GENERAL AWARENESS PRACTICE MCQs

1. Who will succeed Michelle Bachelet as the Executive Director of the United Nations Entity for Gender Equality and Empowerment of Women (UN Women)?
1) Mlambo-Ngcuka
2) Dlamini Zuma 
3) Laura Chinchilla 
4) Dilma Rousseff 
5) Christina Fernandez

2. Sudhir Kumar Jain has been appointed the new Chairman and Managing Director (CMD) of?
1) Bank of Baroda
2) Syndicate Bank
3) Canara Bank 
4) Corporation Bank 
5) Vijaya Bank 

3. Who took over as the new Lieut-enant Governor of Andaman and Nicobar Islands on July 8, 2013?
1) Tejender Khanna
2) Narendra Kumar 
3) A.K. Singh 
4) Amar Nath 
5) None of these 

4. Who was named for the Tagore Award for Cultural Harmony for the year 2013 on July 10?
1) Zakir Hussein
2) A.R. Rehman 
3) Shiv Kumar Sharma 
4) Zubin Mehta
5) None of these 

5. Hazem el-Beblawi was appointed as the interim Prime Minister of which of the following countries in July 2013?
1) Libya 
2) Mali 
3) Mauritania 
4) Brunei 
5) Egypt 

6. Ashton Agar scored 98 runs on his Test debut in July 2013. It is the highest by a No. 11 batsman. He plays for? 
1) England 
2) Australia
3) New Zealand
4) South Africa
5) West Indies 

7. 'My Tryst with Justice' was written by?
1) Justice P.N. Bhagwati 
2) Justice V.R. Krishna Iyer 
3) Justice Y.V. Chandrachud 
4) Justice D.K. Jain 
5) Justice Amitava Roy 

8. Indra Nooyi is the Chief Executive Officer (CEO) of?
1) ICICI Bank
2) HSBC
3) PepsiCo 
4) CISCO
5) Biocon 

9. Which of the following banks has launched 'Mobicash Easy', a mobile wallet, which offers services like balance enquiry, mini statement, funds transfer, bill payment, etc? 
1) PNB 
2) SBI 
3) OBC 
4) IDBI Bank 
5) ICICI Bank 

10. The Centenary session of the Indian Science Congress was organized in January 2013 in?
1) Cuttack 
2) Chennai 
3) Bhubaneswar 
4) Kolkata 
5) New Delhi 

11. A three member committee was constituted to recommend amendments to the criminal law so as to provide for quicker trial and enhanced punishment for criminals accused of committing sexual assault against women. Who headed this committee?
1) Justice Leila Seth 
2) Gopal Subramanium 
3) Justice J.S.Verma 
4) Justice Ranganath Mishra 
5) Justice B.S. Chauhan 

12. Salma Dam is an under construction hydroelectric and irrigation dam project located on the Hari river in?
1) Pakistan 
2) Afghanistan 
3) Bangladesh 
4) Iran 
5) Indonesia 

13. Which of the following banks is planning to launch 'by-invitation-only' branches under Kohinoor brand in 20 cities which will serve affluent customers?
1) ICICI Bank 
2) HDFC Bank 
3) Axis Bank
4) State Bank of India
5) IDBI Bank 

14. The 12th Plan Document seeks to generate how many million jobs in the non-farm sector?
1) 50 
2) 25
3) 100 
4) 75 
5) 40 

15. A new passenger terminal in the Netaji Subhas Chandra Bose International Airport was inaugurated recently. It is in?
1) Bhubaneswar
2) Kolkata 
3) Cuttack
4) Kohima 
5) Aizawl 

16. Novak Djokovic won the 2013 Australian Open men's singles title by defeating?
1) Andy Murray
2) Roger Federer 
3) David Ferrer 
4) Rafael Nadal 
5) Nocolas Almagro 

17. Soumyajit Ghosh is the national champion in?
1) Shooting 
2) Weightlifting 
3) Archery 
4) Table Tennis 
5) Cycling 

18. The letter 'D' stands for which of the following in the abbreviated name OECD?
1) Defense
2) Direction 
3) Dominance
4) Development 
5) Devaluation 

19. Who is the author of the book 'Faith and Compassion: The Life and Work of Mother Teresa'?
1) Arun Gandhi 
2) Navin Chawla 
3) Kuldeep Nayar 
4) Amit Chaudhury 
5) None of these 

