1. Ultimate controller of Bank Deposits is?
1) RBI
2) Finance Secretary
3) Ministry of Finance
4) Controller of Deposits
5) SEBI
2. 6th National Seed Congress, 2013 held at...
1) Lucknow
2) Hyderabad
3) Pune
4) Mumbai
5) Nagpur
3. Around 2% revised rail passenger fares came into effect from 7 October, 2013 to implement FAC. FAC stands for ............
1) Fuel Adjustment Component
2) Food Adjustment Component
3) Full Adjustment Component
4) Free Adjustment Component
5) Fuel Arrangement Component
4. Vayoshreshtha Samman to be given to....
1) NRI
2) Senior Citizens
3) Doctors
4) Purohiths
5) Children
5. Which among the following accounts fetch the highest rate of interest?
1) Savings deposit
2) Recurring deposit
3) Fixed deposit
4) Current account deposit
5) 1 & 4
6. Banks usually collect penal rate of interest on ....... for the pre mature withdrawal of fixed deposits?
1) Principal
2) Rate of interest
3) Minimum deposit amount
4) Maturity amount
5) All of above
7. Fixed deposits can have ........
1) Nomination facility.
2) Nomination facility with the permission of Bank Chairman.
3) Nomination facility by taking special permission from bank.
4) Nomination facility on the day of closing.
5) Nomination facility with the permission of person who introduced him to open account.
8. As per the direction of RBI on 29 October 2013, the banks can pay rate of interest on Fixed deposits'?
1) At intervals shorter than quarterly intervals also.
2) Pay on quarterly basis alone.
3) On half yearly basis only.
4) As per the direction of government of India.
5) None
9. Idea of insuring deposits kept with banks received attention for the first time in the year 1948 after the banking crises in ?
1) Maharashtra
2) Karnataka
3) AP
4) Bengal
5) Goa
10. Which committee first time in India supported the concept of Insuring Deposits?
1) Rural Banking Deposit Committee.
2) Urban Banking Enquiry Committee.
3) Rural Banking Enquiry Committee.
4) SBI Rural Banking Enquiry Committee.
5) None
11. After crash of the which two banks, RBI seriously took the issue of insuring of deposits?
1) Palai Central Bank Ltd and Laxmi Bank Ltd
2) Laxmi Bank Ltd and General bank of India
3) Development Bank Corporation Limited
and ICICI
4) Palai Central Bank Ltd and IDBI
5) None
12. The Deposit Insurance Act came in to force in on 1st January .....
1) 1975
2) 1954
3) 1948
4) 1979
5) 1962
13. Each depositor in a bank is insured upto a maximum of ....... by Deposit Insurance and Credit Guarantee Corporation (DICGC)?
1) Rs. 2 lakh
2) Rs.3 lakh
3) Rs.5 lakh
4) Rs.10 lakh
5) Rs.1 lakh
14. DICGC is the wholly owned subsidiary of?
1) SBI
2) NABARD
3) Union Government
4) RBI
5) IDBI
15. Which committee proposed to raise the compulsory insurance of bank deposits up to 5 Lakhs?
1) Aravind Mayaram
2) Usha Thorat
3) Damodaran
4) Syamala Gopinath
5) None
16. RBI revised premature deposit rules of which type of accounts on 24 Jan 2013?
1) Kiddy accounts 2) Current accounts
3) Large value fixed deposit accounts
4) Dollar savings accounts
5) Big size savings accounts
17. Lock period in Term deposit means?
1) Locker must be opened by the customer in the branch.
2) The Pre-maturity is not possible.
3) Another account cannot be opened by customer.
4) Nominee name need not be written.
5) None
18. Financial Market broadly divided in to two. They are?
1) Money and Capital market
2) Money and Black market
3) Price and Money market
4) Capital and Abroad market
5) None
19. Money market is a market for debt securities that pay off in the short term ...........
1) Usually less than two years.
2) Usually less than three years.
3) Usually less than one year.
4) Usually less than five years.
5) None
20. The Money market include ........
1)Treasury bills
2) Cash Management bills
3) Commercial papers
4) Bankers acceptance
5) All of above
21. Capital market is a market for long-term debt and equity shares. It is further divided into?
1) Secondary Market and Bull Market.
2) Bull Market and Bell Market.
3) Primary Market and Secondary Market.
4) Primary Market and Government Cash Bond Market.
5) All of above
22. Shares issued in Primary market in the form of IPO and FPO. IPO means?
1) India Public Offer
2) Initial Private Offer
3) Initial Public Off
4) Initial Public Offer
5) None
23. FPO means?
1) Follow on Public Offer
2) First Public Offer
3) Follow on Private Offer
4) Firm on Public Offer
5) Follow on Public Operations
24. RHP means....
1) Read Herring Prospectus
2) Roll Hearing Prospectus
3) Red Herring Prospectus
4) Red Herring Proposals
5) Rupee Herring Prospectus
25. The market which expects the prices of shares go up in the market is called.....
1) Depressed market
2) Duck market
3) Fundamental market
4) Bear market
5) Bull market
26. To protect the interests of investors in securities and to promote the development of markets in capital market, (Securities and Exchange Board of India) SEBI established on April 12 ......
1) 1987
2) 1990
3) 2001
4) 1985
5) 1992
27. Who is the chairman of SEBI?
1) CS Bhave
2) Som Mittal
3) UK Sinha
4) Yogesh Agarwal
5) Rajkumar Dhoot
28. Angel Investor provides ......
1) Financial backing to start the business.
2) Working capital.
3) Lending at the time of urgency.
4) Bank guarantee to continue the business.
5) None
29. The new rules of Angel investors as per SEBI issued on 16 September 2013 given. Which among the following is wrong?
1) Angel investors have been allowed to be registered as Alternative Investment Funds.
2) Investments under angel investing restricted between Rs.50 lakh and Rs 5 crore.
3) They can make investments only in those companies which are incorporated in India only.
4) Angel funds needs to be invested in a firm for at least three year.
5) Angel funds can be availed for companies not older than 4 years.
30. Which is India's only listed micro-lender said on 30 September 2013, it has concluded a securitization transaction for Rs.321 crore with a major public sector bank, ranked as A1+?
1) SMILE Finance
2) Sahara Finance
3) SKS Microfinance
4) Shradda Finance
5) L&T Finance
31. As per the new rule of New Pension scheme (NPS), if a subscriber exists after age of 60 years, how much portion of the pension he must invest to purchase an annuity policy?
1) 40
2) 20
3)18
4) 100
5) 75
32. National Textile Corporation (NTC) launched a retail chain by name.....?
1) Bapu
2) Thread
3) Republic
4) Indian Republic
5) Great India
33. Tata Power commenced construction work for the first phase of its joint venture 400- MW hydro power project in Georgia. The capital of Georgia is?
1) Sofia
2) Istanbul
3) Juba
4) Kiwi
5) Tbilisi
34. Who hosts 2018 Men’s World Cup of Hockey as declared on 7th November 2013?
1) Australia
2) Netherlands
3) India
4) Pakistan
5) England
35. All-weather 14-km tunnel at Zojila pass to be constructed. Zozila pass is in the state of?
1) Jammu and Kashmir
2) Karnataka
3) Arunachal Pradesh
4) Assam
5) Tamilnadu
36. To contain the dwindling population of Parsis in India, which scheme was introduced in India?
1) Romi tolo
2) Parsi HI
3) Parsi Lo
4) Jiyo Parsi kho
5) Jiyo Parsi
37. In which city of Canada, a street named after Mahatma Gandhi on the eve of Indian Independence day?
1) Ponyong
2) Ronnetzone
3) Ottova
4) Winnipeg
5) None
ANSWERS:
1-1, 2-1, 3-1, 4-2, 5-3, 6-2, 7-1, 8-1, 9-4, 10-3
11-1, 12-5, 13-5, 14-4, 15-3, 16-3, 17-2, 18-1, 19-3, 20-5
21-3, 22-4, 23-1, 24-3, 25-5, 26-5, 27-3, 28-1, 29-5, 30-3
31-1, 32-4, 33-5, 34-3, 35-1, 36-5, 37-4
Tuesday, November 19, 2013
Tuesday, November 12, 2013
GENERAL AWARENESS PRACTICE MCQs
1. The Reserve Bank of India permitted wholly owned subsidi- ary (WOS) of foreign banks to acquire which of the following domestic banks in November 2013?
