GENERAL AWARENESS PRACTICE MCQs FOR ALL BANK EXAMS

1. Who has been appointed as the Vice Chairman of the board of the Bank for International Settlements (BIS) on 10 November 2015?
1) Usha Thorat
2) Janet Yellen
3) Raghuram Rajan
4) Arundhathi Bhattacharya
5) Arun Jaitely

2. Where is the headquarters of Bank for International Settlements (BIS)?
1) Frankfurt (Germany)
2) Washington DC (USA)
3) Basel (Switzerland)
4) Paris (France)
5) Tokyo (Japan)

3. Which bank agreed to provide $ 273 million loan for the improving rural roads in the States of Assam, Chhattisgarh, Madhya Pradesh, Odisha and West Bengal on 9 November 2015?
1) IMF
2) World Bank
3) Asian Development Bank
4) NDB
5)AIIB

4. Which bank announced partnership deal with a leading UAE-based bank Emirates NBD, to help NRI customers in the gulf carry out their remittances instantly and more conveniently on 12 November 2015?
1) ICICI Bank
2) Bank of Baroda
3) SBI
4) Axis Bank
5) Bandan Bank

5. List of Foreign banks and the country of incorporation given. Select the wrong combination.
1) Citi Bank - USA
2) BNP Paribas - Germany
3) Sumitomo Mitsui Banking Corporation-Japan
4) DBS Bank Ltd - Singapore
5) Credit Suisse A.G - Switzerland

6. On 30 October 2015, the World Bank has maintained its growth forecast for India in 2015-16 at ......
1) 7.8 percent
2) 7.9 percent
3) 8.1 percent
4) 10.1 percent
5) 7.5 percent

7. RBI on 27 October 2015 permitted the companies to sell rupee-denominated bonds in overseas markets. Indian rupee denominated bonds issued in offshore capital markets also called as ........
1) Convertible Debenture Bonds
2) Convertible Desi Bonds
3) Masala Bonds
4) Amortized Principle Bonds
5) Zero Bonds

8. In a move to boost dollar inflows into the country, RBI allowed non-resident Indians
(NRIs) can opt to invest in the NPS on 30 October 2015. NPS stands for ......
1) Non Pension System
2) NDA Pension System
3) Narrow Pension System
4) National Pension System
5) Notional Pension System

9. PFRDA stands for .......
1) Pension Fund Regulatory and Development Authority
2) Pension Fund Regulatory and Dearness Allowance Authority
3) Provident Fund Regulatory and Development Authority
4) Pension Fund Rules and Development Authority
5) Persons Fund Regulatory and Development Authority

10. Present Chairman of PFRDA....
1) Hemant G Contractor
2) U.K.Sinha
3) Raghuram Rajan
4) R.S.Sharma
5) T.S.Vijayan

11. RBI on 13 Nov 2015 extended the deadline for applicants of the Bharat Bill Payment System Operating Units (BBPOUs) till ........
1) 31 Dec
2) 1 Dec
3) 18 Dec
4) 30 Nov
5) 25 Dec

12. On all services, the Swachh Bharat Cess at the rate of 0.5% come in to effect from....
1) 15 Jan 2016
2) 31 Dec 2015
3) 1 Apr 2016
4) 1 Mar 2016
5) 15 Nov 2015

13. Bancassurance means ....
1) bank deposit scheme for the employees of insurance companies.
2) bank and an insurance company form a partnership so that the insurance company can sell its products to the bank's client base.
3) Deposits of Banks with RBI, insured by DICGC.
4) An insurance scheme to insure bank deposits, so that if the bank closes then the insurance company pay the compensation to the customer.
5) LIC scheme for BPL families alone.