20. The currency of Saudi Arabia is?
1) Dinar 
2) Manat 
3) Rial 
4) Dirham 
5) Shekel 

Answers:

1) 1 2) 2 3) 3 4) 4 5) 5 6) 2 7) 1 8) 3 9) 2 10) 4
11) 3 12) 2 13) 4 14) 1 15) 2 16) 1 17) 4 18) 4 19) 2 20) 3 

GENERAL AWARENESS PRACTICE MCQs FOR COMPETITIVE EXAMS

1. Who was elected the Chairman of the Asian Forum of Parliamentarians on Population and Development (AFPPD) during the 73rd xecutive Committee Meeting of AFPPD at Bangkok in April 2013?
1) P.J.Kurien
2) Hamid Ansari
3) Karia Munda
4) Arun Jaitley
5) None

2. Which state decided to declare Malkhamb as the state sport in April 2013?
1) Haryana
2) Punjab
3) Madhya Pradesh
4) Uttar Pradesh
5) Himachal Pradesh

3. Who is the only head of state or head of government to attend all BRICS Summits, held so far?
1) Hu Jintao
2) Xi Jinping
3) Dilma Rousseff
4) Dr. Manmohan Singh
5) Vladimir Putin

4. Which state will set up the first public health university in India?
1) Manipur
2) Gujarat
3) Andhra Pradesh
4) West Bengal
5) Odisha

5. What is the maximum amount that can be invested under the PPF scheme in a year?
1) Rs.25,000
2) Rs.50,000
3) Rs.75,000
4) Rs.1,00,000
5) Rs.2,00,000

6. Code of Bank’s Commitment to micro and small enterprises is prepared by?
1) RBI
2) IBA
3) BCSBI
4) SEBI
5) None

7. KYC guidelines have been framed as per the guidelines of?
1) Ministry of Finance
2) Financial Action Task Force
3) Reserve Bank of India
4) Indian Banks Association
5) Ministry of Home Affairs

8. Trupti Murgunde is a famous?
1) Badminton player
2) Tennis player
3) Golf player
4) Chess player
5) None

9. Which of the following terms is not used in the game of Cricket?
1) Doosra
2) Bouncer
3) Deuce
4) Googly
5) Ashes

10. Booker Prize is given in the field of ..?
1) Films
2) Music
3) Science
4) Sports
5) None

11. What is the full form of DIPP?
1) Directorate of Industrial Policy and Publicity
2) Department of Industrial Procedures and Promotions
3) Department of Industrial Policy and Promotion
4) Directorate of Industrial Procedures and Promotions
5) None

12. Which of the following is not a core industry?
1) Crude oil
2) Coal
3) Cement
4) Automobile
5) Steel

13. The Reserve Bank of India in its mid-quarter monetary policy review on March 19, 2013 cut the repo rate by 25 basis points. What is the present repo rate?
1) 8%
2) 8.25%
3) 7.25%
4) 7.5%
5) 7%

14. Who was crowned Femina Miss India 2013?
1) Navneet Kaur Dhillon
2) Sobhita Dhulipala
3) Zoya Afroz
4) Srishti Rana
5) Anushka Shah

15. The International Day of Happiness is celebrated on?
1) May 13
2) August 11
3) August 9
4) March 20
5) May 25

16. What is the present reverse repo rate?
1) 6%
2) 6.25%
3) 6.75%
4) 7%
5) 6.5%

17. INS Tarkash, a new warship, joined the Indian Navy in December 2012. It is built by?
1) Israel
2) China
3) Russia
4) France
5) USA

18. Who was elected President of the Indian Hockey Federation (IHF) in November 2012?
1) K.P.S.Gill
2) V.Dinesh Reddy
3) R.K.Shetty
4) Ranjit Sinha
5) None

19. ‘Opening Up: My Autobiography’ is written by?
1) Nasser Hussain
2) Mike Atherton
3) Andrew Strauss
4) Alastair Cook
5) Alec Stewart

20. Dudhwa National Park is located in?
1) Gujarat
2) Maharashtra
3) Uttar Pradesh
4) Madhya Pradesh
5) Uttarakhand

21. Which Indian IT company has acquired Lodestone Management Consultants, a Swiss company?
1) TCS
2) Infosys
3) Wipro
4) HCL
5) Mahindra Satyam

22. Steve Ballmer is the CEO of?
1) Google
2) Vodafone
3) Microsoft
4) Oracle
5) Apple

23. Which of the following is an example of micro finance?
1) Letter of credit
2) Insurance for life
3) Self Help Groups
4) Investment in Mutual Funds
5) None

