Thursday, May 29, 2014

GENERAL AWARENESS PRACTICE QUESTIONS FOR SBI P.O & SBI ASSISTANTS EXAM

1. Which one of the following banks was included in the Second Schedule to the Reserve Bank of India Act, 1934 on May 21, 2014?
1) Axis Bank
2) Yes Bank
3) IndusInd Bank
4) Bharatiya Mahila Bank
5) None of these

2. Anandiben Patel took charge as the first woman Chief Minister of which of the following States on May 22, 2014?
1) Maharashtra
2) Gujarat
3) Rajasthan
4) Goa
5) Chhattisgarh

3. The Reserve Bank of India, for the benefit of the persons with disabilities, instructed that banks should make all new ATMs installed from which of the following dates as talking ATMs with Braille keypads?
1) June1, 2014
2) July 1, 2014
3) August 15, 2014
4) January 1, 2015
5) April 1, 2015

4. Former New York Mayor Michael Bloomberg was honored with the first-ever Genesis Prize on May 22, 2014. The $1 million Genesis Prize is given by which of the following countries?
1) USA
2) Germany
3) Israel
4) UK
5) Canada

5. Who took over as the new Chief Information Commissioner (CIC) on May 22, 2014?
1) Syed Asif Ibrahim
2) Vijai Sharma
3) Sharat Sabharwal
4) Basant Seth
5) Rajiv Mathur

6. SIMBEX-14 was started off the Andaman and Nicobar Islands on May 22, 2014. It is an annual joint naval exercise conducted by India and?
1) Saudi Arabia
2) Spain
3) Singapore
4) Sri Lanka
5) South Africa

7. Pakistan's teenage education activist Malala Yousafzai did not win which of the following Prizes/Awards in 2013?
1) Sakharov Prize
2) Peter J. Gomes Humanitarian Award
3) Clinton Global Citizen Award
4) Anna Politkovskaya Award
5) South-South Award

8. G-4 countries are pushing for the inclusion of more countries in the United Nations Security Council (UNSC). Which one of the following countries is not a G-4 country?
1) Brazil
2) Germany
3) Japan
4) India
5) Italy

9. The Finance Commission submits its report to the?
1) Lok Sabha
2) Finance Minister
3) President
4) Prime Minister
5) Planning Commission

10. Who is/are the winners of the Clinton Global Citizens Awards for the year 2013?
1) Malala Yousafzai
2) Bunker Roy
3) Rafiq Kathwari
4) Both 1 and 2
5) All 1, 2 and 3

11. Which one of the following Rajiv Khel Ratna Award winners is not a Shooter?
1) Anjali Bhagwat
2) Anju Bobby George
3) Rajyavardhan Singh Rathore
4) Manavjit Singh Sandhu
5) Gagan Narang

12. The Karera Wildlife Sanctuary is situated in the Shivpuri district of?
1) Uttarakhand
2) Maharashtra
3) Gujarat
4) Uttar Pradesh
5) Madhya Pradesh

13. Which Indian social activist founded the Barefoot College in the village of Tilonia in Rajasthan in 1972?
1) Medha Patkar
2) Ramesh Agarwal
3) Sandeep Pandey
4) Bunker Roy
5) None of these

14. The P5+1 is a group of six world powers which joined the diplomatic efforts with Iran with regard to its nuclear program. Which country does 1 refer to in P5+1?
1) India
2) Brazil
3) Canada
4) South Africa
5) Germany

15. The Reserve Bank of India became a State-owned institution in?
1) 1934
2) 1935 3) 1949
4) 1950
5) 1947

16. According to the first Global Slavery Index published in October 2013, which country has the highest proportion of slaves in the world?
1) Mauritania
2) Haiti
3) Pakistan
4) India
5) Nepal

17. The United States will use Mihail Kogalniceanu (MK) Air Base for Afghan pull out. MK Air Base is in?
1) Kyrgyzstan
2) Romania
3) Russia
4) Ukraine
5) Moldova

18. The Statutory Liquidity Ratio (SLR) should be maintained in the form of?
1) Cash
2) Gold
3) Government approved securities
4) Any of the above
5) None of the above

19. Which of the following can be called a demand liability?
1) Deposit maintained in savings account
2) Deposit maintained in current account
3) Fixed deposit for six months
4) Both 1 and 2
5) All 1, 2 and 3

20. Mulatu Teshome has been the President of which of the following African countries since October 7, 2013?
1) Somalia
2) Liberia
3) Gambia
4) Ethiopia
5) Zambia

21. Ruchira Kamboj has been appointed as the Permanent Representative of India to?
1) UNICEF
2) UNEP
3) UNESCO
4) WHO
5) FAO

22. The Indian Newspaper Society (INS) is an organization that plays a major role in protecting and promoting the freedom of press in India. It was founded in 1939 with headquarters in?
1) Mumbai
2) New Delhi
3) Kolkata
4) Chennai
5) Jaipur

23. Which of the following award/prizes is popularly called the Jewish Nobel Prize?
1) Pritzker prize
2) Abel Prize
3) Templeton Prize
4) Goldman Environmental Prize
5) Genesis Prize

24. The first national Yash Chopra Memorial Award was presented to which of the following film personalities in October 2013?
1) Amitabh Bachchan
2) Gulzar
3) Lata Mangeshkar
4) A.R. Rehman
5) Tanuja

25. The University of British Columbia's Faculty of Law awarded the inaugural Allard Prize for International Integrity to which of the following Indians in September 2013?
1) Kiran Bedi
2) Medha Patkar
3) Arvind Kejriwal
4) Anna Hazare
5) Chandi Prasad Bhat

26. Who won the International Press Institute (IPI) India Award for Excellence in Journalism in October 2013?
1) Rajdeep Sardesai
2) Karan Thapar
3) Sagarika Ghose
4) Fareed Zakaria
5) Prannoy Roy

27. Global Competitiveness Report (GCR) is an annual report published by the?
1) World Bank
2) IMF
3) WTO
4) WEF
5) None of these

28. Which of the following is an inter-school football tournament in India?
1) Subroto Cup
2) Santosh Trophy
3) Durand Cup
4) B.C. Roy Trophy
5) Rovers Cup

29. Who won the prestigious Velo d'Or award in 2013?
1) Nairo Quintana
2) Chris Froome
3) Alberto Contador
4) Bradley Wiggins
5) Philippe Gilbert

30. Who among the following is not a Golf player?
1) Ryan Moore
2) Scott Hend
3) Anirban Lahiri
4) Adam Scott
5) Fernando Alonso

31. Who is the Chairman of the Railway Board?
1) Alok Johri
2) Subodh Kumar Jain
3) A.K. Mittal
4) Arunendra Kumar
5) None of these

32. Subhash Goswami is the Director General of the?
1) Border Security Force
2) National Security Guard
3) Indo-Tibetan Border Police
4) Central Industrial Security Force
5) None of these

33. India has resumed military assistance to which of the following countries in October 2013, after nine years of suspension?
1) Nepal
2) Bangladesh
3) Sri Lanka
4) Pakistan
5) Burma

34. Who is the co-author of the book 'I am Malala: The Girl Who Stood up for Education and was Shot by the Taliban'?
1) Graham Phillips
2) Christina Lamb
3) John Kay
4) Felicity Green
5) David Astor

35. Which of the following have been named as the new 'hope spots' by the International Union for Conservation of Nature (IUCN)?
1) Andaman & Nicobar Islands
2) Lakshadweep
3) Dadra & Nagar Haveli
4) Both 1 and 2
5) All 1, 2 and 3

36. The Supreme Court directed the Centre and State governments to provide what percent job reservations to disabled persons in their departments, companies and PSUs?
1) One
2) Two
3) Three
4) Four
5) None of these

37. The World Health Organization (WHO) has approved SA14-14-2, a new cheaper vaccine against Japanese Encephalitis made in?
1) India
2) China
3) USA
4) Russia
5) Japan

38. Which of the following refers to a loan with a low interest rate?
1) Hot Money
2) Call Money
3) Dear Money
4) Cheap Money
5) None of these

39. With regard to Banking in India, which one of the following events took place in 1975?
1) Establishment of NABARD
2) Second phase of Nationalization of Banks
3) Nationalization of SBI
4) Establishment of the first Regional Rural Bank
5) Merger of New Bank of India with Punjab National Bank

40. NPCDCS program does not aim at preventing and controlling which one of the following diseases?
1) Cancer
2) Diabetes
3) Cardiovascular diseases
4) Stroke
5) Polio

ANSWERS:
1) 4 2) 2 3) 2 4) 3  5) 5 6) 3 7) 5 8) 5  9) 3 10) 4
11) 2 12) 5  13) 4 14) 5 15) 3 16) 1  17) 2 18) 4 19) 4 20) 4
21) 3 22) 2 23) 5 24) 3  25) 4 26) 2 27) 4 28) 1 29) 2 30) 5
31) 4 32) 3 33) 1 34) 2 35) 4 36) 3  37) 2 38) 4 39) 4 40) 5

Wednesday, May 28, 2014

GENERAL AWARENESS PRACTICE QUESTIONS FOR SBI P.O & SBI ASSISTANTS EXAM 2014

1. The delivery of financial services, at affordable costs or at no costs, to sections of disadvantaged and low income segments of society is called ..........
1) Financial exclusion
2) Financial interpretation
3) Financial selection
4) Financial declaration
5) Financial inclusion

