1. The internet banking providing many banking services making the customers life easier. Which of the following risks recognized internationally in the internet banking?
1) Operational risk
2) Credit risk
3) Liquidity risk
4) Foreign exchange risk
5) All of above
2. Operational risk in the internet banking means .........
1) Inaccurate processing of transactions
2) Non privacy and confidentiality
3) Attacks or unauthorized access to banks systems and databases
4) Weak technology adoption
5) All of above are part of Operational risk
3. When counter-party fails to settle an obligation when due or any time henceforth for its full value and the credit worthiness of the customer may not be properly evaluated is termed as ............ in internet banking.
1) Operational risk
2) Liquidity risk
3) Credit risk
4) Security risk
5) Reputation risk
4. In the internet banking, the bank may face liquidity crunch in short-term time horizon, once the outflow of fund may increase suddenly, it is called ...........
1) Foreign exchange risk
2) Credit risk
3) Operational risk
4) Liquidity risk
5) None of above
5. President Pranab Mukherjee on 30 September 2014 authorized Rajiv to act as....
1) Central Vigilance Commissioner (CVC)
2) Chief Justice of India
3) Central Election Commissioner
4) Head of BSF
5) None
6. The Security risk is one of the very important issue in internet banking systems. The security risk in the internet banking is ..............
1) hacking
2) stealing of KYC data from online
3) the information use by other agencies to tap the account holder business
4) it is tough for the banks to bring the awareness among all customers to follow the security measures
5) All of above
7. It is tough for the RBI to see whether banks are following the guidelines of RBI regarding the online transactions, as they are fast, millions of transactions done in the short period and very tough to audit them in the short period. The banking pundits termed this risk as .............
1) Money risk
2) Stand-off risk
3) Funds risk
4) Compliance risk
5) Credit risk
8. If any bank offers the internet banking suffers from ........... due to negative opinion if the network systems failed or discontinued for a considerable time.
1) Credit risk
2) Monetary risk
3) Compliance risk
4) Reputation risk
5) None of above
9. Sometimes the bank face which risk in the internet banking in the case of hushing attacks or any other fraudulent activities where the terms and conditions have not been framed adequately by the bank?
1) Volatility risk
2) Operational risk
3) Specified risk
4) Legal risk
5) Causality risk
10. Wrong implementation of unfavourable market conditions related to either the banking products offered through electronic channel is called ............
1) Statutory risk
2) System risk
3) Strategic risk
4) Employee risk
5) All of above
11. It is known fact that the bank staff and the customers in the internet banking have no personal interaction. The internet banking transfer transactions of dubious nature may be done by the offenders without much of hassles is called ..........
1) Credit risk
2) Phenomenon risk
3) Primary risk
4) Money laundering risk
5) None of above
12. NABARD set up how much corpus fund to provide loans to cold chains as declared on 3 November 2014?
1) Rs.100 crore
2) Rs.500 crore
3) Rs.750 crore
4) Rs.1000 crore
5) None of above
13. RBI on 31 October 2014 has raised the limit for urban co-operative banks (UCBs) to sanction loan against gold collateral to ............
1) Rs.3 Lakh
2) Rs.10 Lakh
3) Rs. 2 Lakh
4) Rs. 4 Lakh
5) None
14. Which Indian bank on 26 September 2014 said it has signed a line of credit (LoC) of $500 million with Export-Import Bank of Korea (Korea EXIM Bank)?
1) Bank of India
2) Union Bank of India
3) SBI
4) BOB
5) SBH
15. Five associate banks would raise about ..... capital to meet Basel III norms in the next five years as stated on 21 September 2014.
1) Rs.33,000 cr
2) Rs.5,000 cr
3) Rs.12,000 cr
4) Rs.75,000 cr
5) Rs.19,000 cr
16. Rashtriya Ekta Diwas celebrates on 31 October on the eve of birth day of ..........
1) Mahatma Gandhi
2) Deendayal Upadhyaya
3) Sardar Vallabhai Patel
4) Jayaprakash Narayan
5) Shyam Prasad Mukherjee
17. Locate the wrong combination.
1) National Diabetes day - 14 November
2) International Day of Students - 18 November
3) International Day for Tolerance - 16 November
4) International Men's Day - 19 November
5) International Day for the Elimination of Violence Against Women - 25 November
18. Demonstrating the mission of promoting the growth and development of Micro, Small and Medium Enterprises with dedication and commitment, the Ministry of Micro, Small and Medium Enterprises was conferred with ......................