24. ULIP is a product offered by?
1) Banks
2) RBI
3) NABARD
4) TRAI
5) Insurance companies

25. Indian Institute of Sugarcane Research is located in?
1) Lucknow
2) Pune
3) Nasik
4) Kasargod
5) Kochi

ANSWERS:
1-1, 2-3, 3-4, 4-5, 5-4, 6-3, 7-3, 8-1, 9-3, 10-5, 11-3, 12-4, 13-1, 14-2, 15-1,
16-4, 17-4, 18-3, 19-3, 20-4, 21-3, 22-4, 23-5, 24-3, 25-1

GENERAL AWARENESS PRACTICE QUESTIONS

1. M.S.Raghavan took charge as the Chairman and Managing Director of which of the following public sector banks in July 2013?
1) Oriental Bank of Commerce
2) Canara bank
3) Andhra Bank 
4) Indian Bank
5) IDBI Bank

2. Andy Murray became the first British man to win the Wimbledon singles title since 1936. Whom did he defeat in the final on July 7, 2013?
1) Juan Martin del Potro (Argentina) 
2) Novak Djokovic (Serbia) 
3) Jerzy Janowicz (Poland) 
4) Roger Federer (Switzerland) 
5) Rafael Nadal (Spain) 

3. Who is the 2013 Wimbledon women's singles champion? 
1) Sabine Lisicki (Germany) 
2) Agnieszka Radwanska (Poland) 
3) Marion Bartoli (France) 
4) Kirsten Flipkens (Belgium) 
5) Serena Williams (USA) 

4. Former Telecom Secretary R.Chandrashekhar will become the President of which of the following business associations in January 2014? 
1) CII 
2) ASSOCHAM 
3) FICCI 
4) NASSCOM 
5) None of these 

5. India has raised the ceiling for foreign direct investment (FDI) in asset reconstruction companies (ARCs) to?
1) 26% 
2) 74% 
3) 49% 
4) 51% 
5) 100% 

6. The government has decided to set up a Cabinet Committee on Investment (CCI) which will accord single window approval to mega projects of over Rs. 1,000crore. CCI will be headed by the?
1) Finance Minister 
2) Defence Minister 
3) Prime Minister 
4) Parliamentary Affairs Minister 
5) HRD Minister 

7. Which one of the following Constitution (Amendment) Bills seeks special status for six backward districts in Karnataka -Gulbarga, Yadgir, Raichur, Bidar, Koppal and Bellary?
1) 115th Amendment 
2) 116th Amendment 
3) 117th Amendment 
4) 118th Amendment 
5) None 

8. Which of the following states has launched Annshree Yojana, a food security scheme integrated with UID Aadhar?
1) Maharashtra 
2) Delhi 
3) Rajasthan 
4) Gujarat 
5) Andhra Pradesh 

9. Which of the following is a power generating company?
1) HINDALCO 
2) TISCO 
3) HPCL 
4) CIPLA 
5) Reliance 

10. Kargil Vijay Diwas is celebrated on?
1) June 14 
2) July 26 
3) May 31 
4) November 27
5) November 2 

11. Nityanand Swami died recently. He was the first Chief Minister of?
1) Jharkhand 
2) Chhattisgarh 
3) Uttarakhand 
4) Goa 
5) Madhya Pradesh 

12. The 12th Five-Year Plan aims to achieve a growth rate of what per cent in the agriculture sector?
1) 4 
2) 8 
3) 5 
4) 6 
5) 9 

13. The list of winners of the 58th Filmfare Awards is given below. Identify the incorrect pair?
1) Best Actor---Ranbir Kapoor (Barfi)
2) Best Actress---Vidya Balan (Kahani) 
3) Best Film---Barfi 
4) Best Director---Anurag Basu (Barfi) 
5) Critics Award for Best Movie--- Gangs of Wasseypur 

14. France's Simone de Beauvoir Prize for Women's Freedom has been awarded to? 
1) Sima Samar 
2) Nirbhaya 
3) Malala Yousafzai 
4) Neelima Mishra 
5) None of these 

15. Halimah Yacob is the first woman Speaker of Parliament of which of the following countries?
1) Pakistan 
2) Afghanistan 
3) UK 
4) Singapore 
5) Malaysia 