14. In context of business and banking, what is CRAR?
1) Capital to Risk And Range
2) Credit Rate And Ratio
3) Capital to average Rate Assets and Risk
4) Capital to Risk Weighted Assets Ratio
5) None of above

15. First female President of Nepal is ......
1) Bidhya Devi Bhandari
2) Onsari Gharti Magar
3) Hina Rabbani Khar
4) Draupadi Murmu
5) Mridula Sinha

16. 'm power' the app launched by whom, a new mobile application for its troops on 7 Nov 2015?
1) BSF
2) CRPF
3) CISF
4) Assam Rifles
5) RAF

17. The Director Generals of the different organizations given. Locate the wrong option.
1) Assam Rifles - H J S Sachdev
2) BSF(Boarder Security Force) - D K Pathak
3) Central Industrial Security Force (CISF) - Surender Singh
4) Central Reserve Police Force (CRPF) - Prakash Mishra
5) None of above

18. INDRA is the joint military exercise of India and .......
1) France
2) USA
3) Japan
4) Russia
5) China

19. On 10 November 2015, the Indian Coast Guard's largest offshore patrol vessel has been inducted into Indian Navy. It is....
1) Vikranth
2) Sukanya
3) Samyuktha
4) Padma
5) Samarth

20. Which Indian Communication satellite launched successfully on 11 November 2015 by the European Ariane 5 VA-227 launch Vehicle?
1) GSAT-12
2) GSAT-14
3) GSAT-15
4) GSAT-13
5) GSAT-17

21. Which of the following Social Media has came forward to help BSNL to setup 100 WiFi hotspots in Rural India?
1) My app
2) Google+
3) Facebook
4) Twitter
5) Google

22. World Science Day for peace and Development observed on ......
1) 28 Feb
2) 18 Sep
3) 10 Nov
4) 10 Dec
5) 18 Nov

23. World Diabetes Day observed on ....
1) 14 September
2) 14 October
3) 14 November
4) 14 December
5) 14 January

24. National Education day observes on 11 November to commemorate the birth anniversary of ......
1) Jawaharlal Nehru
2) Sarvepalli Radhakrishnan
3) Madan Mohan Malaviya
4) Moulana Abul Kalam Azad
5) Mahatma Gandhi

25. Terrorists attacked Bataclan music hall on 14 November 2015 killing many persons. Where is the Bataclan concert hall?
1) UK
2) Italy
3) Austria
4) Israel
5) France

26. Who is the President of France?
1) Malcolm Turnbull
2) Angela Merkel
3) Francois Hollande
4) Matteo Renzi
5) Justin Trudeau

27. Cabinet Committee on Economic Affairs (CCEA) increased the MSP of Rabi crops of 2015-16 season to be marketed in 2016-17 ranging from 5% to 15% compare to previous year prices. MSP stands for ....
1) Maximum Support Price
2) Minimum Square Price
3) Minimum Support Price
4) Most Support Price
5) Mark Support Price

28. CACP recommends the Minimum Support Prices (MSPs) to incentivize the cultivators to adopt modern technology, and raise productivity overall. CACP stands for .....
1) Calculation for Agricultural Costs & Prices
2) Commission for Agricultural Crops & Prices
3) Commission for Agricultural Costs & Prices
4) Committee for Agricultural Costs & Prices
5) Code for Agricultural Costs & Prices

29. Who is acting as the Chairman of CACP (holding additional charge)?
1) M.S. Swaminathan
2) Radha Mohan Singh
3) Dr. Ashok Vishandass
4) Mohanbhai Kalyanjibhai Kundariya
5) Dr. Sanjeev Kumar Balyan

30. Who headed the Committee of Eminent Persons (CEP) suggested the major changes in the Joint Entrance Examination (JEE) on 8 November 2015?
1) U.R. Rao
2) Ved Prakash
3) Ashok Misra
4) Abid Hussian
5) Rajiv Prakash

31. SIT (Special Investigation Team) on Black Money team submitted its third report to the Union government recently. Who is heading the SIT?
1) Justice H.L.Dattu
2) Justice G.Rohini
3) Justice Cyriac Joseph
4) Justice M.B. Shah
5) Justice A.P. Shah

32. The Bankruptcy Law Reform committee submitted its report to Union Ministry of Finance on 4th November 2015. Who is heading this committee?
1) Vijay C Kelkar
2) M.B. Sha
3) Arvind Pangariya
4) Urjhith Patel
5) T. K. Viswanathan

33. Who is the chairman of the committee, which formed by the Ministry of Human Resource Development to frame the new Education Policy?
1) Ved Prakash
2) Shailaja Chandra
3) T S R Subramanian
4) Sewaram Sharma
5) Sudhir Mankad

