 4 19) 2 20) 3
21) 1 22) 2 23) 3 24) 5 25) 3 26) 4 27) 3 28) 2 29) 4 30) 5
31) 2 32) 4 33) 3 34) 2 35) 5 36) 5 37) 2 38) 4 39) 3 40) 4

GENERAL AWARENESS PRACTICE QUESTIONS

1. Though ULIPs (Unit Linked Insurance Plan) are considered to be a better investment vehicle it has failed to capture the imagination of the retail investors in India because of which of the following reasons?

A.Regulatory jurisdictional fight between SEBI and IRDA

B. They don’t offer better tax benefits

C.They offer lesser returns compared to traditional insurance policies

D.All of the above

E. None of these

2.The Chameli Devi Jain Award is given for an outstanding woman ____?

A. Scientist

B. Reporter

C.Player

D.Teacher

E. None of these

3. HDFC bank has been named among 50 most valuable banks in 2014. It has got 45th rank. Wells Fargo & Co. has got first rank in this list. This bank belongs to which country?

A. USA

B. UK

C. European Union

D. France

E. None of these

4.The difference between the outflow and inflow of foreign currency is known as 

A.Foreign Exchange Reserves

B.Current Account Deficit

C.Fiscal Deficit

D.Balance of Payments

E. None of these

5.A commercial bank will launch a medium term note (MTN) programme to 

A.Provide loans

B.Raise Funds

C.Sell Equity

D.Purchase shares

E. None of these

6.Which among the following banks has launched the ‘Tatkal’, scheme that enables the people to transfer money to their families in their native towns and villages without actually opening an account?

A.State Bank of India

B.Bank of India

C.Canara Bank

D.Union Bank of India

E. Bank of Baroda

7. Who heads the National Ministerial Committee under the Architecture for Cash Transfers?

A.Prime Minister of India

B.Finance Minister

C.Food and Consumer Affairs Minister

D.Deputy Chairman, Planning Commission

E. None of these

8. Saumitra Chaudhuri committee has been appointed to recommend revisions to :

A.Wholesale Price Index

B.Consumer Price Index

C.Index of Industrial Production

D.Housing Develoment Index

E. None of above

9. Too much import of Gold by India adversely affects:

1. Trade Balance

2. Current Account Balance

3. Capital Account Balance

Choose the correct option from the codes given below:

A.1 & 2

B.2 & 3

C.1, 2 & 3

D.1 & 3

E. None of these

10.In which year, the Forward Contracts (Regulation) Act was enacted in India?

A.1950

B.1952

C.1962

D. 1975

E. 1978

Answers
1. A, 2. B, 3. A, 4. B, 5. B, 6. B, 7. A, 8. C, 9. A, 10. B

General Awareness Practice Questions for all bank exams

1. Which of the following function is not relating to Commercial Bank?
1) Accepting Time Deposits
2) Providing Loans
3) Doing Agriculture Activity
4) Discounting Bills of Exchange
5) Provide online technology nowadays for speed transfer of money

2. Why banks pay no rate of interest or very less rate of interest on current accounts?
1) RBI orders bank not to pay rate of interest for current accounts.
2) Banks do not pay rate of interest as the current accounts not offered by Scheduled banks.
3) Banks cannot utilise these short-term deposits for lending purposes and must keep almost cent percent reserve against them.
4) To maintain the current account is more expensive, so they do not pay rate of interest.
5) None of above

3. Which of the following statement is wrong related to Overdraft?
1) Overdraft provide by commercial banks as form of Loans.
2) Banks collect rate of interest on Overdrafts.
3) Overdraft can be issued to non-customer also.
4) Some banks levy bank charges to process the overdraft loans.
5) None of above

4. Hundi is a ........... in an Indian language, governed by customs and local usage.
1) Cheque 
2) Demand Draft
3) Bill of Exchange
4) Promissory Note 
5) None

5. Which of the following is not agency function of Commercial banks?
1) Letters of Reference
2) Tax Consultancy
3) Accepting Deposits
4) Purchase and Sale of Foreign Exchange
5) Trustee and Executor

6. Which is the first commercial bank in India initiated to have Television Banking (TVB), avail the banking information on TV screens. This enable TV viewers to access information of Bank's services and products, from the convince of their homes?
1) SBI 
2) Corporation Bank
3) ICICI 
4) Canara Bank
5) Tamilnadu Mercantile Bank Limited

7. On 13 March 2015, the Union government declared that unused priority sector lending funds of commercial banks will be used to set up the Rs.20,000 crore corpus of the proposed .......
1) Bharathiya Mahila Bank 
2) AIIB
3) PLB
4) New Development Bank
5) MUDRA Bank

8. Which bank launched the mobile app 'Chillr', which allows users to instantly transfer money to any contact in their phone book. The best part about using this money transfer mechanism is that, there is no need to add beneficiary details such as bank account number, IFSC codes etc
1) ICICI 
2) SBI 
3) HDFC
4) Citi Bank 
5) Yes Bank

9. Which commercial bank has launched a mobile application 'Pingpay' that enables customers to make payments to any contact across social media platforms in seconds?
1) Central bank of India 
2) Andhra Bank
3) Axis Bank 
4) ICICI
5) SBI

10. Government ordered commercial banks to step up lending to minorities on 12 March 2015. Accordingly, all scheduled commercial banks are required to specially monitor the credit flow to minorities in how many districts?
1) 140 
2) 121 
3) 90
4) 640 
5) 88

11. The statements related to corporate funding given. Locate the wrong statement.
1) RBI moves to restrict commercial banks exposure to corporate loans.
2) Banks would only be allowed to lend up to 25 percent of their core capital.
3) The earlier ceiling of up to 55 percent.
4) RBI proposes this new rule effective from 1 January 2019.
5) None

12. The rate at which RBI purchases or rediscounts bills of exchange of commercial banks is called ........
1) CRR 
2) Base Rate
3) SLR 
4) LAF
5) Bank Rate

13. In which year the Kotak Mahindra Finance Ltd. converted into a commercial bank - the first Indian company to do so?
1) 1996 
2) 1998 
3) 1994
4) 2003 
5) 2010

14. The power of the commercial banks to expand deposits through expanding their loans and advances is known as which among the following?
1) Capital Expansion 
2) Credit Expansion
3) Credit Control 
4) Credit suasion
5) Credit Creation

ANSWERS:
1-3, 2-3, 3-3, 4-3, 5-3, 6-3, 7-5, 8-3, 9-3, 10-2
11-5, 12-5, 13-4, 14-5

GENERAL AWARENESS PRACTICE QUESTIONS FOR ALL BANK EXAMS 2015

1. Who is the Chairman of NABARD (National Bank for Agriculture and Rural Development)?
a) Dr. Harsh Kumar Bhanwala
b) Mrs V.R.Iyer
c) HR Kamath
d) B Bhattacharya
e) R Rajendran

2. For recovery of NPA from the defaulted borrowers, SARFAESI Act 2002, is implemented. What does the letter ‘S’ stands for in SARFAESI
a) Social
b) Security
c) Seasonal
d) Stamp
e) Systematic

3. Bank holidays under Sec.25 of N.I. Act are declared by
a) RBI
b) State govt. for the respect state
c) Central govt.
d) LHO
e) Prime Minister

4. One rupee coin issued under _____ Act
a) Coinage Act 1906
b) RBI
c) BR
d) All the above
e) None of these

5. Clean Note policy has been introduced as per
a) Banking Regulation Act
b) RBI Act
c) SBI Act
d) PNB Act
e) None of these

6. Under prevention of Money laundering Act 2002, the financial transaction records have to be preserved for _____ years.
a) 5
b) 10
c) 20
d) 40
e) None of these

7. Under prevention of Money laundering Act 2002, banks have to report suspicious transaction to _____
a) RBI
b) CBI
c) FIU-IND
d) LHO
e) Central Govt.

