Monday, June 10, 2013

GENERAL AWARENESS PRACTICE MCQs

1. "Think. Eat. Save" is the theme for this year's?
1) World Water Day 
2) World Food Day 
3) World Ozone Day
4) World Environment Day 
5) World Forestry Day 

2.Who has been appointed as the new Chairperson of the Central Board of Direct Taxes (CBDT)?
1) Archana Bhargava 
2) Sudha Sharma 
3) Chitra Ramakrishna 
4) Poonam Saxena 
5) None of these 

3.Who was appointed as the new Scientific Adviser to the Defence Minister and Director General of Defence Research and Development Organization (DRDO) on June1, 2013? 
1) Tessy Thomas 
2) K.Radhakrishnan 
3) Avinash Chander 
4) MYS Prasad

5) V.G.Sekaran 

4.Who was appointed the Executive Chairman of Infosys, an IT major, in June 2013?
1) S.Gopalakrishnan 
2) S.D.Shibulal
3) Nandan Nilekani
4) N.R.Narayana Murthy
5) V.Balakrishnan 

5.Lydia Nsekera is the first woman to be elected to the Executive Committee of FIFA, the football governing body. She belongs to?
1) Rwanda 

2) Uganda 
3) Ghana 

4) Nigeria 
5) Burundi 

6.Which of the following regulators celebrated its 25th anniversary in May 2013?
1) RBI 

2) NABARD 
3) TRAI 

4) SEBI 
5) IRDA 

7.South-South dialogue is associated with?
1)Cooperation among developing nations
2) Arms conference 
3)Summit between developed and developing countries 
4) Environment
5) None of these 

8.The Nobel Prize in Economics was established by the?
1) Will of Alfred Nobel 

2) Sveriges Riksbank 
3) Nobel Committee 

4) World Bank 
5) Government of Norway 

9.Manas Wildlife Sanctuary is located in?
1) Jharkhand 

2) Bihar 
3) Assam 

4) West Bengal 
5) Kerala 

10Telecom sector is considered as?
1) Priority sector 
2) Core energy sector 
3) Infrastructural sector 
4) Primary sector
5) None of these 

11.The National Tree of India is? 
1) Mango 

2) Peepal 
3) Neem 

4) Banyan 
5) None of these

12.Who has the sole right to mint coins?
1) RBI 
2)The Govern-ment of India 
3) SBI 

4) IOB 
5) IBA 

13.The Asian Tigers is a term used in reference to the four highly developed economies. Which of the following is not one of them? 
1) Taiwan 

2) South Korea 
3) Singapore 

4) Hong Kong 
5) Malaysia 

14.Which of the following books was written by Kamala Das?
1) Tonight This Savage Rite
2) Earth and Ashes 
3) The Red Devil 
4) Unaccustomed Earth

5) None 

15.Which of the following countries is neither a member of the Shanghai Cooperation Organization (SCO) nor associated with it as observer?
1) China 

2) Russia 
3) Kazakhstan 

4) India 
5) Japan 

16.The Agriculture Insurance Company of India Limited was launched with the help of?
1) RBI

2) IDBI 
3) SIDBI 

4) NABARD 
5) ECGC

17.Which of the following statements is not correct?
1)S.S.Tarapore Committee is related to Capital Account Conve-rtibility 
2)Central Statistics Office is responsible for computation of National Income 
3)The full form of KCC is Kisan Credit Card 
4)IMF is located in Geneva 
5)YH Malegam Committee is related to microfinance

18.Which of the following countries is not a member of OPEC?
1) Ecuador 

2) Iran 
3) Kuwait 

4) Saudi Arabia 
5) Russia 

19.Which of the following terms is not used in the field of Banking/ Finance?
1) Refund 

2) TDS
3) Goods and Services 
4) Fundamental Duties 
5) Relief to exporters

20.Who among the following is one of the Deputy Governors of RBI at present?
1) Rakesh Mohan 
2) Parthasarathy Shome 
3) Anand Sinha 

4) Usha Thorat 
5) Bimal Jalan 

21.Which of the following organizations/institutions is called the World Bank?
1) IMF 

2) IBRD 
3) OECD 
4) ADB

5) ECB

22.Which of the following countries is not a member of the European Union?
1) Estonia

2) Lithuania 
3) Latvia 

4) Slovakia 
5) Lesotho 

23.The Economic Survey is compiled by the?
1)Ministry of Rural Development
2) Ministry of Finance
3)Ministry of Home Affairs 
4) CBDT 