16. Cricketer turned Commentator Tony Greig passed away recently. He played 58 Tests for?
1) England 
2) Australia 
3) South Africa 
4) New Zealand 
5) West Indies 

17. Which is the first state in India to enact the law according legal status to the Sub-Plans for Scheduled Castes and Scheduled Tribes?
1) Jharkhand 
2) Odisha 
3) Andhra Pradesh 
4) West Bengal 
5) None of these 

18. Which state has launched a minority welfare scheme 'Hamari Beti Uska Kal', under which girls of poor section would get finan-cial assistance of Rs. 30,000?
1) Bihar 2) Uttarakhand 
3) Chhattisgarh 
4) Madhya Pradesh 
5) Uttar Pradesh 

19. The 117th Constitution Amend-ment Bill deals with?
1) Land acquisition 
2) Recovery of bad loans 
3) Prevention of money launde-ring 
4) Reservation to SCs and STs in promotions in government jobs 
5) None of these 

20. Tipperary International Peace Prize was recently given to Malala Yousafzai by?
1) UK 
2) Ireland 
3) Pakistan 
4) Canada 
5) Australia 

21. 'Engaging Diaspora-The Indian Growth Story' was the theme of this year's?
1) National Youth Day 
2) National Voters Day 
3) Pravasi Bharatiya Divas 
4) National Science Day 
5) Republic Day 

Answers

1) 5; 2) 2; 3) 3; 4) 4; 5) 2; 6) 3; 7) 4; 8) 2; 9) 5; 10) 2;
11) 3; 12) 1; 13) 4; 14) 3; 15) 4;  16) 1; 17) 3; 18) 5; 19) 4; 20) 2; 21) 3. 

GENERAL AWARENESS PRACTICE MCQs

1. Adly Mansour was sworn in as interim President of which of the following countries on July 4, 2013?
1) Egypt 
2) Syria
3) Yemen 
4) Libya 
5) Tunisia

2. Who took charge as the new Union Home Secretary on June 30, 2013?
1) R.S.Gujral
2) Anil Goswami 
3) Bimalesh Kumar Jha
4) Pradip Kumar
5) None of these

3. Who was declared as the Best Player at the Confederations Cup Football tournament that was held in Brazil recently? (He is the Golden Ball winner)
1) Fernando Torres (Spain) 
2) Julio Cesar (Brazil) 
3) Neymar (Brazil) 
4) Fred (Brazil) 
5) Paulinho (Brazil) 

4. The Reserve Bank of India had received how many applications for new bank licenses recently?
1) 22 
2) 23 
3) 20 
4) 26 
5) 29 

5. Who will succeed Ranjan Mathai as India's next Foreign Secretary?
1) S.Jaishankar
2) Nirupama Rao
3) Shivshankar Menon
4) Sharat Sabharwal
5) Sujatha Singh

6. Which country will host the One Day International World Cup Cricket in 2023?
1) Australia
2) New Zealand
3) India
4) England
5) West Indies 
7. Which organization
 
makes major credit policies for the Regional Rural Banks (RRBs)?
1) ADB
2) World Bank 
3) SBI 
4) NABARD 
5) RBI 

8. Which of the following scheme (s) is/are now merged with the Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS)?
1) Pradhan Mantri Gram Sadak Yojana 
2) Food For Work Program
3) Sampoorna Grameen Rozgar Yojana
4) Both 2 and 3
 5)All 1, 2 and 3

9. In micro credit bank credit is extended to the poor through?
1) Cooperative Credit Societies 
2) RBI
3) SIDBI 
4) Self Help Groups 
5) None of these 

10. NABARD was established in the year?
1) 1969
2) 1975
3) 1982 
4) 1980
5) 1970 

11. Which of the following books is written by Dan Brown?
1) Inferno
2) A Wanted Man 
3) Best Kept Secret
4) The Last Man
5) The Racketeer 

12. Which of the following countries is not a member of the Shanghai Cooperative Organization (SCO)?
1) China 2) Russia
3) Kazakhstan 4) Tajikistan 
5) Mongolia 

13. What is the name of the concept that was floated to bring the rural population in the net of financial and banking services?
1) Wealth Creation
2) Financial Inclusion
3) Corporate Governance
4) Credit Management
5) Risk Management 

14. Which of the following was/were the reasons for construction of major dams in India?
1) Flood control
2) Power generation
3) Irrigation
4) Both 1 and 2
5) All 1, 2 and 3 

