1. Indian Commercial Banks are categorized into:
a) Public sector Banks
b)Foreign Banks
c) Private Sector Banks
d) All of the above
e) None
2. Regional Rural Banks have been set up with the basic objectives of:
a) Providing credit to semi - urban & urban population
b) Providing deposits facilities to farmers
c) Providing credit & deposit facilities to rural areas
d) providing credit, deposit and other banking facilities to people in rural areas
e) None
3. _____ is raised in capital markets
a) Funds through long term securities
b) Long term loans through Govt. securities
c) medium term loans
d) Short - term instruments
e) None
4. Interest on Government secu-rities on fixed basis is known as:
a) Bank rate
b) Coupon
c) Prime Lending Rate
d) Bench mark PLR
e) None
5. __ was not nationalized in 1969:
a) Punjab National Bank
b) Oriental Bank of commerce
c) Bank of Baroda
d) Union Bank of India
e) None
6. In the first round 14 major banks with a liability base of ____ were nationalized:
a) 10 crore or more
b) 20 crore or more
c) 50 crore or more
d) 100 crore or more
e) None
7. _____ do not attract TDS:
a) Fixed deposits
b) Reinvestment depositsc) NRO SB
d) NRO FDR
e) Recurring deposits
8. SLR is maintained as a percentage of:
a) Time liabilities
b) Demand liabilities
c) Time and Demand liabilities
d) Gross time and demand liabilities
e) Net demand and time Liabilities
9. The maximum Statutory Liquidity Ratio to be maintained by banks is_____:
a) 25%
b) 30%
c) 35%
d) 40%
e) None
10. CRR funds are kept by the Banks in ____:
a) Cash in hand at branches
b) Balance with other banks
c) Balance in a special Account with RBI
d) Funds in the currency chest
e) None
11. An increase in CRR by RBI leads to:
a) Decrease in deposit
b) increase in deposit
c) Increase in lendable resources
d) Decrease in lendable resources
e) None
12. When RBI reduce the CRR it results into:
a) Decrease in deposit
b) increase in deposit
c) Increase in lendable resources
d) Decrease in lendable resources
e) None
13. What is meant by development Oriented banking?
a) Infrastructure financing
b) Extending loans to States, which are undevelopment
c) Taking up the task of develo-pment of the economy by providing support to under privileged sections of the society
d) All the above
e) None
14. Principal functions of SIDBI:
a) Promotion of SSI
b) Finance of SSI
c) Development of SSI
d) All the above
e) None
15. ____ heads and conducts the affairs of RBI:
a) Central Board
b) local board
c) Regional board
d) All of the above
e) None
16. RBI Provides ____ for meeting day - to - day receipt and expenditure mismatch to both Central and State Governments.
a) treasury bills
b) Ways and Means advance
c) date and securities
d) All the above
e) None
17. RBI known as lender of last resort because:
a) It has to meet the credit need of citizens to whom no one else is willing to lend
b) Banks lend to go to RBI as a last resort
c) It comes to help banks in times of crisis
d) All of the above
e) None
18. These days RBI uses Selective credit control measures rather infrequently because of:
a) Deregulation of functions
b) Autonomy given to banks
c) Comfortable liquidity
d) Reasonable inflation level
e) All the above
19. Which is incorrect with regard to powers of RBI:
a) Holds cash reserve banks
b) Controls banking system through licensing
c) Supervises Banking system through inspection
d) None of the above
e) All
20.Intervenes in markets to maintain the external value of the Indian rupee:
a) Exporters
b) Importers
c) RBI
d) IMF
e) None
21. In India, forex rates are determined by:
a) Importers b) Exporters
c) RBI d) Ministry of commerce
e) Demand and supply forces
22. Regional Rural Banks were set up on the recommendations of:
a) Nariman committee
b) Narasimham committee
c) Gadgil committee
d) Puri committee
e) None
23. committee, launched the process of reforms of financial system in India:
a) Gadgil committee
b) Nariman committee
c) Narasimham committee
d) khanna Committee
e) None
24. Which of the following can be categories as a Merchant Banking service?
a) Consultancy on finance to a company
b) Advance in capital structure
c) Managing mergers
d) Helping in finalizing take over
e) All the above
25. The instrument which provides proprietary interest in company and which entitles a person to dividend on profits, is called?
a) Bond
b) Share
c) Debenture
d) Warrant
e) Any of the above
26. Which of the following provides proper definition of a Mutual Funds?
a) It is an association of members of public
b) These members want to invest in financial instrument
c) They want to invest in financial instrument assts of business sector
d) All the above
e) None
27. Which of the following organisations/agencies works solely to monitor and arrange flow of agriculture credit in India?
a)NABARD
b) SIDBI
c) RBI
d)SEBI
e) None of these
28. The currency notes of which of the following denominations are not printed in India ?
a) Rs. 5
b) Rs. 10
c) Rs. 50
d) Rs. 2500
e) Rs. 1000
29. Which of the following is not the name of a bank functioning in India?
a) Central Bank of India
b) UCO Bank
c) Aegon Religare
d) Dena Bank
e) ICICI Bank
30. When banks accept a fixed sum of money from an individual for a definite term and pay on maturity with interest, the deposit is known as :
a) Term Deposit
b) Demand Deposit
c) Bond
d) Mortgage
e) Advance.
31. Which of the following terms NOT used in banking/finance related matters ?
a) Discount Rate
b) Letter of credit
c) Policy Rate
d) Exchange rate
e) Base rate
32. Who amongst the following is the chief of SEBI?
a) Milind Bhave
b) UK Sinha
c) Shashikath Verma
d) Shyamala Gopinath
e) None of these
33. Which of the following is a leading electronic-payment tec-hnology firm?
a) Visa
b) Max
c) BSE
d) Sensex
e) SWAP
34. Global Market means market of :
a) USA
b) China
c) OPEC members
d) European union countries
e) All major countries and their alliances
Answers:
1) d; 2) d; 3) a; 4) b; 5) b; 6) c; 7) e; 8) e; 9) d; 10) c;
11) d; 12) c; 13) c; 14) d; 15) a; 16) b; 17) c; 18) e; 19) d; 20) c;
21) e; 22) b; 23) c; 24) e; 25) b; 26) d; 27) a; 28) d; 29) c; 30) a;
31) e; 32) b; 33) a; 34) e;
