1. Ultimate controller of Bank Deposits is?
1) RBI
2) Finance Secretary
3) Ministry of Finance
4) Controller of Deposits
5) SEBI
2. 6th National Seed Congress, 2013 held at...
1) Lucknow
2) Hyderabad
3) Pune
4) Mumbai
5) Nagpur
3. Around 2% revised rail passenger fares came into effect from 7 October, 2013 to implement FAC. FAC stands for ............
1) Fuel Adjustment Component
2) Food Adjustment Component
3) Full Adjustment Component
4) Free Adjustment Component
5) Fuel Arrangement Component
4. Vayoshreshtha Samman to be given to....
1) NRI
2) Senior Citizens
3) Doctors
4) Purohiths
5) Children
5. Which among the following accounts fetch the highest rate of interest?
1) Savings deposit
2) Recurring deposit
3) Fixed deposit
4) Current account deposit
5) 1 & 4
6. Banks usually collect penal rate of interest on ....... for the pre mature withdrawal of fixed deposits?
1) Principal
2) Rate of interest
3) Minimum deposit amount
4) Maturity amount
5) All of above
7. Fixed deposits can have ........
1) Nomination facility.
2) Nomination facility with the permission of Bank Chairman.
3) Nomination facility by taking special permission from bank.
4) Nomination facility on the day of closing.
5) Nomination facility with the permission of person who introduced him to open account.
8. As per the direction of RBI on 29 October 2013, the banks can pay rate of interest on Fixed deposits'?
1) At intervals shorter than quarterly intervals also.
2) Pay on quarterly basis alone.
3) On half yearly basis only.
4) As per the direction of government of India.
5) None
9. Idea of insuring deposits kept with banks received attention for the first time in the year 1948 after the banking crises in ?
1) Maharashtra
2) Karnataka
3) AP
4) Bengal
5) Goa
10. Which committee first time in India supported the concept of Insuring Deposits?
1) Rural Banking Deposit Committee.
2) Urban Banking Enquiry Committee.
3) Rural Banking Enquiry Committee.
4) SBI Rural Banking Enquiry Committee.
5) None
11. After crash of the which two banks, RBI seriously took the issue of insuring of deposits?
1) Palai Central Bank Ltd and Laxmi Bank Ltd
2) Laxmi Bank Ltd and General bank of India
3) Development Bank Corporation Limited
and ICICI
4) Palai Central Bank Ltd and IDBI
5) None
12. The Deposit Insurance Act came in to force in on 1st January .....
1) 1975
2) 1954
3) 1948
4) 1979
5) 1962
13. Each depositor in a bank is insured upto a maximum of ....... by Deposit Insurance and Credit Guarantee Corporation (DICGC)?
1) Rs. 2 lakh
2) Rs.3 lakh
3) Rs.5 lakh
4) Rs.10 lakh
5) Rs.1 lakh
14. DICGC is the wholly owned subsidiary of?
1) SBI
2) NABARD
3) Union Government
4) RBI
5) IDBI
15. Which committee proposed to raise the compulsory insurance of bank deposits up to 5 Lakhs?
1) Aravind Mayaram
2) Usha Thorat
3) Damodaran
4) Syamala Gopinath
5) None
16. RBI revised premature deposit rules of which type of accounts on 24 Jan 2013?
1) Kiddy accounts 2) Current accounts
3) Large value fixed deposit accounts
4) Dollar savings accounts
5) Big size savings accounts
17. Lock period in Term deposit means?
1) Locker must be opened by the customer in the branch.
2) The Pre-maturity is not possible.
3) Another account cannot be opened by customer.
4) Nominee name need not be written.
5) None
18. Financial Market broadly divided in to two. They are?
1) Money and Capital market
2) Money and Black market
3) Price and Money market
4) Capital and Abroad market
5) None
19. Money market is a market for debt securities that pay off in the short term ...........
1) Usually less than two years.
2) Usually less than three years.
3) Usually less than one year.
4) Usually less than five years.
5) None
20. The Money market include ........
1)Treasury bills
2) Cash Management bills
3) Commercial papers
4) Bankers acceptance
5) All of above
21. Capital market is a market for long-term debt and equity shares. It is further divided into?
1) Secondary Market and Bull Market.
