1. Real Time Gross Settlement (RTGS) details given. The wrong option is ........
1) RTGS allows real time transfer of large funds, will not be operated on second and fourth Saturdays as banks observing public holiday on that days.
2) It will operate for full days on other working Saturdays of a month.
3) IFSC code not necessary for RTGS transactions.
4) Processing of future value dated transactions with value date falling on second and fourth Saturdays will not be undertaken under RTGS.
5) None of these
2. RBI changed RTGS time window. The wrong option is .........
1) RTGS business opening would be at 08:00 hours while initial cut off (customer transactions) would be 16:30 hours.
2) The final cut-off (inter-bank transactions) will be at 19:45 hours and IDL reversal between 19:45 - 20:00 hours.
3) An account holder can do only one RTGS transaction per day in a week as per RBI rules.
4) Minimum amount to be remitted through RTGS is Rs.2 lakhs.
5) There is no upper ceiling for RTGS transactions.
3. RBI named which two banks as Domestic Systemically Important Banks (D-SIBs) on 31 August 2015 due to their size and significant presence across the financial sector?
1) HDFC and SBI
2) Axis Bank and Bank of Baroda
3) SBI and ICICI
4) Union Bank of India and YES Bank
5) Punjab National Bank and Kotak Mahindra Bank
4. D-SIBs will be plotted into four different buckets and will be required to have additional Common Equity Tier 1 (CET1) capital requirement ranging from ......... of risk weighted assets depending upon the bucket they are plotted into.
1) 0.2 percent to 10.0 percent
2) 0.4 percent to 0.8 percent
3) 0.6 percent to 0.8 percent
4) 0.2 percent to 0.8 percent
5) None of above
5. Additional Common Equity Tier 1 (CET1) requirements applicable to D-SIBs will be applicable from April 1, 2016 in a phased manner and would become fully effective from .........
1) 1 April 2019
2) 1 April 2018
3) 1 April 2020
4) 1 April 2016
5) 1 April 2017
6. As RBI said, additional CET1 requirement as a percentage of Risk Weighted Assets (RWAs) for SBI is 0.6 percent and that of ICICI Bank is ........
1) 0.2 percent
2) 0.6 percent
3) 1.2 percent
4) 0.8 percent
5) 2.2 percent
7. As per RBI order on 16 July 2015, the banks will now report past dues and levy any late payment charges on credit card holders only if the payment has been due for more than.........
1) three days
2) seven days
3) thirty days
4) ninety days
5) forty five days
8. Minimum amount due is not paid fully within ...... from the payment due date then the credit card account is treated as Non- Performing Assets (NPAs) as per the present rules.
1) 365 days
2) 180 days
3) 90 days
4) 45 days
5) 7 days
9. On the eve of teachers day, the Prime Minister Narendra Modi released a commemorative coin of Rs.125/- denomination and a circulation coin of Rs.10/- denomination in honour of former President .......
1) Babu Rajendra Prasad
2) Zakir Husain
3) V.V. Giri
4) A.P.J. Abdul Kalam
5) Sarvepalli Radhakrishnan
10. RBI has constituted a committee to work out a medium term (five year) measurable action plan for financial inclusion headed by........
1) H.R. Khan
2) Urijith Patel
3) Deepak Mohanty
4) R. Gandhi
5) S.S. Mundra
11. World Bank's latest estimates on India's per capita income and GDP given. Locate the wrong option.
1) India's per capita income rose 9.7 percent to $1,631 in 2014 from $1,487 in the previous year.
2) India was 169th in terms of per capita income in the world.
3) India's GDP crossed $3 trillion in 2014, compared to $1.86 trillion in 2013.
4) In terms of official dollar-rupee rate, the Indian economy was ninth in terms of GDP size.
5) India remained a low-middle income economy, as per the World Bank's latest estimates on per capita income and GDP.
12. Project 'Tatkal' launched by which bank to provide doorstep services and expedite home loan application process?
1) SBI
2) HDFC
3) Bank of Baroda
4) ICICI
5) Axis
13. Options relating to 'The State of Social Safety Nets 2015' released by World Bank given. Pick the wrong option.
1) India is among the five middle-income countries running the world's largest social safety net programmes.
