GENERAL AWARENESS PRACTICE MCQs FOR SBI PROBATIONARY OFFICERS EXAM

1. Which of the following countries/ organizations banned the import of Alphonso mangoes from India after authorities found consignments infested with fruit flies?
1) Australia
2) USA
3) New Zealand
4) ASEAN
5) European Union

2. Thomas Cup and Uber Cup badminton tournaments will be held from May 18-25, 2014 in?
1) Mumbai
2) New Delhi
3) Pune
4) Bangalore
5) Hyderabad

3. As per a report published by Freedom House, an NGO, on May 1, 2014 what is India's rank in press freedom?
1) 57
2) 67
3) 78
4) 76
5) 68

4. Who became the new Chief Executive Officer of Nokia on May 1, 2014?
1) Rakesh Kapur
2) Shantanu Narayan
3) Anshu Jain
4) Rajeev Suri
5) Sunil Kaushal

5. Ashok Vemuri, an Indian- American business executive is the current Chief Executive Officer of?
1) Infosys
2) Wipro
3) Cognizant Technology Solutions
4) Tata Consultancy Services
5) iGATE Corporation

6. Which of the following Bollywood actors has been conferred with the 'Pride of the Nation' award for his role in Madras Cafe?
1) Salman Khan
2) Ajay Devgan
3) Farhan Akhtar
4) John Abraham
5) Aamir Khan

7. Which of the following is the capital city of Ukraine?
1) Ashgabat
2) Dushanbe
3) Vaduz
4) Crimea
5) Kiev

8. Green Revolution in India began in the?
1) 1960s
2) 1970s
3) 1980s
4) 1990s
5) 1950s

9. Thomas Bach is the President of the International Olympic Committee (IOC). He belongs to?
1) Belgium
2) Spain
3) Germany
4) Switzerland
5) Netherlands

10. Who was appointed as the Chairman of the Intellectual Property Appellate Board (IPAB) in 2013?
1) Justice K. N. Basha
2) Justice P.C. Pant
3) Justice T. Nandakumar Singh
4) Justice Swatantar Kumar
5) None of these

11. Intellectual Property Appellate Board has its headquarters at?
1) Mumbai
2) New Delhi
3) Kolkata
4) Chennai
5) Ahmadabad

12. Which one of the following world leaders never won the Indira Gandhi Prize for Peace, Disarmament and Development?
1) Sheikh Hasina
2) Luiz Inacio Lula da Silva
3) Ellen Johnson Sirleaf
4) Angela Merkel
5) Dilma Roussef

13. Malala Yousafzai was given the International Children's Peace Prize 2013. The prize is an initiative of the Kids Rights Foundation, an organization based in?
1) New York, USA
2) London, UK
3) Stockholm, Sweden
4) Amsterdam, Netherlands
5) Oslo, Norway

14. Identify the mismatched pair?
PLAYER                      -                 SPORT
1) Chekrovolu Swuro     -               Archery
2) Gagan Jeet Bhullar      -                 Golf
3) Neha Rathi                  -              Wrestling
4) Dharmender Dalal       -                Wrestling
5) Mouma Das               -                 Shooting

15. Shaheen 2 is the name of the joint exercise between the air forces of Pakistan and?
1) USA
2) China
3) Iran
4) Afghanistan
5) None of these

16. The second ADMM (ASEAN Defense Ministers' Meeting) Plus was held in 2013 in?
1) India
2) Malaysia
3) Brunei
4) Indonesia
5) Philippines

17. Which city will host the 9th G20 Summit in November 2014?
1) Istanbul
2) London
3) Seoul
4) Brisbane
5) New Delhi

18. RIKEN is the largest research institute in?
1) China
2) Russia
3) Sweden
4) Norway
5) Japan

19. The Central Bank of Japan is?
1) The Senshu Bank
2) The Master Trust Bank of Japan
3) Mizuho Bank
4) Fuji Bank
5) Bank of Japan

20. The Social Security Agreement between India and which of the following countries will benefit 40 thousand persons of Indian origin in Quebec province?
1) Canada
2) Luxembourg
3) Netherlands
4) Malaysia
5) Belgium

21. Ahimsa Messenger program, an initiative to curb violence against women, was launched on August 31, 2013 in?
1) Kolkata
2) New Delhi
3) Mumbai
4) Rae Bareli
5) Amethi

22. Ahimsa Messenger program is implemented through?
1) Anganwadi centres
2) Panchayati Raj Institutions
3) Sabla Girls
4) Both 1and 2
5) All 1, 2 and 3

23. Ahimsa Messenger is an initiative of the Union Ministry of?
1) Home Affairs
2) Health and Family Welfare
3) Social Justice and Empowerment
4) Information and Broadcasting
5) None of these

24. Bio360 is the first Life Sciences Park in which of the following states?
1) Kerala
2) Tamil Nadu
3) Andhra Pradesh
4) Gujarat
5) Karnataka

25. An expert committee appointed to examine the current monetary policy framework of the Reserve Bank of India was headed by?
1) Anand Sinha
2) Bimal Jalan
3) Usha Thorat
4) Urjit Patel
5) Arvind Maaram

26. Federal Bank has launched the electronic version of conventional passbook called FedBook. Federal Bank is a?
1) Regional Rural Bank
2) Public Sector bank
3) Nationalized Bank
4) New Generation Private Bank
5) Old Private Bank

27. The Central Government has set up the National Institute of Solar Energy (NISE) in?
1) Kangra
2) Kathua
3) Gurgaon
4) Leh
5) Udhampur

28. Which of the following games will be added in the 2016 Olympic Games in Rio de Janeiro, Brazil?
1) Rugby Sevens
2) Golf
3) Squash
4) Both 1 and 2
5) All 1, 2 and 3

29. Tokyo will host the 2020 Summer Olympic Games. It had previously hosted the Games in?
1) 1952
2) 1956
3) 1968
4) 1960
5) 1964

30. The government has set up a panel to assess the status of Scheduled Tribes (STs) with an aim of ensuring their uplift, particularly in socio-economic, health and education fields. The committee is headed by?
1) Virginius Xaxa
2) Aruna Roy
3) Narendra Jadhav
4) Ashis Mondal
5) Pramod Tandon

31. Which is the only state in India that has increased its forest cover in the past two decades?
1) Assam
2) Sikkim
3) Manipur
4) Meghalaya
5) Tripura

32. Pakyong Airport is under construction in?
1) West Bengal
2) Sikkim
3) Assam
4) Meghalaya
5) Tripura

33. The Ambassador of Conscience Award is the most prestigious human rights award given by the?
1) European Parliament
2) Amnesty International
3) Red Cross
4) United Nations Organization
5) UN High Commissioner for Human Rights

34. Who was/ were presented the Ambassador of Conscience Award for 2013?
1) Malala Yousafzai
2) Harry Belafonte
3) Peter Gabriel
4) Both 1 and 2
5) All 1, 2 and 3

35. Which of the following Indian- Americans is the current Dean of Harvard Business School?
1) Vijay P. Singh
2) Kapil Parakh
3) Nitin Nohria
4) Adam Habib
5) None of these

36. Who has been reappointed as the Chairman and Chief Executive Officer of the Jammu and Kashmir Bank for a three-year period?
1) Mushtaq Ahmad
2) Parvez Ahmad
3) Abdul Hamid Banday
4) Meera Jamwal
5) Surjeet Singh

37. A Street in Winnipeg has been named after Mahatma Gandhi. Winnipeg is a city in?
1) Russia
2) UK
3) Canada
4) South Africa
5) Germany

38. Which country will host the 2015 edition of the SAFF (South Asian Football Federation) championship?
1) Nepal
2) Maldives
3) Afghanistan
4) India
5) Bangladesh

ANSWERS:

1) 5 2) 2 3) 3 4) 4
5) 5 6) 4 7) 5 8) 1
9) 3 10) 1 11) 4 12) 5
13) 4 14) 5 15) 2 16) 3
17) 4 18) 5 19) 5 20) 1
21) 2 22) 5 23) 5 24) 1
25) 4 26) 5 27) 3 28) 4
29) 5 30) 1 31) 2 32) 2
33) 2 34) 4 35) 3 36) 1
37) 3 38) 4

GENERAL AWARENESS PREACTICE QUESTIONS FOR SBI P.O. EXAM

1. What is meant by Repo Rate?
1) At what rate of interest banks offer the funds to Reserve Bank of India.
2) At what rate of interest World Bank offer the funds to Central Government for not less than the period of 364 days.
3) At what rate of interest banks barrow the funds from Reserve Bank of India for short term.
4) At what rate of interest banks barrow the funds from the other banks for long term.
5) At what rate of interest Central Government barrow the funds from the other banks for long term.

2. Present Repo Rate is ...
1) 8.00 percent
2) 8.25 percent
3) 7.00 percent
4) 9.00 percent
5) 23 percent

3. The repo rate of RBI not applicable to?
1) Public Sector Banks
2) Private Sector Banks
3) SBI
4) IDBI
5) Non-Banking Finance
Companies

4. If the Repo Rate increases by Reserve Bank of India, rate of interest of the loans offered by the banks...
1) decrease
2) become zero
3) become 100 percent
4) increase
5) None of above

5. To control Inflation...
1) RBI decreases the Repo Rate
2) RBI ask the Central Government to increase the Repo Rate
3) RBI cancels the option of Repo Rate
4) RBI declares Repo Rate as zero percent
5) RBI increases the Repo Rate

6. Reverse Repo Rate means?
1) The rate at which Reserve Bank of India (RBI) borrows money from Central Government.
2) The rate at which state governments borrows money from banks.
3) The rate at which Reserve Bank of India (RBI) borrows money from banks.
4) The rate at which Reserve Bank of India (RBI) borrows money from State Government.
5) The rate at which Reserve Bank of India (RBI) borrows money from World bank.