2) Bull Market and Bell Market.
3) Primary Market and Secondary Market.
4) Primary Market and Government Cash Bond Market.
5) All of above
22. Shares issued in Primary market in the form of IPO and FPO. IPO means?
1) India Public Offer
2) Initial Private Offer
3) Initial Public Off
4) Initial Public Offer
5) None
23. FPO means?
1) Follow on Public Offer
2) First Public Offer
3) Follow on Private Offer
4) Firm on Public Offer
5) Follow on Public Operations
24. RHP means....
1) Read Herring Prospectus
2) Roll Hearing Prospectus
3) Red Herring Prospectus
4) Red Herring Proposals
5) Rupee Herring Prospectus
25. The market which expects the prices of shares go up in the market is called.....
1) Depressed market
2) Duck market
3) Fundamental market
4) Bear market
5) Bull market
26. To protect the interests of investors in securities and to promote the development of markets in capital market, (Securities and Exchange Board of India) SEBI established on April 12 ......
1) 1987
2) 1990
3) 2001
4) 1985
5) 1992
27. Who is the chairman of SEBI?
1) CS Bhave
2) Som Mittal
3) UK Sinha
4) Yogesh Agarwal
5) Rajkumar Dhoot
28. Angel Investor provides ......
1) Financial backing to start the business.
2) Working capital.
3) Lending at the time of urgency.
4) Bank guarantee to continue the business.
5) None
29. The new rules of Angel investors as per SEBI issued on 16 September 2013 given. Which among the following is wrong?
1) Angel investors have been allowed to be registered as Alternative Investment Funds.
2) Investments under angel investing restricted between Rs.50 lakh and Rs 5 crore.
3) They can make investments only in those companies which are incorporated in India only.
4) Angel funds needs to be invested in a firm for at least three year.
5) Angel funds can be availed for companies not older than 4 years.
30. Which is India's only listed micro-lender said on 30 September 2013, it has concluded a securitization transaction for Rs.321 crore with a major public sector bank, ranked as A1+?
1) SMILE Finance
2) Sahara Finance
3) SKS Microfinance
4) Shradda Finance
5) L&T Finance
31. As per the new rule of New Pension scheme (NPS), if a subscriber exists after age of 60 years, how much portion of the pension he must invest to purchase an annuity policy?
1) 40
2) 20
3)18
4) 100
5) 75
32. National Textile Corporation (NTC) launched a retail chain by name.....?
1) Bapu
2) Thread
3) Republic
4) Indian Republic
5) Great India
33. Tata Power commenced construction work for the first phase of its joint venture 400- MW hydro power project in Georgia. The capital of Georgia is?
1) Sofia
2) Istanbul
3) Juba
4) Kiwi
5) Tbilisi
34. Who hosts 2018 Men’s World Cup of Hockey as declared on 7th November 2013?
1) Australia
2) Netherlands
3) India
4) Pakistan
5) England
35. All-weather 14-km tunnel at Zojila pass to be constructed. Zozila pass is in the state of?
1) Jammu and Kashmir
2) Karnataka
3) Arunachal Pradesh
4) Assam
5) Tamilnadu
36. To contain the dwindling population of Parsis in India, which scheme was introduced in India?
1) Romi tolo
2) Parsi HI
3) Parsi Lo
4) Jiyo Parsi kho
5) Jiyo Parsi
37. In which city of Canada, a street named after Mahatma Gandhi on the eve of Indian Independence day?
1) Ponyong
2) Ronnetzone
3) Ottova
4) Winnipeg
5) None
ANSWERS:
1-1, 2-1, 3-1, 4-2, 5-3, 6-2, 7-1, 8-1, 9-4, 10-3
11-1, 12-5, 13-5, 14-4, 15-3, 16-3, 17-2, 18-1, 19-3, 20-5
21-3, 22-4, 23-1, 24-3, 25-5, 26-5, 27-3, 28-1, 29-5, 30-3
31-1, 32-4, 33-5, 34-3, 35-1, 36-5, 37-4
