1. The Priority Sector Lending does not include?
1) Agriculture
2) Consumption Loans
3) Loans to Self-Help Groups
4) Small road and water transport operators
5) Loans to Stock Exchange Brokers
2. The Agriculture Loan in the Priority Sector does not include ......
1) Loan to dairy and fisheries
2) Loan to poultry
3) Loan to animal husbandry
4) Loan to sericulture
5) Loan to commercial warehouses run by traders to keep agriculture produce in Urban areas
3. The Agriculture Loan in the Priority Sector include ......
1) Loan to individual farmers
2) Loan to Self Help Groups
3) Loan to Joint Liability Groups
4) Loans to small and marginal farmers for purchase of land for agricultural purposes
5) All of above
4. The loan given to agriculture, as a part of Priority Sector does not include ......
1) Loans to distressed farmers indebted to non-institutional lenders.
2) Loans to Primary Agricultural Credit Societies (PACS).
3) Loans to Farmers' Service Societies (FSS).
4) Loans to Adivasi Multi Purpose Societies (LAMPS).
5) Loans to traders hoarding the agriculture produce, to create the artificial scarcity.
5. Loans to individuals for educational purposes including vocational courses up to Rs. ...... for studies in India comes under Priority Sector Lending.
1) 15 Lakh
2) 10 Lakh
3) 20 Lakh
4) 5 Lakh
5) None
6. If a student pursuing any educational course in the abroad, then up to Rs....... lakh loan to be treated as Priority Sector lending.
1) 5
2) 20
3) 100
4) 20
5) 7.5
7. What is the limit for housing loans under Priority Sector, if a borrower lives in metropolitan centres with population above ten lakh?
1) Rs.100 Lakh
2) Rs.10 Lakh
3) Rs.25 Lakh
4) Rs.40 Lakh
5) None
8. Priority Sector lending does not include ......
1) Large Scale industries having capital more than 100 crores.
2) Small business (Original cost of equipment used not exceed Rs.20 Lakh).
3) Retail Trade (Advances to private retail traders up to Rs.10 Lakh).
4) Scheduled Castes and Scheduled Tribes.
5) State sponsored organizations for Scheduled Castes and Scheduled Tribes.
9. Bank loans to micro and small manufacturing and service enterprises also come under Priority Sector loans. If it is a micro enterprise, then the loan can be given provided the investment in plant and machinery do not exceed Rs. ......
1) 5 Lakh
2) 25 Lakh
3) 5 Crore
4) 15 Lakh
5) None
10. For the small scale industry, if the loan given come under priority sector when the investment in plant and machinery more than Rs.25 Lakh and but less than Rs. ......
1) 5 Crore
2) 2 Crore
3) 10 Crore
4) 8 Crore
5) None
11. Which loan not included weaker sections under priority sector lending?
1) Beneficiaries under the Scheme for Rehabilitation of Manual Scavengers (SRMS).
2) Artisans, village and cottage industries where individual credit limits do not exceed Rs.50,000.
3) Beneficiaries under the scheme of JNNURM.
4) Beneficiaries of Swarnajayanti Gram Swarozgar Yojana (SGSY), now National Rural Livelihood Mission (NRLM).
5) Loans to individual women beneficiaries up to Rs. 50,000 per borrower.
12. How much percent of total loans must be given to Priority Sector Lending by the domestic banks?
1) 30
2) 25
3) 40
4) 20
5) 10
13. ......% of Net Bank Credit (NBC) to be given to Priority Sector Lending by foreign banks as per the order of RBI?
1) 50
2) 40
3) 60
4) 12
5) 32
14. Which committee suggested to increase the Priority Sector holding of foreign banks from 32 % to 40%?
1) Padmanabhan
2) Goparia
3) MV Nair
4) Tarapore
5) None
15. Even foreign banks must provide 40% of their total loans to Priority Sector, if they have at least ...... branches in India as ordered by RBI.
1) 25
2) 10
3) 100
4) 25
5) 20
16. As per the decision of RBI, the increase in Priority Sector holding of foreign banks having more than 20 branches applicable from .......