5) CSO

24.Which of the following countries is a member of SAARC? 
1) China 

2) Indonesia 
3) South Korea 
4) Myanmar 

5) None 

25.What is the full form of NSG?
1)Nuclear Submarines Group
2) National Supporters Group 
3) Nuclear Suppliers Group 
4)North Atlantic Supporters Group 
5) None of these

26.Which of the following is the association of the countries producing and exporting petroleum and oil?
1) SCO 

2) ASEAN
3) BRICS 

4) OECD 
5) None

27.The name of Lakshmi Niwas Mittal is associated with the manufacturing of?
1) Cement 

2) Computers 
3) Pharmacy products 
4) Steel 

5) Cell phones 

28.'Blood Brothers' is a book written by?
1) M. J. Akbar
2) Shobha De 
3) Kushwant Singh 
4) Suketu Mehta 
5) Tavleen Singh 

29.Deflation refers to?
1)Price decline in specific sectors
2)Price decline in specific commodities
3)Decrease in the general price level of goods and services 
4)Sudden decline in foreign exchange reserves
5) None of these 

30. Which of the following is the currency of South Korea?
1) Koruna 

2) Yen 
3) Rouble 

4) Won 
5) Krona 

31.What is the full form of BCBS?
1) Basel Committee on Banking Supervision 
2) Bank's Committee on Banking Supervision 
3) Bank's Commission on Banking Supervision 
4) Basel Commission on Banking Supervision 
5) None of these 

32. Which of the following countries is not a member of BASIC?
1) Brazil 

2) India 
3) Australia 

4) South Africa 
5) China 

33.The difference between a country's imports and its exports is called?
1) Balance of trade 
2) Balance of payment 
3) Fiscal deficit 
4) Gains from trade 
5) None of these 

34.Rosa Thermal Power plant is located in?
1) Jharkhand 

2) Bihar 
3) Haryana 

4) Uttar Pradesh 
5) Madhya Pradesh 

35.India is not a member of which of the following organizations? 
1) SAARC 

2) BRICS 
3) WTO 

4) World Bank 
5) OPEC 

36.Audi, an automobile manufacturer, is based in?
1) France 

2) Japan 
3) Germany

4) USA 
5) Italy 

37.Chinnaswamy stadium is located in which of the following states?
1) Kerala 

2) Karnataka 
3) Tamil Nadu 
4) Andhra Pradesh 
5) Maharashtra

38.Which Act was introduced to combat financing of terrorism and other illegal activities?
1) Banking Regulation Act 
2) FRBM

3) FEMA 
4) Anti Money Laundering Act 
5) None of these 

39.The Finance Minister presents the Union Budget on which of the following days?
1) In the last week of February 
2) In the first week of February 
3) On the last day of February 
4)On the last working day of February 
5)On the first working day of April 

40.Which of the following terms is used in Economics?
1) Plasma 

2) Coulomb's Law
3) Achromatic 
4) Troposphere
5) Inclusive growth

41.Who was conferred 'Commandeur de la Legion d'Honneur'(Legion of Honor), France's highest civilian honor, in February 2013?
1) M.S.Swaminathan 
2) Amartya Sen

3) Ratan Tata 
4) Ela Bhatt 
5) Venkatraman Ramakrishnan

42.Which team won the inaugural Hockey India League in February 2013?
1) Ranchi Rhinos 
2) Delhi Wave Riders
3) Uttar Pradesh Wizards 
4) Jaypee Punjab Warriors 
5) Mumbai Magicians 

43.Which of the following is an employment generation program of the Government of India?
1) ASHA 

2) SGSY 
3) Midday Meal 
4) Pulse Polio
5) Janani Suraksha

Answers:

1) 4; 2) 2; 3) 3; 4) 4; 5) 5; 6) 4; 7) 1; 8) 2; 9) 3; 10) 3; 11) 4; 12) 2; 13) 5; 14) 1; 15) 5; 16) 4; 17) 4; 18) 5; 19) 4; 20) 3; 21) 2; 22) 5; 23) 2; 24) 5; 25) 3; 26) 5;27) 4; 28) 1; 29) 3; 30) 4; 31) 1; 32) 3; 33) 1; 34) 4; 35) 5; 36) 3; 37) 2; 38) 4; 39) 4; 40)5;
41) 2; 42) 1; 43) 2.

