GENERAL AWARENESS PRACTICE MCQs

1.    Who defeated Sheila Dikshit, the three-time Chief Minister of Delhi in the New Delhi assembly constituency which she had held for 15 years, in December 2013?
     1) Harsh Vardhan
     2) Manish Sisodia
     3) Jagdeep Singh
     4) Pradyuman Rajput
     5) Arvind Kejriwal
 2.    Nelson Mandela, South Afri-ca’s first black President, died at the age of 95 years on December 5, 2013. In 1993, Mandela was awarded the Nobel Peace Prize along with?
     1) Fidel Castro 
2) F.W. de Klerk
     3) Oliver Tambo
     4) Yasser Arafat
     5) Desmond Tutu
 3.    Who will succeed Deepak Sandhu as the next Chief Infor- mation Commissioner (CIC) of India?
     1) Sudha Sharma
     2) Satyanand Misra
     3) Sushma Singh
     4) Sujatha Singh
     5) Sanjay Baru
 4.    Who was crowned Miss Earth 2013 in Muntinlupa City, Phili- ppines on December 7, 2013?
     1) Katia Wagner (Austria)
     2) Catharina Choi (South Korea)
     3) Kristal Silva (Mexico)
     4) Alyz Henrich (Venezuela)
     5) Punika Kulsoontornrut (Thailand)
 5.    Who represented India in the Miss Earth beauty pageant in Philippines in December 2013?
     1) Navneet Kaur Dhillon
     2) Manasi Moghe
     3)  Shobita Dhulipala
     4) Neena Davuluri
     5) Vasuki Sunkavalli
 6.    Who was reappointed as the Director General of Organi-zation for the Prohibition of Chemical Weapons (OPCW) in December 2013?
     1) Yukia Amano
     2) Roberto Azvedo
     3) Ahmet Uzumcu
     4) Anthony Lake
     5) Irina Bokova
 7.    Which country has won the right to host the 2017 Under-17 FIFA World Cup Football?
     1) Ireland    
2) South Africa
     3) Uzbekistan    
4) India
     5) Japan
 8.    The official ball to be used in the 2014 Football World Cup was unveiled in Rio de Janeiro in December 2013. It is called?
     1) Jabulani   
 2) Selecao
     3) Brazuca     
4) Bossa Nova
     5) Cuiaba
 9.    Nabil Fahmy visited India in December 2013. He is the Foreign Minister of?
     1) Pakistan    
2) Egypt
     3) Libya    
4) Lebanon
     5) Iran
 10.    Who is the only woman to have been first lady of two different countries, serving as the First Lady of Mozambique from 1975 to 1986 and the First Lady of South Africa from 1998 to 1999?
     1) Winnie Mandela
     2) Zanele Mbeki
     3) Graca Machel
     4) Marcelina Chissano
     5) Maria da Luz Guebuza
 11.    Mount McKinley is the highest mountain peak in?
     1) North America
     2) South America    
3) Africa    
4)  Australia            
5) Europe
 12.    Who became the first Indian woman to scale the seven continental peaks after climbing McKinley peak in May 2013?
     1) Arunima Sinha
     2) Premlata Agrawal
     3) Bachendri Pal
     4) Santoshi Yadav
     5) None of these
 13.    President Pranab Mukherjee inaugurated Oil and Natural Gas Corporation’s mega power project in June 2013 in Pala-tana in?
     1) Assam          
2) Tripura
     3) West Bengal
     4) Arunachal Pradesh
     5) Meghalaya
 14.    Which of the following organizations has designated Nicobar Islands as a world biosphere reserve under its ‘Man and Biosphere Program’ (MAB)?
     1) WIPO    
2) UNICEF
     3) UNESCO    
4) WMO
     5) IPCC
 15.    Indian philanthropist Binde- shwar Pathak received the Legend of Planet award in Paris in June 2013. He is the founder of?
     1) Child Relief and You
     2) SEWA
     3) Chipko Movement
     4) IVDP
     5) Sulabh International
 16.    Chamoli, Rudraprayag and Pithoragarh districts were ravaged in the recent floods. They are in?
     1) Uttar Pradesh  
2) Odisha
     3) Bihar        
4) Uttarakhand
     5) West Bengal
 17.    Which of the following is the currency of Brazil?
     1) Peso    
2) Dollar
     3) Franc    
4) Pound
     5) Real
 18.    SEBI has appointed a committee on Rationalization of Inves- tment Routes and Monitoring of Foreign Portfolio Invest-ments under the Chairmanship of ?