1) ISO 9001 : 2010
2) ISO 9001 : 2011
3) ISO 9001 : 2009
4) ISO 9001 : 2008
5) None of above
19. Union Minister for Micro, Small & Medium Enterprises is ..........
1) Kalraj Mishra
2) Venkaiah Naidu
3) Nitin Gadkari
4) Sushma Swaraj
5) None of above
20. On 18th October 2014, the second Para Asian Games begins at ...........
1) New Delhi
2) Tokyo
3) Pyongyang
4) Manila
5) Incheon
21. Slogan of second Para Asian games 2014 is ...........
1) Inspire a Generation
2) People, Place, Passion
3) Diversity Shines Here
4) A Wave of Passion, Now Begins!
5) None of above
22. Amit Kumar won a gold medal in second Para Asian games in .....
1) Athletics
2) Badminton
3) Swimming
4) Power lifting
5) Judo
23. On 20 October 2014, Joko Widodo assumed office as the new president of .........
1) Fiji
2) New Zealand
3) Turkey
4) Philippines
5) Indonesia
24. Indonesia capital is Jakarta and its currency is ...........
1) Real
2) Peso
3) Lira
4) Rupiah
5) Taka
25. Currency code of Indonesian Rupiah is .......
1) INR
2) IND
3) IDR
4) RUI
5) None of above
26. "Chalein Saath Saath: Forward Together We Go" is the vision statement between ...........
1) India and Bhutan
2) India and Nepal
3) India and USA
4) India and China
5) None
27. Umbrella Revolution in the news recently relates to ....................
1) Demand for democracy by Hong Kong people
2) Demand for separate nation by Kashmir people
3) Demand by India to join in UNO Security Council
4) Demand for the separate state by the people of Vidarbha in Maharashtra
5) None of above
28. On 20 October 2014 WHO declared which nation as Ebola free country?
1) Guinea
2) Burkina Faso
3) Mali
4) Ghana
5) Nigeria
29. Which nation tourism department on 18 October 2014 launched the Gandhi - Inspired Tourist Attraction project that identifies 13 places that were connected to his life?
1) Pakistan
2) UK
3) South Africa
4) Bangladesh
5) None
30. On 12 October 2014, India declared how much aid for reconstruction of Gaza Strip that was destroyed during the Palestine and Israel conflict?
1) $ 10 million
2) $ 4 billion
3) $ 3 million
4) $ 2 million
5) $ 4 million
31. India announced to contribute ............. to the United Nations to fight the deadly Ebola virus in Africa on 25 September 2014.
1) $ 18 million
2) $ 2 million
3) $ 12 billion
4) $ 12 million
5) None
32. India successfully test-fired it's indigenously developed nuclear capable sub-sonic missile Nirbhay from ...................
1) Thiruvananthapuram
2) Sriharikota
3) Chennai
4) Chandipur
5) None
33. Which state government's rural development and rural water supply system drew the World Bank and UNICEF. The highlight of the project is to supply filtered- and arsenic-free water to the rural households?
1) Odisha
2) Bihar
3) West Bengal
4) Assam
5) Tripura
34. Which state government on the eve of Rajyotsava on 1 November 2014, changed the name of Bangalore into Bengaluru, Mangalore into Mangaluru? On the same day it also changed the names of other 9 cities or towns, saying good bye to colonial names.
1) Andhra Pradesh
2) Odisha
3) Karnataka
4) Tamilnadu
5) None
35. MIGA is one of the lending agency of World Bank group. MIGA stands for ...............
1) Mutual Investment Guarantee Agency
2) Multilateral Investment Goods Agency
3) Multilateral Investment Guarantee Agency
4) Multilateral Internal Guarantee Agency
5) None
36. Headquarters of the international agencies/ summits given. Locate the wrong option.
1) UNO-New York
2) UNESCO-Paris
3) IAEA-Tokyo
4) WTO-Geneva
5) SAARC-Kathmandu
37. 'The Oath of the Vayuputras' written by ......