7. The present Reverse Repo Rate is?
1) 8.25 percent
2) 8.50 percent
3) 9.00 percent
4) 23.00 percent
5) 7.00 percent

8. A financial contract that derives its value from another asset or an index of asset values is called...
1) Derivative
2) Share
3) NAV
4) Maturity
5) None

9. In the Interim Budget 2014-15, the Finance Minister promised to provide how much capital in the form of capital infusion to Public Sector banks?
1) Rs.10,000 crore
2) Rs.14,500 crore
3) Rs.8,750 crore
4) Rs.11,200 crore
5) None

10. Finance Ministers and Central Bank Governors of the G-20 major economies organized between 22 February and 24 February 2014 in?
1) Australia
2) India
3) USA
4) UK
5) Canada

11. Which private bank of India which has commenced its operations at Shanghai in China on 8 Jan 2014?
1) Kotak Mahindra Bank
2) KVB
3) Axis Bank
4) ICICI
5) YES Bank

12. Presenting the Interim budget for 2014-15, the Finance Minister P.Chidambaram proposed a venture capital fund to promote entrepreneurship among scheduled castes and scheduled tribes. What will be the initial capital for the fund?
1) Rs.200 cr
2) Rs.100 cr
3) Rs.150 cr
4) Rs.50 cr
5) Rs.250 cr

13. On 10 March 2014, the Central Government declared to build 200 low cost airports in the coming...
1) 5 years
2) 15 years
3) 100 years
4) 50 years
5) 20 years

14. In a landmark judgment, the Supreme Court recognized whom as third category of gender and directed Centre and states to grant them all facilities including voters ID, passport and driving license on 15 April 2014?
1) Lesbians
2) Homosexuals
3) 1 & 2
4) Transgender
5) None of above

15. India Inclusive Innovation Fund (IIIF) was launched by the National Innovation Council (NIC) and the Union Ministry of Micro, Small and Medium Enterprises (MSME). NIC headed by?
1) Santha Sinha
2) P.L.Punia
3) Rameswar Oran
4) Sam Pitroda
5) S.Ramadorai

16. Which nation maintained the top spot in the world in foreign exchange remittances from its migratory workforce during 2013?
1) China
2) Japan
3) India
4) Zimbabwe
5) Australia

17. Global remittance flows to India have witnessed a sharp surge to $7.18 billion in 2013. Which of the following states in India is the top recipient, contributing 33% to the total remittances?
1) Gujarat
2) Kerala
3) Maharashtra
4) Odisha
5) Delhi

18. Kalisindh Super Thermal Power Plant located in...
1) Rajasthan
2) Odisha
3) West Bengal
4) AP
5) None

19. One of the famous Indian sportspersons released his/ her autobiography 'Unbreakable' in the month of December 2013. Name the sportsperson correctly?
1) Saina Nehwal
2) Sachin Tendulkar
3) Sushil Kumar
4) K.Srikanth
5) Mary Kom

20. 'Crusader or Conspirator? Coalgate and other Truths' written by whom released on 14 April 2014 in New Delhi?
1) Sanjaya Baru
2) Pavan Choudary
3) PC Parakh
4) Kushwanth Singh
5) None of above

21. Global Indian Award conferred on whom on 26 April 2014 for his remarkable vision and leadership?
1) Sam Pitroda
2) Narayana Murthy
3) Ratan Tata
4) Pallonji Mistry
5) None

22. Eugene Fama, Lars Peter Hansen and Robert Shiller received Noble Prize 2013 in the field of Economics for their work on creating a deeper knowledge of...
1) how demand and supply determine the prices.
2) how stock markets respond to political decisions.
3) how WPI inflation method go wrong.
4) how EU crisis down the growth of world economy.
5) how market prices move.

23. Who won the Millennium Technology Prize 2014 for discoveries leading to a thousand-fold increase in digital data storage on magnetic disks?
1) Ratan Tata
2) Laxmi Nivas Mittal
3) Stuart Parkin
4) Milan Vojnovic
5) None

24. Which women Economist became the Chairman of USA Federal Reserve on 3 February 2014?
1) Navaneetham Pillai
2) Suma Chakravarthi
3) Janet Yellen
4) Christine Lagarde
5) None

25. Prime Minister of Nepal is ...
1) Sushil Koirala
2) Khil Raj Regmi
3) Baburam Bhattarai
4) Jhala Nath Khanal
5) Madhav Kumar Nepal

26. Matteo Renzi sworn in as the youngest Prime Minister of?
1) Sweden
2) Canada
3) Italy
4) Philippines
5) None

27. Abdelaziz Bouteflika elected as the President of Algeria for the fourth time consecutively on 18 April 2014. Currency of Algeria is..
1) Dinar
2) Rupee
3) Yuan
4) Dirham
5) Dollar


ANSWERS:
1-3, 2-1, 3-5, 4-4, 5-5, 6-3, 7-5, 8-1, 9-4, 10-1
11-3, 12-1, 13-5, 14-4, 15-4, 16-3, 17-2, 18-1, 19-5, 20-3,
 21-2, 22-5, 23-3, 24-3, 25-1, 26-3, 27-1

MARKETING AWARENESS PRACTICE MCQs FOR SBI P.O. EXAM

1. What do you mean by Social Marketing?
a) Society bye-laws
b) Share market prices
c) Marketing for a social cause
d) Internet Marketing
e) None of these

2. Generation of sales leads can be improved by
a) Product designs
b) Engaging Recovery Agents
c) Being Passive
d) Increasing personal and professional contacts
e) Being very talkative

3. Marketing channels means?
a) Delivery objects
b) Sales targets
c) Delivery outlets
d) Delivery boys
e) Sales teams

4. What does CMR (Customer relationship management) means?
a) A tool for lead generation
b) An ongoing daily activity
c) The task of a DSA
d) A pre-sales activity
e) All of the above

5. Cross-selling is not effective for which one of the following products?
a) Debit cards
b) Saving accounts
c) Internet banking
d) Pension loans
e) Personal loans

6. Customization means?
a) Special products to suit each customer
b) Acquiring more customers
c) More products per customer
d) Regulating customers
e) All of the above

7. Which of the following is not an objective of pricing?
a) Profit
b) Stabilizing demand and sales of the product
c) Improvement in product quality
d) Expansion of business
e) All the above

8. Another name of semi finished product is:
a) Work
b) Work in progress
c) Progress of work
d) Slow progress
e) None of the above

9. Global marketing is:
a) The development of marketing strategies for the entire world or major regions of the world
b) Performing marketing activities across national boundaries
c) The creation of value and the exchange of value between countries
d) Having firms with operations or subsidiaries located in many countries
e) None of these

10. In Marketing Cost Analysis, Selling Expenses are allocated according to……..
a) Size of Order
b) Customers
c) Territories
d) Any of these
e) None of the above

11. Which internal factor can affect the pricing decision of enterprise?
a) Company's objective
b) Company's brand image
c) Nature
d) Marketing channel
e) All of the above

12. EMI can be marketing tool if
a) EMI is Increasing
b) It is very high
c) It is very low
d) EMI has no impact on marketing
e) EMI is a flat rate

13. Marketing Myopia is a state in which a marketer is:
a) Preoccupied with product and selling and ignores customer
b) Consumer Oriented
c) Sales Oriented
d) All of these
e) None of the above

14. Different products remain in existence for a different limited period. This is called:
a) Product life cycle
b) Product life
c) Product maturity
d) Product decline
e) Product growth cycle

15. Which of the following pricing methods are not based on competitors pricing?
a) English auction
b) Sealed bid auction
c) Going-rate pricing
d) Group pricing
e) All of the above

16. Which of the following is not related to Penetration price?
a) Initial low price
b) Is a long term policy
c) To capture the market in a gradual manner
d) Heavy advertisement & promotional expenditure necessary
e) None of the above

17. A distribution channel has several ______ Points
a) Exchange
b) Distribution
c) Selling
d) Buying
e) None of the above

18. When a Marketing Mix is tailored to suit some specific target customers, it is called…….
a) Specific Marketing
b) Target Marketing
c) General Marketing
d) Tailored Marketing
e) None of the above

19. The present value of a likely future income stream generated by an individual purchaser is
a) Customer life time value
b) Net rate of return
c) Internal rate of return
d) All of the above
e) None of the above

20. A channel is a _____Organ of Marketing
a) Live
b) Lively
c) Sterile
d) Lifeless
e) None of the above

21. Which of the following type of Marketing is Suitable to introduce a New Product?
a) Concentrated
b) Industrial
c) Target
d) Synchro
e) None of the above

22. Life Style Information helps to develop Promotional Strategies by…….
a) Giving a far more comprehensive profile of the target audience
b) Indicating as to how the product or the service fits into people's life
c) Giving a Clue as to how people would respond to the given message
d) Only 'a' & 'b' above
e) None of the above

23. Among the following forecasting techniques, which one is the Quantitative Method………
a) Panel Consensus
b) Delphi Method
c) Time- Series Method
d) Market Survey
e) None of the above

24. ROI Stands for...
a) Return on Investment
b) Rate on Interest
c) Return on Internet
d) Rule on Investment
e) None of these

25. In Green marketing, products are sold related with____
a) Blue color
b) Green Packaging
c) Polluted items
d) Eco-friendly
e) Harmful products

26. In Marketing Cost Analysis, Selling Expenses are allocated according to………..
a) Size of Order
b) Customers
c) Territories
d) Any of these
e) None of the above

27. Which of the following is not related to Penetration price?
a) Initial low price
b) Is a long term policy
c) To capture the market in a gradual manner
d) Heavy advertisement & promotional expenditure necessary
e) None of the above

28. Which internal factor can affect the pricing decision of enterprise?
a) Company's objective
b) Company's brand image
c) Nature
d) Marketing channel
e) All of the above

29. Which of the following is Buyer behavior?
a) A technique of purchase
b) A tool of advertising
c) All psychological, social and physical behavior of potential customers as they become aware of, evaluate, purchase, consume, and tell other people about product and services
d) All of these
e) None of these

30. Match the growth stage of life cycle of the product?
a) Sales low: Product making losses
b) Sales pick up: Good profit
c) Sales high: Good Profit
d) Sales pick up: Product likely to break-even
e) None of these

31. Which of the following is correct order in the product life cycle?
a) Introduction, growth, decline, maturity
b) Introduction, maturity, growth, decline
c) Introduction, maturity, decline, growth
d) Introduction, growth, maturity, decline
e) None of the above

32. In retail banking, which of the following is the beginning point of the marketing process?
a) Product itself
b) Product development
c) Product selling
d) Customer
e) All of the above

33. The customer expects the banks to be willing to help them and provide prompt service. This falls under which of the following customer expectation..
a) Care
b) Reliability
c) Responsiveness
d) Assurance
e) Respect

34. Marketing of Banking Products is a/an…
a) Tangible marketing management practice
b) Intangible marketing management practice
c) Virtual marketing management
d) All of these
e) None of these

35. 'Make or Sell' concept is related with?
a) Old Marketing Concept
b) Social marketing Concept
c) New Marketing Concept
d) All of these
e) None of these

36. Which of the following is the new marketing concept?
a) Consumers satisfaction
b) Marketing research
c) Social obligation
d) All of these
e) None of these

37. Which one of the following is a deciding factor for the expansion of turnover of a Commercial Bank?
a) Price
b) Product
c) Place
d) Promotion
e) All of these

38. The unbranded and undifferentiated
products are called?
a) Potential products
b) Expected products
c) Augmented products
d) Generic products
e) All of the above

39. Which is the most important factor for positioning a product?
a) Unique selling proposition
b) Customer's mind
c) Advertisement and publicity
d) All of these
e) None of these

40. For the existence of a product, which of the following is not a threat?
a) Changing in the customer preferences
b) Changing in the environment
c) Competition
d) None of these
e) All of these

41. Marketing use 'Unique Selling Point' (USP) or 'Unique Selling proposition' for?
a) Bringing a new product
b) Product differentiation
c) Selling a product
d) All of these
e) None of these

42. New product idea is generated from:
a) In-house ideas of the employees associated with the product
b) Market Research based on customer expectation
c) Suggestions solicited from staff members
d) All of these
e) None of these

43. Foreign banks, for their retail banking business, mainly make use of:
a) In house source
b) Partial outsourcing
c) End to end outsourcing
d) Mostly outsourcing based on business model
e) None of the above

44. P/V Ratio stands for?
a) Product volume ratio
b) Product value
c) Profit Volume Ratio
d) Product variation
e) None of these

ANSWERS:

1) c 2) d 3) c 4) d 5) d
6) a 7) d 8) b 9) a 10) d
11) e 12) c 13) a 14) a 15) d
16) d 17) a 18) b 19) a 20) a
21) a 22) d 23) c 24) a 25) d
26) d 27) d 28) e 29) c 30) d
31) d 32) a 33) c 34) b 35) a
36) d 37) e 38) d 39) b 40) d
41) b 42) d 43) d 44) c

