GENERAL AWARENESS PRACTICE MCQs FOR ALL BANK EXAMS

1. On 15 January 2015, RBI permitted banks...
1) to set up insurance joint ventures on risk participation basis.
2) to set up insurance joint ventures on partial- risk participation basis.
3) to set up insurance joint ventures on 60% risk participation basis.
4) to set up insurance joint ventures on 50 : 50 risk participation basis.
5) None of above

2. RBI allowed banks to undertake insurance business as agents of insurance companies...
1) on fee basis with any risk participation by banks and their subsidiaries.
2) on no fee basis without any risk participation by banks and their subsidiaries.
3) on fee basis without any risk participation by banks and their subsidiaries.
4) on free basis services without any risk participation by banks and their subsidiaries.
5) None of above

3. As per government of India order, Insurance is a permissible business under Section 6(1)(o) of .....
1) Banking Regulation Act 1949
2) RBI Act 1934
3) Banking Regulation Act 1959
4) FEMA 1999
5) None of above

4. If the Banks want to set up a subsidiary/ JV for undertaking insurance business with risk participation, net worth of the bank should not be less than ..........
1) Rs.100 crores
2) Rs.500 crores
3) Rs.10 crores
4) Rs.1000 crores
5) None

5. Level of net non-performing assets should be not more than ..... if the Banks want to set up a subsidiary/ JV for undertaking insurance business with risk participation as per RBI.
1) 10%
2) 3 %
3) 4%
4) 5%
5) 1%

6. Banks undertaking insurance broking/ corporate agency through a subsidiary/ JV need RBI approval. Then those banks CRAR must not be less than .......
1) 9%
2) 10%
3) 11.5%
4) 8%
5) None

7. CRAR stands for .....
1) Capital to Risk (Weighted) Average Ratio
2) Core to Risk (Weighted) Assets Ratio
3) Capital to Risk (Weighted) Assets Ratio
4) Capital to Roll (Weighted) Assets Ratio
5) None

8. Who is the regulator of insurance business in India?
1) SEBI
2) CCI
3) IRDAI
4) PFRDA
5) All of above

9. Insurance Regulatory and Development Authority (IRDA) has been renamed as...
1) BRDA
2) IRRDA
3) IDA
4) IRDAI
5) None

10. IRDAI stands for ......
1) Insurance Rules Development Authority of India
2) Insurance Regulatory Donor Authority of India
3) Insurance Register Development Authority of India
4) Insurance Regulatory and Development Authority of India
5) None

11. IRDAI (Insurance Regulatory and Development Authority of India) earmarked .... as Insurance day , on which day it came into existence in the year 2000.
1) 8 Jan
2) 15 Apr
3) 20 May
4) 19 Apr
5) None

12. IRDAI headed by ......
1) Hemant Contractor
2) U.K.Sinha
3) Rahul Khullar
4) T.S.Vijayan
5) Ashok Chawla

13. Aam Aadmi Bima Yojana (AABY) covering death and disability insurance for the benefit of rural landless households in the country. The scheme implemented through ......
1) LIC
2) SBI Life
3) Edelweiss Tokio Life
4) Exide Life
5) Future Generali

14. On 13 January 2015, which bank declared to set up another 50 econnect outlets by 31 March 2015?
1) SBI
2) Corporation bank
3) SBM
4) SBT
5) SBH

15. Jifi Saver, a savings account managed via Twitter and Facebook launched on 13 Jan 2015 by....
1) ICICI
2) HDFC
3) Yes Bank
4) TMB
5) Kotak Mahindra bank

16. For optimum utilization of Sports Authority of India's sports facilities in Delhi and across the country, which scheme was introduced?
1) come and play
2) go and play
3) try and win
4) see and goal
5) ball and bat

17. Gram Santhosh Rural Postal Life Insurance Scheme introduced by .....
1) LIC
2) India Post
3) Bajaj Allianz
4) Reliance Insurance
5) None

18. To provide separate, specialized and comprehensive health care to the senior citizens, NPHCE was introduced. NPHCE means.....
1) National Promotion for Health Care of the Elderly
2) National Programme for Health Code of the Elderly
3) Nodal Programme for Health Care of the Elderly
4) National Programme for Hospital Care of the Elderly
5) National Programme for Health Care of the Elderly

19. Kishori Shakti Yojana (KSY) introduced to empower .......... so as to enable them to take charge of their lives.
1) adolescent girls
2) women
3) widows
4) employee women
5) aged women

20. PFDF scheme introduced by central government to provide credit enhancement to Urban Local Bodies (ULBs) to access market borrowings based on their credit worthiness. PFDF stands for ........
1) Pooled Finance Development Fund
2) Power Finance Development Fund
3) Pooled Fund Development Fund
4) Pooled Finance Dearness Fund
5) None

21. 19th Chief Election Commissioner (CEC) of India is ......
1) H.S.Brahma
2) Syed Nasim Ahmad Zaidi
3) V.S. Sampath
4) J.M. Lyngdoh
5) None of above

22. EVM stands for ........
1) Electric Voting Machine
2) Electronic Voting Module
3) Electronic Voting Memory
4) Election Voting Machine
5) Electronic Voting Machine

23. NOTA button in EVM stands for ........
1) Notice Of The Above
2) None Of The Area
3) Nine Of The Above
4) None Of The Above
5) Nice Of The Above

24. Maithripala Sirisena became the president of .....
1) Bhutan
2) Afghanistan
3) Sri Lanka
4) Myanmar
5) Bangladesh

25. Which of the following nation has Rupee as currency?
1) Bhutan
2) Afghanistan
3) Sri Lanka
4) Myanmar
5) Bangladesh

26. The new Chairman of ISRO (Indian Space Research Organisation) is .......
1) R.K. Srivastva
2) B. Prasad Rao
3) Sutirtha Bhattacharya
4) P. Sudha Kumar
5) AS Kiran Kumar

27. Which of the following is wrongly matched?
1) Kaziranga National Park - Assam
2) Khangchendzonga National Park - Sikkim
3) Murlen National Park - Meghalaya
4) Dibang Wildlife Sanctuary National Park - Arunachal Pradesh
5) Hemis National Park - Jammu and Kashmir

28. ''Youth for Clean, Green and Progressive India'' is the theme of 19th National Youth Festival concluded in .......
1) Belur
2) Raipur
3) Chicago
4) Mylapore
5) Guwahati

29. Which state has fixed minimum educational qualifications for contesting polls for local elections on 22 December 2014?
1) Goa
2) Bihar
3) Rajasthan
4) Gujarat
5) AP

30. 7th Vibrant Gujarat summit held in .....
1) Ahmedabad
2) Gandhi Nagar
3) Vadodara
4) Somnath
5) Porbandar

31. 11 countries have participated in first Buddha Heritage Walk concluded in....
1) Bihar
2) UP
3) Rajasthan
4) Delhi
5) Telangana

32. On the eve of 13th edition of Pravasi Bhartiya Divas and 7th edition of Vibrant Gujarat, P.M has inaugurated the Dandi Kutir Museum in.......
1) New Delhi
2) Ahmedabad
3) Dandi
4) Porbandar
5) Gandhi Nagar

33. Dandi Satyagraha also called Salt Satyagraha conducted by Gandhi to protest the tax regime of British India. The Dandi march held in ......
1) 1942
2) 1915
3) 1920
4) 1930
5) 1947

34. India's first district with 100% rural broadband connectivity is ......
1) Kancheepuram (Tamilnadu)
2) Thane (Maharashtra)
3) Krishna (AP)
4) Idukki (Kerala)
5) Medak (Telangana)

35. On 5 January 2015, PM Modi launched 'Prakash Path'. It is a ......
1) Urban Housing Mission
2) Digital India Project
3) Primary Education Initiative
4) Clean India Programme
5) National energy conservation movement

36. International Exchange in Gujarat's GIFT city (Gujarat International Finance Tec-City) to be established by .....
1) KSE
2) MSE
3) NSE
4) BSE
5) None

37. Army day observed on....
1) 15 January
2) 4 Dec
3) 8 Oct
4) 15 August
5) 26 January

38. Bezbaruah Committee had given recommendations on .....
1) to examine the constitution of SIT on 1984 anti-Sikh riots.
2) to look into the concerns of the people of North East living in the other parts of the country.
3) to interact with trade and industry on taxrelated issues on a regular basis.
4) government advertisements
5) giving the recognition to deemed universities on regular basis.

39. Who has been conferred with the Sardar Vallabhbhai Patel Vishwa Pratibha Award, for his contribution to society as a Gujarati?
1) Arun Jaitley
2) Arvind Panagariya
3) Meghnad Desai
4) Amartya Sen
5) None

40. On 4 January which neighbouring nation of India celebrates Independence day every year?
1) Sri Lanka
2) Bangladesh
3) Maldives
4) Pakistan
5) Myanmar

41. Singapore-bound Flight QZ8501, which crashed into Java Sea on 28 Dec 2014 after taking off from Surabaya, Indonesia, belongs to ......
1) Cathay Pacific
2) Lufthansa
3) Air India
4) Air Asia
5) Garuda

42. As the no party/parties unable to form the new government in Jammu and Kashmir, the president rule was imposed under....
1) Article 356
2) Article 352
3) Article 360
4) Article 19
5) Article 21

43. Governor of Jammu and Kashmir is ......
1) Krishan Kant Paul
2) N.N.Vohra
3) Urmila Singh
4) Kaptan Singh Solanki
5) Najeeb Jung


44.  Winter capital of Jammu and Kashmir is ....
1) Srinagar
2) Ladakh
3) Jammu
4) Anantnag
5) Leh


ANSWERS:
1-1, 2-3, 3-1, 4-4, 5-2, 6-2, 7-3, 8-3, 9-4, 10-4
11-4, 12-4, 13-1, 14-5, 15-5, 16-1, 17-2, 18-5, 19-1, 20-1
21-1, 22-5, 23-4, 24-3, 25-3, 26-5, 27-3, 28-5, 29-3, 30-2
31-1, 32-5, 33-4, 34-4, 35-5, 36-4, 37-1, 38-2, 39-3, 40-5,
41-4, 42-1, 43. 2, 44. 3

GENERAL AWARENESS PRACTICE QUESTIONS FOR ALL BANK EXAMS

1. Which of the following organization / agencies is specifically set up to boost overall rural
development in India?
1) RBI
2) SIDBI
3) NABARD
4) SEBI
5) EXIM

2. Which of the following states has expressed its unhappiness over the agreement on sharing of Teesta water between India and Bangladesh?
1) Jharkhand
2) Assam
3) Manipur
4) Bihar
5) West Bengal

3. Banks in India are regulated under .........
1) Companies Act, 1956
2) Banking Regulation Act, 1949
3) Reserve Bank of India Act, 1934
4) Special powers conferred on the RBI
5) None of these

4. Which of the following countries is a major producer of Jute?
1) Pakistan
2) Afghanistan
3) South Africa
4) Bangladesh
5) Sri Lanka

5. Compilation of data on industrial production in India is done by which of the following
agencies / organizations?
1) National Testing Lab
2) Reserve Bank of India
3) Census Commission of India
4) Planning Commission of India
5) Central Statistics Office

6. Which among the following US states has become the first to legalise selling of Marijuana?
1) Colorado
2) California
3) Illinois
4) Washington
5) None of these

7. India is providing financial help to which of the following countries for building a large harbour there named as Kankasanthuraj Harbour?
1) Nepal
2) Myanmar
3) Bangladesh
4) Sri Lanka
5) Vietnam

8. A Savings Bank Account opened with a commercial bank with zero balance or very minimal
balance is known as .............
1) Savings Bank Ordinary Account
2) Student Savings Bank Account
3) No Frill Account
4) Current Account
5) Call Deposit

9. What does the letter 'R' denote in the abbreviation 'BR Act' which controls banking activities
in the country?
1) Reformation
2) Regulation
3) Reporting
4) Resolution
5) Ranking

10. 'Base Rate' in banks is ..........
1) Rate of interest payable on demand deposits.
2) Rate of interest payable on fixed deposits.
3) Rate of interest charged by RBI on long term borrowings of Public Sector Banks.
4) Minimum lending rate decided by RBI which shall be adopted by all Public Sector Banks.
5) The minimum interest rate fixed by individual banks, below which they cannot lend funds, except cases like Government sponsored scheme.

