Satellite
|
Launch
Date
|
Launch
Vehicle
|
Type of
Satellite
|
RISAT-1 |
26.04.2012
|
PSLV-C19
|
Earth Observation Satellite |
Jugnu |
12.10.2011
|
PSLV-C18
|
Experimental / Small Satellite |
SRMSat |
12.10.2011
|
PSLV-C18
|
Experimental / Small Satellite |
Megha-Tropiques |
12.10.2011
|
PSLV-C18
|
Earth Observation Satellite |
GSAT-12 |
15.07.2011
|
PSLV-C17
|
Geo-Stationary Satellite |
GSAT-8 |
21.05.2011
|
Ariane-5
VA-202 |
Geo-Stationary Satellite |
RESOURCESAT-2 |
20.04.2011
|
PSLV-C16
|
Earth Observation Satellite |
YOUTHSAT |
20.04.2011
|
PSLV-C16
|
Experimental / Small Satellite |
GSAT-5P |
25.12.2010
|
GSLV-F06
|
Geo-Stationary Satellite |
STUDSAT |
12.07.2010
|
PSLV-C15
|
Experimental / Small Satellite |
CARTOSAT-2B |
12.07.2010
|
PSLV-C15
|
Earth Observation Satellite |
GSAT-4 |
15.04.2010
|
GSLV-D3
|
Geo-Stationary Satellite |
Oceansat-2 |
23.09.2009
|
PSLV-C14
|
Earth Observation Satellite |
ANUSAT |
20.04.2009
|
PSLV-C12
|
Experimental / Small Satellite |
RISAT-2 | 20.04.2009 |
PSLV-C12
|
Earth Observation Satellite |
Chandrayaan-1 |
22.10.2008
|
PSLV-C11
|
Space Mission |
CARTOSAT - 2A |
28.04.2008
|
PSLV-C9
|
Earth Observation Satellite |
IMS-1 |
28.04.2008
|
PSLV-C9
|
Earth Observation Satellite |
INSAT-4B |
12.03.2007
|
Ariane-5ECA
|
Geo-Stationary Satellite |
CARTOSAT - 2 |
10.01.2007
|
PSLV-C7
|
Earth Observation Satellite |
SRE - 1 |
10.01.2007
|
PSLV-C7
|
Experimental / Small Satellite |
INSAT-4CR |
02.09.2007
|
GSLV-F04
|
Geo-Stationary Satellite |
INSAT-4C |
10.07.2006
|
GSLV-F02
|
Geo-Stationary Satellite |
INSAT-4A |
22.12.2005
|
Ariane-5GS
|
Geo-Stationary Satellite |
HAMSAT |
05.05.2005
|
PSLV-C6
|
Experimental / Small Satellite |
CARTOSAT-1 |
05.05.2005
|
PSLV-C6
|
Earth Observation Satellite |
EDUSAT (GSAT-3) |
20.09.2004
|
GSLV-F01
|
Geo-Stationary Satellite |
Resourcesat-1(IRS-P6) |
17.10.2003
|
PSLV-C5
|
Earth Observation Satellite |
INSAT-3A |
10.04.2003
|
Ariane-5G
|
Geo-Stationary Satellite |
INSAT-3E |
28.09.2003
|
Ariane-5G
|
Geo-Stationary Satellite |
GSAT-2 |
08.05.2003
|
GSLV-D2
|
Geo-Stationary Satellite |
KALPANA-1(METSAT) |
12.09.2002
|
PSLV-C4
|
Geo-Stationary Satellite |
INSAT-3C |
24.01.2002
|
Ariane-42L H10-3
|
Geo-Stationary Satellite |
Technology Experiment Satellite (TES) |
22.10.2001
|
PSLV-C3
|
Earth Observation Satellite |
GSAT-1 |
18.04.2001
|
GSLV-D1
|
Geo-Stationary Satellite |
INSAT-3B |
22.03.2000
|
Ariane-5G
|
Geo-Stationary Satellite |
Oceansat(IRS-P4) |
26.05.1999
|
PSLV-C2
|
Earth Observation Satellite |
INSAT-2E |
03.04.1999
|
Ariane-42P H10-3
|
Geo-Stationary Satellite |
INSAT-2DT |
January 1998
|
Ariane-44L H10
|
Geo-Stationary Satellite |
IRS-1D |
29.09.1997
|
PSLV-C1
|
Earth Observation Satellite |
INSAT-2D |
04.06.1997
|
Ariane-44L H10-3
|
Geo-Stationary Satellite |
IRS-P3 |
21.03.1996
|
PSLV-D3
|
Earth Observation Satellite |
IRS-1C |
28.12.1995
|
Molniya
|
Earth Observation Satellite |
INSAT-2C |
07.12.1995
|
Ariane-44L H10-3
|
Geo-Stationary Satellite |
IRS-P2 |
15.10.1994
|
PSLV-D2
|
Earth Observation Satellite |
Stretched Rohini Satellite Series (SROSS-C2) |
04.05.1994
|
ASLV
|
Space Mission |
IRS-1E |
20.09.1993
|
PSLV-D1
|
Earth Observation Satellite |
INSAT-2B |
23.07.1993
|
Ariane-44L H10+
|
Geo-Stationary Satellite |
INSAT-2A |
10.07.1992
|
Ariane-44L H10
|
Geo-Stationary Satellite |
Stretched Rohini Satellite Series (SROSS-C) |
20.05.1992
|
ASLV
|
Space Mission |
IRS-1B |
29.08.1991
|
Vostok
|
Earth Observation Satellite |
INSAT-1D |
12.06.1990
|
Delta 4925
|
Geo-Stationary Satellite |
INSAT-1C |
21.07.1988
|
Ariane-3
|
Geo-Stationary Satellite |
Stretched Rohini Satellite
Series (SROSS-2) |
13.07.1988
|
ASLV
|
Earth Observation Satellite |
IRS-1A |
17.03.1988
|
Vostok
|
Earth Observation Satellite |
Stretched Rohini Satellite
Series
(SROSS-1) |
24.03.1987
|
ASLV
|
Space Mission |
INSAT-1B |
30.08.1983
|
Shuttle [PAM-D]
|
Geo-Stationary Satellite |
Rohini (RS-D2) |
17.04.1983
|
SLV-3
|
Earth Observation Satellite |
INSAT-1A |
10.04.1982
|
Delta 3910 PAM-D
|
Geo-Stationary Satellite |
Bhaskara-II |
20.11.1981
|
C-1 Intercosmos
|
Earth Observation Satellite |
Ariane Passenger Payload Experiment (APPLE) |
19.06.1981
|
Ariane-1(V-3)
|
Geo-Stationary Satellite |
Rohini (RS-D1) |
31.05.1981
|
SLV-3
|
Earth Observation Satellite |
Rohini (RS-1) |
18.07.1980
|
SLV-3
|
Experimental / Small Satellite |
Rohini Technology Payload (RTP) |
10.08.1979
|
SLV-3
|
Experimental / Small Satellite |
Bhaskara-I |
07.06.1979
|
C-1 Intercosmos
|
Earth Observation Satellite |
Aryabhata |
19.04.1975
|
C-1 Intercosmos
|
Experimental / Small Satellite |
Thursday, April 26, 2012
LIST OF ISRO SATELLITES
India & the sex selection conundrum
What was our immediate response to further decline in
the child sex ratio in India? Within days of the provisional 2011 Census
results (March-April 2011), the Ministry of Health and Family Welfare
reconstituted the Central Supervisory Board for the Pre-conception and
Pre-Natal Diagnostic Techniques (Prohibition of Sex selection) Act 1994 ,
which had not met for 3 years, and on November 30, 2011 the Ministry of
Women and Child Development formed a Sectoral Innovation Council for
Child Sex Ratio. But we are busy dousing flames in haste without looking
to dampen the source. This fire-fighting approach is unlikely to
succeed, because putting out fires in one district virtually ensures its
spread to another. That is what has happened.
The
decline in child sex ratio (0-6 years) from 945 in 1991 to 927 in 2001
and further to 914 females per 1,000 males in 2011 — the lowest since
independence — is cause for alarm, but also occasion for serious policy
re-think. Over the last two decades, the rate of decline appears
to have slowed but what began as an urban phenomenon has spread to rural
areas. This is despite legal provisions, incentive-based schemes, and
media messages. Indians across the country, bridging class and caste
divides, are deliberately ensuring that girls are simply not born. This
artificial alteration of our demographic landscape has implications for
not only gender justice and equality but also social violence, human
development and democracy.
What is wrong?
So
what are we doing wrong — both in the discourse we have created and in
the policy route we have chosen to walk? To start with, we have chosen
to target one symptom (practice of sex selection), instead of evolving a
comprehensive national policy response to a deeply resistant ailment
(son preference/daughter aversion and low status of women in India).
State policy has, in the main, consisted of seeking to stem the supply
of technology that enables sex selection through application of the law —
the PCPNDT Act bans the use of diagnostic techniques for determining
the sex of a foetus. The rationale (framed within an inverted
demand-supply paradigm) is that stopping supply of the technology will
reduce the demand — for determining the sex of the foetus and aborting
if it is female. So far (not withstanding wide publicity about the
PCPNDT Act, including signboards in every clinic, hospital and nursing
home), this hasn't panned out as planned.
Meanwhile,
this singular focus on PCPNDT has triggered an unhealthy discourse
beyond what the law actually bans (using medical diagnostics to
determine the sex of the foetus) to the next step, i.e. the act of
abortion. Over the last few years, the hunt for aborted female foetuses
appears to have become legitimate media pastime and reportage consists
chiefly of stories about “foetuses' foeticide” and “foetal remains.”
Clearly, the goriness of the phenomenon meets the media's need for just a
tad bit of sensation (foetal remains found in gunny bags outside quack
clinics, in the fields, in the dark depths of deep wells, etc.).
While
national attention on this issue is welcome, this is complex terrain.
On the one hand is the right of females to be born, and of society to
protect and preserve a gender balance. On the other hand lies a woman's
right under the Medical Termination of Pregnancy Act (enacted in 1971,
revised in 1975) to have a safe and legal abortion as part of a whole
gamut of reproductive rights. In our zeal to create an environment
against one type of abortion (of a foetus only because it is
female), we end up stigmatising all abortions. Access to safe and legal
abortion for Indian women is already severely limited, and this
environment will not improve things. Indeed the very word ‘foeticide'
i.e. ‘killing' of the foetus (used often without the qualifying ‘female foeticide') dents abortion rights.
Tackling the demand side
As
for tackling the demand side — i.e. addressing the complex reasons that
son preference-daughter aversion is so prevalent — our policy response
has included marking the National Girl Child Day (declared in 2009) on
January 24, sporadically putting up billboards at major intersections
telling us to ‘love the girl child,' ‘beti bachao', ‘stop killing
girls', and a slew of ill-conceived conditional cash transfer schemes
to incentivise the birth of girls at both the Centre and the State
level.
