GENERAL AWARENESS PRACTICE MCQs

1.    S.R. Bansal took charge as the Chairman and Managing Director of which of the following public sector banks on October 5, 2013?
     1) Corporation Bank
     2) Dena Bank
     3) Syndicate Bank
     4) Punjab National Bank
     5) Canara Bank

 2.    Alice Munro won the 2013 Nobel Prize in Literature. She belongs to?
     1) UK    
     2) Canada
     3) USA    
     4) Germany
     5) Australia

 3.    Who will be conferred the Indira Gandhi Award for National Integration on October 31, 2013, the death anniversary of Indira Gandhi?
     1) Amjad Ali Khan
     2) Zubin Mehta
     3) M.S.Swaminathan
     4) Ellen Johnson Sirleaf
     5) APJ Abdul Kalam

 4.    The 2013 Nobel Peace Prize was won by the?
     1) European Union
     2) Amnesty International
     3)    International Committee of Red Cross
     4)    Organizatio for the Prohibition of Chemical Weapons
     5)    Organization for Economic Cooperation and Development

 5.    The Reserve Bank of India reduced the Marginal Standing Facility (MSF) rate on October 7, 2013. What is the present MSF rate?
     1) 9.25%    
      2) 9.5% 
     3) 10%       
    4) 10.25%     
     5) 9%

 6.    Peter Higgs of Britain and Francois Englert of Belgium won the 2013 Nobel Prize in which of the following subjects?
     1) Economics     
     2) Physics
     3) Chemistry    
     4) Medicine
     5) None of these

 7.    Sachin Tendulkar will retire from Test cricket after his 200th Test in November 2013. Against which country did Sachin make his Test debut in November 1989?
     1) England    
     2) Australia
     3) Pakistan    
     4) New Zealand         
     5) West Indies

 8.    The Bank of Nova Scotia, commonly known as Scotiabank is in the news recently. It is based in?
     1) Mexico    
      2) USA
     3) Argentina   
     4) Canada    
     5) Brazil

 9.    Which of the following Grand slam singles tournaments was/ were won by Rafael Nadal in 2013?
     1) Australian Open
     2) French Open
     3) Australian Open & French Open
     4) French Open & Wimbledon
     5) French Open & US Open 

 10.    Parvez Rasool plays domestic cricket for?
     1) Gujarat    
     2) Delhi
     3) Jammu & Kashmir
     4) Uttar Pradesh
     5) Punjab

 11.    Suresh Kalmadi's 13 year reign as the President of which of the following associations ended in July 2013?
     1) Indian Athletics association
     2)    International Olympic Association
     3) Asian Olympic Committee
     4) Asian Athletics Association 
     5) None of these    
 
 12.    Sanchi, famous for its Buddhist monuments is in?
     1) Karnataka 
     2) Madhya Pradesh
     3) Gujarat     
     4) Andhra Pradesh
     5) Rajasthan

 13.    Which of the following is the capital city of Denmark?
     1) Helsinki    
     2) Oslo
     3) Prague   
     4) Amsterdam
     5) Copenhagen

 14.    The currency of South Africa is?
     1) Dollar    
     2) Shilling
     3) Pound    
    4) Rand
     5) Tugrik

 15.    Who is the author of the book 'A Tale of Two Cities'?
     1) Robert Frost
     2) Oliver Goldsmith
     3) Charles Dickens    
     4) O Henry
     5) None of these   

 16. Which musical instrument did the Indian musician Ustad Bismillah Khan play?
     1) Sarod    
     2) Sitar
     3) Flute    
    4) Tabla    
     5) Shehnai 

 17.    Which of the following statements is not correct?
     1)    Bangalore is known as the Garden City of India
     2)    Karanam Malleswari is the first Indian woman to have won a medal at the Olympic Games
     3)    There are 28 States and 7 Union Territories in India
     4)    Periyar sanctuary is famous for one-horned Rhinoceros      
     5)    Raipur is the capital of Chhattisgarh

 18.    The headquarters of which of the following organizations is not in Geneva, Switzerland?
     1)    World Meteorological Organization
     2)    World Health Organization
     3) World Trade Organization
     4)    International Labor Organization 
     5)    Food and Agriculture Organization
 
 19.    'Abhigyan Shakuntalam' was written by?
     1) Vyas    
     2) Surdas    
     3) Tulsidas    
      4) Kalidas
     5) Ashwaghosha

 20.    Who among the following is not associated with Shooting?
     1) Abhinav Bindra
     2) Vijay Kumar
     3) Abhijeet Gupta
     4) Gagan Narang
     5) Ronjan Sodhi  

 21.    The film that won the 'Best Feature Film' award in the 60th National Film Awards on May 3, 2013 was made in which language?
     1) Bengali    
     2) Marathi
     3) Hindi     
     4) Malayalam
     5) Kannada  

 22.    Which Indian automobile company has acquired 49.2% stake in the US based Erik Buell Racing (EBR) for $25 million?
     1) Bajaj Auto           
     2) TVS
     3) Hero Motocorp   
     4) Mahindra 
     5) None of these   

 23.    The 20th edition of the biennial Asian Athletic Championships were held in July 2013 in?
     1) Pune    
      2) Hyderabad    
     3) New Delhi    
     4) Bangalore  
     5) Ranchi

