Sunday, October 4, 2015

GENERAL AWARENESS PRACTICE QUESTIONS FOR ALL BANK EXAMS

1. On 16 September 2015, RBI in-principle granted licenses to how many applicants among 72 applicants to set up small finances banks that are all mainly microfinance and small finance companies?
1) 27
2) 19
3) 14
4) 6
5) 10

2. Which among the following entities did not get license to start the small finance banks?
1) Au Financiers (India) Ltd - Jaipur
2) Capital Local Area Bank - Jalandhar
3) SKS Micro Finance
4) Disha Microfin Private Ltd - Ahmedabad
5) Equitas Holdings - Chennai

3. Which among the following entities did not get license to start the small finance banks?
1) ESAF Microfinance and Investments Private Ltd - Chennai
2) Janalakshmi Financial Services Private Limited - Bengaluru
3) Suryoday Micro Finance Private Ltd - Navi Mumbai
4) Ujjivan Financial Services Private Ltd - Bengaluru
5) All of the above entities got permission to start small finance banks

4. Which of the following activities cannot be done by the new small finance banks as per RBI order?
1) Take small deposits and provide loans
2) Distribute mutual funds and other simple third-party financial products
3) Can be a business correspondent of any other bank
4) Distribute insurance products
5) All of the activities can be done by Small Finance Banks

5. Small Finance Banks must disburse ........ of their total adjusted net bank credit to priority sector.
1) 35%
2) 25%
3) 50%
4) 75%
5) 45%

6. The Small Finance Banks maximum loan size would be ......... of capital funds to single borrower and 15% to a group as per the present RBI rules.
1) 20%
2) 25%
3) 40%
4) 50%
5) 10%

7. Minimum 50% total loans of Small Finance Banks should be up to Rs. ........
1) 10 lakh
2) 75 lakh
3) 25 lakh
4) 5 lakh
5) 15 lakh

8. Which of the following activity the Small Finance Bank cannot do?
1) They can't lend to big corporate houses.
2) They can't lend to big groups.
3) Cannot set up subsidiaries to undertake non-banking financial services activities.
4) Other financial activities of the promoter must not mingle with the bank.
5) All of the above activities cannot be done by Small Finance Banks.

9. In the Small Finance Banks, promoter's minimum initial contribution to the paid-up equity capital shall be at least .........
1) 10%
2) 20%
3) 25%
4) 40%
5) 74%

10. Small Finance Banks minimum paid-up capital would be .........
1) Rs.200 cr
2) Rs.50 cr
3) Rs.10 cr
4) Rs.100 cr
5) Rs.1000 cr

11. For the Small Finance Banks, capital adequacy ratio should be ......... of risk weighted
assets where as Tier-I should be 7.5% of the risk weighted assets.
1) 15%
2) 10%
3) 11.5%
4) 17%
5) 20%

12. Foreign shareholding capped at ......... of paid capital of the Small Finance Banks.
1) 74%
2) 25%
3) 40%
4) 49%
5) 29%

13. Foreign Portfolio Investment (FPI) in the Small Finance Banks must not be more than .........
1) 24%
2) 14%
3) 29%
4) 74%
5) 49%

14. Which of the following entity did not get license to start Small Finance Bank?
1) Dewan Housing
2) IIFL Holdings
3) SKS Microfinance
4) UAE Exchange
5) All of the above did not get license

15. Which bank is planning to launch 'green bonds' this year to enable fund raising for investments in projects with environmental benefits?
1) SBI
2) HDFC
3) HSBC India
4) YES Bank
5) Kotak Mahindra Bank

16. RBI launched a module for reporting Foreign FCTRS on eBiz portal of the Ministry of Commerce & Industry on 24 Aug 2015. FCTRS stands for .........
1) Foreign Currency Truncation of Shares
2) Foreign Custodian Transfer of Shares
3) Foreign Currency Transfer of Shares
4) First Currency Transfer of Shares
5) None

17. Indian Railways developed a HVT toilet design that combines the advantages of Vacuum toilets and Bio-toilets. HVT stands for .........
1) Hit Travel Toilet
2) Hybrid Variety Toilet
3) High Vacuum Toilet
4) Hybrid Vacuum Toilet
5) Hybrid Value Toilet

18. International Toilet Day is on .........
1) 4 October
2) 5 December
3) 21 March
4) 19 November
5) 9 November

19. None of the above (NOTA) Option symbol in EVM is .........
1) a small ballot paper having BIG Words 'NO' on it
2) a small ballot paper having RED LIGHT mark
3) a small ballot paper with a green cross on it
4) a small ballot paper with a black cross on it
5) a small ballot paper with a Red cross on it

