GENERAL AWARENESS
(Exam Held on 17-04-2011)
1. Who is the author of the novel “A Bend in the River “?
a) Chetan Baghat
b) Amitav Ghosh
c) V. S. Naipaul
d) Arundhati Roy
e) None of these
2. Who is the author of book “Darkness at Noon”?
a) Salman Rushdi
b) Arun Nayyar
c) Aravind Adiga
d) Arthur Koestler
e) None of these
3. Which of the following terms is associated with the game of Cricket?
a) Center Forward
b) Love
c) LBW
d) Deuce
e) None of these
4. Muammar Muhammad al-Gaddafi is associated with the country -
a) Egypt
b) Ghana
c) Tunisia
d) Iran
e) Libya
5. Which of the following is currency of UAE?
a) Dirham
b) Dolloar
c) Pound
d) EURO
e) Dinar
6. Who is Kapil Sibal?
a) Agriculture Minister
b) Telecom Minister
c) Finance Minister
d) Sports Minister
e) None of these
7. Well known Late Pandit Bhimsen Joshi has excelled himself in -
a) Arts
b) Music
c) Literature
d) Jounalism
e) Sports
8. What is the name of Central Bank of USA?
a) Central Bank U.S.A
b) Reserve Bank of USA
c) Federal Reserve System
d) United States International Bank
e) None of these
9. Vikram Pandit is associated with which of the following banks?
a) United Bank
b) Citigroup Bank
c) HSBC
d) ICICI
e) HDFC
10. Which of the following metal is used in Nuclear Power production plant?
a) Copper
b) Zinc
c) Iron
d) Uranium
e) Barium
11. Which among the following is a renewable energy source?
A) Solar
B) Wind
C) Thermal
a) Only (A)
b) Only (B)
c) Only (C)
d) Both (A) & (B)
e) All (A), (B) & (C)
12. Which of the following states government proposes to setup India’s first Islamic bank in the country?
a) Kerala
b) Gujarat
c) Tamilnadu
d) Utar Pradesh
e) Odisha
13.As per the latest survey of indian economy, which among the following sectors is likely account for maximum share in country’s GDP?
a) Agriculture
b) Services
c) Industries
d) Automobiles
e) None of these
14. Which of the following organisations will distribute UIDAI cards among the citizens of country?
a) LIC
b) RBI
b) CSO
d) Ministry of Foreign Affairs
e) None of these
15. Which of the following organisation has announced to setup a core banking facilities in rural areas and rural infrastucture?
a) SBI
b) RBI
c) ICICI
d) Rural Co-operative Banks
e) NABARD
16. What does the letter M stands for in SME, a commonly used abbriviation in financial parlance?
a) Millionaire
b) Miles
c) Medium
d) Mid-term
e) Monetary
17. What is the full form of SWIFT used in finance/banking sector?
a) Society for Worldwide International Financial Telecommunication
b) Society for Worldwide Interbank Financial Telecommunication
c) Society for Worldwide Interbank Financial Taxation
d) Society for Worldwide International Financial Taxation
e) None of these
18. RBI appointed a committee under the chairmanship of D. Mohanty to look into -
a) 2G spectrum scam
b) Implementation of Base Rate
c) Bank’s Saving Interest rate
d) Inflation
e) None of these
19. The government has proposed to setup Megha Food Parks in the country in order to-
a) control food prices
b) reduce wastage of farm produce
c) improve health facilities in urban areas
c) improve the food supply chain
e) None of these
20. What does the term IRR stands for in banking/financial parlance?
a) Interest Rate Risk
b) Interest Rate of Return
c) Internal Rate of Return
d) Internal Recovery Risk
e) None of these
21. Which of the following organizations provide credit history of the borrowers?
a) RBI
b) AMFI
c) CRISIL
d) SEBI
e) CIBIL
22. Which among the following rates is likely to effect the bank’s loan interest rate?
a) Repo rate / Bank Rate
b) CRR / SLR
c) Inflation rate
d) Reverse Repo Rate
e) None of these
23. At which of the following rates a bank borrows money from RBI?
a) Reverse Repo Rate
b) Cash Reserve Ratio
c) Repo Rate
d) SLR
e) None of these
24. The Indian economy has registered a growth of _________ in Fiscal Year 2009-10.
a) 7.2%
b) 7.4%
c) 6.7%
d) 8.1%
e) None of these
25. What is the expansion of the term FIMMDA?
a) Fixed Income Money Market and Development Association of India.