 24.    Ratan Tata is the Chief Advisor of which of the following low cost airlines?
     1) Jet Airways   
     2) AirAsia India
     3) IndiGo       
     4) GoAir
     5) SpiceJet

 25.    "The Childhood of Jesus" is written by?
     1) Peter Carey      
      2) Paul Scott 
     3) V.S. Naipaul   
     4) J.M. Coetzee 
     5) William Golding

 26.    Kushok Bakula Rimpochhe Airport is in?
     1) Leh    
     2) Srinagar 
     3) Guwahati    
     4) Itanagar
     5) Shillong

 27.    Which of the following countries is not a permanent member of the United Nations Security Council?
     1) USA     
     2) UK    
      3) France
     4) China   
     5) Germany

 28.    'Mohiniattam', a dance form, is developed in?
     1) Tamil Nadu    
     2) Karnataka
     3) Kerala    
     4) Manipur
     5) Assam

 29.    Port Blair is the capital of which of the following Union Territories?
     1) Dadra & Nagar Haveli
     2) Daman & Diu
     3) Lakshadweep
     4) Andaman & Nicobar islands
     5) None of these

 30.    Tehri Dam in Uttarakhand is built on which of the following rivers?
     1) Sutlej    
     2) Bhagirathi
     3) Narmada    
    4) Chambal
     5) Son

 31.    The Bank for International Settlements (BIS) is an international organization of central banks based in?
     1) Frankfurt, Germany
     2) London, UK
     3) Basel, Switzerland
     4) The Hague, Netherlands
     5) Lisbon, Portugal  

 32.    National Assembly is the parliament of?
     1) Bangladesh    
      2) Brazil
     3) Pakistan    
     4) USA
     5) None of these 

 33.    Kumari Selja is the Cabinet Minister of?
     1) Rural Development
     2)    Housing and Urban Poverty Alleviation
     3) Culture       
     4) Law & Justice
     5)    Social Justice and Empowerment 

 34.    'Think Different' was an advertising slogan for?
     1) Apple     
      2) Microsoft
     3) Google   
     4) Wipro   
      5) IBM

 35.    Which of the following public sector banks is not headed by a woman?
     1) Allahabad Bank
     2) Bank of India
     3) United Bank of India
     4) State Bank of India
     5) Punjab National Bank

ANSWERS:
 1) 1      2) 2     3) 3     4) 4    5) 5      6) 2      7) 3     8) 4    9) 5    10) 3    
11) 4    12) 2    13) 5    14) 4    15) 3    16) 5    17) 4    18) 5    19) 4    20) 3
 21) 3    22) 3    23) 1    24) 2    25) 4    26) 1    27) 5    28) 3    29) 4    30) 2    
31) 3    32) 3    33) 5    34) 1    35) 5

BANKING AWARENESS PRACTICE QUESTIONS

1.    The World Trade Organization (WTO) deals with the global rules of trade between nations. Who is the Director General of WTO?
     a) Roberto Azevedo
     b) Christine Legarde
     c) Raghuram Rajan
     d) Oliver Ralph Kahn
     e) None of the above
 
 2.    RBI on October, 7th 2013, has reduced Marginal Standing Facility(MSF) rate from 9.5% to 9% to improve liquidity in the system. What is MSF?
     a)    MSF rate is the rate at which banks lodge funds overnight with RBI buying approved government securities.
     b)    MSF rate is the rate at which banks borrow funds overnight from other banks against approved government securities.
     c)    MSF rate is the rate at which banks borrow funds overnight from RBI against approved government securities.
     d)    MSF rate is the minimum rate at which banks lend to the borrowers.
     e) None of the above
 
 3.    Between 2007-08 to 2012-13,the value of Card spending rose to Rs.1.97 Lakh Crores. A raise in Cards spending indicates?
     a)    Transformation to 'Cashless Economy'
     b) Low inflation
     c) Raising incomes
     d) Falling prices
     e) None of the above
 
 4.    What is NOT true with regard to 'Carbon Credit'?
     a)    It is a tradable certificate or permit.
     b)    It represents the right of an Industry to emit certain quantity of Carbon Dioxide.
     c)    Carbon Credits mechanism was formalized in Kyoto Protocol.
     d)    Carbon Credits are currently traded on 5 exchanges across the globe.
     e) None of the above.
 
 5.    Arundhati Bhattacharya is in news recently. She is going to be?
     a)    1st woman Deputy Governor of RBI
     b)    1st woman Chair Person of SBI
     c)    1st woman Deputy Chairman of Planning Commission
     d)    1st woman Finance Secretary to Govt. of India
     e) None of the above
 
 6.    National Spot Exchange (NSEL) is the news for defaulting payments to investors. Who is the founder promoter of FT?
     a) Jignesh Shah
     b) Harshad Mehta
     c) Ketan Parekh    
     d) A K Telgi
     e) None of the above
 
 7.    Find the 'odd man out' of the following?
     a) Walmart      
     b) Tesco
     c) Carrefour    
     d) Big Bazar
     e) Ikea
 