Saturday, June 8, 2013
Thursday, May 30, 2013
GENERAL AWARENESSS MCQs FOR BANK EXAMS
1. Diabetes Day is observed on?
1) November 14
2) May 14
3) July14
4) June 14
5) October 14
2. Budapest is the capital city of?
1) Romania
2) Ireland
3) Latvia
4) Hungary
5) Lithuania
3. The decimal coinage system was introduced in India in?
1) 1951
2) 1960
3) 1957
4) 1955
5) 1952
4. Regional Rural Banks (RRBs) were established in?
1) 1969
2) 1980
3) 1955
4) 1975
5) 1982
5. Which of the following is nuclear capable submarine laun ched ballistic missile?
1) Prithvi
2) Agni I
3) Shourya
4) Sagarika
5) None of these
6. The Banking Ombudsman?
1) Fixes the rates of interest for loans
2) Is in charge of bank loans
3) Resolves complaints of customers
4) Issues licenses for new bank branches
5) None of these
7. Who among the following Indian authors was short listed for the 2013 Man Booker International Prize?
1) Arvind Adiga
2) Amitav Ghosh
3) Jeet Thayil
4) U.R.Ananthamurthy
5) Salman Rushdie
8. Roland Garros is associated with which of the following Grand Slam events of Lawn Tennis?
1) Australian Open
2) French Open
3) Wimbledon
4) US Open
5) None of these
9. Kisan Divas (Farmers' Day) is celebrated on?
1) March 23
2) June 23
3) December 23
4) September 23
5) April 23
10. Which of the following is not a food grain?
1) Rice
2) Maize
3) Wheat
4) Cotton
5) Jowar
11. Which of the following is not associated with the life insurance business in India?
1) LIC
2) Tata AIG
3) IDBI Fortis
4) Bajaj Allianz
5) GE Money
12. Which of the following indexes is developed to measure life expectancy, level of literacy and standard of living of people in a country?
1) Sensex
2) Nifty
3) Inflation
4) HDI
5) WPI
ANSWERS:
1) 1 2) 4 3) 3 4) 4 5) 4 6) 3 7) 4 8) 2 9) 3 10)4 11) 5 12) 4
1) November 14
2) May 14
3) July14
4) June 14
5) October 14
2. Budapest is the capital city of?
1) Romania
2) Ireland
3) Latvia
4) Hungary
5) Lithuania
3. The decimal coinage system was introduced in India in?
1) 1951
2) 1960
3) 1957
4) 1955
5) 1952
4. Regional Rural Banks (RRBs) were established in?
1) 1969
2) 1980
3) 1955
4) 1975
5) 1982
5. Which of the following is nuclear capable submarine laun ched ballistic missile?
1) Prithvi
2) Agni I
3) Shourya
4) Sagarika
5) None of these
6. The Banking Ombudsman?
1) Fixes the rates of interest for loans
2) Is in charge of bank loans
3) Resolves complaints of customers
4) Issues licenses for new bank branches
5) None of these
7. Who among the following Indian authors was short listed for the 2013 Man Booker International Prize?
1) Arvind Adiga
2) Amitav Ghosh
3) Jeet Thayil
4) U.R.Ananthamurthy
5) Salman Rushdie
8. Roland Garros is associated with which of the following Grand Slam events of Lawn Tennis?
1) Australian Open
2) French Open
3) Wimbledon
4) US Open
5) None of these
9. Kisan Divas (Farmers' Day) is celebrated on?
1) March 23
2) June 23
3) December 23
4) September 23
5) April 23
10. Which of the following is not a food grain?
1) Rice
2) Maize
3) Wheat
4) Cotton
5) Jowar
11. Which of the following is not associated with the life insurance business in India?
1) LIC
2) Tata AIG
3) IDBI Fortis
4) Bajaj Allianz
5) GE Money
12. Which of the following indexes is developed to measure life expectancy, level of literacy and standard of living of people in a country?
1) Sensex
2) Nifty
3) Inflation
4) HDI
5) WPI
ANSWERS:
1) 1 2) 4 3) 3 4) 4 5) 4 6) 3 7) 4 8) 2 9) 3 10)4 11) 5 12) 4
1. Diabetes Day is observed on?
1) November 14 2) May 14
3) July14 4) June 14
5) October 14
2. Budapest is the capital city of?
1) Romania 2) Ireland
3) Latvia 4) Hungary
5) Lithuania
3. The decimal coinage system was introduced in India in?
1) 1951 2) 1960 3) 1957
4) 1955 5) 1952
4. Regional Rural Banks (RRBs) were established in?
1) 1969 2) 1980 3) 1955
4) 1975 5) 1982
5. Which of the following is nuclear capable submarine laun ched ballistic missile?
1) Prithvi 2) Agni I 3) Shourya
4) Sagarika 5) None of these
6. The Banking Ombudsman?
1) Fixes the rates of interest for loans
2) Is in charge of bank loans
3) Resolves complaints of customers
4) Issues licenses for new bank branches
5) None of these
7. Who among the following Indian authors was short listed for the 2013 Man Booker International Prize?
1) Arvind Adiga
2) Amitav Ghosh 3) Jeet Thayil
4) U.R.Ananthamurthy 5) Salman Rushdie
8. Roland Garros is associated with which of the following Grand Slam events of Lawn Tennis?
1) Australian Open 2) French Open 3) Wimbledon
4) US Open 5) None of these
9. Kisan Divas (Farmers' Day) is celebrated on?
1) March 23 2) June 23 3) December 23 4) September 23 5) April 23
10. Which of the following is not a food grain?
1) Rice 2) Maize 3) Wheat
4) Cotton 5) Jowar
11. Which of the following is not associated with the life insurance business in India?
1) LIC 2) Tata AIG
3) IDBI Fortis
4) Bajaj Allianz 5) GE Money
12. Which of the following indexes is developed to measure life expectancy, level of literacy and standard of living of people in a country?
1) Sensex 2) Nifty 3) Inflation
4) HDI 5) WPI
KEY
1) 1 2) 4 3) 3 4) 4 5) 4 6) 3 7) 4 8) 2 9) 3 10)4 11) 5 12) 4 - See more at: http://sakshi.com/main/WeeklyDetails.aspx?Newsid=63206&Categoryid=6&subcatid=4#sthash.MW5s1ZoR.dpuf
1) November 14 2) May 14
3) July14 4) June 14
5) October 14
2. Budapest is the capital city of?
1) Romania 2) Ireland
3) Latvia 4) Hungary
5) Lithuania
3. The decimal coinage system was introduced in India in?
1) 1951 2) 1960 3) 1957
4) 1955 5) 1952
4. Regional Rural Banks (RRBs) were established in?
1) 1969 2) 1980 3) 1955
4) 1975 5) 1982
5. Which of the following is nuclear capable submarine laun ched ballistic missile?
1) Prithvi 2) Agni I 3) Shourya
4) Sagarika 5) None of these
6. The Banking Ombudsman?
1) Fixes the rates of interest for loans
2) Is in charge of bank loans
3) Resolves complaints of customers
4) Issues licenses for new bank branches
5) None of these
7. Who among the following Indian authors was short listed for the 2013 Man Booker International Prize?
1) Arvind Adiga
2) Amitav Ghosh 3) Jeet Thayil
4) U.R.Ananthamurthy 5) Salman Rushdie
8. Roland Garros is associated with which of the following Grand Slam events of Lawn Tennis?
1) Australian Open 2) French Open 3) Wimbledon
4) US Open 5) None of these
9. Kisan Divas (Farmers' Day) is celebrated on?
1) March 23 2) June 23 3) December 23 4) September 23 5) April 23
10. Which of the following is not a food grain?
1) Rice 2) Maize 3) Wheat
4) Cotton 5) Jowar
11. Which of the following is not associated with the life insurance business in India?
1) LIC 2) Tata AIG
3) IDBI Fortis
4) Bajaj Allianz 5) GE Money
12. Which of the following indexes is developed to measure life expectancy, level of literacy and standard of living of people in a country?