Saturday, June 8, 2013

BANKING AWARENESS PRACTICE MCQs

1. Indian Commercial Banks are categorized into: 
a) Public sector Banks 
b)Foreign Banks 
c) Private Sector Banks 
d) All of the above 

e) None 

2. Regional Rural Banks have been set up with the basic objectives of:
a) Providing credit to semi - urban & urban population 
b) Providing deposits facilities to farmers 
c) Providing credit & deposit facilities to rural areas 
d) providing credit, deposit and other banking facilities to people in rural areas 
e) None

3. _____ is raised in capital markets 
a) Funds through long term securities
b) Long term loans through Govt. securities 
c) medium term loans 
d) Short - term instruments
e) None

4. Interest on Government secu-rities on fixed basis is known as: 
a) Bank rate 

b) Coupon 
c) Prime Lending Rate 
d) Bench mark PLR 

e) None

5. __ was not nationalized in 1969: 
a) Punjab National Bank
b) Oriental Bank of commerce 
c) Bank of Baroda 
d) Union Bank of India 

e) None

6. In the first round 14 major banks with a liability base of ____ were nationalized: 
a) 10 crore or more 
b) 20 crore or more 
c) 50 crore or more 
d) 100 crore or more 
e) None

7. _____ do not attract TDS: 
a) Fixed deposits 
b) Reinvestment deposits
c) NRO SB 
d) NRO FDR 
e) Recurring deposits 

8. SLR is maintained as a percentage of:
a) Time liabilities 
b) Demand liabilities
c) Time and Demand liabilities 
d) Gross time and demand liabilities 
e) Net demand and time Liabilities 

9. The maximum Statutory Liquidity Ratio to be maintained by banks is_____: 
a) 25% 

b) 30% 
c) 35% 
d) 40% 

e) None

10. CRR funds are kept by the Banks in ____: 
a) Cash in hand at branches 
b) Balance with other banks 
c) Balance in a special Account with RBI 
d) Funds in the currency chest 
e) None

11. An increase in CRR by RBI leads to: 
a) Decrease in deposit 
b) increase in deposit 
c) Increase in lendable resources 
d) Decrease in lendable resources 
e) None

12. When RBI reduce the CRR it results into: 
a) Decrease in deposit 
b) increase in deposit 
c) Increase in lendable resources 
d) Decrease in lendable resources 
e) None

13. What is meant by development Oriented banking? 
a) Infrastructure financing 
b) Extending loans to States, which are undevelopment 
c) Taking up the task of develo-pment of the economy by providing support to under privileged sections of the society 
d) All the above 

e) None

14. Principal functions of SIDBI: 
a) Promotion of SSI 
b) Finance of SSI 
c) Development of SSI
d) All the above 

e) None 

15. ____ heads and conducts the affairs of RBI: 
a) Central Board 
b) local board 

c) Regional board 
d) All of the above 

e) None

16. RBI Provides ____ for meeting day - to - day receipt and expenditure mismatch to both Central and State Governments. 
a) treasury bills 
b) Ways and Means advance 
c) date and securities 
d) All the above 

e) None

17. RBI known as lender of last resort because: 
a) It has to meet the credit need of citizens to whom no one else is willing to lend 
b) Banks lend to go to RBI as a last resort 
c) It comes to help banks in times of crisis 
d) All of the above 

e) None 

18. These days RBI uses Selective credit control measures rather infrequently because of: 
a) Deregulation of functions 
b) Autonomy given to banks 
c) Comfortable liquidity 
d) Reasonable inflation level 
e) All the above 

19. Which is incorrect with regard to powers of RBI: 
a) Holds cash reserve banks
b) Controls banking system through licensing 
c) Supervises Banking system through inspection 
d) None of the above 

e) All

20.Intervenes in markets to maintain the external value of the Indian rupee: 
a) Exporters 

b) Importers 
c) RBI 

d) IMF 
e) None

21. In India, forex rates are determined by: 
a) Importers b) Exporters 
c) RBI d) Ministry of commerce 
e) Demand and supply forces 