1) Chetan Bhagath
2) Robin Sharma
3) Arundhati Roy
4) Narendra Modi
5) Amish Tripathi
38. 'Chanakya's Chant' written by ...............
1) Chetan Bhagath
2) Amish Tripathi
3) Ashwin Sanghi
4) Aravind Adiga
5) None
39. Fifth Annual Forex Assembly on 8 October 2014 inaugurated at ....................
1) Mumbai
2) Hyderabad
3) Kolkata
4) Chennai
5) Nagpur
40. "Kobane" city is under attack from "Islamic state" organization is located in ...............
1) Syria
2) Afganistan
3) Iraq
4) Pakistan
5) None
41. Six Software Technology Parks of India (STPIs) will be established in .................. as per the statement given by Union Government on 30 September 2014.
1) AP
2) Tamilnadu
3) Jammu & Kashmir
4) Odisha
5) Assam
42. Who among the following is the Director of Indian Cricket team whose tenure was extended till Cricket World Cup in 2015?
1) Sunil Gavaskar
2) Sandip Patel
3) Ravi Shastri
4) Vengsarkar
5) None
43. Jamia Millia University located in .............
1) Mumbai
2) Chennai
3) Rajkot
4) Baroda
5) New Delhi
Ans: 5
44. As part of supervision of cross border operations of Indian banks abroad, RBI sets up supervisory college for Axis Bank in ..........
1) Mumbai
2) Delhi
3) Pune
4) Hyderabad
5) Kanpur
Ans: 1
ANSWERS:
1-5, 2-5, 3-3, 4-4, 5-1, 6-5, 7-4, 8-4, 9-4, 10-3
11-4, 12-4, 13-3, 14-3, 15-1, 16-3, 17-2, 18-4, 19-120-5
21-4, 22-1, 23-5, 24-4, 25-3, 26-3, 27-1, 28-5, 29-3, 30-5
31-4, 32-4, 33-3, 34-3, 35-3, 36-3, 37-5, 38-3, 39-1, 40-1
41-4, 42-3, 43-5, 44-1
1) Operational risk
2) Credit risk
3) Liquidity risk
4) Foreign exchange risk
5) All of above
2. Operational risk in the internet banking means .........
1) Inaccurate processing of transactions
2) Non privacy and confidentiality
3) Attacks or unauthorized access to banks systems and databases
4) Weak technology adoption
5) All of above are part of Operational risk
3. When counter-party fails to settle an obligation when due or any time henceforth for its full value and the credit worthiness of the customer may not be properly evaluated is termed as ............ in internet banking.
1) Operational risk
2) Liquidity risk
3) Credit risk
4) Security risk
5) Reputation risk
4. In the internet banking, the bank may face liquidity crunch in short-term time horizon, once the outflow of fund may increase suddenly, it is called ...........
1) Foreign exchange risk
2) Credit risk
3) Operational risk
4) Liquidity risk
5) None of above
5. President Pranab Mukherjee on 30 September 2014 authorized Rajiv to act as....
1) Central Vigilance Commissioner (CVC)
2) Chief Justice of India
3) Central Election Commissioner
4) Head of BSF
5) None
6. The Security risk is one of the very important issue in internet banking systems. The security risk in the internet banking is ..............
1) hacking
2) stealing of KYC data from online
3) the information use by other agencies to tap the account holder business
4) it is tough for the banks to bring the awareness among all customers to follow the security measures
5) All of above
7. It is tough for the RBI to see whether banks are following the guidelines of RBI regarding the online transactions, as they are fast, millions of transactions done in the short period and very tough to audit them in the short period. The banking pundits termed this risk as .............
1) Money risk
2) Stand-off risk
3) Funds risk
4) Compliance risk
5) Credit risk
8. If any bank offers the internet banking suffers from ........... due to negative opinion if the network systems failed or discontinued for a considerable time.
1) Credit risk
2) Monetary risk
3) Compliance risk
4) Reputation risk
5) None of above
9. Sometimes the bank face which risk in the internet banking in the case of hushing attacks or any other fraudulent activities where the terms and conditions have not been framed adequately by the bank?