34. National Green Tribunal asked which north eastern state to clear its stand on declaration of eco sensitive zone on 4th November, 2015?
1) Manipur
2) Meghalaya
3) Tripura
4) Assam
5) Arunachal Pradesh

ANSWERS:
1-3, 2-3, 3-3, 4-3, 5-2, 6-5, 7-3, 8-4, 9-1, 10-1
11-3, 12-5, 13-2, 14-4, 15-1, 16-3, 17-5, 18-4, 19-5, 20-3
21-3, 22-3, 23-3, 24-4, 25-5, 26-3, 27-3, 28-3, 29-3, 30-3
31-4, 32-5, 33-3, 34-4

IBPS Recruitment of Specialist Officers 2016 (CRP SPL-V)

The online examination for the next Common Recruitment Process (CRP) for selection of personnel in Specialist Officers’ cadre posts in the Participating Organisations listed below is tentatively scheduled in January 2016.
Post Details:
1. I.T. Officer (Scale-I)
Qualification: 4 year Engineering/ Technology Degree in Computer Science/ Computer Applications/ Information Technology/ Electronics/ Electronics & Telecommunications/ Electronics & Communication/ Electronics & Instrumentation.
2. Agricultural Field Officer (Scale-I)
Qualification: 4 year Degree (graduation) in Agriculture/ Horticulture/Animal Husbandry/ Veterinary Science/ Dairy Science/ Agri. Engineering/ Fishery Science/ Pisciculture/ Agri Marketing & Cooperation/ Co-operation & Banking/ Agro Forestry.
3. Rajbhasha Adhikari (Scale-I)
Qualification: Post Graduate Degree in Hindi with English as a subject at the degree (graduation) level.
4. Law Officer (Scale-I)
Qualification: A Bachelor Degree in Law (LLB) and enrolled as an advocate with Bar Council.
5. HR/ Personnel Officer (Scale-I)
Qualification: Graduate and Full time Post Graduate degree or Full time Post Graduate diploma in Personnel Management/ Industrial Relations/ HR/ HRD/ Social Work/ Labour Law.
6. Marketing Officer (Scale-I)
Qualification: Graduate and Full time MMS (Marketing)/ MBA (Marketing)/ Full time 2 years PGDBA/ PGDBM with specialization in Marketing.
Age (As on 01.11.2015): Minimum- 20 years; Maximum- 30 years.
How to Apply: Candidates can apply online only from 23.11.2015 to 10.12.2015.
Online Registration: 23.11.2015 to 10.12.2015.
Online Examination (Tentative dates): 30.01.2016 & 31.01.2016.

For Notification Click Here

Andhra Bank Recruitment of 200 Probationary Officer Posts

Andhra Bank, Hyderabad has published notification for the recruitment of Probationary Officer in Junior Management Grade/ Scale-I Posts. 
Post Details:
Probationary Officer (Junior Management Grade/ Scale-I): 200 Posts
Age Limit: Minimum 20 years; maximum 28 years as on 01.09.2015. 
Qualification: Graduation in any discipline.
Selection Process: Based on Online Test, Group Discussion & Personal Interview.
How to Apply: Candidates can apply online through website.
Last Date for online registration: 01.12.2015.
Date of Examination: 27.12.2015.

For Notification Click Here

GENERAL AWARENESS STUDY MATERIAL FOR ALL BANK EXAMS

1. India-born Harjit Sajjan became the Defense Minister of which of the following countries in
November 2015?
1) Fiji
2) Canada
3) Kenya
4) UK
5) New Zealand

2. Shaktikanta Das has been nominated as a Director to the Central Board of Directors of the
Reserve Bank of India. He is presently working as?
1) Economic Affairs Secretary
2) Finance Secretary
3) Financial Services Secretary
4) Tourism Secretary
5) Agriculture Secretary

3. Who became the first cricketer in Ranji Trophy history to complete 10,000 runs in Ranji Trophy in November 2015?
1) Amol Mazumdar
2) Mithun Manhas
3) Wasim Jaffar
4) Virendra Sehwag
5) Devendra Bundela