11. Banking sector will fall under which of the following?
1) Agricultural Sector
2) Service Sector
3) Manufacturing Sector
4) Industrial Sector
5) Small Scale Sector

12. The Government of India has recently added the following currency for allowing Indian companies to raise debts through External Commercial Borrowings.
1) EURO
2) Dinar
3) Great Britain Pound
4) Chinese Yuan
5) Japanese Yen

13. A Saving Bank Deposit Account is one where .............
1) the deposits are made only once in a year.
2) amounts are deposited and are withdrawn as per requirement of the customers.
3) periodical Fixed Amount are deposited month wise and withdrawal are followed after a fixed period.
4) the deposits are made once in every month.
5) None of these

14. ASBA scheme is related to purchase of ......
1) IPO
2) CP
3) CD
4) TCs
5) None

15. Who among the following is the Ex-officio Chairman of the Rajya Sabha at present?
1) Mrs. Pratibha Patil
2) Mohammad Hamid Ansari
3) Dr. Manmohan Singh
4) Ms. Meira Kumar
5) L. K. Advani

16. Which one of the following countries has become the 18th Euro-area member to adopt Euro currency, recently?
1) Switzerland
2) Lat via
3) Sweden
4) Romania
5) None of these

17. Mobile banking requires .........
1) Account with a bank with mobile phone linked to interbank mobile payment.
2) Account with mobile post office.
3) Account with bank along with mobile phone linked to international mobile payment service.
4) Account with bank and mobile phone linked to interstate mobile payment service.
5) Account with bank along with mobile phone linked to inter-district mobile payment service.

18. Saina Nehwal is a famous player associated with the game of .........
1) Hockey
2) Badminton
3) Golf
4) Lawn Tennis
5) Table Tennis

19. Who among the following is the Prime Minister of Japan at present?
1) Mr. Yoshihiko Noda
2) Mr. Naoto Kan
3) Mr. Abe Shinzo
4) Mr. Yasuo Fukuda
5) None of these

20. Central Drug Research Institute is located in which of the following cities in India?
1) Jamshedpur
2) New Delhi
3) Jaipur
4) Lucknow
5) Dhanbad

21. Which of the following books is written by the Classic Russian author Maxim Gorky ?
1) As You Like It
2) Lolita
3) The Mother
4) War and Peace
5) Alice on Wonderland

22. Summer Olympic of 2016 will be organized in a city in ............
1) China
2) India
3) Brazil
4) Russia
5) South Africa

23. Which of the following terms is NOT used in the game of hockey?
1) Bully
2) Follow-on
3) Penalty corner
4) Centre pass
5) Scoop

24. If a bank of following are the usual types of deposit accounts .........
1) Savings accounts, electricity accounts and insurance premium accounts
2) Fixed deposits, Post office savings bank accounts and current deposit accounts
3) Current accounts, savings bank accounts and term deposit accounts
4) Loan accounts, savings bank accounts and term deposit accounts
5) Current bill accounts and term deposit accounts

25. When a bank dishonours a cheque ..........
1) it is called settlement of the cheque
2) it is called withdrawing of the cheque
3) it is called nullifying of the cheque
4) it is called truncating of the cheque
5) it is called return of the cheque unpaid

26. Corey Anderson, who hit the fastest century in one-day international history recently, belongs to which country?
1) Australia
2) New Zealand
3) England
4) South Africa
5) None

27. With which one of the following, the Election Commission of India tie up for online voters registration?
1) Facebook
2) Yahoo
3) Google
4) Twitter
5) None of these

28. Who among the following is the new Air Force Chief of India?
1) Arup Raha
2) Vivek Tyagi
3) Arun Singh
4) Kishore Chandra
5) None of these

29. The National Commission for Protection of Child Rights has received the highest number of complaints related to child abuse in school from the state of ..........
1) Karnataka
2) Tamilnadu
3) Assam
4) Delhi
5) Andhra Pradesh

30. World's top three biggest coffee exporting countries are ...........
1) Brazil, Indonesia and Vietnam
2) Vietnam, Brazil and Indonesia
3) Brazil, Vietnam and Indonesia
4) Indonesia, Vietnam and Brazil
5) None

31. Which among the following states has launched free CFL bulbs scheme for hut dwellers?
1) Tamilnadu
2) West Bengal
3) Manipur
4) Haryana
5) None

32. What is the name of cyclone which is recently battered west coast of Australia?
1) Hemp
2) Christine
3) Lava
4) Pristine
5) None of these

33. Which of the following countries has recently assumed the coveted chair of the ASEAN?
1) Myanmar
2) Indonesia
3) Cambodia
4) Philippines
5) None

34. According to latest study, which Indian city is expected to witness the highest demand for office space in the Asia during 2014?
1) New Delhi
2) Mumbai
3) Bangalore
4) Chennai
5) None of these

35. Who among the following has won Men's Chennai Open Tennis Trophy 2014?
1) Somdev Burman
2) Roger Vasselin
3) Stanislas Wawrika
4) David Federer
5) None of these

36. Losar festival is the most important festival celebrated in ............
1) Ladakh
2) Leh
3) Shimla
4) Srinagar
5) None of these

37. Recently, which among the following has announced to launch of an All Women Insurance branch?
1) Bajaj Allianz
2) Tata AIG General
3) ICICI Lombard
4) Reliance General
5) None of these

38. In which one of the following states, Tata Consultancy Services (TCS) has decide to setup world's largest corporate learning and development centre?
1) Kerala
2) Punjab
3) Maharashtra
4) Karnataka
5) None of these

39. Who among the following has been chosen for Portugal highest honour "Order of Prince Henry"?
1) Cost a Ricardo
2) Lopes Anthony
3) Alves Bruno
4) Cristiano Ronaldo
5) None of these

40. Who among the following led the team who have identified liver cancer genes?
1) Steven Robertson
2) The Bin Tean
3) Zoe Hellman
4) Matilda Ceesay
5) None of these

ANSWERS:
1-3, 2-5, 3-2, 4-4, 5-5, 6-1, 7-4, 8-3, 9-2, 10-4
11-2, 12-4, 13-2, 14-1, 15-2, 16-2, 17-1, 18-2, 19-3, 20-4
21-3, 22-3, 23-2, 24-3, 25-5, 26-2, 27-3, 28-1, 29-2, 30-3
31-1, 32-2, 33-1, 34-3, 35-3, 36-1, 37-1, 38-1, 39-4, 40-2

GENERAL AWARENESS PRACTICE QUESTIONS

1. The Mid-Year Economic Analysis for the current year was tabled in the Parliament by the Union Finance Minister Arun Jaitley on December 19, 2014. The Review projects what percent growth for 2014-15?
1) 5.3 percent
2) 5.7 percent
3) 5.5 percent
4) 5.9 percent
5) 6 percent

2. Who has been appointed as the new Chief of Intelligence Bureau (IB)?
1) Vivek Srivastava
2) Dineshwar Sharma
3) Nehchal Sandhu
4) Anil Goswamy
5) D.K. Pathak

3. Which team won the 35th edition of the Men's Hockey Champions Trophy in Bhubaneswar in December 2014?
1) Germany
2) Pakistan
3) Australia
4) India
5) Netherlands

4. The 64th edition of the Miss World Pageant was held on December 14, 2014 in London, UK. Who was crowned Miss World 2014?
1) Edina Kulcsar (Hungary)
2) Elizabeth Safrit (USA)
3) Carina Tyrrell (England)
4) Rolene Strauss (South Africa)
5) Koyal Rana (India)

5. The 2016 Men's Hockey Champions Trophy will be held in?
1) Germany
2) Australia
3) South Korea
4) India
5) Argentina

6. Mosul is in the news recently. It is a city in?
1) Iran
2) Iraq
3) Syria
4) Afghanistan
5) Pakistan

7. The Jalpaiguri district was bifurcated to create Alipurduar district in which of the following States?
1) Bihar
2) Uttar Pradesh
3) West Bengal
4) Odisha
5) Jharkhand

8. Which country's national football team is called Selecao?
1) Argentina
2) Spain
3) Germany
4) Portugal
5) Brazil

9. The Institute of Economics and Peace (IEP) released its Global Peace Index (GPI) on June 18,
2014. Which is the most peaceful country in the world?
1) Iceland
2) Denmark
3) New Zealand
4) Norway
5) Finland

10. What is India's rank in the 2014 Global Peace Index?
1) 162
2) 143
3) 152
4) 153
5) 157

11. The United Nations General Assembly has established the United Nations Prize in honor of?
1) Mahatma Gandhi
2) Dalai Lama
3) Nelson Mandela
4) Aung San Suu Kyi
5) Mother Teresa

12. The 600 Megawatt Kholongchu Hydropower project is a joint venture between India and?
1) Sri Lanka
2) Nepal
3) Maldives
4) Bhutan
5) Myanmar

13. Wang Yi visited India in June 20-14. He is the Foreign Minister of?
1) Vietnam
2) Myanmar
3) China
4) North Korea
5) South Korea

14. Bollywood actress Deepika Padukone has been appointed as brand ambassador of which of the following private sector banks?
1) ICICI Bank
2) Axis Bank
3) HDFC Bank
4) Yes Bank
5) Kotak Mahindra Bank

15. Which State has recently decided to add a chapter on Sachin Tendulkar in its school syllabus?
1) Kerala
2) West Bengal
3) Gujarat
4) Maharashtra
5) Bihar

16. Dmitry Rogozin visited India recently. He is the Deputy Prime Minister of?
1) Ukraine
2) Russia
3) Georgia
4) Bulgaria
5) Serbia

17. Felipe VI became the King of which of the following countries in June 2014?
1) Spain
2) Norway
3) Denmark
4) Austria
5) Belgium

18. Lata Tapovan Hydro power project will come up in?
1) Sikkim
2) Uttarakhand
3) Tripura
4) Bihar
5) Himachal Pradesh

19. Which is the world's least peaceful country as per the 2014 Global Peace Index?
1) Afghanistan
2) Syria
3) South Sudan
4) Pakistan
5) Iraq

20. The Oil and Natural Gas Corporation (ONGC) drilled its firstever well in the Palar basin in?
1) Tamil Nadu
2) Goa
3) Uttar Pradesh
4) Bihar
5) Kerala

21. ONGC Videsh Ltd. (OVL) signed a deal with Rosneft to jointly explore hydrocarbons. Rosneft is the largest oil and gas producer of which of the following countries?
1) France
2) Russia
3) Ukraine
4) Kazakhstan
5) China

22. Which of the following is not a recommendation of the Parthasarathi Shome Panel?
1) The post of Revenue Secretary should be abolished
2) The CBDT and CBEC should be merged
3) The use of Permanent Account Number (PAN) should be broadened
4) Income Tax Return should also include wealth tax details
5) The post of Finance Secretary should be abolished

23. The logo of which of the following organizations is a Giant Panda?
1) WWF
2) IUCN
3) UNESCO
4) UNEP
5) None of these

24. Khumbum monastery is situated in which of the following countries?
1) Thailand
2) Japan
3) China
4) Sri Lanka
5) Nepal

25. Mojave Desert is located in which of the following continents?
1) North America
2) South America
3) Asia
4) Africa
5) Australia