1) 1 Apr 2018
2) 1 Apr 2013
3) 15 Mar 2013
4) 1 Jan 2013
5) None
17. Total agricultural advances must be ....... percent of Net Bank Credit (NBC) for domestic banks.
1) 24
2) 60
3) 15
4) 32
5) 18
18. Total agricultural advances must be ...... percent of Net Bank Credit (NBC) for foreign banks.
1) 18
2) 24
3) 56
4) 14
5) No Target
19. The advances to weaker sections is the part of Priority Sector holding. What percentage of NBC must be given to them by the foreign banks?
1) 50%
2) 20%
3) 25%
4) 60%
5) No Target
20. Foreign banks operating in India must give ...... percent of Net Bank Credit (NBC) to Export Credit.
1) 12
2) 25
3) 15
4) 50
5) 18
21. Measurement of a country's trade in which the value of goods and services it imports exceeds the value of goods and services it exports is called?
1) Government Budget
2) Balance Sheet
3) Current Account Deficit
4) Current Liabilities Deficit
5) None
22. Current Account Deficit stood at ........ percent by the end of 2013-14 FY against 4.7% in 2012-13?
1) 2.4
2) 3.2
3) 1.7
4) 3.8
5) None
23. To review the allocations and operational efficiencies of Government expenditure to achieve maximum output FM in Union Budget 2014-15, proposed to establish EMC. EMC stands for......
1) Expert Management Commission
2) Expedite Management Commission
3) Expenditure Migration Commission
4) Expenditure Monitoring Commission
5) Expenditure Management Commission
24. As per FM in the budget 2014-15, banks should need Rs. ....... crores as equity by 2018.
1) 2,40,000
2) 1,80,000
3) 5,00,000
4) 4,50,000
5) None
25. To incentivize the development of low cost affordable housing, Arun Jaitley proposed to set up a Mission on Low Cost Affordable Housing anchored by.....
1) RBI
2) HDFC
3) HUDCO
4) SBI
5) NHB
26. Mission on Low Cost Affordable Housing anchored by NHB get the allocation of?
1) Rs.2000 crore
2) Rs.1000 crore
3) Rs.4000 crore
4) Rs.3000 crore
5) None
27. Which of the following statement is correct related to proposal of establishment of farming group of 'Bhoomi Heen Kisan' as proposed by FM in the Union Budget 2014-15?
1) Large number of landless farmers are unable to provide land title as guarantee to get finance from banks.
2) So these land less farmers are being looted by money lenders.
3) It is better to provide finance also to them, by making a group of the land less farmers under the title of Bhoomi Heen Kisan.
4) FM proposed to finance 5 lakh joint farming groups of Bhoomi Heen Kisan this year through NABARD.
5) All of above
28. In the Union Budget 2014-15, the FM put how much target on banks to provide loans to agriculture?
1) Rs.4 Lakh Crore
2) Rs.2 Lakh Crore
3) Rs.10 Lakh Crore
4) Rs.8 Lakh Crore
5) None
29. Interest Subvention Scheme for short term crop loans will be ....... as told by FM in the recent budget.
1) discontinued
2) discontinued from Rabi season of 2014-15
3) applicable to food grains growing farmers alone
4) continued
5) None of above
30. Narendra Modi government committed to ......
1) 'Minimum Government Least Governance'
2) 'Viable Government Maximum Governance'
3) 'Minimum Government No Governance'
4) 'Minimum Government Maximum Governance'
5) None
31. Modi said on 10th July 2014, that the government do all possible help to the poor, the neo-middle class and the middle class, inspired by the mantra of ......
1) Sab se badao aage badao
2) Sab ka accha nahi bura
3) Sabka Saath, Sabka Vikas
4) Sab ke Jagaran adhik karna
5) Sabka Saath, Sabka Jaatak
32. Who was appointed as the fourth Deputy Governor of the Reserve Bank of India on 30 July 2014?
1) K.R. Kamath
2) Sikha Sharma
3) S.S. Mundra
4) Y. Malegam
5) Nachiket Mor
ANSWERS:
1-5, 2-5, 3-5, 4-5, 5-2, 6-4, 7-3, 8-1, 9-2, 10-1
11-3, 12-3, 13-5, 14-3, 15-5, 16-1, 17-5, 18-5, 19-5, 20-1
21-3, 22-3, 23-5, 24-1, 25-5, 26-3, 27-3, 28-4, 29-4, 30-4, 31-3, 32-3.