8. RBI Has relaxed KYC norms for small account holders who do not intend to make deposits over Rs.50,000/- and total credits in the account in a year is limited to Rs. 1 lakh. Total withdrawls/ Transfer in a month does not exceed Rs. ____
a) 10,000
b) 20,000
c) 50,000
d) 60,000
e) None of these

9. When form15-H has been received, the bank shall forward the same to I.T. Department on or before ____ day of next month.
a) 3rd
b) 5th
c) 7th
d) 15th
e) 17th

10. In which of the following transaction PAN should be quoted?
a) A time deposit exceeding Rs.50,000
b) Payment in cash to purchase bank draft or banker’s cheque for an amount aggregating Rs.50,000 or more during any one day
c) Deposit cash aggregating Rs. 50,000 or more during any one day
d) All the above
e) None of these

11. Currency Notes are printed at:
a) Nasik
b) Dewas
c) Mysore
d) Salboni
e) All of these

12. If the customer does not cooperate for making their accounts KYC compliant, despite repeated communication/ contacts, their accounts should be _____.
a) Frozen
b) Closed
c) Close the account only after
compliance of KYC
d) a or c
e) a & b

13. As per KYC Norms / AML measures risk categorization of all customer accounts should be done and review of risk categorization should be cared out at ____ months intervals every year.
a) 3
b) 6
c) 9
d) 12
e) 15

14. SLR has to be maintained by banks under _______
a) Sec. 24 of BR Act
b) Sec. 24 of RBI Act
c) Sec. 42 of RBI Act
d) Sec. 42 of BR Act
e) None of these

15. Who is the Chairman of IRDA?
a) T.S.Vijayan
b) Dr. Rangarajan
c) M.V.Nair
d) J.S. Bhatnagar
e) HR Khan

16. Who is the authority for referring appeals against the award of banking ombudsman?
a) Deputy Governor, RBI
b) RBI Governor
c) CMD of concerned bank
d) Group of CMDs formed by RBI
e) None of the above

17. The sponsoring bank’s share in RBIs is:
a) 50%
b) 35%
c) 15%
d) 75%
e) None of these

18. Can a HUF join as a partner in a partnership firm?
a) Can be included
b) Can be included with company
c) Cannot join
d) Can join subject to the approval of CMD
e) None of the above

19. Bank’s Lien is:
a) General lien
b) Particular lien
c) Contingent lien
d) b & c
e) None of these

20. Within how many days the CPIO (Central Public Information Officer) has to provide information under RTI Act?
a) 30 days
b) 15 days
c) 45 days
d) 10 days
e) 60 hours

21. Which of the following is not a negotiable instrument as per N.I. Act?
a) Promissory note
b) Draft
c) TDR (Term Deposit Receipt)
d) Cheque
e) None of the above

22. Which of the following is not correct in respect of issue of CP:
a) It can now be issued as a standalone facility
b) Minimum issue is Rs. 5 lakh
c) CPs can be underwritten by a bank
d) Minimum Tangible net worth of the Corporate should be Rs. 4 crore
e) All the above

23. The maximum period for which a CD can be issued is _____
a) 1 month
b) 3 months
c) 180 days
d) 1 year
e) None of these

24. What is not true about CDs?
a) It is transferable from the data issues
b) It can be issued for a minimum period of 7 days
c) It is not all transferable
d) It can be issued in demat form only
e) None of these

25. Gilt edged securities refer to ___
a) Govt. securities
b) Shares of first class companies
c) Securities issued by first class companies
d) Duplicate securities
e) Securities issued by RBI Identified Companies

26. The standard rate at which the RBI is prepared to buy or rediscount export bills or other commercial
paper eligible for purchase from banks under the RBI Act is known as _____
a) Bank rate
b) Repo Rate
c) Card rate
d) PLR
e) Base Rate

27. The result of increase in SLR by RBI is
a) Decrease in lendable resources of banks
b) Increase in loadable resources of banks
c) There will not be any change in loan able resources of banks
d) Only b and c
e) None of these

28. Blue chip securities mean ____
a) Shares of progressive, well managed companies with excellent record of payment of dividends.
b) The shares which are in blue ink
c) Securities issued by Chip Manufacturing companies
d) Securities identified by the concerned state governments
e) None of the above

29. Cash kept in the currency chest is owned by
a) Currency Chest Branch Bank
b) Central Government
c) Reserve Bank of India
d) State Bank of India
e) None of the above

30. Bank can’t proceed against the borrower under SARFAESI Act where:
a) Security is agricultural land
b) Liability is less than Rs.1 lakh
c) Liability is less than 20% of the principal
d) Pledge of movables
e) All the above

31. The minimum capital required to start a new private sector bank is________
a) 100 crore
b) 200 crore
c) 300 crore
d) 400 crore
e) 500 crore

32. RBI injects liquidity through
a) Increase Bank Rate
b) Reduction of Repo Rate
c) Reduction of Reverse Repo
d) Increase CRR
e) Increase SLR

33. A customer requested to include his wife and daughter as nominees after one year of opening of
the account. Will it be accepted?
a) It can be accepted since the nominees are the family members of the depositor
b) Cannot be considered since the request is not received at the time of opening of account
c) Can be considered with 50% share each
d) Nomination should be made only in favor of single name. Hence can’t be considered
e) None of the above

34. What is the relationship between the Bank and Overdraft Customer where the account is showing
credit balance?
a) Creditor & Debtor
b) Principle & Agent
c) Trustee & Beneficiary
d) Debtor & Creditor
e) None of the above

35. What are the interest rates that are still regulated by RBI?
a) SB Deposits
b) Commercial Loans
c) DRI Loans
d) b & c
e) All

ANSWERS:
1) a; 2) b; 3) b; 4) a; 5) a; 6) b; 7) c; 8) a; 9) c; 10) d;
11) e; 12) b; 13) b; 14) a; 15) a; 16) a; 17) b; 18) c; 19) a; 20) a;
21) c; 22) c; 23) d; 24) e; 25) a; 26) a; 27) a; 28) a; 29) c; 30) e;
31) e; 32) b; 33) d; 34) d; 35) c.

GENERAL AWARENESS PRACTICE MCQs FOR ALL BANK EXAMS

1. Proportional Reserve System was replaced in 1956 by Minimum of Foreign Reserve System. It means....
1) RBI to hold assets minimum of Rs. 515 crores worth of foreign reserves in which Rs. 115 Cr. of gold and Rs. 400 Cr. of foreign securities must be maintained.
2) RBI to hold assets minimum of Rs. 515 crores worth of foreign reserves in which Rs. 115 Cr. of gold and Rs. 400 Cr. Dollars must be maintained.
3) RBI to hold assets minimum of Rs. 515 crores worth of foreign reserves in which Rs. 400 Cr. of gold and Rs. 115 Cr. of foreign securities must be maintained.
4) RBI to hold assets minimum of Rs. 515 crores worth of foreign reserves in which Rs. 200 Cr. of gold and Rs. 315 Cr. of foreign direct investments.
5) RBI to hold assets minimum of Rs. 515 crores worth of foreign reserves in any mode.

2. 1956 Minimum of Foreign Reserve System of RBI was diluted in 1957. It says .....
1) RBI should maintain Rs. 115 crore worth of Gold.
2) RBI should maintain Rs. 150 crore worth of Gold and Rs. 450 Cr. worth of Government bonds.
3) RBI should maintain Rs. 1000 Cr. worth of Gold or Rs. 1000 crore worth of Government securities.
4) RBI should maintain Rs. 100 Cr. worth of Gold or Rs. 1000 crore worth of foreign securities.
5) RBI need not maintain any worth of Gold or Government securities.

3. Currency paper is composed of ......
1) Flax seed pulp
2) Soya seed pulp
3) Cotton and cotton rag
4) Jute
5) None

4. Who determines the denominations of Paper currency?
1) RBI
2) Ministry of Commerce
3) Government of India
4) Deputy Governor
5) None of above

5. To cancel the disadvantages of Paper Currency Plastic currency mooted. Which is the first country to mint Plastic money?
1) India
2) New Zealand
3) China
4) Spain
5) Australia

6. India moots to mint ........ rupee plastic money first?
1) 5
2) 2
3) 100
4) 10
5) 500

7. In the five cities/ towns, the Rs. 10 plastic paper currency to be introduced for the valuation of up to Rs. 100 crores. They are Kochi, Mysore, Bhubaneswar, Jaipur and....
1) New Delhi
2) Hyderabad
3) Visakhapatnam
4) Shimla
5) Pune

8.Virtual Currency is .....
1) coins
2) Bit coin
3) Rs. 1000 currency note
4) Rs. 1 coin
5) None

9. Bit coin invented by ........
1) John Shepherd - Barron
2) Satoshi Nakamoto
3) Tim Berners-Lee
4) Charles Babbage
5) None of above