2) MNREGA has been ranked as the world's largest public works programme having 182 million beneficiaries or 15 percent of India's population.
3) Janani Suraksha Yojna with 78 million beneficiaries as the top-most social security programme with conditional cash transfers.
4) Indira Gandhi National Old Age Pension Scheme is the second-largest unconditional cash transfer social security programme in the world.
5) None of the above
14. NABARD said on its 34th foundation day that it has set a target of providing Rs.30,000 crore as credit to farmers for irrigation over the next three years. NABARD foundation day is ........
1) 1 April
2) 2 April
3) 9 July
4) 12 July
5) 1 Jan
15. Reserve Bank of India proposed to make Net Stable Funding Ratio (NSFR) applicable to banks in India from .......
1) January 1, 2016
2) January 1, 2017
3) January 1, 2018
4) January 1, 2019
5) January 1, 2020
16. New Home secretary of India is..
1) Jaishankar
2) G. MohanRao
3) P.K. Sinha
4) Rajiv Mehrishi
5) Nripendra Mishra
17. Mrs.Vassiliki Thanou, has been appointed as the caretaker Prime Minister .........
1) Brazil
2) Argentina
3) Greece
4) Bangladesh
5) South Korea
18. Ratan P Watal is the .........
1) New Chairman of the Indian Trade Promotion Organization (ITPO).
2) New Chairman of the Public Enterprises Selection Board (PESB).
3) New finance secretary
4) New Vice-Chief of the Indian Army
5) New TRAI Chairman
19. Sundar Pichai is the New CEO of ........
1) Twitter
2) Facebook
3) Yahoo
4) Google
5) Microsoft
20. 30 Women in Power: Their Voices, Their Stories written by .........
1) Twinkle Khanna
2) Tarun Khanna
3) Naina Lal Kidwai
4) K.D. Burman
5) Sebastian Ortiz
21. 'To The Brink And Back: India's 1991 Story' written by .......
1) Verappa Moily
2) Sonia Gandhi
3) P.V. Narasimha Rao
4) Sushma Swaraj
5) Jairam Ramesh
22. Which Indian-origin Sikh migrant driver in Australia has been named 'Australian of the Day' for feeding the homeless?
1) Neel Tushar Kashkar
2) Nikky - Guninder Kaur Singh
3) Tejinder Pal Singh
4) Preet Barra
5) None of above
23. National Humanities Medal 2014 conferred on ........
1) Zhanna Nemtsova
2) Raghavendra Gadagkar
3) Zia Haider Rahman
4) Jhumpa Lahiri
5) None
24. Forbes released the first-ever list of 100 Richest People in Technology. The list topped by ........
1) Bill Gates
2) Larry Ellison
3) Jeff Bezos
4) Mark Zuckerberg
5) Larry Page
25. In the 100 Richest People in Technology list released by Forbes, Azim Premji of Wipro spots 13th position and Shiv Nadar of HCL stands ..........
1) 20th position
2) 11th position
3) 12th position
4) 14th position
5) 8th position
26. Pro Kabaddi League 2015 title won by U Mumba after defeating ........
1) Bengaluru Bulls
2) Telugu Titans
3) Patna Pirates
4) Bengal Warriors
5) Jaipur Pink Panthers
27. 10th World Hindi Conference host .........
1) Bhopal
2) Johannesburg
3) Port of Spain
4) Port Louis
5) Nagpur
28. South Asian Association on Regional Cooperation (SAARC) conference on Disaster Mitigation held at .........
1) Dhaka
2) Islamabad
3) Colombo
4) New Delhi
5) Khatmandu
29. New Delhi Municipal Council (NDMC) has decided to rename Aurangzeb Road as ......
1) International Yoga Road
2) Swatch Bharat Road
3) Vijaya Diwas Road
4) APJ Abdul Kalam Road
5) Yogpath Road
30. Central government has identified how many cities and towns across nine states for implementation of its ambitious 'Housing for All' scheme named as Pradhan Mantri Awas Yojana?
1) 175
2) 100
3) 305
4) 295
5) 105
31. Housing and Urban Poverty Alleviation (HUPA) ministry provide assistance of over Rs.2 lakh crore to construct two crore houses for urban poor by ........ under the scheme 'Housing For All'.