http://generalawareness4bankexams.blogspot.com/2014/07/general-awareness-practice-mcqs-for-sbi.html
1) Agriculture
2) Consumption Loans
3) Loans to Self-Help Groups
4) Small road and water transport operators
5) Loans to Stock Exchange Brokers
2. The Agriculture Loan in the Priority Sector does not include ......
1) Loan to dairy and fisheries
2) Loan to poultry
3) Loan to animal husbandry
4) Loan to sericulture
5) Loan to commercial warehouses run by traders to keep agriculture produce in Urban areas
3. The Agriculture Loan in the Priority Sector include ......
1) Loan to individual farmers
2) Loan to Self Help Groups
3) Loan to Joint Liability Groups
4) Loans to small and marginal farmers for purchase of land for agricultural purposes
5) All of above
4. The loan given to agriculture, as a part of Priority Sector does not include ......
1) Loans to distressed farmers indebted to non-institutional lenders.
2) Loans to Primary Agricultural Credit Societies (PACS).
3) Loans to Farmers' Service Societies (FSS).
4) Loans to Adivasi Multi Purpose Societies (LAMPS).
5) Loans to traders hoarding the agriculture produce, to create the artificial scarcity.
5. Loans to individuals for educational purposes including vocational courses up to Rs. ...... for studies in India comes under Priority Sector Lending.
1) 15 Lakh
2) 10 Lakh
3) 20 Lakh
4) 5 Lakh
5) None
6. If a student pursuing any educational course in the abroad, then up to Rs....... lakh loan to be treated as Priority Sector lending.
1) 5
2) 20
3) 100
4) 20
5) 7.5
7. What is the limit for housing loans under Priority Sector, if a borrower lives in metropolitan centres with population above ten lakh?
1) Rs.100 Lakh
2) Rs.10 Lakh
3) Rs.25 Lakh
4) Rs.40 Lakh
5) None
8. Priority Sector lending does not include ......
1) Large Scale industries having capital more than 100 crores.
2) Small business (Original cost of equipment used not exceed Rs.20 Lakh).
3) Retail Trade (Advances to private retail traders up to Rs.10 Lakh).
4) Scheduled Castes and Scheduled Tribes.
5) State sponsored organizations for Scheduled Castes and Scheduled Tribes.
9. Bank loans to micro and small manufacturing and service enterprises also come under Priority Sector loans. If it is a micro enterprise, then the loan can be given provided the investment in plant and machinery do not exceed Rs. ......
1) 5 Lakh
2) 25 Lakh
3) 5 Crore
4) 15 Lakh
5) None
10. For the small scale industry, if the loan given come under priority sector when the investment in plant and machinery more than Rs.25 Lakh and but less than Rs. ......
1) 5 Crore
2) 2 Crore
3) 10 Crore
4) 8 Crore
5) None
11. Which loan not included weaker sections under priority sector lending?
1) Beneficiaries under the Scheme for Rehabilitation of Manual Scavengers (SRMS).
2) Artisans, village and cottage industries where individual credit limits do not exceed Rs.50,000.
3) Beneficiaries under the scheme of JNNURM.
4) Beneficiaries of Swarnajayanti Gram Swarozgar Yojana (SGSY), now National Rural Livelihood Mission (NRLM).
5) Loans to individual women beneficiaries up to Rs. 50,000 per borrower.
12. How much percent of total loans must be given to Priority Sector Lending by the domestic banks?
1) 30
2) 25
3) 40
4) 20
5) 10
13. ......% of Net Bank Credit (NBC) to be given to Priority Sector Lending by foreign banks as per the order of RBI?
1) 50
2) 40
3) 60
4) 12
5) 32
14. Which committee suggested to increase the Priority Sector holding of foreign banks from 32 % to 40%?
1) Padmanabhan
2) Goparia
3) MV Nair
4) Tarapore
5) None
15. Even foreign banks must provide 40% of their total loans to Priority Sector, if they have at least ...... branches in India as ordered by RBI.
1) 25
2) 10
3) 100
4) 25
5) 20
16. As per the decision of RBI, the increase in Priority Sector holding of foreign banks having more than 20 branches applicable from .......
