The Rashtriya Swasthya Bima Yojana (RSBY), providing
for smart card based cashless health insurance cover of Rs. 30000/- per
annum per family ( a unit of five) to BPL families in the unorganized
sector, has been extended to such Mahatma Gandhi National Rural
Employment Guarantee Scheme (MGNREGS) beneficiaries who have worked more
than 15 days during the preceding financial year.
The premium is shared between Central and State Government in the ratio
of 75:25 and in case of States in North Eastern Region and Jammu &
Kashmir, the ratio of sharing of premium is 90:10. The beneficiaries are
required to pay registration/ renewal fee of Rs. 30 per annum only.
The numbers of beneficiaries under RSBY, Health insurance scheme for
handloom weavers, Rajiv Gandhi Shilpi Swasthaya Bima Yojana (RGSSBY) for
handicraft artisans, Universal Health Insurance Scheme (UHIS) are at
Annexure- I to IV respectively.
The RSBY has also been extended to building and other construction
workers registered under the Building and other Construction Workers
(Regulation of Employment and Condition of Service) Act, 1996 and street
vendors, beedi workers and domestic workers. It is the endeavour of
the Government to extend RSBY to other occupational groups in the
unorganized sector in a phased manner.
This information was given by Minister of Labour and Employment Shri
Mallikarjun Kharge in reply in reply to a written question a)whether
the Government is planning to bring Mahatma Gandhi National Rural
Employment Guarantee Scheme (MGNREGS) workers under Rashtriya Swasthya
Bima Yojana (RSBY); if so, the details thereof; the premium, required to
be paid by the workers under the revised scheme; the number of workers
from unorganised sectors benefited from various health insurance schemes
so far during the last three years, State-wise including Uttarakhand;
and whether there is any proposal to provide health insurance to all
citizens for basic health under the scheme; and the steps taken by the
Government to cover more such workers under the RSBY