26. The Wallace Line is a boundary that separates the eco zones of?
1) Canada and USA
2) Mexico and Central America
3) USA and Mexico
4) Asia and Australasia
5) None of these

27. Who is the author of 'Ashtadhyayi', the Sanskrit grammar?
1) Patanjali
2) Panini
3) Kalidasa
4) Banabhatta
5) Harsha

28. Plants capable of performing photosynthesis belong to which of the following types of organisms?
1) Autotrophs
2) Heterotrophs
3) Saprotrophs
4) Chemoheterotrophs
5) None of these

29. Bonn is a city in Germany located on the banks of the river?
1) Seine
2) Rhine
3) Elbe
4) Hudson
5) Darling

30. Which team won the 2014 Women's Asian Cup Football tournament held in Vietnam?
1) Japan
2) China
3) South Korea
4) Vietnam
5) Thailand

31. The Global Summit to End Sexual Violence in Conflict was held in which of the following cities in June 2014?
1) Washington D.C.
2) London
3) Damascus
4) Tokyo
5) Brasilia

32. Who is the Special Envoy of United Nations High Commissioner for Refugees (UNHCR)?
1) Emma Watson
2) Aishwarya Rai
3) Priyanka Chopra
4) Angelina Jolie
5) Lady Gaga

33. In the 2014 Asian Junior Athletics Championships which country finished on top in the medals tally with 12 gold medals?
1) China
2) Japan
3) Qatar
4) Iran
5) India

34. The Prime Minister Narendra Modi inaugurated the new Supreme Court building in June 2014 in?
1) Nepal
2) Bhutan
3) Japan
4) Sri Lanka
5) Maldives

35. Jennifer Nansubuga Makumbi is the overall winner of the 2014 Commonwealth Short Story Prize. She is from?
1) Uganda
2) Kenya
3) South Africa
4) Zimbabwe
5) United Kingdom

36. ELN is an armed group in which of the following South American countries?
1) Brazil
2) Venezuela
3) Argentina
4) Bolivia
5) Colombia

37. Daniel Ricciardo is a Formula One driver from?
1) Australia
2) Finland
3) United Kingdom
4) Canada
5) Argentina

38. Which company has recently presented a new prototype driverless car?
1) Microsoft
2) Facebook
3) Google
4) Infosys
5) Wipro

39. The 2014 Asian Junior Athletics Championships were held in?
1) Seoul
2) Taipei
3) Incheon
4) Beijing
5) Shanghai

40. Who won the World Blitz Chess Championship in Dubai on June 20, 2014?
1) Hikaru Nakamura
2) Viswanathan Anand
3) Fabiano Caruana
4) Magnus Carlsen
5) Vladimir Kramnik

ANSWERS:
1) 3; 2) 2; 3) 1; 4) 4; 5) 5; 6) 2; 7) 3; 8) 5; 9) 1; 10) 2;
11) 3; 12) 4; 13) 3; 14) 2; 15) 4; 16) 2; 17) 1; 18) 2; 19) 2; 20) 1;
21) 2; 22) 5; 23) 1; 24) 3; 25) 1; 26) 4; 27) 2; 28) 1; 29) 2; 30) 1;
31) 2; 32) 4; 33) 1; 34) 2; 35) 1; 36) 5; 37) 1; 38) 3; 39) 2; 40) 4.

GENERAL AWARENESS PRACTICE MCQs FOR BANK EXAMS

1. What is India's Gross Domestic Product (GDP) growth in the second quarter (July-September)
of 2014-15?
1) 5.7%
2) 5.5%
3) 5.4%
4) 5.3%
5) 5.9%

2. Which is the first African country to go to polls using Electronic Voting Machines (EVMs) made
in India?
1) Kenya
2) Namibia
3) Sudan
4) South Sudan
5) Somalia

3. National Milk Day is celebrated on?
1) November 24
2) November 25
3) November 26
4) November 28
5) November 29

4. Jurgen Stock was elected the Secretary General of Interpol in November 2014. He belongs to?
1) USA
2) Poland
3) Netherlands
4) Germany
5) Portugal

5. The Unit 1 of the Kudankulam Nuclear Power Plant (KNPP) reached full capacity generation
of 1,000 MW on June 7, 2014. It is in?
1) Kerala
2) Karnataka
3) Tamil Nadu
4) Maharashtra
5) Uttar Pradesh

6. Which country holds the record for most world cup football titles with five?
1) Italy
2) Germany
3) Argentina
4) Brazil
5) Uruguay

7. The inaugural edition of the European Games will be held in June 2015 in?
1) Zagreb, Croatia
2) Baku, Azerbaijan
3) Riga, Latvia
4) Sofia, Bulgaria
5) Prague, Czech Republic

8. Which country is currently building four nuclear power stations in Barakah?
1) Israel
2) Iran
3) UAE
4) Iraq
5) Saudi Arabia

9. Which of the following international organizations has asked governments to raise taxes on tobacco products to curb their consumption?
1) UNESCO
2) UNICEF
3) UNO
4) WHO
5) WTO

10. The 2014 World Economic Forum (WEF) on Africa was held in May 2014 in?
1) Abuja
2) Cape Town
3) Pretoria
4) Cairo
5) Nairobi

11. Who was declared the Most Valuable Player at the Indian Premier League 7?
1) Manish Pandey
2) Robin Uthappa
3) Virender Sehwag
4) Glenn Maxwell
5) James Faulkner

12. Who is the author of the book 'India at Risk'?
1) Natwar Singh
2) Jaswant Singh
3) P. Chidambaram
4) Shashi Tharoor
5) None of these

13. The Reserve Bank of India has issued guidelines on its proposed BBPS. BBPS stands for?
1) Broad Based Payment Services
2) Bank Based Payment Services
3) Bharat Bill Payment System
4) Bharat Bill Processing Services
5) None of these

14. Likud is the major right-wing political party in?
1) Israel
2) South Africa
3) Libya
4) Iran
5) Syria

15. Interpol is headquartered in?
1) Frankfurt, Germany
2) Tokyo, Japan
3) Lyon, France
4) Geneva, Switzerland
5) Zurich, Switzerland

16. Juan Manuel Santos has been the President of which of the following countries since August 20-10?
1) Colombia
2) Costa Rica
3) Panama
4) Chile
5) Peru

17. Lithuania will have Euro as its currency from January 1, 2015. Currently what is its currency?
1) Lats
2) Litas
3) Loti
4) Franc
5) Krona

18. Sultan Azlan Shah passed away on May 28, 2014. He is regarded as the Father of Hockey in which of the following countries?
1) Pakistan
2) Indonesia
3) Malaysia
4) Iran
5) Thailand

19. Sumitra Mahajan is the Speaker of the 16th Lok Sabha. She is an eight-term Lok Sabha member from?
1) Vidisha
2) Chindwara
3) Bhopal
4) Indore
5) Guna

20. Sam Kahamba Kutesa is the President of the sixty-ninth session of the United Nations General
Assembly. He belongs to?
1) Somalia
2) Kenya
3) Uganda
4) Egypt
5) Ethiopia

21. Which of the following Grand Slam singles tennis titles was won by Rafael Nadal in 2014?
1) Australian Open
2) French Open
3) Wimbledon
4) US Open
5) Both 1and 2

22. The 38th session of the World Heritage Committee was held in which of the following cities
from 15 to 25 June 2014?
1) Tehran
2) Bangkok
3) Doha
4) Damascus
5) Manila

23. Rani-Ki-Vav has been included in UNESCO heritage site list. It is an 11th century step-well in?
1) Rajasthan
2) Maharashtra
3) Haryana
4) Gujarat
5) Punjab

24. The 29th State of India, Telangana, has how many Assembly seats?
1) 117
2) 121
3) 115
4) 119
5) 114

Answers:
1) 4 2) 2 3) 3 4) 4 5) 3 6) 4 7) 2 8) 3 9) 4 10) 1  11) 4 12) 2
13) 3 14) 1 15) 3 16) 1 17) 2 18) 3 19) 4 20) 3 21) 2 22) 3 23) 4 24) 4

GENERAL AWARENESS PRACTICE MCQs

1. On 27 November 2014, RBI announced the guidelines for setting up of ......
1) Private banks and Small industrial development banks
2) Local Area banks having MFI back ground
3) Regional and Local Area banks for Common Man
4) Foreign banks with the FDI of 100 %
5) Payment banks and small Finance banks

2. RBI has asked interested parties to apply for Small banks and Payment banks by ........
1) Jan 1, 2015
2) Apr 1, 2015
3) Jan 16, 2015
4) Mar 16, 2015
5) None

3. The aim of RBI to permit the Payment banks is .......
1) To boost Financial inclusion
2) To allow the payments/remittance services to migrant labour workforce
3) To help the low households
4) To help the small entities to do banking business
5) All of above

4. The license of Payment banks can be given to .......
1) Existing non-bank Pre-paid Payment Instrument (PPI) issuers
2) Non-Banking Finance Companies (NBFCs)
3) Corporate Business Correspondents (BCs)
4) Super-market chains
5) All of above

5. The equity capital of Payment banks is .......
1) Rs.10 crores
2) Rs.700 crores
3) Rs.1000 crores
4) Rs.500 crores
5) Rs.100 crores

6. Payment banks not allowed to .......
1) Issue credit card
2) Issue debit card
3) Issue cheque book
4) provide remittance services
5) provide accounts to women

7. In the payment banks, the promoter should retain a ....... stake for the first 5 years.
1) 25%
2) 15%
3) 75%
4) 40%
5) 100%

8. Payments banks can give savings accounts to customers. But in the single customer account, the maximum balance allowed not more than .......
1) Rs. 1 Lakh
2) Rs.75,000
3) Rs.2 Lakh
4) Rs. 5 Lakh
5) Customer of bank can maintain any balance

9. The foreign shareholding in the payments bank allowed up to .......
1) 10%
2) 35%
3) 49%
4) 74%
5) As per the FDI policy for private sector banks as amended from time to time

10. The aim to provide licenses to small banks is .......
1) supply of credit to small business units
2) to help the small and marginal farmers
3) to help micro and small industries
4) to help the unorganized sector
5) All of above

11. There will not be any restriction in the area of operations of small finance banks. Minimum paid-up equity capital for small finance banks shall be .......
1) Rs.1000 crore
2) Rs.5000 crore
3) Rs.500 crore
4) Rs.10 crore
5) Rs.100 crore

12. Listing is compulsory, once the net worth of the small banks crossed Rs .......
1) 100 crores
2) 500 crores
3) 10 crores
4) 1000 crores
5) None

13. Promoter's minimum initial contribution to the paid-up equity capital of such small finance bank shall at least be 40% and gradually brought down to 26% within .......
1) 12 years
2) 6 years
3) 10 years
4) 20 years
5) None

14. The foreign shareholding in the small banks allowed up to .......
1) 30%
2) 20%
3) 51%
4) 64%
5) As per the FDI policy for private sector banks as amended from time to time

15. As per the RBI guidelines, the small banks should see at least 50 per cent of its loan portfolio should constitute loans and advances of up to .......
1) Rs. 25 lakh
2) Rs.50 lakh
3) Rs. 75 lakh
4) Rs. 5 lakh
5) None

16. 'Nishchint' is the home loan product of .......
1) ICICI
2) SBI
3) HDFC bank
4) Axis bank
5) SBH

17. On 4 December 2014, RBI asked banks to make registration process for m-banking services easy. m-banking stands for .......
1) Money banking
2) More banking
3) Morning banking
4) Mortar banking
5) Mobile banking

