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Saturday, November 29, 2014
CENSUS - 2011 IMPORTANT FACTS
General Awareness With special reference to Banking Industry Practice Questions for Bank Exams
1. The 12th ASEAN-India Summit was held in?
1) New Delhi
2) Singapore
3) Bangkok
4) Manila
5) Nay Pyi Taw
2. Who won the Polly Umrigar Award for being India's best international cricketer of the 2013-14 season?
1) Parvez Rasool
2) Bhuvneshwar Kumar
3) Virat Kohli
4) Suresh Raina
5) Ishant Sharma
3. The International Children's Peace Prize 2014, an initiative of Kids Rights, has been won by?
1) Alexey
2) Andrew
3) Neha Gupta
4) Malala Yousafzai
5) None of these
4. Who won the 2014 Formula One World Championship?
1) Sebastian Vettel
2) Nico Rosberg
3) Fernando Alonso
4) Lewis Hamilton
5) Jenson Button
5. Who is the author of the book 'Capital in the Twenty-First Century'?
1) Paul Krugman
2) Amartya Sen
3) Elinor Ostrom
4) Joseph Stiglitz
5) Thomas Piketty
6. Identify the mismatched pair?
1) NBFCs - Non-Banking Financial Companies
2) ECBs - External Commercial Borrowings
3) FCCBs - Foreign Currency Concession Bonds
4) DIPP -Department of Industrial Policy and Promotion
5) FDI - Foreign Direct Investment
7. 'Sarvada Vijay' is a major field exercise conducted by the Army in May 2014 in?
1) Gujarat
2) Rajasthan
3) Punjab
4) Jammu & Kashmir
5) Haryana
8. Which Indian-American student won the 2014 National Geographic Bee contest?
1) Ansun Sujoe
2) Sriram Hathwar
3) Akhil Rekulapelli
4) Arvind Mahankali
5) Snigdha Nandipati
9. Which country has announced that it will make match-fixing a specific crime for the first time
to ensure sport remains corruption- free?
1) India
2) Pakistan
3) Australia
4) New Zealand
5) England
10. Kamal Chawla is associated with?
1) Golf
2) Snooker
3) Chess
4) Kabaddi
5) Archery
11. The first cooperative bank in India to have its own RuPay ATM-cum-debit card is in?
1) Punjab
2) Andhra Pradesh
3) Himachal Pradesh
4) Rajasthan
5) Haryana
12. Who is the Chairman of a Committee that suggested customers should be given a free copy of their Credit Information Reports (CIRs)?
1) Anand Sinha
2) Aditya Puri
3) Arvind Mayaram
4) Damodaran
5) R.S. Gujral
13. At present the Reserve Bank of India has provision for how many deputy governors?
1) Two
2) Three
3) Four
4) Five
5) Six
14. Which company topped the Forbes' annual list of the world's 2000 largest and most powerful public companies?
1) ICBC
2) China Construction Bank
3) Agricultural Bank of China
4) Reliance Industries
5) State Bank of India
15. The Dhamra Port is a major newly developed port in?
1) Gujarat
2) Tamil Nadu
3) Maharashtra
4) Karnataka
5) Odisha
16. Which of the following companies has recently taken over Network 18 group?
1) STAR group
2) Reliance Industries Limited
3) Times of India group
4) Sahara group
5) None of these
17. Parbati hydro electricity project is located in?
1) Punjab
2) Haryana
3) Assam
4) Jammu & Kashmir
5) Himachal Pradesh
18. During the six years between 2004 and 2011, which State topped in creation of new jobs in
the manufacturing sector?
1) West Bengal
2) Gujarat
3) Maharashtra
4) Odisha
5) Tamil Nadu
19. Bangladesh signed a deal with which of the following countries to set up a 1320-megawatt coal-based power plant in Moheshkhali?
1) India
2) USA
3) China
4) Russia
5) South Korea
20. Jacob Zuma was elected President of which of the following countries for a second term?
1) Ghana
2) Sudan
3) Ivory Coast
4) Uganda
5) South Africa
21. Ashraf Ghani is the?
1) President of Pakistan
2) Prime Minister of Pakistan
3) President of Afghanistan
4) Prime Minister of Afghanistan
5) President of Iran
22. CRR and SLR are the terms related to?
1) Capital market
2) Commodities market
3) Insurance
4) Mutual Funds
5) None of these
23. What does the letter 'L' stands for in the term LAF?
1) Liquid
2) Least
3) Liability
4) Liquidity
5) Lowest
24. Union Budget is normally presented in the month of?
1) January
2) February
3) March
4) April
5) May
25. Who was recently appointed the Chief Justice of India?
1) Justice Rohinton Nariman
2) Justice N.V. Ramana
3) Justice H.L. Dattu
4) Justice P. Sathasivam
5) None of these
26. Which of the following Awards is given for excellence in literature?
1) Arjuna Award
2) Dronacharya Award
3) Dada Saheb Phalke award
4) Phalke Ratna Award
5) None of these
27. Which of the following provides insurance cover for bank
deposits in India?
1) RBI
2) LIC
3) SBI
4) DICGC
5) Finance Ministry
28. Which of the following countries is a permanent member of the United Nations Security
Council?
1) India
2) Brazil
3) China
4) Germany
5) Japan
29. Which of the following is the name of a currency of a
country?
1) Ankara
2) Tunis
3) Lusaka
4) Kwacha
5) Peru
30. Which of the following is not the name of a country?
1) Tunisia
2) Togo
3) Tonga
4) Senegal
5) Bratislava
31. Fourteen private banks were nationalized in the year?
1) 1947
2) 1949
3) 1955
4) 1969
5) 1980
32. Insurance sector in India is regulated by?
1) LIC
2) SEBI
3) GIC
4) RBI
5) IRDA
33. Which of the following is not a private bank?
1) Karnataka Bank
2) Axis Bank
3) Dena Bank
4) Kotak Mahindra Bank
5) HDFC Bank
34. BIFR stands for?
1) Board for Industrial and Financial Reconstruction
2) Bureau for Industrial and Financial Rehabilitation
3) Board for Institutional Finance and Rehabilitation
4) Board for Investigation and Formal Reconstruction
5) None of these
35. Subhash Chandra Garg has been recently appointed Executive Director in?
1) IMF
2) World Bank
3) ADB
4) WTO
5) None of these
36. BPLR stands for?
1) Base Primary Lending Rate
2) Benchmark Prime Lending rate
3) Basic Priority Lending Rate
4) Below Poverty Line Rate
5) None of these
37. Recep Tayyip Erdogan was sworn in as the President of?
1) Iran
2) Iraq
3) Turkey
4) Vietnam
5) Cyprus
38. Who among the following is the new Governor of Rajasthan?
1) Ch. Vidyasagar Rao
2) Vajubhai Vala
3) Kalyan Singh
4) Mridula Sinha
5) None of these
39. Who is the winner of the 2014 Man Booker Prize?
1) Joshua Ferris
2) Karen Joy Fowler
3) Neel Mukherjee
4) Richard Flanagan
5) None of these
40. Jean Tirole won the 2014 Nobel Prize for Economics. He belongs to?
1) Sweden
2) Norway
3) USA
4) UK
5) France
ANSWERS:
1) 5 2) 2 3) 3 4) 4 5) 5 6) 3 7) 2 8) 3 9) 4 10) 2
11) 3 12) 2 13) 3 14) 1 15) 5 16) 2 17) 5 18) 1 19) 3 20) 5
21) 3 22) 5 23) 4 24) 2 25) 3 26) 5 27) 4 28) 3 29) 4 30) 5
31) 4 32) 5 33) 3 34) 1 35) 2 36) 2 37) 3 38) 3 39) 4 40) 5
1) New Delhi
2) Singapore
3) Bangkok
4) Manila
5) Nay Pyi Taw
2. Who won the Polly Umrigar Award for being India's best international cricketer of the 2013-14 season?
1) Parvez Rasool
2) Bhuvneshwar Kumar
3) Virat Kohli
4) Suresh Raina
5) Ishant Sharma
3. The International Children's Peace Prize 2014, an initiative of Kids Rights, has been won by?
1) Alexey
2) Andrew
3) Neha Gupta
4) Malala Yousafzai
5) None of these
4. Who won the 2014 Formula One World Championship?
1) Sebastian Vettel
2) Nico Rosberg
3) Fernando Alonso
4) Lewis Hamilton
5) Jenson Button
5. Who is the author of the book 'Capital in the Twenty-First Century'?
1) Paul Krugman
2) Amartya Sen
3) Elinor Ostrom
4) Joseph Stiglitz
5) Thomas Piketty
6. Identify the mismatched pair?
1) NBFCs - Non-Banking Financial Companies
2) ECBs - External Commercial Borrowings
3) FCCBs - Foreign Currency Concession Bonds
4) DIPP -Department of Industrial Policy and Promotion
5) FDI - Foreign Direct Investment
7. 'Sarvada Vijay' is a major field exercise conducted by the Army in May 2014 in?