4. Who was named the Most Powerful Person in the World by the Forbes magazine in November 2015?
1) Barack Obama
2) Angela Merkel
3) Pope Francis
4) Xi Jinping
5) Vladimir Putin

5. Who won the Norway chess tournament in June 2015?
1) Veselin Topalov
2) Viswanathan Anand
3) Magnus Carlsen
4) Vassily Ivanchuk
5) Vladimir Kramnik

6. The theme of which of the following Summits held in 2015 was ‘Think Ahead. Act Together’?
1) G7
2) BRICS
3) SCO
4) G4
5) ASEAN

7. Who was awarded the Bjornson Prize for freedom of speech by Norway in June 2015?
1) Malala Yousafzai
2) Edward Snowden
3) Kailash Satyarthi
4) Dalai Lama
5) None of these

8. Hwang Kyo-ahn assumed office as the Prime Minister of which of the following Asian countries on June 18, 2015?
1) North Korea
2) South Korea
3) Vietnam
4) China
5) Laos

9. Christopher Lee passed away recently. He was a famous?
1) Actor
2) Footballer
3) Photographer
4) Musician
5) Author

10. Who won the Commonwealth chess title in New Delhi on June 30, 2015?
1) K. Sasikiran
2) Arghyadip Das
3) Abhijeet Gupta
4) Parimarjan Negi
5) Deep Sengupta

11. Who is the author of the book “Gandhi at First Sight”?
1) Thomas Weber
2) Daniel Bell
3) Jonathan Gil Harris
4) Patrick French
5) None of these

12. Pandit Haridutt Sharma Award is an annual award given in the field of?
1) Sculpture
2) Journalism
3) Films
4) Music
5) Theater

13. Union Water Resources Minister Uma Bharti launched ‘Jal Kranti Abhiyan’ on June 5, 2015 in?
1) Varanasi
2) Lucknow
3) Jaipur
4) Gwalior
5) Jhansi

14. Who became the second Indian umpire after S. Venkataraghavan to be inducted into the Elite
Panel of International Cricket Council (ICC)?
1) Ram Babu Gupta
2) I. Shivram
3) M.R. Singh
4) Sundaram Ravi
5) Raman Sharma

15. Which of the following has become the world’s first billion dollar football brand in June 2015?
1) Manchester United
2) Manchester City
3) Chelsea 4) Arsenal
5) Real Madrid

16. Who is the present Union Minister of Information and Broadcasting?
1) Venkaiah Naidu
2) Jual Oram
3) Arun Jaitley
4) J.P. Nadda
5) Prakash Javdekar

17. Which is the first private bank to launch a voice password facility for its customers recently?
1) HDFC Bank
2) ICICI Bank
3) Axis Bank
4) Yes Bank
5) Kotak Mahindra Bank

18. Whose autobiography is titled ‘The Test of My Life’?
1) Steve Waugh
2) Shane Warne
3) M.S. Dhoni
4) Yuvraj Singh
5) M. Amarnath

19. Serena Williams defeated who among the following to win the women’s singles tennis title in the 2015 French Open?
1) Maria Sharapova
2) Ana Ivanovic
3) Lucie Safarova
4) Victoria Azarenka
5) Petra Kvitova

20. Who is the only Indian sportsman featured among the 2015 Forbes magazine’s 100 highest paid athletes in the world?
1) Virat Kohli
2) Sachin Tendulkar
3) Leander Paes
4) Viswanathan Anand
5) Mahendra Singh Dhoni

21. Lal Thanhawla is the current Chief Minister of which of the following States?
1) Meghalaya
2) Tripura
3) Mizoram
4) Nagaland
5) Arunachal Pradesh

22. The Groningen gas field is the largest natural gas field in Europe. It is in?
1) Netherlands
2) Denmark
3) Switzerland
4) Germany
5) Sweden

23. Keoladeo Ghana National park is located in which of the following States?
1) Gujarat
2) West Bengal
3) Odisha
4) Rajasthan
5) Uttar Pradesh