 8.    One of the Primary functions of IMF is to provide short term capital assistance to member countries through SDR (Special Drawing Rights). What is NOT true about SDR?
     a) Currency code of SDR is XDR
     b)    SDR is the Unit of Account of IMF
     c)    Asian Development Bank (ADB) also uses SDR as its Currency
     d)    SDR can be exchanged only for US Dollar, British Pound, Euro & Japanese Yen
     e) None of the above
 
 9.    Main functions of Money?
     a) Medium of Exchange
     b) Unit of Account
     c) Store of Value
     d) Only 'a' and 'b' of the above
     e) 'a', 'b' & 'c' of the above
 
 10.    M/s XYZ company has got an order to supply Machinery to M/s ABC Co of Nigeria. Who has to get a Letter of Credit issued from a Bank?
     a)    M/s ABC since they are the importers
     b)    M/s XYZ since they are the exporters
     c)    Both since they are the parties to the agreement
     d)    RBI since they regulate the Foreign Trade in India
     e) None of the above
 
 11.    What is 'Packing Credit'?
     a)    Finance extended to Packing materials industry
     b)    Finance extended to an Importer to pack the goods imported
     c)    Finance extended to Warehouses for keeping the goods packages
     d)    Finance extended to an Exporter to meet the costs of buying and/ or making products to be exported
     e) None of the above
 
 12.    What is NOT true with regard to Currency Chests in India?
     a)    They are managed by different banks on behalf of RBI
     b)    Deposits in Currency Chests are taken into account for calculation of CRR(Cash Reserve Ratio)
     c)    Standard Chartered Bank a Foreign Bank also maintains Currency Chest
     d)    Coins are also stored in Currency Chests
     e) None of the above
 
 13.    Recently Parliament has pass-ed Companies Act 2013. What is NOT true with regard to some of the features of the Act?
     a)    An Individual can set up "One person Private Ltd Company"
     b)    An independent Director can hold 3 consecutive terms of 3 years
     c)    Listed Companies must have at least 1/3rd independent Directors
     d)    Prescribed Companies must have at least 1 woman Director on the Board
     e)    A Private Ltd Company can have a maximum of 200 members
 
 14.    What is 'Net Interest Margin' of a Bank?
     a)    Margin of Interest earned on Trading in Govt Securities
     b)    Difference between the Base Interest Rate and the Average Lending Rate
     c)    Difference between the interest income and the amount of interest paid out
     d)    Difference between Interest on Term Loans and Interest on Cash Credits
     e) None of the above
 
 15.    What is the World's largest functioning Oil Refinery?
     a)    Reliance Refinery in Jamnagar, Gujarat
     b)    IOC Refinery in Digboi, Assam
     c)    HPCL Mumbai Refinery
     d)    Paraguana Refinery, Venezuela
     e)    Exxon Mobil Refinery, Singapore
 
 16.    IIFCL (India Infrastructure Finance Co. Ltd) is wholly-owned Govt. of India Company. Who is selected to take over as the Chairman and Managing Director?
     a) C B Bhave    
     b) S B Nayar
     c) T S Vijayan
     d) Yogesh Agarwal
     e) None of the above
 
 17.    Till 30th June, 1955 State Bank of India(SBI) was known as?
     a) State Bank of British India
     b) Imperial Bank of India
     c) India Central Bank
     d) Central Bank of British India
     e) None of the above
 
 18. Where is the Asian Development Bank(ADB) located?
     a) Mumbai, India
     b) Hiroshima, Japan
     c) Shanghai, China
     d) Manila, Philippines
     e) Jakarta, Indonesia
 
 19.    Structured Financial Messa-ging System (SFMS) is a secure messaging standard developed to serve as a platform for intra-bank and inter-bank applications in India. Which of the following have interface with SFMS?
     a)    RTGS(Real Time Gross Settlement)
     b)    Negotiated Dealing System (NDS)
     c)    Security Settlement System (SSS)
     d) 'a' and 'c' of the above
     e) 'a', 'b' & 'c' of the above
 
 20.    Which Country is the largest producer of Tea in the world?
     a) India    
     b) Brazil
     c) Peoples Republic of China
     d) Srilanka    
     e) None of the above
 
 21.    Who is the CEO & MD of TCS(Tata Consultancy Servi-ces)?
     a) Cyrus Mistry    
     b) S Ramdorai
     c) N Chandrasekharan
     d) Ratan Tata        
     e) None of the above
 
 22.    Qualitative Credit Contro is one of the methods used by RBI to control credit. Which of the following is NOT a Qualitative Credit Control tool?
     a) Moral Suasion
     b) Marginal Requirement
     c) Rationing of Credit
     d) Bank Rate
     e) 'a' & 'd' of the above
 
 23.    Who is the Chairperson of 14th Finance Commission?
     a) Dr Yaga Venugopal Reddy
     b) Dr Vijay L Kelkar
     c) Dr C Rangarajan
     d) Dr Duvvuri Subbarao    
     e) None of the above
 
 24.    The 12th Five Year Plan (2012-17) is approved by Union Cabinet on 4th October, 2012. The aims of the plan are?
     a) 8% average growth rate
     b) Reduce Poverty by 10% during the Plan
     c) Faster, Sustainable and More inclusive Growth
     d) All the 3 above
     e) None of the above
 