A 2010 desk review of 15 conditional cash
transfer schemes (Dhan Lakshmi, Ladli, Beti Hai Anmol, Kanyadan, and
others) conducted by TV Sekher of IIPS for UNFPA is revealing. Most of
them promised relatively small amounts at maturity, had complex
conditions (immunisation, school enrolment, institutional delivery,
sterilisation, among others), gave cash amounts at the age of 18 (for
dowry?), and were aimed at poor or BPL families. Quite apart from the
objectionable attempt to arm twist every imaginable kind of ‘desired'
behaviour (immunise, educate, sterilise) in return for small sums of
money, the big problem is that these schemes are targeted largely at
poor families. This is not a poor or BPL-only phenomenon. Small cash
amounts are unlikely to make an iota of difference to families who have
resources to pay for sex selective technology. On this issue, Indian
policymakers, accustomed to ‘targeting' the poor (i.e. BPL) need to
bravely enter the unfamiliar terrain of targeting the not-so-poor, the
upwardly mobile, the wealthy.
The advocacy and
communications around this issue, by both the government and NGOs, has
taken the ‘love the girl child' route. It is unexceptionable,
politically correct, and ensconced comfortably in a language of
patriarchal protectiveness (ladki ko bachao). Of course, everyone
likes to ‘love little girls in pigtails,' including MPs who will defeat
the Women's Reservation Bill time and again in Parliament.
Cultural attitudes
The
problem of ‘demand' goes far deeper than our communication or policy
solutions seem to suggest. Sex selection is located at the complex
interface of cultural attitudes, patriarchal prejudice, socioeconomic
pressures, the changes wrought by modernity, and the commercialisation
and misuse of modern medical technology. The impact of modernity and
materialism on the decreased valuation of females i.e. enhanced daughter
aversion, the lack of old-age social security i.e. son preference,
increasing violence against women, property rights, inheritance laws —
each of these and more play a role. We must demand of ourselves an
equally comprehensive national policy on the sex ratio, capable of
addressing each contributory factor.
South Korea & China
South
Korea has beaten the problem by adopting a comprehensive national
response. China, whether or not we agree with its particular national
framework, at least has one. The Chinese government adopted a series of
concurrent policies, strategic actions and laws to promote gender
equality, increase female workforce participation, ensure old age social
security, in addition to banning the use of sex selective diagnostics. The country's sex ratio is showing small signs of improvement.
Finally,
a national communication strategy is key to a national policy response,
and this must rest on acknowledging two things — one, behaviour change
communication is a specialised field whose expertise must be harnessed,
and two, the nature of reproductive decision-making in India is changing
along with immense changes in the Indian family structure. A
communication strategy needs to identify primary targets (decision-makers) and secondary targets (decision supporters),
and reach them through strategic media platforms — traditional,
conventional and new media. As for the core content of messages, a lot
can be said, but for now let us agree to go beyond billboard
exhortations to ‘love the girl child.' And recognise that the girl will
grow up to be a woman one day.
PSLV-C19 SUCCESSFULLY LAUNCHES RISAT-1
The PSLV-C19, the newest in the series of polar satellite launch
vehicles of the Indian Space Research Organisation (ISRO), burst off the
launch-pads of Sriharikota in the wee hours of April 26 on its space
mission of placing indigenously developed Radar Imaging Satellite the RISAT-1 in a polar circular orbit.
After a customarily tense countdown at the ISRO's Satish Dhawan Space
Centre in Sriharikota, at precisely 5.47 a.m., the launch vehicle’s core
stage igniters and set of six strap-on motors ignited within seconds of
each to signal the successful lift-off of the PSLV-C19 with the RISAT
-1 firmly docked inside its metal frames.
The RISAT-1 with a payload of 1858 kg, the heaviest satellite being
launched yet by the PSLV, is a state-of-the-art Active Microwave Remote
Sensing Satellite carrying a Synthetic Aperture Radar (SAR) payload that
will operate in the C-band. In simpler terms, the RISAT-1 can beam back
imaging of the earth surface features during day and night and under
all imagined weather conditions. The SAR which gives the RISAT-1 its
magic lens also makes it superior to the generation of optical remote
sensing satellites in terms of clearer imaging at all times and under
any condition.
Once the PSLV-C19 successfully completed each of the four stages of its
flight in a span of 18 minutes and reported normal parameters,
congratulatory scenes broke out at the Mission Directorate at
Sriharikota.
According to ISRO scientists, once the satellite onboard propulsion
system will raise the orbital altitude to 536 km with orbital
inclination of approximately 97 degrees to place the RISAT-1 into a
polar sun-synchronous orbit, the satellite will begin its daily routine
of 14 orbits with a of 25 days. During its mission life of five years,
RISAT-1 will use its active microwave remote sensing capability for
cloud penetration and day-night imaging of the earth surface and provide
critical data inputs for a range of applications.
The satellite’s applications will range across agriculture — paddy
monitoring in the kharif season — and management of natural disasters
like flood and cyclone and could greatly assist food security planning
in India.
The Polar Satellite Launch Vehicle, in its 21st flight (PSLV-C19),
launches India’s first Radar Imaging Satellite – RISAT-1 into a Polar
Circular Orbit with an altitude of 480 km (+ 40.5 km) and orbital inclination of 97.552 (+ 0.2). RISAT-1 weighing 1858 kg is the heaviest satellite being launched by PSLV.
This is the third flight of the high end version (PSLV-XL) with six extended strap-on motors, each carrying 12 tonnes of solid propellant. (The two earlier flights of PSLV-XL were used to launch Chandrayaan-1 and GSAT-12 Communication Satellite)
This is the third flight of the high end version (PSLV-XL) with six extended strap-on motors, each carrying 12 tonnes of solid propellant. (The two earlier flights of PSLV-XL were used to launch Chandrayaan-1 and GSAT-12 Communication Satellite)
RISAT-1
Radar Satellite-1 (RISAT-1) is a state of the art Microwave Remote
Sensing Satellite carrying a Synthetic Aperture Reader (SAR) Payload
operating in C-band (5.35 GHz), which enables imaging of the surface
features during both day and night under all weather conditions.
Lift-off Mass | 1858 kg |
Orbit | Circular Polar Sun Synchronous |
Orbit Altitude | 536 km |
Orbit Inclination | 97.552o |
Orbit Period | 95.49 min |
Number of Orbits per day | 14 |
Local Time of Equator Crossing | 6:00 am / 6:00 pm |
Power | Solar Array generating 2200 W and one 70 AH Ni-H2 battery |
Repetivity | 25 days |
Attitude and Orbit Control | 3-axis body stabilised using Reaction Wheels, Magnetic Torquers and Hydrazine Thrusters |
Nominal Mission Life | 5 years |
Launch date | April 26, 2012 |
Launch site | SDSC SHAR Centre, Sriharikota, India |
Launch vehicle | PSLV- C19 |
Native anti-malaria drug launched
India on April 25 launched its first indigenously
launched anti-malaria new-age drug ‘Synriam'. The drug, produced by
Ranbaxy Laboratories, was formally introduced for marketing here.
The
drug, launched by Health Minister Ghulam Nabi Azad in the presence of
Science and Technology Minister Vilasrao Deshmukh, has been developed by
the company in collaboration with the Department of Science and
Technology and supported by the Indian Council for Medical Research.
Malaria
claims half a million lives every year globally and India contributes
to 77 per cent malaria cases of the 2.5 million cases of malaria
reported annually from South East Asia.
The
dual-molecule combination drug conforms to the recommendations of World
Health Organisation (WHO) and will be required to be taken only once a
day for three days.
The drug Synriam is to be used
to treat uncomplicated “Plasmodium falciparum” malaria in adults. It
provides relief from most malaria-related symptoms, including fever, and
has a high cure rate of over 95 per cent.
“Today,
India joins the elite club of the countries to have developed a new drug
indigenously for malaria on the occasion of World Malaria Day,” Ranbaxy
Laboratories CEO and MD Arun Sawhney said.
Speaking
on the occasion, Mr. Azad said the drug should be made accessible and
affordable so that poor and needy can purchase it as they are the ones
who are most exposed to malaria.
After commencing
research on the drug in 2003, the company received the Drug Controller
General of India's (DCGI) approval in 2011 to manufacture and market it
in India.
The drug is efficacious and has the
advantage of “compliance and convenience” as it can be taken at any time
before or after meals. The course is one tablet a day for three days.
Unlike artemisinin-based drugs, it has a synthetic source, the
production of which can be scaled up whenever required and a consistent
supply of the drug can be maintained at low cost.
The
company has spent close to $ 30 million on research and development of
the drug, of which the Government of India contributed a total of Rs. 5
crore.
The company also plans to introduce the drug
in African countries once the clinical trials are completed and the
necessary regulatory approvals are received.
Company's
President (R&D) Sudershan Arora said the clinical trials in Africa
will be over by the first quarter of 2013 and the drug could be
introduced in the same year after getting the necessary approvals there.
Allahabad Bank P.O. Exam Solved Paper
GENERAL AWARENESS
(Exam Held on 17-04-2011)
1. Who is the author of the novel “A Bend in the River “?
a) Chetan Baghat
b) Amitav Ghosh
c) V. S. Naipaul
d) Arundhati Roy
e) None of these
2. Who is the author of book “Darkness at Noon”?
a) Salman Rushdi
b) Arun Nayyar
c) Aravind Adiga
d) Arthur Koestler
e) None of these
3. Which of the following terms is associated with the game of Cricket?
a) Center Forward
b) Love
c) LBW
d) Deuce
e) None of these
4. Muammar Muhammad al-Gaddafi is associated with the country -
a) Egypt
b) Ghana
c) Tunisia
d) Iran
e) Libya
5. Which of the following is currency of UAE?
a) Dirham
b) Dolloar
c) Pound
d) EURO
e) Dinar
6. Who is Kapil Sibal?
a) Agriculture Minister
b) Telecom Minister
c) Finance Minister
d) Sports Minister
e) None of these
7. Well known Late Pandit Bhimsen Joshi has excelled himself in -
a) Arts
b) Music
c) Literature
d) Jounalism
e) Sports
8. What is the name of Central Bank of USA?
a) Central Bank U.S.A
b) Reserve Bank of USA
c) Federal Reserve System
d) United States International Bank
e) None of these
9. Vikram Pandit is associated with which of the following banks?
a) United Bank
b) Citigroup Bank
c) HSBC
d) ICICI
e) HDFC
10. Which of the following metal is used in Nuclear Power production plant?
a) Copper
b) Zinc
c) Iron
d) Uranium
e) Barium
11. Which among the following is a renewable energy source?
A) Solar
B) Wind
C) Thermal
a) Only (A)
b) Only (B)
c) Only (C)
d) Both (A) & (B)
e) All (A), (B) & (C)
12. Which of the following states government proposes to setup India’s first Islamic bank in the country?
a) Kerala
b) Gujarat
c) Tamilnadu
d) Utar Pradesh
e) Odisha
13.As per the latest survey of indian economy, which among the following sectors is likely account for maximum share in country’s GDP?
a) Agriculture
b) Services
c) Industries
d) Automobiles
e) None of these
14. Which of the following organisations will distribute UIDAI cards among the citizens of country?
a) LIC
b) RBI
b) CSO
d) Ministry of Foreign Affairs
e) None of these
15. Which of the following organisation has announced to setup a core banking facilities in rural areas and rural infrastucture?