1) Government Banks
2) Private Banks
3) Regional Rural Banks
4) Cooperative Banks
5) Both 1 and 2
2. Who took over as the Mana-ging Director and Chief Execu- tive Officer of LIC Housing Finance Limited in November 2013?
1) Anita Dongre
2) Renu Sood Karnad
3) Sunita Sharma
4) Naina Lal Kidwai
5) Chitra Ramakrishna
3. The Indian Ocean Rim Associ-ation (IORA) held its 13th Council of Ministers meeting in which of the following places on November 1, 2013?
1) New Delhi (India)
2) Colombo (Sri Lanka)
3) Perth (Australia)
4) Dhaka (Bangladesh)
5) Port Louis (Mauritius)
4. The International Hockey Fede ration (IHF) on November 7, 2013 selected which of the following countries to host the Men’s World Cup Hockey in 2018?
1) Australia 2) England
3) Netherlands 4) India
5) Argentina
5. The 12th edition of the Pravasi Bharatiya Divas (PBD) convention will be held in which of the following cities from Janu-ary 7 to 9, 2014?
1) Jaipur
2) Kochi
3) Bangalore
4) Hyderabad
5) New Delhi
6. Who has been named the most powerful businesswoman in India for the third consecutive year by Fortune magazine? (Fortune released the list of India’s 50 most powerful businesswomen in November 2013)
1) Chanda Kochhar (ICICI Bank)
2) Shikha Sharma (Axis Bank)
3) Aruna Jayanthi (Capgemini)
4) Preetha Reddy(Apollo Hospitals)
5) Mallika Srinivasan (TAFE)
7. The leader of Pakistani Taliban was killed in a drone strike in November 2013. Name him?
1) Waliur Rehman
2) Husain Madani
3) Shabbir Usmani
4) Hakimullah Mehsud
5) Ubaidullah Sindhi
8. Emomali Rakhmon was re-elected as the President of which of the following countries in November 2013?
1) Kazakhstan
2) Uzbekistan
3) Tajikistan
4) Kyrgyzstan
5) Azerbaijan
9. “Hand-in-Hand” is a joint military exercise between India and ___?
1) China
2) USA
3) Sri Lanka
4) Singapore
5) France
10. “Interventions: A Life in War and Peace” is written by?
1) Kofi Annan
2) Ban Ki-moon
3) Boutros-Boutros Ghali
4) U Thant
5) None of these
11. Who among the following enjoys the rank of Cabinet Minister in Union Cabinet?
1) Solicitor General
2) Home Secretary
3) CBI Director
4) Deputy Chairman of Planning Commission
5) Secretary to the Government of India
12. “The One- Straw Revolution: An Introduction to Natural Farming” was written by?
1) Norman Borlaug
2) M.S. Swaminathan
3) Masanobu Fukuoka
4) William Gaud
5) None of these
13. The first Hindu-American to become a member of the Uni- ted States House of Represen- tatives is?
1) Tammy Duckworth
2) Sunita Williams
3) Ami Bera
4) Jyothi Sengupta
5) Tulsi Gabbard
14. Which of the following is called the ‘Crossroads of the Pacific’?
1) Hawaii
2) Tonga
3) Ellice
4) Fiji
5) Nauru
15. How many states in India are coastal states?
1) 7
2) 8
3) 9
4) 10
5) 11
16. A tree’s age can be found by?
1) Measuring its height
2) Counting the number
of branches
3) Counting the number of annual rings
4) Both 1 and 2
5) None of these
17. ISDN stands for?
1) Integrated Services Digital Network
2) Indian Standard Digital Network
3) Intelligent Services Digital Network
4) Integrated Services Data Network
5) None of these
18. Jayaprakash Narayan is the author of the book?
1) India Divided
2) Why Socialism
3) Discovery of India
4) India wins Freedom
5) None of these
19. Which one of the following books is written by an Indian author?
1) Harry Potter
2) Animal Farm
3) Wolf Hall
4) Beautiful Mind
5) Five Point Someone
20. Who is the Chief Executive Officer and Managing Director of Tata Consultancy Services (TCS)?
1) S. Ramadorai
2) K. Natarajan
3) N. Chandrasekaran
4) Cyrus Mistry
5) S.D. Shibulal
21. CPI and WPI refer to?
1) Political parties
2) Price indices
3) Poverty indices
4) Unemployment indices
5) None of these
22. Davos is famous for?
1) EU headquarters
2) ICJ headquarters
3) World Economic Forum
4) NATO members meet here every year
5) Best ski resorts in the world
23. Which of the following is not a Millennium Development Goal?
1) Poverty eradication
2) Improving maternal health
3) Universal primary education
4) Combating HIV/AIDS
5) Reducing trade barriers
24. Which of the following countries in Europe were most hit by sovereign debt crisis?
1) Greece, Spain, France, Switzerland
2) Greece, Ireland, Portugal, Spain
3) Greece, Germany, Spain, Iceland
4) Portugal, Spain, Italy, Czech Republic
5) Portugal,UK,Germany,Swit- zerland
25. Bretton Woods Twins are?
1) World Bank, UNESCO
2) IMF, World Bank
3) IMF, WTO
4) World Bank, WTO
5) WTO, UNESCO
26. Barak is a surface to air missile produced by?
1) Israel
2) USA
3) Iran
4) Iraq
5) Syria
27. ‘Teratali’ is the folk dance of?
1) Punjab
2) Gujarat
3) Madhya Pradesh
4) Rajasthan
5) Uttar Pradesh
28. Identify the mismatched pair?
1) World Wide Web–Tim Berners Lee
2) WikiLeaks – Julian Assange
3) Google –Larry Page
4) Amazon.com – Vint Cerf
5) Internet Protocol – Bob Kahn
29. Palme d’ Or award is given in the field of?
1) Soccer
2) Television
3) Movies
4) Literature
5) Environment
30. Harish Hande, a Magsaysay Award winner, is famous for?
1) RTE Act
2) RTI Act
3) MRTPC
4) Lokpal Bill
5) SELCO
31. Sanjukta Panigrahi was a famous?
1) Kathak dancer
2) Kathakali dancer
3) Manipuri dancer
4) Odissi dancer
5) Bharatanatyam dancer
32. Awards and their respective fields are given below. Identify the mismatched pair?
1) Grammy – Music
2) Booker – Literature
3) Cannes Lions – Advertising
4) Emmy – Television
5) Pulitzer – Movies
33. Department of Pharmaceuticals comes under the Ministry of?
1) Health
2) Food processing
3) Chemicals and Fertilizers
4) Consumer Affairs
5) Defense
34. The main constituents of biogas are?
1) Hydrogen and Carbon dioxide
2) Methane and Carbon dioxide
3) Methane and Carbon monoxide
4) Butane and Hydrogen
5) Butane and Carbon dioxide
35. G-8 was started first as G-7. Which one among the following was not one of them?
1) Canada
2) France
3) Italy
4) Japan
5) Russia
36. Which of the following countries does not follow Euro as currency?
1) Germany
2) Belgium
3) Switzerland
4) Portugal
5) Finland
37. The Education Innovation Fund for India (EIFI) is an initiative of?
1) IBM
2) Microsoft
3) Intel
4) Hewlett-Packard
5) Dell
38. The Securities and Exchange Board of India (SEBI) is located in?
1) New Delhi
2) Hyderabad
3) Mumbai
4) Kolkata
5) Chennai
39. GAAR will be implemented from April 2016. The purpose of GAAR is to?
1) Increase agriculture income
2) Increase rural income
3) Regulate foreign investment in agriculture
4) Check tax avoidance
5) Regulate foreign banks
40. Amartya Sen received the Nobel Prize in Economics in?
1) 1990
2) 1995
3) 1998
4) 2009
5) 2000
ANSWERS:
1) 2; 2) 3; 3) 3; 4) 4; 5) 5; 6) 1; 7) 4; 8) 3; 9) 1; 10) 1;
11) 4; 12) 3; 13) 5; 14) 4; 15) 3; 16) 3; 17) 1; 18) 2; 19) 5; 20) 3;
21) 2; 22) 3; 23) 5; 24) 2; 25) 2; 26) 1; 27) 4; 28) 4; 29) 3; 30) 5;
31) 4; 32) 5; 33) 3; 34) 2; 35) 5; 36) 3; 37) 4; 38) 3; 39) 4; 40) 3;
1) Government Banks
2) Private Banks
3) Regional Rural Banks
4) Cooperative Banks
5) Both 1 and 2
2. Who took over as the Mana-ging Director and Chief Execu- tive Officer of LIC Housing Finance Limited in November 2013?