15. What is the full form of RIDF?
1) Rural India Decoration Forum 
2) Research and Industrial Development Fund
3) Research and Industrial Development Forum
4) Rural Infrastructure Development Fund
5) None of these 

16. The Head Office of the National Bank for Agriculture and Rural Development (NABARD) is located in?
1) New Delhi
2) Mumbai
3) Lucknow 
4) Hyderabad
5) Kolkata 

17. Which organization deals in procurement, distribution, export and import of selected agricultural commodities?
1) NAFED
2) NABARD
3) EXIM Bank
4) SIDBI
5) IDBI Bank 

18. Which of the following is an easy way of providing credit to the farmer community?
1) Indira Vikas Patra
2) Loan against gold
3) Kisan Credit Card
4) National Savings Certificate
5) None of these

19. "Meeting the needs of the present without compromising the ability of future generations to meet their own needs" is popularly known as?
1) Sustainable Development
2) Uniform Growth
3) Target-driven Growth
4) Social Viability
5) None of these 

20. 'Subprime Lending' is a term applied to the loans made to?
1) Those borrowers who are the most preferred customers of the bank
2) Those borrowers who do not have a good credit history
3) Those who have a good credit history
4) Those who are known to bank since 10 years
5) None of these 

21. Which of the following is/are credit rating agencies?
1) CARE
2) CRISIL 
3) ULIP 
4) Both 1 and 2 
5) All 1, 2 and 3 

22. What is the full form of 'SPV'?
1) Small Power Venture 
2) Special Power Venture 
3) Small Purpose Vehicle 
4) Special Purpose Vehicle 
5) None of these

23. Yen is the currency of?
1) China 
2) France 
3) Philippines
4) Japan 
5) South Korea

Answers:
1) 4; 2) 2; 3) 1; 4) 4; 5) 5; 6) 2;  7) 4; 8) 1; 9) 4; 10) 3; 
11) 4; 12) 2; 13) 4; 14) 3; 15) 4; 16) 2; 17) 1; 18) 3; 19) 4; 20) 3; 21) 2; 22) 3; 23) 3 

SBI Probationary Officers (2nd Shift) Exam. 2013 Solved Paper

General Awareness, Marketing and Computer

(Held on 28-4-2013)

1. Every year March 20 is celebrated as what day ?
(A) World Sparrow Day (B) International Women's Day (C) World Cuckoo Day 
(D) International Child Day (E) International Mother's Day
Ans : (A)

2. Invisible Export means export of–
(A) Services (B) Prohibited goods (C) Restricted goods 
(D) Goods as per OGL list (E) Other than those given as options
Ans : (A)

3. One of the famous Indian Sportsperson released his/her autobiography–'Playing to Win' in November 2012. Name the sports-person correctly–
(A) Saina Nehwal (B) Mary Kom (C) Yuvraj Singh 
(D) Sachin Tendulkar (E) Sushil Kumar
Ans : (A)

4. The NRIs while investing in the equity of a company cannot buy more than prescribed percentage of the paid up capital of that company .What is the prescribed percentage ? 
(A) 2% (B) 3% (C) 4% 
(D) 5% (E) 6%
Ans : (D)

5. Government as part of the recapitalisation plan, infused capital in State Bank of India recently. Indicate the approximate capital infusion–
(A) Rs. 500 cr. (B) Rs. 1000 cr. (C) Rs. 1,500 cr. 
(D) Rs. 2,000 cr. (E) Rs. 3,000 cr.
Ans : (E)

6. Prof. Muhammad Yunus, the recipient of the Nobel Peace Prize 2006 is the exponent of which of the following concepts in the field of banking ?
(A) Core Banking (B) Micro Credit (C) Retail Banking 
(D) Real Time Gross Settlement (E) Internet Banking
Ans : (B)

7. Banks in India are required to maintain a portion of their demand and time liabilities with the Reserve Bank of India. This portion is called–
(A) Statutory Liquidity Ratio (B) Cash Reserve Ratio (C) Bank Deposit 
(D) Reverse Repo (E) Government Securities
Ans : (B)

8. The European Union has adopted which of the following as a common currency ?
(A) Dollar (B) Dinar (C) Yen 
(D) Euro (E) Peso
Ans : (D)

9. Who is the Captain of Australian Cricket Team, which currently (March 2013) visited India ?
(A) Michael Clarke (B) Shane Watson (C) Shane Warne 
(D) Michael Hussey (E) Ricky Ponting 
Ans : (A)

