Monday, January 19, 2015

GENERAL AWARENESS PRACTICE QUESTIONS FOR ALL BANK EXAMS

1. Which of the following organization / agencies is specifically set up to boost overall rural
development in India?
1) RBI
2) SIDBI
3) NABARD
4) SEBI
5) EXIM

2. Which of the following states has expressed its unhappiness over the agreement on sharing of Teesta water between India and Bangladesh?
1) Jharkhand
2) Assam
3) Manipur
4) Bihar
5) West Bengal

3. Banks in India are regulated under .........
1) Companies Act, 1956
2) Banking Regulation Act, 1949
3) Reserve Bank of India Act, 1934
4) Special powers conferred on the RBI
5) None of these

4. Which of the following countries is a major producer of Jute?
1) Pakistan
2) Afghanistan
3) South Africa
4) Bangladesh
5) Sri Lanka

5. Compilation of data on industrial production in India is done by which of the following
agencies / organizations?
1) National Testing Lab
2) Reserve Bank of India
3) Census Commission of India
4) Planning Commission of India
5) Central Statistics Office

6. Which among the following US states has become the first to legalise selling of Marijuana?
1) Colorado
2) California
3) Illinois
4) Washington
5) None of these

7. India is providing financial help to which of the following countries for building a large harbour there named as Kankasanthuraj Harbour?
1) Nepal
2) Myanmar
3) Bangladesh
4) Sri Lanka
5) Vietnam

8. A Savings Bank Account opened with a commercial bank with zero balance or very minimal
balance is known as .............
1) Savings Bank Ordinary Account
2) Student Savings Bank Account
3) No Frill Account
4) Current Account
5) Call Deposit

9. What does the letter 'R' denote in the abbreviation 'BR Act' which controls banking activities
in the country?
1) Reformation
2) Regulation
3) Reporting
4) Resolution
5) Ranking

10. 'Base Rate' in banks is ..........
1) Rate of interest payable on demand deposits.
2) Rate of interest payable on fixed deposits.
3) Rate of interest charged by RBI on long term borrowings of Public Sector Banks.
4) Minimum lending rate decided by RBI which shall be adopted by all Public Sector Banks.
5) The minimum interest rate fixed by individual banks, below which they cannot lend funds, except cases like Government sponsored scheme.

11. Banking sector will fall under which of the following?
1) Agricultural Sector
2) Service Sector
3) Manufacturing Sector
4) Industrial Sector
5) Small Scale Sector

12. The Government of India has recently added the following currency for allowing Indian companies to raise debts through External Commercial Borrowings.
1) EURO
2) Dinar
3) Great Britain Pound
4) Chinese Yuan
5) Japanese Yen

13. A Saving Bank Deposit Account is one where .............
1) the deposits are made only once in a year.
2) amounts are deposited and are withdrawn as per requirement of the customers.
3) periodical Fixed Amount are deposited month wise and withdrawal are followed after a fixed period.
4) the deposits are made once in every month.
5) None of these

14. ASBA scheme is related to purchase of ......
1) IPO
2) CP
3) CD
4) TCs
5) None

15. Who among the following is the Ex-officio Chairman of the Rajya Sabha at present?
1) Mrs. Pratibha Patil
2) Mohammad Hamid Ansari
3) Dr. Manmohan Singh
4) Ms. Meira Kumar
5) L. K. Advani

16. Which one of the following countries has become the 18th Euro-area member to adopt Euro currency, recently?
1) Switzerland
2) Lat via
3) Sweden
4) Romania
5) None of these

17. Mobile banking requires .........
1) Account with a bank with mobile phone linked to interbank mobile payment.
2) Account with mobile post office.
3) Account with bank along with mobile phone linked to international mobile payment service.
4) Account with bank and mobile phone linked to interstate mobile payment service.
5) Account with bank along with mobile phone linked to inter-district mobile payment service.