1) Anita Dongre
2) Renu Sood Karnad
3) Sunita Sharma
4) Naina Lal Kidwai
5) Chitra Ramakrishna
3. The Indian Ocean Rim Associ-ation (IORA) held its 13th Council of Ministers meeting in which of the following places on November 1, 2013?
1) New Delhi (India)
2) Colombo (Sri Lanka)
3) Perth (Australia)
4) Dhaka (Bangladesh)
5) Port Louis (Mauritius)
4. The International Hockey Fede ration (IHF) on November 7, 2013 selected which of the following countries to host the Men’s World Cup Hockey in 2018?
1) Australia 2) England
3) Netherlands 4) India
5) Argentina
5. The 12th edition of the Pravasi Bharatiya Divas (PBD) convention will be held in which of the following cities from Janu-ary 7 to 9, 2014?
1) Jaipur
2) Kochi
3) Bangalore
4) Hyderabad
5) New Delhi
6. Who has been named the most powerful businesswoman in India for the third consecutive year by Fortune magazine? (Fortune released the list of India’s 50 most powerful businesswomen in November 2013)
1) Chanda Kochhar (ICICI Bank)
2) Shikha Sharma (Axis Bank)
3) Aruna Jayanthi (Capgemini)
4) Preetha Reddy(Apollo Hospitals)
5) Mallika Srinivasan (TAFE)
7. The leader of Pakistani Taliban was killed in a drone strike in November 2013. Name him?
1) Waliur Rehman
2) Husain Madani
3) Shabbir Usmani
4) Hakimullah Mehsud
5) Ubaidullah Sindhi
8. Emomali Rakhmon was re-elected as the President of which of the following countries in November 2013?
1) Kazakhstan
2) Uzbekistan
3) Tajikistan
4) Kyrgyzstan
5) Azerbaijan
9. “Hand-in-Hand” is a joint military exercise between India and ___?
1) China
2) USA
3) Sri Lanka
4) Singapore
5) France
10. “Interventions: A Life in War and Peace” is written by?
1) Kofi Annan
2) Ban Ki-moon
3) Boutros-Boutros Ghali
4) U Thant
5) None of these
11. Who among the following enjoys the rank of Cabinet Minister in Union Cabinet?
1) Solicitor General
2) Home Secretary
3) CBI Director
4) Deputy Chairman of Planning Commission
5) Secretary to the Government of India
12. “The One- Straw Revolution: An Introduction to Natural Farming” was written by?
1) Norman Borlaug
2) M.S. Swaminathan
3) Masanobu Fukuoka
4) William Gaud
5) None of these
13. The first Hindu-American to become a member of the Uni- ted States House of Represen- tatives is?
1) Tammy Duckworth
2) Sunita Williams
3) Ami Bera
4) Jyothi Sengupta
5) Tulsi Gabbard
14. Which of the following is called the ‘Crossroads of the Pacific’?
1) Hawaii
2) Tonga
3) Ellice
4) Fiji
5) Nauru
15. How many states in India are coastal states?
1) 7
2) 8
3) 9
4) 10
5) 11
16. A tree’s age can be found by?
1) Measuring its height
2) Counting the number
of branches
3) Counting the number of annual rings
4) Both 1 and 2
5) None of these
17. ISDN stands for?
1) Integrated Services Digital Network
2) Indian Standard Digital Network
3) Intelligent Services Digital Network
4) Integrated Services Data Network
5) None of these
18. Jayaprakash Narayan is the author of the book?
1) India Divided
2) Why Socialism
3) Discovery of India
4) India wins Freedom
5) None of these
19. Which one of the following books is written by an Indian author?
1) Harry Potter
2) Animal Farm
3) Wolf Hall
4) Beautiful Mind
5) Five Point Someone
20. Who is the Chief Executive Officer and Managing Director of Tata Consultancy Services (TCS)?
1) S. Ramadorai
2) K. Natarajan
3) N. Chandrasekaran
4) Cyrus Mistry
5) S.D. Shibulal
21. CPI and WPI refer to?
1) Political parties
2) Price indices
3) Poverty indices
4) Unemployment indices
5) None of these
22. Davos is famous for?
1) EU headquarters
2) ICJ headquarters
3) World Economic Forum
4) NATO members meet here every year
5) Best ski resorts in the world
23. Which of the following is not a Millennium Development Goal?
1) Poverty eradication
2) Improving maternal health
3) Universal primary education
4) Combating HIV/AIDS
5) Reducing trade barriers
24. Which of the following countries in Europe were most hit by sovereign debt crisis?
1) Greece, Spain, France, Switzerland
2) Greece, Ireland, Portugal, Spain
3) Greece, Germany, Spain, Iceland
4) Portugal, Spain, Italy, Czech Republic
5) Portugal,UK,Germany,Swit- zerland
25. Bretton Woods Twins are?
1) World Bank, UNESCO
2) IMF, World Bank
3) IMF, WTO
4) World Bank, WTO
5) WTO, UNESCO
26. Barak is a surface to air missile produced by?
1) Israel
2) USA
3) Iran
4) Iraq
5) Syria
27. ‘Teratali’ is the folk dance of?
1) Punjab
2) Gujarat
3) Madhya Pradesh
4) Rajasthan
5) Uttar Pradesh
28. Identify the mismatched pair?
1) World Wide Web–Tim Berners Lee
2) WikiLeaks – Julian Assange
3) Google –Larry Page
4) Amazon.com – Vint Cerf
5) Internet Protocol – Bob Kahn
29. Palme d’ Or award is given in the field of?
1) Soccer
2) Television
3) Movies
4) Literature
5) Environment
30. Harish Hande, a Magsaysay Award winner, is famous for?
1) RTE Act
2) RTI Act
3) MRTPC
4) Lokpal Bill
5) SELCO
31. Sanjukta Panigrahi was a famous?
1) Kathak dancer
2) Kathakali dancer
3) Manipuri dancer
4) Odissi dancer
5) Bharatanatyam dancer
32. Awards and their respective fields are given below. Identify the mismatched pair?
1) Grammy – Music
2) Booker – Literature
3) Cannes Lions – Advertising
4) Emmy – Television
5) Pulitzer – Movies
33. Department of Pharmaceuticals comes under the Ministry of?
1) Health
2) Food processing
3) Chemicals and Fertilizers
4) Consumer Affairs
5) Defense
34. The main constituents of biogas are?
1) Hydrogen and Carbon dioxide
2) Methane and Carbon dioxide
3) Methane and Carbon monoxide
4) Butane and Hydrogen
5) Butane and Carbon dioxide
35. G-8 was started first as G-7. Which one among the following was not one of them?
1) Canada
2) France
3) Italy
4) Japan
5) Russia
36. Which of the following countries does not follow Euro as currency?
1) Germany
2) Belgium
3) Switzerland
4) Portugal
5) Finland
37. The Education Innovation Fund for India (EIFI) is an initiative of?
1) IBM
2) Microsoft
3) Intel
4) Hewlett-Packard
5) Dell
38. The Securities and Exchange Board of India (SEBI) is located in?
1) New Delhi
2) Hyderabad
3) Mumbai
4) Kolkata
5) Chennai
39. GAAR will be implemented from April 2016. The purpose of GAAR is to?
1) Increase agriculture income
2) Increase rural income
3) Regulate foreign investment in agriculture
4) Check tax avoidance
5) Regulate foreign banks
40. Amartya Sen received the Nobel Prize in Economics in?
1) 1990
2) 1995
3) 1998
4) 2009
5) 2000
ANSWERS:
1) 2; 2) 3; 3) 3; 4) 4; 5) 5; 6) 1; 7) 4; 8) 3; 9) 1; 10) 1;
11) 4; 12) 3; 13) 5; 14) 4; 15) 3; 16) 3; 17) 1; 18) 2; 19) 5; 20) 3;
21) 2; 22) 3; 23) 5; 24) 2; 25) 2; 26) 1; 27) 4; 28) 4; 29) 3; 30) 5;
31) 4; 32) 5; 33) 3; 34) 2; 35) 5; 36) 3; 37) 4; 38) 3; 39) 4; 40) 3;
Sunday, November 10, 2013
GENERAL AWARENESS PRACTICE QUESTIONS
1. “The Taste of India” is the Slogan of which popular brand in India?