22. Regional Rural Banks were set up on the recommendations of:
a) Nariman committee 
b) Narasimham committee 
c) Gadgil committee 
d) Puri committee 

e) None

23. committee, launched the process of reforms of financial system in India: 
a) Gadgil committee 
b) Nariman committee 
c) Narasimham committee 
d) khanna Committee 

e) None

24. Which of the following can be categories as a Merchant Banking service? 
a) Consultancy on finance to a company 
b) Advance in capital structure 
c) Managing mergers 
d) Helping in finalizing take over 

e) All the above 

25. The instrument which provides proprietary interest in company and which entitles a person to dividend on profits, is called? 
a) Bond 

b) Share
c) Debenture 

d) Warrant
e) Any of the above 

26. Which of the following provides proper definition of a Mutual Funds?
a) It is an association of members of public 
b) These members want to invest in financial instrument 
c) They want to invest in financial instrument assts of business sector 
d) All the above 

e) None 

27. Which of the following organisations/agencies works solely to monitor and arrange flow of agriculture credit in India?
a)NABARD

 b) SIDBI
c) RBI 

d)SEBI 
e) None of these

28. The currency notes of which of the following denominations are not printed in India ?
a) Rs. 5 

b) Rs. 10 
c) Rs. 50
d) Rs. 2500

e) Rs. 1000

29. Which of the following is not the name of a bank functioning in India?
a) Central Bank of India
b) UCO Bank

c) Aegon Religare
d) Dena Bank

 e) ICICI Bank

30. When banks accept a fixed sum of money from an individual for a definite term and pay on maturity with interest, the deposit is known as : 
a) Term Deposit
b) Demand Deposit

c) Bond
 d) Mortgage
e) Advance. 

31. Which of the following terms NOT used in banking/finance related matters ?
a) Discount Rate
b) Letter of credit
c) Policy Rate

d) Exchange rate
 e) Base rate

32. Who amongst the following is the chief of SEBI?
a) Milind Bhave 

b) UK Sinha 
c) Shashikath Verma
d) Shyamala Gopinath
e) None of these

33. Which of the following is a leading electronic-payment tec-hnology firm?
a) Visa 

b) Max
c) BSE
d) Sensex

e) SWAP

34. Global Market means market of :
a) USA 

b) China
c) OPEC members
d) European union countries 
e) All major countries and their alliances

Answers:
1) d; 2) d; 3) a; 4) b; 5) b; 6) c; 7) e; 8) e; 9) d; 10) c; 

11) d; 12) c; 13) c; 14) d; 15) a; 16) b; 17) c; 18) e; 19) d; 20) c;
21) e; 22) b; 23) c; 24) e; 25) b; 26) d; 27) a; 28) d; 29) c; 30) a;
31) e; 32) b; 33) a; 34) e; 

Thursday, May 30, 2013

GENERAL AWARENESSS MCQs FOR BANK EXAMS

1. Diabetes Day is observed on?
1) November 14
2) May 14
3) July14
4) June 14
5) October 14

2. Budapest is the capital city of?
1) Romania
2) Ireland
3) Latvia
4) Hungary
5) Lithuania

3. The decimal coinage system was introduced in India in?
1) 1951
2) 1960
3) 1957
4) 1955
 5) 1952

4. Regional Rural Banks (RRBs) were established in?
1) 1969
2) 1980
3) 1955
4) 1975
5) 1982

5. Which of the following is nuclear capable submarine laun ched ballistic missile?
1) Prithvi
2) Agni I
3) Shourya
4) Sagarika
5) None of these

6. The Banking Ombudsman?
1) Fixes the rates of interest for loans
2) Is in charge of bank loans
3) Resolves complaints of customers
4) Issues licenses for new bank branches
5) None of these

7. Who among the following Indian authors was short listed for the 2013 Man Booker International Prize?
1) Arvind Adiga
2) Amitav Ghosh
3) Jeet Thayil
4) U.R.Ananthamurthy
5) Salman Rushdie

8. Roland Garros is associated with which of the following Grand Slam events of Lawn Tennis?
1) Australian Open
2) French Open
3) Wimbledon
4) US Open
5) None of these

9. Kisan Divas (Farmers' Day) is celebrated on?
1) March 23
2) June 23
3) December 23
4) September 23
5) April 23

10. Which of the following is not a food grain?
1) Rice
2) Maize
3) Wheat
4) Cotton
5) Jowar

11. Which of the following is not associated with the life insurance business in India?
1) LIC
2) Tata AIG
3) IDBI Fortis
4) Bajaj Allianz
5) GE Money