1) Sensex 2) Nifty 3) Inflation
4) HDI 5) WPI
KEY
1) 1 2) 4 3) 3 4) 4 5) 4 6) 3 7) 4 8) 2 9) 3 10)4 11) 5 12) 4 - See more at: http://sakshi.com/main/WeeklyDetails.aspx?Newsid=63206&Categoryid=6&subcatid=4#sthash.MW5s1ZoR.dpuf
1. Diabetes Day is observed on?
1) November 14 2) May 14
3) July14 4) June 14
5) October 14
2. Budapest is the capital city of?
1) Romania 2) Ireland
3) Latvia 4) Hungary
5) Lithuania
3. The decimal coinage system was introduced in India in?
1) 1951 2) 1960 3) 1957
4) 1955 5) 1952
4. Regional Rural Banks (RRBs) were established in?
1) 1969 2) 1980 3) 1955
4) 1975 5) 1982
5. Which of the following is nuclear capable submarine laun ched ballistic missile?
1) Prithvi 2) Agni I 3) Shourya
4) Sagarika 5) None of these
6. The Banking Ombudsman?
1) Fixes the rates of interest for loans
2) Is in charge of bank loans
3) Resolves complaints of customers
4) Issues licenses for new bank branches
5) None of these
7. Who among the following Indian authors was short listed for the 2013 Man Booker International Prize?
1) Arvind Adiga
2) Amitav Ghosh 3) Jeet Thayil
4) U.R.Ananthamurthy 5) Salman Rushdie
8. Roland Garros is associated with which of the following Grand Slam events of Lawn Tennis?
1) Australian Open 2) French Open 3) Wimbledon
4) US Open 5) None of these
9. Kisan Divas (Farmers' Day) is celebrated on?
1) March 23 2) June 23 3) December 23 4) September 23 5) April 23
10. Which of the following is not a food grain?
1) Rice 2) Maize 3) Wheat
4) Cotton 5) Jowar
11. Which of the following is not associated with the life insurance business in India?
1) LIC 2) Tata AIG
3) IDBI Fortis
4) Bajaj Allianz 5) GE Money
12. Which of the following indexes is developed to measure life expectancy, level of literacy and standard of living of people in a country?
1) Sensex 2) Nifty 3) Inflation
4) HDI 5) WPI
KEY
1) 1 2) 4 3) 3 4) 4 5) 4 6) 3 7) 4 8) 2 9) 3 10)4 11) 5 12) 4 - See more at: http://sakshi.com/main/WeeklyDetails.aspx?Newsid=63206&Categoryid=6&subcatid=4#sthash.MW5s1ZoR.dpuf
1) November 14 2) May 14
3) July14 4) June 14
5) October 14
2. Budapest is the capital city of?
1) Romania 2) Ireland
3) Latvia 4) Hungary
5) Lithuania
3. The decimal coinage system was introduced in India in?
1) 1951 2) 1960 3) 1957
4) 1955 5) 1952
4. Regional Rural Banks (RRBs) were established in?
1) 1969 2) 1980 3) 1955
4) 1975 5) 1982
5. Which of the following is nuclear capable submarine laun ched ballistic missile?
1) Prithvi 2) Agni I 3) Shourya
4) Sagarika 5) None of these
6. The Banking Ombudsman?
1) Fixes the rates of interest for loans
2) Is in charge of bank loans
3) Resolves complaints of customers
4) Issues licenses for new bank branches
5) None of these
7. Who among the following Indian authors was short listed for the 2013 Man Booker International Prize?
1) Arvind Adiga
2) Amitav Ghosh 3) Jeet Thayil
4) U.R.Ananthamurthy 5) Salman Rushdie
8. Roland Garros is associated with which of the following Grand Slam events of Lawn Tennis?
1) Australian Open 2) French Open 3) Wimbledon
4) US Open 5) None of these
9. Kisan Divas (Farmers' Day) is celebrated on?
1) March 23 2) June 23 3) December 23 4) September 23 5) April 23
10. Which of the following is not a food grain?
1) Rice 2) Maize 3) Wheat
4) Cotton 5) Jowar
11. Which of the following is not associated with the life insurance business in India?
1) LIC 2) Tata AIG
3) IDBI Fortis
4) Bajaj Allianz 5) GE Money
12. Which of the following indexes is developed to measure life expectancy, level of literacy and standard of living of people in a country?
1) Sensex 2) Nifty 3) Inflation
4) HDI 5) WPI
KEY
1) 1 2) 4 3) 3 4) 4 5) 4 6) 3 7) 4 8) 2 9) 3 10)4 11) 5 12) 4 - See more at: http://sakshi.com/main/WeeklyDetails.aspx?Newsid=63206&Categoryid=6&subcatid=4#sthash.MW5s1ZoR.dpuf
1. Diabetes Day is observed on?
1) November 14 2) May 14
3) July14 4) June 14
5) October 14
2. Budapest is the capital city of?
1) Romania 2) Ireland
3) Latvia 4) Hungary
5) Lithuania
3. The decimal coinage system was introduced in India in?
1) 1951 2) 1960 3) 1957
4) 1955 5) 1952
4. Regional Rural Banks (RRBs) were established in?
1) 1969 2) 1980 3) 1955
4) 1975 5) 1982
5. Which of the following is nuclear capable submarine laun ched ballistic missile?
1) Prithvi 2) Agni I 3) Shourya
4) Sagarika 5) None of these
6. The Banking Ombudsman?
1) Fixes the rates of interest for loans
2) Is in charge of bank loans
3) Resolves complaints of customers
4) Issues licenses for new bank branches
5) None of these
7. Who among the following Indian authors was short listed for the 2013 Man Booker International Prize?
1) Arvind Adiga
2) Amitav Ghosh 3) Jeet Thayil
4) U.R.Ananthamurthy 5) Salman Rushdie
8. Roland Garros is associated with which of the following Grand Slam events of Lawn Tennis?
1) Australian Open 2) French Open 3) Wimbledon
4) US Open 5) None of these
9. Kisan Divas (Farmers' Day) is celebrated on?
1) March 23 2) June 23 3) December 23 4) September 23 5) April 23
10. Which of the following is not a food grain?
1) Rice 2) Maize 3) Wheat
4) Cotton 5) Jowar
11. Which of the following is not associated with the life insurance business in India?
1) LIC 2) Tata AIG
3) IDBI Fortis
4) Bajaj Allianz 5) GE Money
12. Which of the following indexes is developed to measure life expectancy, level of literacy and standard of living of people in a country?