a) SBI
b) RBI
c) ICICI
d) Rural Co-operative Banks
e) NABARD
16. What does the letter M stands for in SME, a commonly used abbriviation in financial parlance?
a) Millionaire
b) Miles
c) Medium
d) Mid-term
e) Monetary
17. What is the full form of SWIFT used in finance/banking sector?
a) Society for Worldwide International Financial Telecommunication
b) Society for Worldwide Interbank Financial Telecommunication
c) Society for Worldwide Interbank Financial Taxation
d) Society for Worldwide International Financial Taxation
e) None of these
18. RBI appointed a committee under the chairmanship of D. Mohanty to look into -
a) 2G spectrum scam
b) Implementation of Base Rate
c) Bank’s Saving Interest rate
d) Inflation
e) None of these
19. The government has proposed to setup Megha Food Parks in the country in order to-
a) control food prices
b) reduce wastage of farm produce
c) improve health facilities in urban areas
c) improve the food supply chain
e) None of these
20. What does the term IRR stands for in banking/financial parlance?
a) Interest Rate Risk
b) Interest Rate of Return
c) Internal Rate of Return
d) Internal Recovery Risk
e) None of these
21. Which of the following organizations provide credit history of the borrowers?
a) RBI
b) AMFI
c) CRISIL
d) SEBI
e) CIBIL
22. Which among the following rates is likely to effect the bank’s loan interest rate?
a) Repo rate / Bank Rate
b) CRR / SLR
c) Inflation rate
d) Reverse Repo Rate
e) None of these
23. At which of the following rates a bank borrows money from RBI?
a) Reverse Repo Rate
b) Cash Reserve Ratio
c) Repo Rate
d) SLR
e) None of these
24. The Indian economy has registered a growth of _________ in Fiscal Year 2009-10.
a) 7.2%
b) 7.4%
c) 6.7%
d) 8.1%
e) None of these
25. What is the expansion of the term FIMMDA?
a) Fixed Income Money Market and Development Association of India.
b) Floating Income Money Market and Derivatives Association of India.
c) Fixed Income Money Market and Derivatives Association of India
d) Fixed Income Money Market and Derivatives Agency of India.
e) None of these
26. Which among the following countries was second largest importer of services and goods in 2009-10 ?
a) USA
b) China
c) India
d) Germany
e) Japan
27. Nobel Laureate Muhammad Yunus is bleong to which of following countires?
a) Pakistan
b) Irak
c) UAE
d) Bangladesh
e) Afghanistan
28. Pipavav Port is situated in which of following states?
a) Gujarat
b) Tamilnadu
c) Kerala
d) Andhra Pradesh
e) Odisha
* Pipavav Port is India’s first port in the private sector
29. Niyamgiri bauxite mining project is to be carried out in which of the following states?
a) West Bengal
b) Orissa
c) Jharkhand
d) Andhra Pradesh
e) None of these
30. Which of the following schemes has been launched by government of india for school childrens?
a) MNREGA ( Mahatma Gandhi National Rural Employment Guarantee Act)
b) SEWA ( Self Employed Women’s Association )
c) Mid Day Meal
d) UIDAI ( Unique Identification Authority of India)
e) None of these
31. The precautionary limit of the Lok-Adalat has been fixed up to Rs._______
a) 5 lakh
b) 10 lakh
c) 15 lakh
d) 20 lakh
e) None of these
32. Which of the following theories is used in economic parlance?
a) Keynesian theory
b) Pascal’s Theory
c) Gravity Theory
d) Affinity matrix
e) None of these
33. Which of the following terms is not used in banking/finance parlance?
a) Credit
b) Debit
c) Discount
d) Absolute Zero
e) None of these
34. Which of the following terms is not used in banking/finance parlance?
a) Balance sheet
b) Commercial paper
c) HIV virus
d) Hedge fund
e) None of these
35. What is CARTOSAT-2B?
a) a fighter jet developed by DRDO
b) an advanced Remote Sensing Satellite built by ISRO
c) an Unmanned Aerial Vehicle (UAV) developed by India’s ADE
d) a type of supercomputer developed by IIT, Khadagpur
e) None of these
36. Which among the following european countries is facing debt crisis?
a) Ireland
b) Netherland
c) France
d) Portugal
e) None of these
37. Which of the following acts was introduced to prevent the utilisation of money derived from crime?
a) Banking Regulation Act, 1949
b) Reserve Bank of India Act, 1934
c) Prevention of Money Laundering Act 2002
d) Deposit Insurance and Credit Guarantee Corporation Act, 1961
e) None of these
38. ASHA scheme aims at which of the following areas?
a) Health
b) Food
c) Education
d) Employment
e) None of these
39. Which of the following document show the balance of cash of an individual in banking/finanancial institutions on a particular date?
a) Annual Trade Report
b) Reconciliation Statement
c) Balance Sheet
d) Quarterly return statement submitted to RBI
e) None of these
40. Which among the following terms is not related to banking/finance sector?
a) Amortization
b) Breakeven Point
c) Acid Test Ratio
d) ELISA test
e) None of these
41. As per National Advisory Council (NAC) recommendations for National Food Security Bill (NFSB) which one of following is true in context of priority sector households?
a) Each BPL family would be entitled by law to get 20 kg of rice or wheat per month
b) Each BPL family would be entitled by law to get 25 kg of rice or wheat per month
c) Each BPL family would be entitled by law to get 30 kg of rice or wheat per month
d) Each BPL family would be entitled by law to get 35 kg of rice or wheat per month
e) None of these
42. As per the union budget fiscal deficit pegged at ______.
a) 3.2% of GDP
b) 4.6% of GDP
c) 3.6% of total costs
d) 4.2% of total costs
e) None of these
(Note : no financial year was given in the question so some confusion there, but for FY 2011-12 it is 4.6% of GDP and for current FY 2010-11 it is 5.1% of GDP).
43. Which among the following terms is not related to banking/finance sector?
a) Prime rate
b) Line of Credit
c) Centrifugal force
d) Solvency
e) None of these
44. Which of the following institutions/banks is the primary monetary authority of India?
a) SBI
b) RBI
c) SEBI
d) Finance Ministry
e) None of these
45. How much initial amount will subsidised by the government to get new LPG connection for a single poor person?
a) Rs. 500
b) Rs. 700
c) Rs. 1200
d) Rs. 1400
e) None of these
46. Which of the following is/are key industries in india?
a) oil/petroleum refining
b) steel / electricity
c) cement / coal
a) Only (A)
b) Only (B)
c) Only (C)
d) Both (B) & (C)
e) All (A), (B) & (C)
47. Which of the following rates is long term Interest rate measure?
a) Repo rate
b) Bank rate
c) Reverse Repo Rate
d) Fixed Interest rate
e) None of these
48. The design of new product and improving the old product by adding new features to it is called
a) Product enrichment
b) Product enhancement
c) High-valued product
d) Improved product
e) None of these
49. A group of big industrialists and businessmen of India wrote an open letter addressed to Indian government on which of follwoing issues?
a) Corporate governance
b) Government deficit
c) Inflation
d) Petrol prices
e) None of these
50. Which among the following sectors receiving the maximum FDI equity inflow into India during FY 2009–10 ?
a) Services sector
b) Housing and real estate
c) Construction activities
d) Education business
e) None of these
(Exam Held on 17-04-2011)
1. Who is the author of the novel “A Bend in the River “?
a) Chetan Baghat
b) Amitav Ghosh
c) V. S. Naipaul
d) Arundhati Roy
e) None of these
2. Who is the author of book “Darkness at Noon”?
a) Salman Rushdi
b) Arun Nayyar
c) Aravind Adiga
d) Arthur Koestler
e) None of these
3. Which of the following terms is associated with the game of Cricket?
a) Center Forward
b) Love
c) LBW
d) Deuce
e) None of these
4. Muammar Muhammad al-Gaddafi is associated with the country -
a) Egypt
b) Ghana
c) Tunisia
d) Iran
e) Libya
5. Which of the following is currency of UAE?
a) Dirham
b) Dolloar
c) Pound
d) EURO
e) Dinar
6. Who is Kapil Sibal?
a) Agriculture Minister
b) Telecom Minister
c) Finance Minister
d) Sports Minister
e) None of these
7. Well known Late Pandit Bhimsen Joshi has excelled himself in -
a) Arts
b) Music
c) Literature
d) Jounalism
e) Sports
8. What is the name of Central Bank of USA?
a) Central Bank U.S.A
b) Reserve Bank of USA
c) Federal Reserve System
d) United States International Bank
e) None of these
9. Vikram Pandit is associated with which of the following banks?
a) United Bank
b) Citigroup Bank
c) HSBC
d) ICICI
e) HDFC
10. Which of the following metal is used in Nuclear Power production plant?
a) Copper
b) Zinc
c) Iron
d) Uranium
e) Barium
11. Which among the following is a renewable energy source?
A) Solar
B) Wind
C) Thermal
a) Only (A)
b) Only (B)
c) Only (C)
d) Both (A) & (B)
e) All (A), (B) & (C)
12. Which of the following states government proposes to setup India’s first Islamic bank in the country?
a) Kerala
b) Gujarat
c) Tamilnadu
d) Utar Pradesh
e) Odisha
13.As per the latest survey of indian economy, which among the following sectors is likely account for maximum share in country’s GDP?
a) Agriculture
b) Services
c) Industries
d) Automobiles
e) None of these
14. Which of the following organisations will distribute UIDAI cards among the citizens of country?
a) LIC
b) RBI
b) CSO
d) Ministry of Foreign Affairs
e) None of these
15. Which of the following organisation has announced to setup a core banking facilities in rural areas and rural infrastucture?
a) SBI
b) RBI
c) ICICI
d) Rural Co-operative Banks
e) NABARD
16. What does the letter M stands for in SME, a commonly used abbriviation in financial parlance?
a) Millionaire
b) Miles
c) Medium
d) Mid-term
e) Monetary
17. What is the full form of SWIFT used in finance/banking sector?
a) Society for Worldwide International Financial Telecommunication
b) Society for Worldwide Interbank Financial Telecommunication
c) Society for Worldwide Interbank Financial Taxation
d) Society for Worldwide International Financial Taxation
e) None of these
18. RBI appointed a committee under the chairmanship of D. Mohanty to look into -
a) 2G spectrum scam
b) Implementation of Base Rate
c) Bank’s Saving Interest rate
d) Inflation
e) None of these
19. The government has proposed to setup Megha Food Parks in the country in order to-
a) control food prices
b) reduce wastage of farm produce
c) improve health facilities in urban areas
c) improve the food supply chain
e) None of these
20. What does the term IRR stands for in banking/financial parlance?
a) Interest Rate Risk
b) Interest Rate of Return
c) Internal Rate of Return
d) Internal Recovery Risk
e) None of these
21. Which of the following organizations provide credit history of the borrowers?
a) RBI
b) AMFI
c) CRISIL
d) SEBI
e) CIBIL
22. Which among the following rates is likely to effect the bank’s loan interest rate?
a) Repo rate / Bank Rate
b) CRR / SLR
c) Inflation rate
d) Reverse Repo Rate
e) None of these
23. At which of the following rates a bank borrows money from RBI?
a) Reverse Repo Rate
b) Cash Reserve Ratio
c) Repo Rate
d) SLR
e) None of these
24. The Indian economy has registered a growth of _________ in Fiscal Year 2009-10.
a) 7.2%
b) 7.4%
c) 6.7%
d) 8.1%
e) None of these
25. What is the expansion of the term FIMMDA?
a) Fixed Income Money Market and Development Association of India.
b) Floating Income Money Market and Derivatives Association of India.
c) Fixed Income Money Market and Derivatives Association of India
d) Fixed Income Money Market and Derivatives Agency of India.