2. Which among the following statements is correct regarding the financial inclusion?
i) bringing of banking services to rural areas as it is a formal route of deposits and lending.
ii) creating the awareness about the legal financial services to escape from the clutches of money lenders.
iii) creating the cheap and best modes of the services in the fields of deposits and fund transfers.
iv) introducing the financial inclusion to bring the transparency in the application of central and state government schemes.
v) not providing the CBS (Core Banking Scheme) to rural people as the majority of them are farmers. Financial inclusion excluded the illiterates.
1) i, ii, iii
2) ii, iii, iv
3) i, ii, iii, iv
4) iv, v
5) i, iii, v

3. Which commission recommendations were incorporated in RBI monetary review policy, proposed to introduce No Frill Accounts as a part of financial inclusion?
1) Rangarajan
2) Subba Rao
3) Khan
4) P.J.Nayak
5) None

4. Who appointed Nachiket Mor committee to assess the approach to financial inclusion on 4 September 2013?
1) SEBI
2) Government of India
3) RBI
4) NHB
5) NABARD

5. Which campaign aims to bring banking services to large rural areas launched on 10 February 2011?
1) Swawalamban
2) Swayam
3) Swabhimaan
4) Sthiramaann
5) Sakthiman

6. A person/ institution/ organization represents the bank in village areas to provide banking services is called ........
1) Business Correspondent Scheme
2) Banking Friendly Scheme
3) Banking Flag Scheme
4) Banking Rupee Scheme
5) None

7. As the Business Correspondent Scheme is also the part of financial inclusion as per the order issued by RBI on 25 January 2006, the services can be provided includes .........
i) cash deposit ii) disbursal of small credit
iii) recovery of loan
iv) sale of micro insurance/ mutual fund products/ pension products
v) opening of locker in the premises of village
1) i, ii, iii, iv
2) i, ii, iv, v
3) ii, iii, v
4) i, v
5) i, ii, iii, iv, v

8. Which branches can be opened to co-ordinate the work of Business Correspondent?
1) BC branch
2) Head branch
3) Ultra small branch
4) Top branch
5) None

9. Ultra small branches are part of financial inclusion to be opened in rural areas. In 2013-14, these rural branches extensively opened in .........
1) Central India
2) North India
3) East India
4) West India
5) North west of India

10. Regional Rural Banks must open at least .................... percent of branches in the populated areas less than 10000 as a part of financial inclusion.
1) 15
2) 50
3) 25
4) 75
5) 40

11. Which bank opened Customer Service Point (CSP) to extend financial inclusion targeting urban poor?
1) Union Bank of India
2) ICICI
3) SBI
4) Syndicate Bank
5) Yes Bank

12. For financial inclusion and to facilitate low-income group customers, which SBI subsidiary inaugurated NO FRILLS ACCOUNT by name 'Saral Bachat Khata'?
1) State Bank of Bikaner and Jaipur
2) State Bank of Hyderabad
3) State Bank of Mysore
4) State Bank of Travancore
5) State Bank of Patiala

13. Project Namaskar launched by which bank as part of financial inclusion ..........?
1) PNB
2) Axis Bank
3) ICICI
4) CBI
5) SBI

14. On 26 January 2014, who appreciated the work of Central Bank of India financial
inclusion?
1) World Bank
2) IMF
3) IDA
4) ADB
5) UNDP

15. Madhya Pradesh Government's financial inclusion model is ........
1) Samrat
2) Sammelan
3) Samruddhi
4) Swalamban
5) None

16. Vidyut Vyapar Nigam, the unit of NTPC provide uninterrupted 250 megawatt power supply to .........
1) Sri Lanka
2) Bangladesh
3) Myanmar
4) Pakistan
5) Afghanistan

17. Asian Development Bank released a report on 1st April 2014, stating that the Gross Domestic Product (GDP) of India to be ....... in 2014-15.
1) 5.5 percent
2) 8.5 percent
3) 6.5 percent
4) 7.5 percent
5) None

18. On 30 March 2014, the President of India cleared the re-promulgation of the SEBI Ordinance Securities Laws (Amendment) Bill 2013. The ordinance aims to give powers to Securities and Exchanges Board of India (SEBI) to act against what/ whom?
1) Insider trading
2) FDI
3) Ponzi schemes
4) Cross selling
5) Stock frauds

19. On 19 March 2014, where SEBI launched its local office for spreading financial literacy and redressing center?
1) Mumbai
2) Hyderabad
3) Chennai
4) Bangalore
5) Ranchi

20. Which state registered India's fastest growing State with its Gross State Domestic Product (GSDP) growing at 15.05 percent during 2012-13, as per the latest data released by the Central Statistics Office
recently?
1) Gujarat
2) Madhya Pradesh
3) Bihar
4) Goa
5) AP

21. Time period during the loan term when the borrower is not required to make any repayment, is termed as ..............
1) Amortization
2) Waiver
3) Probate
4) Default
5) Moratorium

22. We often come across the term CSR used in Company Law. What does letter S denote in the word CSR?
1) Stolen
2) Special
3) Social
4) Solo
5) Stimulate

23. World Green Economy Summit (WGES) 2014 recently held at ..........
1) The Hague
2) Madrid
3) Dubai
4) New Delhi
5) Tokyo

24. On 14 April 2014, which nation announced that it would not contribute its funding to the Commonwealth Secretariat, as it was unable to stand for the defence of the basic principles of freedom, democracy and respect for human dignity in Sri Lanka?
1) India
2) UK
3) Pakistan
4) New Zealand
5) Canada

25. 8th G-20 summit held at St. Petersburg (Russia) in 2013. In 2014 the 9th summit to be held at Brisbane in...
1) Italy
2) Canada
3) Australia
4) South Africa
5) Germany

26. AQUATM release one liter water for one rupee and also it can be operated through prepaid card launched by Vandana Foundation, a non - profit company. First AQUATM launched on 23 March 2014 at....
1) Mumbai
2) Kolkatta
3) Chennai
4) Pune
5) None

27. First double-decker flyover of India was opened for public use on 18 April 2014 in ....
1) Mumbai
2) Delhi
3) Hyderabad
4) Pune
5) Chennai

28. Who was ranked No. 10 in Women's Squash Association (WSA) rankings released on 1 May 2014, after her winning in Texas open 2014?
1) Joshna Chinappa
2) Deepika Kumari
3) Dipika Pallikal
4) Anaka Alankamony
5) None

29. Which famous female snooker player won the World Women's Senior Snooker title 2014 on 22 April 2014?
1) Kalanidhi Parker
2) Reanne Evans
3) Chitra Magimairaj
4) Rama Panditha Malini
5) None

30. The terms Advantage, Bully, Centre Forward, Flick, Goal Line, Halfway Line and Stick used in ........
1) Foot ball
2) Billiards
3) Volley ball
4) Cricket
5) Hockey

31. Which nation crossed South Africa to become Africa's biggest economy on 7 April
2014?
1) Kenya
2) Ghana
3) Nigeria
4) Cameroon
5) None

32. Chung Hong-won tendered his resignation on 27 April 2014 over a ship accident that claimed several lives in the country. He is the Prime Minister of ..........
1) Hong Kong
2) Macau
3) South Korea
4) Malaysia
5) None

33. Robert Edwards, the British Nobel Laureate who pioneered the development of In Vitro Fertilization (IVF) that led to the birth of the world's first ''test tube baby'', died on 10 April 2014. He belongs to ........
1) USA
2) France
3) UK
4) Germany
5) Italy

34. On 1 May 2014, the Union Cabinet approved to set up Polavaram Project Authority (PPA) to see that Polavaram irrigation project construction go well. Where is polavaram irrigation project?
1) Tamilnadu
2) Karnataka
3) Madhya Pradesh
4) Maharashtra
5) Andhra Pradesh

35. On 24 April 2014 Supreme Court ordered that the special audit of property, assets and accounts of Kerala's Sree Padmanabha Swamy temple to be conducted under the supervision of ..........
1) Pratip Chaudari
2) Shashikanth Sharma
3) Sadasivam
4) R.M. Lodha
5) Vinod Rai

36. India and which other two nations join hands on 18 April 2014 and proposed an initiative for Kanchenjunga trans-boundary landscape to address biodiversity conservation in a sustainable way in the Himalayan region?
1) Pakistan and Bhutan
2) Bangladesh and Myanmar
3) Sri Lanka and Maldives
4) Nepal and Bhutan
5) Nepal and Bangladesh

37. Union Home Ministry on 13 April 2014 for the first time approved the recruitment of young women as combat officers in SSB, the second largest border guarding force. SSB stands for .............
1) Sashastra Seema Bal
2) Secondary Seema Bal
3) Standard Seema Bal
4) Second Seema Bal
5) None

38. India made EVMs (Electronic Voting Machine) to be exported to ........ to use in the elections held in the month of November 2014?
1) Somalia
2) Myanmar
3) Zimbabwe
4) Namibia
5) None

39. EU banned the import of which major fruit from India recently?
1) Guava
2) Pineapple
3) Black grape
4) Red orange
5) Alphonso mango

40. World Malaria day observed on ..........
1) 4 April
2) 13 April
3) 25 April
4) 15 April
5) None

41. Supreme Court asked which committee to investigate the IPL 2013 spot fixing and betting scandal, further on 22 April 2014?
1) Gavaskar
2) Sivalal Yadav
3) N.Srinivasan
4) Mukul Mudgal
5) Gurunath Meiyappan

42. India successfully test fired Astra missile on
4 May 2014. It is ..........
1) Air to Surface missile
2) Surface to Air missile
3) Surface to Surface missile
4) Air to Air missile
5) None

ANSWERS:

1-5, 2-3, 3-3, 4-3, 5-3, 6-1, 7-1, 8-3, 9-1, 10-3
11-3, 12-1, 13-1, 14-5, 15-3, 16-2, 17-1, 18-5, 19-5, 20-3
21-5, 22-3, 23-3, 24-5, 25-3, 26-1, 27-1, 28-3, 29-3, 30-5
31-3, 32-3, 33-3, 34-5, 35-5, 36-4, 37-1, 38-4, 39-5, 40-3, 41-4, 42-4.

