Saturday, October 6, 2012

SBI ASSOCIATE BANKS CLERKS EXAM GENERAL AWARENESS PRACTICE MCQs


1. Head office of various banks given. Pick up incorrect one.
1) Allahabad Bank - Kolkatta
2) Andhra Bank - Hyderabad
3) Bank of Baroda - Pune
4) Bank of India - Mumbai
5) Syndicate Bank - Manipal

2. Which among the following is not the function of Reserve Bank of India?
1) Deciding Key rates like SLR, CRR
2) Issuing the Paper Currency above the denomination Rs. 2
3) Giving loans to individuals
4) Supervision of banks
5) None

3. Amortized loan means ?
1) Loan with scheduled periodic payments of both principal and interest
2) Government finance the banks to refinance the local money lenders
3) Giving huge loans to customers by taking the security
4) Not providing cash to customers but providing loan in the form of goods
5) Loan given by RBI

4. Whether all banks accept coins, though coins mint by government of India-
1) Accept the coins but they ask the customer to give the undertaking
2) Never accept
3) Accept
4) Accept the coins, telling customer that the bank return any time
5) Accept the coins at the lower value

5. Golden revolution refers to?
1) the production of Gold
2) Horticulture
3) Production of Imitation Jewellry
4) Fisheries
5) Coal

6. Abbreviation list given. Pick the wrong one.
1) TRAI - Telecom Rules Authority of India
2) RGESS - Rajiv Gandhi Equity Savings Scheme
3) LIBOR - London Inter Bank Offered Rate
4) AMFI-Association of Mutual Fund in India
5) FCNRA - Foreign Currency Non Resident Account

7. First East Asia Summit Education Ministers meeting was convened on 5th July 2012 at Yogyakarta in
1) Indonesia
2) Malaysia
3) Vietnam
4) Singapore
5) None

8. Recent Award list given. Pick the wrong combination
1) PEN Open Book Award - Siddhartha Deb
2) Siksha ratna - Dr. AN Purohit
3) Lata Mangeshkar award 2012 - Jesudas
4) People's Choice Gold Medal Award- Sudarshan Pattnaik
5) Chameli Devi Jain Award for Outstanding Woman Media Person, 2012 - Tushita Mittal

9. Sally Pearson won the 100 mts gold medal in London Olympics 2012. She belongs to?
1) Jamaica
2) Kenya
3) USA
4) Australia
5) France




10. Babur is the nuclear-capable cruise missile of ?
1) Iraq
2) Pakistan
3) Saudi Arabia
4) UAE
5) Afghanistan

11. ............has termed dengue as 'the most important mosquito-borne viral disease in the world'.
1) UNESCO
2) AIIMS
3) WHO
4) MCI
5) None

12. Banks Punch lines are given. Pick up wrong one.
1) Allahabad Bank - A tradition of trust
2) Andhra Bank - This is your Bank only
3) Bank of Baroda - India's International Bank
4) Bank of India - Relationship beyond Banking
5) All of the above

13. Asian Development Bank recently funded Kaliganga hydro power project in the state of?
1) Uttarakhand
2) West Bengal
3) Odisha
4) Andhra Pradesh
5) Tamilnadu

14. Which committee submitted its report in 1952 to setup State Bank of India?
1) All India SBI Committee
2) All India Banking Committee
3) All India Credit Survey Committee
4) All India Public Sector Banking Committee
5) None

15. Nirmal Bharat Yatra started to make the country free from
1) AIDS
2) Dengue Fever
3) Fraud in Banks
4) Open defecation
5) All of above

16. Verghese Kurien died on 9th September 2012. He is father of?
1) Blue Revolution
2) White Revolution
3) Brown Revolution
4) Black Revolution
5) Grey Revolution

17. Leaf is the largest-selling car in the world that runs on battery. It is manufactured by ?
1) Toyota
2) Nissan
3) Volkswagen
4) Maruti
5) Fiat