10. Who is the author of the book 'Women of Vision' ?
(A) Ravinder Singh (B) Preeti Shenoy (C) Amish Tripathi 
(D) Durjoy Dutta (E) Alam Srinivas
Ans : (E)

11. Which of the following term is associated with the game of Cricket ?
(A) Bouncer (B) Love (C) Goal 
(D) Mid Court (E) Collision
Ans : (A)

12. The Holidays for the Banks are declared as per–
(A) Reserve Bank Act (B) Banking Regulation Act (C) Negotiable Instruments Act 
(D) Securities and Exchange Board of India Act (E) Companies Act
Ans : (C)

13. In banking business, when the borrowers avail a Term Loan, initially they are given a repayment holiday and this is referred as–
(A) Subsidy (B) Interest Water (C) Re-phasing 
(D) Interest concession (E) Moratorium
Ans : (E)

l4. One of IT Company from India has become the first Indian Company to trade on NYSE Euronext London and Paris markets from February 2013 onwards. Which is this company ?
(A) Wipro Infotech Ltd. (B) L&T Infotech (C) HCL Technologies LTD. 
(D) Infosys Technologies Limited (E) Polaris Financial Technology Ltd.
Ans : (D)

l5. Banking Ombudsman is appointed by–
(A) Government of India (B) State Governments (C) RBI 
(D) ECGC (E) Exim Bank
Ans : (C)

l6. BSE (Bombay Stock Exchange), the oldest stock exchange in Asia has joined hands with one more International index in February 2013. This association has resulted in change of name of BSE index. What is the change of name effected ?
(A) Dow Jones BSE Index (B) NASDAQ BSE Index (C) S&P BSE Index 
(D) Euronext BSE Index (E) Other than those given as options
Ans : (C)

17. Interest on Savings deposit now-a-days is–
(A) Fixed by RBI (B) Fixed by the respective Banks (C) Fixed by the Depositors
(D) Fixed as per the contract between Bank and the Consumer Court (E) Not pay by the Bank
Ans : (B)

18. The customers' by opening and investing in the Tax Saver Deposit Account Scheme in a bank would get benefit under–
(A) Sales Tax (B) Customs Duty (C) Excise Duty 
(D) Professional Tax (E) Income Tax
Ans : (E)

19. Pre-shipment finance is provided by the banks only to–
(A) Credit Card Holders (B) Students aspiring for further studies (C) Brokers in equity market 
(D) Village Artisans (E) Exporters
Ans : (E)

20. A non-performing asset is–
(A) Money at call and short notice (B) An asset that ceases to generate income
(C) Cash balance in till (D) Cash balance with RBI
(E) Balance with other banks
Ans : (B)

21. Interest below which a bank is not expected to lend to customers is known as–
(A) Deposit Rate (B) Base Rate (C) Prime Lending Rate 
(D) Bank Rate (E) Discount Rate
Ans : (B)

22. Government usually classifies its expenditure in term of planned and non-planned expenditure. Identify, which is the correct definition of Planned expenditure ?
(A) It represents the expenditure of all the State Governments
(B) It represents the total expenditure of the Central Government
(C) It is the expenditure which is spent through centrally sponsored programmes and flagship schemes of Government
(D) It represents the expenditure incurred on Defence
(E) Other than those given as options
Ans : (E)

23. Which of the following organization is made specifically responsible for empowering Micro, Small and Medium enterprises in India ?
(A) NABARD (B) RBI (C) SIDBI 
(D) ECGC (E) SEBI
Ans : (C)

24. The Union Budget for 2013-14 proposed by the Finance Minister on February 28, 2013 announced introduction of new variety of bonds by the Government. What is the name of these bonds ?
(A) Deep discount bonds (B) Zero Coupon bonds (C) Bullet Bonds 
(D) Inflation Indexed Bonds (E) Inflation Variable Bonds
Ans : (D)

25. RBI has released its guidelines for entry of new banks in the private sector in the month of February 2013. One of the norms is at least a prescribed percentage of branches of new bank should be set in unbanked rural centres with a population of upto 9,999 people. What is the percentage of such branches prescribed in the norms?
(A) 10% (B) 15% (C) 18% 
(D) 25% (E) Other than those given as options
Ans : (D)

26. A joystick is primarily used to/for–
(A) Control sound on the screen (B) Computer gaming (C) Enter text 
(D) Draw pictures (E) Print text
Ans : (B)

