Wednesday, October 17, 2012

IBPS CLERKS EXAM GENERAL AWARENESS MODEL PRACTICE QUESTIONS


1. First Governor of Reserve Bank of India is...
1) Sir Osborne Smith
2) Sir James Braid Taylor
3) Sir C. D. Deshmukh
4) Sir Benegal Rama Rau
5) Dr. Duvvuri Subbarao

2. The first headquarters of Reserve Bank of India was ....
1) Bombay
2) Madras
3) Lucknow
4) Hyderabad
5) Calcutta

3. Reserve Bank of India cancelled the license of which co-operative bank hit by the scam recently?
1) Andhra Pradesh Gramina Vikas Bank (AP)
2) TN Co-operative Bank (Tamil Nadu)
3) Madhavpura Mercantile Co-operative Bank (GUJ)
4) Konkan Mercantile Co-operative Bank (Goa)
5) None

4. Select the wrong statement.
1) Indian Rural Road Sector II Investment Programme got $ 222.22 million from Asian Development Fund.
2) $ 17.51 billion given by ADB to assist its developing member states to achieve their Millennium development goals.
3) ADB provided $ 60 million in three venture capital funds to promote clean energy in India and China.
4) Asian Development Bank established on 22 August 1966 having headquarters in New Delhi.
5) Haruhiko Kuroda (Japan) is the present chief of ADB.

5. Which state got $ 200 million to promote 'green initiatives and sustainable development' from World Bank?
1) Andhra Pradesh
2) Bihar
3) Himachal Pradesh
4) Odisha
5) Delhi

6. On 20th September 2012, the Union government hiked the foreign investment cap for the broadcasting service providers to.....
1) 24 percent
2) 49 percent
3) 100 percent
4) 51 percent
5) 74 percent

7. On 18 July 2012, the planning commission reduced the power target for the end of 12th Five Year Plan from 1,00,000 MW to ....
1) 84,000 MW
2) 50,000 MW
3) 15,000 MW
4) 95,000 MW
5) 88,000 MW

8. National Green Tribunal suspended environment clearance to the thermal power plant in Srikakulam district of Andhra Pradesh on 24 May 2012 being built by .....
1) L&T
2) Lanco
3) GMR
4) Nagarjuna Construction Company
5) Zindal



9. Important Days list given. Pick the wrongly matched one.
1) Global James Bond Day - October 5
2) World Tourism Day - September 27
3) World Alzheimer's day - September 21
4) International Literacy Day - September 1
5) None

10. Sports related personalities given. Locate the wrong one.
1) Deepika Kumari - Archer
2) Dipika Pallikal - Squash
3) Narain Karthikeyan - F I Formula
4) Unmukt Chand - Hockey
5) Saina Nehwal - Badminton

11. Loan taken for the purpose of doing business is called....
1) Non - Commercial Loan
2) Commercial Loan
3) Business Loss Loan
4) Enterprise Gold Loan
5) All of above

12. The loan taken for not doing of the business, it is usually called.....
1) Commercial loan
2) Business torn loan
3) Individual Group loan
4) Virtual loan
5) Non-commercial loan

13. A loan taken by the person, not telling the purpose of taking loan is called .....
1) Personal Loan
2) No tell loan
3) Purpose loan
4) Group loan
5) Go and Apply Loan

14. Floating / Variable-rate Loan means...
1) the interest rate will change according to the increasing and decreasing movement of interest rates
2) the interest rate depends on the moment of foreign exchange rates fixed by RBI
3) the interest rate fixed by RBI regarding Repo Rate
4) the interest rate varied by RBI in the giving of loans to USA Companies alone
5) None

15. Selaulim reservoir is in the state of .....
1) Maharastra
2) Rajasthan
3) Kerala
4) Goa
5) Madhya Pradesh

16. List of Chief Ministers and Governors given. Pick the wrong combination.
1) Andhra Pradesh - Nallari Kiran Kumar Reddy - E. S. L. Narasimhan
2) Goa - Manohar Parrikar - Margaret Alwa
3) Jammu Kashmir - Omar Abdullah - N. N. Vohra
4) Karnataka - Jagadish Shettar - H.R. Bhardwaj
5) Tamil Nadu - J. Jayalalithaa - Konijeti Rosaiah