Sunday, May 25, 2014

GENERAL AWARENESS PRACTICE MCQs FOR SBI P.O & SBI ASSISTANTS EXAM

1.  Recently RBI has released, the Report of the Technical Committee on Enabling PKI in Payment System Applications. Expand the term PKI.
(1) Public Key Information
(2) Public Key Infrastructure
(3) Payment Key Information
(4) Private Key Infrastructure
(5) None of these


2.    Which among the following countries was ranked as the cheapest among the major world economies in a latest report by Germany’s Deutsche Bank?
(1) India                             
(2) Japan
(3) Norway                                    
(4) China
(5) None of these

3.    Which firm became the first Indian retail e-commerce to file for an initial public offering (IPO) on NASDAQ and to be listed on this US stock exchange?
(1) Big Bazzar                   
(2) Home Shop 18
(3) Fair Price                    
(4) Easyday
(5) None of these

4.    Which among the following company will acquire Ranbaxy Laboratories Limited for US$4 BILLION as announced by the two companies?
(1) Novartis India Ltd                               
(2) Sun Pharmaceuticals Limited
(3) Glaxosmithkline Pharmaceuticals Ltd
(4) Alpa Laboratories Ltd
(5) None of these

5.    Recently ING Vysya Life Insurance Company Ltd has become ______?
(1) Exide Life Insurance Company
(2)  General Insurance Company
(3) Export Credit Gurantee Insurance Company
(4) Oriental Insurance Company Ltd.
(5) None of these

6.    18th SAARC Summit 2014  will be held in ____?
(1) Sri Lanka                     
(2) Bhutan
(3) Maldives                      
(4) Nepal
(5) None of these

7.    Recently India Election commission has offered its expertise in election management and electoral roll preparations to which among the following countries?
(1) Azerbaijan                    
(2) Canada
(3) Poland                         
(4) Maldives
(5) Yemen

8.    Who among the following is the winner of the GD Birla Award 2013?
(1) Rajesh Gopakumar     
(2) Mathangi Sathyamurthy
(3) Vijay Seshadri             
(4) Ramesh Agrawal
(5) None of these


9.    Who among the following actress won the Best Actress Award in the National Film Awards 2014?
(1) Alka Sahania               
(2) Geetanjali Thapa
(3) Deepika Padukone      
(4) Katreena Kaif
(5) None of these

10.  Book: My Years with Rajiv and Sonia is authored by :
(1) Sameer Kochhar        
(2) R L Bhat
(3) R.D.Pradhan              
(4) Kapil Sibbal
(5) None of  these

ANSWERS:


1) 2 2) 1 3) 2 4) 2   5) 1 6) 4 7) 5 8) 1  9) 2 10) 3

GENERAL AWARENESS PRACTICE MCQs FOR SBI P.O & SBI ASSISTANTS EXAM

1. The Bharatiya Janata Party emerged as the largest party in the just concluded 16th Lok Sabha elections. How many seats did it win?
1) 272
2) 276
3) 280
4) 282
5) 284

2. Russi Mody passed away on May 16, 2014 at the age of 96. He was the former Chairman of?
1) Tata Group
2) Tata Steel
3) Tata Consultancy Services
4) Tata Motors
5) None of these

3. Geo TV is facing a blasphemy case. It is a television channel based in?
1) Afghanistan
2) United Arab Emirates
3) Pakistan
4) Saudi Arabia
5) Qatar

4. Who was sworn in as the 23rd Chief Minister of Bihar on May 20, 2014?
1) Dulalchand Goswami
2) Vinay Bihari
3) Ramai Ram
4) Jitan Ram Manjhi
5) Damodar Raut

5. Nabam Tuki was sworn in as the eighth Chief Minister of which of the following States for the second consecutive term on May 18, 2014?
1) Manipur
2) Meghalaya
3) Tripura
4) Sikkim
5) Arunachal Pradesh

6. Formula One great Sir Jack Brabham died on May 19, 2014. He belonged to?
1) England
2) Germany
3) Argentina
4) Australia
5) New Zealand

7. Which one of the following books is not written by Ramachandra Guha?
1) Patriots and Partisans
2) Makers of Modern India
3) India After Gandhi
4) Gandhi Before India
5) India Since Independence

8. Which Indian company has tied up with Saudi Aramco and General Electric (GE) to set up the first all-women business process outsourcing (BPO) centre in Riyadh, Saudi Arabia?
1) Wipro
2) Mindtree
3) Cognizant Technogy Solutions
4) Tata Consultancy Services
5) Infosys

9. The Fifth Estate is a Hollywood film based on the life of?
1) Edward Snowden
2) Malala Yousafzai
3) Julian Assange
4) Vladimir Putin
5) Mark Zuckerberg

10. Which of the following is a Development Financial Institution (DFI) in India?
1) SBI
2) HSBC
3) HDFC Bank
4) IFCI
5) RBI

11. Which country has withdrawn from the Commonwealth in October 2013?
1) Rwanda
2) Gambia
3) Mozambique
4) Senegal
5) Mauritius

12. India is a member of which of the following organizations?
1) SCO
2) ASEAN
3) APEC
4) OPEC
5) None of these

13. Which country will host the NATO Summit in September 2014?
1) Belgium
2) Germany
3) Netherlands
4) UK
5) USA

14. Anti- Terrorism Day is observed on?
1) May 11
2) May 21
3) May 13
4) May 15
5) May 17

15. Which country conferred its highest civilian honorthe Chevalier de la Legion d Honneur - on activist Anjali Gopalan for her work on transgender and HIV-positive patients?
1) Spain
2) Portugal
3) France
4) Germany
5) Italy

16. The 2013 Anna Politkovskaya Award was given to?
1) Malali Joya
2) Halima Bashir
3) Aung San Suu Kyi
4) Malala Yousafzai
5) Eleanor Catton

17. What is India's rank on gender gap index for the year 2013?
1) 101
2) 102
3) 103
4) 104
5) 105

18. Which State topped in communal riots between January 2010 and March 2013?
1) Uttar Pradesh
2) Madhya Pradesh
3) Maharashtra
4) Karnataka
5) Andhra Pradesh

19. Which country has forty percent of the world's child brides?
1) Ethiopia
2) South Sudan
3) Sierra Leone
4) Yemen
5) India

20. The 2013 edition of the NCC National Games were held in?
1) Hyderabad
2) Pune
3) New Delhi
4) Mumbai
5) Kochi

21. Who is the oldest boxer to win a world title?
1) Beibut Shumenov
2) Tavoris Cloud
3) Jean Pascal
4) Bernard Hopkins
5) Karo Murat

22. Velo d'Or award is given annually in which of the following sports?
1) Archery
2) Boxing
3) Cycling
4) Football
5) Golf

23. Tilaiya dam was constructed across the Barakar River in?
1) Bihar
2) Jharkhand
3) Chhattisgarh
4) Odisha
5) Uttar Pradesh

24. Which of the following is also known as consumer banking or personal banking?
1) Corporate banking
2) Business banking
3) Investment banking
4) Retail banking
5) Wholesale banking

25. The official change in the exchange rate of domestic currency is called?
1) Inflation
2) Deflation
3) Appreciation
4) Depreciation
5) Revaluation

26. Porcine Reproductive and Respiratory Syndrome (PRRS) is in the news recently. It is a disease of?
1) Poultry
2) Pigs
3) Cattle
4) Dogs
5) Cats

ANSWERS:
1) 4 2) 2 3) 3 4) 4   5) 5 6) 4 7) 5 8) 4  9) 3 10) 4
11) 2 12) 5  13) 4 14) 2 15) 3 16) 4 17) 1 18) 1 19) 5 20) 3
21) 4 22) 3 23) 2 24) 4  25) 5 26) 2

Wednesday, May 21, 2014

SBI Probationary Officers Exam Marketing Awareness Practice Questions

1. Service marketing is the same as?
a) Internet marketing
b) Telemarketing
c) Internal banking
d) Relationship marketing
e) Transaction marketing

2. Web marketing involves?
a) Selling web cameras
b) Web advertisement
c) E - mail chatting
d) Browsing the web
e) Door-to-door canvassing

3. Market share can be increased by?
a) Increasing the number of Sales persons
b) Increasing the sales volume
c) Increasing the products
d) Increasing production
e) Rewriting profits

4. Financial planning is required when?
a) One has no income
b) One is flushed with funds
c) One has no expenses
d) One is illiterate
e) Income level is insufficient to meet the expenses