     1) K.M. Chandrasekhar
     2) U.K. Sinha      
3) Y.V. Reddy
     4) R. Damodaran
     5) None of these
 19.    India's first Technical University for women was inaugurated in June 2013 in?
     1) Delhi    
2) Mumbai
     3) Hyderabad    
4) Jaipur
     5) Chennai
 20.    According to the Times Higher Education magazine Pohang University of Science &Tech nology, also known as POS TECH, has topped the rankings of the world’s top 100 universities under 50 years old. POSTECH is in?
     1) Singapore    
2) South Korea
     3) Vietnam   
 4) Thailand
     5) China
 21.    Which of the following is the longest river in Europe?
     1) Danube     
2) Ural
     3) Rhine    
4) Volga
     5) Rhone
 22.    What is the priority sector lending target for domestic banks and foreign banks with branch network of 20 and above in India?
     1) 32 per cent      
2) 40 per cent
     3) 50 per cent  
4) 46 per cent
     5) 35 per cent
 23.    ‘Manodhairya Yojana’ is aimed at providing financial, medical and legal aid, rehabilitation and counseling to victims of rape and child abuse. This scheme was launched recently by?
     1) Maharashtra
     2) Arunachal Pradesh
     3) Uttar Pradesh    
4) Delhi
     5) Andhra Pradesh
 24.    Gregg Clark has been appointed as the chief coach of the Junior Men's National Hockey Team. He belongs to?
     1) Germany    
2) Belgium
     3) Australia    
     4) South Africa
     5) Netherlands
 25.    In which event in the 20th Asian Athletics Championships Vikas Gowda won a gold medal in Pune in July 2013?
     1) High Jump    
2) Long Jump
     3) Shot Put    
     4) 10,000 meter race
     5) Discus Throw
 26.    Marwar Festival is celebrated every year in?
     1) Madhya Pradesh
     2) Gujarat    
3) Rajasthan
      4) Maharashtra
     5) Uttar Pradesh
 27.    Countries and their capitals are given below. Identify the mismatched pair?
     1) Australia – Canberra
     2) Austria – Vienna
     3) Finland – Helsinki
     4) Denmark – Copenhagen
     5) Switzerland – Geneva
 28.    Ramesh Abhishek is the Chairman of?
     1)    Securities and Exchange Board of India   
     2) Forward Markets Commission    
     3)    Insurance Regulatory Deve- lopment Authority   
     4)    Pension Fund Regulatory Development Authority       
     5)    Competition Commission of India
 29.    According to the Micro, Small and Medium Enterprises Development (MSMED) Act 2006, a medium enterprise is an enterprise where the investment in equipment is more than Rupees 2crore but does not exceed?
     1) Rs 3crore        
2) Rs 4crore
     3) Rs 5crore       
     4) Rs 10crore
     5) None of these
 30.    Rajiv Gandhi Ann Yojana under the Food Security Sche me was launched in September 2013 by the Chief Minister of?
     1) Maharashtra
     2) Himachal Pradesh
     3) Rajasthan
     4) Assam
     5) Karnataka
 31.    Which of the following is not regulated by the Reserve Bank of India?
     1) Reporate    
2) CRR
     3) SLR    
4) Cess
     5) Marginal Standing Facility
 32.    Which of the following sets standards and promotes effective implementation of legal, regulatory and operational measures for combating money laundering and terrorist finan cing?
     1) AMLA    
2) SWIFT
     3) KYC   
 4) FATF
     5) None of these
 33.    The National Payments Corpo-ration of India (NPCI) has launched an instant interbank electronic fund transfer service through mobile phones. It is called?
     1) IMPS       
2) NEFT
     3) INSTAPAY       
4) RTGS
     5) None of these

ANSWERS:
 1) 5    2) 2    3) 3    4) 4
 5) 3    6) 3    7) 4    8) 3
 9) 2    10) 3    11) 1    12) 2    
 13) 2    14) 3    15) 5    16) 4    
 17) 5    18) 1    19) 1    20) 2
 21) 4    22) 2    23) 1    24) 4    
 25) 5    26) 3    27) 5    28) 2    
 29) 3    30) 2    31) 4    32) 4    
 33) 1

BANKING AWARENESS PRACTICE MCQs FOR BANK EXAMS