b) Floating Income Money Market and Derivatives Association of India.
c) Fixed Income Money Market and Derivatives Association of India
d) Fixed Income Money Market and Derivatives Agency of India.
e) None of these
26. Which among the following countries was second largest importer of services and goods in 2009-10 ?
a) USA
b) China
c) India
d) Germany
e) Japan
27. Nobel Laureate Muhammad Yunus is bleong to which of following countires?
a) Pakistan
b) Irak
c) UAE
d) Bangladesh
e) Afghanistan
28. Pipavav Port is situated in which of following states?
a) Gujarat
b) Tamilnadu
c) Kerala
d) Andhra Pradesh
e) Odisha
* Pipavav Port is India’s first port in the private sector
29. Niyamgiri bauxite mining project is to be carried out in which of the following states?
a) West Bengal
b) Orissa
c) Jharkhand
d) Andhra Pradesh
e) None of these
30. Which of the following schemes has been launched by government of india for school childrens?
a) MNREGA ( Mahatma Gandhi National Rural Employment Guarantee Act)
b) SEWA ( Self Employed Women’s Association )
c) Mid Day Meal
d) UIDAI ( Unique Identification Authority of India)
e) None of these
31. The precautionary limit of the Lok-Adalat has been fixed up to Rs._______
a) 5 lakh
b) 10 lakh
c) 15 lakh
d) 20 lakh
e) None of these
32. Which of the following theories is used in economic parlance?
a) Keynesian theory
b) Pascal’s Theory
c) Gravity Theory
d) Affinity matrix
e) None of these
33. Which of the following terms is not used in banking/finance parlance?
a) Credit
b) Debit
c) Discount
d) Absolute Zero
e) None of these
34. Which of the following terms is not used in banking/finance parlance?
a) Balance sheet
b) Commercial paper
c) HIV virus
d) Hedge fund
e) None of these
35. What is CARTOSAT-2B?
a) a fighter jet developed by DRDO
b) an advanced Remote Sensing Satellite built by ISRO
c) an Unmanned Aerial Vehicle (UAV) developed by India’s ADE
d) a type of supercomputer developed by IIT, Khadagpur
e) None of these
36. Which among the following european countries is facing debt crisis?
a) Ireland
b) Netherland
c) France
d) Portugal
e) None of these
37. Which of the following acts was introduced to prevent the utilisation of money derived from crime?
a) Banking Regulation Act, 1949
b) Reserve Bank of India Act, 1934
c) Prevention of Money Laundering Act 2002
d) Deposit Insurance and Credit Guarantee Corporation Act, 1961
e) None of these
38. ASHA scheme aims at which of the following areas?
a) Health
b) Food
c) Education
d) Employment
e) None of these
39. Which of the following document show the balance of cash of an individual in banking/finanancial institutions on a particular date?
a) Annual Trade Report
b) Reconciliation Statement
c) Balance Sheet
d) Quarterly return statement submitted to RBI
e) None of these
40. Which among the following terms is not related to banking/finance sector?
a) Amortization
b) Breakeven Point
c) Acid Test Ratio
d) ELISA test
e) None of these
41. As per National Advisory Council (NAC) recommendations for National Food Security Bill (NFSB) which one of following is true in context of priority sector households?
a) Each BPL family would be entitled by law to get 20 kg of rice or wheat per month
b) Each BPL family would be entitled by law to get 25 kg of rice or wheat per month
c) Each BPL family would be entitled by law to get 30 kg of rice or wheat per month
d) Each BPL family would be entitled by law to get 35 kg of rice or wheat per month
e) None of these
42. As per the union budget fiscal deficit pegged at ______.
a) 3.2% of GDP
b) 4.6% of GDP
c) 3.6% of total costs
d) 4.2% of total costs
e) None of these
(Note : no financial year was given in the question so some confusion there, but for FY 2011-12 it is 4.6% of GDP and for current FY 2010-11 it is 5.1% of GDP).