1) Sensex 2) Nifty 3) Inflation
4) HDI 5) WPI
KEY
1) 1 2) 4 3) 3 4) 4 5) 4 6) 3 7) 4 8) 2 9) 3 10)4 11) 5 12) 4 - See more at: http://sakshi.com/main/WeeklyDetails.aspx?Newsid=63206&Categoryid=6&subcatid=4#sthash.MW5s1ZoR.dpuf
1) November 14 2) May 14
3) July14 4) June 14
5) October 14
2. Budapest is the capital city of?
1) Romania 2) Ireland
3) Latvia 4) Hungary
5) Lithuania
3. The decimal coinage system was introduced in India in?
1) 1951 2) 1960 3) 1957
4) 1955 5) 1952
4. Regional Rural Banks (RRBs) were established in?
1) 1969 2) 1980 3) 1955
4) 1975 5) 1982
5. Which of the following is nuclear capable submarine laun ched ballistic missile?
1) Prithvi 2) Agni I 3) Shourya
4) Sagarika 5) None of these
6. The Banking Ombudsman?
1) Fixes the rates of interest for loans
2) Is in charge of bank loans
3) Resolves complaints of customers
4) Issues licenses for new bank branches
5) None of these
7. Who among the following Indian authors was short listed for the 2013 Man Booker International Prize?
1) Arvind Adiga
2) Amitav Ghosh 3) Jeet Thayil
4) U.R.Ananthamurthy 5) Salman Rushdie
8. Roland Garros is associated with which of the following Grand Slam events of Lawn Tennis?
1) Australian Open 2) French Open 3) Wimbledon
4) US Open 5) None of these
9. Kisan Divas (Farmers' Day) is celebrated on?
1) March 23 2) June 23 3) December 23 4) September 23 5) April 23
10. Which of the following is not a food grain?
1) Rice 2) Maize 3) Wheat
4) Cotton 5) Jowar
11. Which of the following is not associated with the life insurance business in India?
1) LIC 2) Tata AIG
3) IDBI Fortis
4) Bajaj Allianz 5) GE Money
12. Which of the following indexes is developed to measure life expectancy, level of literacy and standard of living of people in a country?
1) Sensex 2) Nifty 3) Inflation
4) HDI 5) WPI
KEY
1) 1 2) 4 3) 3 4) 4 5) 4 6) 3 7) 4 8) 2 9) 3 10)4 11) 5 12) 4 - See more at: http://sakshi.com/main/WeeklyDetails.aspx?Newsid=63206&Categoryid=6&subcatid=4#sthash.MW5s1ZoR.dpuf
1. Diabetes Day is observed on?
1) November 14 2) May 14
3) July14 4) June 14
5) October 14
2. Budapest is the capital city of?
1) Romania 2) Ireland
3) Latvia 4) Hungary
5) Lithuania
3. The decimal coinage system was introduced in India in?
1) 1951 2) 1960 3) 1957
4) 1955 5) 1952
4. Regional Rural Banks (RRBs) were established in?
1) 1969 2) 1980 3) 1955
4) 1975 5) 1982
5. Which of the following is nuclear capable submarine laun ched ballistic missile?
1) Prithvi 2) Agni I 3) Shourya
4) Sagarika 5) None of these
6. The Banking Ombudsman?
1) Fixes the rates of interest for loans
2) Is in charge of bank loans
3) Resolves complaints of customers
4) Issues licenses for new bank branches
5) None of these
7. Who among the following Indian authors was short listed for the 2013 Man Booker International Prize?
1) Arvind Adiga
2) Amitav Ghosh 3) Jeet Thayil
4) U.R.Ananthamurthy 5) Salman Rushdie
8. Roland Garros is associated with which of the following Grand Slam events of Lawn Tennis?
1) Australian Open 2) French Open 3) Wimbledon
4) US Open 5) None of these
9. Kisan Divas (Farmers' Day) is celebrated on?
1) March 23 2) June 23 3) December 23 4) September 23 5) April 23
10. Which of the following is not a food grain?
1) Rice 2) Maize 3) Wheat
4) Cotton 5) Jowar
11. Which of the following is not associated with the life insurance business in India?
1) LIC 2) Tata AIG
3) IDBI Fortis
4) Bajaj Allianz 5) GE Money
12. Which of the following indexes is developed to measure life expectancy, level of literacy and standard of living of people in a country?
1) Sensex 2) Nifty 3) Inflation
4) HDI 5) WPI
KEY
1) 1 2) 4 3) 3 4) 4 5) 4 6) 3 7) 4 8) 2 9) 3 10)4 11) 5 12) 4 - See more at: http://sakshi.com/main/WeeklyDetails.aspx?Newsid=63206&Categoryid=6&subcatid=4#sthash.MW5s1ZoR.dpuf
1) November 14 2) May 14
3) July14 4) June 14
5) October 14
2. Budapest is the capital city of?
1) Romania 2) Ireland
3) Latvia 4) Hungary
5) Lithuania
3. The decimal coinage system was introduced in India in?
1) 1951 2) 1960 3) 1957
4) 1955 5) 1952
4. Regional Rural Banks (RRBs) were established in?
1) 1969 2) 1980 3) 1955
4) 1975 5) 1982
5. Which of the following is nuclear capable submarine laun ched ballistic missile?
1) Prithvi 2) Agni I 3) Shourya
4) Sagarika 5) None of these
6. The Banking Ombudsman?
1) Fixes the rates of interest for loans
2) Is in charge of bank loans
3) Resolves complaints of customers
4) Issues licenses for new bank branches
5) None of these
7. Who among the following Indian authors was short listed for the 2013 Man Booker International Prize?
1) Arvind Adiga
2) Amitav Ghosh 3) Jeet Thayil
4) U.R.Ananthamurthy 5) Salman Rushdie
8. Roland Garros is associated with which of the following Grand Slam events of Lawn Tennis?
1) Australian Open 2) French Open 3) Wimbledon
4) US Open 5) None of these
9. Kisan Divas (Farmers' Day) is celebrated on?
1) March 23 2) June 23 3) December 23 4) September 23 5) April 23
10. Which of the following is not a food grain?
1) Rice 2) Maize 3) Wheat
4) Cotton 5) Jowar
11. Which of the following is not associated with the life insurance business in India?
1) LIC 2) Tata AIG
3) IDBI Fortis
4) Bajaj Allianz 5) GE Money
12. Which of the following indexes is developed to measure life expectancy, level of literacy and standard of living of people in a country?