5. Banks Sell Insurance for?
a) Increasing deposit
b) Increasing loans
c) Increasing clients
d) Earning more profits
e) c&d

6. Customer Relationship Management (CMR) is?
a) A pre-sales activity
b) A tool for lead generation
c) An ongoing daily activity
d) The task of a DSA
e) All of the above

7. Find the correct Statement.
a) Marketing is redundant in monopolistic companies
b) Performance of salesperson depends on the amount of incentives paid
c) Marketing is influenced by peer performance
d) An increase in market share indicates fall in business volume
e) A mission statement is part of the company's prospectus

8. Marketing in banks has been necessitated due to?
a) Globalization
b) Increasing competition among Indian banks
c) Nationalization of Banks
d) Complacency Among the staff
e) a & b

9. 'Buyer Resistance' means?
a) Buyer's interest in the product being sold
b) Buyer fighting with the seller
c) Buyer's hesitations in buying the product
d) Buyer becoming a seller
e) Buyer buying the product

10. Internal Marketing means?
a) Marketing to self
b) Marketing to family members
c) Marketing to the staff members
d) Marketing inside India
e) Marketing outside India

11. A 'Call' in Marketing language means?
a) Calling on a salesperson
b) Calling on a customer
c) Marketing a Phone-cell
d) Telemarketing
e) None of the above

12. To 'Close a Call' means?
a) To end the conversation
b) To put the phone down
c) To close the doors
d) To put an end to a lead by converting it into sale or closing the lead if it is futile to continue efforts.
e) To close the business

13. Marketing Segmentation can be resorted to by means of?
a) Segmenting by Age
b) Segmenting by income
c) Segmenting geographically
d) All of the above
e) None of the above

14. Forecasting demand means:
a) Assessing whether the inventories are sufficient.
b) Transporting the goods to the final destination.
c) Assessment of the demand for the products.
d) None of the above
e) All the above

15. Diversification is useful for?
a) Attracting more customers
b) Retaining existing customer
c) Increasing sales volume
d) All of the above
e) None of the above

16. Sales Promotion does not include..
a) Building Product Awareness
b) Creating Interest
c) Providing Information
d) Designing new products
e) None of the above

17. Through which of the following processes, motivation for sales persons can be achieved?
a) High rate of conversion
b) High level of incentives
c) Continuous training and updation of knowledge
d) All the above
e) None of these

18. Generally, banks deliver their services through their branches. Which of the following is/ are the delivery channel(s) other than bank counters?
a) Phone Banking
b) Mobile Banking
c) Internet Banking
d) Automated Teller Machines
e) All the above

19. Financial inclusion needs canvassing the accounts of ...........?
a) NRIs
b) HNIs
c) Financial Institutions
d) Housewives
e) Persons below a specified income level

20. Post-sales activities include?
a) Sales presentation
b) Customer feedback
c) Customer identification
d) Customer apathy
e) Product design

21. Market Research is needed for?
a) Choosing the right sales persons
b) Choosing the right product
c) Making proper marketing decisions
d) Deciding the sales incentives
e) None of these

22. Which is the part of Pre-planning?
a) Marketing Programme
b) Sales
c) Profit and Expenses of the Organization
d) Market
e) All of these

23. The First step in direction of marketing was initiated by which Bank?
a) Indian bank in 1965
b) Bank of India in 1970
c) Punjab National Bank in 1985
d) State Bank of India in 1972
e) None of these

24. Which of the following is not the type of market planning?
a) Long range planning
b) Short range planning
c) Back wash Planning
d) Adhoc Planning
e) All of these

25. One of the activities given below is not a sales activity. Identify the same?
a) Making a call
b) After-sales service
c) Presentation
d) Negotiation
e) None of these

26. The Term 'FTZ' stands for?
a) Free Trade Zone
b) Food Trade Zone
c) Foreign Trade Zone
d) Fiscal Trade Zone
e) Financial Trade Zone

27. Marketing is termed as successful, when:
a) There is a rise in the number of salesmen
b) There is no need for postsales services
c) There is no need to give discounts
d) There is rise in sales through more clients
e) Marketing is an ongoing process and hence, can never be successful

28. Which is the following is a part of process of marketing control?
a) Marketing Budget
b) Marketing Cost Analysis
c) Forecasting
d) All of these
e) None of these

29. Obsolescence is the process of?
a) Deterioration
b) Becoming old and Non-functional
c) Alteration
d) Changes
e) a and b

30. Which is not the factor of sales Territory?
a) Economic Conditions
b) Demand of product
c) Winding up
d) Nature of the product
e) None of these

31. By which of the following means can a salesperson canvass a prospective customer effectively?
a) Tie-up with colleges
b) Door-to-door campaigns
c) Contacting via emails
d) All the above
e) None of the above

32. Market- Driven Strategies include?
a) Identifying Problems
b) Planning marketing tactics of peers
c) Positioning the Organization
and its brands in the marketplace
d) Internal Marketing
e) Selling old Products

33. Marketing is the Art of?
a) Buying more
b) Selling more by customizing the products
c) Paying more
d) Talking more
e) Only a and b

34. Product is one of the 4 Ps of marketing mix defined by McCarthy. The other three are:
a) Price, Place, Promotion
b) Price, Physical goods, People
c) Promotion, Processes, Place
d) Promotion, Physical goods, Processes
e) None of the above

35. What do you mean by innovation in marketing?
a) Spirited motivation
b) Good communication skills
c) Good negotiation skills
d) Novel methods of selling
e) None of these

36. Sales promotion is a tool of?
a) Old concept of marketing
b) New concept of marketing
c) Accounting of marketing
d) Cost of marketing
e) Budget

37. 'Sense and Respond' concept is related with?
a) Old Marketing Concept
b) Social Marketing Concept
c) Product
d) Modern Marketing Concept
e) profit

38. Which one of the following constitutes the largest percentage of Retail loans in India?
a) Auto loans
b) Personal loans
c) Personal overdrafts
d) Consumer loans
e) Home loans

39. Which of the following is the source of marketing development?
a) Product orientation
b) Sales orientation
c) Management Orientation
d) All of these
e) None of these

40. Which of the following is not a function of Retail Banking?
a) Joint ventures
b) Giving home loans
c) Accepting fixed deposits
d) Giving personal loans
e) None of these

41. Which one of the following is true?
a) Marketing is not required in a monopolistic situation
b) Marketing is not required in Public enterprises
c) Marketing depends on Competitors performance
d) Marketing has no role to play in production levels
e) Motivated employee do not requires sales incentives

42. FIMMDA stands for?
a) Foreign Investment Markets and Derivatives market Association
b) Fixed Income Money markets and Derivatives market Association
c) Fixed Income and Money Markets Development Association
d) Floating Income and Money Market Development Association
e) None of these

43. In presents Days, Market is?
a) Seller
b) Business
c) Government
d) Law
e) Customer DRIVEN market

44. The Exchange function of Marketing involves?
a) Buying of product or services
b) Assembling
c) selling
d) All of these
e) None of these

ANSWERS:

1) d 2) b 3) b 4) e 5) e
6) b 7) b 8) e 9) c 10) c
11) b 12) d 13) d 14) c 15) d
16) d 17) d 18) e 19) e 20) b
21) c 22) a 23) d 24) e 25) b
26) a 27) d 28) d 29) e 30) c
31) d 32) a 33) b 34) a 35) d
36) b 37) d 38) e 39) d 40) a
41) d 42) b 43) e 44) d

Monday, May 19, 2014

GENERAL AWARENESS PRACTICE QUESTIONS FOR SBI PROBATIONARY OFFICERS EXAM

1. Which of the following companies won the International Business of the Year Award 2014 at the Asian Business Awards Midlands in Birmingham, UK, in May 2014?
1) Vedanta Resources
2) Arcelor Mittal
3) Tata Sons
4) Caparo Group
5) None of these

2. Niwatthamrong Boonsongpaisan assumed office as the interim Prime Minister of which of the following countries on May 7, 2014?
1) South Korea
2) Thailand
3) Cambodia
4) Laos
5) Vietnam

3. According to the Sunday Times Super-Rich List who topped the United Kingdom's billionaire charts in May 2014?
1) Hinduja Brothers
2) Lakshmi Mittal
3) Alisher Usmanov
4) Lord Swraj Paul
5) Prakash Lohia

4. Who will be India's next Army Chief?
1) Deepak Kapoor
2) V.K. Singh
3) Ved Prakash Malik
4) Dalbir Singh Suhag
5) None of these

5. 20th Senior National Women's football championship  title winner is ...
1) Manipur
2) Odisha
3) Assam
4) Kerala
5) Goa

6. Who is the All India Football Federation (AIFF) women's player of the year?
1) Sakina Nesa
2) Bala Devi
3) Oinam Bembem Devi
4) Sita Sharma
5) Mandakini Devi

7. Which of the following statements is not correct with regard to Basic Savings Bank Deposit Account (BSBDA)?
1) Under the BSBDA scheme any individual can open bank account
2) This account shall not have the requirement of any minimum balance
3) The services available in the account will include deposit and withdrawal of cash at bank branch as well as ATMs
4) While there is no limit on the number of deposits that can be made in a month, account holders will be allowed a maximum of four withdrawals in a month, including ATM withdrawals
5) Holders of BSBDA are also eligible for opening other savings accounts in that bank

