IBPS CLERKS EXAM GENERAL AWARENESS PRACTICE MCQs

1. SLR means....
1) Statutory Loan Ratio
2) Single Liquidity Ratio
3) Simple Liquidity Ratio
4) Statutory Liquidity Ratio
5) Statutory Liability Ratio

2. Statutory Liquidity Ratio ....
1) is the proportion of Tier I capital that banks have to keep invested in unencumbered, approved government securities, gold or cash.
2) is the proportion of Loan Funds that banks have to keep invested in unencumbered, approved government securities, gold or cash.
3) is the proportion of Non-Performance Assets that banks have to keep invested in unencumbered, approved government securities, gold or cash.
4) is the proportion of demand and time deposits that banks have to keep invested in unencumbered, approved government securities, gold or cash.
5) is the proportion of Reserve Capital that banks have to keep invested in unencumbered, approved government securities, gold or cash.

3. Present Statutory Liquidity Ratio is ...
1) 23 percent
2) 25 percent
3) 30 percent
4) 4.25 percent
5) 8.75 percent

4. If Statutory Liquidity Ratio increases, the availability of bank loans ..
1) increase
2) zero
3) become 100 percent
4) decrease
5) not available

5. To control inflation, Statutory Liquidity Ratio to be ...
1) decreased
2) must be zero
3) must be negative
4) must be in double digit only
5) increased

6. Statutory Liquidity Ratio declared by ......
1) Government of India
2) State Bank of India
3) SEBI
4) Reserve Bank of India
5) Exim Bank

7. Cash Reserve Ratio means ....
1) the portion of deposits that RBI keep with the Commercial banks
2) the portion of cash that banks keep with the State Governments
3) the portion of deposits that banks keep with the Central bank
4) the portion of deposits that banks keep with the Central Government
5) the portion of deposits that banks keep with the World Bank

8. On 31st October 2012, Reserve Bank of India reduced Cash Reserve Ratio from 4.50 percent to......
1) 4.00 percent
2) 3.75 percent
3) 3.50 percent
4) 2.50 percent
5) 4.25 percent

9. Reducing Cash Reserve Ratio by 25 basis points, it is expected that banks get the liquidity up to the tune of Rs. ...
1) 50,000 crores
2) 10,000 crores
3) 17,500 crores
4) 5,000 crores
5) 40,000 crores

10. If Cash Reserve Ratio reduces, then availability of bank loans .......
1) decrease
2) zero
3) negative
4) increase
5) loans do not available


11. On Cash Reserve Ratio funds, the banks....
1) get rate of interest from RBI.
2) get 6 percent rate of interest
3) get rate of interest from RBI as decided by Central Government
4) get rate of interest from RBI as decided by share holders of the respective bank
5) do not get rate of interest

12. RBI set up the panel to review the structural constraints in the rural credit delivery system. It is headed by ....
1) Usha Thorat
2) K.C.Chakravarthy
3) Prakash Bakshi
4) Shyamala Gopinath
5) D.Subba Rao

13. ........... is not a Foreign Bank.
1) HSBC
2) Chinatrust Commercial Bank
3) Deutsche Bank
4) Dena Bank
5) UBS AG

14. On 18th September 2012, India extended additional $ 40 million credit to....
1) Nepal
2) Bhutan
3) Sri Lanka
4) Myanmar
5) Burundi

15. Union Cabinet proposed to set up 14th Finance Commission under the Chairmanship of ....
1) Y.V. Reddy
2) C. Ranga Rajan
3) Vijay. C.Kelkar
4) Ranganatha Reddy
5) Y.C. Qureshi

16. Which hurricane struck the Caribbean, the Mid-Atlantic and Northeastern United States, and Eastern Canada recently?
1) Issac
2) Nisha
3) Sandy
4) Aila
5) Jal

17. ‘Services Best Sportsman’ award for 2012 conferred on ......
1) Saina Nehwal
2) Sachin Tendulkar
3) Yogeshwar Dutt
4) Vijay Kumar
5) Mary Kom

18. First indigenous vaccine to tackle Japanese Encephalitis, commonly known as ‘brain fever’ launched by ?
1) Biological E. Ltd
2) Reddy’s Labs
3) Shantha Biotech
4) Ranbaxy
5) Cipla

19. As per the new order of government, Subscriber Identity Module (SIM) cards shall not be issued to foreign tourists for more than....
1) 3 months
2) 1 year
3) 2 years
4) 18 months
5) 6 months

20. 54th Grammy Awards 2012 list given. Pick the wrong combination.
1) Album of the Year - 21(Adele)
2) Song of the Year - Rolling In The Deep (Adele)
3) Record of the Year - Rolling In The Deep (Adele)
4) Best Polo Solo Performance - Someone Like You (Adele)
5) Best Rock Song - Walk (Adele)