18. Saina Nehwal is a famous player associated with the game of .........
1) Hockey
2) Badminton
3) Golf
4) Lawn Tennis
5) Table Tennis

19. Who among the following is the Prime Minister of Japan at present?
1) Mr. Yoshihiko Noda
2) Mr. Naoto Kan
3) Mr. Abe Shinzo
4) Mr. Yasuo Fukuda
5) None of these

20. Central Drug Research Institute is located in which of the following cities in India?
1) Jamshedpur
2) New Delhi
3) Jaipur
4) Lucknow
5) Dhanbad

21. Which of the following books is written by the Classic Russian author Maxim Gorky ?
1) As You Like It
2) Lolita
3) The Mother
4) War and Peace
5) Alice on Wonderland

22. Summer Olympic of 2016 will be organized in a city in ............
1) China
2) India
3) Brazil
4) Russia
5) South Africa

23. Which of the following terms is NOT used in the game of hockey?
1) Bully
2) Follow-on
3) Penalty corner
4) Centre pass
5) Scoop

24. If a bank of following are the usual types of deposit accounts .........
1) Savings accounts, electricity accounts and insurance premium accounts
2) Fixed deposits, Post office savings bank accounts and current deposit accounts
3) Current accounts, savings bank accounts and term deposit accounts
4) Loan accounts, savings bank accounts and term deposit accounts
5) Current bill accounts and term deposit accounts

25. When a bank dishonours a cheque ..........
1) it is called settlement of the cheque
2) it is called withdrawing of the cheque
3) it is called nullifying of the cheque
4) it is called truncating of the cheque
5) it is called return of the cheque unpaid

26. Corey Anderson, who hit the fastest century in one-day international history recently, belongs to which country?
1) Australia
2) New Zealand
3) England
4) South Africa
5) None

27. With which one of the following, the Election Commission of India tie up for online voters registration?
1) Facebook
2) Yahoo
3) Google
4) Twitter
5) None of these

28. Who among the following is the new Air Force Chief of India?
1) Arup Raha
2) Vivek Tyagi
3) Arun Singh
4) Kishore Chandra
5) None of these

29. The National Commission for Protection of Child Rights has received the highest number of complaints related to child abuse in school from the state of ..........
1) Karnataka
2) Tamilnadu
3) Assam
4) Delhi
5) Andhra Pradesh

30. World's top three biggest coffee exporting countries are ...........
1) Brazil, Indonesia and Vietnam
2) Vietnam, Brazil and Indonesia
3) Brazil, Vietnam and Indonesia
4) Indonesia, Vietnam and Brazil
5) None

31. Which among the following states has launched free CFL bulbs scheme for hut dwellers?
1) Tamilnadu
2) West Bengal
3) Manipur
4) Haryana
5) None

32. What is the name of cyclone which is recently battered west coast of Australia?
1) Hemp
2) Christine
3) Lava
4) Pristine
5) None of these

33. Which of the following countries has recently assumed the coveted chair of the ASEAN?
1) Myanmar
2) Indonesia
3) Cambodia
4) Philippines
5) None

34. According to latest study, which Indian city is expected to witness the highest demand for office space in the Asia during 2014?
1) New Delhi
2) Mumbai
3) Bangalore
4) Chennai
5) None of these

35. Who among the following has won Men's Chennai Open Tennis Trophy 2014?
1) Somdev Burman
2) Roger Vasselin
3) Stanislas Wawrika
4) David Federer
5) None of these

36. Losar festival is the most important festival celebrated in ............
1) Ladakh
2) Leh
3) Shimla
4) Srinagar
5) None of these

37. Recently, which among the following has announced to launch of an All Women Insurance branch?
1) Bajaj Allianz
2) Tata AIG General
3) ICICI Lombard
4) Reliance General
5) None of these

38. In which one of the following states, Tata Consultancy Services (TCS) has decide to setup world's largest corporate learning and development centre?
1) Kerala
2) Punjab
3) Maharashtra
4) Karnataka
5) None of these

39. Who among the following has been chosen for Portugal highest honour "Order of Prince Henry"?
1) Cost a Ricardo
2) Lopes Anthony
3) Alves Bruno
4) Cristiano Ronaldo
5) None of these

40. Who among the following led the team who have identified liver cancer genes?
1) Steven Robertson
2) The Bin Tean
3) Zoe Hellman
4) Matilda Ceesay
5) None of these

ANSWERS:
1-3, 2-5, 3-2, 4-4, 5-5, 6-1, 7-4, 8-3, 9-2, 10-4
11-2, 12-4, 13-2, 14-1, 15-2, 16-2, 17-1, 18-2, 19-3, 20-4
21-3, 22-3, 23-2, 24-3, 25-5, 26-2, 27-3, 28-1, 29-2, 30-3
31-1, 32-2, 33-1, 34-3, 35-3, 36-1, 37-1, 38-1, 39-4, 40-2