e) None of these
26. Which among the following countries was second largest importer of services and goods in 2009-10 ?
a) USA
b) China
c) India
d) Germany
e) Japan
27. Nobel Laureate Muhammad Yunus is bleong to which of following countires?
a) Pakistan
b) Irak
c) UAE
d) Bangladesh
e) Afghanistan
28. Pipavav Port is situated in which of following states?
a) Gujarat
b) Tamilnadu
c) Kerala
d) Andhra Pradesh
e) Odisha
* Pipavav Port is India’s first port in the private sector
29. Niyamgiri bauxite mining project is to be carried out in which of the following states?
a) West Bengal
b) Orissa
c) Jharkhand
d) Andhra Pradesh
e) None of these
30. Which of the following schemes has been launched by government of india for school childrens?
a) MNREGA ( Mahatma Gandhi National Rural Employment Guarantee Act)
b) SEWA ( Self Employed Women’s Association )
c) Mid Day Meal
d) UIDAI ( Unique Identification Authority of India)
e) None of these
31. The precautionary limit of the Lok-Adalat has been fixed up to Rs._______
a) 5 lakh
b) 10 lakh
c) 15 lakh
d) 20 lakh
e) None of these
32. Which of the following theories is used in economic parlance?
a) Keynesian theory
b) Pascal’s Theory
c) Gravity Theory
d) Affinity matrix
e) None of these
33. Which of the following terms is not used in banking/finance parlance?
a) Credit
b) Debit
c) Discount
d) Absolute Zero
e) None of these
34. Which of the following terms is not used in banking/finance parlance?
a) Balance sheet
b) Commercial paper
c) HIV virus
d) Hedge fund
e) None of these
35. What is CARTOSAT-2B?
a) a fighter jet developed by DRDO
b) an advanced Remote Sensing Satellite built by ISRO
c) an Unmanned Aerial Vehicle (UAV) developed by India’s ADE
d) a type of supercomputer developed by IIT, Khadagpur
e) None of these
36. Which among the following european countries is facing debt crisis?
a) Ireland
b) Netherland
c) France
d) Portugal
e) None of these
37. Which of the following acts was introduced to prevent the utilisation of money derived from crime?
a) Banking Regulation Act, 1949
b) Reserve Bank of India Act, 1934
c) Prevention of Money Laundering Act 2002
d) Deposit Insurance and Credit Guarantee Corporation Act, 1961
e) None of these
38. ASHA scheme aims at which of the following areas?
a) Health
b) Food
c) Education
d) Employment
e) None of these
39. Which of the following document show the balance of cash of an individual in banking/finanancial institutions on a particular date?
a) Annual Trade Report
b) Reconciliation Statement
c) Balance Sheet
d) Quarterly return statement submitted to RBI
e) None of these
40. Which among the following terms is not related to banking/finance sector?
a) Amortization
b) Breakeven Point
c) Acid Test Ratio
d) ELISA test
e) None of these
41. As per National Advisory Council (NAC) recommendations for National Food Security Bill (NFSB) which one of following is true in context of priority sector households?
a) Each BPL family would be entitled by law to get 20 kg of rice or wheat per month
b) Each BPL family would be entitled by law to get 25 kg of rice or wheat per month
c) Each BPL family would be entitled by law to get 30 kg of rice or wheat per month
d) Each BPL family would be entitled by law to get 35 kg of rice or wheat per month
e) None of these
42. As per the union budget fiscal deficit pegged at ______.
a) 3.2% of GDP
b) 4.6% of GDP
c) 3.6% of total costs
d) 4.2% of total costs
e) None of these
(Note : no financial year was given in the question so some confusion there, but for FY 2011-12 it is 4.6% of GDP and for current FY 2010-11 it is 5.1% of GDP).
43. Which among the following terms is not related to banking/finance sector?
a) Prime rate
b) Line of Credit
c) Centrifugal force
d) Solvency
e) None of these
44. Which of the following institutions/banks is the primary monetary authority of India?
a) SBI
b) RBI
c) SEBI
d) Finance Ministry
e) None of these
45. How much initial amount will subsidised by the government to get new LPG connection for a single poor person?
a) Rs. 500
b) Rs. 700
c) Rs. 1200
d) Rs. 1400
e) None of these
46. Which of the following is/are key industries in india?
a) oil/petroleum refining
b) steel / electricity
c) cement / coal
a) Only (A)
b) Only (B)
c) Only (C)
d) Both (B) & (C)
e) All (A), (B) & (C)
47. Which of the following rates is long term Interest rate measure?
a) Repo rate
b) Bank rate
c) Reverse Repo Rate
d) Fixed Interest rate
e) None of these
48. The design of new product and improving the old product by adding new features to it is called
a) Product enrichment
b) Product enhancement
c) High-valued product
d) Improved product
e) None of these
49. A group of big industrialists and businessmen of India wrote an open letter addressed to Indian government on which of follwoing issues?
a) Corporate governance
b) Government deficit
c) Inflation
d) Petrol prices
e) None of these
50. Which among the following sectors receiving the maximum FDI equity inflow into India during FY 2009–10 ?
a) Services sector
b) Housing and real estate
c) Construction activities
d) Education business
e) None of these
Wednesday, April 25, 2012
Nalanda University ACT to be Ammended
Planning Commission has constituted a Committee to
suggest Amendments in the Nalanda University Act, 2010.
Prof.N.R.MadhavaMenon, Former Vice-Chancellor, West Bengal National
University of Juridical Sciences, Kolkata will be the Chairman of the 10
member committee, other members include are Prof.Pankaj Chandra,
Director, IIM Bangalore, Dr.GopaSabharwal, Vice Chancellor, Nalanda
University, Prof. G. Mohan Gopal, Director Rajiv Gandhi Institute for
Contemporary Studies, New Delhi, Prof. K. Rajiv Saxena, Vice President,
South Asia University, Dr.MeenakshiGopinath , Principal,LSR, New Delhi,
Dr.JitendraNath Mishra, Joint Secretary, MEA , and the committee will
also have representatives of Department of Legislative Affairs &
Department of Expenditure will be as members.
The Committee would examine the Nalanda University Act, 2010 particularly provisions relating to academic, administrative and financial autonomy and suggest amendments to provide for full autonomy in matters relating to making appointments, determining salaries and emoluments and auditing. The Committee would also suggest amendments in the Act to ensure that the university acquires international stature and excellence through representative and flexible governance and forward looking legislation. It would first examine Statutes, existing Ordinances and Regulation and suggest changes so that these are consistent with the Act and lay down broad principles for making Statutes, existing Ordinances and future Regulations in the interest of consistency and clarity and would suggest amendments / insertions in the Act to take care of existing gaps with a view to see that the University functions smoothly.
The Committee would examine the Nalanda University Act, 2010 particularly provisions relating to academic, administrative and financial autonomy and suggest amendments to provide for full autonomy in matters relating to making appointments, determining salaries and emoluments and auditing. The Committee would also suggest amendments in the Act to ensure that the university acquires international stature and excellence through representative and flexible governance and forward looking legislation. It would first examine Statutes, existing Ordinances and Regulation and suggest changes so that these are consistent with the Act and lay down broad principles for making Statutes, existing Ordinances and future Regulations in the interest of consistency and clarity and would suggest amendments / insertions in the Act to take care of existing gaps with a view to see that the University functions smoothly.
Tuesday, April 24, 2012
GENERAL AWARENESS FOR BANK EXAMS
1. Paying for facilities like issuance of demand drafts, cheque books,
credit or debit cards and ATM interchange may soon become pass as
public sector lender ____ waived all service charges on current and
savings accounts (CASA), the first by any bank. The move is aimed at
increasing the bank’s below-industry average CASA deposits and the bank
expects to double its retail account to 1 crore in the next 12 months.
a) SBI
b) PNB
c) Canara Bank
d) IDBI Bank
e) None of these
2. At present, how many families are categorized as BPL?
a) 5.10 cr
b) 6.52 cr
c) 7.81 cr
d) 10.40 cr
e) None of these
3. DTC stands for
a) Direct Tax Code
b) Disinvestment Tax Code
c) Derivative Trade Code
d) Distinct Tax Code
e) Delhi Tax Code
4. In a surprise move and to the disappointment of taxpayers, the government on Aug 30 deferred the implementation of the Direct Taxes Code (DTC) by a year to ___, 2012 and sough to waive the preferential treatment to woman in tax payment in the name of gender equity.
a) Jan 1
b) Mar 31
c) Apr 1
d) Dec 31
e) None of these
5. Which of the following statement is/are true about Direct Taxes Code (DTC)?
A) Under the Direct Taxes Code Bill, 2010 – tabled in the Lok Sabha by finance minister Pranab Mukherjee and referred to the Select Committee of Parliament for scrutiny – the government has sought to raise the income tax exemption limit from Rs.1.6 Lakh to Rs.2 Lakh while retaining a host of incentives for individuals.
B) While senior citizens (above 65 years) will enjoy a higher exemption of Rs.2.5 Lakh, woman taxpayers will have no additional relief as they have not been categorized separately.
C) As for corporate taxes, the levy will be at a flat rate of 30 per cent with no surcharges or cesses. The minimum alternate tax (MAT)will be levied on book profits at 20 per cent.
a) Only A
b) Only A& B
c) Only B&C
d) All the above
e) None of these
6. Name the country with India has signed a protocol to the Double Taxation Avoidance Agreement that would the wealth illegally stashed away in banks.
a) Britain
b) US
c) Switzerland
d) France
e) None of these
7. In a major step to alleviate delays in wage payments under the Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS), which state govt has launched an “e-Shakti Financial Inclusion” scheme, the first of its kind in the country?
a) UP
b) MP
c) Bihar
d) Maharashtra
e) None of these
8. Name the bank whose chairman Stephan K Green will be appointed as the minister of state for trade and investment.
a) HSBC Holdings
b) Standard Chartered Bank
c) Barclays Bank
d) Royal Bank of Scotland
e) None of these
9. In a big boost to the disinvestment programme of the UPA-II Government, the Petroleum and Natural Gas Ministry gave its green signal to the sale of government’s stake in Oil and Natural Gas Corporation (ONGC) and Indian Oil Corporation (IOC), a move aimed at raising around __________ this fiscal.
a) Rs. 14,000 cr
b) Rs.18,000 cr
c) Rs.24,000 cr
d) Rs. 30,000 cr
e) None of these
10. With a net worth of US$62 billion, Mukesh Ambani would be the richest man of earth in ___________, going past the current claimant, Mexican businessman Carlos Slim, according to a forecast by Forbes.
a) 2012
b) 2014
c) 2016
d) 2018
e) None of these
11. In one of his speeches Pranab Mukherjee said that the Govt had no plans to dilute the roles of market regulators. This means the role of which of the following will not be diluted?
a) Life Insurance Corporation of India (LIC)
b) Confederation of Indian Industry (CII)
c) Federation of Chambers of Commerce & Industry (FICCI)
d) Bureau of Indian Standards
e) Securities & Exchange Board of India (SEBI)
12. What is the full form of “ULIP’, the term which was in the news recently?
a) Universal Life & Investment Plan
b) Unit Loan & Insurance Plan
c) Universal Loan & Investment Plan
d) Uniformly Loaded Investment Plan
e) Unit Linked Insurance Plan
13. As per the news published in some major financial news papers, the Maharashtra Govt is planning to introduce “Green Tax” on Vehicles. What is the Purpose of Green Tax?
a) It has been introduced with the aim of discouraging high consumption of petroleum products.
b) It is a tax levied by the Govt in place of VAT as VAT is not very profitable for State Govts.
c) It is just like a toll tax which will be charges from all the vehicles whenever they enter green areas of a city like hospitals, schools, and old-age homes.
d) This is a tax levied on big commercial vehicles only with the aim of prohibiting them from entering residential areas and non-commercial areas.
e) None of these
14. Very often we read in newspapers about 3 G Third Generation Technology. This is a set of standards used by which of the following?
a) To Combat climatic changes
b) Production of nuclear energy
c) Film production
d) Mobile telecommunications
e) All of these
15. Which of the following companies is NOT in the field of insurance business?
a) ICICI Prudential
b) Bajaj Allianz
c) Tata AIG
d) Aegon Religare
e) Royal Orchild
16. Many times we read that a corporate entity is in the process of raising its capital base. Why is a company required to raise money to strengthen its capital base?