12. Which of the following indexes is developed to measure life expectancy, level of literacy and standard of living of people in a country?
1) Sensex
2) Nifty
3) Inflation
4) HDI
5) WPI


ANSWERS:

1) 1 2) 4 3) 3 4) 4 5) 4 6) 3 7) 4 8) 2 9) 3 10)4 11) 5 12) 4
1. Diabetes Day is observed on?
1) November 14 2) May 14
3) July14 4) June 14
5) October 14

2. Budapest is the capital city of?
1) Romania 2) Ireland
3) Latvia 4) Hungary
5) Lithuania

3. The decimal coinage system was introduced in India in?
1) 1951 2) 1960 3) 1957
4) 1955 5) 1952

4. Regional Rural Banks (RRBs) were established in?
1) 1969 2) 1980 3) 1955
4) 1975 5) 1982

5. Which of the following is nuclear capable submarine laun ched ballistic missile?
1) Prithvi 2) Agni I 3) Shourya
4) Sagarika 5) None of these

6. The Banking Ombudsman?
1) Fixes the rates of interest for loans
2) Is in charge of bank loans
3) Resolves complaints of customers
4) Issues licenses for new bank branches
5) None of these

7. Who among the following Indian authors was short listed for the 2013 Man Booker International Prize?
1) Arvind Adiga
2) Amitav Ghosh 3) Jeet Thayil
4) U.R.Ananthamurthy 5) Salman Rushdie

8. Roland Garros is associated with which of the following Grand Slam events of Lawn Tennis?
1) Australian Open 2) French Open 3) Wimbledon
4) US Open 5) None of these

9. Kisan Divas (Farmers' Day) is celebrated on?
1) March 23 2) June 23 3) December 23 4) September 23 5) April 23

10. Which of the following is not a food grain?
1) Rice 2) Maize 3) Wheat
4) Cotton 5) Jowar

11. Which of the following is not associated with the life insurance business in India?
1) LIC 2) Tata AIG
3) IDBI Fortis
4) Bajaj Allianz 5) GE Money

12. Which of the following indexes is developed to measure life expectancy, level of literacy and standard of living of people in a country?

1) Sensex 2) Nifty 3) Inflation
4) HDI 5) WPI


KEY

1) 1 2) 4 3) 3 4) 4 5) 4 6) 3 7) 4 8) 2 9) 3 10)4 11) 5 12) 4 - See more at: http://sakshi.com/main/WeeklyDetails.aspx?Newsid=63206&Categoryid=6&subcatid=4#sthash.MW5s1ZoR.dpuf
1. Diabetes Day is observed on?
1) November 14 2) May 14
3) July14 4) June 14
5) October 14

2. Budapest is the capital city of?
1) Romania 2) Ireland
3) Latvia 4) Hungary
5) Lithuania

3. The decimal coinage system was introduced in India in?
1) 1951 2) 1960 3) 1957
4) 1955 5) 1952

4. Regional Rural Banks (RRBs) were established in?
1) 1969 2) 1980 3) 1955
4) 1975 5) 1982

5. Which of the following is nuclear capable submarine laun ched ballistic missile?
1) Prithvi 2) Agni I 3) Shourya
4) Sagarika 5) None of these

6. The Banking Ombudsman?
1) Fixes the rates of interest for loans
2) Is in charge of bank loans
3) Resolves complaints of customers
4) Issues licenses for new bank branches
5) None of these

7. Who among the following Indian authors was short listed for the 2013 Man Booker International Prize?
1) Arvind Adiga
2) Amitav Ghosh 3) Jeet Thayil
4) U.R.Ananthamurthy 5) Salman Rushdie

8. Roland Garros is associated with which of the following Grand Slam events of Lawn Tennis?
1) Australian Open 2) French Open 3) Wimbledon
4) US Open 5) None of these

9. Kisan Divas (Farmers' Day) is celebrated on?
1) March 23 2) June 23 3) December 23 4) September 23 5) April 23

10. Which of the following is not a food grain?
1) Rice 2) Maize 3) Wheat
4) Cotton 5) Jowar

11. Which of the following is not associated with the life insurance business in India?
1) LIC 2) Tata AIG
3) IDBI Fortis
4) Bajaj Allianz 5) GE Money

12. Which of the following indexes is developed to measure life expectancy, level of literacy and standard of living of people in a country?