8. The Reserve Bank of India constituted a committee under the chairmanship of M. Damodaran to look into banking services rendered to retail and small customers, including pensioners and also to look into the system of grievance redressal. M. Damodaran is the former chairman of?
1) NABARD
2) FMC
3) PFRDA
4) SEBI
5) SBI

9. The International Organization of Securities Commission (IOSCO) is an association of organizations that regulate the world's securities and futures markets. Its headquarters are in?
1) Paris, France
2) Madrid, Spain
3) Lisbon, Portugal
4) London, UK
5) Brasilia, Brazil

10. Which city will host the 39th Annual Conference of the International Organization of Securities Commissions (IOSCO) from September 28 to October 2, 2014?
1) Luxembourg
2) Paris
3) Rio de Janeiro
4) New Delhi
5) London

11. The Securities and Exchange Board of India (SEBI) has inked a memorandum of understanding with CNV to promote mutual assistance and exchange information related to securities markets. CNV is the stock market regulator of?
1) Argentina
2) USA
3) UK
4) Philippines
5) Russia

12. Muga silk is the rarest silk in the world cultivated only in?
1) Bihar
2) Madhya Pradesh
3) Assam
4) Andhra Pradesh
5) Karnataka

13. Which of the following is the unit of resistance?
1) Ampere
2) Ohm
3) Joule
4) Newton
5) None of these

14. Kashagan oilfield is located in which of the following countries?
1) Russia
2) China
3) Kazakhstan
4) Iran
5) Venezuela

15. The Fertilizer Corporation of India (FCI) plant at Talcher will be revived in three years. Talcher urea plant is in which of the following states?
1) West Bengal
2) Uttar Pradesh
3) Jharkhand
4) Odisha
5) Chhattisgarh

16. Which one of the following days is not observed on a fixed date every year?
1) World Environment Day
2) International Women's Day
3) World Food Day
4) World Human Rights Day
5) World Habitat Day

17. In 2013, huge protests took place in Taksim Square, which is in?
1) Cairo
2) Istanbul
3) Damascus
4) Teheran
5) Ankara

18. Abel Prize is given for major contribution in?
1) Physics
2) Chemistry
3) Astrophysics
4) Mathematics
5) Architecture

19. Cairn India is known for the production of?
1) Milk products
2) Textiles
3) Genetically Modified Cotton
4) Petroleum
5) Iron

20. Singalila National park is located in the State of?
1) Assam
2) Odisha
3) West Bengal
4) Sikkim
5) Manipur

21. The Voter Verifiable Paper Audit Trail (VVPAT) was used for the first time in September 2013 in the Noksen by polls in?
1) Tripura
2) Mizoram
3) Sikkim
4) Nagaland
5) Manipur

22. All 25,000 candidates failed in the admission test to a university in which of the following countries in 2013?
1) Pakistan
2) Bangladesh
3) Kenya
4) Zimbabwe
5) Liberia

23. Which country will host India for five Cricket Test matches in 2014, for the first time in 50 years?
1) Pakistan
2) Australia
3) New Zealand
4) England
5) West Indies

24. Ug 99 rust disease has severely affected which of the following crops recently?
1) Paddy
2) Wheat
3) Bajra
4) Sorghum
5) Finger Millet

25. Which country banned hunting sharks for their fins in a move to protect endangered species in 2013?
1) China
2) Indonesia
3) India
4) USA
5) Malaysia

26. The Corporate Affairs Ministry will set up a centre of excellence and ethics in?
1) Ajmer
2) Gurgaon
3) Amritsar
4) New Delhi
5) Raipur

27. Which of the following is/are the aims of the Rashtriya Uchchatar Shiksha Abhiyan (RUSA) program?
1) To set up new universities
2) To upgrade existing autonomous colleges to universities
3) To increase Gross Enrolment Ratio from the existing 18 per cent to 30 per cent
4) Both 1 and 2
5) All 1, 2 and 3

28. A Systematic Investment Plan (SIP) is offered by which of the following to help investors save regularly?
1) National Pension Fund
2) Small savings schemes in post offices
3) Mutual Funds
4) RRBs
5) None of these

29. The Right to Information Act (RTI Act) came into force in the year?
1) 2005
2) 2006
3) 2007
4) 2008
5) 2010

30. Who is the first law officer of the Government of India?
1) Attorney General
2) Solicitor General
3) Chief Justice of India
4) Advocate General
5) Comptroller and Auditor General

31. The Chief of the Air Staff holds the rank of?
1) Air Marshal
2) Air Commodore
3) Group Captain
4) Wing Commander
5) Air Chief Marshal

32. Sonepur hosts one of the world's largest Animal Fairs. It is a town in?
1) Odisha
2) Madhya Pradesh
3) Bihar
4) Jharkhand
5) Punjab

33. C-DAC is a research and development organization. C-DAC stands for?
1) Centre for Development of Anti Corruption
2) Centre for Development of Advanced Computing
3) Centre for Development of Advanced Circuits
4) Centre for Development of Advancement in Computers
5) None of these

34. Who is the first woman judge of the Supreme Court of India?
1) Justice Gyan Sudha Mishra
2) Justice Ranjana Desai
3) Justice M. Fathima Beevi
4) Justice Anna Chandy
5) Justice G. Rohini

35. Which city is spread over two continents?
1) Moscow
2) Lisbon
3) Barcelona
4) Istanbul
5) Strasburg

36. The eighth schedule of the Indian Constitution deals with the?
1) Fundamental duties
2) States
3) Union Territories
4) Languages
5) Land Reforms

37. Internet.org is a project aimed at bringing affordable Internet access to additional 5 billion people. It was launched at the initiative of?
1) Larry Page
2) Marissa Mayer
3) Mark Zuckerberg
4) Sergey Brin
5) Tim Berners Lee

ANSWERS:

1) 4 2) 2 3) 1 4) 4 5) 1
6) 3 7) 5 8) 4 9) 2 10) 3
11) 1 12) 3 13) 2 14) 3 15) 4
16) 5 17) 2 18) 4 19) 4 20) 3
21) 4 22) 5 23) 4 24) 2 25) 3
26) 1 27) 5 28) 3 29) 1 30) 1
31) 5 32) 3 33) 2 34) 3 35) 4
36) 4 37) 3

Wednesday, May 14, 2014

GENERAL AWARENESS PRACTICE MCQs FOR SBI PROBATIONARY OFFICERS EXAM

1. Which of the following countries/ organizations banned the import of Alphonso mangoes from India after authorities found consignments infested with fruit flies?
1) Australia
2) USA
3) New Zealand
4) ASEAN
5) European Union

2. Thomas Cup and Uber Cup badminton tournaments will be held from May 18-25, 2014 in?
1) Mumbai
2) New Delhi
3) Pune
4) Bangalore
5) Hyderabad

3. As per a report published by Freedom House, an NGO, on May 1, 2014 what is India's rank in press freedom?
1) 57
2) 67
3) 78
4) 76
5) 68

4. Who became the new Chief Executive Officer of Nokia on May 1, 2014?
1) Rakesh Kapur
2) Shantanu Narayan
3) Anshu Jain
4) Rajeev Suri
5) Sunil Kaushal

5. Ashok Vemuri, an Indian- American business executive is the current Chief Executive Officer of?
1) Infosys
2) Wipro
3) Cognizant Technology Solutions
4) Tata Consultancy Services
5) iGATE Corporation

6. Which of the following Bollywood actors has been conferred with the 'Pride of the Nation' award for his role in Madras Cafe?
1) Salman Khan
2) Ajay Devgan
3) Farhan Akhtar
4) John Abraham
5) Aamir Khan

7. Which of the following is the capital city of Ukraine?
1) Ashgabat
2) Dushanbe
3) Vaduz
4) Crimea
5) Kiev

8. Green Revolution in India began in the?
1) 1960s
2) 1970s
3) 1980s
4) 1990s
5) 1950s

9. Thomas Bach is the President of the International Olympic Committee (IOC). He belongs to?
1) Belgium
2) Spain
3) Germany
4) Switzerland
5) Netherlands

10. Who was appointed as the Chairman of the Intellectual Property Appellate Board (IPAB) in 2013?
1) Justice K. N. Basha
2) Justice P.C. Pant
3) Justice T. Nandakumar Singh
4) Justice Swatantar Kumar
5) None of these

11. Intellectual Property Appellate Board has its headquarters at?
1) Mumbai
2) New Delhi
3) Kolkata
4) Chennai
5) Ahmadabad

12. Which one of the following world leaders never won the Indira Gandhi Prize for Peace, Disarmament and Development?
1) Sheikh Hasina
2) Luiz Inacio Lula da Silva
3) Ellen Johnson Sirleaf
4) Angela Merkel
5) Dilma Roussef

13. Malala Yousafzai was given the International Children's Peace Prize 2013. The prize is an initiative of the Kids Rights Foundation, an organization based in?
1) New York, USA
2) London, UK
3) Stockholm, Sweden
4) Amsterdam, Netherlands
5) Oslo, Norway

14. Identify the mismatched pair?
PLAYER                      -                 SPORT
1) Chekrovolu Swuro     -               Archery
2) Gagan Jeet Bhullar      -                 Golf
3) Neha Rathi                  -              Wrestling
4) Dharmender Dalal       -                Wrestling
5) Mouma Das               -                 Shooting