18. What does the letter 'V' denote in the abbreviated name 'IVRS'?
1) Valet
2) Variable
3) Voice
4) Vendee
5) Vendor

19. On 5 December 2014, RBI said it has plan to allow banks to use the 5/25 norms for infra loans for existing projects. Presently 5/25 norms applicable to .......
1) Old projects
2) Projects having land more than 100 acres only
3) Foreign projects alone
4) PPP models only
5) Fresh projects

20. Which of the following statements is wrong?
1) RBI recently passed the new directions in foreign currency accounts
2) It directed to convert credit balances in any inoperative foreign currency (FC) denominated deposit into Indian rupees
3) This rule not applicable to Private Bank savings Accounts
4) Such conversion from FC accounts to rupee accounts made, if the foreign currency (FC) accounts deposit not in use for three years from the date of maturity of deposit
5) None of above

21. Tony Abbot who was in news recently is the .......
1) President of Russia
2) Prime minister of Haiti
3) Prime minister of Nepal
4) Chancellor of Germany
5) Prime minister of Australia

22. Who amongst the following has taken over as the Chief Minister of Maharashtra after recent assembly elections there?
1) Laxmikant Parsekar
2) O.Panner Selvam
3) Devendra Fadnavis
4) Manohar Lal Khattar
5) Prithviraj Chavan

23. Dineshwar Sharma has been appointed as the .......
1) New Chief of BSF
2) New Chief of CRPF
3) New Chief of CBI
4) Next Chief of Intelligence Bureau (IB)
5) New Deputy Governor of RBI

24. 'Miss World 2014' Rolene Strauss is from which of the following countries?
1) Australia
2) India
3) South Africa
4) Hungary
5) USA

25. Confucius Peace Prize 2014 conferred on Fidel Castro Ruz for his important contributions in
eliminating nuclear war after his retirement. He ruled .......
1) Venezulla
2) Russia
3) Cuba
4) Vietnam
5) Fiji

26. Who was named as the Asian of the Year 2014 by Singapore's leading newspaper The Straits Times?
1) Kailash Satyardhi
2) Malala
3) Narendra Modi
4) Dalia lama
5) Lee Hsien Loong

27. Deen Dayal Upadhyaya Grameen Kaushalya Yojna (DDU-GKY) aims at providing quality skill training and placement opportunities to rural poor youth in the age group of .......
1) 25-35 years
2) 18-25 years
3) 20-35 years
4) 15-35 years
5) None

28. By 2020, developed countries are predicted to face a shortfall of over 57 million semiskilled manpower while India is expected to have a surplus of .......
1) 17 million
2) 47 million
3) 27 million
4) 7 million
5) 67 million

29. For DDU-GKY scheme, the government will spend Rs. 2000 crores to train nearly ....... annually and help of corporate sector will be sought to achieve the goal.
1) Two lakh rural youth
2) Three lakh rural youth
3) Four lakh rural youth
4) Five lakh rural youth
5) Twenty lakh rural youth

30. Saansad Adarsh Gram Yojana (SAGY) introduced on the birth anniversary .......
1) Nehru
2) Gandhi
3) Ambedkar
4) Jayaprakash Narayan
5) Lal Bahadur Shastri

31. Under SAGY, the member of Parliament will identify and develop ....... from their constituencies as a model village by 2016.
1) one village
2) two villages
3) three villages
4) four villages
5) five villages

32. Under SAGY, the member of Parliament will identify and develop from their constituencies a model village by 2016 and two more by .......
1) 2019
2) 2025
3) 2050
4) 2045
5) 2030

33. On 15 December 2014, Union Government told the proposed TAPI pipeline will have a length of 1814 kms. TAPI stands for .......
1) Turkey - Afghanistan - Pakistan - India
2) Turkmenistan - Azerbaijan - Pakistan - India
3) Turkmenistan - Afghanistan - Persian Gulf -India
4) Turkmenistan - Armenia - Pakistan - India
5) Turkmenistan - Afghanistan - Pakistan - India

34. Vijay Diwas celebrates on 16th December because .......
1) India's military victory over Pakistan in 1965
2) India's military victory over Pakistan in 1971
3) India's military victory over Pakistan in 1996
4) India's military victory over Pakistan in 2000
5) None of above

35. National Energy Conservation Day observed on .......
1) 31 October
2) 1 December
3) 4 December
4) 14 December
5) None

36. International Day of Yoga is on .......
1) 6 April
2) 14 November
3) 11 November
4) 21 June
5) None

37. 'The Dramatic Decade: The Years of Indira Gandhi' written by .......
1) Rahul Gandhi
2) Pratibha Patil
3) Manmohan Singh
4) M.S. Swami Nathan
5) Pranab Mukherjee

38. London Classic title won by .......
1) Magnus Carlsen
2) Viswanathan Anand
3) Fabiano Caruana
4) Alexander Grischuk
5) None

39. 2014 Champions Trophy of Hockey won by .......
1) Pakistan
2) Germany
3) India
4) Australia
5) None

40. Pick the wrong combination?
1) David Warner - Cricket - New Zealand
2) Amos Meindi - Marathon - Kenya
3) Sarita Devi - Boxer - India
4) Lewis Hamilton - Formula One Race Driver - Britain
5) Stanislas Wawrinka - Tennis - Switzerland

41. Pakistan has been ranked third in Global Terrorism Index released by London based Institute for Economics and Peace. Which nation tops in this list?
1) Iraq
2) Syria
3) Afghanistan
4) Nigeria
5) Iran

42. Which of the following auto majors is in process to phase out its popular hatchback Santro?
1) Maruti Suzuki
2) Tata Motors
3) Hyundai Motors
4) General Motors
5) None

43. Oxford English Dictionary has named which of the following words as 2014 word of year?
1) wanna
2) SMH
3) Humblebrag
4) Neckbeard
5) Vape

ANSWERS:
1-5, 2-3, 3-5, 4-5, 5-5, 6-1, 7-4, 8-1, 9-5, 10-5
11-5, 12-2, 13-1, 14-5, 15-1, 16-4, 17-5, 18-3, 19-5, 20-3
21-5, 22-3, 23-4, 24-3, 25-3, 26-3, 27-4, 28-2, 29-1, 30-4
31-1, 32-1, 33-5, 34-2, 35-4, 36-4, 37-5, 38-2, 39-2, 40-1, 41-1, 42-3, 43-5

GENERAL AWARENESS PRACTICE MCQs FOR ALL BANK EXAMS

1. Who was confirmed by the United States Senate on December 9, 2014 as the next ambassador
to India?
1) Nisha Biswal
2) Raj Shah
3) Atul Keshap
4) Richard Rahul Verma
5) Ronak D. Desai

2. Which of the following countries became the 181st member of the Multilateral Investment Guarantee Agency (MIGA) in December 2014?
1) Sudan
2) Bhutan
3) South Sudan
4) Tuvalu
5) East Timor

3. The Champions Trophy hockey tournament was held in December 2014 in?
1) New Delhi
2) Kolkata
3) Bhubaneswar
4) Bangalore
5) Chandigarh

4. The World Diamond Conference was held in which of the following cities on December 11 and 12, 2014?
1) Moscow
2) Antwerp
3) New Delhi
4) Johannesburg
5) Cape Town

5. The United Nations declared which of the following days as International Day of Yoga?
1) July 21
2) July 23
3) June 23
4) June 25
5) June 21

6. Which of the following companies has acquired online fashion retailer Myntra.com?
1) Jabong
2) Snapdeal
3) Flipkart
4) Amazon
5) Ebay

7. The Multilateral Investment Guarantee Agency (MIGA) is the political risk insurance and credit enhancement arm of the?
1) World Bank Group
2) International Monetary Fund
3) World Trade Organization
4) Asia Development Bank
5) None of these

8. Which is India's first real estate developer to get ISO 9001:2008 Quality Certification?
1) Parsvnath Developers
2) DLF
3) Unitech Limited
4) DB Realty
5) Indiabulls

9. The Reserve Bank of India has asked banks to make sector-wise disclosure of their advances from 2014-15 onwards. This is done based on the recommendations of?
1) Nachiket Mor Committee
2) Bimal Jalan committee
3) Damodaran Committee
4) Pratyush Sinha Committee
5) None of these

10. The Finance Ministry said that foreign investment of what per cent or more in a listed company
will now be treated as Foreign Direct Investment?
1) 5%
2) 10%
3) 20%
4) 15%
5) 25%

11. On June 20, 2014 the railway passenger fares were hiked by?
1) 10.2%
2) 11.2%
3) 14.2%
4) 12.2%
5) 15.2%

12. The railway freight tariffs have been increased by?
1) 5.5%
2) 6.5%
3) 7.5%
4) 4.5%
5) 8.5%

13. The Government of India and the World Bank signed a credit agreement for promoting inclusive growth and sustainable development in?
1) Madhya Pradesh
2) Chhattisgarh
3) Jharkhand
4) Himachal Pradesh
5) Bihar

14. GMR Infra has won an 18-month long legal battle with which of the following governments?
1) Israel
2) South Africa
3) Maldives
4) Iran
5) Singapore

15. The government has accepted the report of a committee on rationalizing definitions of FDI and FII headed by?
1) R.S. Gujral
2) Arvind Mayaram
3) Rajiv Takru
4) Vijay Kelkar
5) None of these

16. Youwecan is a foundation established by which of the following sportspersons meant to fight cancer by spreading awareness about the fatal disease?
1) Mary Kom
2) Sania Mirza
3) Mahesh Bhupathi
4) Yuvraj Singh
5) Milkha Singh

17. Who is the present Chairman of Microsoft?
1) Bill Gates
2) Satya Nadella
3) John Thompson
4) Steve Ballmer
5) Paul Allen

18. Who is the founder of Gulabi Gang, a social organization that works for women welfare and empowerment?
1) Gaura Devi
2) Bachhi Devi
3) Sampat Pal Devi
4) Nanda Devi
5) None of these

19. The Gulabi Gang movement was started in Banda district of?
1) Odisha
2) Bihar
3) Jharkhand
4) Rajasthan
5) Uttar Pradesh

20. The Multilateral Investment Guarantee Agency (MIGA) is headquartered in?
1) Geneva
2) Berne
3) Washington D.C.
4) Zurich
5) Basel

ANSWERS:
1) 4 2) 2 3) 3 4) 3 5) 5 6) 3 7) 1 8) 2 9) 1 10) 2
11) 3 12) 2 13) 4 14) 3 15) 2 16) 4 17) 3 18) 3 19) 5 20) 3

GENERAL AWARENESS PRACTICE MCQs FOR ALL BANK EXAMS

1. Which of the following State governments launched Lokpriya Gopinath Bordoloi Concrete Road
Nirman Scheme on December 5, 2014?
1) Assam
2) Gujarat
3) Madhya Pradesh
4) Bihar
5) Jharkhand

2. Ashton Carter was nominated by President Barack Obama on December 5, 2014 to replace Chuck Hagel as the United States Secretary of?
1) State
2) Defense
3) Treasury
4) Agriculture
5) Commerce

3. Who was named 'Asian of the Year' by The Straits Times, Singapore's leading daily on December 5, 2014?
1) Xi Jinping
2) Shinzo Abe
3) Narendra Modi
4) Thein Sein
5) Li Keqiang

4. Who took charge as the Central Bureau of Investigation (CBI) Director on December 3, 2014?
1) Amar Pratap Singh
2) Ratan Kumar Sinha
3) Ashok Tiwari
4) Anil Kumar Sinha
5) R.S. Bhatti

5. Jamil Mahuad was sentenced to 12 years in prison for misappropriating public funds. He is the
former President of?
1) Libya
2) Ecuador
3) Uganda
4) Kenya
5) Mexico

6. What does CTS stand for?
1) Cheque Termination System
2) Cheque Truncation System
3) Cheque Transaction System
4) Cheque Transaction Scheme
5) None of these