1) Sensex 2) Nifty 3) Inflation
4) HDI 5) WPI
KEY
1) 1 2) 4 3) 3 4) 4 5) 4 6) 3 7) 4 8) 2 9) 3 10)4 11) 5 12) 4 - See more at: http://sakshi.com/main/WeeklyDetails.aspx?Newsid=63206&Categoryid=6&subcatid=4#sthash.MW5s1ZoR.dpuf
Sunday, May 26, 2013
GENERAL AWARENESS MCQs FOR BANK EXAMS
1. Which organization is responsible for empowering Micro, Small and Medium enterprises in India?
1) RBI
2) NABARD
3) SIDBI
4) SEBI
5) EXIM Bank
2 Muhammad Yunus is associated with which of the following concepts in the field of Banking?
1) Retail banking
2) Internet banking
3) Micro credit
4) CBS
5) RTGS
3. Which country won the 34th edition of the Men's Hockey Champions Trophy in Melbourne in December 2012?
1) Australia
2) Netherlands
3) Pakistan
4) India
5) Germany
4. What is the full form of CTS?
1) Cheque Testing System
2) Cheque Transfer System
3) Cheque Tracking System
4) Cheque Truncation System
5) Cheque Transaction System
5. Mount Tongariro, a volcano, erupted recently. It is in?
1) Italy
2) Argentina
3) Japan
4) Zambia
5) New Zealand
6. The Xayaburi Dam is proposed to be built on the Lower Mekong River in which of the following countries?
1) Cambodia
2) Laos
3) Vietnam
4) Myanmar
5) Thailand
7. Which state government is constructing an assembly building at Gairsain and hold at least one session of the House every year?
1) Jharkhand
2) Bihar
3) Uttarakhand
4) Chhattisgarh
5) Uttar Pradesh
8. Mykola Azarov was re-elected to the post of Prime Minister of which of the following countries recently?
1) Belarus
2) Ukraine
3) Georgia
4) Kazakhstan
5) Kyrgyzstan
9. The Great Dividing Mountain Range or the Eastern Highlands is located in?
1) Europe
2) Asia
3) South America
4) Australia
5) North America
10. Which of the following books is written by Sarvepalli Radhakrishnan?
1) My Presidential Years
2) Voice of Conscience
3) Ignited Minds
4) The Hindu View of Life
5) India Divided
11. Recurring accounts can be best canvassed among?
1) Traders
2) Farmers
3) Minors
4) Agriculture laborers
5) Salaried persons
12. The interest below which a bank is not expected to lend to customers is called?
1) Bank rate
2) Repo rate
3) Discount rate
4) Base rate
5) Prime Lending Rate
13. The national income of a country divided by the total population is called?
1) Purchasing power
2) Per capita income
3) Exchange value
4) Rate of inflation
5) None of these
14. Fast Breeder Test Reactors are used in the field of?
1) Space Research
2) Civil Aviation
3) Atomic Energy
4) Medical Science
5) Shipping
15. What should be the minimum age of a person to become the President of India?
1) 25 years
2) 30 years
3) 35 years
4) 40 years
5) 50 years
16. Normally banks accept fixed deposits for a maximum period of?
1) 3 years
2) 5 years
3) 10 years
4) 20 years
5) None of these
17. The objective of Know Your Customer (KYC) norms is?
1) To give boost to bank deposits
2) To safeguard bank advances
3) To monitor transactions of suspicious nature
4) Both 1 and 2
5) None of these
18. A customer can approach banking ombudsman if he/she does not get satisfactory response to the grievance from the bank within how many days?
1) 10 days
2) 15 days
3) 20 days
4) 30 days
5) 60 days
19. Which of the following books was written by Dominique Lapierre?
1) A New World
2) City of Joy
3) Two Lives
4) Living History
5) A Suitable Boy
20. Which of the following will set up core banking infrastructure for regional rural banks?
1) RBI
2) IBA
3) NABARD
4) SIDBI
5) SBI
ANSWERS:
1) 3 2) 3 3) 1 4) 4 5) 5 6) 2 7) 3 8) 2 9) 4 10) 4
11) 5 12) 4 13) 2 14) 3 15) 3 16) 3 17) 3 18) 4 19) 2 20) 3
1) RBI
2) NABARD
3) SIDBI
4) SEBI
5) EXIM Bank
2 Muhammad Yunus is associated with which of the following concepts in the field of Banking?
1) Retail banking
2) Internet banking
3) Micro credit
4) CBS
5) RTGS
3. Which country won the 34th edition of the Men's Hockey Champions Trophy in Melbourne in December 2012?
1) Australia
2) Netherlands
3) Pakistan
4) India
5) Germany
4. What is the full form of CTS?
1) Cheque Testing System
2) Cheque Transfer System
3) Cheque Tracking System
4) Cheque Truncation System
5) Cheque Transaction System
5. Mount Tongariro, a volcano, erupted recently. It is in?
1) Italy
2) Argentina
3) Japan
4) Zambia
5) New Zealand
6. The Xayaburi Dam is proposed to be built on the Lower Mekong River in which of the following countries?
1) Cambodia
2) Laos
3) Vietnam
4) Myanmar
5) Thailand
7. Which state government is constructing an assembly building at Gairsain and hold at least one session of the House every year?
1) Jharkhand
2) Bihar
3) Uttarakhand
4) Chhattisgarh
5) Uttar Pradesh
8. Mykola Azarov was re-elected to the post of Prime Minister of which of the following countries recently?
1) Belarus
2) Ukraine
3) Georgia
4) Kazakhstan
5) Kyrgyzstan
9. The Great Dividing Mountain Range or the Eastern Highlands is located in?
1) Europe
2) Asia
3) South America
4) Australia
5) North America
10. Which of the following books is written by Sarvepalli Radhakrishnan?
1) My Presidential Years
2) Voice of Conscience
3) Ignited Minds
4) The Hindu View of Life
5) India Divided
11. Recurring accounts can be best canvassed among?
1) Traders
2) Farmers
3) Minors
4) Agriculture laborers
5) Salaried persons
12. The interest below which a bank is not expected to lend to customers is called?
1) Bank rate
2) Repo rate
3) Discount rate
4) Base rate
5) Prime Lending Rate
13. The national income of a country divided by the total population is called?
1) Purchasing power
2) Per capita income
3) Exchange value
4) Rate of inflation
5) None of these
14. Fast Breeder Test Reactors are used in the field of?
1) Space Research
2) Civil Aviation
3) Atomic Energy
4) Medical Science
5) Shipping
15. What should be the minimum age of a person to become the President of India?
1) 25 years
2) 30 years
3) 35 years
4) 40 years
5) 50 years
16. Normally banks accept fixed deposits for a maximum period of?
1) 3 years
2) 5 years
3) 10 years
4) 20 years
5) None of these
17. The objective of Know Your Customer (KYC) norms is?
1) To give boost to bank deposits
2) To safeguard bank advances
3) To monitor transactions of suspicious nature
4) Both 1 and 2
5) None of these
18. A customer can approach banking ombudsman if he/she does not get satisfactory response to the grievance from the bank within how many days?