1) 1 Apr 2018
2) 1 Apr 2013
3) 15 Mar 2013
4) 1 Jan 2013
5) None
17. Total agricultural advances must be ....... percent of Net Bank Credit (NBC) for domestic banks.
1) 24
2) 60
3) 15
4) 32
5) 18
18. Total agricultural advances must be ...... percent of Net Bank Credit (NBC) for foreign banks.
1) 18
2) 24
3) 56
4) 14
5) No Target
19. The advances to weaker sections is the part of Priority Sector holding. What percentage of NBC must be given to them by the foreign banks?
1) 50%
2) 20%
3) 25%
4) 60%
5) No Target
20. Foreign banks operating in India must give ...... percent of Net Bank Credit (NBC) to Export Credit.
1) 12
2) 25
3) 15
4) 50
5) 18
21. Measurement of a country's trade in which the value of goods and services it imports exceeds the value of goods and services it exports is called?
1) Government Budget
2) Balance Sheet
3) Current Account Deficit
4) Current Liabilities Deficit
5) None
22. Current Account Deficit stood at ........ percent by the end of 2013-14 FY against 4.7% in 2012-13?
1) 2.4
2) 3.2
3) 1.7
4) 3.8
5) None
23. To review the allocations and operational efficiencies of Government expenditure to achieve maximum output FM in Union Budget 2014-15, proposed to establish EMC. EMC stands for......
1) Expert Management Commission
2) Expedite Management Commission
3) Expenditure Migration Commission
4) Expenditure Monitoring Commission
5) Expenditure Management Commission
24. As per FM in the budget 2014-15, banks should need Rs. ....... crores as equity by 2018.
1) 2,40,000
2) 1,80,000
3) 5,00,000
4) 4,50,000
5) None
25. To incentivize the development of low cost affordable housing, Arun Jaitley proposed to set up a Mission on Low Cost Affordable Housing anchored by.....
1) RBI
2) HDFC
3) HUDCO
4) SBI
5) NHB
26. Mission on Low Cost Affordable Housing anchored by NHB get the allocation of?
1) Rs.2000 crore
2) Rs.1000 crore
3) Rs.4000 crore
4) Rs.3000 crore
5) None
27. Which of the following statement is correct related to proposal of establishment of farming group of 'Bhoomi Heen Kisan' as proposed by FM in the Union Budget 2014-15?
1) Large number of landless farmers are unable to provide land title as guarantee to get finance from banks.
2) So these land less farmers are being looted by money lenders.
3) It is better to provide finance also to them, by making a group of the land less farmers under the title of Bhoomi Heen Kisan.
4) FM proposed to finance 5 lakh joint farming groups of Bhoomi Heen Kisan this year through NABARD.
5) All of above
28. In the Union Budget 2014-15, the FM put how much target on banks to provide loans to agriculture?
1) Rs.4 Lakh Crore
2) Rs.2 Lakh Crore
3) Rs.10 Lakh Crore
4) Rs.8 Lakh Crore
5) None
29. Interest Subvention Scheme for short term crop loans will be ....... as told by FM in the recent budget.
1) discontinued
2) discontinued from Rabi season of 2014-15
3) applicable to food grains growing farmers alone
4) continued
5) None of above
30. Narendra Modi government committed to ......
1) 'Minimum Government Least Governance'
2) 'Viable Government Maximum Governance'
3) 'Minimum Government No Governance'
4) 'Minimum Government Maximum Governance'
5) None
31. Modi said on 10th July 2014, that the government do all possible help to the poor, the neo-middle class and the middle class, inspired by the mantra of ......
1) Sab se badao aage badao
2) Sab ka accha nahi bura
3) Sabka Saath, Sabka Vikas
4) Sab ke Jagaran adhik karna
5) Sabka Saath, Sabka Jaatak
32. Who was appointed as the fourth Deputy Governor of the Reserve Bank of India on 30 July 2014?
1) K.R. Kamath
2) Sikha Sharma
3) S.S. Mundra
4) Y. Malegam
5) Nachiket Mor
ANSWERS:
1-5, 2-5, 3-5, 4-5, 5-2, 6-4, 7-3, 8-1, 9-2, 10-1
11-3, 12-3, 13-5, 14-3, 15-5, 16-1, 17-5, 18-5, 19-5, 20-1
21-3, 22-3, 23-5, 24-1, 25-5, 26-3, 27-3, 28-4, 29-4, 30-4, 31-3, 32-3.
http://generalawareness4bankexams.blogspot.com/2014/07/general-awareness-practice-mcqs-for-sbi.html