10. Who has the sole right to mint coins in India?
1) RBI
2) MMTC
3) Government of India
4) SBI
5) Department of Post

11. Whose signature appears on coins?
1) President of India
2) RBI Governor
3) Finance Secretary
4) RBI Deputy Governor
5) Coins do not bear the signature

12. Whether all banks accept coins in India though mint by government of India?
1) accept by asking the customer give the undertaking
2) Never accept
3) Yes, accept
4) Accept, tell the customer that the bank return any time
5) Accept at the lower value

13. Which rupee coin has largest circulation in India?
1) 2
2) 5
3) 1
4) 10
5) None

14. Which committee suggested for the high denomination of Coins in Indian Circulation?
1) C. Rangarajan
2) Bimal Jalan
3) Tarapore
4) Chandulal
5) Malegam

15. Maximum punishment for melting or destruction of coins would be increased from 5 years to ..... years of imprisonment?
1) 4
2) 9
3) 7
4) 10
5) 16

16. Coins in India are presently being issued for the circulation in denominations of 50 paise, one rupee, two rupees, five rupees and ...
1) two hundred rupees
2) hundred rupees
3) ten rupees
4) twenty rupees
5) None

17. Familiar metal using to mint coins of India these days is.....
1) Stainless Steel
2) Gold
3) Silver
4) Copper
5) Brass

18. ......... become the 19th country to adopt Euro as a Single currency from 1 January 2015?
1) Croatia
2) Lithuania
3) Latvia
4) Mexico
5) South Sudan


ANSWERS:
1-1, 2-1, 3-3, 4-3, 5-5, 6-4, 7-4, 8-2, 9-2, 10-3
11-5, 12-3, 13-3, 14-3, 15-3, 16-3, 17-1, 18-2

GENERAL AWARENESS PRACTICE QUESTIONS FOR BANK EXAMS

1. Which of the following is the boundary line between India and Pakistan?
1) McMahon Line
2) Durand Line
3) Hindenburg Line
4) Radcliffe Line
5) 17th Parallel

2. Riel is the currency of which of the following countries?
1) Malaysia
2) Thailand
3) Cambodia
4) Myanmar
5) Philippines

3. Which of the following is the process by which a company collects money from the public for the first time?
1) Follow on public offering
2) Secondary offering
3) Initial public offering
4) Bonus shares
5) None of these

4. Saurav Ghosal is associated with which of the following sports?
1) Squash
2) Wrestling
3) Boxing
4) Shot put
5) Discus throw

5. Zend Avesta is the sacred book of the?
1) Jains
2) Buddhists
3) Jews
4) Parsis
5) None of these

6. Palatana Power Plant is situated in which of the following States?
1) Jharkhand
2) Chhattisgarh
3) Tripura
4) West Bengal
5) Assam

7. Which bank has launched ‘Bank Aap Ki Muththi Mein’ a mobile banking initiative, in December 2014?
1) ICICI Bank
2) Yes Bank
3) Axis Bank
4) HDFC Bank
5) None of these

8. With effect from 2014 December29, the Real Time Gross Settlement (RTGS) business hours on week days have been increased to?
1) 10 hours
2) 9 hours
3) 12 hours
4) 11 hours
5) 8 hours

9. Which private bank launched India’s first credit card with a transparent design in December 2014?
1) ICICI Bank
2) HDFC Bank
3) Axis Bank
4) Yes Bank
5) Karur Vysya Bank

10. A government constituted task force has suggested creation of a Postal Bank of India (PBI). The task force is headed by?
1) Ravindra Dholakia
2) G. N. Bajpai
3) T.V. Mohandas Pai
4) T.S.R. Subramanian
5) Rakesh Garg

11. India defeated which of the following teams in the final to win the men’s World Cup Kabaddi in December 2014?
1) Bangladesh
2) Pakistan
3) Sri Lanka
4) Nepal
5) China

12. Which country won the women’s World Cup Kabaddi in December 2014?
1) New Zealand
2) Pakistan
3) India
4) Japan
5) China

13. Which country won the fourth Cricket World Cup for the visually challenged in Cape Town, South Africa on December 7, 2014?
1) India
2) Pakistan
3) Sri Lanka
4) Australia
5) South Africa

14. Who became the oldest player to score a one day international cricket century in November 2014?
1) Ahmed Nadeem
2) Arshad Ali
3) Ali Asad
4) Mohammad Tauqir
5) Khurram Khan

15. The 2016 Rio Summer Olympic Games mascot has been named?
1) Tom
2) Vinicius
3) Oba
4) Eba
5) Tiba

16. Which of the following is a public sector bank?
1) Axis Bank
2) South Indian Bank
3) Nainital Bank
4) Karnataka Bank
5) IDBI Bank

17. Human Rights Day is observed on?
1) December 5
2) December 20
3) December 7
4) December 10
5) December 24

18. Carolina Marin is a badminton champion from?
1) Denmark
2) Australia
3) Spain
4) Norway
5) Ireland

19. The abbreviation NTCA stands for?
1) National Thermal Control Authority
2) National Tiger Conservation Authority
3) National Terrorist Control Authority
4) National Transport Control Authority
5) None of these

ANSWERS:
1) 4 2) 3 3) 3 4) 1 5) 4 6) 3 7) 4 8) 3 9) 1 10) 4
11) 2 12) 3 13) 1 14) 5 15) 2 16) 5 17) 4 18) 3 19) 2

GENERAL AWARENESS PRACTICE MCQs FOR ALL BANK EXAMS

1. Banks obtain photograph at the time of opening of the account with a view to:
a) Avoid benami accounts
b) Verify the identity of the customer
c) Verify with police records
d) a & b
e) a to c

2. Banks are required to submit CTR (Cash Transaction Report) to ___ within ___ of succeeding month.
a) FIU, 30 days
b) FIU, 15 days
c) FIU, 7 days
d) RBI, 7 days
e) RBI, 15 days

3. Premium payable on deposit insurance on every Rs.100 per annum is
a) 10 paise
b) 5 paise
c) 25 paise
d) 50 paise
e) None

4. Which of the following can’t be a nominee?
a) Illiterate Person
b) Minor
c) NRI
d) HUF
e) None

5. In case of dishonor of cheques on financial grounds, the holder is required to issue notice to the drawer
within ___ days to claim remedy under section 138 of NI Act
a) 7 Days
b) 30 Days
c) One Year
d) Three Years
e) None

6. National Payment Corporation of India (NPCI) has set up payment network to enable the member
banks to issue Domestic Payment Cards with a brand ___
a) Visa Card
b) Master Card
c) Prepaid Card
d) RuPay
e) Travel Card

7. Permanent Account Number (PAN) is mandatory for
a) Bank transactions (cash) of Rs. 50000/- & above
b) Purchase and sale of shares/ debentures/bonds of Rs. 50000/- & above
c) Purchase and sale of immovable property where the value of the property is Rs. 5 lakh & above
d) a & c
e) All

8. High Debt Service Coverage Ratio (DSCR) indicates
a) Unable to meet the installment obligations
b) Able to meet payment of installments comfortably
c) Liquidity problem
d) a & c
e) None

9. Which of the following statement is not true with regard to Capital Gains Deposit Scheme?
a) Income Tax Assess who are eligible for exemption under section 54 of the IT Act are alone can open account with Banks
b) Accounts can be opened under Savings, Fixed and Term Deposits
c) Cheque book can be issued to eligible accounts.
d) No lien or deposit loan is allowed against such deposits
e) None

10. Which of the following statement is not correct with regard to Tax Saver Scheme of Banks?
a) Tax exemption is available for the deposit amount under section 80C of IT Act
b) Period of deposit is allowed up to 5 Years
c) TDS is applicable, if interest payment is above Rs.10000/- in a financial year
d) Maximum amount of deposit allowed is Rs. 5 lakhs
e) c & d

11. Financial statements includes
a) Balance Sheet
b) P & L
c) Cash & Funds Flow
d) a & b
e) a, b & c

12. Banks are permitted to take over borrowal accounts from other Banks & Financial institutions provided
a) Account should be Standard Asset with positive net worth
b) Copy of the borrowal account for preceding 12 months is to be obtained
c) P & C report is to be obtained from other bank before disbursement
d) Branch to take approval from next sanctioning authority
e) All of the above

13. RBI extending incentives to Banks for the following services
a) Adjudication of Mutilated Bank Notes
b) Exchange of Soiled Notes
c) Distribution of Coins over the counter
d) Establishment of Coin vending Machines
e) All of the above