1) 10 days
2) 15 days
3) 20 days
4) 30 days
5) 60 days
19. Which of the following books was written by Dominique Lapierre?
1) A New World
2) City of Joy
3) Two Lives
4) Living History
5) A Suitable Boy
20. Which of the following will set up core banking infrastructure for regional rural banks?
1) RBI
2) IBA
3) NABARD
4) SIDBI
5) SBI
ANSWERS:
1) 3 2) 3 3) 1 4) 4 5) 5 6) 2 7) 3 8) 2 9) 4 10) 4
11) 5 12) 4 13) 2 14) 3 15) 3 16) 3 17) 3 18) 4 19) 2 20) 3
Wednesday, April 17, 2013
GENERAL AWARENESS PRACTICE MCQs
1. Who was elected the Chairman of the Asian Forum of Parliame-ntarians on Population and Deve-lopment (AFPPD) during the 73rd Executive Committee Meeting of AFPPD at Bangkok in April 2013?
1) P.J.Kurien
2) Hamid Ansari
3) Karia Munda
4) Arun Jaitley
5) None of these
2. Who was awarded the prestigious Dada Saheb Phalke Award, India's highest film honor, for the year 2012?
1) Manoj Kumar
2) Pran
3) Rajesh Khanna
4) Vinod Khanna
5) Amitabh Bachchan
3. Which state decided to declare Malkhamb as the state sport in April 2013?
1) Haryana
2) Punjab
3) Madhya Pradesh
4) Uttar Pradesh
5) Himachal Pradesh
4. With effect from April 1, 2013 the rate of interest on Public Provident Fund (PPF) has been lowered from 8.8 per cent to?
1) 8.7 per cent
2) 8.6 per cent
3) 8.5 per cent
4) 8.4 per cent
5) None of these
5. Who is the only head of state or head of government to attend all BRICS Summits, held so far?
1) Hu Jintao
2) Xi Jinping
3) Dilma Rousseff
4) Dr. Manmohan Singh
5) Vladimir Putin
6. Which state will set up the first public health university in India?
1) Manipur
2) Gujarat
3) Andhra Pradesh
4) West Bengal
5) Odisha
7. Public Provident Fund (PPF) is a savings-cum-tax saving instr-ument. What is the minimum tenure of the PPF account?
1) 5 years
2) 7 years
3) 10 years
4) 15 years
5) 20 years
8. What is the maximum amount that can be invested under the PPF scheme in a year?
1) Rs.25, 000
2) Rs.50, 000
3) Rs.75, 000
4) Rs.1, 00,000
5) Rs.2, 00,000
9. Code of Bank's Commitment to micro and small enterprises is prepared by?
1) RBI 2) IBA
3) BCSBI
4) SEBI
5) None
10. KYC guidelines have been framed as per the guidelines of?
1) Ministry of Finance
2) Financial Action Task Force
3) Reserve Bank of India
4) Indian Banks Association
5) Ministry of Home Affairs
11. The term 'Power of Attorney' refers to?
1) Power of a person
2) An authority to operate a bank account
3) A written authorization to act on another person's behalf
4) Both 1 and 2
5) None of the above
12. Bridge loan refers to?
1) Loan granted to companies for construction of bridges
2) A short term loan that is used until a person secures permanent financing
3) Loan granted to PWD for construction of bridges over rivers
4) Both 1 and 2
5) None of these
13. If a customer is not satisfied with the decision passed by the Banking Ombudsman, he/she can approach the appellate authority. Who is the Appellate Authority?
1) Governor of RBI
2) Chairman of the concerned Bank
3) Finance Secretary
4) Deputy Governor of RBI
5) Finance Minister
14. Which of the following books is written by Chetan Bhagat?
1) The Golden Gate
2) Fasting Feasting
3) Fire on the Mountain
4) The Inheritance of Loss
5) 2 States: The Story of My Marriage
15. Trupti Murgunde is a famous?
1) Badminton player
2) Tennis player
3) Golf player
4) Chess player
5) None of these
16. Sukhoi is a?
1) Missile
2) Fighter aircraft
3) Battle tank
4) Submarine
5) Radar system
17. Which of the following terms is not used in the game of Cricket?
1) Doosra
2) Bouncer
3) Deuce
4) Googly
5) Ashes
18. Recession occurring two times with a small gap in between is known as?
1) Depression
2) Deflation
3) Deep Recession
4) Double Dip Recession
5) Double Deflation
19. Booker Prize is given in the field of ?
1) Films
2) Music
3) Science
4) Sports
5) None of these
20. KfW banking group is based in?
1) France
2) Italy
3) Germany
4) Japan
5) Poland
21. Hawala transactions in India are prohibited under the provision of which of the following Acts?
1) FRBM Act
2) FEMA
3) RBI Act
4) FATF Act
5) Banking Regulation Act
22. What is the full form of DIPP?
1) Directorate of Industrial Policy and Publicity
2) Department of Industrial Procedures and Promotions
3) Department of Industrial Policy and Promotion
4) Directorate of Industrial Procedures and Promotions
5) None of these
23. The Business Correspondent Model adopted by the banks provides banking facilities to?
1) Corporate borrowers
2) Those who are taking housing loans
3) Weaker sections of the society and rural people
4) Both 1 and 2
5) None of these
24. Carbon credit concept is associated with?
1) Women empowerment
2) Coal mines
3) Development of rural infrastr-ucture
4) Development of urban infrastr-ucture
5) None of these
25. Which of the following is not a core industry?
1) Crude oil
2) Coal
3) Cement
4) Automobile
5) Steel
26. The Micro Finance Development and Equity Fund (MFDEF) is maintained by?
1) CII
2) IBA
3) SIDBI
4) NABARD
5) FICCI
27. Demat accounts are useful for?
1) ATMs
2) Locker operations
3) Online trading of shares
4) Export transactions
5) None of these
28. Which of the following is not a type of cheque issued by an individual?
1) Crossed cheque
2) Bearer cheque
3) Order cheque
4) Savings cheque
5) Post dated cheque
29. The Head Office of which of the following banks is in Mumbai?
1) Bank of Maharashtra
2) UCO Bank
3) Punjab National Bank
4) Corporation Bank
5) Union Bank of India
30. Which of the following terms is used in banking?
1) Vacuum
2) Chinaman
3) Density
4) Acoustics
5) None of these
ANSWERS:
1) 1 2) 2 3) 3 4) 1
5) 4 6) 5 7) 4 8) 4
9) 3 10) 3 11) 3 12)2
13) 4 14) 5 15) 1 16) 2
17) 3 18) 4 19) 5 20) 3
21) 2 22) 3 23) 3 24) 5
25) 4 26) 4 27) 3 28) 4
29) 5 30) 5
Saturday, April 13, 2013
GENERAL AWARENESS PRACTICE QUESTIONS FOR BANK EXAMS
1. Which of the following orga-nisations/institutions cut its forecast for global trade growth in 2013 to 3.3 per cent from 4.5 per cent?