43. Which among the following terms is not related to banking/finance sector?
a) Prime rate
b) Line of Credit
c) Centrifugal force
d) Solvency
e) None of these
44. Which of the following institutions/banks is the primary monetary authority of India?
a) SBI
b) RBI
c) SEBI
d) Finance Ministry
e) None of these
45. How much initial amount will subsidised by the government to get new LPG connection for a single poor person?
a) Rs. 500
b) Rs. 700
c) Rs. 1200
d) Rs. 1400
e) None of these
46. Which of the following is/are key industries in india?
a) oil/petroleum refining
b) steel / electricity
c) cement / coal
a) Only (A)
b) Only (B)
c) Only (C)
d) Both (B) & (C)
e) All (A), (B) & (C)
47. Which of the following rates is long term Interest rate measure?
a) Repo rate
b) Bank rate
c) Reverse Repo Rate
d) Fixed Interest rate
e) None of these
48. The design of new product and improving the old product by adding new features to it is called
a) Product enrichment
b) Product enhancement
c) High-valued product
d) Improved product
e) None of these
49. A group of big industrialists and businessmen of India wrote an open letter addressed to Indian government on which of follwoing issues?
a) Corporate governance
b) Government deficit
c) Inflation
d) Petrol prices
e) None of these
50. Which among the following sectors receiving the maximum FDI equity inflow into India during FY 2009–10 ?
a) Services sector
b) Housing and real estate
c) Construction activities
d) Education business
e) None of these
(Exam Held on 17-04-2011)
1. Who is the author of the novel “A Bend in the River “?
a) Chetan Baghat
b) Amitav Ghosh
c) V. S. Naipaul
d) Arundhati Roy
e) None of these
2. Who is the author of book “Darkness at Noon”?
a) Salman Rushdi
b) Arun Nayyar
c) Aravind Adiga
d) Arthur Koestler
e) None of these
3. Which of the following terms is associated with the game of Cricket?
a) Center Forward
b) Love
c) LBW
d) Deuce
e) None of these
4. Muammar Muhammad al-Gaddafi is associated with the country -
a) Egypt
b) Ghana
c) Tunisia
d) Iran
e) Libya
5. Which of the following is currency of UAE?
a) Dirham
b) Dolloar
c) Pound
d) EURO
e) Dinar
6. Who is Kapil Sibal?
a) Agriculture Minister
b) Telecom Minister
c) Finance Minister
d) Sports Minister
e) None of these
7. Well known Late Pandit Bhimsen Joshi has excelled himself in -
a) Arts
b) Music
c) Literature
d) Jounalism
e) Sports
8. What is the name of Central Bank of USA?
a) Central Bank U.S.A
b) Reserve Bank of USA
c) Federal Reserve System
d) United States International Bank
e) None of these
9. Vikram Pandit is associated with which of the following banks?
a) United Bank
b) Citigroup Bank
c) HSBC
d) ICICI
e) HDFC
10. Which of the following metal is used in Nuclear Power production plant?
a) Copper
b) Zinc
c) Iron
d) Uranium
e) Barium
11. Which among the following is a renewable energy source?
A) Solar
B) Wind
C) Thermal
a) Only (A)
b) Only (B)
c) Only (C)
d) Both (A) & (B)
e) All (A), (B) & (C)
12. Which of the following states government proposes to setup India’s first Islamic bank in the country?
a) Kerala
b) Gujarat
c) Tamilnadu
d) Utar Pradesh
e) Odisha
13.As per the latest survey of indian economy, which among the following sectors is likely account for maximum share in country’s GDP?