A) To finance its diversification Plans
B) To finance its diversification plans
C) To repay its loans and borrowings
a) Only A
b) Only B
c) Only C
d) Only A & B
e) All A, B&C
17. Many times we read in newspapers that a company is planning to bring a public issue. What does it mean?
A) Shares of the company will be issued only through public sector organizations like banks/Central financial institutions etc.
B) Shares of the company will be issued to general public only through primary market.
C) This means some stakeholders/ promoters are willing to leave the company. Hence they wish to sell their stock to the general public.
a) Only A
b) Only B
c) Only C
d) All A,B&C
e) None of these
18. Whenever some people wish to enter into the business world, it is a must for them to approach a bank. What services do banks provide them in this regard?
A) Banks act as payment agents by operating current accounts, paying cheques and receiving payments for them.
B) Maintaining account books for them for their day-to- day activities so that they are not required to appoint account/finance personnel on a regular basis.
C) Lending money by way of overdraft, installment loan, credit or advance for business activities
a) Only A
b) Only B
c) Only C
d) Only A&C
e) All of these
19. As we all have noticed, banks these days are giving more emphasis on “Branchless Banking”. What does this really mean?
A) Banks will not have many branches as used to be in the good old days. Instead, the number of branches will be restricted and will conduct only a specified core business.
B) Banks will launch/operate many delivery channels like ATMs, Mobile Banking/ Internet Banking etc sot that people are not required to visit a branch for their usual banking needs.
C) This means banks will issue only debit or credit cards for all types of day-to-day financial transactions. Cheques/cash payments will not be allowed.
a) Only A
b) Only B
c) Only A&B
d) Only B&C
e) All A, B&C
20. Which of the following is NOT a function of a bank?
a) Providing project finance
b) Selling Mutual Funds
c) Deciding policy rates like CRR, Repo Rate / SLR etc
d) Settlement of payments of behalf of the customers
e) All of these are functions of a bank
21. Which of the following is a form of “savings Bank” popular among the poor or children?
a) Core Banking
b) Credit Banking
c) Debit Card
d) Merchant Banking
e) Piggy Banking
22. Dr. Amartya Sen is a famous
a) Physicist
b) Chemical Engineer
c) Psychologist
e) Economist
e) None of these
23. Which of the following nations is considered the originator of the concept of Micro Finance?
a) India
b) Bangladesh
c) South Africa
d) USA
e) None of these
24. Govt normally does not announce the Minimum Support Price (MSP) of
a) Wheat
b) Paddy
c) Sugarcane
d) Jute
e) All of these
25. At present Dr.D Subbarao is the
a) Governor of Orissa
b) Deputy Chairman of the Planning Commission
c) Chairman of the FICCI
d) India’s Representative in IMF
e) None of these
26. Banks borrow money from the RBI on which of the following rates?
a) Bank rate
b) CRR
c) SLR
d) Reverse Repo Rate
e) Repo Rate
27. Which of the following is NOT a part of India’s Money Market?
a) Bill Market
b) Call Money Market
c) Banks
d) Mutual Funds
e) Indian Gold Council
28. Which of the following is/are NOT the feature(s) of India’s Foreign Trade Policy (2004 to 2009)?
A) To double India’s percent age share of global trade from present 0.7 per cent to 1.5 per cent by 2009
B) Simplifying the procedures and bringing down the cost
C) Make SAARC countries India’s most preferred foreign trade partners by 2009
a) Only I
b) Only II
c) Only III
d) All I, II and III
e) Only I and III
29. Which of the following is /are the measure(s) taken by the Reserve Bank of India (RBI) to ease the liquidity crunch in the country?
A) Cut in Cash Reserve Ratio and Statutory Liquidity Ratio.
B) Increase the flow of foreign direct investment
C) Supply of additional currency notes in the market.
a) Only I
b) Only II
c) Only III
d) All I, II and III
e) None of these
30. Which of the following services is NOT provided by the post offices of India?
a) Savings Bank Scheme
b) Retailing of Mutual Funds
c) Sale of Stamp Papers (Judicial)
d) Issuance of Demand Drafts
e) Life Insurance Cover
31. Which of the following is true of New Lending Rate System in Banks?
a) For existing loans, the base rate would be applicable once they matured.
b) For new loans, the base rate would be levied immediately.
c) Banks can not charge customers any fee for such switch-over.
d) All of these
e) None of these
32. According to recently released RBI data on the Balance of Payment, net portfolio investments into country during April- December amounted to
a) $ 23.6 billion
b) $ 30.4 billion
c) $ 32.8 billion
d) $ 36.6 billion
e) $ 40.4 billion
33. Which of the following is NOT a Government sponsored organization?
a) Small Industries Development Bank of India
b) NABARD
c) National Housing Bank
d) ICICI Bank
e) All are government sponsored
34. The Reserve Bank has constituted a working group to review the current operating procedure of monetary policy, as transmission of the policy to the rest of the system remains imperfect. The group, to be headed by RBI executive director ___________, will also review the liquidity adjustment facility (LAF), through which the central bank manages money supply in the system on a day-to-day basis.
a) Usha Thorat
b) Deepak Mohanty
c) Rakesh Mohan
d) Naresh Chandra
e) None of these
35. SEBI was established in
a) 1993
b) 1992
c) 1988
d) 1990
e) None of these
36. The working of SEBI includes:
a) To regulate the dealings of share market
b) To check the foul dealings in share market
c) To control the inside trading of shares
d) All of these
e) None of these
37. The ‘Ad hoc Treasury Bill a system’ of meeting budget deficit in India was replaced by a system which came into force on
a) March 31,1997
b) April 1,1996
c) April 1,1997
d) March 31, 1996
e) None of these
38. The recommendations of the 13th Finance Commission has become/will be operational during the period
a) 2009-14
b) 2010 – 15
c) 2011 – 16
d) 2012 – 2017
e) None of these
39. Rural Woman can avail the benefit of Mahila Samriddhi Yojana if they open their account in
a) Rural Pot Offices
b) Commercial Banks
c) Rural Development Bank
d) Any of the above
e) None of these
40. The rate at which banks lend to RBI is known as
a) Bank Rate
b) Repo Rate
c) Reverse Repo Rate
d) Interest Rate
e) None of these
41. The cause of deflation is
a) Lack of goods and services as compared to money supply
b) Lack of imports as compared to exports
c) Lack of money supply as compared to supply of goods and services
d) Lack of money supply and goods
e) None of these
42. Which bank in India performs the duties of the central bank?
a) Central Bank of India
b) State Bank of India
c) Reserve Bank of India
d) Bank of India
e) None of these
43. Mixed Economy means
a) Co-existence of small and large industries
b) Promoting both Agriculture and Industries in the economy
c) Co-existence of public and private sectors
d) Co-existence of the rich and the poor
e) None of these
44. ‘Pure Banking, Northing Else’ is a slogan raised by
a) ICICI Bank
b) HDFC Bank
c) SBI
d) UTI Bank
e) None of these
45. Which of the following is true about Swavalamban Scheme?
A) Finance minister Pranab Mukherjee will launch the Swavalamban scheme in Murshidabad district of West Bengal.
B) As per the scheme, the Centre will contribute Rs.1,000 a year to each New Pension Scheme (NPS) account opened in the current year.
C) The contribution will be made till 2013 – 14
D) To be eligible, a person will have to make a minimum contribution of Rs.1,000 and maximum contribution of Rs.12,000 per annum.
a) Only A,B & C
b) Only A, C & D
c) Only A & D
d) All the above
e) None of these
46. The axe finally fell on Asia’s first cooperative bank, ___________, when the Reserve Bank of India (RBI) cancelled its licence and asked it not to continue any banking – related transactions until further directions.
a) Saraswat Co-operative Bank Ltd
b) Cosmos Co-operative Bank Ltd
c) Nadar Co-operative Bank Ltd
d) Anyonya Cooperative Bank Ltd
e) None of these
47. 13th Finance Commission was constituted under the Chairmanship of
a) YSP Thorat
b) Vijai L Kelkar
c) TS Vijayan
d) Laxmi Narayan
e) None of these
48. SEBI is a
a) Statutory body
b) Advisory body
c) Constitutional body
d) Non-statutory body
e) None of these
49. Bank Cash Transaction Tax (BCTT) was withdrawn with effect from
a) January 1, 2009
b) March 1, 2009
c) March 31, 2009
d) April 1, 2009
e) None of these
50. Which committee recommended abolition of tax rebates under Section 88?
a) Chelliah Committee
b) Kelkar Committee
c) Shome Committee
d) Naresh Chandra Committee
e) None of these
ANSWERS :
1.D 2.B 3.A 4.C 5.D 6.C 7.C 8.A 9.C 10.B
11.E 12.E 13.E 14.D 15.E 16.A 17.B 18.D 19.E 20.C
21.E 22.D 23.B 24.D 25.E 26.E 27.E 28.D 29.A 30.E
31.D 32.C 33.D 34.B 35.C 36.D 37.C 38.B 39.A 40.C
41.C 42.C 43.C 44.C 45.D 46.D 47.B 48.A 49.D 50.B
a) SBI
b) PNB
c) Canara Bank
d) IDBI Bank
e) None of these
2. At present, how many families are categorized as BPL?
a) 5.10 cr
b) 6.52 cr
c) 7.81 cr
d) 10.40 cr
e) None of these
3. DTC stands for
a) Direct Tax Code
b) Disinvestment Tax Code
c) Derivative Trade Code
d) Distinct Tax Code
e) Delhi Tax Code
4. In a surprise move and to the disappointment of taxpayers, the government on Aug 30 deferred the implementation of the Direct Taxes Code (DTC) by a year to ___, 2012 and sough to waive the preferential treatment to woman in tax payment in the name of gender equity.
a) Jan 1
b) Mar 31
c) Apr 1
d) Dec 31
e) None of these
5. Which of the following statement is/are true about Direct Taxes Code (DTC)?
A) Under the Direct Taxes Code Bill, 2010 – tabled in the Lok Sabha by finance minister Pranab Mukherjee and referred to the Select Committee of Parliament for scrutiny – the government has sought to raise the income tax exemption limit from Rs.1.6 Lakh to Rs.2 Lakh while retaining a host of incentives for individuals.
B) While senior citizens (above 65 years) will enjoy a higher exemption of Rs.2.5 Lakh, woman taxpayers will have no additional relief as they have not been categorized separately.