18. ..........is the head the Group of Ministers (GoM) on pricing of bioethanol for blending with petrol and other related issues.
1) Manmohan Singh
2) Chidambaram
3) Jaipal Reddy
4) Sharad Pawar
5) Chaturvedi

19. Supreme Court directed which Group to refund Rs. 17400 crore to their Investors?
1) Tata
2) Zindal
3) GMR
4) Sahara
5) Jaypee

20. GNP means ...........
1) Gross National Price
2) Gross National Product
3) Gross Notional Produce
4) Goal National Product
5) Gross National Premium

21. In the news papers we read M - Banking offering by many banks. M - banking means........
1) Moral Banking
2) More Banking
3) Model Banking
4) Mobile Banking
5) Mercy Banking

22. On 2nd October 2012, which bank celebrated 100 years of its inauguration?
1) State Bank of India
2) Central Bank of India
3) Allahabad Bank
4) ICICI Bank
5) State Bank of Mysore

23. What is meant by Open Market Operations?
1) RBI gives the license to organizations to do the foreign exchange business to make foreign market in the balance mood
2) RBI gives the loans to individuals at higher rate of interest, after taking the funds from the public for lower rate of interest
3) RBI buys and sells the government securities in the open market. By buying the securities, it increases the circulation of money and by selling it decreases the circulation of money.
4) RBI having tied up with SEBI, issue IPO and take deposits from public
5) All of above

24. The statements relating to Banks in the Union Budget 2012 - 13 given. Pick the correct one.
1) Short term RRB Credit Refinance Fund was proposed to be set up to enhance the capacity of Regional Rural Banks to disburse short term crop loans to the small and marginal farmers
2) Kisan Credit Card Scheme is to be modified to make it a smart card which can be used at ATMs
3) Rs. 15,888 crore to be provided for capitalization of public sector banks and financial Institutions
4) Financial Inclusion gets the support of Central government
5) All of above

25. The appointments list given. Pick the correct one.
1) Chairman Economic Advisory Council to the Prime Minister - Dr. C.Rangarajan
2) National Security Advisor to the Prime minister - Shivshankar Menon
3) Advisor to Prime Minister on Skill Development - S.Ramadorai
4) Advisor to the Prime Minister on Public
Information Infrastructure & Innovations - Sam Pitroda
5) All of above

26. Which of the following is a bio-diesel seed?
1) Rose
2) pomegranate
3) Jatropha
4) mango
5) Wall nut

27. News makers list given. Pick the wrong combination.
1) Mahmoud Abbas - President of Palestine
2) Emomali Rahmon - President of Tajikistan
3) Ebrahim Alkazi - Indian theatre Artist
4) Altamas Kabir - Chief Justice of Delhi High Court
5) Lance Armstrong - Famous Cyclist caught in doping

28. World Environment Day was observed on 5th June 2012. Theme for the World Environment Day 2012 was .........
1) You and Your Environment
2) It is Your World: Are you taking Care?
3) Green Economy: Does it include you?
4) Do not kill the Environment! It kills you !!
5) None

29. Which among the following book not written by Vikram Seth?
1) The Golden Gate
2) A Suitable Boy
3) Shame
4) Arion and The Dolphin
5) Two Lives

30. G - 20 summit details are given. Pick the wrong one.
1) G - 20 formed in 1999. From 2008 the Heads of state summits started
2) India is not a member
3) The first summit held in 2008 in Washington DC
4) On 18 - 19th June 2012 the summit held in Los Cabos, Mexico
5) Manmohan Singh represented India in this summit

ANSWERS:

1-3; 2-3; 3-1; 4-3; 5-2; 6-1; 7-1; 8-3; 9-4; 10-2;
11-3; 12-2; 13-1; 14-3; 15-4; 16-2; 17-2; 18-4; 19-4; 20-2;
21-4; 22-5; 23-3; 24-5; 25-5; 26-3; 27-4; 28-3; 29-3; 30-2;