1) Gujarat
2) Rajasthan
3) Punjab
4) Jammu & Kashmir
5) Haryana
8. Which Indian-American student won the 2014 National Geographic Bee contest?
1) Ansun Sujoe
2) Sriram Hathwar
3) Akhil Rekulapelli
4) Arvind Mahankali
5) Snigdha Nandipati
9. Which country has announced that it will make match-fixing a specific crime for the first time
to ensure sport remains corruption- free?
1) India
2) Pakistan
3) Australia
4) New Zealand
5) England
10. Kamal Chawla is associated with?
1) Golf
2) Snooker
3) Chess
4) Kabaddi
5) Archery
11. The first cooperative bank in India to have its own RuPay ATM-cum-debit card is in?
1) Punjab
2) Andhra Pradesh
3) Himachal Pradesh
4) Rajasthan
5) Haryana
12. Who is the Chairman of a Committee that suggested customers should be given a free copy of their Credit Information Reports (CIRs)?
1) Anand Sinha
2) Aditya Puri
3) Arvind Mayaram
4) Damodaran
5) R.S. Gujral
13. At present the Reserve Bank of India has provision for how many deputy governors?
1) Two
2) Three
3) Four
4) Five
5) Six
14. Which company topped the Forbes' annual list of the world's 2000 largest and most powerful public companies?
1) ICBC
2) China Construction Bank
3) Agricultural Bank of China
4) Reliance Industries
5) State Bank of India
15. The Dhamra Port is a major newly developed port in?
1) Gujarat
2) Tamil Nadu
3) Maharashtra
4) Karnataka
5) Odisha
16. Which of the following companies has recently taken over Network 18 group?
1) STAR group
2) Reliance Industries Limited
3) Times of India group
4) Sahara group
5) None of these
17. Parbati hydro electricity project is located in?
1) Punjab
2) Haryana
3) Assam
4) Jammu & Kashmir
5) Himachal Pradesh
18. During the six years between 2004 and 2011, which State topped in creation of new jobs in
the manufacturing sector?
1) West Bengal
2) Gujarat
3) Maharashtra
4) Odisha
5) Tamil Nadu
19. Bangladesh signed a deal with which of the following countries to set up a 1320-megawatt coal-based power plant in Moheshkhali?
1) India
2) USA
3) China
4) Russia
5) South Korea
20. Jacob Zuma was elected President of which of the following countries for a second term?
1) Ghana
2) Sudan
3) Ivory Coast
4) Uganda
5) South Africa
21. Ashraf Ghani is the?
1) President of Pakistan
2) Prime Minister of Pakistan
3) President of Afghanistan
4) Prime Minister of Afghanistan
5) President of Iran
22. CRR and SLR are the terms related to?
1) Capital market
2) Commodities market
3) Insurance
4) Mutual Funds
5) None of these
23. What does the letter 'L' stands for in the term LAF?
1) Liquid
2) Least
3) Liability
4) Liquidity
5) Lowest
24. Union Budget is normally presented in the month of?
1) January
2) February
3) March
4) April
5) May
25. Who was recently appointed the Chief Justice of India?
1) Justice Rohinton Nariman
2) Justice N.V. Ramana
3) Justice H.L. Dattu
4) Justice P. Sathasivam
5) None of these
26. Which of the following Awards is given for excellence in literature?
1) Arjuna Award
2) Dronacharya Award
3) Dada Saheb Phalke award
4) Phalke Ratna Award
5) None of these
27. Which of the following provides insurance cover for bank
deposits in India?
1) RBI
2) LIC
3) SBI
4) DICGC
5) Finance Ministry
28. Which of the following countries is a permanent member of the United Nations Security
Council?
1) India
2) Brazil
3) China
4) Germany
5) Japan
29. Which of the following is the name of a currency of a
country?
1) Ankara
2) Tunis
3) Lusaka
4) Kwacha
5) Peru
30. Which of the following is not the name of a country?
1) Tunisia
2) Togo
3) Tonga
4) Senegal
5) Bratislava
31. Fourteen private banks were nationalized in the year?
1) 1947
2) 1949
3) 1955
4) 1969
5) 1980
32. Insurance sector in India is regulated by?
1) LIC
2) SEBI
3) GIC
4) RBI
5) IRDA
33. Which of the following is not a private bank?
1) Karnataka Bank
2) Axis Bank
3) Dena Bank
4) Kotak Mahindra Bank
5) HDFC Bank
34. BIFR stands for?
1) Board for Industrial and Financial Reconstruction
2) Bureau for Industrial and Financial Rehabilitation
3) Board for Institutional Finance and Rehabilitation
4) Board for Investigation and Formal Reconstruction
5) None of these
35. Subhash Chandra Garg has been recently appointed Executive Director in?
1) IMF
2) World Bank
3) ADB
4) WTO
5) None of these
36. BPLR stands for?
1) Base Primary Lending Rate
2) Benchmark Prime Lending rate
3) Basic Priority Lending Rate
4) Below Poverty Line Rate
5) None of these
37. Recep Tayyip Erdogan was sworn in as the President of?
1) Iran
2) Iraq
3) Turkey
4) Vietnam
5) Cyprus
38. Who among the following is the new Governor of Rajasthan?
1) Ch. Vidyasagar Rao
2) Vajubhai Vala
3) Kalyan Singh
4) Mridula Sinha
5) None of these
39. Who is the winner of the 2014 Man Booker Prize?
1) Joshua Ferris
2) Karen Joy Fowler
3) Neel Mukherjee
4) Richard Flanagan
5) None of these
40. Jean Tirole won the 2014 Nobel Prize for Economics. He belongs to?
1) Sweden
2) Norway
3) USA
4) UK
5) France
ANSWERS:
1) 5 2) 2 3) 3 4) 4 5) 5 6) 3 7) 2 8) 3 9) 4 10) 2
11) 3 12) 2 13) 3 14) 1 15) 5 16) 2 17) 5 18) 1 19) 3 20) 5
21) 3 22) 5 23) 4 24) 2 25) 3 26) 5 27) 4 28) 3 29) 4 30) 5
31) 4 32) 5 33) 3 34) 1 35) 2 36) 2 37) 3 38) 3 39) 4 40) 5
GENERAL AWARENESS PRACTICE QUESTIONS
1. ING Vysya Bank has decided to merge with which of the following private banks?
1) ICICI Bank
2) Axis Bank
3) HDFC Bank
4) Kotak Mahindra Bank
5) Yes Bank
2. Who received the prestigious Colonel CK Nayudu Lifetime Achievement Award on November 21, 2014?
1) Sunil Gavaskar
2) Dilip Vengsarkar
3) Syed Kirmani
4) G.R. Viswanath
5) K. Srikkanth
3. Who was honored with the centenary award for Indian Film Personality of the Year 2014 on November 20, 2014?
1) Amitabh Bachchan
2) Kamal Hasan
3) Rajinikanth
4) Shah Rukh Khan
5) Waheeda Rehman
4. Who is the winner of the Sir Garfield Sobers Trophy for ICC Cricketer of the Year?
1) Michael Clarke
2) Kumar Sangakkara
3) AB de Villiers
4) Mitchell Johnson
5) Dale Steyn
5. Who among the following is/are serving as the Chief Minister of a State for the first time?
1) K. Chandrasekara Rao
2) Jitan Ram Manjhi
3) Anandiben Patel
4) Both 1 and 3
5) All 1, 2 and 3
6. Which one of the following books is written by Hillary Clinton?
1) Central Time
2) The Goldfinch
3) Hard Choices
4) The Last Word
5) None of these
7. Who has been appointed the Chairman of the Cauvery Water Disputes Tribunal?
1) Justice RM Lodha
2) Justice Madan B. Lokur
3) Justice M.Y. Eqbal
4) Justice B.S. Chauhan
5) Justice Arjan Kumar Sikri
8. International Telecommunication Union (ITU) is headquartered in?
1) Geneva
2) London
3) Berne
4) Vienna
5) Paris
9. ITU presented the 2014 World Telecommunication and Information Society Award to Paul Kagame, the President of?
1) Uganda
2) Democratic Republic of Congo
3) Rwanda
4) Niger
5) Nigeria
10. The James Beard Foundation Awards are given for excellence in?
1) Poetry
2) Television
3) Films
4) Cuisine
5) Sculpture
11. Donetsk and Luhansk are the cities in?
1) Ukraine
2) Kazakhstan
3) Georgia
4) Poland
5) Portugal
12. Which country topped the Press Freedom Index for 2014?
1) Netherlands
2) Norway
3) Sweden
4) Belgium
5) Finland
13. In the 2014 Lok Sabha elections, in which of the following States the Bharatiya Janata Party did not win all the seats?
