Thursday, May 1, 2014

GENERAL AWARENESS MCQs FOR SBI PROBATIONARY OFFICERS EXAM

1. Committee on Comprehensive Financial Services for Small Businesses and Low-
Income Households headed by ....
1) C.Rangarajan
2) Y.V.Reddy
3) Nachiket Mor
4) Urjit Patel
5) None

2. On 7 January 2014, which panel suggested sweep changes in the banking structure?
1) Deepak Mohanthy
2) Chaturvedi
3) K.C.Chakravarthy
4) Bimal Jalan
5) Nachiket Mor

3. As per the Nachiket Mor committee, the banks exclusively should be established for
the welfare of..
1) low income households
2) industries
3) small scale industries
4) bankers
5) All of above

4. By what date every adult citizen of India must hold a savings account as per the
report of Nachiket Mor?
1) 31 March 2015
2) 1 Jan 2016
3) 31 Dec 2015
4) 15 Dec 2016
5) 31 March 2016

5. To provide payment services and deposit products to small businesses and lowincome
households, what types of banks suggested by Nachiket Mor committee report, submitted on 7 January 2014?
1) Deposit banks
2) Ultra small branches
3) Satellite banks
4) PI banks
5) Payment banks

6. Nachiket Mor Committee suggested in the payment banks the maximum balance must
be allowed upto .......
1) Rs.10000
2) Rs.25000
3) Rs.40000
4) Rs.50,000
5) Rs.5000

7. Which committee suggested the facility for withdrawal, payment and deposit should be
set up within a 15-minutes walking distance for any person anywhere in the country?
1) Vijay Bhaskar
2) Anil Kumar Sharma
3) Nachiket Mor
4) C.Rangarajan
5) None of above

8. Payment banks can initiate the establishment with minimum core capital of....
1) Rs.50 crore
2) Rs.150 crore
3) Rs.500 crore
4) Rs.100 crore
5) None

9. A combination of ........ must be issued to each citizen of India as per Nachiket Mor
committee?
1) Savings account and Aadhar Card
2) Savings Account and PAN card
3) Passport and Savings Account
4) Aadhar card and Ration card
5) None

10. In his 7th January 2014 committee report, Nachiket Mor preferred ....
1) banks continue the low base rate system to rural and Agricultural households.
2) to drop the banks give less base rate to Agriculture and RBI should give them directly.
3) to increase the banks present system of low base rate system to Agriculture.
4) to lift the present low base rate system to Agriculture sector, instead give direct benefit to farmers.
5) None

11. On the regulatory front, Nachiket Mor committee suggested...
1) continuation of SLR
2) increase SLR
3) merge both SLR and CRR
4) only public sector banks should follow SLR
5) gradual abolition of SLR

12. Which bank got the government permission for its Rs.9,576 - crore capital - raising plan
through the Qualified Institutional Placement (QIP) route?
1) PNB
2) OBC
3) SBI
4) RBI
5) Indian Bank

13. On 22 March 2014, which committee submitted the "Report of the Committee to Recommend Data Format for Furnishing of Credit Information to Credit Information Companies"?
1) Usha Thorat
2) Nachiket Mor
3) Anand Guru
4) Narasimham
5) Aditya Puri

14. Rural Water Supply and Sanitation Project for Low Income States of Assam, Bihar, Jharkhand and Uttar Pradesh to be funded by .......
1) IMF
2) IDA
3) World Bank
4) ODA
5) ADB

15. The statements related to NASSCOM (National Association of Software and Services Companies)
details are given. Pick up wrong statement.
1) Established in 1988.
2) Head office located in New Delhi.
3) It is established to facilitate business and trade in software and services and to encourage advancement of research in software technology.
4) Its present Chairman is R.Chandrasekaran
5) It is integral part of ASSOCHAM

16. Lara Super Thermal Power Project is in ......
1) Jharkand
2) Chhattisgarh
3) Tamilnadu
4) Odisha
5) Assam

17. Parliamentary Standing Committee on Finance recommended raising the income tax exemption limit to Rs.3 lakh on 1 April 2014. Who is the head of this committee?
1) Yashwant Sinha
2) P.Chidambaram
3) Jaswanth Singh
4) Manmohan Singh
5) None of above

18. On 14 April 2014, the Economic Affairs Secretary Arvind Mayaram has been designated as ......
1) Deputy Chairman, Planning Commission
2) Chief Advisor to Finance Minister of India
3) Advisor to Planning Commission
4) Chief Economist, World Bank
5) Finance Secretary