a) Ashirvad
b) Amul
c) Kohinoor Foods
d) MTR Foods
e) None of the above
2. NEFT(National Electronic Funds Transfer) is used for Electronic Transfer of Funds between Two Bank Accounts. Which of the following is NOT mandatory for a NEFT transaction?
a) IFSC Code
b) MICR Code
c) Funds Recipient’s Bank Account Number
d) Funds Recipient’s Bank Account Name
e) Funds Recipient’s Bank & Branch details
3. What is the Currency of Spain?
a) Peso
b) Franc
c) Kroner
d) Euro
e) None of the above
4. Due to finding of shale gas, which of the following countries is likely to become the World’s biggest Oil Producer by 2014?
a) Iraq
b) Saudi Arabia
c) USA
d) Iran
e) China
5. Kudankulam Nuclear Power Plant in Tamilnadu is built with the help of which Country?
a) Russia
b) USA
c) France
d) Japan
e) None of the above
6. Where is India’s highest ATM located?
a) Drass in J&K
b) Kargil in J&K
c) Thimpu in Bhutan
d) Nathu La in Sikkim
e) None of the above
7. What is meant by ‘Reverse Repo Rate’ in India?
a) Interest Rate Banks get when they keep their Surplus Money with RBI
b) Interest Rate Banks pay when they borrow Funds from RBI
c) Interest Rate Banks get when they keep their Surplus Money with other Banks
d) Interest Rate Banks get when they borrow Funds from Govt. of India
e) None of the above
8. Who is the author of the book ‘The Monk who sold his Ferrari’?
a) Raghu S Sharma
b) Rahul S Sharma
c) Raghuram Rajan
d) Ram S Sharma
e) Robin S Sharma
9. As per the latest RBI guidelines, at what intervals Banks can pay Interest on Savings Accounts?
a) Quarterly and above only
b) Half yearly and above only
c) Shorter or greater than Quarterly intervals
d) Annual only
e) None of the above
10. What is TRUE about ‘Inflation Indexed National Saving Securities (IINSSs)’ for retail investors?
a) Proposed to be launched in November/December 2013
b) Interest on these Securities will be based on a Fixed Rate plus Inflation Rate
c) Interest on these Securities will be compounded Half Yearly
d) These Securities will be issued through Banks
e) All the above
11. As per RBI guidelines, what is the maximum amount that can be transferred through RTGS?
a) Rs. 10 Crores
b) There is no upper limit
c) Rs. 1 Crore
d) Rs. 5 Crores
e) None of the above
12. It is announced in the Union Budget that a LIC branch will be opened in every Town with a population of -
a) 25 Thousand or more
b) 5 Thousand or more
c) 10 Thousand or more
d) 15 Thousand or more
e) Every Town irrespective of the population
13. Additional Tax Surcharge of 10% on Income Tax is levied on income of persons whose Annual income is-
a) Above Rs. 1 Crore
b) Above Rs. 50 Lac
c) Above Rs. 75 Lac
d) Above Rs. 25 Lac
e) None of the above
14. Which State of India is the largest producer of Tea?
a) Tamilnadu
b) Kerala
c) Assam
d) West Bengal
e) None of the above
15. As per RBI Rules, a Non Performing Asset (NPA) of a Bank in Doubtful Status for more than 3 years attracts provisioning at the Rate of-
a) 50%
b) 100%
c) 10%
d) 25%
e) None of the above
16. Education Loans of up to what amount are classified as Priority Sector Loans?
a) Rs. 10 Lacs for studies in India & Rs. 20 Lacs for studies abroad
b) Rs. 15 Lacs for studies in India & Rs. 25 Lacs for studies abroad
c) Rs. 20 Lacs for studies in India & Rs. 30 Lacs for studies abroad
d) Rs. 30 Lacs for studies in India & Rs. 50 Lacs for studies abroad
e) None of the above
17. Who is the Founder Chairman of Sahara India Pariwar Conglome-rate Company who is told by Supreme Court not to leave India without it’s permission?
a) Sudhanshu Roy Sahara
b) Sriram Roy Sahara
c) Sunil Roy Sahara
d) Subrata Roy Sahara
e) None of the above
18. In order to introduce High Speed Passenger Train that can travel at speeds up to 200 Km/hr, Indian Railways has setup-
a) High Speed Rail Corporation
b) High Speed Trains Corporation
c) High Speed Transport Corporation
d) High Speed Transit Corporation
e) None of the above
19. ‘Finance Bill’ has to be passed by Parliament and President’s Assent given before expiry of how many days of introduction in the Parliament?
a) 60 days
b) 75 days
c) 90 days
d) 30 days
e) None of the above
20. National Food Security Bill 2013 aims to provide Food Security to-
a) 10% of Rural and 5% of Urban Population
b) 50% of Rural and 75% of Urban Population
c) 25% of Rural and 80% of Urban Population
d) 75% of Rural and 50% of Urban Population
e) None of the above
21. What is ‘Arbitrage Trading’ with reference to Stock Markets?
a) Settling or Arbitrating a Trade Dispute between two Stock Brokers
b) Purchasing and selling the same Stock at the same time in different Markets
c) Selling Stocks at a lower price than the market price
d) Selling Stocks at a higher price than the market price
e) None of the above
22. ‘Negative List’ under FEMA (Foreign Exchange Management Act) prohibits investments in India from certain Countries. Which of the following is a Country in that list?
a) USA
b) Pakistan
c) UK
d) Canada
e) None of the above
23. What is IndRa?
a) An Indian Credit Ratings Company
b) An Indian Mircofinance Company
c) An Indian Scientific Research Company
d) An Indian Housing Finance Company
e) None of the above
24. What is EPS (Earnings Per Share)?
a) Ratio of Capital to Number of Shares
b) Ratio of Net Profit to Number of Shares
c) Ratio of Reserves to Number of Shares
d) Ratio of Interest to Number of Shares
e) None of the above
25. Which Nationalised Bank has got the highest Government Sha-reholding as of 31st March 2013?
a) Central Bank of India
b) IDBI Bank
c) Andhra Bank
d) Vijaya Bank
e) None of the above
26. Who is the ‘Secretary of Financial Services’ in Central Finance Ministry?
a) Anil Goswami
b) Akbaruddin
c) Nirupama Rao
d) Rajiv Takru
e) None of the above
27. Which City in India is the best to start a Business as per a Study conducted by World Bank & International Finance Corporation (IFC)?
a) Mumbai
b) Hyderabad
c) Delhi
d) Bangalore
e) None of the above
28. For which Banking product in India, Nomination facility is NOT available?
a) Savings Deposits
b) Fixed Deposits
c) Recurring Deposits
d) Current Accounts
e) None of the above
29. Out of the total Priority Sector Loans, what percentage should be sanctioned to the Weaker Sections by Public Sector Banks as per RBI guidelines?
a) 25%
b) 50%
c) 60%
d) 15%
e) None of the above
30. Who is the Managing Director & CEO of NSE (National Stock Exchange)?
a) Bimal Jalan
b) S Damodaran
c) Chitra Ramakrishna
d) Naina Lal Kidwai
e) None of the above
31. Which of the following Banks does NOT have its Headquarters in Mumbai?
a) State Bank of India
b) ICICI Bank
c) Bank of Maharashtra
d) Union Bank of India
e) HDFC Bank
32. Govt of India withdrew flying rights to Kingfisher Airlines in Feb 2013. Name the Chairman & Managing Director of the now defunct Kingfisher Airlines?
a) G R Gopinath
b) Vijay Mallya
c) Naresh Goel
d) Kalanithi Maran
e) None of the above
33. A fall in Rupee value against Major Foreign Currencies is generally-
a) Detrimental to Importers
b) Beneficial to Importers
c) Detrimental to Indian Tourists going abroad
d) Beneficial to Exporters
e) ‘a’,’c’ & ‘d’ of the above
Answers:
1.b; 2.b; 3.d; 4.c; 5.a; 6.d; 7.a; 8.e; 9.c; 10.e;
11.b; 12.c; 13.a; 14.c; 15.b; 16.a; 17.d; 18.a; 19.b; 20.d;
21.b; 22.e; 23.a; 24.b 25.a; 26.d; 27.c; 28.e; 29.a; 30.c;
31.c; 32.b; 33.e
a) Ashirvad
b) Amul
c) Kohinoor Foods
d) MTR Foods
e) None of the above
2. NEFT(National Electronic Funds Transfer) is used for Electronic Transfer of Funds between Two Bank Accounts. Which of the following is NOT mandatory for a NEFT transaction?