1.    An account holder draws a cheque on a?
     a) Banker of the Payee
     b) Banker of the Drawee
     c) Banker of the Drawer
     d) Banker of the Endorsee    
     e) None of the above
 2.    The Bank should comply and intimate the compliance of Award to Ombudsman?
     a) Within Two Months
     b) Within 3 months
     c) Within one month
     d) Within one year
     e) None
 3.    Capital adequacy is worked out based on?
     a) Total demand and time liabi-lities
     b) Net demand and time assets
     c) Risk weighted assets
     d) Risk weighted liabilities                                                  
     e) None of the above
 4.    Statutory Liquidity Ratio (SLR) can be maintained in the follow ing ways?
     a) Cash   
 b)  Gold
     c) Unencumbered approved se- curities
     d) All of these
     e) None of the above
 5.    What was the deposits criteria of 14 Banks nationalized on 19th July 1969?
     a) Rs.1000 Crore
     b) Rs. 500 Crore
     c) Rs. 100 Crore
     d) Rs. 50 Crore
     e) None of the above
 6.    What are the features of sele-ctive credit control?
     a)    They distinguish between ess- ential and non-essential uses of Bank credit
     b)    Only non-essential uses are brought under the scope of Credit Bank controls
     c)    They effect not only the lenders but also the borrowers
     d)    All the above
     e)    None of the above
 7.    Which of the following are the targets for different categories of priority sector?
     a)    Overall target 40% of net Bank credit
     b)     Agriculture loans (direct and indirect) 18%
     c)    Priority sector target for foreign Banks is 32%
     d)     All the above
     e)     None of the above
 8.    Benefits in core Banking is ?
     a)    Reliable centralised data recovery
     b)    Data warehousing and data mining technologies
     c)    Integrated customer centric services
     d)    None            
e) All the above
 9.    Cheque truncation can be done by?
     a) Using MICR data
     b) Sending cheque by speed post
     c) Using image processing
     d) a&c
     e) None of the above
 10.    Bank rate is decided by?
     a) Indian bank association
     b) Individual commercial bank
     c) Finance ministry
     d) Any one of the above can decide
     e) None of the above
 11.    What is nomination?      
     a) A facility given to depositors by the Government
     b) It confers a right to the nomi-nee to receive payment of a deposit after death of de- positors
     c) It is a process of appointing legal heir by the depositors
     d) It is a part of will on behalf of a depositor
     e) None of the above
 12.    BFS- Board for Financial Supervision constituted in 1994 by RBI to undertake consoli-dated supervision of?
     a) Commercial Banks
     b) Financial Institutions
     c) Non Banking Finance Companies
     d) None of the above
     e) All the above
 13.    'One Family one Bank' is the tagline of which Bank?
     a) Bank of India
     b) Indian Bank
     c) Bank of Maharastra
     d) Union Bank of India
     e) None of the above
 14.    Research Institutions set up by Reserve Bank of India are?
     a)    IDRBT (Institute for Deve- lopment and Research in Ban- king Technology), Hyderabad
     b)    IGIDR(Indira Gandhi Insti- tute of Development Resea-rch), Mumbai
     c)    NIBM (National Institute of Bank Management), Pune
     d)    Only a & b
     e)    All the above
 15.    Who is the Chairman of the Technical Committee formed to make a study on improve- ment in Mobile Banking:
     a) Bimal Jalan
     b) Rahuram Rajan
     c) B Sambamurthy
     d) Pulak Kumar Sinha
     e) None of the above
 16.    A depositor wants to give nom-ination in favour of a Needy Charitable Trust Is it accep- table to the banker?
     a)    Yes, any one can be a nominee
     b)    No Only a blood relative should be a nominee
     c)    As per the discretion of the Branch Manager
     d)    No, as per Nomination Guide lines only Individuals can be nominated as Nominee and not institutions
     e)    None of the above
 17.    Who is the Chairman of SEBI?
     a) UK Sinha     
b) TS Vijayan
     c) KR Kamat    
d) HR Khan
     e) None of the above
 18.    Which of the following is  not an India based credit rating agency?
     a) CRISIL    
b) CARE
     c) Standard & Poor
     d) ICRA
     e) None of the above
 19.    Subsidiaries of RBI are?
     a)    NABARD (National Bank for Agriculture and Rural Deve lopment)
     b)    NHB (National Housing Bank)
     c)    DICGC (Deposit Insurance and Credit Guarantee Corpo ration of India)
     d)    BRBNMPL(Bharatiya Reserve Bank Note Mudran Private Limited)
     e)    All the above
 20.    CRAR stands for?
     a)    Capital Restructure Asset Ratio
     b)    Credit Report on Agriculture Research
     c)    Capital to Risk-weighted Assets Ratio
     d)    Capital intensive Rural & Agriculture Research
     e)    None of the above
 21.    SEBI, a regulator of Securities Market in India was established in the year 1988 but  was empowered with Statutory Powers in the form of Act  in the year?