1) World Bank
2) IMF
3) WEF
4) WTO
5) OECD
2. The Templeton Prize is award-ed for outstanding con-tributi-ons in affirming life's spiritual dimension. Who has won the 2013 Templeton Prize worth $1.7 million in April 2013?
1) Dalai Lama (Tibet)
2) Desmond Tutu (South Africa)
3) Martin Rees (UK)
4) Charles Taylor (Canada)
5) Francisco Ayala (Spanish-American)
3. National Safe Motherhood Day was observed across India on which of the following days in 2013 to create awareness on proper healthcare and maternity facilities to pregnant and lactating women?
1) April 7
2) April 10
3) April 11
4) April 8
5) April 12
4. Pioneer of in Vitro Fertilization (test-tube baby) and the 2010 Nobel Medicine winner passed away on April 10, 2013. Name him?
1) John Gurdon
2) Richard Roberts
3) Philip Sharp
4) Robert Edwards
5) Edwin Krebes
5. Ruth Prawer Jhabvala, a Ger-manborn British and Ameri-can novelist, passed away on April 3, 2013. She is the only person to have won both a Booker Prize and an Oscar. She won the Booker Prize in 1975 for?
1) A Passage to India
2) A House for Mr.Biswas
3) A Passage to England
4) A Handful of Dust
5) Heat and Dust
6. The 5th BRICS Summit was held in which of the following cities of South Africa on March 26-27, 2013?
1) Pretoria
2) Cape Town
3) Durban
4) Bloemfontein
5) Johannesburg
7. Saurav Ghosal won the men's national championship title in which of the following sports in December 2012?
1) Squash
2) Archery
3) Shooting
4) Golf
5) Billiards
8. Anna Ushenina won the wome-n's world chess championship in December 2012. She belongs to?
1) Ukraine
2) Russia
3) Bulgaria
4) Serbia
5) Romania
9. Who was appointed adviser to the Finance Minister P.Chidambaram with the rank of Mini-ster of State in December 2012?
1) Raghuram Rajan
2) Parthasarathy Shome
3) Kaushik Basu
4) C.Rangarajan
5) None of these
10. The 18th session of the Confer-ence of the Parties to the United Nations Framework Convention on Climate Change (UNFCCC) was held in which of the following cities in November-December 2012?
1) Kyoto
2) Tehran
3) Doha
4) Copen Hagen
5) Tokyo
11. The government policies about credit flow to the agriculture sector are implemented through?
1) RBI
2) ECGC
3) SIDBI
4) NABARD
5) DCCB
12. Which of the following abbreviations and their full forms is not matched correctly?
1) IPO- Initial Public Offer
2) NRHM- National Rural Health Mission
3) ASHA-Accredited Social Health Activist
4) SME-Small and Monopolistic Economy
5) VAT-Value Added Tax
13. Ashok Leyland is the flagship company of which of the following groups?
1) TVS
2) Shriram
3) Aditya Birla
4) K.K.Birla
5) Hinduja
14. Chameli Devi Jain award is given to?
1) Actresses
2) Poetesses
3) Women media persons
4) Women authors
5) None
15. Which of the following is not a search engine?
1) Baidu
2) Bing
3) Google
4) Yahoo
5) Orkut
16. Which of the following is a target group for current accounts?
1) Common people
2) Farm laborers
3) Companies
4) Businessmen
5) Industries
17. Fixed deposits and recurring deposits are?
1) Repayable on demand
2) Repayable after an agreed period
3) Not repayable
4) Repayable after the death of depositors
5) None of these
18. Accounts are allowed to be operated by cheques in respect of?
1) Savings bank accounts and fixed deposit accounts
2) Savings bank accounts and current accounts
3) Loans accounts and current accounts
4) Current accounts and fixed deposit accounts
5) None of these
19. Financial inclusion means provision of which of the following financial services at an affordable cost to low income groups?
1) Payments
2) Savings
3) Loans
4) Insurance
5) All the above
20. When a bank returns a cheque unpaid, it is called?
1) Payment of the cheque
2) Drawing of the cheque
3) Dishonor of the cheque
4) Canceling of the cheque
5) None of these
21. Which of the following is the largest shareholder (in percentage shareholding) of a nationalized bank?
1) RBI
2) NABARD
3) LIC
4) Govt of India
5) SEBI
22. What is the full form of 'ESOP'?
1) Executive Salary Options
2) Employee Stock Ownership Plan
3) Emergency Stock Operations
4) Early Sales Opportunities
5) None of these
23. Which of the following terms is used in the field of banking /finance?
1) Elasticity
2) Cathode
3) Hot waves
4) Plasma
5) Fiscal policy
24. The main feature of the National Agricultural Insurance Scheme is to insure?
1) Life of the farmer
2) Crop of the farmer
3) Land of the farmer
4) Family of the farmer
5) Animals that are used in agricultural activities
25. Which of the following places in India does not have a stock exchange?
1) Kolkata
2) Ahmedabad
3) Mumbai
4) Delhi
5) Udaipur
26. Which of the following is a private sector bank?
1) IDBI Bank
2) UCO Bank
3) IndusInd Bank
4) Dena Bank
5) All are private banks
27. Which of the following is a food crop?
1) Castor
2) Palm
3) Jute
4) Jatropha
5) None
28. Vedanta Resources is headquartered in London. It is a company operating in the area of ?
1) Cement
2) Mining
3) Shipping
4) Textiles
5) Banking
29. Which of the following rates/ ratios cannot be seen in financial newspapers?
1) Bank rate
2) Repo rate
3) Reverse repo rate
4) Pulse rate
5) Cash reserve ratio
30. Who among the following is not a famous writer?
1) Mira Nair
2) V.S.Naipaul
3) Chetan Bhagat
4) Kiran Desai
5)Namita Gokhale
31. The judges of the Supreme Court of India retire at the age of?
1) 58 years
2) 60 years
3) 62 years
4) 65 years
5) None of these
32. Fernando Alonso is associated with?
1) Snooker
2) Tennis
3) Golf
4) Soccer
5) Formula one
33. Deepak Parekh is the chairman of?
1) CIL
2) HDFC
3) Infosys
4) SAIL
5) NABARD
34. Which of the following is not a member of SAARC?
1) Afghanistan
2) Nepal
3) Pakistan
4) Bangladesh
5) Japan
35. Kharif crops are?
1) Sown in June
2) Wheat and Barley
3) Sown in winter
4) Raised in summer
5) Both 1 and 2
ANSWERS:
1) 4 2) 2 3) 3 4) 4
5) 5 6) 3 7) 1 8) 1
9) 2 10) 3 11) 4 12) 4
13) 5 14) 3 15) 5 16) 4
17) 2 18) 2 19) 5 20) 3
21) 4 22) 2 23) 5 24) 2
25) 5 26) 3 27) 5 28) 2
29) 4 30) 1 31) 4 32) 5
33) 2 34) 5 35) 1
1) World Bank
2) IMF
3) WEF
4) WTO
5) OECD
2. The Templeton Prize is award-ed for outstanding con-tributi-ons in affirming life's spiritual dimension. Who has won the 2013 Templeton Prize worth $1.7 million in April 2013?