a) IFSC Code
b) MICR Code
c) Funds Recipient’s Bank Account Number
d) Funds Recipient’s Bank Account Name
e) Funds Recipient’s Bank & Branch details
3. What is the Currency of Spain?
a) Peso
b) Franc
c) Kroner
d) Euro
e) None of the above
4. Due to finding of shale gas, which of the following countries is likely to become the World’s biggest Oil Producer by 2014?
a) Iraq
b) Saudi Arabia
c) USA
d) Iran
e) China
5. Kudankulam Nuclear Power Plant in Tamilnadu is built with the help of which Country?
a) Russia
b) USA
c) France
d) Japan
e) None of the above
6. Where is India’s highest ATM located?
a) Drass in J&K
b) Kargil in J&K
c) Thimpu in Bhutan
d) Nathu La in Sikkim
e) None of the above
7. What is meant by ‘Reverse Repo Rate’ in India?
a) Interest Rate Banks get when they keep their Surplus Money with RBI
b) Interest Rate Banks pay when they borrow Funds from RBI
c) Interest Rate Banks get when they keep their Surplus Money with other Banks
d) Interest Rate Banks get when they borrow Funds from Govt. of India
e) None of the above
8. Who is the author of the book ‘The Monk who sold his Ferrari’?
a) Raghu S Sharma
b) Rahul S Sharma
c) Raghuram Rajan
d) Ram S Sharma
e) Robin S Sharma
9. As per the latest RBI guidelines, at what intervals Banks can pay Interest on Savings Accounts?
a) Quarterly and above only
b) Half yearly and above only
c) Shorter or greater than Quarterly intervals
d) Annual only
e) None of the above
10. What is TRUE about ‘Inflation Indexed National Saving Securities (IINSSs)’ for retail investors?
a) Proposed to be launched in November/December 2013
b) Interest on these Securities will be based on a Fixed Rate plus Inflation Rate
c) Interest on these Securities will be compounded Half Yearly
d) These Securities will be issued through Banks
e) All the above
11. As per RBI guidelines, what is the maximum amount that can be transferred through RTGS?
a) Rs. 10 Crores
b) There is no upper limit
c) Rs. 1 Crore
d) Rs. 5 Crores
e) None of the above
12. It is announced in the Union Budget that a LIC branch will be opened in every Town with a population of -
a) 25 Thousand or more
b) 5 Thousand or more
c) 10 Thousand or more
d) 15 Thousand or more
e) Every Town irrespective of the population
13. Additional Tax Surcharge of 10% on Income Tax is levied on income of persons whose Annual income is-
a) Above Rs. 1 Crore
b) Above Rs. 50 Lac
c) Above Rs. 75 Lac
d) Above Rs. 25 Lac
e) None of the above
14. Which State of India is the largest producer of Tea?
a) Tamilnadu
b) Kerala
c) Assam
d) West Bengal
e) None of the above
15. As per RBI Rules, a Non Performing Asset (NPA) of a Bank in Doubtful Status for more than 3 years attracts provisioning at the Rate of-
a) 50%
b) 100%
c) 10%
d) 25%
e) None of the above
16. Education Loans of up to what amount are classified as Priority Sector Loans?
a) Rs. 10 Lacs for studies in India & Rs. 20 Lacs for studies abroad
b) Rs. 15 Lacs for studies in India & Rs. 25 Lacs for studies abroad
c) Rs. 20 Lacs for studies in India & Rs. 30 Lacs for studies abroad
d) Rs. 30 Lacs for studies in India & Rs. 50 Lacs for studies abroad
e) None of the above
17. Who is the Founder Chairman of Sahara India Pariwar Conglome-rate Company who is told by Supreme Court not to leave India without it’s permission?
a) Sudhanshu Roy Sahara
b) Sriram Roy Sahara
c) Sunil Roy Sahara
d) Subrata Roy Sahara
e) None of the above
18. In order to introduce High Speed Passenger Train that can travel at speeds up to 200 Km/hr, Indian Railways has setup-
a) High Speed Rail Corporation
b) High Speed Trains Corporation
c) High Speed Transport Corporation
d) High Speed Transit Corporation
e) None of the above
19. ‘Finance Bill’ has to be passed by Parliament and President’s Assent given before expiry of how many days of introduction in the Parliament?
a) 60 days
b) 75 days
c) 90 days
d) 30 days
e) None of the above
20. National Food Security Bill 2013 aims to provide Food Security to-
a) 10% of Rural and 5% of Urban Population
b) 50% of Rural and 75% of Urban Population
c) 25% of Rural and 80% of Urban Population
d) 75% of Rural and 50% of Urban Population
e) None of the above
21. What is ‘Arbitrage Trading’ with reference to Stock Markets?
a) Settling or Arbitrating a Trade Dispute between two Stock Brokers
b) Purchasing and selling the same Stock at the same time in different Markets
c) Selling Stocks at a lower price than the market price
d) Selling Stocks at a higher price than the market price
e) None of the above
22. ‘Negative List’ under FEMA (Foreign Exchange Management Act) prohibits investments in India from certain Countries. Which of the following is a Country in that list?
a) USA
b) Pakistan
c) UK
d) Canada
e) None of the above
23. What is IndRa?
a) An Indian Credit Ratings Company
b) An Indian Mircofinance Company
c) An Indian Scientific Research Company
d) An Indian Housing Finance Company
e) None of the above
24. What is EPS (Earnings Per Share)?
a) Ratio of Capital to Number of Shares
b) Ratio of Net Profit to Number of Shares
c) Ratio of Reserves to Number of Shares
d) Ratio of Interest to Number of Shares
e) None of the above
25. Which Nationalised Bank has got the highest Government Sha-reholding as of 31st March 2013?
a) Central Bank of India
b) IDBI Bank
c) Andhra Bank
d) Vijaya Bank
e) None of the above
26. Who is the ‘Secretary of Financial Services’ in Central Finance Ministry?
a) Anil Goswami
b) Akbaruddin
c) Nirupama Rao
d) Rajiv Takru
e) None of the above
27. Which City in India is the best to start a Business as per a Study conducted by World Bank & International Finance Corporation (IFC)?
a) Mumbai
b) Hyderabad
c) Delhi
d) Bangalore
e) None of the above
28. For which Banking product in India, Nomination facility is NOT available?
a) Savings Deposits
b) Fixed Deposits
c) Recurring Deposits
d) Current Accounts
e) None of the above
29. Out of the total Priority Sector Loans, what percentage should be sanctioned to the Weaker Sections by Public Sector Banks as per RBI guidelines?
a) 25%
b) 50%
c) 60%
d) 15%
e) None of the above
30. Who is the Managing Director & CEO of NSE (National Stock Exchange)?
a) Bimal Jalan
b) S Damodaran
c) Chitra Ramakrishna
d) Naina Lal Kidwai
e) None of the above
31. Which of the following Banks does NOT have its Headquarters in Mumbai?
a) State Bank of India
b) ICICI Bank
c) Bank of Maharashtra
d) Union Bank of India
e) HDFC Bank
32. Govt of India withdrew flying rights to Kingfisher Airlines in Feb 2013. Name the Chairman & Managing Director of the now defunct Kingfisher Airlines?
a) G R Gopinath
b) Vijay Mallya
c) Naresh Goel
d) Kalanithi Maran
e) None of the above
33. A fall in Rupee value against Major Foreign Currencies is generally-
a) Detrimental to Importers
b) Beneficial to Importers
c) Detrimental to Indian Tourists going abroad
d) Beneficial to Exporters
e) ‘a’,’c’ & ‘d’ of the above
Answers:
1.b; 2.b; 3.d; 4.c; 5.a; 6.d; 7.a; 8.e; 9.c; 10.e;
11.b; 12.c; 13.a; 14.c; 15.b; 16.a; 17.d; 18.a; 19.b; 20.d;
21.b; 22.e; 23.a; 24.b 25.a; 26.d; 27.c; 28.e; 29.a; 30.c;
31.c; 32.b; 33.e
Thursday, November 7, 2013
GENERAL AWARENESS PRACTICE MCQs FOR IBPS EXAMS
1. Former Union Home Secretary G.K. Pillai was appointed as the Chairman of which of the following stock exchanges on November 1, 2013?