     a) 1990    
b) 1991
     c) 1992    
d) 1993
     e) None of the above    
 22.    Name the Premier Institution that is taking care of the financial   needs of importers and exporters of our country which was established in the year 1981?
     a) EXPO BANK
     b) Export-Import Bank(EXIM)    
     c) Merchant Bank
     d) ECGC
     e) None of the above
 23.    SMERA is  an  SME Rating Agency in India meant for?
 a)    Rating on credit worthiness of MSME
 b)    Rating on Quality Management
 c)    Rating on Training System
 d)    Rating on Technology usage in the organization
 e)    None of the above
 24.    Which of the following is  not insured by the DICGC?
     a) All Indian commercial Banks  
     b) Foreign Banks branches           
           functioning in India
     c) Local Area Banks
     d) Cooperative Banks
     e) Primary cooperative societies
 25.    FIPB stands for?
     a)    Foreign Investment Permane nt Board
     b)    Foreign Industrial Promotion Board
     c)    Foreign Investment Promo tion Board
     d)    Financial Investment Promo tion Board
     e)    None of the above
 26.    Which of the following is not a feature of Recurring Deposit Account?
     a)    Rate of interest will be higher than Savings Bank Account
     b)    Loan facility is available on Recurring Deposit
     c)    No TDS on the interest earned
     d)    Premature closure of the Recurring Deposit Account is not allowed
     e)    None of the above
 27.    Overdraft is normally allowed in which of the following deposit accounts?
     a) Recurring Deposit
     b) Fixed Deposit
     c) Savings deposit
     d) Current Deposit
     e) None of the above
 28    Name the Chairman of the Committee formed by Govern ment, who had recommended measures to boost export from the MSME Sector?
     a) Raghuram Rajan
     b) T.S. Vijayan
     c) R.S. Gujral
     d) U.K. Sinha
     e) None of the above
 29.    CGTMSE stands for?
     a)    Central  Government Fund Trust for Medium and Small Enterprises
     b)    Credit Guarantee Fund for  Medium Size Enterprises
     c)    Central Government Transfer Fund for Multispecialty Mic- ro Enterprises
     d)    Credit Guarantee Fund Trust for Micro and Small Enter-prises
     e)    None of the above
 30.    Person of Indian Origin means, a Foreign citizen (other than Bangladesh and Pakistan) who fulfils the following criteria?
     a)    Held an Indian Passport at any time in the past,
     b)    He or either of his parents or any of his Grand parents was a citizen of India,
     c)    The Spouse of an Indian citizen or Person of Indian origin
     d)    None of the above
     e)    All the above
 31.    Which of the following is not true in case of SARFAESI Act 2002?
     a)    Banks can take action of recovery of loan, in case of NPA, without intervention of court
     b)    Minimum Rs 1.00 lac overdue should be in the loan account
     c)    Sixty days notice to be given under the Act to the defaulted borrower
     d)    SARFAESI Act can be implemented even if one installment in term loan is overdue.
     e)    All the above
 32.    Foreign Currency Non-Resi- dent Account can be opened in the form of?
     a) Current Account
     b) Term Deposit only
     c) Recurring deposit
     d) Savings Deposit only
     e) All the above
 33.    Who is a very senior citizen?
     a)    A person who is 65 years  and above
     b)    A person who is 75 years  and above
     c)    A person who is 80 years  and above
     d)    A person who is 90 years  and above
     e)    A  person who completed 100 years of age

 Answers

 1) c        2) c      3) c     4)  d      5) d      6) d       7) d      8) e      9) d     10) e     
11) b    12) e    13) c    14) e     15) c    16) d   17) a    18) c    19) e    20) c
 21) c    22) b     23) a    24) e   25) c    26) d    27) d    28) c   29) d     30) e    
31) d    32) b     33) c

IBPS GENERAL AWARENESS PRACTICE QUESTIONS