15. Shaheen 2 is the name of the joint exercise between the air forces of Pakistan and?
1) USA
2) China
3) Iran
4) Afghanistan
5) None of these

16. The second ADMM (ASEAN Defense Ministers' Meeting) Plus was held in 2013 in?
1) India
2) Malaysia
3) Brunei
4) Indonesia
5) Philippines

17. Which city will host the 9th G20 Summit in November 2014?
1) Istanbul
2) London
3) Seoul
4) Brisbane
5) New Delhi

18. RIKEN is the largest research institute in?
1) China
2) Russia
3) Sweden
4) Norway
5) Japan

19. The Central Bank of Japan is?
1) The Senshu Bank
2) The Master Trust Bank of Japan
3) Mizuho Bank
4) Fuji Bank
5) Bank of Japan

20. The Social Security Agreement between India and which of the following countries will benefit 40 thousand persons of Indian origin in Quebec province?
1) Canada
2) Luxembourg
3) Netherlands
4) Malaysia
5) Belgium

21. Ahimsa Messenger program, an initiative to curb violence against women, was launched on August 31, 2013 in?
1) Kolkata
2) New Delhi
3) Mumbai
4) Rae Bareli
5) Amethi

22. Ahimsa Messenger program is implemented through?
1) Anganwadi centres
2) Panchayati Raj Institutions
3) Sabla Girls
4) Both 1and 2
5) All 1, 2 and 3

23. Ahimsa Messenger is an initiative of the Union Ministry of?
1) Home Affairs
2) Health and Family Welfare
3) Social Justice and Empowerment
4) Information and Broadcasting
5) None of these

24. Bio360 is the first Life Sciences Park in which of the following states?
1) Kerala
2) Tamil Nadu
3) Andhra Pradesh
4) Gujarat
5) Karnataka

25. An expert committee appointed to examine the current monetary policy framework of the Reserve Bank of India was headed by?
1) Anand Sinha
2) Bimal Jalan
3) Usha Thorat
4) Urjit Patel
5) Arvind Maaram

26. Federal Bank has launched the electronic version of conventional passbook called FedBook. Federal Bank is a?
1) Regional Rural Bank
2) Public Sector bank
3) Nationalized Bank
4) New Generation Private Bank
5) Old Private Bank

27. The Central Government has set up the National Institute of Solar Energy (NISE) in?
1) Kangra
2) Kathua
3) Gurgaon
4) Leh
5) Udhampur

28. Which of the following games will be added in the 2016 Olympic Games in Rio de Janeiro, Brazil?
1) Rugby Sevens
2) Golf
3) Squash
4) Both 1 and 2
5) All 1, 2 and 3

29. Tokyo will host the 2020 Summer Olympic Games. It had previously hosted the Games in?
1) 1952
2) 1956
3) 1968
4) 1960
5) 1964

30. The government has set up a panel to assess the status of Scheduled Tribes (STs) with an aim of ensuring their uplift, particularly in socio-economic, health and education fields. The committee is headed by?
1) Virginius Xaxa
2) Aruna Roy
3) Narendra Jadhav
4) Ashis Mondal
5) Pramod Tandon

31. Which is the only state in India that has increased its forest cover in the past two decades?
1) Assam
2) Sikkim
3) Manipur
4) Meghalaya
5) Tripura

32. Pakyong Airport is under construction in?
1) West Bengal
2) Sikkim
3) Assam
4) Meghalaya
5) Tripura

33. The Ambassador of Conscience Award is the most prestigious human rights award given by the?
1) European Parliament
2) Amnesty International
3) Red Cross
4) United Nations Organization
5) UN High Commissioner for Human Rights

34. Who was/ were presented the Ambassador of Conscience Award for 2013?
1) Malala Yousafzai
2) Harry Belafonte
3) Peter Gabriel
4) Both 1 and 2
5) All 1, 2 and 3

35. Which of the following Indian- Americans is the current Dean of Harvard Business School?
1) Vijay P. Singh
2) Kapil Parakh
3) Nitin Nohria
4) Adam Habib
5) None of these

36. Who has been reappointed as the Chairman and Chief Executive Officer of the Jammu and Kashmir Bank for a three-year period?
1) Mushtaq Ahmad
2) Parvez Ahmad
3) Abdul Hamid Banday
4) Meera Jamwal
5) Surjeet Singh

37. A Street in Winnipeg has been named after Mahatma Gandhi. Winnipeg is a city in?
1) Russia
2) UK
3) Canada
4) South Africa
5) Germany

38. Which country will host the 2015 edition of the SAFF (South Asian Football Federation) championship?
1) Nepal
2) Maldives
3) Afghanistan
4) India
5) Bangladesh

ANSWERS:

1) 5 2) 2 3) 3 4) 4
5) 5 6) 4 7) 5 8) 1
9) 3 10) 1 11) 4 12) 5
13) 4 14) 5 15) 2 16) 3
17) 4 18) 5 19) 5 20) 1
21) 2 22) 5 23) 5 24) 1
25) 4 26) 5 27) 3 28) 4
29) 5 30) 1 31) 2 32) 2
33) 2 34) 4 35) 3 36) 1
37) 3 38) 4

GENERAL AWARENESS PREACTICE QUESTIONS FOR SBI P.O. EXAM

1. What is meant by Repo Rate?
1) At what rate of interest banks offer the funds to Reserve Bank of India.
2) At what rate of interest World Bank offer the funds to Central Government for not less than the period of 364 days.
3) At what rate of interest banks barrow the funds from Reserve Bank of India for short term.
4) At what rate of interest banks barrow the funds from the other banks for long term.
5) At what rate of interest Central Government barrow the funds from the other banks for long term.

2. Present Repo Rate is ...
1) 8.00 percent
2) 8.25 percent
3) 7.00 percent
4) 9.00 percent
5) 23 percent

3. The repo rate of RBI not applicable to?
1) Public Sector Banks
2) Private Sector Banks
3) SBI
4) IDBI
5) Non-Banking Finance
Companies

4. If the Repo Rate increases by Reserve Bank of India, rate of interest of the loans offered by the banks...
1) decrease
2) become zero
3) become 100 percent
4) increase
5) None of above

5. To control Inflation...
1) RBI decreases the Repo Rate
2) RBI ask the Central Government to increase the Repo Rate
3) RBI cancels the option of Repo Rate
4) RBI declares Repo Rate as zero percent
5) RBI increases the Repo Rate

6. Reverse Repo Rate means?
1) The rate at which Reserve Bank of India (RBI) borrows money from Central Government.
2) The rate at which state governments borrows money from banks.
3) The rate at which Reserve Bank of India (RBI) borrows money from banks.
4) The rate at which Reserve Bank of India (RBI) borrows money from State Government.
5) The rate at which Reserve Bank of India (RBI) borrows money from World bank.

7. The present Reverse Repo Rate is?
1) 8.25 percent
2) 8.50 percent
3) 9.00 percent
4) 23.00 percent
5) 7.00 percent

8. A financial contract that derives its value from another asset or an index of asset values is called...
1) Derivative
2) Share
3) NAV
4) Maturity
5) None

9. In the Interim Budget 2014-15, the Finance Minister promised to provide how much capital in the form of capital infusion to Public Sector banks?
1) Rs.10,000 crore
2) Rs.14,500 crore
3) Rs.8,750 crore
4) Rs.11,200 crore
5) None

10. Finance Ministers and Central Bank Governors of the G-20 major economies organized between 22 February and 24 February 2014 in?
1) Australia
2) India
3) USA
4) UK
5) Canada

11. Which private bank of India which has commenced its operations at Shanghai in China on 8 Jan 2014?
1) Kotak Mahindra Bank
2) KVB
3) Axis Bank
4) ICICI
5) YES Bank

12. Presenting the Interim budget for 2014-15, the Finance Minister P.Chidambaram proposed a venture capital fund to promote entrepreneurship among scheduled castes and scheduled tribes. What will be the initial capital for the fund?
1) Rs.200 cr
2) Rs.100 cr
3) Rs.150 cr
4) Rs.50 cr
5) Rs.250 cr

13. On 10 March 2014, the Central Government declared to build 200 low cost airports in the coming...
1) 5 years
2) 15 years
3) 100 years
4) 50 years
5) 20 years

14. In a landmark judgment, the Supreme Court recognized whom as third category of gender and directed Centre and states to grant them all facilities including voters ID, passport and driving license on 15 April 2014?
1) Lesbians
2) Homosexuals
3) 1 & 2
4) Transgender
5) None of above

15. India Inclusive Innovation Fund (IIIF) was launched by the National Innovation Council (NIC) and the Union Ministry of Micro, Small and Medium Enterprises (MSME). NIC headed by?
1) Santha Sinha
2) P.L.Punia
3) Rameswar Oran
4) Sam Pitroda
5) S.Ramadorai

16. Which nation maintained the top spot in the world in foreign exchange remittances from its migratory workforce during 2013?
1) China
2) Japan
3) India
4) Zimbabwe
5) Australia

17. Global remittance flows to India have witnessed a sharp surge to $7.18 billion in 2013. Which of the following states in India is the top recipient, contributing 33% to the total remittances?
1) Gujarat
2) Kerala
3) Maharashtra
4) Odisha
5) Delhi

18. Kalisindh Super Thermal Power Plant located in...
1) Rajasthan
2) Odisha
3) West Bengal
4) AP
5) None

19. One of the famous Indian sportspersons released his/ her autobiography 'Unbreakable' in the month of December 2013. Name the sportsperson correctly?
1) Saina Nehwal
2) Sachin Tendulkar
3) Sushil Kumar
4) K.Srikanth
5) Mary Kom

20. 'Crusader or Conspirator? Coalgate and other Truths' written by whom released on 14 April 2014 in New Delhi?
1) Sanjaya Baru
2) Pavan Choudary
3) PC Parakh
4) Kushwanth Singh
5) None of above

21. Global Indian Award conferred on whom on 26 April 2014 for his remarkable vision and leadership?
1) Sam Pitroda
2) Narayana Murthy
3) Ratan Tata
4) Pallonji Mistry
5) None

22. Eugene Fama, Lars Peter Hansen and Robert Shiller received Noble Prize 2013 in the field of Economics for their work on creating a deeper knowledge of...
1) how demand and supply determine the prices.
2) how stock markets respond to political decisions.
3) how WPI inflation method go wrong.
4) how EU crisis down the growth of world economy.
5) how market prices move.