GENERAL AWARENESS PRACTICE MCQs FOR SBI P.O. EXAM

1. The World Health Organization (WHO) in a study of 1600 cities ranked which city as the world's worst city for air pollution?
1) New Delhi
2) Mumbai
3) Kolkata
4) London
5) New York

2. Alenka Bratusek resigned as the Prime Minister of which of the following countries on May 5, 2014?
1) Serbia
2) Slovenia
3) Slovakia
4) San Marino
5) Montenegro

3. Who won the World Snooker Championship title at The Crucible, Sheffield, England in May 2014?
1) John Higgins
2) Ronnie O' Sullivan
3) Mark Selby
4) Shaun Murphy
5) Alan McManus

4. Who assumed office as the President of Costa Rica on May 8, 2014?
1) Helio Fallas Venegas
2) Johnny Araya Monge
3) Alfio Piva
4) Luis Guillermo Solis
5) Oscar Arias

5. India's first indigenous refinerycum- petrochemicals complex will come up at Pachpadra in Barmer district of?
1) Uttar Pradesh
2) Gujarat
3) Himachal Pradesh
4) Haryana
5) Rajasthan

6. The first Sree Narayana Guru Global Secular and Peace Award 2013 has been conferred on?
1) Oommen Chandy
2) Sachin Pilot
3) Shashi Tharoor
4) V. Narayanasamy
5) Sheila Dixit

7. The commodity forward trading regulator Forward Markets Commission (FMC) is now under the administrative control of the Finance Ministry. Previously FMC was regulated by the Ministry of?
1) Rural Development
2) Commerce and Industry
3) Corporate Affairs
4) Consumer Affairs
5) Micro, Small and Medium Enterprises

8. Which State has been selected for the 2013 National Literacy Award?
1) Jharkhand
2) Uttarakhand
3) Chhattisgarh
4) Bihar
5) Rajasthan

9. The Reserve Bank of India constituted a committee on Customer Service in Banks. The Committee was headed by?
1) M. Damodaran
2) M. Rajyalakshmi Rao
3) Ashok Rawat
4) M.V. Nair
5) M. Sundara Rajan

10. The Department of Telecommunication (DoT) has formed a committee to examine the recommendation made by the Telecom Regulatory Authority of India on pricing of spectrum. The Committee is chaired by?
1) Anil Kaushal
2) Sam Pitroda
3) Rahul Khullar
4) C. Rangarajan
5) None of these

11. Which two countries held talks for the first time in three decades in September 2013?
1) USA - North Korea
2) USA - Cuba
3) North Korea - South Korea
4) USA - Iran
5) India - Myanmar

12. Which country awarded the 2013 Whistleblower Prize to Edward Snowden?
1) Russia
2) Germany
3) Ecuador
4) UK
5) France

13. The Finance Ministry oversees operations of several regulators. Which of the following is not one of them?
1) SEBI
2) IRDA
3) PFRDA
4) FMC
5) TRAI

14. The United Nations Organization designated which of the following days as the International Day of Charity?
1) September 15
2) September 16
3) September 3
4) September 9
5) September 5

15. A nuclear power plant will be built by the Nuclear Power Corporation of India Limited (NPCIL) at Mithi Virdi village in?
1) Rajasthan
2) Gujarat
3) Uttar Pradesh
4) Bihar
5) Odisha

16. Which country has developed the world's first Zinc-enriched rice variety capable of fighting diarrhea and pneumonia-induced childhood deaths and stunt growth?
1) India
2) Philippines
3) Bangladesh
4) China
5) Pakistan

17. WZ-10 is an attack helicopter recently launched by?
1) Israel
2) Pakistan
3) India
4) China
5) Japan

18. The inaugural Mahathir Award for Global Peace was given to Nelson Mandela in 2013. Which country gives this award?
1) Indonesia
2) Brunei
3) Turkey
4) Afghanistan
5) Malaysia

19. Which city hosted the Shanghai Cooperation Organization (SCO) Summit in September 2013?
1) Moscow, Russia
2) Yekaterinburg, Russia
3) Beijing, China
4) Bishkek, Kyrgyzstan
5) Shanghai, China

20. Which one of the following countries is not an observer in the Shanghai Cooperation Organization?
1) Afghanistan
2) India
3) Iran
4) Mongolia
5) Japan

21. Sebastiaan Bowier has broken the bicycle world speed record recently. He belongs to?
1) Germany
2) Netherlands
3) UK
4) Spain
5) France

22. Which Indian company has signed a memorandum of understanding (MoU) with Singapore Airlines to launch a joint-venture airline?
1) Aditya Birla Group
2) Yash Birla Group
3) Tata Sons
4) Reliance
5) Bajaj

23. The Imperial Bank of India came into existence on January 27,
1921 on the advice of?
1) Winston Churchill
2) Lord Illingworth
3) J.M .Keynes
4) Lord Curzon
5) King George V

24. In India, the commercial banks are given license of operation by the?
1) Ministry of Finance
2) Finance Commission
3) Government of India
4) Planning Commission
5) None of these

25. Which one of the following is not an international organization?
1) SAARC
2) ASEM
3) ASEAN
4) CBDT
5) SCO

26. The Indian Diamond Institute is located in?
1) New Delhi
2) Surat
3) Mumbai
4) Jaipur
5) Nagpur

27. Martyrs' Day is observed on?
1) January 9
2) January 15
3) January 30
4) January 24
5) January 25

28. The State of Food Insecurity in the World Report is published every year by?
1) The Food and Agriculture Organization
2) The International Fund for Agriculture Development
3) The World Food Program
4) Both 1 and 2
5) All 1, 2 and 3

29. According to the new State of Food Insecurity in the World 2013 report, how many million people suffered from chronic hunger during 2011-13?
1) 842 million
2) 620 million
3) 773 million
4) 752 million
5) 653 million

30. China has launched its first Foreign Trade Zone (FTZ) in?
1) Beijing
2) Shanghai
3) Canton
4) Shenzhen
5) Guangzhou

31. Indian Grassland and Fodder Research Institute is located in?
1) Ranchi
2) Jhansi
3) Patna
4) Karnal
5) Gurgaon

32. The Employment Guarantee Scheme (EGS) was first introduced in?
1) Madhya Pradesh
2) Andhra Pradesh
3) Uttar Pradesh
4) Rajasthan
5) Maharashtra

33. Which of the following is/are source/s of agricultural credit in India?
1) RRBs
2) Moneylenders
3) Commercial Banks
4) Both 1 and 3
5) All 1,2 and 3

34. Which of the following is known as the 'City of Canals'?
1) Amsterdam
2) Rome
3) Venice
4) Athens
5) Paris

35. Africa is separated from Europe by?
1) Red Sea
2) Mediterranean Sea
3) Atlantic Ocean
4) Persian Gulf
5) None of these

36. The President's rule under Article 356 of the Constitution of India remains valid in the State for a maximum period of?
1) One month
2) Three months
3) Six months
4) One year
5) Two years

37. Which one of the following pairs is correctly matched?
 COUNTRY  -  CAPITAL
1) Venezuela   -     Bogotá
2) New Zealand  -   Auckland
3) Colombia       -     Caracas
4) Cyprus        -   Nicosia
5) Chile             -  Quito

38. Dampa Tiger Reserve is the largest wildlife sanctuary in?
1) Mizoram
2) Assam
3) Nagaland
4) Rajasthan
5) Tripura

39. Which country won the 2013 SAFF Football championship in Kathmandu, Nepal?
1) Afghanistan
2) India
3) Sri Lanka
4) Nepal
5) Pakistan

40. Which one of the following books is written by Ramachandra Guha?
1) India and Malaysia :Intertwined Strand
2) The King's Deception
3) Narcopolis
4) The Lowland
5) Gandhi Before India

ANSWERS:

1) 1 2) 2 3) 3 4) 4 5) 5
6) 3 7) 4 8) 3 9) 1 10) 1
11) 4 12) 2 13) 5 14) 5 15) 2
16) 3 17) 4 18) 5 19) 4 20) 5
21) 2 22) 3 23) 3 24) 5 25) 4
26) 2 27) 3 28) 5 29) 1 30) 2
31) 2 32) 5 33) 5 34) 3 35) 2
36) 3 37) 4 38) 1 39) 1 40) 5

Marketing Awareness Practice Questions for SBI P.O. Exam

1. Price is the -------- of a Product expressed in terms of .....
a) Quantity, Money
b) Quantity, Cost
c) Value, Money
d) Value, Cost
e) None of the above

2. Price is one of the four P’s of.....
a) Product Mix
b) Promotion Mix
c) Marketing Mix
d) Market Characteristics
e) None of the above

3. Who said “Stock Exchange is an association of Brokers”?
a) Pankaj Parshar
b) Philip Kotler
c) Vinobha Bhave
d) L.H. Haney
e) None of the above

4. Super Market is a form of ..... Scale Retailing
a) Small
b) Medium
c) Large
d) Any of these
e) None of the above

5. Who among the following related to Merchant Middle Men?
a) Wholesalers
b) Retailers
c) Brokers
d) Both ‘a’ & ‘b’
e) None of the above

6. What are the causes of high marketing cost .....
a) Advertisement charges
b) Packages expense
c) Trade Mark Charges
d) Transportation cost
e) All of the above

7. Study on various stages of Distribution Network is covered under _____ Research
a) Audit
b) Retail
c) Trade
d) Panel
e) None of the above

8. Effective Selling Skills depends on:
a) Number of languages known to the DSA
b) Data on marketing staff
c) Information regarding IT market
d) Knowledge of related markets
e) Ability to talk fast

9. The general objective of Marketing Cost Analysis is to:
a) Obtain cost data for selling expense budget
b) Determine relative profitability of various sales & marketing operations
c) Keep expenses in line with sales expenses
d) Analyze costs by territory
e) None of the above

10. Sales Promotion is a Sales Tool to be used as……..
a) Short term sales stimulate
b) Medium term sales stimulate
c) Long term sales stimulate
d) All of these
e) None of the above

11. Sampling and Couponing are the effective tools for:
a) Trade Promotion
b) Consumer Promotion
c) Sales Force Promotion
d) All of these
e) None of the above

12. If production and consumption of services takes place simultaneously, the process is called:
a) Servuction
b) Marketing of Intangibles
c) Production Process of tangibles
d) Direct Marketing
e) None of the above

13. Promotional Activities are also known as:
a) Promotional Mix
b) Product Mix
c) Marketing Mix
d) Place Mix
e) None of the above

14. ICDT means?
a) Investment, Communication, Transaction and Distribution
b) Internet, Carrier, Transaction and Distribution
c) Information, Communication, Transaction and Distribution
d) Internet, Communication, Transport and Distribution
e) Information, Communication, Transportation and Distribution

15. Which one of the following emphasizes Personal Selling:
a) Pull
b) Push
c) Personal Price
d) Product Quality
e) None of the above

16. The Dispersion Activity is mainly performed by?
a) Retailers
b) Producers
c) Suppliers
d) Wholesalers
e) Stockiest

17. Which of the followings is/ are an element of Advertising .....
a) Non- Personal Communications
b) Personal Communications
c) Informal Communications
d) Both 'a' & 'b'
e) None of the above

18. Catalogues, mailings, telemarketing etc can be classified as:
a) Advertising
b) Sales promotion
c) Public relation
d) Direct marketing
e) None of these

19. Which of the following is related to Personal Selling?
a) Impersonal Activities
b) Mass Communications
c) Use of Written, Oral & Visual Message
d) Face to Face contact with Buyer
e) None of the above

20. Convenience is the best example of
a) Primary Buying Motive
b) Secondary Buying Motive
c) First Motive
d) Complicated Motive
e) Single Motive

21. Which of the following information creates problems of the Management?
a) Paucity of Informational
b) Oversupply of Information
c) Tabulation of Information
d) All of these
e) None of these

22. Marketing Strategy Consists of two main components. They are ... ?
a) Marketing objective and Promotion
b) Marketing mix and Marketing objective
c) Target market and Marketing mix
d) Target markets and Promotions
e) None of these

23. The focus of modern marketing also includes:
a) Customer relationship management
b) Product management
c) Efficient customer service
d) All of the above.
e) None of the above.