17. Prime minister of India is not the chairman of .....
1) Rajya Sabha
2) Cauvery River Authority
3) Trade & Economic Relations Committee
4) National Development Council
5) Planning Commission

18. Burundi President Pierre Nkurunziza visited India and signed three agreements. The capital and Currency of Burundi are....
1) Kampala and Burundi Dollar
2) Bujumbura and Burundi Franc
3) Harare and Burundi Dollar
4) Nairobi and Burundi Franc
5) None

19. Which of the following countries is not the member of European Union?
1) Austria
2) Belgium
3) Switzerland
4) France
5) Germany

20. In the given Public Sector banks, which bank has more number of branches?
1) Bank of Baroda
2) Union Bank of India
3) State Bank of Hyderabad
4) Punjab National Bank
5) Bank of India

21. Statements related RBI subsidiary BRBNMPL given. Which one is incorrect?
1) Bharatiya Reserve Bank Note Mudran Private Limited was established by RBI
2) Its wholly owned subsidiary of RBI established on 3rd February 1995
3) It is established to bridge the gap between the supply and demand for bank notes in the country.
4) It is chaired by the Finance Minister of India as a Full time Director
5) The company manages two Presses one at Mysore in Karnataka and the other at Salboni in West Bengal.

22. ....... funded project of Rs. 650 crore in seven towns of power-starved Bihar for upgrading electricity transmission lines to cut down losses?
1) Asian Development Bank
2) World Bank
3) International Development Association
4) International Monetary Fund
5) International Finance Corporation

23. Which of the following term NOT used in Banking?
1) Nomination
2) Over Draft
3) Pasteurization
4) Endorsement
5) Letter of Credit

24. The details of Regulatory Bodies/ Financial Institutions given. Pick the correct combination.
1) RBI - 1935 - Mumbai - D.Subba Rao
2) SEBI - 1992 - Mumbai - U.K.Sinha
3) NABARD - 1982 - Mumbai - Dr.Prakash Bakshi
4) PFRDA - 2003 - New Delhi - Yogesh Agarwal
5) All of above

25. Which is a familiar parameter to measure the healthy economy of the country?
1) More Exports
2) SLR
3) GDP
4) WPI
5) More growth of Service Sector

26. Maximum strength of Lok Sabha and Rajya Sabha respectively is ....
1) 545 and 238
2) 543 and 250
3) 545 and 250
4) 500 and 200
5) 445 and 150

27. Books and Authors list given. Select the wrongly matched one.
1) Sharat Chandra Chattopadhyay - Devadas
2) Nehru - My Experiments with Truth
3) R.K.Narayan - The Man - Eater of Malgudi
4) Rabindranath Tagore - Gora
5) Sarojini Naidu - The Golden Threshold

28. The abbreviation list given. Pick the correct one.
1) QFI - Qualified Foreign Investors
2) FII - Foreign Institutional Investor
3) GDR - Global Depositary Receipt
4) IFSC - Indian Financial System Code
5) All of above

29. Ninth World Hindi Conference held at...
1) Washington
2) Paris
3) Tokyo
4) Johannesburg
5) Tel Aviv

30. Who was appointed as the Chairman of the senior selection committee of BCCI in the place of K. Srikkanth?
1) Sunil Gavaskar
2) Venkatapathi Raju
3) Sandeep Patil
4) Kapil Dev
5) Mohinder Amarnath

31. Unit Banking means ....
1) Individual bank run independently or through offices in limited area
2) Individual bank run with branches in wide area
3) Branch opens in one village
4) Branch not controlled by head office
5) Branch can frame its own rules without following rules of RBI

32. Branch Banking means .....
1) Bank runs branches accepting deposits only
2) Bank operates through branches to make deposits and forward loans
3) Banks do not having branches
4) 1 & 3
5) None

ANSWERS:
1-1; 2-5; 3-3; 4-4; 5-3; 6-5; 7-5; 8-4; 9-4; 10-4;
11-2; 12-5; 13-1; 14-1; 15-4; 16-2; 17-1; 18-2; 19-3; 20-4;
21-4; 22-1; 23-3; 24-5; 25-3; 26-3; 27-2; 28-5; 29-4; 30-3;
31-1; 32-2.