1) Sensex 2) Nifty 3) Inflation
4) HDI 5) WPI


KEY

1) 1 2) 4 3) 3 4) 4 5) 4 6) 3 7) 4 8) 2 9) 3 10)4 11) 5 12) 4 - See more at: http://sakshi.com/main/WeeklyDetails.aspx?Newsid=63206&Categoryid=6&subcatid=4#sthash.MW5s1ZoR.dpuf
1. Diabetes Day is observed on?
1) November 14 2) May 14
3) July14 4) June 14
5) October 14

2. Budapest is the capital city of?
1) Romania 2) Ireland
3) Latvia 4) Hungary
5) Lithuania

3. The decimal coinage system was introduced in India in?
1) 1951 2) 1960 3) 1957
4) 1955 5) 1952

4. Regional Rural Banks (RRBs) were established in?
1) 1969 2) 1980 3) 1955
4) 1975 5) 1982

5. Which of the following is nuclear capable submarine laun ched ballistic missile?
1) Prithvi 2) Agni I 3) Shourya
4) Sagarika 5) None of these

6. The Banking Ombudsman?
1) Fixes the rates of interest for loans
2) Is in charge of bank loans
3) Resolves complaints of customers
4) Issues licenses for new bank branches
5) None of these

7. Who among the following Indian authors was short listed for the 2013 Man Booker International Prize?
1) Arvind Adiga
2) Amitav Ghosh 3) Jeet Thayil
4) U.R.Ananthamurthy 5) Salman Rushdie

8. Roland Garros is associated with which of the following Grand Slam events of Lawn Tennis?
1) Australian Open 2) French Open 3) Wimbledon
4) US Open 5) None of these

9. Kisan Divas (Farmers' Day) is celebrated on?
1) March 23 2) June 23 3) December 23 4) September 23 5) April 23

10. Which of the following is not a food grain?
1) Rice 2) Maize 3) Wheat
4) Cotton 5) Jowar

11. Which of the following is not associated with the life insurance business in India?
1) LIC 2) Tata AIG
3) IDBI Fortis
4) Bajaj Allianz 5) GE Money

12. Which of the following indexes is developed to measure life expectancy, level of literacy and standard of living of people in a country?

1) Sensex 2) Nifty 3) Inflation
4) HDI 5) WPI


KEY

1) 1 2) 4 3) 3 4) 4 5) 4 6) 3 7) 4 8) 2 9) 3 10)4 11) 5 12) 4 - See more at: http://sakshi.com/main/WeeklyDetails.aspx?Newsid=63206&Categoryid=6&subcatid=4#sthash.MW5s1ZoR.dpuf
1. Diabetes Day is observed on?
1) November 14 2) May 14
3) July14 4) June 14
5) October 14

2. Budapest is the capital city of?
1) Romania 2) Ireland
3) Latvia 4) Hungary
5) Lithuania

3. The decimal coinage system was introduced in India in?
1) 1951 2) 1960 3) 1957
4) 1955 5) 1952

4. Regional Rural Banks (RRBs) were established in?
1) 1969 2) 1980 3) 1955
4) 1975 5) 1982

5. Which of the following is nuclear capable submarine laun ched ballistic missile?
1) Prithvi 2) Agni I 3) Shourya
4) Sagarika 5) None of these

6. The Banking Ombudsman?
1) Fixes the rates of interest for loans
2) Is in charge of bank loans
3) Resolves complaints of customers
4) Issues licenses for new bank branches
5) None of these

7. Who among the following Indian authors was short listed for the 2013 Man Booker International Prize?
1) Arvind Adiga
2) Amitav Ghosh 3) Jeet Thayil
4) U.R.Ananthamurthy 5) Salman Rushdie

8. Roland Garros is associated with which of the following Grand Slam events of Lawn Tennis?
1) Australian Open 2) French Open 3) Wimbledon
4) US Open 5) None of these

9. Kisan Divas (Farmers' Day) is celebrated on?
1) March 23 2) June 23 3) December 23 4) September 23 5) April 23

10. Which of the following is not a food grain?
1) Rice 2) Maize 3) Wheat
4) Cotton 5) Jowar

11. Which of the following is not associated with the life insurance business in India?
1) LIC 2) Tata AIG
3) IDBI Fortis
4) Bajaj Allianz 5) GE Money

12. Which of the following indexes is developed to measure life expectancy, level of literacy and standard of living of people in a country?