1) MCX-SX
2) NSE
3) BSE
4) USE
5) CSE
2. Reshma died in Lahore on November 3, 2013. She was a legendary Pakistani?
1) Politician
2) Author
3) Painter
4) Singer
5) Social worker
3. Fed Cup is the team competition in women’s tennis. Which country won the 2013 Fed Cup in November 2013?
1) Italy
2) Russia
3) Australia
4) Serbia
5) Czech Republic
4. Gujarat Chief Minister Naren- dra Modi laid the foundation for the world’s tallest memorial of Sardar Vallabhbhai Patel on October 31, 2013. It is called?
1) Statue of Integrity
2) Statue of Honesty
3) Statue of Unity
4) Statue of Equality
5) Statue of Prosperity
5. Who became the first Indian to reach the quarter-finals of the world squash championships in Manchester on October 31, 2013?
1) Harinder Pal Sandhu
2) Saurav Ghosal
3) Mahesh Mangaonkar
4) Ravi Dixit
5) Ramit Tandon
6. Indian men’s team qualified for the 2014 Hockey World Cup. The 2014 Men’s Hockey World Cup will be held from May 31 to June 15 in?
1) Kuala Lumpur (Malaysia)
2) Sydney (Australia)
3) Buenos Aires (Argentina)
4) The Hague (Netherlands)
5) Barcelona (Spain)
7. What is India’s rank in the World Bank’s Ease of Doing Business Report for 2014?
1) 134
2) 189
3) 147
4) 139
5) 145
8. Identify the mismatched pair?
1) Bank Rate – 8.75%
2) Repo Rate – 7.75%
3) Reverse Repo Rate – 6.5%
4) CRR – 4%
5) SLR – 23%
9. Which of the following agencies has requested for granting its Director ex-officio powers of Secretary, Government of India?
1) RAW
2) IB
3) CBI
4) CRPF
5) BSF
10. Who will take on the current world champion Viswanathan Anand in the world chess championship to be held from 9 to 28 November 2013 in Chennai?
1) Boris Gelfand (Israel)
2) Vladimir Kramnik (Russia)
3) Garry Kasparov (Russia)
4) Magnus Carlsen (Norway)
5) None of these
11. Which is the first state to introduce e-GPF or electronic-GPF?
1) Gujarat
2) Rajasthan
3) Punjab
4) West Bengal
5) Arunachal Pradesh
12. Financial Sector Legislative Reforms Commission (FSL RC) headed by Justice B.N. Srikrishna recommended constitution of a unified financial sector regulator. The commission recommended the unification of which of the following under a single regulator?
1) SEBI, FMC and NABARD
2) SEBI, FMC and PFRDA
3) SEBI, FMC and TRAI
4) SEBI, PFRDA and TRAI
5) SEBI, PFRDA, IRDA &FMC
13. Videocon Industries and Bharat Petroleum Corporation Limited (BPCL) have reported a huge natural gas discovery in?
1) Mongolia
2) Mozambique
3) Kazakhstan
4) Libya
5) None of these
14. Which Indian businessman was regarded as takeover king as he acquired many firms?
1) Nusli Wadia
2) Dhirubhai Ambani
3) JRD Tata
4) R.P. Goenka
5) None of these
15. Which state hosted the 27th North-East Games in April 2013?
1) Manipur
2) Assam
3) Mizoram
4) Nagaland
5) Arunachal Pradesh
16. North Eastern Electric Power Corporation (NEEPCO) was recently granted?
1) Maharatna status
2) Navaratna status
3) Miniratna Category-1 status
4) Miniratna Category-2 status
5) None of these
17. ‘Not for Turning’ written by Robin Harris is the biography of?
1) Winston Churchill
2) Tony Blair
3) David Cameron
4) Margaret Thatcher
5) Gordon Brown
18. Indian American economist Raj Chetty won the prestigious John Bates Clark medal 2013, often referred to as the ?
1) Baby Nobel
2) America’s Nobel
3) Asia’s Nobel
4) Alternative Nobel
5) None of these
19. Industrialist Ram Prasad Goenka, founder of the RPG Group, passed away recently. Which of the following companies does not belong to RPG Group?
1) CEAT Tyres
2) KEC International
3) Zensar Technologies
4) Harrisons Malayalam
5) MRF Tyres
20. Who has been appointed as the Vice-Chairman of the Inter- national Chamber of Com- merce (ICC)?
1) Mukesh Ambani
2) S.Gopalakrishnan
3) Sunil Bharti Mittal
4) Azim Premji
5) Ratan Tata
21. The Supreme Court has rejected the plea of which of the following pharmaceutical companies to patent the updated version of cancer drug called Glivec?
1) Pfizer
2) Roche
3) Sanofi
4) Novartis
5) Abbott
22. The 2014 Asia Cup cricket tournament will be hosted by which of the following countries between February 24 and March 7?
1) India
2) Pakistan
3) Sri Lanka
4) Bangladesh
5) Malaysia
23. Mukundara Hills is the third tiger reserve in?
1) Rajasthan
2) Karnataka
3) Uttar Pradesh
4) Jharkhand
5) Madhya Pradesh
24. Which country’s scientists created the world’s lightest substance-carbon aerogel?
1) India
2) USA
3) China
4) France
5) Belgium
25. As per a report released by the World Bank, which country is the largest recipient of remittances in the world, receiving $69.35 billion in 2012?
1) India
2) China
3) Philippines
4) Mexico
5) Nigeria
26. The customers by investing in the Tax Saver Deposit Account Scheme in a bank would get benefit under?
1) Sales Tax
2) Customs Duty
3) Income Tax
4) Excise Duty
5) None of these
27. Chinua Achebe, a Nigerian novelist, died in 2013. He won which of the following awards in 2007?
1) Nobel Prize in Literature
2) Man Booker
International Prize
3) Man Booker Prize
4) Pulitzer Prize
5) Ondaatje Prize
28. Which country will support building up of renewable energy in India by providing soft loans of up to $1.3 billion for a six-year period starting next year?
1) Germany
2) UK
3) USA
4) France
5) Japan
29. Who is the author of the book ‘The First Woman President of India, Reinventing Leadership, Smt. Pratibha Devisingh Patil’?
1) Shobha De
2) Sunaina Singh
3) Sudha Murty
4) Rashmi Bansal
5) None
30. The Goldman Prize is given in the field of?
1) Education
2) Cinema
3) Environment
4) Literature
5) Journalism
31. Who has been appointed Chairman of the All India Football Federation’s technical committee?
1) Praful Patel
2) Subrata Dutta
3) Inder Singh
4) Bhaichung Bhutia
5) None of these
32. Who won the 2013 India Open Super series badminton championship men’s singles title in New Delhi?
1) Lee ChongWei (Malaysia )
2) Kenichi Tago (Japan)
3) Liu Xiao long (China)
4) Qui Zihan (China)
5) None of these
33. Ratchanok Inthanon won the women’s singles title at the 2013 India Open Super series badminton championship in New Delhi. She belongs to?
1) Vietnam
2) Thailand
3) Myanmar
4) Malaysia
5) Singapore
34. Census 2011 data released in April 2013 revealed that the number of farmers in India had fallen by how many millions over the last one decade?
1) 10 million
2) 15 million
3) 9 million
4) 6 million
5) 11 million
35. Which is the first city in South Asia to come up with a Heat Action Plan (HAP)?
1) Hyderabad
2) Chennai
3) Bangalore
4) Ahmedabad
5) Coimbatore
36. Which of the following is the capital of Cuba?
1) San Jose
2) Kingston
3) Havana
4) Vaduz
5) Vienna
37. April 5 is celebrated as the?
1) National Girl Child Day
2) National Maritime Day
3) National Science Day
4) National Voters Day
5) None of these
38. Which film won the Golden Globe Award 2013 in the Best Motion Picture-Drama category?
1) Argo
2) Django Unchained
3) Life of Pi
4) Lincoln
5) Zero Dark Thirty
39. Ward Cunningham is an American computer programmer who developed the?
1) First Wiki
2) Java language
3) C language
4) World Wide Web
5) None
40. ‘Catch me if you can’ is a Hollywood movie made on the life of Frank Abagnale, who was a famous/ an infamous?