 25.    Which State is the largest producer of Cotton in India in the year 2012-13?
     a) Gujarat
     b) Maharashtra
     c) Andhra Pradesh
     d) Karnataka    
     e) Madhyapradesh
 
 26.    Who sets up the Bench Mark Interest Rate for Germany?
     a) German Central Bank
     b) Deutsche Bundes Bank
     c) European Central Bank(ECB)
     d) Deutsche Bank
     e) None of the above
 
 27.    What is India's Apex Tax body?
     a) CBDT    
     b) GAAR
     c) IT Department
     d) RBI    
    e) None of the above
 
 28.    FICCI is an Association of Business Organizations in India.  Who is the President of FICCI?
     a) Shikha Sharma
     b) Usha Thorat
     c) Naina Lal Kidwai
     d) Indra Nooyi
     e) None of the above
 
 29.    Banks in India are governed by BR Act 1949.  What does  'BR' stands for?
     a) Banks Registration
     b) Banking Re-organization
     c) Banking Regulation
     d) Banking Rights    
     e) None of the above
 
 30.    In India, Scheduled Commercial Banks are those Banks included?
     a)    In the 2nd Schedule of RBI Act 1934
     b)    In the 2nd Schedule of BR Act 1949
     c)    In the 2nd Schedule of NI Act 1881
     d)    In the 2nd Schedule of Companies Act 1956
     e) None of the above
 
 
 Answers:
 1.a         2.c      3.a       4.e      5.b      6.a     7.d       8.e      9.e    10.a
 11.d    12.e    13.b    14. c    15.a   16.b    17.b    18.d    19.e    20.c
 21.c    22.c    23.a    24.d    25.a     26.c    27.a    28.c    29.c    30.a

GENERAL AWARENESS PRACTICE MULTIPLE CHOICE QUESTIONS

1. First woman Chief Information Commissioner is...
1) Deepak Sandhu
2) Kushal Singh
3) Mamatha Sharma
4) Subba Laxmi Panse
5) Chanda Kocchar

2. On 11 September 2013, RBI said the BSBDA account is also applicable to Foreign banks as they are also Scheduled Banks. It provides zero balance accounts to poor people. What is the expansion of BSBDA?
1) Basic Savings Bank Dual Account
2) Base Savings Bank Deposit Account
3) Basic Small Bank Deposit Account
4) Basic Savings Bank Deposit Application
5) Basic Savings Bank Deposit Account

3. SBI opened its 15000th branch in Sooranam in .......... on 17 August 2013.
1) West Bengal
2) AP
3) Kerala
4) Tamilnadu
5) Haryana

4. If the involvement of financial intermediary in aiding credit creation without regulatory oversight is called ...
1) Virtual banking
2) Common banking
3) Unit banking
4) Shadow banking
5) Yes banking

5. On 23 August 2013, RBI sold 48 days CMB to meet the temporary cash flow mismatches of the Government of India. CMB means ....?
1) Cash Money Bill
2) Call Management Bill
3) Cash Management Borrowing
4) Core Management Bill
5) Cash Management Bill

6. On 8 August 2013, RBI declared the ....... sale of government bonds to decrease the liquidity of funds in the market?
1) monthly
2) yearly
3) bi-monthly
4) half yearly
5) weekly

7. As per the promise given to World Trade Organization earlier, India should allow how many branches of foreign banks in India per year?
1) 12
2) 24
3) 45
4) 15
5) 20

8. The Reserve Bank of India had given statement relating to the growth of bank deposits and credit of 2012-13 given. Pick the correct statement.
1) Banks have recorded credit and deposit growth of 14 percent each in 2012-13.
2) RBI had projected credit and deposit growth of 16 percent and 15 percent during the same period.
3) It means banks had shown the credit grow by Rs.6,76,176 crore and deposit grow by Rs.8,65,208 crore.
4) credit demand was sluggish due to slowdown in the economy and Deposits accretion also was impacted as inflation adjusted returns were negative due to high inflation.
5) All of above

9. First breast milk bank inaugurated on 7 August 2013 at ......
1) Kochi
2) Chennai
3) Hubli
4) Goa
5) Bhopal

10. On 4 September 2013, Raghuram announced constitution of a panel to strengthen monetary policy framework headed by ....
1) K.C.Chakravarthy
2) Anand Sinha
3) H.R.Khan
4) Subba Rao
5) Urjith Patel

11. Nachiket Mor appointed as the head to assess the approach to financial inclusion by ...
1) SEBI
2) GOI
3) WTO
4) RBI
5) World Bank

12. ...... heads the panel to take a close look at rising NPAs and suggest steps to improve the recovery of bad debts as announced by RBI on 4 September 2013?
1) H.R.Khan
2) Anand Sinha
3) K.C.Chakravarthy
4) Urjith Patel
5) Syamala Gopinath

13. Raghuram Rajan announced the setting up of an outside panel of experts to screen applications for new bank licenses under the headship of .....?
1) Subba Rao
2) Kelkar
3) Bimal Jalan
4) Rangarajan
5) None

14. .... headed the committee to improve the country's overall business climate in the country?
1) Ashok Chawla
2) Muttuswami
3) Damodaran
4) Pydi Kone
5) None