1) Gujarat
2) Rajasthan
3) Himachal Pradesh
4) Uttarakhand
5) Madhya Pradesh
14. Which is the third largest party in the 16th Lok Sabha?
1) Trinamool Congress
2) AIADMK
3) Biju Janata Dal
4) Shiv Sena
5) CPI (M)
15. 2015 marks the 150th anniversary of which of the following agencies of the United Nations Organization?
1) UNICEF
2) UNEP
3) ILO
4) ICAO
5) ITU
16. India successfully test-fired indigenously developed Akash, which is a/an?
1) Surface to surface missile
2) Air to air missile
3) Surface to air missile
4) Subsonic missile
5) None of these
17. What is the full form of GIRO?
1) General Instant Recurring order
2) General Interlinked Recurring Order
3) General International Recurring Order
4) General Interbank Recurring Order
5) None of these
18. In banking CASA stands for?
1) Corporate Account, Savings Account
2) Current Account, Savings Account
3) Current Account, Service Account
4) Corporate Account, Service Account
5) None of these
19. Rakhigarhi is a Harappan civilization site in?
1) Gujarat
2) Rajasthan
3) Haryana
4) Punjab
5) Himachal Pradesh
20. Shiv Chowrasia is a player associated with?
1) Golf
2) Squash
3) Billiards
4) Polo
5) Table Tennis
21. In the 7th IPL edition which bowler won the Purple Cap?
1) Sunil Narine
2) Bhuvneswar Kumar
3) Sandeep Sharma
4) Ravindra Jadeja
5) Mohit Sharma
22. Pilot testing of plastic currency notes will not be done in which of the following cities?
1) Shimla
2) Kochi
3) Mysore
4) Jaipur
5) Mumbai
ANSWERS:
1) 4; 2) 2; 3) 3; 4) 4; 5) 5; 6) 3; 7) 4; 8) 1; 9) 3; 10) 4;
11) 1; 12) 1; 13) 5; 14) 2; 15) 5; 16) 3; 17) 4; 18) 2; 19) 3; 20) 1; 21) 5; 22) 5.
1) ICICI Bank
2) Axis Bank
3) HDFC Bank
4) Kotak Mahindra Bank
5) Yes Bank
2. Who received the prestigious Colonel CK Nayudu Lifetime Achievement Award on November 21, 2014?
1) Sunil Gavaskar
2) Dilip Vengsarkar
3) Syed Kirmani
4) G.R. Viswanath
5) K. Srikkanth
3. Who was honored with the centenary award for Indian Film Personality of the Year 2014 on November 20, 2014?
1) Amitabh Bachchan
2) Kamal Hasan
3) Rajinikanth
4) Shah Rukh Khan
5) Waheeda Rehman
4. Who is the winner of the Sir Garfield Sobers Trophy for ICC Cricketer of the Year?
1) Michael Clarke
2) Kumar Sangakkara
3) AB de Villiers
4) Mitchell Johnson
5) Dale Steyn
5. Who among the following is/are serving as the Chief Minister of a State for the first time?
1) K. Chandrasekara Rao
2) Jitan Ram Manjhi
3) Anandiben Patel
4) Both 1 and 3
5) All 1, 2 and 3
6. Which one of the following books is written by Hillary Clinton?
1) Central Time
2) The Goldfinch
3) Hard Choices
4) The Last Word
5) None of these
7. Who has been appointed the Chairman of the Cauvery Water Disputes Tribunal?
1) Justice RM Lodha
2) Justice Madan B. Lokur
3) Justice M.Y. Eqbal
4) Justice B.S. Chauhan
5) Justice Arjan Kumar Sikri
8. International Telecommunication Union (ITU) is headquartered in?
1) Geneva
2) London
3) Berne
4) Vienna
5) Paris
9. ITU presented the 2014 World Telecommunication and Information Society Award to Paul Kagame, the President of?
1) Uganda
2) Democratic Republic of Congo
3) Rwanda
4) Niger
5) Nigeria
10. The James Beard Foundation Awards are given for excellence in?
1) Poetry
2) Television
3) Films
4) Cuisine
5) Sculpture
11. Donetsk and Luhansk are the cities in?
1) Ukraine
2) Kazakhstan
3) Georgia
4) Poland
5) Portugal
12. Which country topped the Press Freedom Index for 2014?
1) Netherlands
2) Norway
3) Sweden
4) Belgium
5) Finland
13. In the 2014 Lok Sabha elections, in which of the following States the Bharatiya Janata Party did not win all the seats?
1) Gujarat
2) Rajasthan
3) Himachal Pradesh
4) Uttarakhand
5) Madhya Pradesh
14. Which is the third largest party in the 16th Lok Sabha?
1) Trinamool Congress
2) AIADMK
3) Biju Janata Dal
4) Shiv Sena
5) CPI (M)
15. 2015 marks the 150th anniversary of which of the following agencies of the United Nations Organization?
1) UNICEF
2) UNEP
3) ILO
4) ICAO
5) ITU
16. India successfully test-fired indigenously developed Akash, which is a/an?
1) Surface to surface missile
2) Air to air missile
3) Surface to air missile
4) Subsonic missile
5) None of these
17. What is the full form of GIRO?
1) General Instant Recurring order
2) General Interlinked Recurring Order
3) General International Recurring Order
4) General Interbank Recurring Order
5) None of these
18. In banking CASA stands for?
1) Corporate Account, Savings Account
2) Current Account, Savings Account
3) Current Account, Service Account
4) Corporate Account, Service Account
5) None of these
19. Rakhigarhi is a Harappan civilization site in?
1) Gujarat
2) Rajasthan
3) Haryana
4) Punjab
5) Himachal Pradesh
20. Shiv Chowrasia is a player associated with?
1) Golf
2) Squash
3) Billiards
4) Polo
5) Table Tennis
21. In the 7th IPL edition which bowler won the Purple Cap?
1) Sunil Narine
2) Bhuvneswar Kumar
3) Sandeep Sharma
4) Ravindra Jadeja
5) Mohit Sharma
22. Pilot testing of plastic currency notes will not be done in which of the following cities?
1) Shimla
2) Kochi
3) Mysore
4) Jaipur
5) Mumbai
ANSWERS:
1) 4; 2) 2; 3) 3; 4) 4; 5) 5; 6) 3; 7) 4; 8) 1; 9) 3; 10) 4;
11) 1; 12) 1; 13) 5; 14) 2; 15) 5; 16) 3; 17) 4; 18) 2; 19) 3; 20) 1; 21) 5; 22) 5.
GENERAL AWARENESS PRACTICE MCQs
1. Which city hosted the 9th East Asia Summit on November 13, 2014?
1) Manila
2) Singapore
3) Bandar Seri Begawan
4) Nay Pyi Taw
5) Hanoi
2. Who delivered the MAK Pataudi Memorial lecture in Kolkata on November 12, 2014?
1) Sourav Ganguly
2) VVS Laxman
3) Sachin Tendulkar
4) Rahul Dravid
5) Sunil Gavaskar
3. The two-day G20 Summit was held in which of the following cities in November 2014?
1) Perth
2) Canberra
3) Brisbane
4) Adelaide
5) Melbourne
4. Who was sworn in as the new Chief Minister of Goa on November 8, 2014?
1) Francis D' Souza
2) Dayanand Mandrekar
3) Ramesh Tawadkar
4) Laxmikant Parsekar
5) Dilip Parulekar
5. Who took charge as the Union Rural Development Minister in November 2014?
1) Mukhtar Abbas Naqvi
2) Rajiv Pratap Rudy
3) D.V. Sadanand Gowda
4) Harsh Vardhan
5) Birendra Singh
6. Pawan Chamling was sworn in as the Chief Minister of which of the following States for a record fifth consecutive term on May 21, 2014?
1) Arunachal Pradesh
2) Nagaland
3) Tripura
4) Sikkim
5) Mizoram
7. Who has been appointed the Chairman of Central Water Commission?
1) A.B. Pandya
2) N.K. Verma
3) Sujit Choudhury
4) Jawahar Kaliani
5) None of these
8. Salvador Sanchez Ceren assumed office as the President of which of the following countries on June 1, 2014?
1) Panama
2) Guatemala
3) Mexico
4) Uruguay
5) El Salvador
9. Kolkata Knight Riders (KKR) defeated which of the following teams to win the Indian Premier League- 7 Trophy at the M. Chinnaswamy Stadium in Bangalore on June 1, 2014?
1) Rajasthan Royals
2) Kings XI Punjab
3) Chennai Super Kings
4) Royal Challengers Bangalore
5) Mumbai Indians
10. Which team won the National Women's Football championship title for the 17th time in 2014?
1) Manipur
2) Assam
3) Odisha
4) Goa
5) Uttar Pradesh
11. Peter Mutharika was sworn in as the President of which of the following African countries on
May 31, 2014?
1) Niger
2) Namibia
3) Malawi
4) Senegal
5) Djibouti
12. Which country won the 2014 Thomas Cup badminton men's team event at Siri Fort complex in
New Delhi?