a) Agriculture
b) Services
c) Industries
d) Automobiles
e) None of these
14. Which of the following organisations will distribute UIDAI cards among the citizens of country?
a) LIC
b) RBI
b) CSO
d) Ministry of Foreign Affairs
e) None of these
15. Which of the following organisation has announced to setup a core banking facilities in rural areas and rural infrastucture?
a) SBI
b) RBI
c) ICICI
d) Rural Co-operative Banks
e) NABARD
16. What does the letter M stands for in SME, a commonly used abbriviation in financial parlance?
a) Millionaire
b) Miles
c) Medium
d) Mid-term
e) Monetary
17. What is the full form of SWIFT used in finance/banking sector?
a) Society for Worldwide International Financial Telecommunication
b) Society for Worldwide Interbank Financial Telecommunication
c) Society for Worldwide Interbank Financial Taxation
d) Society for Worldwide International Financial Taxation
e) None of these
18. RBI appointed a committee under the chairmanship of D. Mohanty to look into -
a) 2G spectrum scam
b) Implementation of Base Rate
c) Bank’s Saving Interest rate
d) Inflation
e) None of these
19. The government has proposed to setup Megha Food Parks in the country in order to-
a) control food prices
b) reduce wastage of farm produce
c) improve health facilities in urban areas
c) improve the food supply chain
e) None of these
20. What does the term IRR stands for in banking/financial parlance?
a) Interest Rate Risk
b) Interest Rate of Return
c) Internal Rate of Return
d) Internal Recovery Risk
e) None of these
21. Which of the following organizations provide credit history of the borrowers?
a) RBI
b) AMFI
c) CRISIL
d) SEBI
e) CIBIL
22. Which among the following rates is likely to effect the bank’s loan interest rate?
a) Repo rate / Bank Rate
b) CRR / SLR
c) Inflation rate
d) Reverse Repo Rate
e) None of these
23. At which of the following rates a bank borrows money from RBI?
a) Reverse Repo Rate
b) Cash Reserve Ratio
c) Repo Rate
d) SLR
e) None of these
24. The Indian economy has registered a growth of _________ in Fiscal Year 2009-10.
a) 7.2%
b) 7.4%
c) 6.7%
d) 8.1%
e) None of these
25. What is the expansion of the term FIMMDA?
a) Fixed Income Money Market and Development Association of India.
b) Floating Income Money Market and Derivatives Association of India.
c) Fixed Income Money Market and Derivatives Association of India
d) Fixed Income Money Market and Derivatives Agency of India.
e) None of these
26. Which among the following countries was second largest importer of services and goods in 2009-10 ?
a) USA
b) China
c) India
d) Germany
e) Japan
27. Nobel Laureate Muhammad Yunus is bleong to which of following countires?
a) Pakistan
b) Irak
c) UAE
d) Bangladesh
e) Afghanistan
28. Pipavav Port is situated in which of following states?
a) Gujarat
b) Tamilnadu
c) Kerala
d) Andhra Pradesh
e) Odisha
* Pipavav Port is India’s first port in the private sector
29. Niyamgiri bauxite mining project is to be carried out in which of the following states?
a) West Bengal
b) Orissa
c) Jharkhand
d) Andhra Pradesh
e) None of these
30. Which of the following schemes has been launched by government of india for school childrens?
a) MNREGA ( Mahatma Gandhi National Rural Employment Guarantee Act)
b) SEWA ( Self Employed Women’s Association )
c) Mid Day Meal
d) UIDAI ( Unique Identification Authority of India)