1.    An account holder draws a cheque on a?
     a) Banker of the Payee
     b) Banker of the Drawee
     c) Banker of the Drawer
     d) Banker of the Endorsee    
     e) None of the above
 2.    The Bank should comply and intimate the compliance of Award to Ombudsman?
     a) Within Two Months
     b) Within 3 months
     c) Within one month
     d) Within one year
     e) None
 3.    Capital adequacy is worked out based on?
     a) Total demand and time liabi-lities
     b) Net demand and time assets
     c) Risk weighted assets
     d) Risk weighted liabilities                                                  
     e) None of the above
 4.    Statutory Liquidity Ratio (SLR) can be maintained in the follow ing ways?
     a) Cash    
b)  Gold
     c) Unencumbered approved se- curities
     d) All of these
     e) None of the above
 5.    What was the deposits criteria of 14 Banks nationalized on 19th July 1969?
     a) Rs.1000 Crore
     b) Rs. 500 Crore
     c) Rs. 100 Crore
     d) Rs. 50 Crore
     e) None of the above
 6.    What are the features of sele-ctive credit control?
     a)    They distinguish between ess- ential and non-essential uses of Bank credit
     b)    Only non-essential uses are brought under the scope of Credit Bank controls
     c)    They effect not only the lenders but also the borrowers
     d)    All the above
     e)    None of the above
 7.    Which of the following are the targets for different categories of priority sector?
     a)    Overall target 40% of net Bank credit
     b)     Agriculture loans (direct and indirect) 18%
     c)    Priority sector target for foreign Banks is 32%
     d)     All the above
     e)     None of the above
 8.    Benefits in core Banking is ?
     a)    Reliable centralised data recovery
     b)    Data warehousing and data mining technologies
     c)    Integrated customer centric services
     d)    None            
e) All the above
 9.    Cheque truncation can be done by?
     a) Using MICR data
     b) Sending cheque by speed post
     c) Using image processing
     d) a&c
     e) None of the above
 10.    Bank rate is decided by?
     a) Indian bank association
     b) Individual commercial bank
     c) Finance ministry
     d) Any one of the above can decide
     e) None of the above
 11.    What is nomination?      
     a) A facility given to depositors by the Government
     b) It confers a right to the nomi-nee to receive payment of a deposit after death of de- positors
     c) It is a process of appointing legal heir by the depositors
     d) It is a part of will on behalf of a depositor
     e) None of the above
 12.    BFS- Board for Financial Supervision constituted in 1994 by RBI to undertake consoli-dated supervision of?
     a) Commercial Banks
     b) Financial Institutions
     c) Non Banking Finance Companies
     d) None of the above
     e) All the above
 13.    'One Family one Bank' is the tagline of which Bank?
     a) Bank of India
     b) Indian Bank
     c) Bank of Maharastra
     d) Union Bank of India
     e) None of the above
 14.    Research Institutions set up by Reserve Bank of India are?
     a)    IDRBT (Institute for Deve- lopment and Research in Ban- king Technology), Hyderabad
     b)    IGIDR(Indira Gandhi Insti- tute of Development Resea-rch), Mumbai
     c)    NIBM (National Institute of Bank Management), Pune
     d)    Only a & b
     e)    All the above
 15.    Who is the Chairman of the Technical Committee formed to make a study on improve- ment in Mobile Banking:
     a) Bimal Jalan
     b) Rahuram Rajan
     c) B Sambamurthy
     d) Pulak Kumar Sinha
     e) None of the above
 16.    A depositor wants to give nom-ination in favour of a Needy Charitable Trust Is it accep- table to the banker?
     a)    Yes, any one can be a nominee
     b)    No Only a blood relative should be a nominee
     c)    As per the discretion of the Branch Manager
     d)    No, as per Nomination Guide lines only Individuals can be nominated as Nominee and not institutions
     e)    None of the above
 17.    Who is the Chairman of SEBI?
     a) UK Sinha     
b) TS Vijayan
     c) KR Kamat    
d) HR Khan
     e) None of the above
 18.    Which of the following is  not an India based credit rating agency?
     a) CRISIL    
b) CARE
     c) Standard & Poor
     d) ICRA
     e) None of the above
 19.    Subsidiaries of RBI are?
     a)    NABARD (National Bank for Agriculture and Rural Deve lopment)
     b)    NHB (National Housing Bank)
     c)    DICGC (Deposit Insurance and Credit Guarantee Corpo ration of India)
     d)    BRBNMPL(Bharatiya Reserve Bank Note Mudran Private Limited)
     e)    All the above
 20.    CRAR stands for?
     a)    Capital Restructure Asset Ratio
     b)    Credit Report on Agriculture Research
     c)    Capital to Risk-weighted Assets Ratio
     d)    Capital intensive Rural & Agriculture Research
     e)    None of the above
 21.    SEBI, a regulator of Securities Market in India was established in the year 1988 but  was empowered with Statutory Powers in the form of Act  in the year?