15. ..... became the first state to disburse salary of its staff through their Aadhaar-linked bank accounts as declared on 7 August 2013?
1) AP
2) Maharashtra
3) Goa
4) Tamilnadu
5) MP

Reserve Bank of India Assistants Exam 2012 General Awareness Solved Papers

1. USA has asked India to reduce its dependence on crude oil supply from which of the following countries which is also a member of the OPEC ? 
(A) Venezuela (B) Iraq (C) Libya 
(D) Iran (E) Nigeria 
Ans : (D)

2. Which of the following is the most’ essential financial service which should be provided to the poor people to bring them in the network of financial inclusion? 
(A) Insurance for life (B) Investment plan for future 
(C) Pension for old age (D) A bank account where he/she can save small amount 
(E) Health insurance for minor illnesses and hospitalisation in case of need 
Ans : (D)

3. Who among the following is the President of a country at present ? 
(A) Rupert Murdoch (B) Ban Ki-moon (C) Yoshihiko ode 
(D) Nicolas Sarkozy (E) None of these 
Ans : (D)

4. What does the letter F denote in ‘BFCs’, a term seen very frequently in Banking world these days ?
(A) Formal (B) Fiscal (C) Federal 
(D) Functional (E) Financial 
Ans : (E)

5. Who among the following is a Deputy Governor of the RBI at present?
(A) Sri Sunil Mitra (B) Sri Azim Premji (C) Sri H. R. Khan 
(D) Mrs. Sushma Nath (E) None of these 
Ans : (C)

6. Standard and Poor’s is a Credit Rating Agency of international repute. Which of the following is one such agency of Indian origin? 
(A) IBA (B) BASEL (C) SEBI 
(D) IRDA (E) CRISIL 
Ans : (E)

7. Who among the following is the Chief Minister of Uttrar Pradesh at present ? 
(A) Akhilesh Yadav (B) Mulayarn Singh Yadav (C) Mayawati 
(D) Amar Singh (E) None of these 
Ans : (A)

8. Coin of which of the following denominations is called Small Coin ? 
(A) Re. 1 (B) Rs. 2 (C) Rs. 5 
(D) 50 paisa (E) Rs. 10 
Ans : (D)

9. Which of the following is not a highlight of the Union Budget 2012-13 ? 
(A) No change in rate of Corporate Tax (B) All types of loans up to Rs. 35 lacs will be given on 6% interest only 
(C) Service Tax raised from 10% to 12% (D) Fiscal Deficit is targeted at 5.1 % of GDP 
(E) Substantial increase in Defence Budget 
Ans : (A)

10. Which of the following services/products of banks is specially designed and launched to help students? 
(A) Personal loan (B) Corporate loan (C) Business loan 
(D) Medical loan (E) Education loan 
Ans : (E)

11. Which of the following terms is not directly associated with the functioning of RBI ? 
(A) Open Marker Operations (B) Cash Reserve Ratio (C) SENSEX 
(D) Liquidity Adjustment Facility (E) Public Debt Office 
Ans : (C)

12. Which of the following is one of the major activities of the National Bank for Agriculture and Rural Development (NABARD) ? 
(A) On-site inspection of Cooperative Banks and Regional Rural Banks (RRBs) 
(B) Helping Government of India in preparing Union Budget and presenting it in the Cabinet Meeting 
(C) Acting as custodian of the foreign exchange reserves of the country 
(D) Deciding rate of interest on Savings Bank Accounts in Public Sector Banks 
(E) Representing India in World Bank and other such agencies 
Ans : (A)

13. Dipika who won Crocodile Challenge Cup Finals, played in December 2011, is a famous– 
(A) Badminton player (B) Table Tenn. is player (C) Lawn Tennis player 
(D) Chess player (E) Squash player 
Ans : (E)

14. Who among the following is the recipient of Nobel Prize in Literature given in 2011 ? 
(A) Bruce A. Beutler (B) V.S. Naipaul (C) Tomas Transtromer 
(D) Ralph M. Steinman (E) Chetan Bhagat 
Ans : (C)

15. The 59th National Film Award for Best Actress was given to– 
(A) Vidya Balan (B) Kareena Kapoor (C) Priyanka Chopra 
(D) Lara Dutta (E) Roopa Ganguly 
Ans : (A)

16. Which of the following is the abbreviated name of the body/agency set up to boost foreign investments in India? 
(A) FOREX (B) FCCB (C) FIPB 
(D) FEMA (E) AITAF 
Ans : (C)

17. Performance of which of the following is not considered infrastructural sector of economy? 
(A) Electricity (B) Textile Sector (C) Telecom 
(D) Cement (E) Road and Railways 
Ans : (B)

18. Sachin Tendulkar made his 100th century in the match played between India and–
(A) Pakistan (B) England (C) Australia 
(D) Bangladesh (E) Sri Lanka 
Ans : (D)

19. Who amongst the following was awarded Padma Vibhushan in 2012 ? 
(A) T.V. Rajeswar (B) Aruna Irani (C) A.R. Rahman 
(D) Shabana Azrni (E) Anup Jalota 
Ans : (A)