1) Japan
2) Malaysia
3) China
4) Indonesia
5) India
13. Who is the author of the book "Anticipating India-The Best of National Interest"?
1) Siddartha Varadarajan
2) N. Ram
3) Neena Vyas
4) Shekhar Gupta
5) Prabhu Chawla
14. Who is the Principal Secretary to the Prime Minister?
1) Rajiv Mathur
2) Nripendra Mishra
3) Harpreet Singh Puri
4) R.K. Singh
5) None of these
15. The Reserve Bank of India allowed minors above what age to independently open and operate
savings bank accounts recently?
1) 10 years
2) 12 years
3) 15 years
4) 16 years
5) 14 years
16. Which of the following statements is correct?
1) President Pranab Mukherjee has launched India's own payment gateway 'RuPay'
2) It is equivalent to Visa and MasterCard
3) RuPay is developed by the National Payments Corporation of India (NPCI)
4) RuPay covers all the ATMs and most of the retail and ecommerce platforms
5) All are correct
17. The annual Cannes Film Festival is held in?
1) France
2) Germany
3) Italy
4) UK
5) Portugal
18. Indian consulate in Herat province was recently attacked by the terrorists. It is in?
1) Iran
2) Afghanistan
3) Syria
4) Pakistan
5) Iraq
19. Surface Pro 3 tablet has been launched by?
1) Google
2) Amazon
3) Microsoft
4) Flipkart
5) Samsung
20. Who is the youngest girl in the world to climb the world's highest peak, Mount Everest?
1) Samantha Larson
2) Ming Kipa
3) Arunima Sinha
4) Malavath Purna
5) None of these
21. The 2016 Thomas Cup badminton tournament will be held in?
1) China
2) Indonesia
3) India
4) South Korea
5) Singapore
ANSWERS:
1) 4; 2) 2; 3) 3; 4) 4; 5) 5; 6) 4; 7) 1; 8) 5; 9) 2; 10) 1;
11) 3; 12) 1; 13) 4; 14) 2; 15) 1; 16) 5; 17) 1; 18) 2; 19) 3; 20) 4;
21) 1.
1) Manila
2) Singapore
3) Bandar Seri Begawan
4) Nay Pyi Taw
5) Hanoi
2. Who delivered the MAK Pataudi Memorial lecture in Kolkata on November 12, 2014?
1) Sourav Ganguly
2) VVS Laxman
3) Sachin Tendulkar
4) Rahul Dravid
5) Sunil Gavaskar
3. The two-day G20 Summit was held in which of the following cities in November 2014?
1) Perth
2) Canberra
3) Brisbane
4) Adelaide
5) Melbourne
4. Who was sworn in as the new Chief Minister of Goa on November 8, 2014?
1) Francis D' Souza
2) Dayanand Mandrekar
3) Ramesh Tawadkar
4) Laxmikant Parsekar
5) Dilip Parulekar
5. Who took charge as the Union Rural Development Minister in November 2014?
1) Mukhtar Abbas Naqvi
2) Rajiv Pratap Rudy
3) D.V. Sadanand Gowda
4) Harsh Vardhan
5) Birendra Singh
6. Pawan Chamling was sworn in as the Chief Minister of which of the following States for a record fifth consecutive term on May 21, 2014?
1) Arunachal Pradesh
2) Nagaland
3) Tripura
4) Sikkim
5) Mizoram
7. Who has been appointed the Chairman of Central Water Commission?
1) A.B. Pandya
2) N.K. Verma
3) Sujit Choudhury
4) Jawahar Kaliani
5) None of these
8. Salvador Sanchez Ceren assumed office as the President of which of the following countries on June 1, 2014?
1) Panama
2) Guatemala
3) Mexico
4) Uruguay
5) El Salvador
9. Kolkata Knight Riders (KKR) defeated which of the following teams to win the Indian Premier League- 7 Trophy at the M. Chinnaswamy Stadium in Bangalore on June 1, 2014?
1) Rajasthan Royals
2) Kings XI Punjab
3) Chennai Super Kings
4) Royal Challengers Bangalore
5) Mumbai Indians
10. Which team won the National Women's Football championship title for the 17th time in 2014?
1) Manipur
2) Assam
3) Odisha
4) Goa
5) Uttar Pradesh
11. Peter Mutharika was sworn in as the President of which of the following African countries on
May 31, 2014?
1) Niger
2) Namibia
3) Malawi
4) Senegal
5) Djibouti
12. Which country won the 2014 Thomas Cup badminton men's team event at Siri Fort complex in
New Delhi?
1) Japan
2) Malaysia
3) China
4) Indonesia
5) India
13. Who is the author of the book "Anticipating India-The Best of National Interest"?
1) Siddartha Varadarajan
2) N. Ram
3) Neena Vyas
4) Shekhar Gupta
5) Prabhu Chawla
14. Who is the Principal Secretary to the Prime Minister?
1) Rajiv Mathur
2) Nripendra Mishra
3) Harpreet Singh Puri
4) R.K. Singh
5) None of these
15. The Reserve Bank of India allowed minors above what age to independently open and operate
savings bank accounts recently?
1) 10 years
2) 12 years
3) 15 years
4) 16 years
5) 14 years
16. Which of the following statements is correct?
1) President Pranab Mukherjee has launched India's own payment gateway 'RuPay'
2) It is equivalent to Visa and MasterCard
3) RuPay is developed by the National Payments Corporation of India (NPCI)
4) RuPay covers all the ATMs and most of the retail and ecommerce platforms
5) All are correct
17. The annual Cannes Film Festival is held in?
1) France
2) Germany
3) Italy
4) UK
5) Portugal
18. Indian consulate in Herat province was recently attacked by the terrorists. It is in?
1) Iran
2) Afghanistan
3) Syria
4) Pakistan
5) Iraq
19. Surface Pro 3 tablet has been launched by?
1) Google
2) Amazon
3) Microsoft
4) Flipkart
5) Samsung
20. Who is the youngest girl in the world to climb the world's highest peak, Mount Everest?
1) Samantha Larson
2) Ming Kipa
3) Arunima Sinha
4) Malavath Purna
5) None of these
21. The 2016 Thomas Cup badminton tournament will be held in?
1) China
2) Indonesia
3) India
4) South Korea
5) Singapore
ANSWERS:
1) 4; 2) 2; 3) 3; 4) 4; 5) 5; 6) 4; 7) 1; 8) 5; 9) 2; 10) 1;
11) 3; 12) 1; 13) 4; 14) 2; 15) 1; 16) 5; 17) 1; 18) 2; 19) 3; 20) 4;
21) 1.
Thursday, November 20, 2014
IBPS Bank Clerk CWE General Awareness Solved Paper (Exam Held on 08-12-2013)
1. World Food Day is celebrated every year around the world on–
(A) 4th July (B) 16th October (C) 12th August (D) 18th May (E) None of these
Ans : (B)
2. The minimum age for becoming a member of the Rajya Subha is–
(A) 28 years (B) 40 years (C) 30 years (D) 35 years (E) 25 years
Ans : (C)
3. What is the term for bank’s lending to farmers for agriculture, micro and small enterprises, and other weaker sections wherein banks are required to lend up to 40 percent of the loans?
(A) Para Banking (B) Sub Prime Lending (C) Retail Lending
(D) Non-Priority Sector Lending (E) Priority Sector Lending
Ans : (E)
4. A Bank’s fixed deposit is also referred to as a–
(A) Term Deposit (B) Savings Bank Deposit (C) Current Deposit
D) Demand Deposit (E) Home Savings Deposit
Ans : (A)
5. As per Census 2011, which of the following Indian states has the lowest population density ?
(A) Nagaland (B) Manipur (C) Arunachal Pradesh
(D) Himachal Pradesh (E) Meghalaya
Ans : (C)
6. To improve access of the poor to banking, Reserve Bank of India has advised banks to open branches with minimum infrastructure supporting up to 8 to 10 business correspondents (BCs) at a reasonable distance of 2-3 km. Such branches are known as.
(A) Nodal Branches (B) Mini Branches (C) Micro Branches
(D) Ultra Small Branches (E) Satellite Branches
Ans : (D)
7. A target set by UIDAI for issuance of Aadhaar cards up to 2014 is–
(A) 50 crore cards (B) 55 crore cards (C) 45 crore cards
(D) 40 crore cards (E) 60 crore cards
Ans : (E)
8. Which of the following is a receipt listed in India and traded in rupees declaring ownership of shares of a foreign company?
(A) Indian Depository Receipt (IDR) (B) European Depository Receipt (EDR)
(C) Global Depository Receipt (GDR) (D) American Depository Receipt (ADR)
(E) Luxembourg Depository Receipt (LDR)
Ans : (A)
9. Which of the following statements regarding the ‘Direct Benefits Scheme (DBT)’ of the Government of India is not correct?