24. Which of the following term does not contain in ‘Product Life Cycle’?
a) Inflation
b) Saturation
c) Growth
d) Maturity
e) Introduction

25. Who among of the following are the ultimate users of the Marketing Information System:
a) The customers of the firm
b) The decision makers of the firm
c) The competitors of the firm
d) Both ‘a’ & ‘b’
e) None of the above

26. Life Style Information helps to develop Promotional Strategies by .....
a) Giving a far more comprehensive profile of the target audience
b) Indicating as to how the product or the service fits into people’s life
c) Giving a Clue as to how people would respond to the given message
d) Only ‘a’ & ‘b’ above
e) None of the above

27. Concentric,Horizontal and Conglomerate are three types of ...
a) Product Development
b) Product Modification
c) Diversification
d) All of the above
e) None of the above

28. Among the following forecasting techniques, which one is the Quantitative Method .....
a) Panel Consensus
b) Delphi Method
c) Time- Series Method
d) Market Survey
e) None of the above

29. Product mix has Product Width. Product Width consists of:
a) Product lines
b) Product items only
c) Product depth only
d) All of the above
e) None of the above

30. Which of the following Price Deals are a form of Promotions
a) Consumer
b) Dealer
c) Sales Force
d) Both ‘a’ & ‘b’
e) None of the above

31. Normally cost forms the..... of the price
a) Ceiling
b) Floor
c) Cost is not considered while pricing
d) a & c
e) None of the above

32. Which of the following method is used to decide the Advertising Method .....
a) Market Share Approach
b) Task & Objective Method
c) Concurrent Test Method
d) Both ‘a’ & ‘b’
e) None of the above

33. Loss ledger Pricing, special event pricing, cash discounts are examples of:
a) Psychological pricing
b) Promotional pricing
c) Geographical Pricing
d) All of the above
e) None of the above

34. Product Research deals with the problems facing the:
a) Product Planning
b) Marketing Planning
c) Organizational Planning
d) Administrative Planning
e) None of the above

35. The target market for Debit Cards is:
a) All existing account-holders
b) All agriculturist
c) All DSAs
d) All Vendors
e) All outsourced agents

ANSWERS:

1) c 2) c 3) d 4) b 5) d
6) e 7) c 8) d 9) b 10) a
11) b 12) a 13) a 14) c 15) b
16) d 17) a 18) d 19) d 20) b
21) b 22) c 23) a 24) a 25) b
26) d 27) c 28) c 29) a 30) d
31) b 32) d 33) b 34) a 35) a

GENERAL AWARENESS MCQs FOR SBI PROBATIONARY OFFICERS EXAM

1. Committee on Comprehensive Financial Services for Small Businesses and Low-
Income Households headed by ....
1) C.Rangarajan
2) Y.V.Reddy
3) Nachiket Mor
4) Urjit Patel
5) None

2. On 7 January 2014, which panel suggested sweep changes in the banking structure?
1) Deepak Mohanthy
2) Chaturvedi
3) K.C.Chakravarthy
4) Bimal Jalan
5) Nachiket Mor

3. As per the Nachiket Mor committee, the banks exclusively should be established for
the welfare of..
1) low income households
2) industries
3) small scale industries
4) bankers
5) All of above

4. By what date every adult citizen of India must hold a savings account as per the
report of Nachiket Mor?
1) 31 March 2015
2) 1 Jan 2016
3) 31 Dec 2015
4) 15 Dec 2016
5) 31 March 2016

5. To provide payment services and deposit products to small businesses and lowincome
households, what types of banks suggested by Nachiket Mor committee report, submitted on 7 January 2014?
1) Deposit banks
2) Ultra small branches
3) Satellite banks
4) PI banks
5) Payment banks

6. Nachiket Mor Committee suggested in the payment banks the maximum balance must
be allowed upto .......
1) Rs.10000
2) Rs.25000
3) Rs.40000
4) Rs.50,000
5) Rs.5000

7. Which committee suggested the facility for withdrawal, payment and deposit should be
set up within a 15-minutes walking distance for any person anywhere in the country?
1) Vijay Bhaskar
2) Anil Kumar Sharma
3) Nachiket Mor
4) C.Rangarajan
5) None of above

8. Payment banks can initiate the establishment with minimum core capital of....
1) Rs.50 crore
2) Rs.150 crore
3) Rs.500 crore
4) Rs.100 crore
5) None

9. A combination of ........ must be issued to each citizen of India as per Nachiket Mor
committee?
1) Savings account and Aadhar Card
2) Savings Account and PAN card
3) Passport and Savings Account
4) Aadhar card and Ration card
5) None

10. In his 7th January 2014 committee report, Nachiket Mor preferred ....
1) banks continue the low base rate system to rural and Agricultural households.
2) to drop the banks give less base rate to Agriculture and RBI should give them directly.
3) to increase the banks present system of low base rate system to Agriculture.
4) to lift the present low base rate system to Agriculture sector, instead give direct benefit to farmers.
5) None

11. On the regulatory front, Nachiket Mor committee suggested...
1) continuation of SLR
2) increase SLR
3) merge both SLR and CRR
4) only public sector banks should follow SLR
5) gradual abolition of SLR

12. Which bank got the government permission for its Rs.9,576 - crore capital - raising plan
through the Qualified Institutional Placement (QIP) route?
1) PNB
2) OBC
3) SBI
4) RBI
5) Indian Bank

13. On 22 March 2014, which committee submitted the "Report of the Committee to Recommend Data Format for Furnishing of Credit Information to Credit Information Companies"?
1) Usha Thorat
2) Nachiket Mor
3) Anand Guru
4) Narasimham
5) Aditya Puri

14. Rural Water Supply and Sanitation Project for Low Income States of Assam, Bihar, Jharkhand and Uttar Pradesh to be funded by .......
1) IMF
2) IDA
3) World Bank
4) ODA
5) ADB

15. The statements related to NASSCOM (National Association of Software and Services Companies)
details are given. Pick up wrong statement.
1) Established in 1988.
2) Head office located in New Delhi.
3) It is established to facilitate business and trade in software and services and to encourage advancement of research in software technology.
4) Its present Chairman is R.Chandrasekaran
5) It is integral part of ASSOCHAM

16. Lara Super Thermal Power Project is in ......
1) Jharkand
2) Chhattisgarh
3) Tamilnadu
4) Odisha
5) Assam

17. Parliamentary Standing Committee on Finance recommended raising the income tax exemption limit to Rs.3 lakh on 1 April 2014. Who is the head of this committee?
1) Yashwant Sinha
2) P.Chidambaram
3) Jaswanth Singh
4) Manmohan Singh
5) None of above

18. On 14 April 2014, the Economic Affairs Secretary Arvind Mayaram has been designated as ......
1) Deputy Chairman, Planning Commission
2) Chief Advisor to Finance Minister of India
3) Advisor to Planning Commission
4) Chief Economist, World Bank
5) Finance Secretary

19. Present Chairman of National Human Rights Commission is .....
1) K.G.Balakrishnan
2) P.L.Punia
3) Rameshwar Oran
4) Ramadorai. S
5) None of the above

20. Who was appointed as the interim president of the Indian cricket board for IPL affairs, in
place of the tainted incumbent N. Srinivasan on 28 March 2014?
1) Deepak Parekh
2) Saurav Ganguly
3) Sunil Gavaskar
4) Alan Issac
5) None

21. Who heads the committee constituted by Union of India to study and examine the demand of a separate Bodoland state?
1) Sushil Kumar Shinde
2) K. Sivaramakrishnan
3) G.K. Pillai
4) A.K. Singh
5) None

22. Ramanujan Mathematics Award 2014 conferred on .......
1) Sakuntala Devi
2) K. Chandrasekharan
3) Anand Kumar
4) Akshay Venkatesh
5) None of the above

23. Who has been recently conferred with Polio Eradication Champion Award?
1) Amitabh Bacchan
2) Amir Khan
3) Sheila Dikshit
4) Manmohan Singh
5) None

24. Shigeru Ban won the Pritzker Architecture Prize 2014 on 25 March 2014. He won the
award for his creative and inexpensive designs for disaster relief shelters. He belongs to ........
1) China
2) Russia
3) Korea
4) Japan
5) Sweden
25. Global remittance flows to India have witnessed a sharp surge to $7.18 billion in 2013. Which of
the following states in India is the top recipient, contributing 33% to the total remittances?
1) Gujrat
2) Kerala
3) Maharashtra
4) Odisha
5) Delhi

26. The first unit of coal based Kalisindh Super Thermal Power Plant commenced power generation in Jhalawar district in which of the following states recently?
1) Madhya Pradesh
2) AP
3) Gujarat
4) Maharashtra
5) Rajasthan

27. Unaccustomed Earth, The Namesake, Interpreter of Maladies are written by ......
1) Jumpha Lahiri
2) Kushwanth Singh
3) Chetan Bhagath
4) Robin Sharma
5) None

28. ''Harry Potter and the Deathly Hallows, The Cuckoo's Calling, Fantastic Beasts and Where to Find Them" written by ......
1) Shidney Sheldon
2) Salman Rusdie
3) J.K.Rowling
4) Vikram Seth
5) George Bernard Shaw

29. For Baileys Women's Prize for Fiction 2014 on 8 April 2014, which book of Jhumpa
Lahiri was selected?
1) The Lowland
2) The Namesake
3) The Kills
4) The Spinning Heart
5) None

30. World Water day observed on every .....
1) 22 April
2) 22 January
3) 22 March
4) 22 June
5) None
31. Who recommended the creation of World Water day in 1992?
1) UNO
2) UNESCO
3) UNCED
4) IWA
5) None

32. On the recommendation of UNCED (United Nations Conference on Environment and
Development), UNO Celebrating world water day from ......
1) 1992
2) 1995
3) 2001
4) 1991
5) 1993

33. Nirbheek is ......
1) Indian Navy ship
2) Missile
3) Government of India new program to protect woman.
4) Lightweight revolver designed by Indian Ordnance Factory to protect the women.
5) None

34. Miami Masters title again won by .....
1) Rafael Nadal
2) Roger Federer
3) Novak Djokovic
4) Andy Murray
5) None of above

35. Who won silver medal of 10 m Air Pistol Women at the ISSF World Cup held in USA?
1) Tejaswini Sawan
2) Rajeswari Perumal
3) Heena Sidhu
4) Deepika Kumari
5) Anjali Bhagwat