1) Volatility risk
2) Operational risk
3) Specified risk
4) Legal risk
5) Causality risk
10. Wrong implementation of unfavourable market conditions related to either the banking products offered through electronic channel is called ............
1) Statutory risk
2) System risk
3) Strategic risk
4) Employee risk
5) All of above
11. It is known fact that the bank staff and the customers in the internet banking have no personal interaction. The internet banking transfer transactions of dubious nature may be done by the offenders without much of hassles is called ..........
1) Credit risk
2) Phenomenon risk
3) Primary risk
4) Money laundering risk
5) None of above
12. NABARD set up how much corpus fund to provide loans to cold chains as declared on 3 November 2014?
1) Rs.100 crore
2) Rs.500 crore
3) Rs.750 crore
4) Rs.1000 crore
5) None of above
13. RBI on 31 October 2014 has raised the limit for urban co-operative banks (UCBs) to sanction loan against gold collateral to ............
1) Rs.3 Lakh
2) Rs.10 Lakh
3) Rs. 2 Lakh
4) Rs. 4 Lakh
5) None
14. Which Indian bank on 26 September 2014 said it has signed a line of credit (LoC) of $500 million with Export-Import Bank of Korea (Korea EXIM Bank)?
1) Bank of India
2) Union Bank of India
3) SBI
4) BOB
5) SBH
15. Five associate banks would raise about ..... capital to meet Basel III norms in the next five years as stated on 21 September 2014.
1) Rs.33,000 cr
2) Rs.5,000 cr
3) Rs.12,000 cr
4) Rs.75,000 cr
5) Rs.19,000 cr
16. Rashtriya Ekta Diwas celebrates on 31 October on the eve of birth day of ..........
1) Mahatma Gandhi
2) Deendayal Upadhyaya
3) Sardar Vallabhai Patel
4) Jayaprakash Narayan
5) Shyam Prasad Mukherjee
17. Locate the wrong combination.
1) National Diabetes day - 14 November
2) International Day of Students - 18 November
3) International Day for Tolerance - 16 November
4) International Men's Day - 19 November
5) International Day for the Elimination of Violence Against Women - 25 November
18. Demonstrating the mission of promoting the growth and development of Micro, Small and Medium Enterprises with dedication and commitment, the Ministry of Micro, Small and Medium Enterprises was conferred with ......................
1) ISO 9001 : 2010
2) ISO 9001 : 2011
3) ISO 9001 : 2009
4) ISO 9001 : 2008
5) None of above
19. Union Minister for Micro, Small & Medium Enterprises is ..........
1) Kalraj Mishra
2) Venkaiah Naidu
3) Nitin Gadkari
4) Sushma Swaraj
5) None of above
20. On 18th October 2014, the second Para Asian Games begins at ...........
1) New Delhi
2) Tokyo
3) Pyongyang
4) Manila
5) Incheon
21. Slogan of second Para Asian games 2014 is ...........
1) Inspire a Generation
2) People, Place, Passion
3) Diversity Shines Here
4) A Wave of Passion, Now Begins!
5) None of above
22. Amit Kumar won a gold medal in second Para Asian games in .....
1) Athletics
2) Badminton
3) Swimming
4) Power lifting
5) Judo
23. On 20 October 2014, Joko Widodo assumed office as the new president of .........
1) Fiji
2) New Zealand
3) Turkey
4) Philippines
5) Indonesia
24. Indonesia capital is Jakarta and its currency is ...........
1) Real
2) Peso
3) Lira
4) Rupiah
5) Taka
25. Currency code of Indonesian Rupiah is .......
1) INR
2) IND
3) IDR
4) RUI
5) None of above
26. "Chalein Saath Saath: Forward Together We Go" is the vision statement between ...........
1) India and Bhutan
2) India and Nepal
3) India and USA
4) India and China
5) None
27. Umbrella Revolution in the news recently relates to ....................
1) Demand for democracy by Hong Kong people
2) Demand for separate nation by Kashmir people
3) Demand by India to join in UNO Security Council
4) Demand for the separate state by the people of Vidarbha in Maharashtra
5) None of above
28. On 20 October 2014 WHO declared which nation as Ebola free country?
1) Guinea
2) Burkina Faso
3) Mali
4) Ghana
5) Nigeria
29. Which nation tourism department on 18 October 2014 launched the Gandhi - Inspired Tourist Attraction project that identifies 13 places that were connected to his life?