14. Which agency is enabling the transfer of subsidies directly to beneficiary accounts through Aadhaar Enabled Payment Bridge (APB)?
a) RBI
b) SEBI
c) IDRBT
d) NPCI
e) SBI

15. Call Money Market interest are linked to
a) Bank Rate
b) Repo Rate
c) Reverse Repo Rate
d) Market forces
e) None

16. Transaction Password relates to
a) Core Banking
b) ATM operations
c) Internet Banking
d) Tele banking
e) None

17. Nomination in respect of the following is to be witnessed by two persons.
a) All deposit accounts
b) Deposit accounts where the
nominee is a minor
c) Physically challenged accounts
d) Thumb impression accounts (illiterate)
e) None

18. When the contents of the Negotiable Instrument are modified by the drawer, it is treated as
a) Forgery
b) Fraud
c) Material alteration
d) suppression of facts
e) None

19. Prepayment charges are exempted for
a) Housing Loans
b) Education Loans
c) Agr. Loans
d) Corporate Loans
e) a, b & c

20. IFSC code consists of ___ Digits.
a) 9
b) 10
c) 11
d) 15
e) None

21. One Bank account per family is mandatory to avail
a) Credit facility from bank
b) Direct Benefit Transfer benefit (subsidy)
c) Interest subvention – Housing Loan
d) either a or b
e) none

22. What is the time limit to furnish the requested information under Right to Information Act (RTI) and what is the penalty for noncompliance of the said norm?
a) 30 days & Rs. 100 per day
b) 60 days & Rs. 100 per day
c) 30 days & Rs. 250 per day maximum of Rs. 25000/-
d) 60 days & Rs. 250 per day
e) None

23. The documents to be insisted from a NRI for opening an account is
a) Copies of Passport and VISA
b) Local and Overseas addresses
c) Compliance of KYC norms
d) Latest Passport size photographs
e) All of the above

24. Minimum and Maximum period of Certificate of Deposits
a) 15 days & 1 year
b) 30 days & 1 year
c) 7 days & 1 year
d) 7 days & no limit
e) None

25. Loans not exempted from Base Rate Purview?
a) Consortium Advance
b) Loans against deposits
c) Export Credit
d) Loans to staff members
e) None

26. Visually challenged persons are allowed to avail the following banking facilities?
a) Cheque Book
b) Debit Card
c) ATM Card
d) Locker
e) All

27. Housing Loan up to ___ is treated as Priority Sector.
a) 10 lakh
b) 15 lakh
c) 25 lakh in Metro with population above 10 lakh to 15 lakh in other centers
d) 25 lakh at all places
e) None

28. Nominee can exercise his right
a) During the tenure of deposit
b) On maturity of deposit
c) Any time since he will be treated as joint depositor
d) He has no right on deposit since it is in the name of the depositor
e) On the death of the depositor

29. Balances under Cash Reserve Ratio (CRR) earn interest @___
a) 3% p.a.
b) Applicable SB Interest Rate
c) 5% p.a.
d) No interest
e) None

30. Banks are allowed to accept deposits under Capital Gains Scheme in ___
a) Savings
b) Fixed
c) Current
d) a & b
e) Any scheme

31. During March 2015, a Reserve Bank of India (RBI) committee had recommended introduction of PSLCs to enable banks "to meet their PSL requirements even while leveraging their comparative advantage in lending". What does the PSLC stands for?
a) Priority Sector Lending Certificates
b) Priority sector Loan Certificates
c) Primary and Secondary Sector Certificates
d) Public Sector Lending Certificates
e) None of the above

32. Zero Coupon Bonds refers to
a) Bond issued at face value
b) Bond issued with face value & interest
c) Bond issued at discount from its face value with interest
d) Bond issued at discount from its face value without interest
e) None

33. ATMs that are owned and managed by non-banking entities are called as ___
a) Onsite ATM
b) Offsite ATM
c) Third Party ATM
d) Red label ATM
e) White label ATM

34. For transfer of funds through NEFT (National Electronic Fund Transfer) and minimum and maximum amount that can be transferred are
a) Rs.1,000 and maximum Rs. 5 lakhs.
b) Rs. 1000 and maximum no limit
c)Rs. 5,000 and maximum 1 lakh
d) No minimum & maximum amount
e) None

35. Cash kept in the currency chest is owned by
a) Currency Chest Branch Bank
b) Central Government
c) Reserve Bank of India
d) State Bank of India
e) None of the above

36. Bank can't proceed against the borrower under SARFAESI Act where
a) Security is agri land
b) Liability is less than 1 lakh
c) Liability is less than 20% of the principal
d) Pledge of movables
e) All of the above

37. The minimum capital required to start a new private sector bank is?
a) Rs. 100 crore
b) Rs.200 crore
c) Rs. 300 crore
d) Rs.400 crore
e) Rs. 500 crore

38. RBI injects liquidity through
a) Increase Bank Rate
b) Reduction of Repo Rate
c) Reduction of Reverse Repo
d) Increase CRR
e) Increase SLR

39. A customer requested to include his wife and daughter as nominees after one year of opening of the account. Will it be accepted?
a) It can be accepted since the nominees are the family members of the depositor
b) Cannot be considered since the request is not received at the time of opening of account
c) Can be considered with 50% share each
d) Nomination should be made only in favor of single name. Hence can’t be considered
e) None of the above

40. What is the relationship between the Bank and Overdraft Customer where the account is showing credit balance?
a) Creditor & Debtor
b) Principle & Agent
c) Trustee & Beneficiary
d) Debtor & Creditor
e) None of the above

ANSWERS:
1) d; 2) b; 3) a; 4) d; 5) b; 6) d; 7) e; 8) b; 9) c; 10) d;
11) e; 12) e; 13) e; 14) d; 15) d; 16) c; 17) d; 18) c; 19) e; 20) c;
21) b; 22) a; 23) e; 24) c; 25) a; 26) b; 27) c; 28) e; 29) d; 30) d;
31) a; 32) d; 33) e; 34) c; 35) c; 36) b; 37) e; 38) b; 39) d; 40) d.

GENERAL AWARENESS MCQs FOR ALL BANK EXAMINATIONS

1. Alexis Tsipras became the Prime Minister of which of the following countries on January 26,
2015?
1) Spain
2) Poland
3) Cyprus
4) Portugal
5) Greece

2. How many persons were conferred the Padma Vibhushan award in 2015?
1) 2
2) 9
3) 5
4) 4
5) 20

3. Who was named the Bradman Young Cricketer of the Year in January 2015?
1) Gurinder Sandhu
2) Ryan Carters
3) Sean Abbott
4) Josh Hazelwood
5) Patrick Cummins

4. Who was crowned the Miss Universe 2014 on January 25, 2015 in Miami, Florida, USA?
1) Nia Sanchez (USA)
2) Dlana Harkusha (Ukraine)
3) Migbelis Castellanos (Venezuela)
4) Paulina Vega (Colombia)
5) None of these

5. Who received Australia's Allan Border Medal in January 2015?
1) Michael Clarke
2) David Warner
3) Mitchell Johnson
4) Brad Haddin
5) Steve Smith

6. 'Project Loon' is developed by which of the following companies with the mission of providing
internet access to rural and remote areas?
1) Yahoo
2) Microsoft
3) Facebook
4) Google
5) Oracle

7. The National Dairy Research Institute (NDRI) is situated in?
1) Anand
2) Karnal
3) Ahmadabad
4) Lucknow
5) Kolkata

8. Which State has launched 'Gauravi', a One-Stop Crisis Centre for women?
1) Himachal Pradesh
2) Uttar Pradesh
3) Madhya Pradesh
4) Andhra Pradesh
5) None of these

9. World Refugee Day is observed on?
1) July 20
2) June 20
3) July 14
4) June 14
5) June 24

10. Which of the following regulates housing finance companies?
1) RBI
2) NABARD
3) IRDA
4) SEBI
5) NHB

11. Michelle Howard is the first woman to achieve the rank of admiral in the Navy of ?
1) UK
2) USA
3) Australia
4) South Africa
5) New Zealand

12. Which former Chief Election Commissioner is the author of the book "An Undocumented Wonder-
The Making of the Great Indian Election"?
1) Navin Chawla
2) T.N. Seshan
3) V.S. Sampath
4) N. Gopalaswami
5) S.Y. Quraishi