24. The Global Times is a daily tabloid published in?
1) China
2) Singapore
3) UK
4) USA
5) Russia

25. Kalinga Stadium is a multipurpose stadium located in?
1) Indore
2) Bhubaneswar
3) Nagpur
4) Patiala
5) Mohali

26. Bhitarkanika wildlife sanctuary is located in which of the following States?
1) Odisha
2) West Bengal
3) Goa
4) Maharashtra
5) Jharkhand

27. Who is the author of the book ‘Eternal India’?
1) Jawaharlal Nehru
2) Indira Gandhi
3) Lal Bahadur Shastri
4) Atal Behari Vajpayee
5) I.K. Gujral

28. How many persons won the Bharat Ratna award so far?
1) 49
2) 54
3) 45
4) 55
5) 57

29. Which is the capital of the union territory Dadra & Nagar Haveli?
1) Amini
2) Kavarati
3) Kalpeni
4) Silvassa
5) Amboli

30. Sukanya Samridhi Yojana (SSY) account can be opened in the name of a girl child who is not more than?
1) 5 years old
2) 7 years old
3) 9 years old
4) 10 years old
5) 15 years old

31. Who is the recipient of the 2015 Genesis Prize?
1) Michael Douglas
2) Sylvester Stallone
3) Mel Gibson
4) John Travolta
5) Arnold Schwarzenegger

32. The Genesis Prize was founded in 2012 by the office of the Prime Minister of?
1) Canada
2) Israel
3) New Zealand
4) Australia
5) Netherlands

33. Who among the following Indians has not made to the Forbes list of the world’s 100 Most Powerful Women?
1) Arundhati Bhattacharya
2) Chanda Kochchar
3) Kiran Mazumdar Shaw
4) Shobhana Bhartia
5) Shikha Sharma

34.Identify the mismatched pair?
1) General Motors – Mary Barra
2) Google – Sheryl Sandberg
3) YouTube – Susan Wojcicki
4) Yahoo – Marissa Mayer
5) IBM – Ginny Rometty

35. Suleyman Demirel died on June 17, 2015. He served as the President of which of the following countries from 1993 to 2000?
1) Yemen
2) Syria
3) Lebanon
4) Libya
5) Turkey

36. Charles Correa died in June 2015. He was a renowned?
1) Tennis player
2) Hockey player
3) Film actor
4) Architect
5) Author

37. Which of the following Academy Award winning films was based on the life of John Nash, a Nobel Prize-winning mathematician?
1) Chicago
2) No Country for Old Men
3) The Hurt Locker
4) The Artist
5) A Beautiful Mind

38. Which of the following has released the Financial Stability Report (FSR) on June 25, 2015?
1) World Bank
2) Reserve Bank of India
3) International Monetary Fund
4) World Economic Forum
5) Securities and Exchange Board of India

39. Genesis Prize is also known as?
1) Green Nobel
2) Asia’s Nobel Prize
3) Jewish Nobel Prize
4) Green Oscar
5) Alternative Nobel Prize

40. Matt Prior retired from all forms of cricket in June 2015. He played for?
1) Australia
2) West Indies
3) South Africa
4) England
5) New Zealand

ANSWERS:
1) 2 2) 1 3) 3 4) 5 5) 1 6) 1 7) 2 8) 2 9) 1 10) 3
11) 1 12) 2 13) 3 14) 4 15) 1 16) 3 17) 2 18) 4 19) 3 20) 5
21) 3 22) 1 23) 4 24) 1 25) 2 26) 1 27) 2 28) 3 29) 4 30) 4
31) 1 32) 2 33) 5 34) 2 35) 5 36) 4 37) 5 38) 2 39) 3 40) 4

GENERAL AWARENESS PRACTICE MCQs FOR ALL BANK EXAMS

1. Justice and Development Party (AKP) has won majority seats in the Parliament elections in?
1) Turkey
2) Iran
3) Iraq
4) Syria
5) Yemen

2. Which country won the 2015 Rugby World Cup?
1) Australia
2) New Zealand
3) England
4) South Africa
5) Ireland

3. Which country hosted the eighth Rugby World Cup from September 18 to October 31, 2015?
1) South Africa
2) Argentina
3) England
4) Romania
5) Italy