1) Sprinter
2) Lawyer
3) Swimmer
4) Impostor
5) Boxer
ANSWERS:
1) 1; 2) 4; 3) 1; 4) 3; 5) 2; 6) 4; 7) 1; 8) 3; 9) 3; 10) 4;
11) 5; 12) 5; 13) 2; 14) 4; 15) 1; 16) 3; 17) 4; 18) 1; 19) 5; 20) 3;
21) 4; 22) 4; 23) 1; 24) 3; 25) 1; 26) 3; 27) 2; 28) 1; 29) 2; 30) 3;
31) 4; 32) 1; 33) 2; 34) 3; 35) 4; 36) 3; 37) 2; 38) 1; 39) 1; 40) 4;
1) MCX-SX
2) NSE
3) BSE
4) USE
5) CSE
2. Reshma died in Lahore on November 3, 2013. She was a legendary Pakistani?
1) Politician
2) Author
3) Painter
4) Singer
5) Social worker
3. Fed Cup is the team competition in women’s tennis. Which country won the 2013 Fed Cup in November 2013?
1) Italy
2) Russia
3) Australia
4) Serbia
5) Czech Republic
4. Gujarat Chief Minister Naren- dra Modi laid the foundation for the world’s tallest memorial of Sardar Vallabhbhai Patel on October 31, 2013. It is called?
1) Statue of Integrity
2) Statue of Honesty
3) Statue of Unity
4) Statue of Equality
5) Statue of Prosperity
5. Who became the first Indian to reach the quarter-finals of the world squash championships in Manchester on October 31, 2013?
1) Harinder Pal Sandhu
2) Saurav Ghosal
3) Mahesh Mangaonkar
4) Ravi Dixit
5) Ramit Tandon
6. Indian men’s team qualified for the 2014 Hockey World Cup. The 2014 Men’s Hockey World Cup will be held from May 31 to June 15 in?
1) Kuala Lumpur (Malaysia)
2) Sydney (Australia)
3) Buenos Aires (Argentina)
4) The Hague (Netherlands)
5) Barcelona (Spain)
7. What is India’s rank in the World Bank’s Ease of Doing Business Report for 2014?
1) 134
2) 189
3) 147
4) 139
5) 145
8. Identify the mismatched pair?
1) Bank Rate – 8.75%
2) Repo Rate – 7.75%
3) Reverse Repo Rate – 6.5%
4) CRR – 4%
5) SLR – 23%
9. Which of the following agencies has requested for granting its Director ex-officio powers of Secretary, Government of India?
1) RAW
2) IB
3) CBI
4) CRPF
5) BSF
10. Who will take on the current world champion Viswanathan Anand in the world chess championship to be held from 9 to 28 November 2013 in Chennai?
1) Boris Gelfand (Israel)
2) Vladimir Kramnik (Russia)
3) Garry Kasparov (Russia)
4) Magnus Carlsen (Norway)
5) None of these
11. Which is the first state to introduce e-GPF or electronic-GPF?
1) Gujarat
2) Rajasthan
3) Punjab
4) West Bengal
5) Arunachal Pradesh
12. Financial Sector Legislative Reforms Commission (FSL RC) headed by Justice B.N. Srikrishna recommended constitution of a unified financial sector regulator. The commission recommended the unification of which of the following under a single regulator?
1) SEBI, FMC and NABARD
2) SEBI, FMC and PFRDA
3) SEBI, FMC and TRAI
4) SEBI, PFRDA and TRAI
5) SEBI, PFRDA, IRDA &FMC
13. Videocon Industries and Bharat Petroleum Corporation Limited (BPCL) have reported a huge natural gas discovery in?
1) Mongolia
2) Mozambique
3) Kazakhstan
4) Libya
5) None of these
14. Which Indian businessman was regarded as takeover king as he acquired many firms?
1) Nusli Wadia
2) Dhirubhai Ambani
3) JRD Tata
4) R.P. Goenka
5) None of these
15. Which state hosted the 27th North-East Games in April 2013?
1) Manipur
2) Assam
3) Mizoram
4) Nagaland
5) Arunachal Pradesh
16. North Eastern Electric Power Corporation (NEEPCO) was recently granted?
1) Maharatna status
2) Navaratna status
3) Miniratna Category-1 status
4) Miniratna Category-2 status
5) None of these
17. ‘Not for Turning’ written by Robin Harris is the biography of?
1) Winston Churchill
2) Tony Blair
3) David Cameron
4) Margaret Thatcher
5) Gordon Brown
18. Indian American economist Raj Chetty won the prestigious John Bates Clark medal 2013, often referred to as the ?
1) Baby Nobel
2) America’s Nobel
3) Asia’s Nobel
4) Alternative Nobel
5) None of these
19. Industrialist Ram Prasad Goenka, founder of the RPG Group, passed away recently. Which of the following companies does not belong to RPG Group?
1) CEAT Tyres
2) KEC International
3) Zensar Technologies
4) Harrisons Malayalam
5) MRF Tyres
20. Who has been appointed as the Vice-Chairman of the Inter- national Chamber of Com- merce (ICC)?
1) Mukesh Ambani
2) S.Gopalakrishnan
3) Sunil Bharti Mittal
4) Azim Premji
5) Ratan Tata
21. The Supreme Court has rejected the plea of which of the following pharmaceutical companies to patent the updated version of cancer drug called Glivec?
1) Pfizer
2) Roche
3) Sanofi
4) Novartis
5) Abbott
22. The 2014 Asia Cup cricket tournament will be hosted by which of the following countries between February 24 and March 7?
1) India
2) Pakistan
3) Sri Lanka
4) Bangladesh
5) Malaysia
23. Mukundara Hills is the third tiger reserve in?
1) Rajasthan
2) Karnataka
3) Uttar Pradesh
4) Jharkhand
5) Madhya Pradesh
24. Which country’s scientists created the world’s lightest substance-carbon aerogel?
1) India
2) USA
3) China
4) France
5) Belgium
25. As per a report released by the World Bank, which country is the largest recipient of remittances in the world, receiving $69.35 billion in 2012?
1) India
2) China
3) Philippines
4) Mexico
5) Nigeria
26. The customers by investing in the Tax Saver Deposit Account Scheme in a bank would get benefit under?
1) Sales Tax
2) Customs Duty
3) Income Tax
4) Excise Duty
5) None of these
27. Chinua Achebe, a Nigerian novelist, died in 2013. He won which of the following awards in 2007?
1) Nobel Prize in Literature
2) Man Booker
International Prize
3) Man Booker Prize
4) Pulitzer Prize
5) Ondaatje Prize
28. Which country will support building up of renewable energy in India by providing soft loans of up to $1.3 billion for a six-year period starting next year?
1) Germany
2) UK
3) USA
4) France
5) Japan
29. Who is the author of the book ‘The First Woman President of India, Reinventing Leadership, Smt. Pratibha Devisingh Patil’?
1) Shobha De
2) Sunaina Singh
3) Sudha Murty
4) Rashmi Bansal
5) None
30. The Goldman Prize is given in the field of?
1) Education
2) Cinema
3) Environment
4) Literature
5) Journalism
31. Who has been appointed Chairman of the All India Football Federation’s technical committee?
1) Praful Patel
2) Subrata Dutta
3) Inder Singh
4) Bhaichung Bhutia
5) None of these
32. Who won the 2013 India Open Super series badminton championship men’s singles title in New Delhi?
1) Lee ChongWei (Malaysia )
2) Kenichi Tago (Japan)
3) Liu Xiao long (China)
4) Qui Zihan (China)
5) None of these
33. Ratchanok Inthanon won the women’s singles title at the 2013 India Open Super series badminton championship in New Delhi. She belongs to?
1) Vietnam
2) Thailand
3) Myanmar
4) Malaysia
5) Singapore
34. Census 2011 data released in April 2013 revealed that the number of farmers in India had fallen by how many millions over the last one decade?