1) 2020
2) 2030
3) 2022
4) 2025
5) 2035
32. PM Modi issued a commemorative coin of hundred rupees and circulation coin of ........ on Rani Gaidinliu, the legendary woman freedom fighter from the North-east on the eve of Birth Centenary Celebrations.
1) five rupees
2) ten rupees
3) fifty rupees
4) two rupees
5) one rupee
33. 15% stake in Russia's second-largest oil field Vankor from Rosneft for about $ 1.35 billion was bought by .........
1) ONGC
2) IOC
3) GAIL
4) HP
5) BP
34. Union government allowed road developers to completely exit BOT projects two years after completion and invest the funds in incomplete highway projects or power plants etc. BOT stands for .........
1) Build-Operate-Transfer
2) Build-Operate-Travel
3) Build-Own-Transfer
4) Brick-Operate-Transfer
5) None
35. India's biggest MAST was inaugurated at the Udaipur Solar Observatory on 4 August 2015. MAST stands for ......
1) Mini-Application Solar Telescope
2) Multi-Arid Solar Telescope
3) More-Application Solar Telescope
4) Multi-Application Solar Telescope
5) None of above
36. 3rd India Africa Forum Summit host ......
1) Johannesburg
2) Nairobi
3) New Delhi
4) Mogadishu
5) Harare
37. TATA Trusts paired up with whom to launch an initiative named
'Internet Saathi' to provide rural women in India with internet literacy?
1) Face Book
2) Twitter
3) WhatsApp
4) Microsoft
5) Google
38. Winter Olympics 2018 will be held at .........
1) Gold Coast
2) Moscow
3) Pyeong Chang
4) Rio De Janeiro
5) Jakarta
ANSWERS:
1-3, 2-3, 3-3, 4-4, 5-1, 6-1, 7-1, 8-3, 9-5, 10-3
11-3, 12-1, 13-5, 14-4, 15-3, 16-4, 17-3, 18-3, 19-4, 20-3
21-5, 22-3, 23-4, 24-1, 25-4, 26-1, 27-1, 28-4, 29-4, 30-3
31-3, 32-1, 33-1, 34-1, 35-4, 36-3, 37-5, 38-3
1) RTGS allows real time transfer of large funds, will not be operated on second and fourth Saturdays as banks observing public holiday on that days.
2) It will operate for full days on other working Saturdays of a month.
3) IFSC code not necessary for RTGS transactions.
4) Processing of future value dated transactions with value date falling on second and fourth Saturdays will not be undertaken under RTGS.
5) None of these
2. RBI changed RTGS time window. The wrong option is .........
1) RTGS business opening would be at 08:00 hours while initial cut off (customer transactions) would be 16:30 hours.
2) The final cut-off (inter-bank transactions) will be at 19:45 hours and IDL reversal between 19:45 - 20:00 hours.
3) An account holder can do only one RTGS transaction per day in a week as per RBI rules.
4) Minimum amount to be remitted through RTGS is Rs.2 lakhs.
5) There is no upper ceiling for RTGS transactions.
3. RBI named which two banks as Domestic Systemically Important Banks (D-SIBs) on 31 August 2015 due to their size and significant presence across the financial sector?
1) HDFC and SBI
2) Axis Bank and Bank of Baroda
3) SBI and ICICI
4) Union Bank of India and YES Bank
5) Punjab National Bank and Kotak Mahindra Bank
4. D-SIBs will be plotted into four different buckets and will be required to have additional Common Equity Tier 1 (CET1) capital requirement ranging from ......... of risk weighted assets depending upon the bucket they are plotted into.
1) 0.2 percent to 10.0 percent
2) 0.4 percent to 0.8 percent
3) 0.6 percent to 0.8 percent
4) 0.2 percent to 0.8 percent
5) None of above
5. Additional Common Equity Tier 1 (CET1) requirements applicable to D-SIBs will be applicable from April 1, 2016 in a phased manner and would become fully effective from .........
1) 1 April 2019
2) 1 April 2018
3) 1 April 2020
4) 1 April 2016
5) 1 April 2017
6. As RBI said, additional CET1 requirement as a percentage of Risk Weighted Assets (RWAs) for SBI is 0.6 percent and that of ICICI Bank is ........