20. Which of the following countries is a member of BRICS ? 
(A) Bhutan (B) Iran (C) Romania 
(D) Sudan (E) South Africa 
Ans : (E)

21. Which of the following countries recently placed its first Spacelab ‘Tiangong-1’ into orbit? 
(A) North Korea (B) Japan (C) India 
(D) France (E) China 
Ans : (E)

22. Who among the following is the Solicitor-General of India at present ? 
(A) Jacob Mathew (B) Rohinton Nariman (C) Gopal Subrarnaniam 
(D) Ashok Chawla (E) None of these 
Ans : (B)

23. Which of the following schemes is launched by the Government of India to motivate school children to attend school regularly? 
(A) Kutir Jyoti (B) lid-Day Meal (C) MGREGA 
(D) RAY (E) Bharat Nirman 
Ans : (B)

24. As per the news published in various newspapers, Government is planning to set up a Regulatory Body in educational field specially for– 
(A) Higher Education (B) Medical Education (C) Elementary Education 
(D) Secondary Education (E) Adult Education
Ans : (A)

25. Which of the following countries is selected as a host of Commonwealth Games-2018 ? 
(A) India (B) Australia (C) Pakistan 
(D) South Africa (E) Sri Lanka 
Ans : (B)

26. France has agreed to supply ‘Rafale’ to India. The deal is about the supply of– 
(A) Warships (B) RADAR system (C) Fighter Aircrafts 
(D) Nuclear Reactors (E) Submarines 
Ans : (C)

27. ‘Seychelles’, where China is going to set up its new military base, is a country in– 
(A) Bay of Bengal (B) China Sea (C) Indian Ocean 
(D) Red Sea (E) Caspian Sea 
Ans : (C)

28. Which of the following terms is used in the field of Economics ? 
(A) Absolute Zero (B) Molecular Equation (C) Zero Point Energy 
(D) Balance of Payment (E) Mass Defect 
Ans : (D)

29. ‘Kyoto Protocol’, an agreement signed by various countries, is associated with the field of– 
(A) International trade (B) Clean environment and climate change 
(C) Currency swap (D) Deep sea mining and oil exploration 
(E) Building a common food stock to save mankind in case of any natural calamity 
Ans : (B)

30. World’s AIDS Day is observed on which of the following days ? 
(A) 1st December (B) 1st March (C) 1st April 
(D) 1st May (E) 1st January 
Ans : (A)

31. USA decided to withdraw its army from which of the following countries after a 9 years’ long stay of the same there? 
(A) Afghanistan (B) Libya (C) Egypt 
(D) Iraq (E) Iran 
Ans : (D)

32. Which of the following Cups/Trophies is associated with the game of Lawn Tennis ? 
(A) FIFA Cup (B) Champions Trophy (C) Ranji Trophy 
(D) Subroto Cup (E) Davis Cup 
Ans : (E)

33. Which award is given to the coaches of Sportspersons ? 
(A) Dronacharya Award (B) Arjuna Award (C) Kalidas Samman 
(D) Rajiv Gandhi Khel Ratna (E) Saraswati Samman 
Ans : (A)

34. Which of the following terms is used in the game of Cricket ? 
(A) Heave (B) Silly Point (C) Tee 
(D) Smash (E) Grand Slam 
Ans : (B)

35. A new Nuclear Power Plant is being set up in which of the following places in India ? 
(A) Amethi (B) Firozabad (C) Jaitapur 
(D) Joshi Math (E) Satha 
Ans : (C)

36. Which of the following schemes is launched to make cities in India slum- free? 
(A) Jawaharlal Nehru National Urban Renewal Mission (B) Bharat Nirman (C) Rajiv Awas Yojana 
(D) Indira Awas Yojana (E) None of these 
Ans : (C)

37. Who among the following is a famous author of Indian origin ? 
(A) Homi K. Bhabha (B) Kiran Desai (C) Swati A. Piramal 
(D) Shabana Azmi (E) Ronen Sen 
Ans : (B)

38. Who among the following has written the famous book “Malgudi Days”? 
(A) V.S. Naipaul (B) Deepak Chopra (C) Rabindranath Tagore 
(D) Vijay Tendulkar (E) R.K. Narayan 
Ans : (E)

39. Which of the following is not the name of the currency of a country? 
(A) Rand (B) Pound (C) Dinar 
(D) Eucador (E) Dollar 
Ans : (D)

40. Which of the following is the unit of heat ? 
(A) Joule (B) Ohm (C) Ampere 
(D) Volt (E) Newton
Ans : (A)

GENERAL AWARENESS PRACTICE QUESTIONS

1.    Which country has test-fired the Abdali short range surface to surface ballistic missile?
     1) Pakistan     
     2) Afghanistan
     3) Iran     
     4) Syria
     5) Iraq

 2.    How many people in India are killed by indoor pollution every year as per the study of the World Health Organization (WHO)?
     1) 1.3 million    
     2) 1.7 million
     3) 2 million    
     4) 6.20 lakh
     5) 7.20 lakh

 3.    Which of the following teams won the Irani Cup Cricket for the eighth time in a row in 2013?
     1) Rest of India  
     2) Mumbai
     3) Delhi    
     4) Tamil Nadu
     5) Karnataka