1) Pakistan
2) UK
3) South Africa
4) Bangladesh
5) None
30. On 12 October 2014, India declared how much aid for reconstruction of Gaza Strip that was destroyed during the Palestine and Israel conflict?
1) $ 10 million
2) $ 4 billion
3) $ 3 million
4) $ 2 million
5) $ 4 million
31. India announced to contribute ............. to the United Nations to fight the deadly Ebola virus in Africa on 25 September 2014.
1) $ 18 million
2) $ 2 million
3) $ 12 billion
4) $ 12 million
5) None
32. India successfully test-fired it's indigenously developed nuclear capable sub-sonic missile Nirbhay from ...................
1) Thiruvananthapuram
2) Sriharikota
3) Chennai
4) Chandipur
5) None
33. Which state government's rural development and rural water supply system drew the World Bank and UNICEF. The highlight of the project is to supply filtered- and arsenic-free water to the rural households?
1) Odisha
2) Bihar
3) West Bengal
4) Assam
5) Tripura
34. Which state government on the eve of Rajyotsava on 1 November 2014, changed the name of Bangalore into Bengaluru, Mangalore into Mangaluru? On the same day it also changed the names of other 9 cities or towns, saying good bye to colonial names.
1) Andhra Pradesh
2) Odisha
3) Karnataka
4) Tamilnadu
5) None
35. MIGA is one of the lending agency of World Bank group. MIGA stands for ...............
1) Mutual Investment Guarantee Agency
2) Multilateral Investment Goods Agency
3) Multilateral Investment Guarantee Agency
4) Multilateral Internal Guarantee Agency
5) None
36. Headquarters of the international agencies/ summits given. Locate the wrong option.
1) UNO-New York
2) UNESCO-Paris
3) IAEA-Tokyo
4) WTO-Geneva
5) SAARC-Kathmandu
37. 'The Oath of the Vayuputras' written by ......
1) Chetan Bhagath
2) Robin Sharma
3) Arundhati Roy
4) Narendra Modi
5) Amish Tripathi
38. 'Chanakya's Chant' written by ...............
1) Chetan Bhagath
2) Amish Tripathi
3) Ashwin Sanghi
4) Aravind Adiga
5) None
39. Fifth Annual Forex Assembly on 8 October 2014 inaugurated at ....................
1) Mumbai
2) Hyderabad
3) Kolkata
4) Chennai
5) Nagpur
40. "Kobane" city is under attack from "Islamic state" organization is located in ...............
1) Syria
2) Afganistan
3) Iraq
4) Pakistan
5) None
41. Six Software Technology Parks of India (STPIs) will be established in .................. as per the statement given by Union Government on 30 September 2014.
1) AP
2) Tamilnadu
3) Jammu & Kashmir
4) Odisha
5) Assam
42. Who among the following is the Director of Indian Cricket team whose tenure was extended till Cricket World Cup in 2015?
1) Sunil Gavaskar
2) Sandip Patel
3) Ravi Shastri
4) Vengsarkar
5) None
43. Jamia Millia University located in .............
1) Mumbai
2) Chennai
3) Rajkot
4) Baroda
5) New Delhi
Ans: 5
44. As part of supervision of cross border operations of Indian banks abroad, RBI sets up supervisory college for Axis Bank in ..........
1) Mumbai
2) Delhi
3) Pune
4) Hyderabad
5) Kanpur
Ans: 1
ANSWERS:
1-5, 2-5, 3-3, 4-4, 5-1, 6-5, 7-4, 8-4, 9-4, 10-3
11-4, 12-4, 13-3, 14-3, 15-1, 16-3, 17-2, 18-4, 19-120-5
21-4, 22-1, 23-5, 24-4, 25-3, 26-3, 27-1, 28-5, 29-3, 30-5
31-4, 32-4, 33-3, 34-3, 35-3, 36-3, 37-5, 38-3, 39-1, 40-1
41-4, 42-3, 43-5, 44-1