7. Who took charge as the new United States interim Ambassador to India on June 6, 2014?
1) Nancy Powell
2) Penny Pritzker
3) Kathleen Stephens
4) Nisha Desai Biswal
5) Susan Rice

8. Who was honored with 'Champions of Change' by the White House for her exemplary leadership in her community?
1) Pratishtha Khanna
2) Anita Goel
3) Sangeeta Bhatia
4) Usha Haley
5) None of these

9. Identify the mismatched pair?
1) Solicitor General - Ranjit Kumar
2) National Security Adviser - Ajit Doval
3) Comptroller and Auditor General - Shashikant Sharma
4) Principal Secretary to the PM - Nripender Mishra
5) Finance Secretary - Arvind Mayaram

10. The ninth G20 Summit was held recently in which of the following countries?
1) South Korea
2) Russia
3) UK
4) China
5) None of these

11. Who among the following was recently appointed the President of Chile?
1) Dilma Rousseff
2) Christina Fernandez
3) Michelle Bachelet
4) Evo Morales
5) None of these

12. What is the maximum number of withdrawals allowed per month in Basic Savings Bank Deposit Accounts (BSBDA)?
1) 2
2) 3
3) 4
4) 5
5) No restrictions

13. Saansad Adarsh Gram Yojana was launched on the birth anniversary of which of the following
leaders?
1) Sardar Vallabhai Patel
2) Lal Bahadur Shastri
3) Mahatma Gandhi
4) Jayaprakash Narayan
5) Deendayal Upadhyaya

14. Who won the Samsung Most Valuable Player at the 17th Asian Games?
1) Yogeshwar Dutt
2) Jitu Rai
3) Sania Mirza
4) Sardar Singh
5) Mary Kom

15. Who won the 2014 Baileys Women's Prize for Fiction?
1) Jhumpa Lahiri
2) Eimear McBride
3) Anita Desai
4) Eleanor Catton
5) Kiran Desai

16. Juan Carlos reigned as the king of which of the following countries from 1975 to 2014?
1) Austria
2) UK
3) Portugal
4) Spain
5) Netherlands

17. Who won the 2014 Scripps National Spelling Bee contest?
1) Kavya Shivshankar
2) Balu Natarajan
3) Anamika Veermani
4) Arvind Mahankali
5) Sriram Hathwar and Ansun Sujoe

18. Gary Gilmour died on June 10, 2014. He was a fast bowler who played 15 Tests for?
1) Australia
2) New Zealand
3) South Africa
4) West Indies
5) None of these

19. Which of the following refers to the amount that the commercial banks require to maintain in the form of gold or Government approved securities before lending?
1) Repo rate
2) Bank rate
3) CRR
4) SLR
5) MSF

20. Which of the following States has a woman Chief Minister?
1) Tamil Nadu
2) Goa
3) Uttar Pradesh
4) Bihar
5) Rajasthan

21. The United Nations Conference on Trade and Development (UNCTAD) was set up in?
1) 1944
2) 1954
3) 1960
4) 1964
5) 1950

22. Which of the following crops requires water logging for its cultivation?
1) Tea
2) Coffee
3) Sorghum
4) Mustard
5) Paddy

23. Who is the author of the novel 'A Girl is a Half-formed Thing'?
1) Chimamanda Ngozi
2) Hannah Kent
3) Jhumpa Lahiri
4) Donna Tartt
5) Eimear McBride

24. Who is the Ambassador/ Permanent Representative of India to the World Trade Organization?
1) Shefali Razdan Duggal
2) Sujatha Singh
3) Anjali Prasad
4) Meera Shankar
5) None of these

25. David Allen died on May 25, 2014. He played 39 Tests for?
1) Australia
2) England
3) South Africa
4) West Indies
5) New Zealand

26. The Election Commission conducts elections to the?
1) Parliament
2) State Legislatures
3) Office of the President
4) Office of the Vice President
5) All the above

27. The International Rice Research Institute is in?
1) USA
2) Mexico
3) Japan
4) China
5) Philippines

28. Agronomy deals with?
1) Breeding of crop plants
2) Protection of crops from pests
3) Protection of crops from diseases
4) Principles and Practice of crop production
5) None of these

29. The policy of Liberalization, Privatization and Globalization was announced as New Economic Policy by?
1) Rajiv Gandhi
2) V.P. Singh
3) P.V. Narasimha Rao
4) Atal Behari Vajpayee
5) I.K. Gujral

30. The National Centre for Agricultural Economics and Policy Research
(NCAP) is located at?
1) New Delhi
2) Hyderabad
3) Bangalore
4) Mumbai
5) Chennai

31. Hindustan Zinc Limited will build 30,000 toilets for poor families in rural areas in?
1) Gujarat
2) Rajasthan
3) Andhra Pradesh
4) Telangana
5) Chhattisgarh

32. The Pilibhit wildlife sanctuary got tiger reserve status with effect from June 9, 2014. It is in?
1) Odisha
2) Madhya Pradesh
3) Chhattisgarh
4) Jharkhand
5) Uttar Pradesh

33. Kashagan oil field is in which of the following countries?
1) Russia
2) Ukraine
3) Kazakhstan
4) Kyrgyzstan
5) Armenia

34. Which of the following days was declared as the International Day of Sport for Development and Peace by the United Nations General Assembly?
1) May 13
2) July 31
3) May 31
4) April 6
5) June 6

35. Neermahal is a former royal palace situated in?
1) Assam
2) Rajasthan
3) Gujarat
4) Manipur
5) Tripura

36. IFAD stands for?
1) International Fund for Agricultural Development
2) International Fund for Aquatic Development
3) International Fund for Asia's Development
4) International Fund for Africa's Development
5) None of these

37. FAO is a part of?
1) World Bank
2) International Monetary Fund
3) Asian Development Bank
4) United Nations Organization
5) World Trade Organization

38. The term 'double fault' is associated with which of the following sports?
1) Cricket
2) Hockey
3) Chess
4) Football
5) Tennis

39. What is the Statutory Liquidity Ratio at present?
1) 22.5 percent
2) 22 percent
3) 23 percent
4) 24 percent
5) None of these

40. Who among the following is one of the four deputy governors of the Reserve Bank of India?
1) Raghuram Rajan
2) P.Vijaya Bhaskar
3) Y.H. Malegam
4) Nachiket Mor
5) None of these

ANSWERS:
1) 1 2) 2 3) 3 4) 4 5) 2 6) 2 7) 3 8) 1 9) 5 10) 5
11) 3 12) 3 13) 4 14) 5 15) 2 16) 4 17) 5 18) 1 19) 4 20) 5
21) 4 22) 5 23) 5 24) 3 25) 2 26) 5 27) 5 28) 4 29) 3 30) 1
31) 2 32) 5 33) 3 34) 4 35) 5 36) 1 37) 4 38) 5 39) 2 40) 5

GENERAL AWARENESS PRACTICE QUESTIONS FOR ALL BANK EXAMS

1. Recently, where and when an agreement on exemption of visa requirement for holders of diplomatic and official passports has been signed between India and Norway?
1) Oslo - 14 October
2) Paris - 15 October
3) Tokyo - 13 October
4) Norway - 20 October
5) Delhi - 15 October

2. Name the country which has agreed to provide 4 million Euros and services of international experts to help in effective implementation of sanitation programmes in urban areas of India?
1) India
2) Germany
3) USA
4) USSR
5) Norway

3. Name the author who has won the Man Booker Prize for his war time novel 'The Narrow Road to the Deep North'?
1) V.V. Richards
2) M.M. Oslovan
3) Richard Flanagan
4) Johnson Richards
5) None

4. Recently, which court has dismissed the pleas of State Bank of India and Punjab National Bank, challenging an Allahabad High Court order, directing sugar mills in Uttar Pradesh to sell the sugar stock to reclaim their dues from farmers on 14th Oct' 14?
1) Supreme Court
2) High Court of Allahabad
3) High Court of UP
4) High Court of Pune
5) None

5. Recently, from which city of Uttarakhand, direct Air India flight to Delhi has been started on 14th Oct' 14?
1) Patnanagar
2) Pantnagar
3) Adhinagar
4) Shivnagar
5) Parvathipuram

6. Which state government has decided to set up an animal trauma care centre, recently?
1) Goa
2) Karnataka
3) West Bengal
4) Kerala
5) Telangana

7. The Wholesale Price Index based inflation comes down to five year low of how much % in Sep' 2014?
1) 2.38%
2) 3.56%
3) 4.67%
4) 1.23%
5) 4.98%

8. By how much percent India's exports rise in September 2014?
1) 2.73%
2) 3.45%
3) 4.56%
4) 1.23%
5) 2.23%

9. According to the 2014 Global Hunger Index released by the International Food Policy Research Institute (IFPRI), what rank has been achieved by India among 76 countries?
1) 55
2) 67
3) 78
4) 89
5) 12

10. The 3rd International Tourism Mart, organized by the Ministry of Tourism, Government of India, in association with the North Eastern States and West Bengal was officially inaugurated in which state of India?
1) Meghalaya
2) Manipur
3) Sikkim
4) Goa
5) Mizoram

11. In how many cities TATA Value Homes, a subsidiary of Tata Housing Development Company, plans to launch new 'Value Home' projects?
1) 2
2) 3
3) 4
4) 5
5) 6

12. Khaled Bahah was appointed as the Prime Minister of which country on 13th Oct' 14?
1) Yemen
2) Doha
3) Saudi
4) Dubai
5) None

13. Which third navigational satellite of India was launched successfully at 1.32 AM on 16th Oct' 14?
1) IRN S S 1 C
2) IRN S C 1 X
3) IRM C C 2 X
4) IRP V B 1 Y
5) None

14. According to the announcement made by ISRO Chairman K.Radhakrishnan in Oct 2014, ISRO will launch which of the following within next 45 days?
1) GSLV Mark II
2) GSLV Mark III
3) GSLV Mark I
4) GSLV Mark IV
5) GSLV Mark V

15. The person who has been awarded with the Best Central Bank Governor Award 2014 by Euromoney Magazine is....
1) Raghuram Rajan
2) Ranjan Rathod
3) Madhav Shukla
4) John David
5) None

16. Name the country where the Harbin Ice festival has been celebrated from 1st Nov to 10th Nov' 14?
1) HongKong
2) Japan
3) China
4) Australia
5) India

17. Name the author of the book 'Final Test : Exit Sachin Tendulkar' released on 15th Oct' 14?
1) Dilip D'Souza
2) Kumara Mangalam
3) Dinesh Johnson
4) Divakar Mehtha
5) None

18. Which bank has launched Facebook - based funds transfer platform 'Kaypay' on 14 Oct 2014?
1) Kotak Mahindra
2) Axis Bank
3) ING Vysya
4) HDFC
5) HSBC

19. Global Hand Washing Day was observed on ......
1) 15 October
2) 16 October
3) 17 October
4) 20 October
5) 1 October

20. Name the person who has been appointed as the new Managing Director of Chennai Petroleum Corporation Ltd (CPCL) on 14th Oct' 14?
1) Giridhar Pande
2) Goutham Roy
3) Girish Kanitkar
4) Madhusha Malhotra
5) None

21. Who is the 10-year old terminally ill boy became Hyderabad Police Commissioner for a day on 15th Oct' 2014?
1) Sadiq
2) Syed Ahmed
3) Suresh
4) Srikara
5) Srinivas

22. The two days talks on border mechanism between India and China began on..
1) 16 October
2) 17 October
3) 18 October
4) 19 October
5) 20 October

23. What is the name of the India's indigenously developed nuclear capable cruise missile which was test-fired from Chandipur in Odisha on 17th Oct' 2014?
1) Nirbhaya
2) Nirdeshak
3) Nirikshana
4) Nirnaya
5) None