20. NOTA symbol for EVMs designed by Prof. Tarun Deep Girdher of NID of Ahmadabad. NID stands for .........
1) National Initiation of Design
2) National Institute of Disaster
3) Neonatal Institute of Design
4) National Institute of Design
5) None of above

21. On 1 September 2015, Union government announced to waive the controversial MAT on capital gains made by Foreign Institutional Investors (FIIs) prior to April 1, 2015 on the recommendation of the Justice A.P.Sha Committee. MAT stands for .........
1) Minimum Annuity Tax
2) Maximum Alternate Tax
3) Minimum Asset Tax
4) Moderate Alternate Tax
5) Minimum alternate tax

22. India and which nation on 17 September 2015 jointly created a Joint Challenge Coin to symbolize their unique partnership in creating a next-generation aircraft carrier for the Indian Navy?
1) UK
2) China
3) Russia
4) USA
5) South Korea

23. Nepal's Constituent Assembly on 16 September 2015 approved the new Constitution. The Constituent Assembly headed by .........
1) Chiranjivi Nepal
2) Rambharan Yadav
3) Sushil Koirala
4) Subash Nembang
5) Parmanand Jha

24. Who is invited by UNO Secretary General Ban Ki-moon to serve in UN's High Level Advisory Group on Sustainable Transport (HLAG-ST) for 3 years. He is also called Metro Man of India?
1) Suresh Prabhu
2) Manoj Sinha
3) E. Sreedharan
4) A.K. Mittal
5) Verghese Kurien

25. Which of the following cities named as the World Book Capital for 2017 by UNESCO?
1) Oslo
2) Beijing
3) Conakry
4) Valetta
5) Paris

26. United Nations Champions of the Earth award conferred on which nation prime minister recently. It is the United Nations highest environmental honour recognizing visionary people and organisations all over the world?
1) Bangladesh
2) India
3) Australia
4) Russia
5) Switzerland

27. 2015 Nansen Refugee Award by UNHCR conferred on .........
1) Malala
2) Aqeela Asifi
3) Mohammad Ashraf Ghani
4) Mamnoon Hussain
5) Abdul Hamid

28. Nansen Refugee Award is named after Fridtjof Nansen, the first High Commissioner for Refugees for the League of Nations. The Award instituted in .........
1) 1947
2) 2001
3) 1931
4) 1954
5) 2004

29. Aqeela Asifi is .........
1) Afghanistan refugee in Pakistan
2) Pakistan refugee in Afghanistan
3) Syria refugee in Greece
4) Iraq refugee in Hungary
5) Sudan refugee in Albania

30. The Chairman of the 31 - member Parliamentary standing committee examining the Lokpal Bill is .........
1) P.C. Chako
2) Shunglu
3) S.S. Ahluwalia
4) L.K. Advani
5) Sudarsana Natchiappan

31. Who heads the expert group on land leasing constituted by NITI Aayog?
1) Arvind Panagariya
2) Bibek Debroy
3) T. Haque
4) H.R. Khan
5) Nitin Gadkari

32. India's richest person with a net worth of $ 18.9 billion as per Forbes magazine latest India richest list .........
1) Azim Premji
2) Hinduja brothers
3) Anil Ambani
4) Mukesh Ambani
5) Dilip Shanghvi

33. The Prime Minister Narendra Modi on 18 September 2015 launched the National Integrated Power Development Scheme (IPDS) at .........
1) New Delhi
2) Panipat
3) Kolkata
4) Suratgarh
5) Varanasi

34. How much fund allocated to IPDS as per the statement given by Modi at Varanasi?
1) Rs.50,000 crore
2) Rs.30,000 crore
3) Rs.45,000 crore
4) Rs.1500 crore
5) Rs.100 crore

35. For the welfare of areas and people affected by mining related operations PMKKKY was launched. PMKKKY stands for .........
1) Pradhan Mantri Khanij Kshetra Kalyan Yojana
2) Pradhan Mantri Koal Kshetra Kalyan Yojana
3) Pradhan Modi Khanij Kshetra Kalyan Yojana
4) Pradhan Mantri Khanij Kshetra Karao Yojana
5) Pradhan Mantri Khasi Kshetra Kalyan Yojana

ANSWERS:
1-5, 2-3, 3-5, 4-3, 5-4, 6-5, 7-3, 8-5, 9-4, 10-4
11-1, 12-1, 13-1, 14-5, 15-3, 16-3, 17-4, 18-4, 19-4, 20-4
21-5, 22-4, 23-4, 24-3, 25-3, 26-1, 27-2, 28-4, 29-1, 30-5
31-3, 32-4, 33-5, 34-3, 35-1