21. The abbreviation list given. Pick the correct one.
1) ITBP - Indo-Tibetan Border Police
2) IDF - Infrastructure Debt Fund
3) FIPB - Foreign Investment Promotion Board
4) ULIP - Unit Linked Insurance Policy
5) All of the above

22. On 25th September 2012, President of India launched the 150th Birth Anniversary Celebrations of...
1) Jawahar Lal Nehru
2) Srinivasa Ramanujan
3) Jayaprakash Narayan
4) Bankimchandra Chaterjee
5) Motilal Nehru

23. Persons and their respective filed given. Locate the wrong combination.
1) Alastair Cook - Australian Cricketer
2) Brijesh Mishra - First National Security Advisor of India
3) Ebrahim Alkazi - Famous Theatre Artist
4) Nivedita Bhasin - First woman B-787 Dream Liner Pilot
5) Mariamma Koshhy - Hockey Player

24. Global Competitiveness Report (GCR) is a yearly report published by the ....
1) World Bank
2) World Economic Forum
3) Asian Development Fund
4) Reserve Bank of India
5) International Monetary Fund

25. The new targets of 11th Conference of Parties Convention (COP 11) on Biological Diversity include increasing the area of protected land across the world to 17 percent and protected oceans to...
1) 20 percent
2) 25 percent
3) 50 percent
4) 30 percent
5) 10 percent

26. Statements relating to USA Presidential elections given. Pick the incorrect one.
1) Barack Obama contested on behalf of Democratic Party.
2) Willard Mitt Romney contested on behalf of Republican Party.
3) Obama won the elections with an Electoral vote of 332 out of 538.
4) Obama elected as the president of USA for third time.
5) Joe Biden was elected as the Vice-president.

27. UNO declared which day as ‘Malala Day’?
1) 10th November
2) 10th October
3) 10th December
4) 10th August
5) 10th September

28. On 1st October 2012, the Finance Minister Chidambaram unveiled 12-point revival package for the ....
1) IT Sector
2) Banking Sector
3) Share Market
4) Education Sector
5) Insurance Sector

29. On 4th October 2012, Union Cabinet agreed to grant the international airport status to five airports. They are Coimbatore, Lucknow, Tiruchirapalii, Mangalore and....
1) Nagpur
2) Ajmeer
3) Vijayawada
4) Baroda
5) Varanasi

30. Vempati Chinna Satyam recently died. He is related to the dance form of .....
1) Kathak
2) Kuchipudi
3) Bharata Natyam
4) Kathakali
5) Ottam Dhillan

31. Asia Co-operation Dialogue Summit recently held in .....
1) Kuwait
2) Saudi Arabia
3) India
4) Tokyo
5) Sri Lanka

32. INS Baaz is the .....
1) India’s first pilot less guided aircraft
2) Surface to Surface missile
3) Marine Boat imported from Russia
4) Southernmost air station of armed forces
5) India’s Antarctica Research Station

33. Who has been appointed as the New President of the Indian Hockey Federation (IHF)?
1) Dhanraj Pillai
2) R.K. Shetty
3) Dinesh Reddy
4) Venugopal C
5) K.N.Sinha

34. Who created the world record in the 800 meters run in the 2012 London Olympics?
1) Phelps Michael (USA)
2) Felix Allyson (USA)
3) David Rudisha (Kenya)
4) Bailey-Cole Kemar (Jamaica)
5) None

35. Capital and Currency combination given. Pick the wrong combination.
1) Belarus - Minsk - Belarusian Ruble
2) Myanmar - Nay Pyi Daw - Kyat
3) Afghanistan - Kabul - Rupee
4) Saudi Arabia - Riyadh - Saudi Riyal
5) Portugal - Lisbon - Euro

36. National Postal Day celebrated on ...
1) 20th October
2) 15th October
3) 10th September
) 10th October
5) 15th September

37. Which among the following books is not written by Kuldip Nayar?
1) Without Fear: The Life and Trial of Bhagat Singh
2) India House
3) The End of India
4) The Judgement : Inside Story of the Emergency in India
5) India After Nehru

ANSWERS:
1-4; 2-4; 3-1; 4-4; 5-5; 6-4; 7-3; 8-5; 9-3;10-4;
11-5; 12-3; 13-4; 14-5; 15-1; 16-3; 17-4; 18-1; 19-1; 20-5;
21-5; 22-5; 23-1; 24-2; 25-5; 26-4; 27-1; 28-5; 29-5; 30-2;
31-1; 32-4; 33-3; 34-3; 35-3; 36-4; 37-3.