24. On which day is the Ministry of External Affairs launched country-wide Passport Seva Camp programme?
1) 18th October
2) 19th October
3) 20th October
4) 21st October
5) 23rd October

25. What is the name of the eminent Indian Scientist who received the World Food Prize 2014 for his scientific research?
1) Dr. Sanjay Rajaram
2) Dr. Sudhakar Rajan
3) Dr. Vinay Rajan
4) Dr. Pavan Rajan
5) None

26. How many countries were elected as nonpermanent members of United Nations Security Council (UNSC) on 16th Oct' 14?
1) 3
2) 5
3) 6
4) 7
5) 8

27. According to the WHO, which country accounts for 80% for polio cases globally?
1) Indonesia
2) Pakistan
3) Afghanistan
4) Sri Lanka
5) Uzbekistan

28. World No Tobacco Day (WNTD) is observed around the world every year on which of the following dates?
1) May 22
2) May 23
3) May 25
4) May 29
5) May 31

29. Vostro Account is an account maintained by a foreign bank with a bank in India in which of the following currencies?
1) Dollar
2) Euro
3) Indian Rupee
4) The currency of the country the bank is based in
5) None of these

30. Who among the following has authored the book titled The Wrong Enemy: America in Afghanistan, 2001-14?
1) Roshen Dalal
2) Carlotta Gall
3) Jo Nesbo
4) Donna Tartt
5) None of these

31. As announced by the US President Barack Obama recently, the US military will be completely pulled out of Afghanistan by the end of
1) 2015
2) 2016
3) 2017
4) 2018
5) 2020

32. What is 'net interest income'?
1) The interest earned on investments
2) The interest earned on advances
3) The difference between the interest earned and interest paid
4) Total interest earned from all sources
5) None of these

33. The Finance Minister Arun Jaitley chaired his first FSDC meet recently. What is the full form of FSDC?
1) Financial Stability and Development Council
2) Financial Suitability and Development Council
3) Financial Steering and Development Council
4) Financial Stability and Diversification Council
5) None of these

34. Who among the following has won the 2014 Monaco Formula One Grand Prix?
1) Nico Rosberg
2) Jenson Button
3) Fernando Alonso
4) Sebastian Vettel
5) Lewis Hamilton

35. Which of the following currencies has been the best performing currency in Asia- Pacific region against the US dollar so far in 2014?
1) Indian Rupee
2) Malaysian Ringgit
3) South Korean Won
4) Japanese Yen
5) New Zealand Dollar

36. What should be the minimum amount of certificate of deposit (CD)?
1) 0.5 lakh
2) 1 lakh
3) 2 lakh
4) 5 lakh
5) None of these

37. The 2014 Commonwealth Games, officially the XX Commonwealth Games, held from 23 Jul to 3 Aug 2014 in which of the following cities?
1) Los Angeles
2) Rio de Janeiro
3) Pyeongchang
4) Glasgow
5) None

38. The term 'double fault' is associated with which of the following games?
1) Cricket
2) Football
3) Tennis
4) Badminton
5) Chess

39. 'With You - All The Way' is the tagline of which of the following banks?
1) Bank of India
2) Indian Bank
3) Bank of Baroda
4) Sate Bank of India
5) None of these

40. What is the number of Rajya Sabha members allotted to the newly created state of Telangana?
1) 7
2) 11
3) 12
4) 18
5) None of these

ANSWERS:
1-1, 2-2, 3-3, 4-1, 5-2, 6-3, 7-1, 8-1, 9-1, 10-1
11-2, 12-1, 13-1, 14-2, 15-1, 16-1, 17-1, 18-1, 19-1, 20-2
21-1, 22-1, 23-1, 24-1, 25-1, 26-2, 27-2, 28-5, 29-3, 30-2
31-2, 32-3, 33-1, 34-1, 35-1, 36-2, 37-4, 38-3, 39-4, 40-1.

General Awareness With special reference to Banking Industry Practice Questions for Bank Exams

1. The 12th ASEAN-India Summit was held in?
1) New Delhi
2) Singapore
3) Bangkok
4) Manila
5) Nay Pyi Taw

2. Who won the Polly Umrigar Award for being India's best international cricketer of the 2013-14 season?
1) Parvez Rasool
2) Bhuvneshwar Kumar
3) Virat Kohli
4) Suresh Raina
5) Ishant Sharma

3. The International Children's Peace Prize 2014, an initiative of Kids Rights, has been won by?
1) Alexey
2) Andrew
3) Neha Gupta
4) Malala Yousafzai
5) None of these

4. Who won the 2014 Formula One World Championship?
1) Sebastian Vettel
2) Nico Rosberg
3) Fernando Alonso
4) Lewis Hamilton
5) Jenson Button

5. Who is the author of the book 'Capital in the Twenty-First Century'?
1) Paul Krugman
2) Amartya Sen
3) Elinor Ostrom
4) Joseph Stiglitz
5) Thomas Piketty

6. Identify the mismatched pair?
1) NBFCs - Non-Banking Financial Companies
2) ECBs - External Commercial Borrowings
3) FCCBs - Foreign Currency Concession Bonds
4) DIPP -Department of Industrial Policy and Promotion
5) FDI - Foreign Direct Investment

7. 'Sarvada Vijay' is a major field exercise conducted by the Army in May 2014 in?
1) Gujarat
2) Rajasthan
3) Punjab
4) Jammu & Kashmir
5) Haryana

8. Which Indian-American student won the 2014 National Geographic Bee contest?
1) Ansun Sujoe
2) Sriram Hathwar
3) Akhil Rekulapelli
4) Arvind Mahankali
5) Snigdha Nandipati

9. Which country has announced that it will make match-fixing a specific crime for the first time
to ensure sport remains corruption- free?
1) India
2) Pakistan
3) Australia
4) New Zealand
5) England

10. Kamal Chawla is associated with?
1) Golf
2) Snooker
3) Chess
4) Kabaddi
5) Archery

11. The first cooperative bank in India to have its own RuPay ATM-cum-debit card is in?
1) Punjab
2) Andhra Pradesh
3) Himachal Pradesh
4) Rajasthan
5) Haryana

12. Who is the Chairman of a Committee that suggested customers should be given a free copy of their Credit Information Reports (CIRs)?
1) Anand Sinha
2) Aditya Puri
3) Arvind Mayaram
4) Damodaran
5) R.S. Gujral

13. At present the Reserve Bank of India has provision for how many deputy governors?
1) Two
2) Three
3) Four
4) Five
5) Six

14. Which company topped the Forbes' annual list of the world's 2000 largest and most powerful public companies?
1) ICBC
2) China Construction Bank
3) Agricultural Bank of China
4) Reliance Industries
5) State Bank of India

15. The Dhamra Port is a major newly developed port in?
1) Gujarat
2) Tamil Nadu
3) Maharashtra
4) Karnataka
5) Odisha

16. Which of the following companies has recently taken over Network 18 group?
1) STAR group
2) Reliance Industries Limited
3) Times of India group
4) Sahara group
5) None of these

17. Parbati hydro electricity project is located in?
1) Punjab
2) Haryana
3) Assam
4) Jammu & Kashmir
5) Himachal Pradesh

18. During the six years between 2004 and 2011, which State topped in creation of new jobs in
the manufacturing sector?
1) West Bengal
2) Gujarat
3) Maharashtra
4) Odisha
5) Tamil Nadu

19. Bangladesh signed a deal with which of the following countries to set up a 1320-megawatt coal-based power plant in Moheshkhali?
1) India
2) USA
3) China
4) Russia
5) South Korea

20. Jacob Zuma was elected President of which of the following countries for a second term?
1) Ghana
2) Sudan
3) Ivory Coast
4) Uganda
5) South Africa

21. Ashraf Ghani is the?
1) President of Pakistan
2) Prime Minister of Pakistan
3) President of Afghanistan
4) Prime Minister of Afghanistan
5) President of Iran

22. CRR and SLR are the terms related to?
1) Capital market
2) Commodities market
3) Insurance
4) Mutual Funds
5) None of these

23. What does the letter 'L' stands for in the term LAF?
1) Liquid
2) Least
3) Liability
4) Liquidity
5) Lowest

24. Union Budget is normally presented in the month of?
1) January
2) February
3) March
4) April
5) May

25. Who was recently appointed the Chief Justice of India?
1) Justice Rohinton Nariman
2) Justice N.V. Ramana
3) Justice H.L. Dattu
4) Justice P. Sathasivam
5) None of these

26. Which of the following Awards is given for excellence in literature?
1) Arjuna Award
2) Dronacharya Award
3) Dada Saheb Phalke award
4) Phalke Ratna Award
5) None of these

27. Which of the following provides insurance cover for bank
deposits in India?
1) RBI
2) LIC
3) SBI
4) DICGC
5) Finance Ministry

28. Which of the following countries is a permanent member of the United Nations Security
Council?
1) India
2) Brazil
3) China
4) Germany
5) Japan

29. Which of the following is the name of a currency of a
country?
1) Ankara
2) Tunis
3) Lusaka
4) Kwacha
5) Peru

30. Which of the following is not the name of a country?
1) Tunisia
2) Togo
3) Tonga
4) Senegal
5) Bratislava

31. Fourteen private banks were nationalized in the year?
1) 1947
2) 1949
3) 1955
4) 1969
5) 1980

32. Insurance sector in India is regulated by?
1) LIC
2) SEBI
3) GIC
4) RBI
5) IRDA

33. Which of the following is not a private bank?
1) Karnataka Bank
2) Axis Bank
3) Dena Bank
4) Kotak Mahindra Bank
5) HDFC Bank

34. BIFR stands for?
1) Board for Industrial and Financial Reconstruction
2) Bureau for Industrial and Financial Rehabilitation
3) Board for Institutional Finance and Rehabilitation
4) Board for Investigation and Formal Reconstruction
5) None of these

35. Subhash Chandra Garg has been recently appointed Executive Director in?
1) IMF
2) World Bank
3) ADB
4) WTO
5) None of these

36. BPLR stands for?
1) Base Primary Lending Rate
2) Benchmark Prime Lending rate
3) Basic Priority Lending Rate
4) Below Poverty Line Rate
5) None of these

37. Recep Tayyip Erdogan was sworn in as the President of?
1) Iran
2) Iraq
3) Turkey
4) Vietnam
5) Cyprus

38. Who among the following is the new Governor of Rajasthan?
1) Ch. Vidyasagar Rao
2) Vajubhai Vala
3) Kalyan Singh
4) Mridula Sinha
5) None of these

39. Who is the winner of the 2014 Man Booker Prize?
1) Joshua Ferris
2) Karen Joy Fowler
3) Neel Mukherjee
4) Richard Flanagan
5) None of these

40. Jean Tirole won the 2014 Nobel Prize for Economics. He belongs to?
1) Sweden
2) Norway
3) USA
4) UK
5) France

ANSWERS:
1) 5 2) 2 3) 3 4) 4 5) 5 6) 3 7) 2 8) 3 9) 4 10) 2
11) 3 12) 2 13) 3 14) 1 15) 5 16) 2 17) 5 18) 1 19) 3 20) 5
21) 3 22) 5 23) 4 24) 2 25) 3 26) 5 27) 4 28) 3 29) 4 30) 5
31) 4 32) 5 33) 3 34) 1 35) 2 36) 2 37) 3 38) 3 39) 4 40) 5

GENERAL AWARENESS PRACTICE QUESTIONS

1. ING Vysya Bank has decided to merge with which of the following private banks?
1) ICICI Bank
2) Axis Bank
3) HDFC Bank
4) Kotak Mahindra Bank
5) Yes Bank