e) None of these
31. The precautionary limit of the Lok-Adalat has been fixed up to Rs._______
a) 5 lakh
b) 10 lakh
c) 15 lakh
d) 20 lakh
e) None of these
32. Which of the following theories is used in economic parlance?
a) Keynesian theory
b) Pascal’s Theory
c) Gravity Theory
d) Affinity matrix
e) None of these
33. Which of the following terms is not used in banking/finance parlance?
a) Credit
b) Debit
c) Discount
d) Absolute Zero
e) None of these
34. Which of the following terms is not used in banking/finance parlance?
a) Balance sheet
b) Commercial paper
c) HIV virus
d) Hedge fund
e) None of these
35. What is CARTOSAT-2B?
a) a fighter jet developed by DRDO
b) an advanced Remote Sensing Satellite built by ISRO
c) an Unmanned Aerial Vehicle (UAV) developed by India’s ADE
d) a type of supercomputer developed by IIT, Khadagpur
e) None of these
36. Which among the following european countries is facing debt crisis?
a) Ireland
b) Netherland
c) France
d) Portugal
e) None of these
37. Which of the following acts was introduced to prevent the utilisation of money derived from crime?
a) Banking Regulation Act, 1949
b) Reserve Bank of India Act, 1934
c) Prevention of Money Laundering Act 2002
d) Deposit Insurance and Credit Guarantee Corporation Act, 1961
e) None of these
38. ASHA scheme aims at which of the following areas?
a) Health
b) Food
c) Education
d) Employment
e) None of these
39. Which of the following document show the balance of cash of an individual in banking/finanancial institutions on a particular date?
a) Annual Trade Report
b) Reconciliation Statement
c) Balance Sheet
d) Quarterly return statement submitted to RBI
e) None of these
40. Which among the following terms is not related to banking/finance sector?
a) Amortization
b) Breakeven Point
c) Acid Test Ratio
d) ELISA test
e) None of these
41. As per National Advisory Council (NAC) recommendations for National Food Security Bill (NFSB) which one of following is true in context of priority sector households?
a) Each BPL family would be entitled by law to get 20 kg of rice or wheat per month
b) Each BPL family would be entitled by law to get 25 kg of rice or wheat per month
c) Each BPL family would be entitled by law to get 30 kg of rice or wheat per month
d) Each BPL family would be entitled by law to get 35 kg of rice or wheat per month
e) None of these
42. As per the union budget fiscal deficit pegged at ______.
a) 3.2% of GDP
b) 4.6% of GDP
c) 3.6% of total costs
d) 4.2% of total costs
e) None of these
(Note : no financial year was given in the question so some confusion there, but for FY 2011-12 it is 4.6% of GDP and for current FY 2010-11 it is 5.1% of GDP).
43. Which among the following terms is not related to banking/finance sector?
a) Prime rate
b) Line of Credit
c) Centrifugal force
d) Solvency
e) None of these
44. Which of the following institutions/banks is the primary monetary authority of India?
a) SBI
b) RBI
c) SEBI
d) Finance Ministry
e) None of these
45. How much initial amount will subsidised by the government to get new LPG connection for a single poor person?
a) Rs. 500
b) Rs. 700
c) Rs. 1200
d) Rs. 1400
e) None of these
46. Which of the following is/are key industries in india?
a) oil/petroleum refining
b) steel / electricity
c) cement / coal
a) Only (A)
b) Only (B)
c) Only (C)
d) Both (B) & (C)
e) All (A), (B) & (C)
47. Which of the following rates is long term Interest rate measure?
a) Repo rate
b) Bank rate
c) Reverse Repo Rate
d) Fixed Interest rate
e) None of these
48. The design of new product and improving the old product by adding new features to it is called
a) Product enrichment
b) Product enhancement
c) High-valued product
d) Improved product
e) None of these
49. A group of big industrialists and businessmen of India wrote an open letter addressed to Indian government on which of follwoing issues?
a) Corporate governance
b) Government deficit
c) Inflation
d) Petrol prices
e) None of these
50. Which among the following sectors receiving the maximum FDI equity inflow into India during FY 2009–10 ?
a) Services sector
b) Housing and real estate
c) Construction activities
d) Education business
e) None of these