13. Which of the following countries issued a coin with an embedded thermometer to commemorate
the 270th death anniversary of Anders Celsius, a Swedish physicist?
1) Cook Islands
2) Fiji
3) Marshall Islands
4) Papua New Guinea
5) Solomon Islands

14. Which of the following public sector undertakings has been awarded the Navratna status?
1) Cochin Shipyard Limited
2) Goa Shipyard Limited
3) Indian Rare Earths Limited
4) Mazagaon Dock Limited
5) National Buildings Construction Corporation Limited

15. The first country to ratify the Marrakesh Treaty to facilitate access to published works for
persons who are blind is?
1) USA
2) India
3) Switzerland
4) UK
5) Finland

16. Which of the following is India's first ever indigenously built research ship?
1) Sindhu Ratna
2) Sindhu Rakshak
3) Sindhu Sadhana
4) Sindhu Garuda
5) None of these

17. Which eminent scientist was conferred the Dr Mohan Dharia Nation Building Award in 2014?
1) Raghunath Mashelkar
2) CNR Rao
3) MYS Prasad
4) Shekar Basu
5) Avinash Chander

18. The National Institute of Oceanography is located in?
1) Kerala
2) Goa
3) Maharashtra
4) Andhra Pradesh
5) Tamil Nadu

19. Balramji Das Tandon is the Governor of which of the following Indian States?
1) Uttar Pradesh
2) West Bengal
3) Haryana
4) Chhattisgarh
5) Mizoram

20. Mohammed Dionne has been appointed the Prime Minister of which of the following African
countries?
1) Senegal
2) Mauritania
3) Mali
4) Guinea
5) Gambia

21. The United States has named a mountain in Antarctica after eminent Indian -American scientist?
1) A.K. Mago
2) Akhouri Sinha
3) Asit Shah
4) Narendra Karmakar
5) None of these

22. Who was the Chairman of the Committee that submitted the report on Tendulkar Committee
methodology for estimating poverty?
1) Ashok Chawla
2) C. Rangarajan
3) Arvind Mayaram
4) R.S. Gujral
5) None of these

23. Global skin care giant Nivea is setting up its first ever manufacturing plant in India at Sanand in?
1) Assam
2) West Bengal
3) Gujarat
4) Himachal Pradesh
5) Haryana

24. Nivea is owned by Beiersdorf, a company based in?
1) China
2) South Korea
3) Spain
4) Germany
5) France

25. Which of the following has signed a memorandum of understanding (MOU) with Small Farmers
Agribusiness Consortium (SFAC) to implement schemes for promotion of Farm Producers
Organizations (FPOs)?
1) RBI
2) SBI
3) SIDBI
4) APEDA
5) NABARD

26. The ancient Pyu cities became which country's first entry into the UNESCO World Heritage Site
List?
1) Vietnam
2) Philippines
3) Myanmar
4) Laos
5) Thailand

27. Which country will hold a referendum in 2016 on changing the national flag?
1) South Africa
2) Rwanda
3) Australia
4) New Zealand
5) Jamaica

28. India accounts for 17% of the world production of?
1) Grapes
2) Coffee
3) Banana
4) Fish
5) Milk

29. The International Crops Research Institute for the Semi-Arid Tropics (ICRISAT) has named who among the following as ICRISAT Ambassador of Goodwill?
1) M.S.Swaminathan
2) Saina Nehwal
3) Sania Mirza
4) Both 1 and 2
5) All 1, 2 and 3

30. The George Polya Prize is given every two years in?
1) Sculpture
2) Literature
3) Mathematics
4) Physics
5) Life Sciences

31. Who won the 2014 George Polya Prize?
1) Manjul Bhargava
2) Nikhil Srivastava
3) Satya Nadella
4) Both 1 and 2
5) All 1, 2 and 3

32. Which country launched a military operation designated as "Operation Protective Edge"?
1) USA
2) Afghanistan
3) Israel
4) Syria
5) Iran

33. The second International Conference on Global Business, Economics, Finance and Social
Sciences was organized in?
1) Hyderabad
2) New Delhi
3) Chennai
4) Bangalore
5) Gandhi Nagar

34. Narendra Modi announced 'HIT' formula for?
1) Bhutan
2) Bangladesh
3) Fiji
4) Nepal
5) Maldives

35. How many Smart Cities will be developed with an amount of Rs 7,060 crore?
1) 50
2) 200
3) 100
4) 75
5) 125

36. The Malaysian aircraft, MH 17, was shot down by a missile over?
1) Russia
2) Ukraine
3) Netherlands
4) Australia
5) Philippines

37. Typhoon Rammasun was a powerful tropical cyclone that had destructive impact on?
1) China
2) Pakistan
3) USA
4) Cuba
5) Haiti

38. Which country recently got back historic Maori carvings after more than four decades from
Switzerland?
1) USA
2) Australia
3) Germany
4) New Zealand
5) Poland

39. David Katoatau won a gold medal in weightlifting in the 2014 Commonwealth Games. It is the first
ever Commonwealth Games medal for which of the following countries?
1) Kiribati
2) Tuvalu
3) Togo
4) Rwanda
5) Micronesia

40. Who was sworn in as the Governor of Nagaland in 2014?
1) Sheila Dixit
2) Kamla Beniwal
3) Ram Naik
4) K.N. Tripathi
5) Padmanabha Acharya

ANSWERS:
1) 5 2) 2 3) 3 4) 4 5) 5 6) 4 7) 2 8) 3 9) 2 10) 5
11) 2 12) 5 13) 1 14) 5 15) 2 16) 3 17) 1 18) 2 19) 4 20) 1
21) 2 22) 2 23) 3 24) 4 25) 5 26) 3 27) 4 28) 5 29) 4 30) 3
31) 2 32) 3 33) 3 34) 4 35) 3 36) 2 37) 1 38) 4 39) 1 40) 5

GENERAL AWARENESS PRACTICE MCQs FOR ALL BANK EXAMS

1. Novak Djokovic of Serbia won a record fifth Australian Open tennis men's singles title on
February 1, 2015. He defeated which of the following players in the final?
1) Stanislas Wawrinka
2) Roger Federer
3) Andreas Seppi
4) Andy Murray
5) Rafael Nadal

2. With effect from February 7, 2015 the Statutory Liquidity Ratio is?
1) 22 percent
2) 21.5 percent
3) 22.5 percent
4) 21 percent
5) 21.75 percent

3. Which of the following films won the Best Film Award at the 60th Filmfare Awards recently?
1) PK
2) 2 States
3) Queen
4) Haider
5) Mary Kom

4. Who assumed charge as the new Home Secretary on 2015 February 5?
1) Alok Rawat
2) Mukul Joshi
3) D.M. Spolia
4) L.C. Goyal
5) D.J. Pandian

5. Who is the first Indian shuttler to win two bronze medals at the World Badminton Championships?
1) Jwala Gutta
2) Ashwini Ponnappa
3) Saina Nehwal
4) Parupalli Kashyap
5) P.V. Sindhu

6. Who won the women's singles title at the World Badminton Championships in Copen Hagen in
August 2014?
1) Carolina Marin
2) Li Xuerui
3) Minatsu Mitani
4) Yu Yang
5) Wang Xiaoli

7. Environment Ministers of BASIC countries met in which of the following cities in August 2014?
1) Chennai
2) Hanzghou
3) New Delhi
4) Guangzhou
5) Beijing

8. Who won the inaugural STAR Prokabaddi League in Mumbai on August 31, 2014?
1) U Mumba
2) Jaipur Pink Panthers
3) Patna Pirates
4) Bengaluru Bulls
5) None of these

9. Prayuth Chanocha is the Prime Minister of which of the following Asian countries?
1) Vietnam
2) Cambodia
3) Philippines
4) Myanmar
5) Thailand

10. Haider alAbadi assumed office as the Prime Minister of which of the following countries on
September 8, 2014?
1) Iraq
2) Afghanistan
3) Yemen
4) Bahrain
5) Qatar

11. Who among the following 2014 Arjuna award winners excelled in Golf?
1) Abhishek Verma
2) V. Diju
3) Anirban Lahiri
4) Sunil Rana
5) Saji Thomas

12. The President Pranab Mukherjee presented the Outstanding Parliamentarian award to?
1) Arun Jaitley
2) Karan Singh
3) Sharad Yadav
4) Both 1and 2
5) All 1, 2 and 3

13. "Beyond 2020: A Vision for Tomorrow's India" is a book written by Y.S. Rajan and?
1) Amartya Sen
2) Jagdeesh Bhagwathi
3) Pranab Mukherjee
4) A.P.J. Abdul Kalam
5) C. Rangarajan