1) 10 million
2) 15 million
3) 9 million
4) 6 million
5) 11 million
35. Which is the first city in South Asia to come up with a Heat Action Plan (HAP)?
1) Hyderabad
2) Chennai
3) Bangalore
4) Ahmedabad
5) Coimbatore
36. Which of the following is the capital of Cuba?
1) San Jose
2) Kingston
3) Havana
4) Vaduz
5) Vienna
37. April 5 is celebrated as the?
1) National Girl Child Day
2) National Maritime Day
3) National Science Day
4) National Voters Day
5) None of these
38. Which film won the Golden Globe Award 2013 in the Best Motion Picture-Drama category?
1) Argo
2) Django Unchained
3) Life of Pi
4) Lincoln
5) Zero Dark Thirty
39. Ward Cunningham is an American computer programmer who developed the?
1) First Wiki
2) Java language
3) C language
4) World Wide Web
5) None
40. ‘Catch me if you can’ is a Hollywood movie made on the life of Frank Abagnale, who was a famous/ an infamous?
1) Sprinter
2) Lawyer
3) Swimmer
4) Impostor
5) Boxer
ANSWERS:
1) 1; 2) 4; 3) 1; 4) 3; 5) 2; 6) 4; 7) 1; 8) 3; 9) 3; 10) 4;
11) 5; 12) 5; 13) 2; 14) 4; 15) 1; 16) 3; 17) 4; 18) 1; 19) 5; 20) 3;
21) 4; 22) 4; 23) 1; 24) 3; 25) 1; 26) 3; 27) 2; 28) 1; 29) 2; 30) 3;
31) 4; 32) 1; 33) 2; 34) 3; 35) 4; 36) 3; 37) 2; 38) 1; 39) 1; 40) 4;
Sunday, November 3, 2013
GENERAL AWARENESS PRACTICE MCQs FOR ALL BANK EXAMS
1. The Ministry of Petroleum and Gas constituted a panel to advice on Pricing Methodology for Diesel, Domestic LPG and PDS Kerosene which submitted its report on October 30, 2013. The panel was headed by?
1) Kirit Parikh
2) P.K. Singh
3) Deepak Parekh
4) R.K. Singh
5) Vijay Kelkar
2. Mukesh Ambani topped the Forbes India rich list for the sixth consecutive year in October 2013. Who is the second richest Indian?
1) Azim Premji
2) Lakshmi Mittal
3) Shiv Nadar
4) Adi Godrej
5) Sunil Mittal
3. P.S. Raghavan, a secretary in the Ministry of External Affairs, has been appointed as India's next ambassador to?
1) USA
2) China
3) Russia
4) France
5) Germany
4. Who will be the next Indian Air Force Chief?
1) P.V. Naik
2) S.P. Tyagi
3) N.C. Suri
4) Arup Raha
5) None of these
5. The Vice President Hamid Ansari launched INCHAM, the Indian Chamber of Commerce in which of the following countries in October 2013?
1) Kazakhstan
2) China
3) Russia
4) Peru
5) Brazil
6. RBI in its second-quarter review of monetary policy on October 29, 2013 raised the repo rate by how many basis points?
1) 25 basis points
2) 50 basis points
3) 75 basis points
4) 100 basis points
5) None of these
7. The President Pranab Mukherjee presented the Lal Bahadur Shas-tri National Award for Excellence in Public Administration, Academics and Management on October 1, 2013 to?
1) Rajendra Achyut Badwe
2) Tessy Thomas
3) Sunil Mittal
4) M.S. Swaminathan
5) D.R. Mehta
8. The Reserve Bank of India on October 29, 2013 reduced the marginal standing facility (MSF) rate. What is the present MSF rate?
1) 10.25%
2) 8.75%
3) 9.5%
4) 9%
5) None of these
9. The Reserve Bank of India reduced the growth forecast for the current fiscal to what per cent from 5.5 per cent projected earlier?
1) 5.25 per cent
2) 4.75 per cent
3) 5 per cent
4) 4.5 per cent
5) None of these
10. Dilip Shanghvi is the third richest person in India, according to the Forbes magazine. He is the founder of?
1) Essar Group
2) Vedanta Resources
3) Sun Pharmaceutical Industries
4) Shapoorji Pallonji Group
5) Wipro
11. Olafur Ragnar Grimsson visited India recently. He is the President of?
1) Ireland
2) Norway
3) Iceland
4) Austria
5) Finland
12. The Finance Minister P. Chidam-baram has inaugurated the 100th overseas office of which of the following public sector banks at Dubai International Finance Centre (DIFC)?
1) State Bank of India
2) State Bank of Hyderabad
3) Indian Overseas Bank
4) Bank of Baroda
5) Bank of India
13. The United Nations General Assembly declared 2013 as the?
1) International Year of Biodiversity
2) International Year of Water Cooperation
3) International Year of Youth
4) International Year of Forests
5) International Year of Cooperatives
14. Indian Cinema completed 100 years on which of the following days in 2013?
1) March 3
2) April 3
3) May 3
4) June 3
5) February 3
15. V.S. Rama Devi passed away in April 2013. She was the only woman to occupy the post of?
1) Attorney General
2) Comptroller and Auditor General
3) Chief Information Commissioner
4) Home Secretary
5) Chief Election Commissioner
1) Kirit Parikh
2) P.K. Singh
3) Deepak Parekh
4) R.K. Singh
5) Vijay Kelkar
2. Mukesh Ambani topped the Forbes India rich list for the sixth consecutive year in October 2013. Who is the second richest Indian?
1) Azim Premji
2) Lakshmi Mittal
3) Shiv Nadar
4) Adi Godrej
5) Sunil Mittal
3. P.S. Raghavan, a secretary in the Ministry of External Affairs, has been appointed as India's next ambassador to?
1) USA
2) China
3) Russia
4) France
5) Germany
4. Who will be the next Indian Air Force Chief?
1) P.V. Naik
2) S.P. Tyagi
3) N.C. Suri
4) Arup Raha
5) None of these
5. The Vice President Hamid Ansari launched INCHAM, the Indian Chamber of Commerce in which of the following countries in October 2013?
1) Kazakhstan
2) China
3) Russia
4) Peru
5) Brazil
6. RBI in its second-quarter review of monetary policy on October 29, 2013 raised the repo rate by how many basis points?
1) 25 basis points
2) 50 basis points
3) 75 basis points
4) 100 basis points
5) None of these
7. The President Pranab Mukherjee presented the Lal Bahadur Shas-tri National Award for Excellence in Public Administration, Academics and Management on October 1, 2013 to?
1) Rajendra Achyut Badwe
2) Tessy Thomas
3) Sunil Mittal
4) M.S. Swaminathan
5) D.R. Mehta
8. The Reserve Bank of India on October 29, 2013 reduced the marginal standing facility (MSF) rate. What is the present MSF rate?
1) 10.25%
2) 8.75%
3) 9.5%
4) 9%
5) None of these
9. The Reserve Bank of India reduced the growth forecast for the current fiscal to what per cent from 5.5 per cent projected earlier?
1) 5.25 per cent
2) 4.75 per cent
3) 5 per cent
4) 4.5 per cent
5) None of these
10. Dilip Shanghvi is the third richest person in India, according to the Forbes magazine. He is the founder of?
1) Essar Group
2) Vedanta Resources
3) Sun Pharmaceutical Industries
4) Shapoorji Pallonji Group
5) Wipro
11. Olafur Ragnar Grimsson visited India recently. He is the President of?
1) Ireland
2) Norway
3) Iceland
4) Austria
5) Finland
12. The Finance Minister P. Chidam-baram has inaugurated the 100th overseas office of which of the following public sector banks at Dubai International Finance Centre (DIFC)?
1) State Bank of India
2) State Bank of Hyderabad
3) Indian Overseas Bank
4) Bank of Baroda
5) Bank of India
13. The United Nations General Assembly declared 2013 as the?
1) International Year of Biodiversity
2) International Year of Water Cooperation
3) International Year of Youth
4) International Year of Forests
5) International Year of Cooperatives
14. Indian Cinema completed 100 years on which of the following days in 2013?
1) March 3
2) April 3
3) May 3
4) June 3
5) February 3
15. V.S. Rama Devi passed away in April 2013. She was the only woman to occupy the post of?
1) Attorney General
2) Comptroller and Auditor General
3) Chief Information Commissioner
4) Home Secretary
5) Chief Election Commissioner
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