23. Who won the Millennium Technology Prize 2014 for discoveries leading to a thousand-fold increase in digital data storage on magnetic disks?
1) Ratan Tata
2) Laxmi Nivas Mittal
3) Stuart Parkin
4) Milan Vojnovic
5) None

24. Which women Economist became the Chairman of USA Federal Reserve on 3 February 2014?
1) Navaneetham Pillai
2) Suma Chakravarthi
3) Janet Yellen
4) Christine Lagarde
5) None

25. Prime Minister of Nepal is ...
1) Sushil Koirala
2) Khil Raj Regmi
3) Baburam Bhattarai
4) Jhala Nath Khanal
5) Madhav Kumar Nepal

26. Matteo Renzi sworn in as the youngest Prime Minister of?
1) Sweden
2) Canada
3) Italy
4) Philippines
5) None

27. Abdelaziz Bouteflika elected as the President of Algeria for the fourth time consecutively on 18 April 2014. Currency of Algeria is..
1) Dinar
2) Rupee
3) Yuan
4) Dirham
5) Dollar


ANSWERS:
1-3, 2-1, 3-5, 4-4, 5-5, 6-3, 7-5, 8-1, 9-4, 10-1
11-3, 12-1, 13-5, 14-4, 15-4, 16-3, 17-2, 18-1, 19-5, 20-3,
 21-2, 22-5, 23-3, 24-3, 25-1, 26-3, 27-1

MARKETING AWARENESS PRACTICE MCQs FOR SBI P.O. EXAM

1. What do you mean by Social Marketing?
a) Society bye-laws
b) Share market prices
c) Marketing for a social cause
d) Internet Marketing
e) None of these

2. Generation of sales leads can be improved by
a) Product designs
b) Engaging Recovery Agents
c) Being Passive
d) Increasing personal and professional contacts
e) Being very talkative

3. Marketing channels means?
a) Delivery objects
b) Sales targets
c) Delivery outlets
d) Delivery boys
e) Sales teams

4. What does CMR (Customer relationship management) means?
a) A tool for lead generation
b) An ongoing daily activity
c) The task of a DSA
d) A pre-sales activity
e) All of the above

5. Cross-selling is not effective for which one of the following products?
a) Debit cards
b) Saving accounts
c) Internet banking
d) Pension loans
e) Personal loans

6. Customization means?
a) Special products to suit each customer
b) Acquiring more customers
c) More products per customer
d) Regulating customers
e) All of the above

7. Which of the following is not an objective of pricing?
a) Profit
b) Stabilizing demand and sales of the product
c) Improvement in product quality
d) Expansion of business
e) All the above

8. Another name of semi finished product is:
a) Work
b) Work in progress
c) Progress of work
d) Slow progress
e) None of the above

9. Global marketing is:
a) The development of marketing strategies for the entire world or major regions of the world
b) Performing marketing activities across national boundaries
c) The creation of value and the exchange of value between countries
d) Having firms with operations or subsidiaries located in many countries
e) None of these

10. In Marketing Cost Analysis, Selling Expenses are allocated according to……..
a) Size of Order
b) Customers
c) Territories
d) Any of these
e) None of the above

11. Which internal factor can affect the pricing decision of enterprise?
a) Company's objective
b) Company's brand image
c) Nature
d) Marketing channel
e) All of the above

12. EMI can be marketing tool if
a) EMI is Increasing
b) It is very high
c) It is very low
d) EMI has no impact on marketing
e) EMI is a flat rate

13. Marketing Myopia is a state in which a marketer is:
a) Preoccupied with product and selling and ignores customer
b) Consumer Oriented
c) Sales Oriented
d) All of these
e) None of the above

14. Different products remain in existence for a different limited period. This is called:
a) Product life cycle
b) Product life
c) Product maturity
d) Product decline
e) Product growth cycle

15. Which of the following pricing methods are not based on competitors pricing?
a) English auction
b) Sealed bid auction
c) Going-rate pricing
d) Group pricing
e) All of the above

16. Which of the following is not related to Penetration price?
a) Initial low price
b) Is a long term policy
c) To capture the market in a gradual manner
d) Heavy advertisement & promotional expenditure necessary
e) None of the above

17. A distribution channel has several ______ Points
a) Exchange
b) Distribution
c) Selling
d) Buying
e) None of the above

18. When a Marketing Mix is tailored to suit some specific target customers, it is called…….
a) Specific Marketing
b) Target Marketing
c) General Marketing
d) Tailored Marketing
e) None of the above

19. The present value of a likely future income stream generated by an individual purchaser is
a) Customer life time value
b) Net rate of return
c) Internal rate of return
d) All of the above
e) None of the above

20. A channel is a _____Organ of Marketing
a) Live
b) Lively
c) Sterile
d) Lifeless
e) None of the above

21. Which of the following type of Marketing is Suitable to introduce a New Product?
a) Concentrated
b) Industrial
c) Target
d) Synchro
e) None of the above

22. Life Style Information helps to develop Promotional Strategies by…….
a) Giving a far more comprehensive profile of the target audience
b) Indicating as to how the product or the service fits into people's life
c) Giving a Clue as to how people would respond to the given message
d) Only 'a' & 'b' above
e) None of the above

23. Among the following forecasting techniques, which one is the Quantitative Method………
a) Panel Consensus
b) Delphi Method
c) Time- Series Method
d) Market Survey
e) None of the above

24. ROI Stands for...
a) Return on Investment
b) Rate on Interest
c) Return on Internet
d) Rule on Investment
e) None of these

25. In Green marketing, products are sold related with____
a) Blue color
b) Green Packaging
c) Polluted items
d) Eco-friendly
e) Harmful products

26. In Marketing Cost Analysis, Selling Expenses are allocated according to………..
a) Size of Order
b) Customers
c) Territories
d) Any of these
e) None of the above

27. Which of the following is not related to Penetration price?
a) Initial low price
b) Is a long term policy
c) To capture the market in a gradual manner
d) Heavy advertisement & promotional expenditure necessary
e) None of the above

28. Which internal factor can affect the pricing decision of enterprise?
a) Company's objective
b) Company's brand image
c) Nature
d) Marketing channel
e) All of the above

29. Which of the following is Buyer behavior?
a) A technique of purchase
b) A tool of advertising
c) All psychological, social and physical behavior of potential customers as they become aware of, evaluate, purchase, consume, and tell other people about product and services
d) All of these
e) None of these

30. Match the growth stage of life cycle of the product?
a) Sales low: Product making losses
b) Sales pick up: Good profit
c) Sales high: Good Profit
d) Sales pick up: Product likely to break-even
e) None of these

31. Which of the following is correct order in the product life cycle?
a) Introduction, growth, decline, maturity
b) Introduction, maturity, growth, decline
c) Introduction, maturity, decline, growth
d) Introduction, growth, maturity, decline
e) None of the above

32. In retail banking, which of the following is the beginning point of the marketing process?
a) Product itself
b) Product development
c) Product selling
d) Customer
e) All of the above

33. The customer expects the banks to be willing to help them and provide prompt service. This falls under which of the following customer expectation..
a) Care
b) Reliability
c) Responsiveness
d) Assurance
e) Respect

34. Marketing of Banking Products is a/an…
a) Tangible marketing management practice
b) Intangible marketing management practice
c) Virtual marketing management
d) All of these
e) None of these

35. 'Make or Sell' concept is related with?
a) Old Marketing Concept
b) Social marketing Concept
c) New Marketing Concept
d) All of these
e) None of these

36. Which of the following is the new marketing concept?
a) Consumers satisfaction
b) Marketing research
c) Social obligation
d) All of these
e) None of these

37. Which one of the following is a deciding factor for the expansion of turnover of a Commercial Bank?
a) Price
b) Product
c) Place
d) Promotion
e) All of these

38. The unbranded and undifferentiated
products are called?
a) Potential products
b) Expected products
c) Augmented products
d) Generic products
e) All of the above

39. Which is the most important factor for positioning a product?
a) Unique selling proposition
b) Customer's mind
c) Advertisement and publicity
d) All of these
e) None of these

40. For the existence of a product, which of the following is not a threat?
a) Changing in the customer preferences
b) Changing in the environment
c) Competition
d) None of these
e) All of these