C) As for corporate taxes, the levy will be at a flat rate of 30 per cent with no surcharges or cesses. The minimum alternate tax (MAT)will be levied on book profits at 20 per cent.
a) Only A
b) Only A& B
c) Only B&C
d) All the above
e) None of these
6. Name the country with India has signed a protocol to the Double Taxation Avoidance Agreement that would the wealth illegally stashed away in banks.
a) Britain
b) US
c) Switzerland
d) France
e) None of these
7. In a major step to alleviate delays in wage payments under the Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS), which state govt has launched an “e-Shakti Financial Inclusion” scheme, the first of its kind in the country?
a) UP
b) MP
c) Bihar
d) Maharashtra
e) None of these
8. Name the bank whose chairman Stephan K Green will be appointed as the minister of state for trade and investment.
a) HSBC Holdings
b) Standard Chartered Bank
c) Barclays Bank
d) Royal Bank of Scotland
e) None of these
9. In a big boost to the disinvestment programme of the UPA-II Government, the Petroleum and Natural Gas Ministry gave its green signal to the sale of government’s stake in Oil and Natural Gas Corporation (ONGC) and Indian Oil Corporation (IOC), a move aimed at raising around __________ this fiscal.
a) Rs. 14,000 cr
b) Rs.18,000 cr
c) Rs.24,000 cr
d) Rs. 30,000 cr
e) None of these
10. With a net worth of US$62 billion, Mukesh Ambani would be the richest man of earth in ___________, going past the current claimant, Mexican businessman Carlos Slim, according to a forecast by Forbes.
a) 2012
b) 2014
c) 2016
d) 2018
e) None of these
11. In one of his speeches Pranab Mukherjee said that the Govt had no plans to dilute the roles of market regulators. This means the role of which of the following will not be diluted?
a) Life Insurance Corporation of India (LIC)
b) Confederation of Indian Industry (CII)
c) Federation of Chambers of Commerce & Industry (FICCI)
d) Bureau of Indian Standards
e) Securities & Exchange Board of India (SEBI)
12. What is the full form of “ULIP’, the term which was in the news recently?
a) Universal Life & Investment Plan
b) Unit Loan & Insurance Plan
c) Universal Loan & Investment Plan
d) Uniformly Loaded Investment Plan
e) Unit Linked Insurance Plan
13. As per the news published in some major financial news papers, the Maharashtra Govt is planning to introduce “Green Tax” on Vehicles. What is the Purpose of Green Tax?
a) It has been introduced with the aim of discouraging high consumption of petroleum products.
b) It is a tax levied by the Govt in place of VAT as VAT is not very profitable for State Govts.
c) It is just like a toll tax which will be charges from all the vehicles whenever they enter green areas of a city like hospitals, schools, and old-age homes.
d) This is a tax levied on big commercial vehicles only with the aim of prohibiting them from entering residential areas and non-commercial areas.
e) None of these
14. Very often we read in newspapers about 3 G Third Generation Technology. This is a set of standards used by which of the following?
a) To Combat climatic changes
b) Production of nuclear energy
c) Film production
d) Mobile telecommunications
e) All of these
15. Which of the following companies is NOT in the field of insurance business?
a) ICICI Prudential
b) Bajaj Allianz
c) Tata AIG
d) Aegon Religare
e) Royal Orchild
16. Many times we read that a corporate entity is in the process of raising its capital base. Why is a company required to raise money to strengthen its capital base?
A) To finance its diversification Plans
B) To finance its diversification plans
C) To repay its loans and borrowings
a) Only A
b) Only B
c) Only C
d) Only A & B
e) All A, B&C
17. Many times we read in newspapers that a company is planning to bring a public issue. What does it mean?
A) Shares of the company will be issued only through public sector organizations like banks/Central financial institutions etc.
B) Shares of the company will be issued to general public only through primary market.
C) This means some stakeholders/ promoters are willing to leave the company. Hence they wish to sell their stock to the general public.
a) Only A
b) Only B
c) Only C
d) All A,B&C
e) None of these
18. Whenever some people wish to enter into the business world, it is a must for them to approach a bank. What services do banks provide them in this regard?
A) Banks act as payment agents by operating current accounts, paying cheques and receiving payments for them.
B) Maintaining account books for them for their day-to- day activities so that they are not required to appoint account/finance personnel on a regular basis.
C) Lending money by way of overdraft, installment loan, credit or advance for business activities
a) Only A
b) Only B
c) Only C
d) Only A&C
e) All of these
19. As we all have noticed, banks these days are giving more emphasis on “Branchless Banking”. What does this really mean?
A) Banks will not have many branches as used to be in the good old days. Instead, the number of branches will be restricted and will conduct only a specified core business.
B) Banks will launch/operate many delivery channels like ATMs, Mobile Banking/ Internet Banking etc sot that people are not required to visit a branch for their usual banking needs.
C) This means banks will issue only debit or credit cards for all types of day-to-day financial transactions. Cheques/cash payments will not be allowed.
a) Only A
b) Only B
c) Only A&B
d) Only B&C
e) All A, B&C
20. Which of the following is NOT a function of a bank?
a) Providing project finance
b) Selling Mutual Funds
c) Deciding policy rates like CRR, Repo Rate / SLR etc
d) Settlement of payments of behalf of the customers
e) All of these are functions of a bank
21. Which of the following is a form of “savings Bank” popular among the poor or children?
a) Core Banking
b) Credit Banking
c) Debit Card
d) Merchant Banking
e) Piggy Banking
22. Dr. Amartya Sen is a famous
a) Physicist
b) Chemical Engineer
c) Psychologist
e) Economist
e) None of these
23. Which of the following nations is considered the originator of the concept of Micro Finance?
a) India
b) Bangladesh
c) South Africa
d) USA
e) None of these
24. Govt normally does not announce the Minimum Support Price (MSP) of
a) Wheat
b) Paddy
c) Sugarcane
d) Jute
e) All of these
25. At present Dr.D Subbarao is the
a) Governor of Orissa
b) Deputy Chairman of the Planning Commission
c) Chairman of the FICCI
d) India’s Representative in IMF
e) None of these
26. Banks borrow money from the RBI on which of the following rates?
a) Bank rate
b) CRR
c) SLR
d) Reverse Repo Rate
e) Repo Rate
27. Which of the following is NOT a part of India’s Money Market?
a) Bill Market
b) Call Money Market
c) Banks
d) Mutual Funds
e) Indian Gold Council
28. Which of the following is/are NOT the feature(s) of India’s Foreign Trade Policy (2004 to 2009)?
A) To double India’s percent age share of global trade from present 0.7 per cent to 1.5 per cent by 2009
B) Simplifying the procedures and bringing down the cost
C) Make SAARC countries India’s most preferred foreign trade partners by 2009
a) Only I
b) Only II
c) Only III
d) All I, II and III
e) Only I and III
29. Which of the following is /are the measure(s) taken by the Reserve Bank of India (RBI) to ease the liquidity crunch in the country?
A) Cut in Cash Reserve Ratio and Statutory Liquidity Ratio.
B) Increase the flow of foreign direct investment
C) Supply of additional currency notes in the market.
a) Only I
b) Only II
c) Only III
d) All I, II and III
e) None of these
30. Which of the following services is NOT provided by the post offices of India?
a) Savings Bank Scheme
b) Retailing of Mutual Funds
c) Sale of Stamp Papers (Judicial)
d) Issuance of Demand Drafts
e) Life Insurance Cover
31. Which of the following is true of New Lending Rate System in Banks?
a) For existing loans, the base rate would be applicable once they matured.
b) For new loans, the base rate would be levied immediately.
c) Banks can not charge customers any fee for such switch-over.
d) All of these
e) None of these
32. According to recently released RBI data on the Balance of Payment, net portfolio investments into country during April- December amounted to
a) $ 23.6 billion
b) $ 30.4 billion
c) $ 32.8 billion
d) $ 36.6 billion
e) $ 40.4 billion
33. Which of the following is NOT a Government sponsored organization?
a) Small Industries Development Bank of India
b) NABARD
c) National Housing Bank
d) ICICI Bank
e) All are government sponsored
34. The Reserve Bank has constituted a working group to review the current operating procedure of monetary policy, as transmission of the policy to the rest of the system remains imperfect. The group, to be headed by RBI executive director ___________, will also review the liquidity adjustment facility (LAF), through which the central bank manages money supply in the system on a day-to-day basis.
a) Usha Thorat
b) Deepak Mohanty
c) Rakesh Mohan
d) Naresh Chandra
e) None of these
35. SEBI was established in
a) 1993
b) 1992
c) 1988
d) 1990
e) None of these
36. The working of SEBI includes:
a) To regulate the dealings of share market
b) To check the foul dealings in share market
c) To control the inside trading of shares
d) All of these
e) None of these
37. The ‘Ad hoc Treasury Bill a system’ of meeting budget deficit in India was replaced by a system which came into force on
a) March 31,1997
b) April 1,1996
c) April 1,1997
d) March 31, 1996
e) None of these
38. The recommendations of the 13th Finance Commission has become/will be operational during the period
a) 2009-14
b) 2010 – 15
c) 2011 – 16
d) 2012 – 2017
e) None of these
39. Rural Woman can avail the benefit of Mahila Samriddhi Yojana if they open their account in
a) Rural Pot Offices
b) Commercial Banks
c) Rural Development Bank
d) Any of the above
e) None of these
40. The rate at which banks lend to RBI is known as
a) Bank Rate
b) Repo Rate
c) Reverse Repo Rate
d) Interest Rate
e) None of these
41. The cause of deflation is
a) Lack of goods and services as compared to money supply
b) Lack of imports as compared to exports
c) Lack of money supply as compared to supply of goods and services
d) Lack of money supply and goods
e) None of these
42. Which bank in India performs the duties of the central bank?
a) Central Bank of India
b) State Bank of India
c) Reserve Bank of India
d) Bank of India
e) None of these
43. Mixed Economy means
a) Co-existence of small and large industries
b) Promoting both Agriculture and Industries in the economy
c) Co-existence of public and private sectors
d) Co-existence of the rich and the poor
e) None of these
44. ‘Pure Banking, Northing Else’ is a slogan raised by
a) ICICI Bank
b) HDFC Bank
c) SBI
d) UTI Bank
e) None of these
45. Which of the following is true about Swavalamban Scheme?
A) Finance minister Pranab Mukherjee will launch the Swavalamban scheme in Murshidabad district of West Bengal.
B) As per the scheme, the Centre will contribute Rs.1,000 a year to each New Pension Scheme (NPS) account opened in the current year.