36. Ukraine acting President on 13 April 2014 said Russian forces are behind riots in his nation. Who is the acting president of Ukraine?
1) Oleksandr Turchynov
2) Arseniy Yatsenyuk
3) Roduyu Tothenk
4) Vladimir Putin
5) None of above

ANSWERS:

1-3, 2-5, 3-1, 4-2, 5-5, 6-4, 7-3, 8-1, 9-1, 10-4
11-5, 12-3, 13-5, 14-3, 15-5, 16-2, 17-1, 18-5, 19-1, 20-3
21-3, 22-3, 23-3, 24-4, 25-2, 26-5, 27-1, 28-3, 29-1, 30-3, 31-3, 32-5, 33-4, 34-3, 35-3, 36-1

GENERAL AWARENESS PRACTICE MCQs FOR SBI P.O. EXAM

1. Which country test-fired a short range surface-to-surface ballistic missile Hatf III (Ghaznavi), capable of carrying nuclear warheads to a range of 290 kilometers in April 2014?
1) Afghanistan
2) Iran
3) Iraq
4) Pakistan
5) Israel

2. Suresh K. Reddy was appointed as India's first Ambassador to the separate Indian Mission to ASEAN and East Asia Summit in April 2014. Currently he is the Ambassador of India to?
1) China
2) Iraq
3) Saudi Arabia
4) UAE
5) Mongolia

3. 'Hard Choices' is an upcoming book written by?
1) Barack Obama
2) Janet Yellen
3) Hillary Clinton
4) Ben Bernanke
5) Bill Clinton

4. Who was appointed as the new Finance Secretary in April 2014?
1) R.P. Watal
2) Rajiv Takru
3) Ravi Mathur
4) Arvind Mayaram
5) G.S.Sandhu

5. Which team won the I-League football title for the first time in Margao on April 21, 2014?
1) Bengaluru FC
2) Dempo Sports Club
3) Churchill Brothers
4) Salgaocar Sport Club
5) Mohun Bagan

6. Rosatom is the State Atomic Energy Corporation of which of the following countries?
1) USA
2) UK
3) Germany
4) France
5) Russia
7. Who is the author of the book "Freedom from Fear"?
1) Benazir Bhutto
2) Taslima Nasreen
3) Aung San Suu Kyi
4) Nelson Mandela
5) Mother Teresa

8. Dinar is the currency of which of the following countries?
1) Sudan
2) Myanmar
3) Afghanistan
4) Indonesia
5) None of these

9. No Frills Accounts help which of the following sections of customers?
1) Students
2) Retired people
3) Weaker sections of society
4) High value customers
5) None of these

10. Which of the following agencies is not associated with the functioning of financial sector in India?
1) NABARD
2) ECGC
3) EXIM Bank
4) IRDA
5) UGC

11. What is the full form of TDS?
1) Total Discount Subtracted
2) Tax During Service
3) Tax Due on Services
4) Tax Deducted at Source
5) None of these

12. Which of the following terms is not used in the field of banking/finance?
1) Liquidity position
2) Repo Rate
3) SWAP rates
4) Cash Withdrawal Tax
5) Cold War

13. Which of the following trophies/cups is associated with the game of Golf?
1) Topolino Trophy
2) America Cup
3) Jaya Laxmi Cup
4) Corbillion Cup
5) None of these

14. Which one of the following terms and their full forms is not correctly matched?
1) IPO - Initial Public Offer
2) PAN - Permanent Account Number
3) GDCF - Gross Domestic Capital Formation
4) IAEA - International Atomic Energy Agency
5) OECD - Organization for Exporters Coordination and Development

15. Which of the following is/are not decided by the Finance Minister while presenting Union Budgetevery year?
1) Rate of Income Tax
2) Expenditure on Defense Services
3) Reverse Repo Rate
4) Revenue expected from various sources
5) Both 1 and 2

16. Which of the following statements is correct?
1) Commercial banks are non institutional sources of credit
2) Balance of payment is related to diplomatic relations
3) The reverse mortgage scheme was launched to help youngsters
4) The term 'Power of Attorney' refers to power entrusted to a person of authority
5) Repo rate is covered under the RBI monetary and credit policy

17. Which of the following books is written by Arun Shourie?
1) A Secular Agenda
2) A Bend in the River
3) A Suitable Boy
4) A House for Mr Biswas
5) A China Passage

18. International Day for the Abolition of Slavery is observed every year on?
1) December 5
2) December 2
3) November 2
4) October 5
5) November 5

19. Who is the author of the novel 'The Trial'?
1) Franz Kafka
2) Jane Austen
3) George Eliot
4) Jeffrey Archer
5) Ayan Rand

20. Bharat Ratna was awarded to Mother Teresa in the year?
1) 1979
2) 1980
3) 1982
4) 1976
5) 1971

21. The authority to alter the boundaries of States in India rests with the?
1) President
2) Prime Minister
3) Parliament
4) Concerned State governments
5) None of these

22. The 'Doing Business Report" is prepared every year by which of the following organizations?
1) World Bank
2) ADB
3) IMF
4) WTO
5) WEF

23. Which of the following is an example of plantation agriculture?
1) Paddy
2) Wheat
3) Coffee
4) Jowar
5) Vegetables

24. Farakka irrigation project is in?
1) Uttar Pradesh
2) Bihar
3) West Bengal
4) Odisha
5) Jharkhand

25. Which Commission is appointed by the President under Article 280 of the Indian Constitution?
1) Finance Commission
2) Women's Commission
3) Union Public Service Commission
4) Election Commission
5) Planning Commission

26. Which is the oldest airline in the world still operating?
1) KLM airlines
2) Air Canada
3) Qantas Airways
4) Lufthansa
5) Garuda

27. OTEC stands for?
1) Ocean Thermal Energy Conservation
2) Oil and Thermal Energy Conservation
3) Oil and Thermal Energy Convention
4) Ocean Thermal Energy Conversion
5) None of these

28. Which of the following cities is the capital of Kazakhstan?
1) Bishkek
2) Riga
3) Astana
4) Bamako
5) Zagreb

29. Which of the following organizations is projected as a bridge between South Asia and
South East Asia?
1) ASEAN
2) SAARC
3) BRICS
4) BIMSTEC
5) MIST

30. A permanent secretariat of BIMSTEC will be established in?
1) New Delhi, India
2) Thimphu, Bhutan
3) Dhaka, Bangladesh
4) Kathmandu, Nepal
5) Colombo, Sri Lanka



ANSWERS:

1) 4 2) 2 3) 3 4) 4
5) 1 6) 5 7) 3 8) 5
9) 3 10) 5 11) 4 12) 5
13) 1 14) 5 15) 3 16) 5
17) 1 18) 2 19) 1 20) 2
21) 3 22) 1 23) 3 24) 3
25) 1 26) 1 27) 4 28) 3
29) 4 30) 3

SBI P.O. Exam Marketing Awareness Practice Questions

1. What is the main feature of Marketing? It is ___ oriented
a) Demand
b) Production
c) Consumer
d) Competition
e) None of the above

2. The postal department charges a higher price for “speed post” service compared to “ordinary
postal” services. This can be classified as:
a) I degree discriminatory pricing
b) II degree discriminatory pricing
c) III degree discriminatory pricing
d) Psychological pricing
e) None of these

3. The Product, the Price, the Promotional activities and the Distribution system are the four inputs,
together known as ___ mix
a) Product
b) Marketing
c) Promotional
d) Place
e) None of the above

4. ''Find wants and Fill them'' is a theme described in which concept
a) Selling
b) Marketing
c) Product
d) Production
e) None of the above

5. Which among these is channel of Direct Marketing?
a) Direct mail
b) Sales Call
c) Both a and b
d) None of these
e) All the above

6. Modern Marketing Concept lays great importance on the freedom of the :
a) Producer
b) Seller
c) Consumer
d) Advertiser
e) None of the above

7. Which of the following consists of Analyzing marketing opportunities, Developing marketing strategies & Managing the marketing efforts
a) Marketing Functions
b) Marketing Process
c) Marketing Strategies
d) Marketing Opportunities
e) None of the above

8. Dell computers take orders from the customers directly through the internet and delivers the
product to Customer’s doorstep. This is a combination of:
a) Zero level distribution & Pull strategy
b) Zero level distribution & Push strategy
c) Two level distribution & Pull strategy
d) None of these
e) All the above

9. Which of the following characteristics is not related to the Services ?
a) Tangible Nature
b) Intangible Nature
c) Cannot be Stored
d) Heterogeneous
e) None of the above

10. Which of the following element in the marketing mix is subject to legal control?
a) Product
b) Distribution
c) Promotional
d) Price
e) None of the above

11. There are five main factors influencing channel section. They are product characteristics, market characteristic and ___.
a) Company resources, competitor
b) Consumer behavior, competitor
c) Geographical consideration, competition
d) Company resources, consumer behavior
e) None of these

12. Research on analysis of Sales Potentials is covered under:
a) Research on Product
b) Research on Market
c) Research on Promotions
d) Research on Sales Forecasting
e) None of the above

13. The formal marketing research can be viewed as a series of Steps called as ‘Research
a) Design
b) Process
c) Problem
d) Report
e) None of the above

14. ‘Market Demand’ is generally:
a) More than market potential
b) Less than market potential
c) Equal to market potential
d) Fluctuating over and below market potential
e) None of the above

15. Services are characterized by :
a) Absence of Inventory
b) Perish ability
c) Tangibility
d) ‘a’ & ‘b’ above
e) None of the above

16. ‘Product Line & Product Mix’, the important areas are covered by which of the following policy?
a) Product
b) Distribution
c) Promotion
d) Price
e) None of the above

17. Introduction, Growth ___ & ___ .are the four stages of Product Life Cycle.
a) Maturity, Saturation
b) Maturity, Decline
c) Decline, Maturity
d) Saturation, Maturity
e) None of the above

18. Sales Promotion Measures are suitable to achieve ____ term goals?
a) Short
b) Medium
c) Medium- Long
d) Long
e) None of the above

19. Length, Width, Depth & Consistency are the four Dimensions of
a) Product Item
b) Product Line
c) Product Mix
d) Marketing Mix
e) None of the above

20. Market can be classified into different types based on:
a) Geographical Area
b) Products
c) Nature of transaction
d) Volume of transaction
e) All the above.

21. Which do not need focus on storage, protective packaging and transportation and Distribution channel?
a) Service marketing
b) Promotion mix
c) Inventory
d) None of these
e) All the above

22. Which of the following is related to Brand Name?
a) Term
b) Words
c) Letters
d) Both ‘b’ & ‘c’
e) None of the above

23. A set of assets & Liabilities linked to a Brand is termed as :
a) Brand Mark
b) Brand Equity
c) Brand Line
d) Brand Loyalty
e) None of the above

24. A Brand or that part of the Brand which is Legally protected is called as
a) Trade Mark
 b) Brand Equity
c) Brand Name
d) Brand Valuation
e) None of the above

25. Marketing is a:
a) Political activity
b) Legal activity
c) Socio-economic activity
d) All of the above
e) None of these.