41. Marketing use 'Unique Selling Point' (USP) or 'Unique Selling proposition' for?
a) Bringing a new product
b) Product differentiation
c) Selling a product
d) All of these
e) None of these

42. New product idea is generated from:
a) In-house ideas of the employees associated with the product
b) Market Research based on customer expectation
c) Suggestions solicited from staff members
d) All of these
e) None of these

43. Foreign banks, for their retail banking business, mainly make use of:
a) In house source
b) Partial outsourcing
c) End to end outsourcing
d) Mostly outsourcing based on business model
e) None of the above

44. P/V Ratio stands for?
a) Product volume ratio
b) Product value
c) Profit Volume Ratio
d) Product variation
e) None of these

ANSWERS:

1) c 2) d 3) c 4) d 5) d
6) a 7) d 8) b 9) a 10) d
11) e 12) c 13) a 14) a 15) d
16) d 17) a 18) b 19) a 20) a
21) a 22) d 23) c 24) a 25) d
26) d 27) d 28) e 29) c 30) d
31) d 32) a 33) c 34) b 35) a
36) d 37) e 38) d 39) b 40) d
41) b 42) d 43) d 44) c

GENERAL AWARENESS PRACTICE MCQs FOR SBI P.O. EXAM

1. The World Health Organization (WHO) in a study of 1600 cities ranked which city as the world's worst city for air pollution?
1) New Delhi
2) Mumbai
3) Kolkata
4) London
5) New York

2. Alenka Bratusek resigned as the Prime Minister of which of the following countries on May 5, 2014?
1) Serbia
2) Slovenia
3) Slovakia
4) San Marino
5) Montenegro

3. Who won the World Snooker Championship title at The Crucible, Sheffield, England in May 2014?
1) John Higgins
2) Ronnie O' Sullivan
3) Mark Selby
4) Shaun Murphy
5) Alan McManus

4. Who assumed office as the President of Costa Rica on May 8, 2014?
1) Helio Fallas Venegas
2) Johnny Araya Monge
3) Alfio Piva
4) Luis Guillermo Solis
5) Oscar Arias

5. India's first indigenous refinerycum- petrochemicals complex will come up at Pachpadra in Barmer district of?
1) Uttar Pradesh
2) Gujarat
3) Himachal Pradesh
4) Haryana
5) Rajasthan

6. The first Sree Narayana Guru Global Secular and Peace Award 2013 has been conferred on?
1) Oommen Chandy
2) Sachin Pilot
3) Shashi Tharoor
4) V. Narayanasamy
5) Sheila Dixit

7. The commodity forward trading regulator Forward Markets Commission (FMC) is now under the administrative control of the Finance Ministry. Previously FMC was regulated by the Ministry of?
1) Rural Development
2) Commerce and Industry
3) Corporate Affairs
4) Consumer Affairs
5) Micro, Small and Medium Enterprises

8. Which State has been selected for the 2013 National Literacy Award?
1) Jharkhand
2) Uttarakhand
3) Chhattisgarh
4) Bihar
5) Rajasthan

9. The Reserve Bank of India constituted a committee on Customer Service in Banks. The Committee was headed by?
1) M. Damodaran
2) M. Rajyalakshmi Rao
3) Ashok Rawat
4) M.V. Nair
5) M. Sundara Rajan

10. The Department of Telecommunication (DoT) has formed a committee to examine the recommendation made by the Telecom Regulatory Authority of India on pricing of spectrum. The Committee is chaired by?
1) Anil Kaushal
2) Sam Pitroda
3) Rahul Khullar
4) C. Rangarajan
5) None of these

11. Which two countries held talks for the first time in three decades in September 2013?
1) USA - North Korea
2) USA - Cuba
3) North Korea - South Korea
4) USA - Iran
5) India - Myanmar

12. Which country awarded the 2013 Whistleblower Prize to Edward Snowden?
1) Russia
2) Germany
3) Ecuador
4) UK
5) France

13. The Finance Ministry oversees operations of several regulators. Which of the following is not one of them?
1) SEBI
2) IRDA
3) PFRDA
4) FMC
5) TRAI

14. The United Nations Organization designated which of the following days as the International Day of Charity?
1) September 15
2) September 16
3) September 3
4) September 9
5) September 5

15. A nuclear power plant will be built by the Nuclear Power Corporation of India Limited (NPCIL) at Mithi Virdi village in?
1) Rajasthan
2) Gujarat
3) Uttar Pradesh
4) Bihar
5) Odisha

16. Which country has developed the world's first Zinc-enriched rice variety capable of fighting diarrhea and pneumonia-induced childhood deaths and stunt growth?
1) India
2) Philippines
3) Bangladesh
4) China
5) Pakistan

17. WZ-10 is an attack helicopter recently launched by?
1) Israel
2) Pakistan
3) India
4) China
5) Japan

18. The inaugural Mahathir Award for Global Peace was given to Nelson Mandela in 2013. Which country gives this award?
1) Indonesia
2) Brunei
3) Turkey
4) Afghanistan
5) Malaysia

19. Which city hosted the Shanghai Cooperation Organization (SCO) Summit in September 2013?
1) Moscow, Russia
2) Yekaterinburg, Russia
3) Beijing, China
4) Bishkek, Kyrgyzstan
5) Shanghai, China

20. Which one of the following countries is not an observer in the Shanghai Cooperation Organization?
1) Afghanistan
2) India
3) Iran
4) Mongolia
5) Japan

21. Sebastiaan Bowier has broken the bicycle world speed record recently. He belongs to?
1) Germany
2) Netherlands
3) UK
4) Spain
5) France

22. Which Indian company has signed a memorandum of understanding (MoU) with Singapore Airlines to launch a joint-venture airline?
1) Aditya Birla Group
2) Yash Birla Group
3) Tata Sons
4) Reliance
5) Bajaj

23. The Imperial Bank of India came into existence on January 27,
1921 on the advice of?
1) Winston Churchill
2) Lord Illingworth
3) J.M .Keynes
4) Lord Curzon
5) King George V

24. In India, the commercial banks are given license of operation by the?
1) Ministry of Finance
2) Finance Commission
3) Government of India
4) Planning Commission
5) None of these

25. Which one of the following is not an international organization?
1) SAARC
2) ASEM
3) ASEAN
4) CBDT
5) SCO

26. The Indian Diamond Institute is located in?
1) New Delhi
2) Surat
3) Mumbai
4) Jaipur
5) Nagpur

27. Martyrs' Day is observed on?
1) January 9
2) January 15
3) January 30
4) January 24
5) January 25

28. The State of Food Insecurity in the World Report is published every year by?
1) The Food and Agriculture Organization
2) The International Fund for Agriculture Development
3) The World Food Program
4) Both 1 and 2
5) All 1, 2 and 3

29. According to the new State of Food Insecurity in the World 2013 report, how many million people suffered from chronic hunger during 2011-13?
1) 842 million
2) 620 million
3) 773 million
4) 752 million
5) 653 million

30. China has launched its first Foreign Trade Zone (FTZ) in?
1) Beijing
2) Shanghai
3) Canton
4) Shenzhen
5) Guangzhou

31. Indian Grassland and Fodder Research Institute is located in?
1) Ranchi
2) Jhansi
3) Patna
4) Karnal
5) Gurgaon

32. The Employment Guarantee Scheme (EGS) was first introduced in?
1) Madhya Pradesh
2) Andhra Pradesh
3) Uttar Pradesh
4) Rajasthan
5) Maharashtra

33. Which of the following is/are source/s of agricultural credit in India?
1) RRBs
2) Moneylenders
3) Commercial Banks
4) Both 1 and 3
5) All 1,2 and 3

34. Which of the following is known as the 'City of Canals'?
1) Amsterdam
2) Rome
3) Venice
4) Athens
5) Paris

35. Africa is separated from Europe by?
1) Red Sea
2) Mediterranean Sea
3) Atlantic Ocean
4) Persian Gulf
5) None of these

36. The President's rule under Article 356 of the Constitution of India remains valid in the State for a maximum period of?
1) One month
2) Three months
3) Six months
4) One year
5) Two years

37. Which one of the following pairs is correctly matched?
 COUNTRY  -  CAPITAL
1) Venezuela   -     Bogotá
2) New Zealand  -   Auckland
3) Colombia       -     Caracas
4) Cyprus        -   Nicosia
5) Chile             -  Quito

38. Dampa Tiger Reserve is the largest wildlife sanctuary in?
1) Mizoram
2) Assam
3) Nagaland
4) Rajasthan
5) Tripura

39. Which country won the 2013 SAFF Football championship in Kathmandu, Nepal?
1) Afghanistan
2) India
3) Sri Lanka
4) Nepal
5) Pakistan

40. Which one of the following books is written by Ramachandra Guha?
1) India and Malaysia :Intertwined Strand
2) The King's Deception
3) Narcopolis
4) The Lowland
5) Gandhi Before India

ANSWERS:

1) 1 2) 2 3) 3 4) 4 5) 5
6) 3 7) 4 8) 3 9) 1 10) 1
11) 4 12) 2 13) 5 14) 5 15) 2
16) 3 17) 4 18) 5 19) 4 20) 5
21) 2 22) 3 23) 3 24) 5 25) 4
26) 2 27) 3 28) 5 29) 1 30) 2
31) 2 32) 5 33) 5 34) 3 35) 2
36) 3 37) 4 38) 1 39) 1 40) 5