14. Mridula Sinha is the present Governor of?
1) Kerala
2) Goa
3) Karnataka
4) Tripura
5) Mizoram

15. Copley Medal is awarded every year for?
1) Mathematics
2) Science
3) Literature
4) Journalism
5) Sculpture

16. Which of the following public sector banks is/ are based in Kolkata?
1) United Bank of India
2) Allahabad Bank
3) UCO Bank
4) Both 1and 2
5) All 1, 2 and 3

17. State Bank of India has merged which of the following subsidiaries?
1) State Bank of Patiala
2) State Bank of Travancore
3) State Bank of Indore
4) Both 1 and 2
5) All 1, 2 and 3

18. Mouda Super Thermal Power Station is located in?
1) Gujarat
2) Chhattisgarh
3) Madhya Pradesh
4) Maharashtra
5) Jammu & Kashmir

19. Pradhan Mantri Krishi Sinchayi Yojana (PMKSY) is related to?
1) Fertilizers
2) Pesticides
3) Seeds
4) Agriculture implements
5) Irrigation

20. North Karanpura Thermal Power Station is an upcoming coal based thermal power plant located
in?
1) Jharkhand
2) Karnataka
3) Gujarat
4) Uttarakhand
5) Madhya Pradesh

21. Istanbul Cup is associated with which of the following sports?
1) Table Tennis
2) Badminton
3) F1
4) Tennis
5) Golf

22. How many medals did India win at the 20th Commonwealth Games?
1) 15
2) 30
3) 57
4) 44
5) 64

23. Who is the first Indian woman gymnast to win a medal at the Commonwealth Games?
1) Dipa Karmarkar
2) Ashwini Ponappa
3) Apoorvi Chandela
4) Hina Sidhu
5) None of these

24. The world's tallest railway bridge will come up in Noney in?
1) Assam
2) Manipur
3) Arunachal Pradesh
4) Tripura
5) Himachal Pradesh

25. Manjula Chellur is the first woman Chief Justice of?
1) Karnataka High Court
2) Delhi High Court
3) Calcutta High Court
4) Bombay High Court
5) Gujarat High Court

26. Who assumed office as the 12th President of Turkey on August 28, 2014?
1) Ahmet Davutoglu
2) Abdullah Gul
3) Ali Babacan
4) Recep Tayyip Erdogan
5) None of these

27. India will host the 2015 Paragliding World Cup in Kangra district of?
1) Uttarakhand
2) Punjab
3) Haryana
4) Jammu & Kashmir
5) Himachal Pradesh

28. The government has re-launched the Varishtha Pension Bima Yojana (VPBY) for the benefit of
citizens aged?
1) 55 years and above
2) 60 years and above
3) 65 years and above
4) 62 years and above
5) None of these

29. The Varishtha Pension Bima Yojana is administered by the?
1) RBI
2) GIC
3) LIC
4) SEBI
5) IRDA

30. Which is the 17th Central Public Sector Enterprise (CPSE) to achieve Navratna status?
1) Airports Authority of India
2) India Trade Promotion Organization
3) Indian Rare Earths Limited
4) Container Corporation of India Limited
5) Goa Shipyard Limited

31. Nimoo-Bazgo and Chutak hydroelectric projects are located in?
1) Himachal Pradesh
2) Madhya Pradesh
3) Arunachal Pradesh
4) Haryana
5) Jammu & Kashmir

32. Who is the inventor of genetic fingerprinting?
1) Alec Jeffreys
2) Andre Geim
3) Stephen Hawking
4) Dorothy Hodgkin
5) None of these

33. Vladimir Beara, considered one of Soccer's greatest goalkeepers, died recently. He played 59
games for?
1) Hungary
2) Yugoslavia
3) USSR
4) Finland
5) Sweden

34. Eminent cartoonist Pran Kumar Sharma passed away recently. He is the creator of which of the following iconic characters?
1) Shaktimaan
2) Mussadi Lal
3) Chacha Chaudhary
4) Uncle Anu
5) None of these

35. Xavi Hernandez retired from international football recently. He was a member of which of the
following teams that won the Euro 2008 and Euro 2012?
1) Germany
2) England
3) France
4) Italy
5) Spain

36. Prasar Bharti has entered into an agreement with Deutsche Welle (DW), the public service
broadcaster of?
1) Spain
2) Australia
3) Netherlands
4) Germany
5) Italy

37. Union Agriculture Minister has announced that a Cashew and Spices Research Centre will be
established in?
1) Telangana
2) Andhra Pradesh
3) Goa
4) Karnataka
5) Haryana

38. Rashtriya Gokul Mission will promote conservation and development of?
1) Sheep
2) Fish
3) Goats
4) Cows
5) None of these

39. The National Ganga River Basin Authority (NGRBA) has been transferred to the Ministry of Water
Resources from the Ministry of?
1) Rural Development
2) Urban Development
3) Environment
4) Agriculture
5) Mining

40. Which State government launched 'Bhamashah' scheme to empower women, in August 2014?
1) Kerala
2) Gujarat
3) West Bengal
4) Rajasthan
5) Uttar Pradesh

ANSWERS:
1) 4 2) 2 3) 3 4) 4 5) 5 6) 1 7) 3 8) 2 9) 5 10) 1
11) 3 12) 5 13) 4 14) 2 15) 2 16) 5 17) 3 18) 4 19) 5 20) 1
21) 4 22) 5 23) 1 24) 2 25) 3 26) 4 27) 5 28) 2 29) 3 30) 4
31) 5 32) 1 33) 2 34) 3 35) 5 36) 4 37) 3 38) 4 39)3 40) 4

SBI Associates Clerks Exam General Awareness Practice Questions

1. Goodwill ambassador for the National games 2015 is .................
1) Dhoni
2) Sachin Tendulkar
3) Amitabh Bachhan
4) Amir Khan
5) None of these

2. In order to create space for banks to expand credit, RBI reduced the SLR from 22.0% to...
1) 21.75%
2) 20.0%
3) 20.5%
4) 21.5%
5) 21.0%

3. Currently, who among the following is the world's oldest monarch?
1) Queen Elizabeth II
2) Emperor of Japan
3) King of Thailand
4) Queen Victoria
5) Queen Diana

4. Which committee has submitted report on restructuring of FCI?
1) Abhijith Sen
2) M. S. Swaminathan
3) Shanta Kumar
4) Ayaesh Goya
5) Arvind Panagariya

5. World's largest vertical maze has been unveiled recently in .............
1) Taiwan
2) Tokyo
3) Dubai
4) Shanghai
5) Thailand

6. The "Tunnel of Time" is the autobiography of......
1) Rajni Kothari
2) M.S. Narayana
3) P. Chidambaram
4) R.K. Laxman
5) Amartya Sen

7. ICC has revoked the five − year ban imposed on Mohammad Amir. He is the bowler in ........
1) India team
2) Bangladesh team
3) Sri Lanka team
4) Pakistan team
5) Zimbabwe team

8. Recently, a first of its kind in the world economic valuation of tiger reserves has been conducted in India. As per the study which tiger reserves has highest annual flow benefits?
1) Corbett Tiger Reserve
2) Ranthambore Tiger Reserve
3) Periyar Tiger Reserve
4) Kanha Tiger Reserve
5) None of these

9. World Cancer day observed on ..............
1) 30 January
2) 12 March
3) 4 February
4) 24 March
5) 7 April

10. Which among the following states is the site for India's first International Institute of Music?
1) Kerala
2) Assam
3) Haryana
4) Madhya Pradesh
5) Telangana

GENERAL AWARENESS PRACTICE MCQs FOR ALL BANK EXAMS

1. Think - tank of Government of India that replaces Planning Commission of India is...
1) NITI Vakya
2) NITI Vajpayee
3) NITI Prasasthi
4) NITI Dharma
5) NITI Aayog

2. NITI Aayog stands for......
1) National Institution for Transition India
2) National Information for Transforming India
3) National Institution for Take India
4) National Institution for Transforming India
5) None

3. NITI Aayog come into effect from....
1) 1 April 2015
2) 1 April 2016
3) 1 March 2015
4) 1 January 2015
5) 25 Dec 2014

4. The NITI Aayog headed by....
1) President of India
2) Finance Minister
3) Minister for Planning
4) RBI Governor
5) Prime Minister