2. Who received the prestigious Colonel CK Nayudu Lifetime Achievement Award on November 21, 2014?
1) Sunil Gavaskar
2) Dilip Vengsarkar
3) Syed Kirmani
4) G.R. Viswanath
5) K. Srikkanth

3. Who was honored with the centenary award for Indian Film Personality of the Year 2014 on November 20, 2014?
1) Amitabh Bachchan
2) Kamal Hasan
3) Rajinikanth
4) Shah Rukh Khan
5) Waheeda Rehman

4. Who is the winner of the Sir Garfield Sobers Trophy for ICC Cricketer of the Year?
1) Michael Clarke
2) Kumar Sangakkara
3) AB de Villiers
4) Mitchell Johnson
5) Dale Steyn

5. Who among the following is/are serving as the Chief Minister of a State for the first time?
1) K. Chandrasekara Rao
2) Jitan Ram Manjhi
3) Anandiben Patel
4) Both 1 and 3
5) All 1, 2 and 3

6. Which one of the following books is written by Hillary Clinton?
1) Central Time
2) The Goldfinch
3) Hard Choices
4) The Last Word
5) None of these

7. Who has been appointed the Chairman of the Cauvery Water Disputes Tribunal?
1) Justice RM Lodha
2) Justice Madan B. Lokur
3) Justice M.Y. Eqbal
4) Justice B.S. Chauhan
5) Justice Arjan Kumar Sikri

8. International Telecommunication Union (ITU) is headquartered in?
1) Geneva
2) London
3) Berne
4) Vienna
5) Paris

9. ITU presented the 2014 World Telecommunication and Information Society Award to Paul Kagame, the President of?
1) Uganda
2) Democratic Republic of Congo
3) Rwanda
4) Niger
5) Nigeria

10. The James Beard Foundation Awards are given for excellence in?
1) Poetry
2) Television
3) Films
4) Cuisine
5) Sculpture

11. Donetsk and Luhansk are the cities in?
1) Ukraine
2) Kazakhstan
3) Georgia
4) Poland
5) Portugal

12. Which country topped the Press Freedom Index for 2014?
1) Netherlands
2) Norway
3) Sweden
4) Belgium
5) Finland

13. In the 2014 Lok Sabha elections, in which of the following States the Bharatiya Janata Party did not win all the seats?
1) Gujarat
2) Rajasthan
3) Himachal Pradesh
4) Uttarakhand
5) Madhya Pradesh

14. Which is the third largest party in the 16th Lok Sabha?
1) Trinamool Congress
2) AIADMK
3) Biju Janata Dal
4) Shiv Sena
5) CPI (M)

15. 2015 marks the 150th anniversary of which of the following agencies of the United Nations Organization?
1) UNICEF
2) UNEP
3) ILO
4) ICAO
5) ITU

16. India successfully test-fired indigenously developed Akash, which is a/an?
1) Surface to surface missile
2) Air to air missile
3) Surface to air missile
4) Subsonic missile
5) None of these

17. What is the full form of GIRO?
1) General Instant Recurring order
2) General Interlinked Recurring Order
3) General International Recurring Order
4) General Interbank Recurring Order
5) None of these

18. In banking CASA stands for?
1) Corporate Account, Savings Account
2) Current Account, Savings Account
3) Current Account, Service Account
4) Corporate Account, Service Account
5) None of these

19. Rakhigarhi is a Harappan civilization site in?
1) Gujarat
2) Rajasthan
3) Haryana
4) Punjab
5) Himachal Pradesh

20. Shiv Chowrasia is a player associated with?
1) Golf
2) Squash
3) Billiards
4) Polo
5) Table Tennis

21. In the 7th IPL edition which bowler won the Purple Cap?
1) Sunil Narine
2) Bhuvneswar Kumar
3) Sandeep Sharma
4) Ravindra Jadeja
5) Mohit Sharma

22. Pilot testing of plastic currency notes will not be done in which of the following cities?
1) Shimla
2) Kochi
3) Mysore
4) Jaipur
5) Mumbai

ANSWERS:
1) 4; 2) 2; 3) 3; 4) 4; 5) 5; 6) 3; 7) 4; 8) 1; 9) 3; 10) 4;
11) 1; 12) 1; 13) 5; 14) 2; 15) 5; 16) 3; 17) 4; 18) 2; 19) 3; 20) 1; 21) 5; 22) 5.

GENERAL AWARENESS PRACTICE MCQs

1. Which city hosted the 9th East Asia Summit on November 13, 2014?
1) Manila
2) Singapore
3) Bandar Seri Begawan
4) Nay Pyi Taw
5) Hanoi

2. Who delivered the MAK Pataudi Memorial lecture in Kolkata on November 12, 2014?
1) Sourav Ganguly
2) VVS Laxman
3) Sachin Tendulkar
4) Rahul Dravid
5) Sunil Gavaskar

3. The two-day G20 Summit was held in which of the following cities in November 2014?
1) Perth
2) Canberra
3) Brisbane
4) Adelaide
5) Melbourne

4. Who was sworn in as the new Chief Minister of Goa on November 8, 2014?
1) Francis D' Souza
2) Dayanand Mandrekar
3) Ramesh Tawadkar
4) Laxmikant Parsekar
5) Dilip Parulekar

5. Who took charge as the Union Rural Development Minister in November 2014?
1) Mukhtar Abbas Naqvi
2) Rajiv Pratap Rudy
3) D.V. Sadanand Gowda
4) Harsh Vardhan
5) Birendra Singh

6. Pawan Chamling was sworn in as the Chief Minister of which of the following States for a record fifth consecutive term on May 21, 2014?
1) Arunachal Pradesh
2) Nagaland
3) Tripura
4) Sikkim
5) Mizoram

7. Who has been appointed the Chairman of Central Water Commission?
1) A.B. Pandya
2) N.K. Verma
3) Sujit Choudhury
4) Jawahar Kaliani
5) None of these

8. Salvador Sanchez Ceren assumed office as the President of which of the following countries on June 1, 2014?
1) Panama
2) Guatemala
3) Mexico
4) Uruguay
5) El Salvador

9. Kolkata Knight Riders (KKR) defeated which of the following teams to win the Indian Premier League- 7 Trophy at the M. Chinnaswamy Stadium in Bangalore on June 1, 2014?
1) Rajasthan Royals
2) Kings XI Punjab
3) Chennai Super Kings
4) Royal Challengers Bangalore
5) Mumbai Indians

10. Which team won the National Women's Football championship title for the 17th time in 2014?
1) Manipur
2) Assam
3) Odisha
4) Goa
5) Uttar Pradesh

11. Peter Mutharika was sworn in as the President of which of the following African countries on
May 31, 2014?
1) Niger
2) Namibia
3) Malawi
4) Senegal
5) Djibouti

12. Which country won the 2014 Thomas Cup badminton men's team event at Siri Fort complex in
New Delhi?
1) Japan
2) Malaysia
3) China
4) Indonesia
5) India

13. Who is the author of the book "Anticipating India-The Best of National Interest"?
1) Siddartha Varadarajan
2) N. Ram
3) Neena Vyas
4) Shekhar Gupta
5) Prabhu Chawla

14. Who is the Principal Secretary to the Prime Minister?
1) Rajiv Mathur
2) Nripendra Mishra
3) Harpreet Singh Puri
4) R.K. Singh
5) None of these

15. The Reserve Bank of India allowed minors above what age to independently open and operate
savings bank accounts recently?
1) 10 years
2) 12 years
3) 15 years
4) 16 years
5) 14 years

16. Which of the following statements is correct?
1) President Pranab Mukherjee has launched India's own payment gateway 'RuPay'
2) It is equivalent to Visa and MasterCard
3) RuPay is developed by the National Payments Corporation of India (NPCI)
4) RuPay covers all the ATMs and most of the retail and ecommerce platforms
5) All are correct

17. The annual Cannes Film Festival is held in?
1) France
2) Germany
3) Italy
4) UK
5) Portugal

18. Indian consulate in Herat province was recently attacked by the terrorists. It is in?
1) Iran
2) Afghanistan
3) Syria
4) Pakistan
5) Iraq

19. Surface Pro 3 tablet has been launched by?
1) Google
2) Amazon
3) Microsoft
4) Flipkart
5) Samsung

20. Who is the youngest girl in the world to climb the world's highest peak, Mount Everest?
1) Samantha Larson
2) Ming Kipa
3) Arunima Sinha
4) Malavath Purna
5) None of these

21. The 2016 Thomas Cup badminton tournament will be held in?
1) China
2) Indonesia
3) India
4) South Korea
5) Singapore

ANSWERS:
1) 4; 2) 2; 3) 3; 4) 4; 5) 5; 6) 4; 7) 1; 8) 5; 9) 2; 10) 1;
11) 3; 12) 1; 13) 4; 14) 2; 15) 1; 16) 5; 17) 1; 18) 2; 19) 3; 20) 4;
21) 1.

GENERAL AWARENESS PRACTICE MCQs FOR ALL BANK EXAMINATIONS

1. The internet banking providing many banking services making the customers life easier. Which of the following risks recognized internationally in the internet banking?
1) Operational risk
2) Credit risk
3) Liquidity risk
4) Foreign exchange risk
5) All of above

2. Operational risk in the internet banking means .........
1) Inaccurate processing of transactions
2) Non privacy and confidentiality
3) Attacks or unauthorized access to banks systems and databases
4) Weak technology adoption
5) All of above are part of Operational risk

3. When counter-party fails to settle an obligation when due or any time henceforth for its full value and the credit worthiness of the customer may not be properly evaluated is termed as ............ in internet banking.
1) Operational risk
2) Liquidity risk
3) Credit risk
4) Security risk
5) Reputation risk

4. In the internet banking, the bank may face liquidity crunch in short-term time horizon, once the outflow of fund may increase suddenly, it is called ...........
1) Foreign exchange risk
2) Credit risk
3) Operational risk
4) Liquidity risk
5) None of above

5. President Pranab Mukherjee on 30 September 2014 authorized Rajiv to act as....
1) Central Vigilance Commissioner (CVC)
2) Chief Justice of India
3) Central Election Commissioner
4) Head of BSF
5) None

6. The Security risk is one of the very important issue in internet banking systems. The security risk in the internet banking is ..............
1) hacking
2) stealing of KYC data from online
3) the information use by other agencies to tap the account holder business
4) it is tough for the banks to bring the awareness among all customers to follow the security measures
5) All of above

7. It is tough for the RBI to see whether banks are following the guidelines of RBI regarding the online transactions, as they are fast, millions of transactions done in the short period and very tough to audit them in the short period. The banking pundits termed this risk as .............
1) Money risk
2) Stand-off risk
3) Funds risk
4) Compliance risk
5) Credit risk

8. If any bank offers the internet banking suffers from ........... due to negative opinion if the network systems failed or discontinued for a considerable time.
1) Credit risk
2) Monetary risk
3) Compliance risk
4) Reputation risk
5) None of above

9. Sometimes the bank face which risk in the internet banking in the case of hushing attacks or any other fraudulent activities where the terms and conditions have not been framed adequately by the bank?
1) Volatility risk
2) Operational risk
3) Specified risk
4) Legal risk
5) Causality risk

10. Wrong implementation of unfavourable market conditions related to either the banking products offered through electronic channel is called ............
1) Statutory risk
2) System risk
3) Strategic risk
4) Employee risk
5) All of above

11. It is known fact that the bank staff and the customers in the internet banking have no personal interaction. The internet banking transfer transactions of dubious nature may be done by the offenders without much of hassles is called ..........
1) Credit risk
2) Phenomenon risk
3) Primary risk
4) Money laundering risk
5) None of above

12. NABARD set up how much corpus fund to provide loans to cold chains as declared on 3 November 2014?
1) Rs.100 crore
2) Rs.500 crore
3) Rs.750 crore
4) Rs.1000 crore
5) None of above