 4.    Nabil Elaraby is the Secretary General of?
     1) Commonwealth
     2) OPEC     
     3) SAARC    
     4) Arab League
     5) None of these

 5.    Which of the following is/are the specific goal (s) of Bharat Nirman?
      1)    To provide more employment     opportunities to rural youth
      2)    To provide best technical    education to rural youth
     3) To provide more employment opportunities to urban youth
     4) Both 1 and 2  
     5) None of these

 6.    Which of the following is not a civilian award?
     1) Sahitya Academy
     2) Shanti Swarup Bhatnagar
     3) Padma Shri     
     4) Bharat Ratna
     5) Kirti Chakra

 7.    Rolex is a brand of?
     1) Luxury cars    
     2) Luxury pens
     3) Luxury watches
     4) Home accessories
     5) Confectionary

 8.    Which of the following terms is not used in Cricket?
     1) Maiden over 
     2) Stumped
     3) Hat trick    
     4) Gulley     
     5) Hoops

 9.    The agricultural productivity in India is low in comparison to other countries. What is/are the main reason(s)?     1) Lack of credit and marketing    facilities
     2) Uneconomic holdings
     3)    Outdated agricultural techniques
     4) Both 1 and 2
     5) All 1, 2 and 3

 10.    Which of the following conditions indicate the impact of global warming?
     1) Melting of glaciers
     2) Rise in sea level
     3) Changes in weather conditions
     4) Rise in global temperature
     5) All the above

 11.    Who is the author of book 'What I Require from Life'?
     1) Salim Ali
     2) S.Radhakrishnan
     3) J.B.S.Haldane
     4) J.C.Bose
     5) None of these

 12.    Which of the following Ministries lays down the policies and programs for the development and regulation of the country's water resources?
     1)    Ministry of Rural Development
     2) Ministry of Agriculture
     3) Ministry of Environment and Forests
     4) Ministry of Tribal Affairs
     5) None of these

 13.    Which of the following statements is not correct?
 1) World Meteorological     Organization is in Geneva
 2) The area of Coffee is maximum in Karnataka
 3) The Headquarters of FAO is in Rome
 4) Banana has the largest area    in India among all fruit crops
 5) India is the world's largest tea-drinking nation

 14. David Cohen prize is given for?
     1) Agriculture  
     2) Literature
     3) Progress in religion
     4) Popularization of science
     5) None of these

 Answers:
 1) 1    2) 1    3) 1    4) 4    5) 5
 6) 5    7) 3    8) 5    9) 5    10) 5
 11) 3    12) 5    13) 4    14) 2    

GENERAL AWARENESS PRACTICE MCQs FOR IBPS EXAMS

1. Ibrahim Boubacar Keita was elected the President of which of the following African coun tries in August 2013? 
     1) Algeria       
      2) Niger       
     3) Burkina Faso  
     4) Mali      
     5) Senegal       

 2. Who won the 200-metre sprint at the World Athletics Cham pionships in Moscow on Au gust 17, 2013?
     1) Warren Weir   
     2) Usain Bolt      
     3) Curtis Mitchell              
     4) Tyson Gay     
     5) Yohan Blake            

 3.     The 15,000th branch of which of the following banks was inau gurated in Sooranam, Tamil Nadu on August 17, 2013?
     1) Punjab National Bank
      2) ICICI Bank            
     3) State Bank of India         
     4) Indian Bank    
     5) Indian Overseas Bank       

 4.     Who was appointed the Dire ctor General of Central Reser ve Police Force (CRPF) on Au gust 17, 2013? 
     1) R.K.Singh     
     2) Alok Joshi
     3) Ranjit Sinha     
     4) Dilip Trivedi
     5) Vijay Kumar       

 5. Who among the following Arjuna award winners is a Squash player?
     1) P.V. Sindhu      
     2) Kavita Chahal   
     3)  Rupesh Shah     
     4) Dharmendra Dalal          
     5) Joshna Chinappa          

 6. Subramanian Swamy's Janata Party was merged with which of the following political parties in August 2013?
     1) Congress  
     2) Janata Dal (Secular)
     3) Bharatiya Janata Party   
     4) Janata Dal (United)   
     5) Samajwadi Party       

 7.     What does NDTL mean?
     1)    New Demand and Tenure Lia bilities
     2)    Net Demand and Time Liabi lities
     3) National Deposits and Total Liquidity
     4)    New Deposits and Term Liquidity       
     5) None of these  
       
 8.     Which of the following terms is used in Banking?
     1) Epicenter     
     2) Gravity      
     3) Latitude         
     4) Longitude     
     5) None of these   

 9.     Fiscal Policy is concerned with?
     1) Export and Import
     2) Education
     3) Population control  
     4) Public revenue and expenditure     
     5) None of these          

 10. Foreign exchange reserves of India are kept in the custody of?
     1) IBRD    
     2) IMF
     3) SBI    
     4) Government treasury
     5) RBI

 11. Which of the following terms is not used in Banking?  
     1) Holding company    
     2) Post dated cheque          
     3) Credit      
     4)  Time deposit    
     5) Centripetal force    
      