5. To reflect changes required in India's governance structures and provide a more active role for the state governments in achieving national objectives, NITI Aayog initiated. Its Vice Chairman appointed by .....
1) President of India
2) Vice President of India
3) Finance Minister
4) Home Minister
5) Prime Minister

6. Vice Chairman of NITI Aayog is...
1) Montek Singh Ahluwalia
2) Arvind Panagariya
3) Abhijith Sen
4) Amartya Sen
5) None

7. NITI Aayog has been tasked with a role of formulating policies and direction for the government and serving as a think-tank, which will have Chief Executive Officer (CEO). Present CEO is....
1) Arvind Mayaram
2) Rajiv Meharshi
3) Sudha Pillai
4) Sindhushree Khullar
5) None

8. NITI Aayog will have full time members. It will have how many part time members selected from leading universities research organizations and other relevant institutions in an exofficio capacity?
1) 4
2) 6
3) 8
4) 2
5) None

9. An Economist Bibek Debroy and V.K.Saraswat were appointed as full-time members of NITI Aayog. Who is V.K.Saraswat ?
1) former DRDO Chief
2) former ISRO Chairman
3) former Finance Secretary
4) former Defence Minister
5) None of above

10. Maximum of how many Ex-officio members selected from the Union Council of Ministers to be nominated by the Prime Minister in NITI Ayog?
1) 12
2) 7
3) 4
4) 10
5) None

BANK EXAMS GENERAL AWARENESS QUESTIONS WITH ANSWERS

1. Who was elected the President of the Federation of Indian Chambers of Commerce and Industry
(FICCI) on December 20, 2014?
1) Jyotsna Suri
2) Harshavardhan Neotia
3) Pankaj Patel
4) Nainalal Kidwai
5) None of these

2. Which country's Parliament approved a bill to abandon its non-aligned status on December 23,
2014?
1) Switzerland
2) Ukraine
3) Japan
4) Pakistan
5) North Korea

3. Who was honored with the Yash Chopra Memorial Award in Mumbai on December 26, 2014?
1) Dilip Kumar
2) Asha Bhonsle
3) Amitabh Bachchan
4) Lata Mangeshkar
5) Gulzar

4. Who was sworn in as the first non-tribal Chief Minister of Jharkhand on December 28, 2014?
1) Louis Marandi
2) Neelkanth Singh Munda
3) Chandra Prakash Choudhary
4) Raghubar Das
5) C.P. Singh

5. The Eurasian Economic Union will come into force on?
1) January 1, 2015
2) April 1, 2015
3) January 1, 2016
4) April 1, 2016
5) None of these

6. Antonis Samaras called for an early election on 2015 January 25. He is the Prime Minister of?
1) Spain
2) Poland
3) Greece
4) Slovenia
5) Serbia

7. Arsia Mons is a volcano situated on the planet?
1) Saturn
2) Venus
3) Jupiter
4) Mars
5) Mercury

8. Peace Angel 2014 is a joint military exercise concluded recently between?
1) China and India
2) China and USA
3) China and Pakistan
4) China and Japan
5) China and North Korea

9. Sadbhavana Divas is celebrated on?
1) August 9
2) August 20
3) August 29
4) August 6
5) August 25

10. Chapchar Kut Festival is a spring festival celebrated in?
1) Tripura
2) Nagaland
3) Sikkim
4) Mizoram
5) Arunachal Pradesh

11. SIAM is the apex industry body associated with?
1) Automobiles
2) Software
3) Textiles
4) Shipping
5) Fertilizers

12. What is the full form of SFIO?
1) Securities Fraud Investigation Office
2) Serious Fraud Investigation Office
3) Systematic Fraud Investigation Office
4) Severe Fraud Investigation Office
5) None of these

13. Which country transferred the sovereignty of Hong Kong to China on July 1, 1997?
1) USA
2) Belgium
3) UK
4) France
5) Japan

14. Which of the following institutions was set up with the aim of overall rural development in India?
1) IDBI
 2) SIDBI
3) NHB
4) DICGC
5) NABARD

15. Which of the following deals with the compilation of Index of Industrial Production?
1) National Development Council
2) Central Statistical Office
3) FICCI
4) ASSOCHAM
5) Reserve Bank of India

16. India has emerged as the second largest textile exporter in the world in 2013. Which country is in top position?
1) China
2) Italy
3) Germany
4) Bangladesh
5) USA

17. Garuda-V is a joint Air Exercise between India and?
1) Indonesia
2) France
3) Malaysia
4) Russia
5) Germany

18. FPI is a route for overseas investors to invest in an economy. The letter 'P' denotes?
1) Participatory
2) Preferred
3) Portfolio
4) Preferential
5) Priority

19. Which of the following terms is not related to Banking/Finance?
1) CRR
2) CAR
3) SLR
4) SAR
5) BPLR

20. Which of the following countries has scrapped HidroAysen project plan on environmental grounds?
1) Argentina
2) Brazil
3) Chile
4) Uruguay
5) Paraguay

21. Baker and Pascua rivers are in which of the following countries?
1) Venezuela
2) Mexico
3) Cuba
4) Chile
5) Canada

22. Who is the author of the book 'The Prince of Gujarat'?
1) Rajmohan Gandhi
2) Arundhati Roy
3) Amalesh Tripathi
4) Mahesh Rao
5) Sipra Das

23. Identify the mismatched pair?
1) SHG - Self Help Group
2) TARC - Trade Administration Reform Commission
3) AMC - Asset Management Company
4) EMI - Equated Monthly Installment
5) IPO - Initial Public Offering

24. The Prime Minister Narendra Modi described the bilateral relations between India and which of the following countries as 'B2B'?
1) Bangladesh
2) Brazil
3) Bhutan
4) Belgium
5) Belarus

25. Which of the following comes under Services sector?
1) Construction
2) Mining
3) Agriculture
4) Dairying
5) Banking

26. India is now a permanent member of Washington Accord. Membership means global recognition of Indian?
1) Agriculture degrees
2) Doctor degrees
3) Journalism degrees
4) Engineering degrees
5) None of these

27. The Washington Accord was established in?
1) 1989
2) 1997
3) 1981
4) 1995
5) 1985

28. Open Market Operations mean?
1) Issuance of bonds
2) Giving loans to banks
3) Auction of precious metals
4) Sale or purchase of government securities
5) None of these

29. Identify the mismatched pair with regard to international financial institutions and their heads?
1) World Bank - Jim Yong Kim
2) IMF - Christine Lagarde
3) ADB - Takehiko Nakao
4) OECD - Jose Angel Gurria
5) WTO - Pascal Lamy

30. Banking Ombudsman is appointed by the?
1) SBI
2) Finance Ministry
3) IBA
4) Supreme Court
5) RBI

31. Which of the following international organizations/institutions is not located in the United States of America?
1) UNDP
2) UNICEF
3) World Bank
4) IMF
5) UNESCO

32. What is the highest denomination banknote that the Reserve Bank of India can issue?
1) Rs. 1000
2) Rs. 2000
3) Rs. 5000
4) Rs. 10000
5) Rs. 20000

33. The leader of opposition in the Lok Sabha should be from a party whose members constitute at least what per cent of the total strength of the House?
1) 15 %
2) 5%
3) 10%
4) 7%
5) 20%

34. The Shompen are the indigenous people of?
1) Kavaratti
2) Agatti
3) Amini
4) Great Nicobar
5) Minicoy

35. The Bharatiya Janata Party became the first political party to get a majority in the General Election on its own since the Indian National Congress had done so in?
1) 1952
2) 1991
3) 2004
4) 1989
5) 1984

36. The fourth Conference on Interaction and Confidence Building Measures in Asia (CICA) Summit was held in 2014 in?
1) Istanbul
2) Shanghai
3) Astana
4) Antalya
5) Ankara

37. The Secretariat of the Conference on Interaction and Confidence Building Measures in Asia (CICA) is located in?
1) Beijing, China
2) Manila, Philippines
3) Almaty, Kazakhstan
4) Kyoto, Japan
5) Antalya, Turkey

38. Which of the following financial institutions is the last to be established in India?
1) IFCI
2) RBI
3) ICICI
4) SBI
5) NABARD

39. Phycology is a branch of science that studies?
1) Algae
2) Fungi
3) Virus
4) Bacteria
5) Insects

40. Which of the following statements is not correct?
1) Under CRR a certain percentage of the total bank deposits has to be kept with the Reserve Bank of India
2) Banks do not earn any interest on CRR
3) The current CRR is 4 percent
4) SLR is determined by the RBI
5) The present SLR is 23 percent

ANSWERS:
1) 1 2) 2 3) 3 4) 4 5) 1 6) 3 7) 4 8) 3 9) 2 10) 4
11) 1 12) 2 13) 3 14) 5 15) 2 16) 1 17) 2 18) 3 19) 4 20) 3
21) 4 22) 1 23) 2 24) 3 25) 5 26) 4 27) 1 28) 4 29) 5 30) 5
31) 5 32) 4 33) 3 34) 4 35) 5 36) 2 37) 3 38) 5 39) 1 40) 5.