27. The CPU comprises of Control, Memory and …………….. units.
(A) Microprocessor (B) Arithmetic/Logic (C) Output 
(D) ROM (E) Input
Ans : (B)

28. Which of the following uses a handheld operating system ?
(A) A super computer (B) A personal computer (C) A laptop 
(D) A mainframe (E) A PDA
Ans : (E)

29. To display the contents of a folder in Windows Explorer you should–
(A) click on it (B) collapse it (C) name it 
(D) give it a password (E) rename it
Ans : (A)

30. 'C' in CPU denotes–
(A) Central (B) Common (C) Convenient 
(D) Computer (E) Circuitry
Ans : (A)

31. …………….. is the most important/powerful computer in a typical network.
(A) Desktop (B) Network Client (C) Network server 
(D) Network station (E) Network switch
Ans : (C)

32. Which is not a storage device ?
(A) A CD (B) A DVD (C) A Floppy disk 
(D) A Printer (E) A Hard disk
Ans : (D)

33. Which bf the following refers to the rectangular area for displaying information and running programs ?
(A) Desktop (B) Dialog box (C) Menu 
(D) Window (E) Icon
Ans : (B)

34. …………….. devices convert human-understandable data and programs into a form that the computer can process.
(A) Printing (B) Output (C) Solid state 
(D) Monitor (E) Input
Ans : (E)

35. The software that is used to create text-based documents are referred to as–
(A) DBMS (B) suites (C) spreadsheets 
(D) presentation software (E) word Processors
Ans: (E)

36. …………….. is a Windows utility program that locates and eliminates unnecessary fragments and rearranges files and unused-disk space to optimize operations. 
(A) Backup (B) Disk Cleanup (C) Disk Defragmenter 
(D) Restore (E) Disk Restorer
Ans: (C)

37. Which of the following refers to too much electricity and may cause a voltage surge?
(A) Anomaly (B) Shock (C) Spike 
(D) Virus (E) Splash 
Ans: (C)

38. A (n) …………….. appearing on a web page opens another document when clicked. 
(A) anchor (B) URL (C) hyperlink 
(D) reference (E) heading
Ans: (C)

39. A successful marketing Person requires one of the following qualities–
(A) Empathy (B) Sympathy (C) Insistence 
(D) Aggressiveness (E) Pride
Ans: (B)

40. Market segmentation can be resorted to by dividing the target group as per–
(A) Income levels of customers (B) Age of the employees (C) Needs of the sales persons (D) Marketing skills of the employees (E) Size of the Organisation 
Ans: (A)

41. Innovation in marketing is same as–
(A) Abbreviation (B) Communication (C) Creativity 
(D) Aspiration (E) Research work 
Ans: (E)

42. Effective Selling Skills depends on–
(A) Number of languages known to the DSA (B) Data on marketing staff (C) Information regarding IT market 
(D) Knowledge of related market (E) Ability to talk fast 
Ans: (D)

43. A Direct Selling Agent (DSA) is required to be adept in–
(A) Surrogate marketing (B) Training Skills (C) Communication skills 
(D) Market Research (E) OTC Marketing 
Ans: (C)

44. Leads can be best sourced from–
(A) Foreign customers (B) Yellow pages (C) Dictionary 
(D) List of vendors (E) Local supply chains
Ans: (B)

45. Value added services means–
(A) Low cost products (B) High cost products (C) At par services 
(D) Additional services for the same cost (E) Giving Discounts
Ans: (D)

46. Post-sales activities includes–
(A) Sales presentation (B) Customer Feedback (C) Customer indentification 
(D) Customer apathy (E) Product design 
Ans: (B)

47. The target market for Debit Cards is–
(A) All existing account-holders (B) All agriculturists (C) All DSAs 
(D) All vendors (E) All outsourced agents 
Ans: (A)

48. The Competitive position of a company can be improved by–
(A) increasing the selling price (B) reducing the margin (C) ignoring competitors 
(D) increasing the cost price (E) understanding and fulfilling customers’ needs
Ans: (E)

49. A good Brand can be built up by way of–
(A) Customer grievances (B) Break-down of IT support (C) Old age 
(D) Large number of products (E) Consistent offering of good services 
Ans: (E)

50. The ‘USP’ of a product denotes–
(A) Usefulness of the product (B) Drawback of a product (C) Main functions 
(D) Number of allied products available (E) High selling features of a product
Ans: (E)