1) 0.2 percent
2) 0.6 percent
3) 1.2 percent
4) 0.8 percent
5) 2.2 percent
7. As per RBI order on 16 July 2015, the banks will now report past dues and levy any late payment charges on credit card holders only if the payment has been due for more than.........
1) three days
2) seven days
3) thirty days
4) ninety days
5) forty five days
8. Minimum amount due is not paid fully within ...... from the payment due date then the credit card account is treated as Non- Performing Assets (NPAs) as per the present rules.
1) 365 days
2) 180 days
3) 90 days
4) 45 days
5) 7 days
9. On the eve of teachers day, the Prime Minister Narendra Modi released a commemorative coin of Rs.125/- denomination and a circulation coin of Rs.10/- denomination in honour of former President .......
1) Babu Rajendra Prasad
2) Zakir Husain
3) V.V. Giri
4) A.P.J. Abdul Kalam
5) Sarvepalli Radhakrishnan
10. RBI has constituted a committee to work out a medium term (five year) measurable action plan for financial inclusion headed by........
1) H.R. Khan
2) Urijith Patel
3) Deepak Mohanty
4) R. Gandhi
5) S.S. Mundra
11. World Bank's latest estimates on India's per capita income and GDP given. Locate the wrong option.
1) India's per capita income rose 9.7 percent to $1,631 in 2014 from $1,487 in the previous year.
2) India was 169th in terms of per capita income in the world.
3) India's GDP crossed $3 trillion in 2014, compared to $1.86 trillion in 2013.
4) In terms of official dollar-rupee rate, the Indian economy was ninth in terms of GDP size.
5) India remained a low-middle income economy, as per the World Bank's latest estimates on per capita income and GDP.
12. Project 'Tatkal' launched by which bank to provide doorstep services and expedite home loan application process?
1) SBI
2) HDFC
3) Bank of Baroda
4) ICICI
5) Axis
13. Options relating to 'The State of Social Safety Nets 2015' released by World Bank given. Pick the wrong option.
1) India is among the five middle-income countries running the world's largest social safety net programmes.
2) MNREGA has been ranked as the world's largest public works programme having 182 million beneficiaries or 15 percent of India's population.
3) Janani Suraksha Yojna with 78 million beneficiaries as the top-most social security programme with conditional cash transfers.
4) Indira Gandhi National Old Age Pension Scheme is the second-largest unconditional cash transfer social security programme in the world.
5) None of the above
14. NABARD said on its 34th foundation day that it has set a target of providing Rs.30,000 crore as credit to farmers for irrigation over the next three years. NABARD foundation day is ........
1) 1 April
2) 2 April
3) 9 July
4) 12 July
5) 1 Jan
15. Reserve Bank of India proposed to make Net Stable Funding Ratio (NSFR) applicable to banks in India from .......
1) January 1, 2016
2) January 1, 2017
3) January 1, 2018
4) January 1, 2019
5) January 1, 2020
16. New Home secretary of India is..
1) Jaishankar
2) G. MohanRao
3) P.K. Sinha
4) Rajiv Mehrishi
5) Nripendra Mishra
17. Mrs.Vassiliki Thanou, has been appointed as the caretaker Prime Minister .........
1) Brazil
2) Argentina
3) Greece
4) Bangladesh
5) South Korea
18. Ratan P Watal is the .........
1) New Chairman of the Indian Trade Promotion Organization (ITPO).
2) New Chairman of the Public Enterprises Selection Board (PESB).
3) New finance secretary
4) New Vice-Chief of the Indian Army
5) New TRAI Chairman
19. Sundar Pichai is the New CEO of ........
1) Twitter
2) Facebook
3) Yahoo
4) Google
5) Microsoft
20. 30 Women in Power: Their Voices, Their Stories written by .........
1) Twinkle Khanna
2) Tarun Khanna
3) Naina Lal Kidwai
4) K.D. Burman
5) Sebastian Ortiz
21. 'To The Brink And Back: India's 1991 Story' written by .......
1) Verappa Moily
2) Sonia Gandhi
3) P.V. Narasimha Rao
4) Sushma Swaraj
5) Jairam Ramesh
22. Which Indian-origin Sikh migrant driver in Australia has been named 'Australian of the Day' for feeding the homeless?