GENERAL AWARENESS PRACTICE QUESTIONS FOR ALL BANK EXAMS

1. Which of the following has been replaced by NITI Aayog?
1) Finance Commission
2) National Innovation Council
3) Union Public Service Commission
4) Planning Commission
5) National Integration Council

2. Ahmet Davutoglu is the Prime Minister of which of the following countries?
1) Iran 
2) Turkey
3) Syria 
4) Lebanon
5) Yemen

3. What is the present repo rate?
1) 8 per cent 
2) 7.5 per cent
3) 7.75 per cent
4) 8.5 per cent 
5) None

4. Who holds the record for the fastest one day international cricket century?
1) Corey Anderson
2) Shahid Afridi
3) AB de Villiers
4) Brian Lara 
5) Rohit Sharma

5. Which committee recommended the segregation of Chairman and Managing Director posts in public sector banks?
1) Parthasarathi Shome
2) Arvind Mayaram
3) Raghuram Rajan
4) C. Rangarajan 
5) P.J. Nayak

6. Avinash Chander has been sacked as the Chief of?
1) CRPF 
2) ISRO
3) DRDO 
4) RAW
5) CISF

7. The 2014 Nobel Literature Prize winner is from?
1) Germany 
2) France
3) USA 
4) Japan
5) Norway

8. Ryder Cup is associated with?
1) Tennis 
2) Squash
3) Motor Racing
4) Golf 
5) Boxing

9. Space Application Centre is located in?
1) Ahmadabad 
2) Bangalore
3) Chennai 
4) Mumbai
5) Sriharikota

10. What is the present Cash Reserve Ratio?
1) 3.5% 
2) 3% 
3) 4%
4) 4.5% 
5) None of these

11. Who has been appointed the Governor of Haryana recently?
1) K.N. Tripathi
2) Ch. Vidyasagar Rao
3) K. Rosaiah
4) Kaptan Singh Solanki
5) Aziz Qureshi

12. Who is the present Solicitor General of India?
1) Mukul Rohatgi
2) Ranjit Kumar
3) Rohinton Nariman
4) Ram Jethmalani
5) None of these

13. World Development Information Day is celebrated on?
1) October 24 
2) October 16
3) October 14 
4) October 8
5) October 15

14. Who was awarded the top Danish literary prize, the Hans Christian Anderson Award in August 2014?
1) V.S. Naipaul
2) Salman Rushdie
3) Jeet Thayil
4) Amitav Ghosh
5) Anita Desai

15. Who is the present Chief Executive Officer of Google?
1) Eric Schmidt 
2) Sergey Brin
3) Larry Page
4) Marissa Mayer
5) Mark Zuckerberg

16. Which city will host the 2018 Commonwealth Games?
1) Melbourne 
2) Hamilton
3) London 
4) Glasgow
5) Gold Coast

17. In the 17th Asian Games who among the following won a gold medal in Discus Throw?
1) Mary Kom
2) Saketh Myneni
3) Seema Punia
4) Jitu Rai 
5) None of these

18. Which of the following cities is known as 'White City'?
1) Damascus 
2) Chicago
3) Bangalore 
4) Belgrade
5) Washington D.C.

19. Who is the author of the book "The Chronicles of a Corpse Bearer"?
1) Cyrus Mistry
2) Kiran Desai
3) Arundhati Roy
4) Aravind Adiga
5) Jhumpa Lahiri

20. Who won the 2014 US Open tennis men's singles title?
1) Kei Nishikori
2) Novak Djokovic
3) Marin Cilic
4) Rafael Nadal
5) Roger Federer

21. Which of the following is not a public sector bank?
1) Bank of Baroda
2) Bank of Maharashtra
3) Bank of India
4) Dena Bank
5) Karur Vysya Bank

22. Who is the present Chairman of Forward Markets Commission?
1) UK Sinha
2) Rahul Khullar
3) Ranjit Sinha
4) Ramesh Abhishek
5) Yogesh Agarwal

23. Where is the headquarters of European Union?
1) London 
2) Lyon
3) Brussels 
4) Paris
5) Vienna

24. Who among the following functioned as RBI Governor?
1) Bimal Jalan
2) C. Rangarajan
3) Yashwant Sinha
4) Both 1 and 2
5) All 1, 2 and 3

25. Who was appointed by the International Cricket Council as Ambassador for the 2015 World
Cup?
1) Ricky Ponting
2) Shane Warne
3) Adam Gilchrist
4) Saurav Ganguly
5) Sachin Tendulkar

26. Joko Widodo is the current President of?
1) Malaysia 
2) Cuba
3) Indonesia 
4) Fiji
5) Thailand

27. Who is the author of the book "The Dramatic Decade: The Indira Gandhi Years"?
1) Pranab Mukherjee
2) Sonia Gandhi
3) Natwar Singh
4) Manmohan Singh
5) Pratibha Patil

28. Eduard Shevardnadze passed away recently. He was the President of?
1) Russia 
2) Ukraine
3) Georgia 
4) Kazakhstan
5) Tajikistan

29. Who is the Vice Chairman of NITI Aayog?
1) Narendra Modi
2) V.K. Saraswat
3) Arun Jaitley
4) Arvind Panagariya
5) Rajnath Singh

30. Payment banks can be set up with a minimum capital of?
1) Rs. 100 crore 
2) Rs. 50 crore
3) Rs. 500 crore
4) Rs. 200 crore
5) Rs. 1000 crore

31. Which country will host the IBSA Summit in 2015?
1) Brazil 
2) South Africa
3) India 
4) Singapore
5) None of these

32. Nadine Gordimer passed away recently. She was a Nobel Prize winning author from?
1) Israel 
2) South Africa
3) Germany 
4) Poland
5) Portugal

33. Which is the first Indian company to cross the Rs. 5 lakh crore mark in market capitalization?
1) Infosys 
2) Wipro
3) Tata Consultancy Services
4) Tech Mahindra
5) None of these

34. Who won the 2014 Rajiv Gandhi National Sadbhavana Award?
1) Amjad Ali Khan
2) Gulzar 
3) Salim Khan
4) Muzaffar Ali 
5) Javed Akhtar

35. Which is the first country to legalize child labor, reducing the minimum age of employment
from 14 years to just 10?
1) Uzbekistan 
2) Iraq
3) Belgium 
4) Netherlands
5) Bolivia

36. The Human Development Index is calculated by?
1) UNDP 
2) ILO
3) UNICEF 
4) UNESCO
5) World Bank

37. Which is the best performing State in terms of gross state domestic product (GSDP) and per
capita income growth, as per the 2013-14 Economic Survey?
1) Bihar 
2) Gujarat
3) Tamil Nadu
4) Uttar Pradesh
5) West Bengal

38. The first bullet train will be run between Mumbai and?
1) New Delhi 
2) Bangalore
3) Jaipur 
4) Ahmadabad
5) Chennai

39. Ebola virus affected which of the following countries severely?
1) Guinea 
2) Liberia
3) Sierra Leone 
4) Both 1 and 2
5) All 1, 2 and 3

40. India's GDP grew at what percent in the first quarter of 2014-15?
1) 4.6% 
2) 5.4% 
3) 5.3%
4) 5.7% 
5) 5.9%


ANSWERS:
1) 4, 2) 2, 3) 3, 4) 3, 5) 5, 6) 3, 7) 2, 8) 4, 9) 1, 10) 3 
11) 4 12) 2 13) 1 14) 2 15) 3 16) 5 17) 3 18) 4 19) 1 20) 3 
21) 5 22) 4 23) 3 24) 4 25) 5 26) 3 27) 1 28) 3 29) 4 30) 1 
31) 3 32) 2 33) 3 34) 4 35) 5 36) 1 37) 1 38) 4 39) 5 40) 4