(A) The scheme does not covers LPG subsidies, pension payments and scholarships.
(B) Indirect transfer of benefits are more prone to leakage than direct transfer.
(C) Under DBT, money is directly transferred into bank accounts of beneficiaries.
(D) The scheme was launched on 1st January 2013 to cover 20 districts initially.
(E) The scheme is likely to increase the subsidy bill of the Government.
Ans : (A)
10. Which of the following services relate to execution of transactions directly with consumers, rather than corporations or other banks?
(A) Wholesale Banking Services (B) Industrial Banking Services
(C) Investment Banking Services (D) Corporate Banking Services
(E) Retail Banking Services
Ans : (E)
11. The Aadhaar-enabled payment system is banking-led model that facilitates banking facilities through banking correspondents across banks. However, Aadhaar enabled basic types of banking transactions do not include–
(A) Aadhaar to Aadhaar funds transfer (B) Small Overdraft Facility
(C) Cash Withdrawal (D) Balance Enquiry (E) Cash Deposit
Ans : (B)
12. Deepak Lathore is related to which of the following sports?
(A) Hockey (B) Cricket (C) Badminton (D) Football (E) Weightlifting
Ans : (E)
13. A bank without any branch network that offers its services remotely through online banking, telephone/mobile banking and inter-bank ATM network alliances is known as–
(A) Universal Banking (B) Indirect Bank (C) Doorstep Bank
(D) Direct Bank (E) Unit Banking
Ans : (D)
14. A type of fraud wherein criminals use and innocent persons details to open or use an account to carry out finanical transactions is known as–
(A) Identity Theft (B) Money Laundering (C) Hacking (D) Espionage (E) Phishing
Ans : (A)
15. With a view to integrate them as part of basic banking services, the Reserve Bank of India (Reserve Bank of India), in August 2012, advised banks to restrict the ‘No Frills’ account and offer a–
(A) Lok Mangal Saving Bank Deposit Account (B) Laghu Bachat Saving Deposit Account
(C) Aam Admi Basic Bank Account (D) Basic Savings Bank Deposit Account
(E) Gramin Bachat Account
Ans : (D)
16. According to the provisions of the Income Tax Act, 1961, a resident individual is categorized as a ‘Very Senior Citizen’, when he is–
(A) 80 years of age or older (B) 75 years of age or older
(C) 90 years of age or older (D) 85 years of age or older
(E) 65 years of age or older
Ans : (A)
17. NABARD is responsible for regulating and supervising the functions of–
(A) Investment and Industrial Finance Banks (B) Co-operative Banks and Regional Rural Banks
(C) Corporate Finance and Overseas Banking Unit (D) Private Sector and Multinational Banks
(E) Reserve Bank of India
Ans : (B)
18. The part of a company’s earnings or profit which are paid out to shareholders is known as–
(A) Capital Gains (B) Interest on Borrowings (C) Taxes (D) Dividends (E) Penal Interest
Ans : (D)
19. The arrangement under which banks sell insurance products acting as the agents of the respective companies is called the–
(A) Insurance Joint Venture (B) Bancassurance Model (C) Hybrid Insurance Model
(D) Insurance Broking (E) Integrated Model
Ans : (B)
20. The abbreviation of EMI in banking parlance stands for–
(A) Equated Monthly Instalment (B) Equal Monthly Increment
(C) Equated Money Instalment (D) Equalized Monthly Instalment
(E) Equating Money Instalment
Ans : (A)
21. Who among the following is the author of the book “The Lowland”?
(A) Jhumpa Lahiri (B) Amitabh Ghosh (C) Salman Rushdie
(D) Hamid Ansari (E) Chetan Bhagat
Ans : (A)
22. Which of the following Indian universities is Asia’s largest residential university?
(A) Allahabad University (B) Utkal University
(C) Benares Hindu University (D) Anna University
(E) Jawaharlal Nehru University
Ans : (C)
23. We often read about the increasing trend of ‘Plastic Money’ in newspapers and financial magazines. In this respect, which of the following is/are not the forms of Plastic Money?
(A) Debit Card (B) Cash Card
(C) Credit Card (D) Banknote
(E) Store Card
Ans : (D)
24. Derivative contracts that give the buyer the right, but not the obligation, to buy or sell at a predetermined price within or at end of a specified period, are known as–
(A) Futures Contract (B) Option Contract
(C) Index Futures Contract (D) Currency Swap
(E) None of these
Ans : (B)
25. CASA Ratio of bank indicates the–
(A) Overall cost of deposit of a bank
(B) Level of high cost term deposits
(C) Share of current and savings bank deposit in the total deposits
(D) Average outstanding level of current and saving deplosits
(E) Capital adequacy of the bank
Ans : (C)
26. Who among the following is the current Chief Election Commissioner (CEC) of India?
(A) K. G. Balakrishnan (B) Ranjit Sinha (C) Montek Singh Ahluwalia
(D) V.S. Sampath (E) S. Y. Qureshi
Ans : (D)
27. Which of the following actresses was recently (in October 2013) honoured at the British House of Commons for her contribution to the global entertainment industry?
(A) Shabana Azmi (B) Kareena Kapoor (C) Nandita Das
(D) Aishwarya Rai Bachchan (E) Vidya Balan
Ans : (B)
28. Which of the following is an investment advisory discipline?
(A) Corporate Industrial Finance (B) Offshore Banking (C) Wholesale Banking
(D) Wealth Management (E) Trade Finance
Ans : (D)
29. Who among the following was recently conferred the first Yash Chopra Memorial Award?
(A) Madhuri Dixit Nene (B) Ramesh Sippy (C) Lata Mangeshkar
(D) A. R. Rahman (E) None of these
Ans : (C)
30. With effect from 1st July, 2010, for calculation of lending rates, the Reserve Bank of India has advised banks to switch over to the–
(A) MSF Rate System (B) Reserve Repo Rate System
(C) Bank Rate System (D) Repo Rate System
(E) Base Rate System
Ans : (E)
31. Which of the following institutions is regarded as the ‘lender of the last resort’ by banks in India?
(A) State Bank of India (B) The State Bank Treasury
(C) Reserve Bank of India (D) World Bank
(E) Department of Financial Services
Ans : (C)
32. The World Health Organization (WHO) is a specialized agency of the United Nations (United Nations) that is concerned with International Public Health. It is headquartered at–
(A) Sweden (B) Switzerland (C) United Kingdom (D) France (E) Germany
Ans : (B)
33. Which of the following communities was most recently notified as a ‘minority community’ by the Ministry of Welfare, Government of India?
(A) Sikhs (B) Zoroastrians (C) Buddhists (D) Jains (E) Christians
Ans : (D)
34. The concept of Microcredit essentially concentrates on–
(A) Consumption smoothening as and when needed (B) Providing safe place to hold savings
(C) Accepting deposits (D) Provisions of credit to the poor
(E) Facility to transfer money
Ans : (D)
35. An Equity Share is also commonly referred to as–
(A) Ordinary Share (B) Convertible Share (C) Debenture (D) Security Deposit (E) Preferred Stock
Ans : (A)
36. Cheraw, the bamboo dance, is of which Indian state?
(A) Mizoram (B) Sikkim (C) Arunachal Pradesh
(D) Manipur (E) Assam
Ans : (A)
37. The Electronic Funds Transfer at Point of Sale (EFTPOS) is an electronic payment system involving electronic fund transfer based on the use of–
(A) Internet Banking (B) Account Payee Cheques
(C) Letter of Credit (D) Debit and Credit Cards
(E) Order and Bearer Cheques
Ans : (D)
38. The process by which a life insurance policy holder can transfer all rights, title and interest under a policy contract to a third person is known as–
(A) Assignment of the policy (B) Reinvestment of the policy
(C) Hypothecation of the policy (D) Negotiation of the policy
(E) Nomination of the policy
Ans : (A)
39. 8th National Conference on Krishi Vigyan Kendra, 2013 was held at–
(A) Chennai (B) Mumbai (C) Lucknow (D) Kolkata (E) Bangalore
Ans : (E)
40. Banking Codes and Standard Board of India (BCSBI) has evolved a code of bank’s commitments to customers which set maximum standards of banking practices for banks. For common customers, the code is like a–
(A) Charter of Rights (B) Charter of Duties (C) Charter of Demands
(D) Charter of Good Behaviour (E) Charter of Values
Ans : (A)
(A) 4th July (B) 16th October (C) 12th August (D) 18th May (E) None of these
Ans : (B)
2. The minimum age for becoming a member of the Rajya Subha is–
(A) 28 years (B) 40 years (C) 30 years (D) 35 years (E) 25 years
Ans : (C)
3. What is the term for bank’s lending to farmers for agriculture, micro and small enterprises, and other weaker sections wherein banks are required to lend up to 40 percent of the loans?