1) Neel Tushar Kashkar
2) Nikky - Guninder Kaur Singh
3) Tejinder Pal Singh
4) Preet Barra
5) None of above
23. National Humanities Medal 2014 conferred on ........
1) Zhanna Nemtsova
2) Raghavendra Gadagkar
3) Zia Haider Rahman
4) Jhumpa Lahiri
5) None
24. Forbes released the first-ever list of 100 Richest People in Technology. The list topped by ........
1) Bill Gates
2) Larry Ellison
3) Jeff Bezos
4) Mark Zuckerberg
5) Larry Page
25. In the 100 Richest People in Technology list released by Forbes, Azim Premji of Wipro spots 13th position and Shiv Nadar of HCL stands ..........
1) 20th position
2) 11th position
3) 12th position
4) 14th position
5) 8th position
26. Pro Kabaddi League 2015 title won by U Mumba after defeating ........
1) Bengaluru Bulls
2) Telugu Titans
3) Patna Pirates
4) Bengal Warriors
5) Jaipur Pink Panthers
27. 10th World Hindi Conference host .........
1) Bhopal
2) Johannesburg
3) Port of Spain
4) Port Louis
5) Nagpur
28. South Asian Association on Regional Cooperation (SAARC) conference on Disaster Mitigation held at .........
1) Dhaka
2) Islamabad
3) Colombo
4) New Delhi
5) Khatmandu
29. New Delhi Municipal Council (NDMC) has decided to rename Aurangzeb Road as ......
1) International Yoga Road
2) Swatch Bharat Road
3) Vijaya Diwas Road
4) APJ Abdul Kalam Road
5) Yogpath Road
30. Central government has identified how many cities and towns across nine states for implementation of its ambitious 'Housing for All' scheme named as Pradhan Mantri Awas Yojana?
1) 175
2) 100
3) 305
4) 295
5) 105
31. Housing and Urban Poverty Alleviation (HUPA) ministry provide assistance of over Rs.2 lakh crore to construct two crore houses for urban poor by ........ under the scheme 'Housing For All'.
1) 2020
2) 2030
3) 2022
4) 2025
5) 2035
32. PM Modi issued a commemorative coin of hundred rupees and circulation coin of ........ on Rani Gaidinliu, the legendary woman freedom fighter from the North-east on the eve of Birth Centenary Celebrations.
1) five rupees
2) ten rupees
3) fifty rupees
4) two rupees
5) one rupee
33. 15% stake in Russia's second-largest oil field Vankor from Rosneft for about $ 1.35 billion was bought by .........
1) ONGC
2) IOC
3) GAIL
4) HP
5) BP
34. Union government allowed road developers to completely exit BOT projects two years after completion and invest the funds in incomplete highway projects or power plants etc. BOT stands for .........
1) Build-Operate-Transfer
2) Build-Operate-Travel
3) Build-Own-Transfer
4) Brick-Operate-Transfer
5) None
35. India's biggest MAST was inaugurated at the Udaipur Solar Observatory on 4 August 2015. MAST stands for ......
1) Mini-Application Solar Telescope
2) Multi-Arid Solar Telescope
3) More-Application Solar Telescope
4) Multi-Application Solar Telescope
5) None of above
36. 3rd India Africa Forum Summit host ......
1) Johannesburg
2) Nairobi
3) New Delhi
4) Mogadishu
5) Harare
37. TATA Trusts paired up with whom to launch an initiative named
'Internet Saathi' to provide rural women in India with internet literacy?
1) Face Book
2) Twitter
3) WhatsApp
4) Microsoft
5) Google
38. Winter Olympics 2018 will be held at .........
1) Gold Coast
2) Moscow
3) Pyeong Chang
4) Rio De Janeiro
5) Jakarta
ANSWERS:
1-3, 2-3, 3-3, 4-4, 5-1, 6-1, 7-1, 8-3, 9-5, 10-3
11-3, 12-1, 13-5, 14-4, 15-3, 16-4, 17-3, 18-3, 19-4, 20-3
21-5, 22-3, 23-4, 24-1, 25-4, 26-1, 27-1, 28-4, 29-4, 30-3
31-3, 32-1, 33-1, 34-1, 35-4, 36-3, 37-5, 38-3