19. Present Chairman of National Human Rights Commission is .....
1) K.G.Balakrishnan
2) P.L.Punia
3) Rameshwar Oran
4) Ramadorai. S
5) None of the above

20. Who was appointed as the interim president of the Indian cricket board for IPL affairs, in
place of the tainted incumbent N. Srinivasan on 28 March 2014?
1) Deepak Parekh
2) Saurav Ganguly
3) Sunil Gavaskar
4) Alan Issac
5) None

21. Who heads the committee constituted by Union of India to study and examine the demand of a separate Bodoland state?
1) Sushil Kumar Shinde
2) K. Sivaramakrishnan
3) G.K. Pillai
4) A.K. Singh
5) None

22. Ramanujan Mathematics Award 2014 conferred on .......
1) Sakuntala Devi
2) K. Chandrasekharan
3) Anand Kumar
4) Akshay Venkatesh
5) None of the above

23. Who has been recently conferred with Polio Eradication Champion Award?
1) Amitabh Bacchan
2) Amir Khan
3) Sheila Dikshit
4) Manmohan Singh
5) None

24. Shigeru Ban won the Pritzker Architecture Prize 2014 on 25 March 2014. He won the
award for his creative and inexpensive designs for disaster relief shelters. He belongs to ........
1) China
2) Russia
3) Korea
4) Japan
5) Sweden
25. Global remittance flows to India have witnessed a sharp surge to $7.18 billion in 2013. Which of
the following states in India is the top recipient, contributing 33% to the total remittances?
1) Gujrat
2) Kerala
3) Maharashtra
4) Odisha
5) Delhi

26. The first unit of coal based Kalisindh Super Thermal Power Plant commenced power generation in Jhalawar district in which of the following states recently?
1) Madhya Pradesh
2) AP
3) Gujarat
4) Maharashtra
5) Rajasthan

27. Unaccustomed Earth, The Namesake, Interpreter of Maladies are written by ......
1) Jumpha Lahiri
2) Kushwanth Singh
3) Chetan Bhagath
4) Robin Sharma
5) None

28. ''Harry Potter and the Deathly Hallows, The Cuckoo's Calling, Fantastic Beasts and Where to Find Them" written by ......
1) Shidney Sheldon
2) Salman Rusdie
3) J.K.Rowling
4) Vikram Seth
5) George Bernard Shaw

29. For Baileys Women's Prize for Fiction 2014 on 8 April 2014, which book of Jhumpa
Lahiri was selected?
1) The Lowland
2) The Namesake
3) The Kills
4) The Spinning Heart
5) None

30. World Water day observed on every .....
1) 22 April
2) 22 January
3) 22 March
4) 22 June
5) None
31. Who recommended the creation of World Water day in 1992?
1) UNO
2) UNESCO
3) UNCED
4) IWA
5) None

32. On the recommendation of UNCED (United Nations Conference on Environment and
Development), UNO Celebrating world water day from ......
1) 1992
2) 1995
3) 2001
4) 1991
5) 1993

33. Nirbheek is ......
1) Indian Navy ship
2) Missile
3) Government of India new program to protect woman.
4) Lightweight revolver designed by Indian Ordnance Factory to protect the women.
5) None

34. Miami Masters title again won by .....
1) Rafael Nadal
2) Roger Federer
3) Novak Djokovic
4) Andy Murray
5) None of above

35. Who won silver medal of 10 m Air Pistol Women at the ISSF World Cup held in USA?
1) Tejaswini Sawan
2) Rajeswari Perumal
3) Heena Sidhu
4) Deepika Kumari
5) Anjali Bhagwat

36. Ukraine acting President on 13 April 2014 said Russian forces are behind riots in his nation. Who is the acting president of Ukraine?
1) Oleksandr Turchynov
2) Arseniy Yatsenyuk
3) Roduyu Tothenk
4) Vladimir Putin
5) None of above

ANSWERS:

1-3, 2-5, 3-1, 4-2, 5-5, 6-4, 7-3, 8-1, 9-1, 10-4
11-5, 12-3, 13-5, 14-3, 15-5, 16-2, 17-1, 18-5, 19-1, 20-3
21-3, 22-3, 23-3, 24-4, 25-2, 26-5, 27-1, 28-3, 29-1, 30-3, 31-3, 32-5, 33-4, 34-3, 35-3, 36-1