(A) Para Banking (B) Sub Prime Lending (C) Retail Lending
(D) Non-Priority Sector Lending (E) Priority Sector Lending
Ans : (E)
4. A Bank’s fixed deposit is also referred to as a–
(A) Term Deposit (B) Savings Bank Deposit (C) Current Deposit
D) Demand Deposit (E) Home Savings Deposit
Ans : (A)
5. As per Census 2011, which of the following Indian states has the lowest population density ?
(A) Nagaland (B) Manipur (C) Arunachal Pradesh
(D) Himachal Pradesh (E) Meghalaya
Ans : (C)
6. To improve access of the poor to banking, Reserve Bank of India has advised banks to open branches with minimum infrastructure supporting up to 8 to 10 business correspondents (BCs) at a reasonable distance of 2-3 km. Such branches are known as.
(A) Nodal Branches (B) Mini Branches (C) Micro Branches
(D) Ultra Small Branches (E) Satellite Branches
Ans : (D)
7. A target set by UIDAI for issuance of Aadhaar cards up to 2014 is–
(A) 50 crore cards (B) 55 crore cards (C) 45 crore cards
(D) 40 crore cards (E) 60 crore cards
Ans : (E)
8. Which of the following is a receipt listed in India and traded in rupees declaring ownership of shares of a foreign company?
(A) Indian Depository Receipt (IDR) (B) European Depository Receipt (EDR)
(C) Global Depository Receipt (GDR) (D) American Depository Receipt (ADR)
(E) Luxembourg Depository Receipt (LDR)
Ans : (A)
9. Which of the following statements regarding the ‘Direct Benefits Scheme (DBT)’ of the Government of India is not correct?
(A) The scheme does not covers LPG subsidies, pension payments and scholarships.
(B) Indirect transfer of benefits are more prone to leakage than direct transfer.
(C) Under DBT, money is directly transferred into bank accounts of beneficiaries.
(D) The scheme was launched on 1st January 2013 to cover 20 districts initially.
(E) The scheme is likely to increase the subsidy bill of the Government.
Ans : (A)
10. Which of the following services relate to execution of transactions directly with consumers, rather than corporations or other banks?
(A) Wholesale Banking Services (B) Industrial Banking Services
(C) Investment Banking Services (D) Corporate Banking Services
(E) Retail Banking Services
Ans : (E)
11. The Aadhaar-enabled payment system is banking-led model that facilitates banking facilities through banking correspondents across banks. However, Aadhaar enabled basic types of banking transactions do not include–
(A) Aadhaar to Aadhaar funds transfer (B) Small Overdraft Facility
(C) Cash Withdrawal (D) Balance Enquiry (E) Cash Deposit
Ans : (B)
12. Deepak Lathore is related to which of the following sports?
(A) Hockey (B) Cricket (C) Badminton (D) Football (E) Weightlifting
Ans : (E)
13. A bank without any branch network that offers its services remotely through online banking, telephone/mobile banking and inter-bank ATM network alliances is known as–
(A) Universal Banking (B) Indirect Bank (C) Doorstep Bank
(D) Direct Bank (E) Unit Banking
Ans : (D)
14. A type of fraud wherein criminals use and innocent persons details to open or use an account to carry out finanical transactions is known as–
(A) Identity Theft (B) Money Laundering (C) Hacking (D) Espionage (E) Phishing
Ans : (A)
15. With a view to integrate them as part of basic banking services, the Reserve Bank of India (Reserve Bank of India), in August 2012, advised banks to restrict the ‘No Frills’ account and offer a–
(A) Lok Mangal Saving Bank Deposit Account (B) Laghu Bachat Saving Deposit Account
(C) Aam Admi Basic Bank Account (D) Basic Savings Bank Deposit Account
(E) Gramin Bachat Account
Ans : (D)
16. According to the provisions of the Income Tax Act, 1961, a resident individual is categorized as a ‘Very Senior Citizen’, when he is–
(A) 80 years of age or older (B) 75 years of age or older
(C) 90 years of age or older (D) 85 years of age or older
(E) 65 years of age or older
Ans : (A)
17. NABARD is responsible for regulating and supervising the functions of–
(A) Investment and Industrial Finance Banks (B) Co-operative Banks and Regional Rural Banks
(C) Corporate Finance and Overseas Banking Unit (D) Private Sector and Multinational Banks
(E) Reserve Bank of India
Ans : (B)
18. The part of a company’s earnings or profit which are paid out to shareholders is known as–
(A) Capital Gains (B) Interest on Borrowings (C) Taxes (D) Dividends (E) Penal Interest
Ans : (D)
19. The arrangement under which banks sell insurance products acting as the agents of the respective companies is called the–
(A) Insurance Joint Venture (B) Bancassurance Model (C) Hybrid Insurance Model
(D) Insurance Broking (E) Integrated Model
Ans : (B)
20. The abbreviation of EMI in banking parlance stands for–
(A) Equated Monthly Instalment (B) Equal Monthly Increment
(C) Equated Money Instalment (D) Equalized Monthly Instalment
(E) Equating Money Instalment
Ans : (A)
21. Who among the following is the author of the book “The Lowland”?
(A) Jhumpa Lahiri (B) Amitabh Ghosh (C) Salman Rushdie
(D) Hamid Ansari (E) Chetan Bhagat
Ans : (A)
22. Which of the following Indian universities is Asia’s largest residential university?
(A) Allahabad University (B) Utkal University
(C) Benares Hindu University (D) Anna University
(E) Jawaharlal Nehru University
Ans : (C)
23. We often read about the increasing trend of ‘Plastic Money’ in newspapers and financial magazines. In this respect, which of the following is/are not the forms of Plastic Money?
(A) Debit Card (B) Cash Card
(C) Credit Card (D) Banknote
(E) Store Card
Ans : (D)
24. Derivative contracts that give the buyer the right, but not the obligation, to buy or sell at a predetermined price within or at end of a specified period, are known as–
(A) Futures Contract (B) Option Contract
(C) Index Futures Contract (D) Currency Swap
(E) None of these
Ans : (B)
25. CASA Ratio of bank indicates the–
(A) Overall cost of deposit of a bank
(B) Level of high cost term deposits
(C) Share of current and savings bank deposit in the total deposits
(D) Average outstanding level of current and saving deplosits
(E) Capital adequacy of the bank
Ans : (C)
26. Who among the following is the current Chief Election Commissioner (CEC) of India?
(A) K. G. Balakrishnan (B) Ranjit Sinha (C) Montek Singh Ahluwalia
(D) V.S. Sampath (E) S. Y. Qureshi
Ans : (D)
27. Which of the following actresses was recently (in October 2013) honoured at the British House of Commons for her contribution to the global entertainment industry?
(A) Shabana Azmi (B) Kareena Kapoor (C) Nandita Das
(D) Aishwarya Rai Bachchan (E) Vidya Balan
Ans : (B)
28. Which of the following is an investment advisory discipline?
(A) Corporate Industrial Finance (B) Offshore Banking (C) Wholesale Banking
(D) Wealth Management (E) Trade Finance
Ans : (D)
29. Who among the following was recently conferred the first Yash Chopra Memorial Award?
(A) Madhuri Dixit Nene (B) Ramesh Sippy (C) Lata Mangeshkar
(D) A. R. Rahman (E) None of these
Ans : (C)
30. With effect from 1st July, 2010, for calculation of lending rates, the Reserve Bank of India has advised banks to switch over to the–
(A) MSF Rate System (B) Reserve Repo Rate System
(C) Bank Rate System (D) Repo Rate System
(E) Base Rate System
Ans : (E)
31. Which of the following institutions is regarded as the ‘lender of the last resort’ by banks in India?
(A) State Bank of India (B) The State Bank Treasury
(C) Reserve Bank of India (D) World Bank
(E) Department of Financial Services
Ans : (C)
32. The World Health Organization (WHO) is a specialized agency of the United Nations (United Nations) that is concerned with International Public Health. It is headquartered at–
(A) Sweden (B) Switzerland (C) United Kingdom (D) France (E) Germany
Ans : (B)
33. Which of the following communities was most recently notified as a ‘minority community’ by the Ministry of Welfare, Government of India?