 12. The Score of My Life' is written by?
     1) Pandit Ravi Shankar
     2) Zubin Mehta
     3) Javed Akhtar
     4) APJ Abdul Kalam
     5) None of these

 13. Anshu Jain is associated with which of the following foreign banks?
     1) RBS    
     2) Deutsche Bank  
     3) HSBC      
     4) Barclays      
     5) Bank of America       

 14. The National Science Day is celebrated in honour of?
     1) J.C.Bose  
     2) S.Ramanujan         
     3) H.J.Bhabha    
     4) C.V.Raman
     5) S. Chandrasekhar   
     
 15. Which of the following is not a cash crop?
     1) Jute      
     2) Cashew nut      
     3) Rubber      
     4) Cotton          
     5) Wheat   

 16. Which of the following books is not written by Indira Goswami?
     1) The Man from Chinnamasta
     2) Pages Stained with Blood
     3) The Moth Eaten Howdah of a Tusker     
     4) An Unfinished Autobiography     
     5) Rudali      

 17. Harare is the capital of?
     1) Zambia     
     2) Yemen     
     3) Congo     
     4) South Sudan   
     5) Zimbabwe  

 18. Galvanometer is an instrument to measure?
     1) Relative density of liquids
     2) Electric currents
     3) Pressure of gases
     4) Distances
     5) None of these

 19.    In a current account the with drawals can be made?
     1) Once a day    
     2) Once a week       
     3) Once a month     
     4) As many times as needed   
     5) None of these  

 20.    A short term government secu rity paper is called?
     1) Share
     2) Debenture
     3) Mutual Fund
     4) Treasury bill
     5) None of these    

 21. WTO basically promotes?
     1) Tourism
     2) Global peace
     3) Unilateral trade  
     4) Multilateral trade
     5) Disarmament   

 22.     CDS stands for?
     1) Credit Demand Swap   
     2) Collateral Default Swap        
     3) Credit Default Swap     
     4) Collateral Demand Swap
     5) None of these

 23.    The headquarters of International Olympic Committee is at?
     1) Los Angeles  
      2) New York    
     3) Moscow     
     4) Lausanne    
     5) Paris

 24.     Which of the following terms is used in the game of Hockey?
     1) Volley     
     2) Bull'seye          
      3) Trump           
     4) Serve   
     5) Centre forward

 25. Which of the following is not a pharmaceutical company?
     1) Intas     
     2) Novartis    
     3) Roche   
     4) Hindustan Unilever Limited
     5) Glaxo SmithKline    

 26.    Which of the following commi ssions is formed to guard agai nst predatory and collusive behavior of the business organi zations?
     1)     Knowledge Commission     
     2)     Finance Commission
      3)     Administrative Reforms Commission  
      4)     Competition Commission  
     5)     Labour Commission

 27. Two Leaves is the symbol of which of the following political parties?    
     1) SP     
     2) BSP
     3) DMK    
     4) AIADMK
     5) JD (U)

 28. When too much of money is chasing too few goods, the situ ation is called?
     1) Recession     
     2) Depression
     3) Inflation    
     4) Deflation
     5) Stagflation

 29.     Which of the following sche mes provides social security cover to the people working in the unorganized sector?
     1) Raj Lakshmi  
     2) Kuteer Jyothi
     3) Swavalamban  
     4) Antyodaya     
    5) None of these

 30.    Who is the Chairman of Institute of Banking Personnel Selection (IBPS)?
     1) Pratip Chaudhuri
     2) Arun Kaul      
     3) T.M. Bhasin
     4) K.R. Kamath  
     5) M.Narendra

 31.    Which of the following abbre viations and their full forms is not matched correctly?
     1)    LAF ---Liquidity Adjustment Facility
     2)    SWIFT --- Society for World wide Interbank Financial Tele communication  
     3) AFSPA---Armed Forces Super Powers Act
     4)    MDG---Millennium Develo pment Goals  
     5) MAT--Minimum Alternate Tax

 32.    The foreign trade policy in India is announced by the?
     1) RBI
     2) Ministry of Finance
     3) Ministry of Commerce
     4) Planning Commission
     5) Ministry of External Affairs

 33. Who is the author of the book 'Building Social Business'?
     1) Amartya Sen  
     2) Muhammad Yunus  
     3) Paul Krugman  
     4) Alvin Roth  
     5) None of these

 34.    Which of the following agen  cies/organizations plays a major role to control inflation in a country?
     1) Central Bank of the country
     2) Stock markets of the country
     3) Planning Commission
     4) Both 1 and 2
     5) All 1, 2 and 3

 35.    NPAs in commercial banks means?
     1) Bank deposits which are not invested  
     2) Capital assets not in use
     3) Loans in which interest or principal amount is not recovered
     4) Low interest rate loans   
     5) High interest rate loans  


ANSWERS:
  1) 4      2) 2      3) 3      4) 4      5) 5
   6) 3      7) 2      8) 5      9) 4    10) 5
 11) 5    12) 2    13) 2    14) 4    15) 5
 16) 5    17) 5    18) 2    19) 4    20) 4
 21) 4    22) 3    23) 4    24) 5    25) 4
 26) 4    27) 4    28) 3    29) 3    30) 4
 31) 3    32) 3    33) 2    34) 1    35) 3