26. Trademark is a name or mark which should be
a) Registered
b) Legalized
c) Franchised
d) Both ’a’ & ‘b’
e) None of the above

27. Test Marketing is frequently used as :
a) Business Analysis
b) Managerial Control Function
c) Predictive Research Function
d) All of these
e) None of the above

28. Which of the following is not a level of product?
a) Core
b) Augmented
c) Potential
d) Fragmented
e) None of these

29. These days banks also use intermediaries to reach the target customers and to improve usage of their products____ is a /are such intermediaries.
a) Direct selling agents
b) Merchants accepting cards
c) Finance companies
d) All of the above
e) None of these

30. Which type of Market will be formed based on the volume of transactions?
a) Retail Market
b) Wholesale Market
c) Scattered Market
d) (a) and (b)
e) None of these

31. Product research deals with the Analysis of
a) Demand & Supply
b) Product Line
c) Advertisement Effectiveness
d) Physical Distribution
e) None of the above

32. During which stage of the ‘Product Life Cycle’ Profits are normally Negative or Very Nominal:
a) Introduction
b) Growth
c) Decline
d) Maturity
e) None of the above

33. Which of the following is a function of Packaging?
a) Protection
b) Promotion
c) Convenience
d) All of these
e) None of the above

34. A promotion strategy which is directed at channel members to induce them to purchase the
product and sell them to the final consumer is called:
a) Promotion strategy
b) Marketing strategy
c) Selling strategy
d) Push Strategy
e) Pull Strategy

35. Modern management of business enterprises recognizes the importance of:
a) Customer satisfaction
b) Entrepreneur wealth and health
c) worker's welfare activities
d) Taxation authorities
e) None of the above

36. Product Mix is the focus of Marketing and ___ Efforts
a) Making
b) Producing
c) Innovating
d) Manufacturing
e) None of the above

37. Penetration Pricing means:
a) Product penetration into markets to hold a position
b) Adopting low prices in the initial stages
c) Both ’a’ &’ b’
d) only b
e) None of the above

ANSWERS:

1) c 2) b 3) b 4) b 5) c
6) c 7) b 8) a 9) a 10) d
11) a 12) b 13) b 14) d 15) d
16) a 17) b 18) d 19) c 20) c
21) a 22) d 23) b 24) a 25) c
26) d 27) d 28) d 29) d 30) d
31) b 32) a 33) d 34) d 35) a 36) a 37) c

GENERAL AWARENESS PRACTICE MCQs FOR SBI P.O. EXAM

1. Which of the following banks launched a financing scheme for women fashion boutique owners known as Boutique Financing on April 15, 2014?
1) Allahabad Bank
2) Bank of India
3) ICICI Bank
4) Bharatiya Mahila Bank
5) State Bank of India

2. Which of the following films won the best popular film providing wholesome entertainment at the 61st National Film Awards announced on April 16, 2014?
1) Chennai Express
2) Bhaag Milkha Bhaag
3) Yeh Jawaani Hai Deewani
4) Aashiqui-2
5) Raanjhanaa

3. Gabriel Garcia Marquez, the Nobel-winning Colombian author, passed away on April 17, 2014. Which one of the following books was not written by him?
1) One Hundred Years of Solitude
2) The Autumn of the Patriarch
3) Love in the Time of Cholera
4) Of Love and Other Demons
5) My Name is Red

4. Who took over as the 22nd Chief of Indian Navy on April 17, 2014?
1) Satish Soni
2) Sunil Lamba
3) Shekhar Sinha
4) Robin K. Dhowan
5) None of these

5. Abdelaziz Bouteflika won a fourth term as the President of which of the following African countries in April 2014?
1) Nigeria
2) Sudan
3) Somalia
4) Ethiopia
5) Algeria

6. In January 2014, which one of the following banks became the first Indian private sector bank to open a branch in China?
1) ICICI Bank
2) HDFC Bank
3) Axis Bank
4) Yes Bank
5) Kotak Mahindra Bank

7. Which public sector bank named Shikhar Dhawan, a cricketer, as its brand ambassador in March 2014?
1) Corporation Bank
2) Vijaya Bank
3) Indian Overseas Bank
4) Canara Bank
5) Punjab National Bank

8. The Reserve Bank of India has extended the deadline to exchange pre-2005 currency notes till?
1) September 30, 2014
2) December 31, 2014
3) March 31, 2015
4) October 31, 2014
5) January 1, 2015

9. Julius Baer Group is a private banking group based in which of the following European countries?
1) France
2) Switzerland
3) Norway
4) Denmark
5) Germany

10. The offspring of an elephant, walrus or a whale is called?
1) Cub
2) Colt
3) Calf
4) Kid
5) Hatchling

11. The currency of Bulgaria is?
1) Zloty
2) Forint
3) Krona
4) Lev
5) Dollar

12. Indira Point, the southernmost point of India, is situated in?
1) Kerala
2) Tamil Nadu
3) Lakshadweep
4) Andaman and Nicobar Islands
5) Puducherry

13. Which of the following is the capital of Estonia?
1) Tallinn
2) Pristina
3) Riga
4) Valletta
5) Libreville

14. Which of the following countries is not a member of BIMSTEC?
1) Bhutan
2) India
3) Myanmar
4) Thailand
5) China

15. "Sachin, Born to Bat: The Journey of Cricket's Ultimate Centurion" is written by?
1) Khalid A-H Ansari
2) Ayaz Memon
3) Harsha Bhogle
4) Boria Majumdar
5) Vijay Lokapally

16. In which of the following countries is coconut triangle situated?
1) Mauritius
2) Maldives
3) Sri Lanka
4) India
5) Malaysia

17. The Red River is situated in?
1) China
2) Myanmar
3) Japan
4) Vietnam
5) North Korea

18. Identify the mismatched pair?
1) NSDL-National Securities Depository Limited
2) OBE-Order of the British Empire
3) BIFR - Bureau for Industrial and Financial Rehabilitation
4) SLR - Statutory Liquidity Ratio
5) CCEA - Cabinet Committee on Economic Affairs

19. World Thrift Day is observed every year on?
1) September 30
2) July 31
3) November 30
4) October 31
5) August 31

20. Which Part of the Indian constitution is associated with the provisions of citizenship?
1) Part I
2) Part II
3) Part III
4) Part IV
5) Part V

21. Which scheme was launched to provide pension to people in unorganized sectors?
1) Swabhiman
2) Swadhar
3) Jeevan Dhara
4) Jeevan Kalyan
5) None of these

22. ATMs that are owned and managed by non banking entities are called?
1) Offsite ATMs
2) Red ATMs
3) Black Label ATMs
4) White Label ATMs
5) Third Party ATMs

23. World Bank helps countries with loans for the purpose of?
1) Stimulating private investment
2) Tackling foreign exchange crises
3) Reconstruction and development
4) Meeting deficits in government budget
5) None of these

24. As part of the India Food Banking Network (IFBN) the first Food Bank was launched in?
1) Hyderabad
2) Delhi
3) Kanpur
4) Amethi
5) Bangalore

25. The Global Hunger Index (GHI) was first published in?
1) 2005
2) 2006
3) 1995
4) 1996
5) 2000

26. Which of the following is/are the indicators for Global Hunger Index?
1) Undernourishment
2) Underweight children
3) Child mortality rate
4) Both 1 and 2
5) All 1, 2 and 3

27. Byssinosis, also called 'Brown lung disease', is common in the workers of?
1) Ceramic industry
2) Rubber industry
3) Textile industry
4) Iron and steel industry
5) None of these

28. Democratic decentralization refers to?
1) Parliamentary Government
2) Federal Government
3) Democratic Government
4) Local Government
5) None

29. Which one of the following countries is not a member of OPEC?
1) Algeria
2) Nigeria
3) Venezuela
4) Ecuador
5) Brazil

30. Which of the following ensures grass root democracy in India?
1) Inter State Council
2) Planning Commission
3) Finance Commission
4) National Integration Council
5) Panchayati Raj

31. The Gilgit Lotus Sutra Manuscripts are related to?
1) Buddhism
2) Jainism
3) Hinduism
4) Judaism
5) Zoroastrianism

32. List of women winners of Nobel Prizes is given. Who among the following did not win the Nobel Prize for Literature?
1) Alice Munro
2) Herta Mueller
3) Doris Lessing
4) Toni Morrison
5) Aung San Suu Kyi

33. List of Authors and Books is given below. Identify the mismatched pair?
1) Jim Crace - Harvest
2) Eleanor Catton-The Luminaries
3) Ruth Ozeki - A Tale for the Time Being
4) Colm Toibin - The Testament of Mary
5) Jhumpa Lahiri - We Need New Names

34. The goals of the United States Agency for International Development (USAID) include?
1) Disaster relief
2) Poverty relief
3) Socioeconomic development
4) Both 1 and 2
5) All 1, 2 and 3

35. Which was the first film to win the Filmfare Best Movie Award in 1954?
1) Do Bigha Zamin
2) Boot Polish
3) Alam Ara
4) Mother India
5) Daag

36. Who is the author of the novel 'The Godfather'?
1) Gunter Grass
2) Erich Seagal
3) Mario Puzo
4) Francis Ford Coppola
5) V.S. Naipaul

37. What is the unit of frequency?
1) Newton
2) Radian
3) Pascal
4) Hertz
5) Volt

38. Jamshedpur is located on the river?
1) Damodar
2) Subarnarekha
3) Chambal
4) Mahanadi
5) Gomti

39. Who was the first Muslim to be elected as President of the Indian National Congress?
1) Aga Khan
2) Syed Ahmad Khan
3) Badruddin Tyabji
4) Muhammad Ali Jinnah
5) None of these

40. The exhaustion of soil fertility is the result of?
1) Cover cropping
2) Inter cropping
3) Double cropping
4) Crop rotation
5) Over cropping

GENERAL AWARENESS PRACTICE MCQs FOR BANK EXAMS

1. The Reserve Bank of India granted in-principle approval to which of the following applicants to set up banks on April 2, 2014?
1) IFCI
2) Bandhan Financial Services Pvt Ltd
3) IDFC
4) Both 1 and 2
5) Both 2 and 3

2. Manuel Valls assumed office as the Prime Minister of which of the following countries on April1, 2014?
1) Spain
2) France
3) Italy
4) Argentina
5) Peru

3. On April1, 2014, the Reserve Bank of India in its monetary policy kept the repo rate unchanged at?
1) 9%
2) 7%
3) 8%
4) 9.5%
5) 8.5%

4. Who was appointed as RBI Deputy Governor for three years in place of Anand Sinha on April 3, 2014?
1) S.S. Mundra
2) Nachiket Mor
3) V. Kannan
4) R. Gandhi
5) None of these

5. Gurdial Singh Sandhu is the?
1) Finance Secretary
2) Revenue Secretary
3) Economic Affairs Secretary
4) Home Secretary
5) Financial Services Secretary

6. The North Atlantic Treaty Organization (NATO) suspended its ties with which of the following countries in April 2014?
1) Ukraine
2) Syria
3) Afghanistan
4) Russia
5) China

7. Kumba Yala died on April 4, 2014. He was the former President of?
1) Ghana
2) Guinea-Bissau
3) Gambia
4) Djibouti
5) Malawi

8. Archaeological Survey of India (ASI) and which of the following companies jointly launched 360-degree panoramic imagery of nationally important monuments in February 2014?
1) Google
2) Yahoo
3) Bing
4) MSN
5) None of these

9. October 8 is celebrated in India as?
1) Army Day
2) Air Force Day
3) Navy Day
4) Armed Forces Flag Day
5) Kargil Divas