C) The contribution will be made till 2013 – 14
D) To be eligible, a person will have to make a minimum contribution of Rs.1,000 and maximum contribution of Rs.12,000 per annum.
a) Only A,B & C
b) Only A, C & D
c) Only A & D
d) All the above
e) None of these
46. The axe finally fell on Asia’s first cooperative bank, ___________, when the Reserve Bank of India (RBI) cancelled its licence and asked it not to continue any banking – related transactions until further directions.
a) Saraswat Co-operative Bank Ltd
b) Cosmos Co-operative Bank Ltd
c) Nadar Co-operative Bank Ltd
d) Anyonya Cooperative Bank Ltd
e) None of these
47. 13th Finance Commission was constituted under the Chairmanship of
a) YSP Thorat
b) Vijai L Kelkar
c) TS Vijayan
d) Laxmi Narayan
e) None of these
48. SEBI is a
a) Statutory body
b) Advisory body
c) Constitutional body
d) Non-statutory body
e) None of these
49. Bank Cash Transaction Tax (BCTT) was withdrawn with effect from
a) January 1, 2009
b) March 1, 2009
c) March 31, 2009
d) April 1, 2009
e) None of these
50. Which committee recommended abolition of tax rebates under Section 88?
a) Chelliah Committee
b) Kelkar Committee
c) Shome Committee
d) Naresh Chandra Committee
e) None of these
ANSWERS :
1.D 2.B 3.A 4.C 5.D 6.C 7.C 8.A 9.C 10.B
11.E 12.E 13.E 14.D 15.E 16.A 17.B 18.D 19.E 20.C
21.E 22.D 23.B 24.D 25.E 26.E 27.E 28.D 29.A 30.E
31.D 32.C 33.D 34.B 35.C 36.D 37.C 38.B 39.A 40.C
41.C 42.C 43.C 44.C 45.D 46.D 47.B 48.A 49.D 50.B
Saturday, April 21, 2012
Chhattisgarh Gramin Bank Officers Exam., 2012
General Knowledge
(Exam Held on 22-1-2012)
(A) To act as Tax collector of the Govt. of India
(B) Work as Banker to the Banks
(C) Help in finalization of the Union Budget
(D) Participate in annual meetings of the various financial institutes world wide
(E) None of these
Ans: (B)
2. Which of the following tools is used frequently by the RBI to control credit and monetary situations of the markets in the country ?
(A) Cash Reserve Ratio (CRR)
(B) Real Time Gross Settlement (RTGS)
(C) Balance of Trade
(D) Forward Rate Agreements
(E) Electronic Clearing Service
Ans: (A)
3. The National Social Security Fund (NSSF) launched with a corpus of Rs. 1000 crore will help which of the following groups of society ?
(A) Bank Employees
(B) Central and State Government Employees
(C) Workers of the unorganized sectors
(D) War widows
(E) Women employees engaged in textile industry
Ans: (C)
4. What is the full form of the term ‘PDS’ which is a channel of distribution of foodgrains and other essentials to poor people on subsidized rates ?
(A) Public Distribution System
(B) Potential Development System
(C) Profitable Distribution Source
(D) Public Development Syndication
(E) Public Distribution Stores
Ans: (A)
5. India and Afghanistan recently signed a Strategic Partnership Agreement. Who among the following signed on it for Afghanistan during his visit to New Delhi ?
(A) President of Afghanistan
(B) Vice President of Afghanistan
(C) Foreign Minister of Afghanistan
(D) Finance Minister of Afghanistan
(E) None of these
Ans: (A)
6. Mr. Makhdoom Amin Fahim, who was on a state visit to India is the Commerce Minister of—
(A) Bangladesh
(B) Pakistan
(C) Afghanistan
(D) Nepal
(E) Myanmar
Ans: (B)
7. Which of the following terms is used in the field of finance and banking ?
(A) Metabolism
(B) Genetic Process
(C) Centrifugal force
(D) Debt instrument
(E) Experimental Error
Ans: (D)
8. Who among the following Indian Leaders was in New York in September 2011 to address UN General Assembly ?
(A) Mrs. Sonia Gandhi
(B) Dr. Manmohan Singh
(C) Mr. Pranab Mukherjee
(D) Ms. Meira Kumar
(E) None of these
Ans: (B)
9. Who among the following is the Chief Minister of Gujarat at present ?
(A) Sri Arun Jaitley
(B) Sri Praful Patel
(C) Sri L. K. Advani
(D) Sri Narendra Modi
(E) None of these
Ans: (D)
10. The 12th plan papers are sent to ‘NDC’ for approval-was the news in various newspapers recently. This means the plan was sent to—
(A) New Democratic Council
(B) National Development Council
(C) New Democratic Committee
(D) National Democratic Council
(E) New Departmental Committee
Ans: (B)
11. India recently signed a Tax treaty with ‘Uruguay’. This is a country in—
(A) South America
(B) South Africa
(C) South East Asia
(D) Gulf
(E) Europe
Ans: (A)
12. Which of the following is not a member of North Atlantic Treaty Organisation (NATO) ?
(A) Italy
(B) Germany
(C) USA
(D) France
(E) India
Ans: (E)
13. Which of the following countries launched its first Space Laboratory Module named ‘Tiangong-1’ recently ?
(A) South Korea
(B) North Korea
(C) China
(D) Japan
(E) Italy
Ans: (C)
14. India recently signed a significant Border Pact with which of the following SAARC countries ?
(A) Myanmar
(B) Nepal
(C) China
(D) Pakistan
(E) Bangladesh
Ans: (E)
15. Northern Rashidpur Field, where a huge stock of gas is found, is a place in—
(A) Pakistan
(B) Nepal
(C) Bangladesh
(D) Sri Lanka
(E) India
Ans: (C)
16. Women of which of the following countries got voting rights in General Elections for the first time ?
(A) China
(B) Bangladesh
(C) Pakistan
(D) Nepal
(E) Saudi Arabia
Ans: (E)
17. Which of the following is the currency of Myanmar ?
(A) Dinar
(B) Kyat
(C) Pesso
(D) Euro
(E) Dollar
Ans: (B)
18. Which of the following countries recently decided to lift ban on Foreign News, Websites, etc. as a reforms measure ?
(A) Bangladesh
(B) Nepal
(C) China
(D) Pakistan
(E) Myanmar
Ans: (E)
19. Who among the following is the first recipient of the Hridaynath Mangeshkar Award presented in September 2011 ?
(A) Asha Bhosle
(B) Lata Mangeshkar
(C) Sonu Nigam
(D) Kailash Kher
(E) Anu Malik
Ans: (B)
20. Mansur Ali Khan Pataudi was associated with which of the following games ?
(A) Badminton
(B) Cricket
(C) Football
(D) Hockey
(E) Lawn Tennis
Ans: (B)
21. Ms. Helle Thorning Schmidt has become the first woman Prime Minister of—
(A) New Zealand
(B) Malaysia
(C) Denmark
(D) Brazil
(E) None of these
Ans: (C)
22. Miss Leila Lopes who was crowned Miss Universe 2011, is a resident of—
(A) Britain
(B) Denmark
(C) New Zealand
(D) Angola
(E) Brazil
Ans: (D)
23. Sri B. C. Khanduri has become the Chief Minister of which of the following States for the second term ?
(A) Orissa
(B) Himachal Pradesh
(C) Jharkhand
(D) Uttarakhand
(E) Chhattisgarh
Ans: (D)
24. First share market in India was established in which of the following cities ?
(A) Kanpur
(B) Chennai
(C) Jaipur
(D) Mumbai
(E) None of these
Ans: (D)
25. Which of the following is not decided by the Finance Minister while presenting Union Budget every year ?
(A) Rate of Income Tax
(B) Expenditure on Defence Services
(C) Relief packages to various sections of the society
(D) Repo and Reverse Repo
(E) Revenue expected from various sources
Ans: (D)
26. Which country is at the top in production of milk in the world ?
(A) India
(B) Brazil
(C) Japan
(D) South Korea
(E) China
Ans: (A)
27. Who amongst the following is the President of France at present ?
(A) Angela Markel
(B) Elena Vesnina
(C) David Cameron
(D) Dilma Rousseff
(E) Nicolas Sarkozy
Ans: (E)
28. Which of the following is not an agricultural commodity ?
(A) Mango
(B) Cumin
(C) Sulphur
(D) Tomato
(E) Garlic
Ans: (C)
29. Which organization is being given the status of Micro Finance Regulating Authority ?
(A) SIDBI
(B) IDBI
(C) NABARD
(D) SEBI
(E) ICICI Bank
Ans: (D)
30. GNP, the term used by economist, stands for—
(A) Group Net Product
(B) Gross National Product
(C) Grand Nuclear Process
(D) Group Net Working Process
(E) Grand National Promotion
Ans: (B)
31. Some rural people still prefer to go to which of the following non institutional source for their credit needs ?
(A) Micro Finance Institutions
(B) Commercial Banks
(C) Urban Cooperative Banks
(D) Money Lenders
(E) None of these
Ans: (D)
32. Term ‘Balance of Payment’ is used in relation to which of the following ?
(A) Tax collection
(B) Exports and Imports
(C) Annual sales of a factory
(D) Deficit in Union Budget
(E) None of these
Ans: (B)
33. Which of the following is not a foodgrain ?
(A) Paddy
(B) Jowar
(C) Bajra
(D) Maize
(E) Isabgol
Ans: (E)
34. Which of the following is an employment generating programme of Govt. of India ?
(A) MGNREGA
(B) NRHM
(C) Bharat Nirman
(D) Pulse Polio
(E) ASHA
Ans: (A)
35. When the loan is granted by a bank for purchase of Electronic goods, it is called—
(A) Priority Sector
(B) White goods loan
(C) Consumer durable loan
(D) All of the above
(E) None of these
Ans: (B)
36. Which of the following metals is used for generation of Nuclear Power by most of the Nuclear Power Plants across the world ?
(A) Iron
(B) Copper
(C) Uranium
(D) Nickel
(E) Barium
Ans: (C)
37. Which of the following is/are considered a Renewable Source of Energy ?
1. Wind Energy
2. Solar Energy
3. Nuclear Energy
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) All 1, 2, and 3
Ans: (E)
38. Which of the following is the full form of the abbreviation IFRS as used in corporate/financial sector ?
(A) Indian Financial Reconciliation Standards
(B) Interpretation and Formal Reporting System
(C) International Financial Reporting Standards
(D) International Financial Reporting system
(E) Indian Formal Reporting System
Ans: (C)
39. ‘Heavy Water’ is used in which of the following fields ?
(A) Textile Industry
(B) Cement Industry
(C) Iron and Steel Industry
(D) Nuclear Power
(E) Pharma Industry
Ans: (D)
40. At present who is the Governor of the Reserve Bank of India ?
(A) Dr. Y. V. Reddy
(B) Dr. C. Rangarajan
(C) Dr. D. Subbarao
(D) Dr. Subir Gokarn
(E) None of these
Ans: (C)
41. As per the reports in various newspapers, many private companies are trying to obtain the licences to launch a banking company in India. Which of the following organizations / agencies issues the licence for the same ?
(A) Securities and Exchange Board of India (SEBI)
(B) Indian Institute of Banking and Finance (IIBF)
(C) Indian Banks’ Association
(D) Registrar of Companies
(E) Reserve Bank of India
Ans: (E)
42. ‘Pulitzer Prize’ is given in the field of—
(A) Literature
(B) Social Service
(C) Films
(D) Science
(E) Sports
Ans: (A)
43. Which of the following terms/trophies is related with the game of Cricket ?
(A) Love
(B) Trump
(C) Grand slam
(D) Fifa Cup
(E) Ashes
Ans: (E)
44. Who amongst the following is the Prime Minister of Pakistan ?
(A) Yusuf Raza Gillani
(B) Nawaz Sharif
(C) Hina Rabbani Khar
(D) Asif Ali Zardari
(E) None of these
Ans: (A)
45. Prof. Muhammad Yunus, the recipient of the Nobel Peace Prize 2006, is the exponent of which of the following concepts in the field
of banking ?