1) Sensex 2) Nifty 3) Inflation
4) HDI 5) WPI


KEY

1) 1 2) 4 3) 3 4) 4 5) 4 6) 3 7) 4 8) 2 9) 3 10)4 11) 5 12) 4 - See more at: http://sakshi.com/main/WeeklyDetails.aspx?Newsid=63206&Categoryid=6&subcatid=4#sthash.MW5s1ZoR.dpuf

Sunday, May 26, 2013

GENERAL AWARENESS MCQs FOR BANK EXAMS

1. Which organization is responsible for empowering Micro, Small and Medium enterprises in India? 
1) RBI 
2) NABARD 
3) SIDBI 

4) SEBI 
5) EXIM Bank 

2 Muhammad Yunus is associated with which of the following concepts in the field of Banking?
1) Retail banking 
2) Internet banking 
3) Micro credit 
4) CBS 

5) RTGS 

3. Which country won the 34th edition of the Men's Hockey Champions Trophy in Melbourne in December 2012?
1) Australia 

2) Netherlands 
3) Pakistan 

4) India 
5) Germany 

4. What is the full form of CTS? 
1) Cheque Testing System 
2) Cheque Transfer System 
3) Cheque Tracking System 
4) Cheque Truncation System 
5) Cheque Transaction System 

5. Mount Tongariro, a volcano, erupted recently. It is in?
1) Italy 

2) Argentina 
3) Japan

4) Zambia 
5) New Zealand 

6. The Xayaburi Dam is proposed to be built on the Lower Mekong River in which of the following countries?
1) Cambodia 

2) Laos 
3) Vietnam 

4) Myanmar 
5) Thailand 

7. Which state government is constructing an assembly building at Gairsain and hold at least one session of the House every year?
1) Jharkhand 

2) Bihar 
3) Uttarakhand 

4) Chhattisgarh 
5) Uttar Pradesh 

8. Mykola Azarov was re-elected to the post of Prime Minister of which of the following countries recently?
1) Belarus 

2) Ukraine 
3) Georgia 

4) Kazakhstan 
5) Kyrgyzstan 

9. The Great Dividing Mountain Range or the Eastern Highlands is located in?
1) Europe 

2) Asia 
3) South America 
4) Australia 
5) North America 

10. Which of the following books is written by Sarvepalli Radhakrishnan?
1) My Presidential Years 
2) Voice of Conscience 
3) Ignited Minds 
4) The Hindu View of Life 
5) India Divided

11. Recurring accounts can be best canvassed among?
1) Traders 

2) Farmers 
3) Minors 
4) Agriculture laborers 
5) Salaried persons 

12. The interest below which a bank is not expected to lend to customers is called?
1) Bank rate 

2) Repo rate 
3) Discount rate 

4) Base rate 
5) Prime Lending Rate

13. The national income of a country divided by the total population is called? 
1) Purchasing power 
2) Per capita income 
3) Exchange value 
4) Rate of inflation 
5) None of these 

14. Fast Breeder Test Reactors are used in the field of?
1) Space Research 
2) Civil Aviation 
3) Atomic Energy 
4) Medical Science 
5) Shipping 

15. What should be the minimum age of a person to become the President of India? 
1) 25 years 

2) 30 years 
3) 35 years 

4) 40 years 
5) 50 years 

16. Normally banks accept fixed deposits for a maximum period of?
1) 3 years 

2) 5 years 
3) 10 years 

4) 20 years 
5) None of these 

17. The objective of Know Your Customer (KYC) norms is?
1) To give boost to bank deposits 
2) To safeguard bank advances 
3) To monitor transactions of suspicious nature 
4) Both 1 and 2 
5) None of these 

18. A customer can approach banking ombudsman if he/she does not get satisfactory response to the grievance from the bank within how many days?
1) 10 days

2) 15 days 
3) 20 days 

4) 30 days 
5) 60 days 

19. Which of the following books was written by Dominique Lapierre?
1) A New World
2) City of Joy

3) Two Lives
4) Living History
5) A Suitable Boy 

20. Which of the following will set up core banking infrastructure for regional rural banks? 
1) RBI

2) IBA
 3) NABARD
4) SIDBI
5) SBI

ANSWERS:

1) 3 2) 3 3) 1 4) 4 5) 5 6) 2 7) 3 8) 2 9) 4 10) 4 

11) 5 12) 4 13) 2 14) 3 15) 3 16) 3 17) 3 18) 4 19) 2 20) 3