10. Which instrument measures the electric current?
1) Altimeter
2) Calorimeter
3) Galvanometer
4) Durometer
5) None of these

11. Who among the following architects designed the city of Chandigarh?
1) Charles Correa
2) Le Corbusier
3) Edwin Lutyens
4) Herbert Baker
5) None of these

12. Which of the following cups/ trophies is associated with Hockey?
1) DCM Trophy
2) Davis Cup
3) Derby Trophy
4) Durand Cup
5) None of these

13. Who invented the Thermos Flask?
1) Thomas Alva Edison
2) Humphry Davy
3) James Dewar
4) Alexander Bain
5) Lewis Waterman

14. Zloty is the currency of?
1) Poland
2) Mexico
3) Slovakia
4) Slovenia
5) Latvia

15. The Jadugada Mine commenced operation in 1967 and is the first Uranium mine in India. It is located in?
1) Odisha
2) Jharkhand
3) Bihar
4) West Bengal
5) Chhattisgarh

16. Mahatma Gandhi Setu, one of the longest river bridges in Asia, is a bridge over the river?
1) Narmada
2) Tapti
3) Ganga
4) Godavari
5) Mahanadi

17. Nikhat Zareen of India is associated with which of the following sports?
1) Badminton
2) Boxing
3) Chess
4) Tennis
5) Archery

18. Which of the following private banks celebrated its Platinum Jubilee in October 2013?
1) ICICI Bank
2) HDFC Bank
3) Yes Bank
4) ING Vysya Bank
5) J&K Bank

19. Nirmal Bharat Abhiyan (NBA) is an initiative of the Ministry of?
1) Minority Affairs
2) Information and Broadcasting
3) Drinking Water and Sanitation
4) Health and Family Welfare
5) Home Afairs

20. Which country faced the first Government shutdown in seventeen years in October
2013?
1) UK
2) France
3) Germany
4) USA
5) Italy

21. Which Indian industrialist was inducted into the prestigious National Academy of Engineering (NAE) in the United States for his contributions to industrial development in India and across the world in 2013?
1) E. Sreedharan
2) Ratan Tata
3) N. Chandrasekaran
4) Azim Premji
5) Krishnakumar Natarajan

22. Mayaram Committee was formed by the Government of India to examine the?
1) Progress in 2G spectrum scam case
2) Alleged irregularities in the functioning of Indian Olympic Association
3) Alleged irregularities at the National Spot Exchange Ltd. (NSEL)
4) Progress in coal block allocation scam
5) None of these

23. The 9th edition of "Naseem Al Bahr", the biennial naval exercise, took place between the Indian Navy and?
1) Royal Omani Navy
2) Bangladesh Navy
3) UAE Navy
4) Indonesian Navy
5) Iranian Navy

24. Which of the following is the capital city of Croatia?
1) Astana
2) Pyongyang
3) Vaduz
4) Zagreb
5) Conakry

25. The Polar Satellite Launch Vehicle (PSLV) which put the Mangalyaan into Earth’s orbit is?
1) PSLV-A22
2) PSLV-C22
3) PSLV-A11
4) PSLV-C11
5) PSLV-C25

26. Who was named the Chairman and Chief Executive Officer for the India region of food and beverage company PepsiCo in December 2013?
1) D. Shivakumar
2) Manu Anand
3) Phaneesh Muty
4) Sanjeev Chaddha
5) None of these

27. Who was fondly known as "Madiba"?
1) Martin Luther King Junior
2) Abraham Lincoln
3) Nelson Mandela
4) Kenneth Kaunda
5) None of these

28. Petra Kvitova is a professional tennis player from?
1) Russia
2) Belarus
3) Bulgaria
4) Czech Republic
5) Ukraine

29. What does the letter F denote in the term NBFC?
1) Fiscal
2) Functional
3) Formal
4) Federal
5) Financial

30. Which of the following is the name of a credit rating agency in India?
1) IBA
2) SEBI
3) IRDA
4) CRISIL
5) PFRDA

ANSWERS:

1) 5 2) 2 3) 3 4) 4   5) 5 6) 4 7) 2 8) 1   9) 2 10) 3
11) 2 12) 5  13) 3 14) 1 15) 2 16) 3 17) 2 18) 5 19) 3 20) 4
21) 2 22) 3 23) 1 24) 4  25) 5 26) 1 27) 3 28) 4  29) 5 30) 4

GENERAL PRACTICE QUESTIONS FOR SBI PROBATIONARY OFFICERS EXAM

1. The National Association of Software and Services Companies (NASSCOM) appointed which of the following persons as its Chairman for 2014-15?
1) R .Chandrasekaran
2) B.V.R. Mohan Reddy
3) N.R. Narayana Murty
4) S. Gopalakrishnan
5) S.D. Shibulal

2. Who adorned the covers of the 151st edition of the Wisden Cricketers' Almanack?
1) Sunil Gavaskar
2) Sachin Tendulkar
3) Rahul Dravid
4) V.V.S. Laxman
5) Saurav Ganguly

3. Viktor Orban was reelected the Prime Minister of which of the following European countries in April 2014?
1) Austria
2) France
3) Hungary
4) Romania
5) Poland

4. Who has been appointed as the next Chief Justice of India?
1) Justice H.L. Dattu
2) Justice A.K. Patnaik
3) Justice T.S. Thakur
4) Justice Rajendra Mal Lodha
5) Justice Balbir Singh Chauhan

5. In April 2014, which of the following companies announced that it would acquire 100 per cent of Ranbaxy Laboratories in a $ 4 billion all-share transaction?
1) Dr. Reddy's Labs
2) Abott
3) Cipla 4) Cadila
5) Sun Pharmaceutical Industries

6. Which country won the third consecutive women's World Twenty20 title in Dhaka on
April 6, 2014?
1) Australia
2) England
3) Sri Lanka
4) West Indies
5) New Zealand

7. Who won the men's singles title in the Yonex Sunrise India Open badminton in New Delhi on April 6, 2014?
1) Lee Chong Wei
2) Chen Long
3) Liu Xiaolong
4) Qiu Zihan
5) None of these

8. Who has been chosen for the coveted Dadasaheb Phalke Award for the year 2013?
1) Anand Bakshi
2) Javed Akhtar
3) Dharmendra
4) Gulzar
5) Amitabh Bachchan

9. The Indian Space Research Organization (ISRO) was established in?
1) 1965
2) 1969
3) 1970
4) 1971
5) 1975

10. Who among the following leaders was not assassinated?
1) Mahatma Gandhi
2) Liaqat Ali Khan
3) Muhammed Ali Jinnah
4) Lord Louis Mountbatten
5) Benazir Bhutto

11. Who was the founder Director of the Tata Institute of Fundamental Research (TIFR)?
1) S.S. Bhatnagar
2) Homi J. Bhabha
3) M.N. Saha
4) Vikram Sarabhai
5) Ratan Tata

12. Which port city is called the Queen of the Arabian Sea?
1) Kandla
2) Kochi
3) Mumbai
4) Marmagoa
5) None of these

13. Rihand Dam is located in which of the following states?
1) Bihar
2) Madhya Pradesh
3) Jharkhand
4) Rajasthan
5) Uttar Pradesh

14. Which city is located on the banks of the river Gomti?
1) New Delhi
2) Amritsar
3) Lucknow
4) Chandigarh
5) None of these

15. Prashant Bhushan is an eminent?
1) Singer
2) Director
3) Film Actor
4) Lawyer
5) Doctor

16. 'Par' and 'Flagstick' are the terms associated with?
1) Golf
2) Polo
3) Billiards
4) Squash
5) Hockey

17. Goods which are meant for consumption are called?
1) Giffen goods
2) Final goods
3) Intermediate goods
4) Inferior goods
5) None of these

18. Variations in Cash Reserve Ratio and Open Market Operations are instruments of?
1) Budgetary policy
2) Trade policy
3) Fiscal policy
4) Monetary policy
5) Industry policy

19. Which of the following Articles empowers the President to impose Financial Emergency?
1) Article 352
2) Article 356
3) Article 360
4) Article 364
5) Article 365

20. The Grand Canyon is a steepsided canyon carved by which of the following rivers in the
United States of America?
1) Colorado
2) Missouri
3) Mississippi
4) Columbia
5) Ohio

21. Hydroponics is a method of culture of plants without using?
1) Water
2) Light
3) Sand
4) Soil
5) Air

22. The endangered species are listed in what color data book?
1) Black
2) Red
3) Green
4) Blue
5) White

23. Which country won the maximum number of medals in the 20th Asian Athletic Championships held in Pune recently?
1) Japan
2) Saudi Arabia
3) Bahrain
4) India
5) China

24. The headquarters of Universal Postal Union is located in?
1) Montreal (Canada)
2) Berne (Switzerland)
3) Geneva (Switzerland)
4) London (UK)
5) Washington D.C. (USA)

25. Who is the author of the book 'The State of the Nation'?
1) Kuldip Nayar
2) Vinod Mehta
3) Fali S. Nariman
4) Mark Tully
5) Soli Sorabjee

26. Who among the following Nobel laureates was not a recipient of the Nobel Prize for Peace?
1) Woodrow Wilson
2) Linus Pauling
3) Norman Borlaug
4) Winston Churchill
5) Jimmy Carter

27. Which one of the following days is not observed in the month of October?
1) International Day of Non-Violence
2) World Habitat Day
3) World Post Office Day
4) United Nations Day
5) International Literacy Day

28. Which Union Territory in India has four districts but none of its districts has a common boundary with its other districts?
1) Chandigarh
2) Puducherry
3) Dadra and Nagar Haveli
4) Andaman and Nicobar Islands
5) Daman & Diu

29. The Indian National Congress was founded by?
1) Surendranath Banerjee
2) W.C. Banerjee
3) A.O. Hume
4) Annie Besant
5) None of these

30. Who among the following was not the President of India?
1) V.V. Giri
2) Zakir Hussain
3) Fakruddin Ali Ahmed
4) R. Venkatraman
5) Maulana Abul Kalam Azad

31. Which of the following is not a nationalized bank?
1) Oriental Bank of Commerce
2) Bank of India
3) United Bank of India
4) Union Bank of India
5) IDBI Bank

32. What is the full form of OPEC?
1) Oil and Petrol Exporting Companies
2) Oil Producing and Exporting Countries
3) Oil Production and Export Corporation
4) Organization of Petroleum Exporting Countries
5) None of these

33. South-South dialogue is associated with?
1) Arms Conference
2) Nuclear Treaty
3) Cooperation among developing nations
4) Meeting between the developed and the developing countries
5) None of these

34. Which one of the following is not a football club?
1) Arsenal
2) Aston Villa
3) Chelsea
4) Tottenham Hotspur
5) Monte Carlo

35. Which of the following is not a component of the agricultural strategy that brought about the Green Revolution?
1) Greater intensity of cropping
2) Guaranteed maximum prices
3) Development of high-yielding varieties
4) New agricultural technology
5) Package of inputs

36. Decibel is the unit used for?
1) Speed of light
2) Intensity of heat
3) Intensity of sound
4) Radio wave frequency
5) None of these

37. Fire temple is the place of worship in which of the following religions?
1) Islam
2) Sikhism
3) Jainism
4) Zoroastrianism
5) Hinduism