(A) Core Banking
(B) Micro Credit
(C) Retail Banking
(D) Real Time Gross Settlement
(E) Internet Banking
Ans: (B)
46. Which of the following phenomenon is considered responsible for ‘Global Warming’ ?
(A) Greenhouse Effect
(B) Fire in coal mines
(C) Dry Farming
(D) Monsoon
(E) Trade winds
Ans: (A)
47. OPEC is a group of countries which are—
(A) Exporting oil
(B) Producing cotton
(C) Members of G-20
(D) Developing and poor
(E) Nuclear powers
Ans: (A)
48. Which of the following books is written by Chetan Bhagat ?
(A) A Bend in the River
(B) A China Passage
(C) A Suitable Boy
(D) Revolution 2020
(E) A House for Mr. Biswas
Ans: (D)
49. Wimbledon Trophy is associated with—
(A) Football
(B) Chess
(C) Hockey
(D) Badminton
(E) Lawn Tennis
Ans: (E)
50. Baichung Bhutia is a famous—
(A) Politician
(B) Cine actor
(C) Social worker
(D) Football Player
(E) Journalist
Ans: (D)
Uttaranchal Gramin Bank Office Assistant Exam., 2011
General Knowledge
(Exam Held on 10-4-2011)
1. Which one of the following acts was passed recently to undo the “historic injustice done to tribals and other forest dwellers in India”?
(A) Forest Rights Act
(B) Right to Education Act
(C) Human Rights Act
(D) Civil Rights Act
(E) Forestry Development Act
Ans: (A)
2. Who is Dr. Subir Gokarn ?
(A) Chairman, SEBI
(B) Chairman, SBI
(C) Dy. Governor, RBI
(D) Member, Planning Commission
(E) None of these
Ans: (C)
3. With which one of the following companies, the Cairn India has signed a deal ?
(A) ONGC
(B) Devon Energy
(C) Imperial Oil
(D) Vedenta
(E) Hindustan Petroleum
Ans: (D)
4. Who is Dr. Narendra Jadhav ?
(A) Chief Statistician, GOI
(B) Chief Economist, GOI
(C) Member, Planning Commission of India
(D) Economic Advisor to Govt. of India
(E) None of these
Ans: (C)
5. Which one of the following conducts economic census in India ?
(A) Planning Commission
(B) Central Statistical Organisation
(C) Ministry of Rural Development GOI
(D) Census Commission
(E) None of these
Ans: (B)
6. According to RBI Governor, which one of the following is a major challenge to its monetary policy ?
(A) Policies of World Trade Organisation
(B) High cost of imports
(C) Fiscal deficit
(D) Inflation and supportive recovery of Economy
(E) None of these
Ans: (D)
7. Who is C. P. Joshi ?
(A) Rural Development Minister
(B) Public Distribution Minister
(C) Civil Aviation Minister
(D) Minister of State for Agriculture
(E) None of these
Ans: (A)
8. Cricketer, Mitchell Johnson, belongs to which one of the following countries ?
(A) Zimbabwe
(B) Australia
(C) New Zealand
(D) South Africa
(E) None of these
Ans: (B)
9. Who amongst the following in ICC Cricketer of the year ?
(A) Sachin Tendulkar
(B) Jimmy Kamande
(C) Kevin Pietersen
(D) Jocques Kallis
(E) None of these
Ans: (A)
10. In which one of the following cities, 2012 Olympic games are proposed to be held ?
(A) Paries
(B) Munich
(C) Athens
(D) London
(E) None of these
Ans: (D)
11. With which one of the following sports is Nicolas Anelka associated ?
(A) Cricket
(B) Football
(C) Hockey
(D) Badminton
(E) Table Tennis
Ans: (B)
12. Rio de-Janeiro is in which of the following countries ?
(A) Mexico
(B) Argentina
(C) Chile
(D) Brazil
(E) Australia
Ans: (D)
13. With which one of the following games is Vishwanathan Anand associated ?
(A) Billiard
(B) Chess
(C) Tennis
(D) Table Tennis
(E) None of these
Ans: (B)
14. Surjit Singh Barnala is the Governor of which one of the following States ?
(A) Gujarat
(B) Maharashtra
(C) Tamil Nadu
(D) Karnataka
(E) None of these
Ans: (C)
15. In which one of the following States, is Melghat Tiger Reserve located ?
(A) Gujarat
(B) M. P.
(C) Kerala
(D) Maharashtra
(E) Rajasthan
Ans: (D)
16. Who is Dr. C. Rangarajan ?
(A) PMAEC, Chairman
(B) Economic Advisor to Finance Minister
(C) Chief Economist, Planning Commission
(D) Chief Vigilance Officer, GOI
(E) None of these
Ans: (A)
17. According to Economic Survey, which one of the following countries has shown highest Real GDP percentage growth during 2010 ?
(A) USA
(B) UK
(C) India
(D) Germany
(E) China
Ans: (E)
18. Expand the term EEFC A/c—
(A) Exchange Earners’ Foreign Currency Accounts
(B) Export Earners’ Foreign Currency Accounts
(C) Exchange Earners’ Forward Contract Accounts
(D) Export Earners’ Forward Contract Accounts
(E) None of these
Ans: (A)
19. According to Economic Survey, which one of the following is the biggest global economic power in the world ?
(A) China
(B) USA
(C) Japan
(D) Britain
(E) India
Ans: (A)
20. According to current Economic Survey, which of the following is/are some of the areas of concern for India ?
1. Unrest in the middle east
2. Widening current account deficit
3. Volatile capital flow
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) Only 2 and 3
Ans: (A)
21. Which one of the following banks has decided not to accept bulk deposits for a while ?
(A) SBI
(B) ICICI
(C) HDFC
(D) Yes Bank
(E) None of these
Ans: (A)
22. The Government has decided to amend the Banking companies Act to give public sector banks, the Rights of Passage. What is a
Rights of Passage ?
(A) The banks can raise equity capital through rights issue
(B) The banks can seize the hypothecated goods
(C) The banks can rise tier I capital
(D) The banks can issue innovative Perpetual Bonds
(E) None of these
Ans: (A)
23. Which one of the following recommendations has been made by the PMEAC ?
(A) To withdraw some of the stimulus packages
(B) To withdraw all the stimulus packages
(C) To raise the collection of direct taxes
(D) To raise the rate of indirect Taxes
(E) None of these
Ans: (B)
24. Which one of the following organisations sets targets for various Ministries in India ?
(A) Department of Expenditure
(B) Department of Economic Affairs
(C) Department of Revenue
(D) The Planning Commission
(E) None of these
Ans: (D)
25. Sinotruk, Beiqui Foton Motors is planning to set up assembly units in India. This company belongs to which of the following countries
?
(A) Japan
(B) South Korea
(C) China
(D) Singapore
(E) None of these
Ans: (C)
26. In the unique number issued by UIDAI (Unique Identification Authority of India), how many digits are there ?
(A) 9
(B) 10
(C) 11
(D) 12
(E) None of these
Ans: (D)
27. Which one of the following denomination of plastic notes is proposed to be introduced by RBI ?
(A) 5
(B) 10
(C) 20
(D) 50
(E) 100
Ans: (B)
28. In which one of the following States, Indian Railways has proposed to set up a 700 MW gas power project ?
(A) West Bengal
(B) Maharashtra
(C) Gujarat
(D) Rajasthan
(E) Orissa
Ans: (B)
29. In which one of the following States, Jaitapur Nuclear Plant is being set up ?
(A) Gujarat
(B) West Bengal
(C) Rajasthan
(D) Orissa
(E) Maharashtra
Ans: (E)
30. Head Office of which of the following banks is in Mumbai ?
(A) Punjab National Bank
(B) Bank of India
(C) UCO Bank
(D) Corporation Bank
(E) Syndicate Bank
Ans: (B)
31. The Kumbha Mela takes place in which of the following cities in Maharashtra ?
(A) Solapur
(B) Shirdi
(C) Ratnagiri
(D) Pandharpur
(E) Nashik
Ans: (E)
32. Which of the following is the largest stock exchange of India ?
(A) Delhi
(B) Ahmedabad
(C) Mumbai
(D) Kolkata
(E) None of these
Ans: (C)
33. Hillary Clinton, who visited India recently, is the……of U.S.A.
(A) Secretary of Defence
(B) Secretary of Finance
(C) Secretary of State
(D) Secretary of Political Affairs
(E) None of these
Ans: (C)
34. Which of the following is the abbreviated form of an organization engaged in the service of child welfare ?
(A) CII
(B) CRY
(C) SEWA
(D) SHCIL
(E) None of these
Ans: (B)
35. World Environmental day is celebrated on which of the following dates ?
(A) July 5
(B) June 5
(C) April 5
(D) May 5
(E) None of these
Ans: (B)
36. Recently Saina Nehwal had been in news. She is associated with which of the following games ?
(A) Basket ball
(B) Tennis
(C) Cricket
(D) Chess
(E) Badminton
Ans: (E)
37. Which of the following nations is not a member of SAARC ?
(A) India
(B) Pakistan
(C) Nepal
(D) Sri Lanka
(E) South Africa
Ans: (E)
38. Who among the following is the author of the book entitled, ‘Five Point Someone’ ?
(A) Amrita Pritam
(B) Mulkaraj Anand
(C) Nirmal Verma
(D) Anita Desai
(E) Chetan Bhagat
Ans: (E)
39. Booker Prize is awarded for original contributions in which of the following fields ?
(A) Politics
(B) Sports
(C) Literature
(D) Cinema
(E) None of these
Ans: (C)
40. Euro is the currency of—
(A) Iran
(B) Iraq
(C) China
(D) Italy
(E) Japan
Ans: (D)
41. Which of the following has magnetic properties ?
(A) Chromium
(B) Copper
(C) Iron
(D) Silver
(E) Lead
Ans: (C)
42. Which of the following is the function of RADAR ?
(A) To look for sound waves
(B) To identify the direction only
(C) To determine the direction and the distance
(D) To send photographs
(E) None of these
Ans: (C)
43. Which of the following terms is not associated with banking ?
(A) Loan
(B) Microfinance
(C) Pulse rate
(D) Cheque transaction
(E) Basal criteria
Ans: (C)
44. Which of the following names is popular in the field of banking ?
(A) Y. V. Reddy
(B) Vinod Dua
(C) Indra Nui
(D) Vijaypat Singhania
(E) Ratan Tata
Ans: (A)
45. Chief of the RBI is designated as—
(A) Chairman
(B) Managing Director
(C) Director-General
(D) Chief Executive Officer
(E) Governor
Ans: (E)
46. RBI does not take a decision regarding which of the following ?
(A) SLR
(B) CRR
(C) Bank rate
(D) Repo rate
(E) Inflation
Ans: (E)
47. Who among the following is the chess player of international repute ?
(A) Rajnikant
(B) Sania Mirza
(C) Tiger Woods
(D) Koneru Humpy
(E) Yuvraj Singh
Ans: (D)
48. Nobel Prize is not awarded in which of the following fields ?
(A) Physics
(B) Chemistry
(C) Medical Sciences
(D) Economics
(E) Sports
Ans: (E)
49. Olympic Games and Sports are organized after every……years.
(A) Two years
(B) Three years
(C) Four years
(D) Five years
(E) Six years
Ans: (C)
50. For excellence in sports, which of the following awards is given ?
(A) Nargis Datta Award
(B) Kalidas Samman
(C) Shanti Swarup Bhatnagar Award
(D) Shramajivi Award
(E) Arjun Awrd
Ans: (E)
Subscribe to:
Posts (Atom)