13. RBI on 31 October 2014 has raised the limit for urban co-operative banks (UCBs) to sanction loan against gold collateral to ............
1) Rs.3 Lakh
2) Rs.10 Lakh
3) Rs. 2 Lakh
4) Rs. 4 Lakh
5) None

14. Which Indian bank on 26 September 2014 said it has signed a line of credit (LoC) of $500 million with Export-Import Bank of Korea (Korea EXIM Bank)?
1) Bank of India
2) Union Bank of India
3) SBI
4) BOB
5) SBH

15. Five associate banks would raise about ..... capital to meet Basel III norms in the next five years as stated on 21 September 2014.
1) Rs.33,000 cr
2) Rs.5,000 cr
3) Rs.12,000 cr
4) Rs.75,000 cr
5) Rs.19,000 cr

16. Rashtriya Ekta Diwas celebrates on 31 October on the eve of birth day of ..........
1) Mahatma Gandhi
2) Deendayal Upadhyaya
3) Sardar Vallabhai Patel
4) Jayaprakash Narayan
5) Shyam Prasad Mukherjee

17. Locate the wrong combination.
1) National Diabetes day - 14 November
2) International Day of Students - 18 November
3) International Day for Tolerance - 16 November
4) International Men's Day - 19 November
5) International Day for the Elimination of Violence Against Women - 25 November

18. Demonstrating the mission of promoting the growth and development of Micro, Small and Medium Enterprises with dedication and commitment, the Ministry of Micro, Small and Medium Enterprises was conferred with ......................
1) ISO 9001 : 2010
2) ISO 9001 : 2011
3) ISO 9001 : 2009
4) ISO 9001 : 2008
5) None of above

19. Union Minister for Micro, Small & Medium Enterprises is ..........
1) Kalraj Mishra
2) Venkaiah Naidu
3) Nitin Gadkari
4) Sushma Swaraj
5) None of above

20. On 18th October 2014, the second Para Asian Games begins at ...........
1) New Delhi
2) Tokyo
3) Pyongyang
4) Manila
5) Incheon

21. Slogan of second Para Asian games 2014 is ...........
1) Inspire a Generation
2) People, Place, Passion
3) Diversity Shines Here
4) A Wave of Passion, Now Begins!
5) None of above

22. Amit Kumar won a gold medal in second Para Asian games in .....
1) Athletics
2) Badminton
3) Swimming
4) Power lifting
5) Judo

23. On 20 October 2014, Joko Widodo assumed office as the new president of .........
1) Fiji
2) New Zealand
3) Turkey
4) Philippines
5) Indonesia

24. Indonesia capital is Jakarta and its currency is ...........
1) Real
2) Peso
3) Lira
4) Rupiah
5) Taka

25. Currency code of Indonesian Rupiah is .......
1) INR
2) IND
3) IDR
4) RUI
5) None of above

26. "Chalein Saath Saath: Forward Together We Go" is the vision statement between ...........
1) India and Bhutan
2) India and Nepal
3) India and USA
4) India and China
5) None

27. Umbrella Revolution in the news recently relates to ....................
1) Demand for democracy by Hong Kong people
2) Demand for separate nation by Kashmir people
3) Demand by India to join in UNO Security Council
4) Demand for the separate state by the people of Vidarbha in Maharashtra
5) None of above

28. On 20 October 2014 WHO declared which nation as Ebola free country?
1) Guinea
2) Burkina Faso
3) Mali
4) Ghana
5) Nigeria

29. Which nation tourism department on 18 October 2014 launched the Gandhi - Inspired Tourist Attraction project that identifies 13 places that were connected to his life?
1) Pakistan
2) UK
3) South Africa
4) Bangladesh
5) None

30. On 12 October 2014, India declared how much aid for reconstruction of Gaza Strip that was destroyed during the Palestine and Israel conflict?
1) $ 10 million
2) $ 4 billion
3) $ 3 million
4) $ 2 million
5) $ 4 million

31. India announced to contribute ............. to the United Nations to fight the deadly Ebola virus in Africa on 25 September 2014.
1) $ 18 million
2) $ 2 million
3) $ 12 billion
4) $ 12 million
5) None

32. India successfully test-fired it's indigenously developed nuclear capable sub-sonic missile Nirbhay from ...................
1) Thiruvananthapuram
2) Sriharikota
3) Chennai
4) Chandipur
5) None

33. Which state government's rural development and rural water supply system drew the World Bank and UNICEF. The highlight of the project is to supply filtered- and arsenic-free water to the rural households?
1) Odisha
2) Bihar
3) West Bengal
4) Assam
5) Tripura

34. Which state government on the eve of Rajyotsava on 1 November 2014, changed the name of Bangalore into Bengaluru, Mangalore into Mangaluru? On the same day it also changed the names of other 9 cities or towns, saying good bye to colonial names.
1) Andhra Pradesh
2) Odisha
3) Karnataka
4) Tamilnadu
5) None

35. MIGA is one of the lending agency of World Bank group. MIGA stands for ...............
1) Mutual Investment Guarantee Agency
2) Multilateral Investment Goods Agency
3) Multilateral Investment Guarantee Agency
4) Multilateral Internal Guarantee Agency
5) None

36. Headquarters of the international agencies/ summits given. Locate the wrong option.
1) UNO-New York
2) UNESCO-Paris
3) IAEA-Tokyo
4) WTO-Geneva
5) SAARC-Kathmandu

37. 'The Oath of the Vayuputras' written by ......
1) Chetan Bhagath
2) Robin Sharma
3) Arundhati Roy
4) Narendra Modi
5) Amish Tripathi

38. 'Chanakya's Chant' written by ...............
1) Chetan Bhagath
2) Amish Tripathi
3) Ashwin Sanghi
4) Aravind Adiga
5) None

39. Fifth Annual Forex Assembly on 8 October 2014 inaugurated at ....................
1) Mumbai
2) Hyderabad
3) Kolkata
4) Chennai
5) Nagpur

40. "Kobane" city is under attack from "Islamic state" organization is located in ...............
1) Syria
2) Afganistan
3) Iraq
4) Pakistan
5) None

41. Six Software Technology Parks of India (STPIs) will be established in .................. as per the statement given by Union Government on 30 September 2014.
1) AP
2) Tamilnadu
3) Jammu & Kashmir
4) Odisha
5) Assam

42. Who among the following is the Director of Indian Cricket team whose tenure was extended till Cricket World Cup in 2015?
1) Sunil Gavaskar
2) Sandip Patel
3) Ravi Shastri
4) Vengsarkar
5) None

43. Jamia Millia University located in .............
1) Mumbai
2) Chennai
3) Rajkot
4) Baroda
5) New Delhi
Ans: 5

44. As part of supervision of cross border operations of Indian banks abroad, RBI sets up supervisory college for Axis Bank in ..........
1) Mumbai
2) Delhi
3) Pune
4) Hyderabad
5) Kanpur
Ans: 1

ANSWERS:
1-5, 2-5, 3-3, 4-4, 5-1, 6-5, 7-4, 8-4, 9-4, 10-3
11-4, 12-4, 13-3, 14-3, 15-1, 16-3, 17-2, 18-4, 19-120-5
21-4, 22-1, 23-5, 24-4, 25-3, 26-3, 27-1, 28-5, 29-3, 30-5
31-4, 32-4, 33-3, 34-3, 35-3, 36-3, 37-5, 38-3, 39-1, 40-1
41-4, 42-3, 43-5, 44-1

BANKING AWARENESS PRACTICE QUESTIONS

1. Which of the following banks has recently introduced mobile banking service for its customers,
to commemorate 50 years of its journey in the Indian financial sector?
a) Union Bank of India
b) IDBI Bank
c) Kerala Grameena Bank
d) Karur vysya Bank
e) ICICI Bank

2. Currency Swap is an instrument to manage?
a) Interest rate risk
b) Currency risk
c) Currency and interest rate risk
d) Cash inflows in different currencies
e) All of the above

3. The RBI widened infrastructure sector lending sub-category recently. Which of the following sectors qualify for infrastructure sector lending?
a) Communication
b) Water and sanitation
c) Energy
d) Transport
e) All the above

4. Expand the term IMPS.
a) Immediate Mobile Payment Service
b) Inter-Mobile Payment Service
c) International Mobile Payment Service
d) Instant Payment Service
e) None of these

5. Doha Bank , which has been sanctioned licence to start its operations in India, belongs to which
of the following countries?
a) Kuwait
b) Iran
c) Bahrain
d) Qatar

6. CAPART (Council for Advancement of People's Action and Rural Technology) is associated
with which of the following?
a) Energy Sector
b) Rural Development
c) Infrastructure
d) Foreign Trade
e) None of these

7. How many alphabets will be there in PAN CARD provided by Income Tax Department?
a) Four
b) Five
c) Seven
d) Three
e) SIX

8. Which of the following banks has recently approved 30 million US dollars loan to Assam which
will help it in its drive to eliminate power sector inefficiencies that are hurting its consumers, its
world-famous tea industry, and its environment?
a) World Bank
b) Asian Development Bank
c) Yes Bank
d) Indian Bank
e) All of the above

9. Under provisions of which one of the following Acts, the RBI issues directives to the Banks in
India?
a) Banking Regulation Act
b) Essential Commodities Act
c) RBI Regulation Act
d) RBI and Banking Regulation Act
e) None of these

10. Which of the following companies will be provided equity investment of 50 million US dollars by The Asian Development Bank ?
a) Tata Power
b) NTPC
c) ReNew Power Ventures Private Limited
d) NHPC
e) None of these

11. Which of the following can be obtained only from a bank?
a) Demand draft
b) Postal Stamps
c) Judicial Stamp Papers
d) Birth Certificates
e) All of these

12. SBI has launched six digital branches across the country as part of its programme to offer next
generation banking solutions. What is the name given to these digital branches?
a) SBI Digital
b) SBI Intouch
c) SBI Tech
d) Digi SBI
e) None of these

13. C Rangarajan Committee has recently submitted its report on which of the following matters?
a) Sanitation
b) Food
c) Poverty
d) Education
e) All of these

14. Which among the following committee is set up for giving clear definitions to FDI and FII with
an aim to remove ambiguity over the two types of foreign investments?
a) Gopinath committee
b) Subir Gokarn committee
c) Arvind Mayaram committee
d) Sushma Nath committee
e) None of these

15. The erstwhile UTI Bank is presently known as:
a) ING Vaisya Bank
b) Yes Bank
c) Indus Ind Bank
d) Axis Bank
e) IDBI

16. The abbreviation UIDAI stands for
a) Unique Identification Division of All India
b) Unique Identification Department of Ancient India
c) Unique Identity Division of Ancient India
d) Unique Identification Authority of India
e) None of these

17. Ms.Christine Lagarde is holding which of the following positions at present?
a) Chief of Asian Development Bank
b) Chief of International Monetary Fund
c) Chancellor of Germany
d) Chief of Morgan Stanley
e) Chief of World Bank

18. It is mandatory to quote the following identification number on all large value financial transactions.
a) PAN number
b) Voter ID
c) PIN
d) Ration Card Number
e) Phone Number

19. Which of the following is NOT a Banking or Finance Company?
a) Barclay
b) Luftansa
c) BNP Paribas
d) American Express
e) HSBC

20. Which of the following is the part of the name of a Public Sector Bank in India?
a) Jindal
b) Gokhale
c) Jaipuria
d) Tata
e) Dena

ANSWERS:
1) b; 2) d; 3) e; 4) a; 5) d; 6) b; 7) e; 8) b; 9) a; 10) c;
11) a; 12) b; 13) c; 14) c; 15) d; 16) d; 17) b; 18) a; 19 b 20) e;