(A) Sikhs (B) Zoroastrians (C) Buddhists (D) Jains (E) Christians
Ans : (D)
34. The concept of Microcredit essentially concentrates on–
(A) Consumption smoothening as and when needed (B) Providing safe place to hold savings
(C) Accepting deposits (D) Provisions of credit to the poor
(E) Facility to transfer money
Ans : (D)
35. An Equity Share is also commonly referred to as–
(A) Ordinary Share (B) Convertible Share (C) Debenture (D) Security Deposit (E) Preferred Stock
Ans : (A)
36. Cheraw, the bamboo dance, is of which Indian state?
(A) Mizoram (B) Sikkim (C) Arunachal Pradesh
(D) Manipur (E) Assam
Ans : (A)
37. The Electronic Funds Transfer at Point of Sale (EFTPOS) is an electronic payment system involving electronic fund transfer based on the use of–
(A) Internet Banking (B) Account Payee Cheques
(C) Letter of Credit (D) Debit and Credit Cards
(E) Order and Bearer Cheques
Ans : (D)
38. The process by which a life insurance policy holder can transfer all rights, title and interest under a policy contract to a third person is known as–
(A) Assignment of the policy (B) Reinvestment of the policy
(C) Hypothecation of the policy (D) Negotiation of the policy
(E) Nomination of the policy
Ans : (A)
39. 8th National Conference on Krishi Vigyan Kendra, 2013 was held at–
(A) Chennai (B) Mumbai (C) Lucknow (D) Kolkata (E) Bangalore
Ans : (E)
40. Banking Codes and Standard Board of India (BCSBI) has evolved a code of bank’s commitments to customers which set maximum standards of banking practices for banks. For common customers, the code is like a–
(A) Charter of Rights (B) Charter of Duties (C) Charter of Demands
(D) Charter of Good Behaviour (E) Charter of Values
Ans : (A)
IBPS Bank Clerk CWE General Awareness Solved Paper (Exam Held on 29-09-2013)
1. Which of the following films won the maximum number of awards at the recent 60th National Film Awards of India ?
(A) Dekh Indian Circus (B) Ustad Hotel (C) Kahaani
(D) Pan Singh Tomar (E) Dhag
Ans : (A)
2. Who, among the following, did not win the Dhyanchand Award for 2013 ?
(A) Mary D'Souza Sequeira (B) Syed Ali (C) Poornima Mahato
(D) Anil Mann (E) Girraj Singh
Ans : (C)
3. Who, among the following, is the recipient of the Dronacharya Award 2013 in the field of Hockey ?
(A) Mahavir Singh (B) Narinder Singh Saini (C) K.P. Thomas
(D) Raj Singh (E) Dharmender Dalal
Ans : (B)
4. The currency of South Korea is–
(A) Ringgit (B) Yuan (C) Won (D) Peso (E) Kyat
Ans : (C)
5. Under the restructured National Rural Livelihood Mission (NRLM), SCs and the STs will account for a minimum of 50% of financial assistance. Minorities will comprise–
(A) 3 per cent (B) 9 per cent (C) 15 per cent (D) 21 per cent (E) 33 per cent
Ans : (C)
6. The commencement year of the 15th Lok Sabha is–
(A) 2003 (B) 2006 (C) 2008 (D) 2009 (E) 2010
Ans : (D)
7. Which of the following financial institutions / organizations aids the growth and development of micro, small and medium-scale enterprises (MSME) in India ?
(A) IRDA (B) SEBI (C) NABARD (D) RBI (E) SIDBI
Ans : (E)
8. Who is the author of Midnight's Children ?
(A) V. S. Naipaul (B) Salman Rushdie (C) Chetan Bhagat
(D) Jeet Thayll (E) Jhumpa Lahiri
Ans : (B)
9. In which state of India are the Sanchi Stupas located ?
(A) Utter Pradesh (B) Bihar (C) Madhya Pradesh (D) Odisha (E) Rajasthan
Ans : (C)
10. Who won the Best Actor Oscar award at the 85th Academy Awards ?
(A) Al Pacino (B) Daniel Day Lewis (C) Robert De Niro
(D) Jack Nicholson (E) Anthony Hopkins
Ans : (B)
11. In the most common usage, CIS is associated with–
(A) Citizen of Indian Source (B) Centre for Internet Security
(C) Commonwealth of Independent States (D) Computer and Information Science
(E) Council of International Relations
Ans : (C)
12. Which major national/international championship was recently won by Indian shuttler P.V. Sindhu ?
(A) Denmark Cup (B) Malaysia Open (C) Indonesian Open
(D) Tokyo International (E) Mao Tse Tung Trophy
Ans : (B)
13. Which of the following is the parliament of Bangladesh ?
(A) Majlis (B) Shura (C) Jatiyo Sangshad (D) jirga (E) Sangosthi
Ans : (C)
14. INS Sindhurakshak was in the news recently. From which country did India get this submarine?
(A) France (B) Russia (C) Sweden (D) Australia (E) United States of America
Ans : (C)
15. Who, among the following, heads the Parliamentary Standing Committee on Finance which deals with Goods and Service Tax (GST)?
(A) Yashwant Sinha (B) Kapil Sibal (C) Sushma Swaraj
(D) Montek Singh Ahluwalia (E) jaswant Singh
Ans : (A)
16. Who, at present, is the Vice President of India?
(A) M. Hamid Ansari (B) S. Ghulam Ansari (C) I. Noor Ansari
(D) A. Parvez Ansari (E) H. Muhammad Ansari
Ans : (A)
17. Whcih term refers to the total value of all goods and services produced by all resident units during a certain period of time, minus depreciation ?
(A) Gross Domestic Product (B) Per Capita Product
(C) Gross National Product (D) Net National Product
(E) Gross Capital Formation
Ans : (A)
18. On which river is the Tehri Dam constructed ?
(A) Son (B) Gandak (C) Chambal (D) Bhagirathi (E) Tapti
Ans : (D)
19. Where is the headquarters of the Bank for International Settlements (BIS) located ?
(A) Hong Kong (B) Vienna (C) Mexico City (D) Basel (E) Antwerp
Ans : (D)
20. ‘NREGA’ stands for–
(A) National Rural Employment Guarantee Act (B) New Rural Enterprise Growth Act
(C) National Rural Empowerment Guarantee Act (D) New Rural Economic Growth Act
(E) Nehru Renewable Energy Guarantee Act
Ans : (A)
21. Which of the following areas do not come under Bharat Nirman ?
(A) Water (B) Roads (C) Housing (D) Health (E) Electricity
Ans : (D)
22. The Union Sports Ministry recently announced that Renjith Maheshway would not be given Arjuna Award over the allegations of doping against him. With which sport is he associated?
(A) Marathon (B) Triple Jump (C) Discuss Throw (D) Hurdle's Race (E) Pole Vault
Ans : (B)
23. Who is the author of Bengali Romance novel ‘Devdas’ ?
(A) Bimal Roy (B) Sarat Chandra Chattopadhyay (C) Sudhendu Ghosh
(D) Indra Sen (E) Sumit Mitra
Ans : (B)
24. Who, among the following is the Speaker of Lok Sabha ?
(A) Pallam Raju (B) Meira Kumar (C) Veerappa Moily
(D) Shriprakash Jaiswal (E) Charan Das Mahant
Ans : (B)
25. At present, the President of Afghanistan is–
(A) Hamid Karzai (B) Abdullah Abdullah (C) Ramazan Bashardost
(D) Ashraf Ghani Ahmadzai (E) Mirwais Yasini
Ans : (A)
26. Who, at preset is the Chief of the Naval Staff of India ?
(A) Madhvendra Singh (B) Arun Prakash (C) Suresh Mehta
(D) Nirmal Kumar Verma (E) Devendra Kumar Joshi
Ans : (E)
27. What does ‘UNCTAD’ stand for ?
(A) United Nations Conference on Trade and Development (B) United Nations Convention on Troubled Darfur
(C) United National Commission on Tokyo Declaration (D) United Nations Charter on Tariffs and Development
(E) United Nations Convention on Treatment of Dengue
Ans : (A)
28. Which country will host the 2016 Olympic Games ?
(A) Japan (B) Spain (C) Brazil (D) Australia (E) Canada
Ans : (C)
29. With which sports is Leander Paes associated?
(A) Soccer (B) Golf (C) Tennis (D) Billiards (E) Squash
Ans : (C)
30. With which sports is Yelena Isinbayeva related?
(A) Long Jump (B) Gymnastics (C) Tennis (D) Pole Vault (E) Decathlon
Ans : (D)
31. The capital of Mauritius is–
(A) Port Louis (B) Camp Carol (C) Britannia
(D) Goodlands (E) Union Park
Ans : (A)
32. Which of the following countries is not a member-state of ASEAN ?
(A) Indonesia (B) Japan (C) Malaysia (D) The Philippines (E) Singapore
Ans : (B)
33. Who, at present, is the Chairman of the Planning Commission of India ?
(A) Manmohan Singh (B) P. Chidambaram (C) Sonia Gandhi
(D) Montek Singh Ahluwalia (E) Kapil Sibal
Ans : (A)
34. The capital of Andaman and Nicobar Islands is–
(A) Ross Island (B) Port Blair (C) Car Nicobar (D) Viper Island (E) Silvassa
Ans : (B)
35. Which of the following countries will host the 18th SAARC Summit ?
(A) Afghanistan (B) India (C) Maldives (D) Nepal (E) Bangladesh
Ans : (D)
36. With which sports is Mary Kom associated ?
(A) Boxing (B) Wrestling (C) Judo (D) Chess (E) Weightlifting
Ans : (A)