4. Who is the first woman President of Nepal?
1) Amrita Thapa Magar
2) Basantidevi Jha
3) Binda Pandey
4) Bidhya Devi Bhandari
5) Minakshi Jha

5. Jakaya Mrisho Kikwete visited India in June 2015. He is the President of?
1) Nigeria
2) Lesotho
3) Algeria
4) Kenya
5) Tanzania

6. Who is the present Union Minister for Road Transport and Highways?
1) Ravi Shankar Prasad
2) Kalraj Mishra
3) Nitin Gadkari
4) Suresh Prabhu
5) P. Ashok Gajpathi Raju

7. Surendra Singh Negi was bestowed with HQ's World No Tobacco Day Award 2015 for south
Asian region by World Health Organization in May 2015. He is the Health Minister of?
1) Uttarakhand
2) Himachal Pradesh
3) Haryana
4) Punjab
5) Rajasthan

8. Mikheil Saakashvili has been appointed the governor of Ukraine's southern Odessa region. He served as the President of which of the following countries from January 2004 to November 2013?
1) Armenia
2) Belarus
3) Georgia
4) Latvia
5) Azerbaijan

9. Nek Chand died on June 12, 2015. He is known for building the Rock Garden of?
1) Mumbai
2) Chandigarh
3) Jaipur
4) Udaipur
5) Bhopal

10. Irwin Rose of USA died on June 2, 2015. He was awarded the 2004 Nobel Prize in?
1) Literature
2) Physics
3) Chemistry
4) Peace
5) Medicine

11. Nikesh Arora is the President and Chief Operating Officer of?
1) Deutsche Bank
2) Adobe Systems
3) Soft Bank
4) Google
5) Nokia

12. World Quality Day takes place every year on the?
1) Second Thursday of October
2) Second Thursday of November
3) Second Friday of October
4) Second Friday of November
5) Second Friday of December

13. Ways and Means Advances (WMA) is a temporary loan given by the Reserve Bank of India to the?
1) Public sector banks
2) Private sector banks
3) Regional rural banks
4) General insurance companies
5) Government

14. India and which of the following countries have signed a new strategically important 10 year
defense framework agreement in June 2015?
1) UK
2) USA
3) Israel
4) UAE
5) Russia

15. International Agency for Research on Cancer (IARC) classified which of the following pesticides /herbicides as carcinogenic to humans?
1) Lindane
2) DDT
3) 2, 4-D
4) Both 1 and 2
5) All 1, 2 and 3

16. Who was appointed as the Director of the Vikram Sarabhai Space Center (VSSC) in June 2015?
1) K. Sivan
2) M.Y.S Prasad
3) S. Somanath
4) P. Kunhikrishnan
5) None of these

17. A Global Depository Receipt (GDR) is also known as?
1) National Depository Receipt
2) International Depository Receipt
3) Commercial Depository Receipt
4) Intercontinental Depository Receipt
5) None of these

18. Gramin Gaurav Path is a major road construction project under which about 2,048 km of roads
would be built in 33 districts in which of the following States?
1) Madhya Pradesh
2) Chhattisgarh
3) Rajasthan
4) Bihar
5) Jharkhand

19. Which of the following is the apex body for the formulation, coordination and promotion of bio medical research?
1) National Institute of Epidemiology
2) National Institute of Virology
3) Indian Medical Association
4) Indian Council of Medical Research
5) All India Institute of Medical Sciences

20. International Agency for Research on Cancer is a specialized cancer agency of the?
1) FAO
2) UNICEF
3) WHO
4) UNESCO
5) UNDP

21. NDMA stands for?
1) National Defense Management Academy
2) National Dairy Management Academy
3) National Dairy Management Authority
4) National Disaster Management Authority
5) National Dam Management Authority

22. The International Court of Justice is based in?
1) Glasgow
2) Geneva
3) Rome
4) Zurich
5) The Hague

23. Who is the brand ambassador for the Government of India's campaign against Hepatitis B?
1) Vidya Balan
2) Aishwarya Rai
3) Amitabh Bachchan
4) Aamir Khan
5) Priyanka Chopra