     a) 1990    
b) 1991
     c) 1992    
d) 1993
     e) None of the above    
 22.    Name the Premier Institution that is taking care of the financial   needs of importers and exporters of our country which was established in the year 1981?
     a) EXPO BANK
     b) Export-Import Bank(EXIM)    
     c) Merchant Bank
     d) ECGC
     e) None of the above
 23.    SMERA is  an  SME Rating Agency in India meant for?
 a)    Rating on credit worthiness of MSME
 b)    Rating on Quality Management
 c)    Rating on Training System
 d)    Rating on Technology usage in the organization
 e)    None of the above
 24.    Which of the following is  not insured by the DICGC?
     a) All Indian commercial Banks  
     b) Foreign Banks branches           
           functioning in India
     c) Local Area Banks
     d) Cooperative Banks
     e) Primary cooperative societies
 25.    FIPB stands for?
     a)    Foreign Investment Permane nt Board
     b)    Foreign Industrial Promotion Board
     c)    Foreign Investment Promo tion Board
     d)    Financial Investment Promo tion Board
     e)    None of the above
 26.    Which of the following is not a feature of Recurring Deposit Account?
     a)    Rate of interest will be higher than Savings Bank Account
     b)    Loan facility is available on Recurring Deposit
     c)    No TDS on the interest earned
     d)    Premature closure of the Recurring Deposit Account is not allowed
     e)    None of the above
 27.    Overdraft is normally allowed in which of the following deposit accounts?
     a) Recurring Deposit
     b) Fixed Deposit
     c) Savings deposit
     d) Current Deposit
     e) None of the above
 28    Name the Chairman of the Committee formed by Govern ment, who had recommended measures to boost export from the MSME Sector?
     a) Raghuram Rajan
     b) T.S. Vijayan
     c) R.S. Gujral
     d) U.K. Sinha
     e) None of the above
 29.    CGTMSE stands for?
     a)    Central  Government Fund Trust for Medium and Small Enterprises
     b)    Credit Guarantee Fund for  Medium Size Enterprises
     c)    Central Government Transfer Fund for Multispecialty Mic- ro Enterprises
     d)    Credit Guarantee Fund Trust for Micro and Small Enter-prises
     e)    None of the above
 30.    Person of Indian Origin means, a Foreign citizen (other than Bangladesh and Pakistan) who fulfils the following criteria?
     a)    Held an Indian Passport at any time in the past,
     b)    He or either of his parents or any of his Grand parents was a citizen of India,
     c)    The Spouse of an Indian citizen or Person of Indian origin
     d)    None of the above
     e)    All the above
 31.    Which of the following is not true in case of SARFAESI Act 2002?
     a)    Banks can take action of recovery of loan, in case of NPA, without intervention of court
     b)    Minimum Rs 1.00 lac overdue should be in the loan account
     c)    Sixty days notice to be given under the Act to the defaulted borrower
     d)    SARFAESI Act can be implemented even if one installment in term loan is overdue.
     e)    All the above
 32.    Foreign Currency Non-Resi- dent Account can be opened in the form of?
     a) Current Account
     b) Term Deposit only
     c) Recurring deposit
     d) Savings Deposit only
     e) All the above
 33.    Who is a very senior citizen?
     a)    A person who is 65 years  and above
     b)    A person who is 75 years  and above
     c)    A person who is 80 years  and above
     d)    A person who is 90 years  and above
     e)    A  person who completed 100 years of age

 Answers:

 1) c      2) c        3) c     4)  d      5) d       6) d    7) d    8) e      9) d     10) e     
11) b     12) e    13) c    14) e     15) c    16) d   17) a    18) c    19) e    20) c
 21) c    22) b     23) a    24) e    25) c    26) d    27) d    28) c   29) d     30) e    31) d    32) b33) c