37. On which day is the United Nations Day celebrated ?
(A) 2nd October (B) 14th August (C) 16th September (D) 24th October (E) 14 November
Ans : (D)
38. Where is the headquarters of the International Civil Aviation Organization (ICAO) located ?
(A) Sydney (B) Frankfurt (C) Montreal (D) Oslo (E) Edinburgh
Ans : (C)
39. With which sports is Abhinav Bindra associated?
(A) Chess (B) Shooting (C) Golf (D) Squash (E) Swimming
Ans : (B)
40. With which language is Sugathakumari associated ?
(A) Marathi (B) Kannada (C) Odia (D) Malayalam (E) Telugu
Ans : (D)
(A) Dekh Indian Circus (B) Ustad Hotel (C) Kahaani
(D) Pan Singh Tomar (E) Dhag
Ans : (A)
2. Who, among the following, did not win the Dhyanchand Award for 2013 ?
(A) Mary D'Souza Sequeira (B) Syed Ali (C) Poornima Mahato
(D) Anil Mann (E) Girraj Singh
Ans : (C)
3. Who, among the following, is the recipient of the Dronacharya Award 2013 in the field of Hockey ?
(A) Mahavir Singh (B) Narinder Singh Saini (C) K.P. Thomas
(D) Raj Singh (E) Dharmender Dalal
Ans : (B)
4. The currency of South Korea is–
(A) Ringgit (B) Yuan (C) Won (D) Peso (E) Kyat
Ans : (C)
5. Under the restructured National Rural Livelihood Mission (NRLM), SCs and the STs will account for a minimum of 50% of financial assistance. Minorities will comprise–
(A) 3 per cent (B) 9 per cent (C) 15 per cent (D) 21 per cent (E) 33 per cent
Ans : (C)
6. The commencement year of the 15th Lok Sabha is–
(A) 2003 (B) 2006 (C) 2008 (D) 2009 (E) 2010
Ans : (D)
7. Which of the following financial institutions / organizations aids the growth and development of micro, small and medium-scale enterprises (MSME) in India ?
(A) IRDA (B) SEBI (C) NABARD (D) RBI (E) SIDBI
Ans : (E)
8. Who is the author of Midnight's Children ?
(A) V. S. Naipaul (B) Salman Rushdie (C) Chetan Bhagat
(D) Jeet Thayll (E) Jhumpa Lahiri
Ans : (B)
9. In which state of India are the Sanchi Stupas located ?
(A) Utter Pradesh (B) Bihar (C) Madhya Pradesh (D) Odisha (E) Rajasthan
Ans : (C)
10. Who won the Best Actor Oscar award at the 85th Academy Awards ?
(A) Al Pacino (B) Daniel Day Lewis (C) Robert De Niro
(D) Jack Nicholson (E) Anthony Hopkins
Ans : (B)
11. In the most common usage, CIS is associated with–
(A) Citizen of Indian Source (B) Centre for Internet Security
(C) Commonwealth of Independent States (D) Computer and Information Science
(E) Council of International Relations
Ans : (C)
12. Which major national/international championship was recently won by Indian shuttler P.V. Sindhu ?
(A) Denmark Cup (B) Malaysia Open (C) Indonesian Open
(D) Tokyo International (E) Mao Tse Tung Trophy
Ans : (B)
13. Which of the following is the parliament of Bangladesh ?
(A) Majlis (B) Shura (C) Jatiyo Sangshad (D) jirga (E) Sangosthi
Ans : (C)
14. INS Sindhurakshak was in the news recently. From which country did India get this submarine?
(A) France (B) Russia (C) Sweden (D) Australia (E) United States of America
Ans : (C)
15. Who, among the following, heads the Parliamentary Standing Committee on Finance which deals with Goods and Service Tax (GST)?
(A) Yashwant Sinha (B) Kapil Sibal (C) Sushma Swaraj
(D) Montek Singh Ahluwalia (E) jaswant Singh
Ans : (A)
16. Who, at present, is the Vice President of India?
(A) M. Hamid Ansari (B) S. Ghulam Ansari (C) I. Noor Ansari
(D) A. Parvez Ansari (E) H. Muhammad Ansari
Ans : (A)
17. Whcih term refers to the total value of all goods and services produced by all resident units during a certain period of time, minus depreciation ?
(A) Gross Domestic Product (B) Per Capita Product
(C) Gross National Product (D) Net National Product
(E) Gross Capital Formation
Ans : (A)
18. On which river is the Tehri Dam constructed ?
(A) Son (B) Gandak (C) Chambal (D) Bhagirathi (E) Tapti
Ans : (D)
19. Where is the headquarters of the Bank for International Settlements (BIS) located ?
(A) Hong Kong (B) Vienna (C) Mexico City (D) Basel (E) Antwerp
Ans : (D)
20. ‘NREGA’ stands for–
(A) National Rural Employment Guarantee Act (B) New Rural Enterprise Growth Act
(C) National Rural Empowerment Guarantee Act (D) New Rural Economic Growth Act
(E) Nehru Renewable Energy Guarantee Act
Ans : (A)
21. Which of the following areas do not come under Bharat Nirman ?
(A) Water (B) Roads (C) Housing (D) Health (E) Electricity
Ans : (D)
22. The Union Sports Ministry recently announced that Renjith Maheshway would not be given Arjuna Award over the allegations of doping against him. With which sport is he associated?
(A) Marathon (B) Triple Jump (C) Discuss Throw (D) Hurdle's Race (E) Pole Vault
Ans : (B)
23. Who is the author of Bengali Romance novel ‘Devdas’ ?
(A) Bimal Roy (B) Sarat Chandra Chattopadhyay (C) Sudhendu Ghosh
(D) Indra Sen (E) Sumit Mitra
Ans : (B)
24. Who, among the following is the Speaker of Lok Sabha ?
(A) Pallam Raju (B) Meira Kumar (C) Veerappa Moily
(D) Shriprakash Jaiswal (E) Charan Das Mahant
Ans : (B)
25. At present, the President of Afghanistan is–
(A) Hamid Karzai (B) Abdullah Abdullah (C) Ramazan Bashardost
(D) Ashraf Ghani Ahmadzai (E) Mirwais Yasini
Ans : (A)
26. Who, at preset is the Chief of the Naval Staff of India ?
(A) Madhvendra Singh (B) Arun Prakash (C) Suresh Mehta
(D) Nirmal Kumar Verma (E) Devendra Kumar Joshi
Ans : (E)
27. What does ‘UNCTAD’ stand for ?
(A) United Nations Conference on Trade and Development (B) United Nations Convention on Troubled Darfur
(C) United National Commission on Tokyo Declaration (D) United Nations Charter on Tariffs and Development
(E) United Nations Convention on Treatment of Dengue
Ans : (A)
28. Which country will host the 2016 Olympic Games ?
(A) Japan (B) Spain (C) Brazil (D) Australia (E) Canada
Ans : (C)
29. With which sports is Leander Paes associated?
(A) Soccer (B) Golf (C) Tennis (D) Billiards (E) Squash
Ans : (C)
30. With which sports is Yelena Isinbayeva related?
(A) Long Jump (B) Gymnastics (C) Tennis (D) Pole Vault (E) Decathlon
Ans : (D)
31. The capital of Mauritius is–
(A) Port Louis (B) Camp Carol (C) Britannia
(D) Goodlands (E) Union Park
Ans : (A)
32. Which of the following countries is not a member-state of ASEAN ?
(A) Indonesia (B) Japan (C) Malaysia (D) The Philippines (E) Singapore
Ans : (B)
33. Who, at present, is the Chairman of the Planning Commission of India ?
(A) Manmohan Singh (B) P. Chidambaram (C) Sonia Gandhi
(D) Montek Singh Ahluwalia (E) Kapil Sibal
Ans : (A)
34. The capital of Andaman and Nicobar Islands is–
(A) Ross Island (B) Port Blair (C) Car Nicobar (D) Viper Island (E) Silvassa
Ans : (B)
35. Which of the following countries will host the 18th SAARC Summit ?
(A) Afghanistan (B) India (C) Maldives (D) Nepal (E) Bangladesh
Ans : (D)
36. With which sports is Mary Kom associated ?
(A) Boxing (B) Wrestling (C) Judo (D) Chess (E) Weightlifting
Ans : (A)
37. On which day is the United Nations Day celebrated ?
(A) 2nd October (B) 14th August (C) 16th September (D) 24th October (E) 14 November
Ans : (D)
38. Where is the headquarters of the International Civil Aviation Organization (ICAO) located ?
(A) Sydney (B) Frankfurt (C) Montreal (D) Oslo (E) Edinburgh
Ans : (C)
39. With which sports is Abhinav Bindra associated?
(A) Chess (B) Shooting (C) Golf (D) Squash (E) Swimming
Ans : (B)
40. With which language is Sugathakumari associated ?
(A) Marathi (B) Kannada (C) Odia (D) Malayalam (E) Telugu
Ans : (D)
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