1) Dalai Lama (Tibet)
2) Desmond Tutu (South Africa)
3) Martin Rees (UK)
4) Charles Taylor (Canada)
5) Francisco Ayala (Spanish-American)
3. National Safe Motherhood Day was observed across India on which of the following days in 2013 to create awareness on proper healthcare and maternity facilities to pregnant and lactating women?
1) April 7
2) April 10
3) April 11
4) April 8
5) April 12
4. Pioneer of in Vitro Fertilization (test-tube baby) and the 2010 Nobel Medicine winner passed away on April 10, 2013. Name him?
1) John Gurdon
2) Richard Roberts
3) Philip Sharp
4) Robert Edwards
5) Edwin Krebes
5. Ruth Prawer Jhabvala, a Ger-manborn British and Ameri-can novelist, passed away on April 3, 2013. She is the only person to have won both a Booker Prize and an Oscar. She won the Booker Prize in 1975 for?
1) A Passage to India
2) A House for Mr.Biswas
3) A Passage to England
4) A Handful of Dust
5) Heat and Dust
6. The 5th BRICS Summit was held in which of the following cities of South Africa on March 26-27, 2013?
1) Pretoria
2) Cape Town
3) Durban
4) Bloemfontein
5) Johannesburg
7. Saurav Ghosal won the men's national championship title in which of the following sports in December 2012?
1) Squash
2) Archery
3) Shooting
4) Golf
5) Billiards
8. Anna Ushenina won the wome-n's world chess championship in December 2012. She belongs to?
1) Ukraine
2) Russia
3) Bulgaria
4) Serbia
5) Romania
9. Who was appointed adviser to the Finance Minister P.Chidambaram with the rank of Mini-ster of State in December 2012?
1) Raghuram Rajan
2) Parthasarathy Shome
3) Kaushik Basu
4) C.Rangarajan
5) None of these
10. The 18th session of the Confer-ence of the Parties to the United Nations Framework Convention on Climate Change (UNFCCC) was held in which of the following cities in November-December 2012?
1) Kyoto
2) Tehran
3) Doha
4) Copen Hagen
5) Tokyo
11. The government policies about credit flow to the agriculture sector are implemented through?
1) RBI
2) ECGC
3) SIDBI
4) NABARD
5) DCCB
12. Which of the following abbreviations and their full forms is not matched correctly?
1) IPO- Initial Public Offer
2) NRHM- National Rural Health Mission
3) ASHA-Accredited Social Health Activist
4) SME-Small and Monopolistic Economy
5) VAT-Value Added Tax
13. Ashok Leyland is the flagship company of which of the following groups?
1) TVS
2) Shriram
3) Aditya Birla
4) K.K.Birla
5) Hinduja
14. Chameli Devi Jain award is given to?
1) Actresses
2) Poetesses
3) Women media persons
4) Women authors
5) None
15. Which of the following is not a search engine?
1) Baidu
2) Bing
3) Google
4) Yahoo
5) Orkut
16. Which of the following is a target group for current accounts?
1) Common people
2) Farm laborers
3) Companies
4) Businessmen
5) Industries
17. Fixed deposits and recurring deposits are?
1) Repayable on demand
2) Repayable after an agreed period
3) Not repayable
4) Repayable after the death of depositors
5) None of these
18. Accounts are allowed to be operated by cheques in respect of?
1) Savings bank accounts and fixed deposit accounts
2) Savings bank accounts and current accounts
3) Loans accounts and current accounts
4) Current accounts and fixed deposit accounts
5) None of these
19. Financial inclusion means provision of which of the following financial services at an affordable cost to low income groups?
1) Payments
2) Savings
3) Loans
4) Insurance
5) All the above
20. When a bank returns a cheque unpaid, it is called?
1) Payment of the cheque
2) Drawing of the cheque
3) Dishonor of the cheque
4) Canceling of the cheque
5) None of these
21. Which of the following is the largest shareholder (in percentage shareholding) of a nationalized bank?
1) RBI
2) NABARD
3) LIC
4) Govt of India
5) SEBI
22. What is the full form of 'ESOP'?
1) Executive Salary Options
2) Employee Stock Ownership Plan
3) Emergency Stock Operations
4) Early Sales Opportunities
5) None of these
23. Which of the following terms is used in the field of banking /finance?
1) Elasticity
2) Cathode
3) Hot waves
4) Plasma
5) Fiscal policy
24. The main feature of the National Agricultural Insurance Scheme is to insure?
1) Life of the farmer
2) Crop of the farmer
3) Land of the farmer
4) Family of the farmer
5) Animals that are used in agricultural activities
25. Which of the following places in India does not have a stock exchange?
1) Kolkata
2) Ahmedabad
3) Mumbai
4) Delhi
5) Udaipur
26. Which of the following is a private sector bank?
1) IDBI Bank
2) UCO Bank
3) IndusInd Bank
4) Dena Bank
5) All are private banks
27. Which of the following is a food crop?
1) Castor
2) Palm
3) Jute
4) Jatropha
5) None
28. Vedanta Resources is headquartered in London. It is a company operating in the area of ?
1) Cement
2) Mining
3) Shipping
4) Textiles
5) Banking
29. Which of the following rates/ ratios cannot be seen in financial newspapers?
1) Bank rate
2) Repo rate
3) Reverse repo rate
4) Pulse rate
5) Cash reserve ratio
30. Who among the following is not a famous writer?
1) Mira Nair
2) V.S.Naipaul
3) Chetan Bhagat
4) Kiran Desai
5)Namita Gokhale
31. The judges of the Supreme Court of India retire at the age of?
1) 58 years
2) 60 years
3) 62 years
4) 65 years
5) None of these
32. Fernando Alonso is associated with?
1) Snooker
2) Tennis
3) Golf
4) Soccer
5) Formula one
33. Deepak Parekh is the chairman of?
1) CIL
2) HDFC
3) Infosys
4) SAIL
5) NABARD
34. Which of the following is not a member of SAARC?
1) Afghanistan
2) Nepal
3) Pakistan
4) Bangladesh
5) Japan
35. Kharif crops are?
1) Sown in June
2) Wheat and Barley
3) Sown in winter
4) Raised in summer
5) Both 1 and 2
ANSWERS:
1) 4 2) 2 3) 3 4) 4
5) 5 6) 3 7) 1 8) 1
9) 2 10) 3 11) 4 12) 4
13) 5 14) 3 15) 5 16) 4
17) 2 18) 2 19) 5 20) 3
21) 4 22) 2 23) 5 24) 2
25) 5 26) 3 27) 5 28) 2
29) 4 30) 1 31) 4 32) 5
33) 2 34) 5 35) 1
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