38. Foal, Filly and Colt are the three names of a baby?
1) Cat
2) Tiger
3) Deer
4) Horse
5) Dog

39. Blood does not coagulate inside the body due to the presence of?
1) Hemoglobin
2) Heparin
3) Fibrin
4) Plasma
5) None of these

40. Who is the author of the book 'The Apprenticeship of a Mahatma', on which the film 'The Making of the Mahatma' is based?
1) Shyam Benegal
2) Arundhati Roy
3) Ela Gandhi
4) Shobha De
5) Fatima Meer

ANSWERS:
1) 1      2) 2          3) 3         4) 4    5) 5
6) 1      7) 1          8) 4        9) 2     10) 3
11) 2    12) 2        13) 5    14) 3     15) 4
16) 1    17) 2      18) 4      19) 3    20) 1
21) 4   22) 2      23) 5      24) 2      25) 3  
26) 4   27) 5      28) 2      29) 3     30) 5
31) 5  32) 4       33) 3    34) 5         35) 2
36) 3  37) 4      38) 4    39) 2        40) 5

GENERAL AWARENESS PRACTICE MCQs FOR SBI P.O. EXAM

1. Expand the term CTS.
1) Cheque Tracking System
2) Cheque Transfer System
3) Cheque Timing System
4) Cheque Total System
5) Cheque Truncation System

2. Which of the following statements wrong regarding the Cheque Truncation System (CTS)?
1) CTS stops the flow of physical cheques issued by Drawer.
2) Generally truncation takes place at the collecting branch, which sends the electronic image of the cheques to the paying branch through the clearing house.
3) CTS slow down the process of collection of cheques resulting the bad service to customers.
4) In this system, electronic image of the cheque is transmitted.
5) Clearing related frauds and cost of collection are reduced

3. The advantage of CTS is....
1) No geographical restrictions as to jurisdiction
2) Shorter clearing cycle
3) Superior verification and reconciliation process
4) Reduction in operational risk and risks associated with paper clearing
5) All of above

4. CTS-2010 (Cheque Truncation System) form of cheques stress the need of .....
1) Fashion in designing
2) Uniform in size
3) Uniform security features
4) Same number of cheque
5) Same number of cheque leaves

5. The uniform security features in CTS - 2010 include......
1) Water Mark
2) Bank's logo in invisible ink
3) Void pantograph
4) Quality paper
5) All of above

6. Who among the following is not the director of the Central Board of the Reserve Bank of
India?
1) Dr. Raghuram Rajan
2) Urjit Patel
3) P. Chidambaram
4) Dr. Indira Rajaraman
5) Arvind Mayaram

7. On 20 March 2014, RBI has proposed to setup of a Trade Receivables and Credit Exchange for financing (TCE) to finance.....
1) Exporters of Iron
2) Importers of Gold
3) Foreign Exchange Dealers
4) Bankers and Pawn Brokers
5) Micro, Small and Medium Enterprises (MSMEs)

8. RBI has extended the date for exchanging pre-2005 bank notes and has advised banks to facilitate the exchange of these notes for full value and without causing any inconvenience to the public. Now exchange will be available till ......
1) 31 Jul 2014
2) 30 Sep 2014
3) 1 Jan 2015
4) 31 Jan 2015
5) 31 Mar 2015

9. How many banks can participate to facilitate
a consortium advance?
1) Two
2) Three
3) Four
4) Five
5) Any number

10. Which of the following is a leading electronic payment technology firm?
1) Nifty
2) I-Max
3) Visa
4) APEC
5) LIEN

11. Which of the following private sector lenders introduced its own card 'Kisan Card' through which a farmer can withdraw up to Rs. 1 lakh per day from ATMs?
1) HDFC
2) ICICI
3) Axis Bank
4) Federal Bank
5) Indus Ind Bank

12. On 1 April 2014, Asian Development Bank (ADB) estimated India's GDP is poised to
accelerate at what per cent in 2014-15?
1) 6.5%
2) 4.5 %
3) 5.9 %
4) 7.0 %
5) 5.5%

13. In view of Public Sector Banks deteriorating asset quality and rating downgrades, the RBI has recommended the Centre to reduce its holdings in these banks. Under the Banking Regulation Act, the government has to hold at least ......... stake in public sector banks.
1) 26%
2) 49%
3) 74%
4)51%
5) 100 %

14. Reserve Bank of India (RBI) has capped the Ways and Means Advances (WMA) limit for the central govt in the first half of the new financial year 2015 at.....
1) Rs.25,000 cr
2) Rs.30,000 cr
3) Rs.35,000 cr
4) Rs.40,000 cr
5) Rs.45,000 cr

15. The Planning Commission was established in ......
1) 1956
2)1935
3)1982
4) 1969
5) 1950

16. Planning Commission Deputy Chairman is Montek Singh Ahluwalia. Who is the present
secretary of Planning Commission?
1) Sindhushree Khullar
2) Sudha Pillai
3) Usha Anatha Subramanian
4) Mrs. Poonam Malakondiah
5) None

17. As per the estimates of Planning Commission, the number of persons living below the poverty line in the country has declined from 40.74 crore in 2004-05 to ...... in 2011-12.
1) 27 crore
2) 32 crore
3) 37 crore
4) 38 crore
5) 39 crore

18. The recent estimates of the Planning Commission say which of the following states had the highest number of poor people (5.98 crore) living below the poverty line in 2011-12?
1) West Bengal
2) Maharashtra
3) Madhya Pradesh
4) Bihar
5) Uttar Pradesh

19. Union Minister for of State for Planning and Parliamentary Affairs Rajeev Shukla said , planning Commission estimates poverty line on the basis of .......
1) Monthly Per Capita Consumption Expenditure (MPCE)
2) Monthly Per Capita Income (MPCI)
3) Yearly Income of Individual
4) Average Expenditure of Months (AEM)
5) None

20. Which Committee recommended MPCE of Rs. 447 for rural areas and Rs. 579 for urban areas as the poverty line for 2004-05, accepted by Planning Commission?
1) Kelkar
2) Abhijith Sen
3) Suresh Tendulkar
4) Amartya Sen
5) None

21. For 2011-12, the MPCE was at Rs 816 in rural and Rs........ in urban areas, fixed by Planning Commission.
1) 1000
2) 850
3) 950
4) 1200
5) 2000
22. Planning Commission in June 2012, constituted an expert group under the chairmanship
of whom ........ to review the methodology for measurement of poverty.
1) C. Rangarajan
2) Montek Singh Ahluwalia
3) Chaturvedi
4) Manmohan Singh
5) Divya Swamy

23. The President conferred Padma awards recently on eminent personalities from different fields. Who among the following has been conferred the Padma Vibhushan, the second highest civilian award this year?
1) Anumolu Ramakrishna (Posthumously)
2) Jawahar Lal Kaul
3) Sudarshan Pattnaik
4) P Gopichand
5) RA Mashelkar

24. Who among the following is the winner of the best actor Oscar in the 86th Academy
awards?
1) Jared Leto
2) Leonardo DiCaprio
3) Matthew McConaughey
4) Woody Harrelson
5) None of above

25. Who among the following has been conferred Green Crusader of the Year Award at the prestigious IAA Olive Crown Awards recently?
1) Prasoon Joshi
2) Shashi Tharoor
3) Maneka Gandhi
4) Medha Patkar
5) None of above

26. 3rd Nuclear Security Summit held between 24-25 March 2014 held at ........
1) Rome
2) Tokyo
3) The Hague
4) Berlin
5) Washington

27. Which of the following countries will host the 18th SAARC Summit on 14th Nov 2014?
1) Maldives
2) Sri Lanka
3) Nepal
4) Pakistan
5) Bhutan

28. China has allowed direct domestic trading of its currency Yuan against the currency of which of the following countries on 18 March 2014 to encourage such trading as it internationalizes the Chinese currency?
1) Japan
2) South Korea
3) New Zealand
4) USA
5) None of above

29. Who among the following became the national ambassador of the Earth Hour 2014 that was observed on 29 Mar at 8.30 pm? Earth Hour is an annual global event at which hundreds of millions of households, businesses and govts around the world turn off their lights for one hour.
1) Ranveer Singh
2) Ranbir Kapoor
3) Arjun Kapoor
4) Salman Khan
5) Irfan Khan

30. World Health Day is observed on:
1) 2 Apr
2) 4 Apr
3) 7 Apr
4) 8 Apr
5) 12 Apr

31. On World Health Day 7 April 2014, WHO highlighted the serious and increasing threat of vector-borne diseases (VBDs), with the slogan .......
1) Let Vectors die
2) Small life, big threat
3) Free world from Vectors
4) Say no to Vectors
5) Small bite, big threat

32. Financial guarantees and performance guarantees issued by banks on behalf of their clients is called?
1) Bank Guarantee
2) Bank Undertaking
3) Bank Insurance
4) Bank Avoidance
5) Bank Notice

33. Credit instrument that originates from the creditor (drawer) on which the debtor (drawee) acknowledges his Liability is called?
1) Bill of Lading
2) Bank Guarantee
3) Bill of Exchange
4) Bank Promissory Note
5) Payment Receipt

34. Who became the new chairman of industry body CII (Confederation of Indian Industries)?
1) S.Chandrasekaran
2) Rana Kapoor
3) Ajay Shriram
4) Nandan Nilekani
5) Ratan TATA

35. Jens Stoltenberg will take over as new chief of the 28-nation military alliance NATO in Oct 2014. He is the former prime minister of which of the following countries?
1) Denmark
2) Belgium
3) Croatia
4) Bulgaria
5) Norway

36. IUCN is an international union associated with which of the following?
1) Cure and Neutralisation
2) Consumption of Nutrients
3) Countries with Nuclear power
4) Conservation of Nature
5) None of above

37. On 9 April 2014, which Indian cricketer was named as one of the five cricketers of 2014 for his performance in 2013 by WISDEN?
1) Virat Kohli
2) Dhoni
3) Rohit Sharma
4) Ravichandran Ashwin
5) Shikhar Dhawan

38. Deodhar Trophy is associated with which of the following games?
1) Football
2) Hockey
3) Basketball
4) Cricket
5) None of above

39. Who is the winner of Deodhar Trophy 2014 ...........
1) East Zone
2) North Zone
3) West Zone
4) Central Zone
5) South Zone

40. TROPEX drill recently conducted by....
1) Indian Army
2) CRPF
3) BSF
4) US Army on Indian soil
5) Indian Navy

41. The National Voters' Day is celebrated every year on which of the following dates in India?
1) 21 Jan
2) 22 Jan
3) 23 Jan
4) 24 Jan
5) 25 Jan

42. As per the data available with SEBI, the Foreign Institutional Investors (FIIs) have made net inflows of a staggering nearly .......... in the Indian stocks during fiscal
year 2013-14.
1) Rs.80,000 cr
2) Rs.70,000 cr
3) Rs.60,000 cr
4) Rs.90,000 cr
5) Rs.1,00,000 cr

ANSWERS:
1-5, 2-3, 3-5, 4-3, 5-5, 6-3, 7-5, 8-3, 9-5, 10-3
11-3, 12-5, 13-4, 14-3, 15-5, 16-1, 17-1, 18-5, 19-1, 20-3
21-1, 22-1, 23-5, 24-3, 25-3, 26-3, 27-3, 28-3, 29-3, 30-3
31-5, 32-1, 33-3, 34-3, 35-5, 36-4, 37-5, 38-4, 39-3, 40-5, 41-5, 42-1.