24. Which country leads the world in production and export of the cocoa beans used in the manufacture of chocolate?
1) Ivory Coast
2) Ghana
3) Nigeria
4) Cameroon
5) Brazil

25. Which one of the following full forms is not correct?
1) QIB - Qualified Institutional Buyers
2) MSP - Minimum Support Price
3) IPO - Initial Public Offering
4) FPO - Final Public Offering
5) ITP - Institutional Trading Platform

26. Which is the largest carbon emitter in the world in terms of per capita emission?
1) China
2) USA
3) European Union
4) Russia
5) Japan

27. SBI Life Insurance is a joint venture between State Bank of India and?
1) Life Insurance Corporation of India
2) BNP Paribas Cardif
3) New York Life Insurance Company
4) Prudential Life Insurance Company
5) None of these

28. What is the currency of Czech Republic?
1) Koruna
2) Krona
3) Kyat
4) Kuna
5) Euro

29. Which of the following is a newspaper published from Moscow?
1) Straitstimes
2) The Times
3) Dawn
4) Pravda
5) The Sun

30. Which is the fourth largest carbon emitter in the world as per World Resources Institute (WRI) analysis?
1) Brazil
2) Russia
3) Indonesia
4) Mexico
5) India

31. Which is the number one State in India in terms of total installed capacity of solar energy?
1) Rajasthan
2) Gujarat
3) Madhya Pradesh
4) Maharashtra
5) Andhra Pradesh

32. Kinnerasani Wildlife Sanctuary is located in which of the following States?
1) Kerala
2) Tamil Nadu
3) Karnataka
4) Andhra Pradesh
5) Telangana

33. What is the annual investment limit under the Public Provident Fund (PPF) scheme?
1) Rs 1,00,000
2) Rs 1,50,000
3) Rs 2,00,000
4) Rs 2,50,000
5) Rs 3,00,000

34. The Public Provident Fund account is valid for how many years?
1) 5 years
2) 10 years
3) 15 years
4) 20 years
5) None of these

35. Keenan Stadium is located in which of the following cities?
1) Mohali
2) Cuttack
3) Mumbai
4) Jamshedpur
5) Bhubaneswar

36. President Pranab Mukherjee conferred Punyabhushan Award on?
1) Munishwar Jha
2) Charu Chandra Panda
3) Prataprao Pawar
4) Pankaja Munde
5) None of these

37. Who won the 2015 French Open men's singles tennis title on June 7, 2015?
1) Novak Djokovic
2) Andy Murray
3) Roger Federer
4) Stanislas Wawrinka
5) David Ferrer

38. Which team won the I-League football title on June 7, 2015?
1) Mohun Bagan
2) Bengaluru FC
3) Dempo
4) Churchill Brothers
5) Salgaocar

39. The 21st Asian Athletics Championships were held in June 2015 in?
1) Incheon
2) Hong Kong
3) Wuhan
4) Tokyo
5) Jakarta

40. Who was honored with the Friends of Bangladesh Liberation War Award in June 2015?
1) Narendra Modi
2) L.K. Advani
3) Murli Manohar Joshi
4) Atal Bihari Vajpayee
5) None of these

ANSWERS:
1) 1; 2) 2; 3) 3; 4) 4; 5) 5; 6) 3; 7) 1; 8) 3; 9) 2; 10) 3;
11) 3; 12) 2; 13) 5; 14) 2; 15) 5; 16) 1; 17) 2; 18) 3; 19) 4; 20) 3;
21) 4; 22) 5; 23) 3; 24) 1; 25) 4; 26) 1; 27) 2; 28) 1; 29) 4; 30) 5;
31) 1; 32) 5; 33) 2; 34) 3; 35) 4; 36) 3; 37) 4; 38) 1; 39) 3; 40) 4.

GENERAL AWARENESS PRACTICE MCQs FOR ALL BANK EXAMS

1. RBI and which southern African central bank signed an agreement on information sharing under the Supervisory Cooperation and Exchange of Supervisory Information?
1) Namibia
2) Zimbabwe
3) Botswana
4) Zambia
5) South Africa

2. Botswana capital Gaborone and its currency is ...... ?
1) Kwacha
2) Pula
3) lilangeni
4) Dollar
5) Rand

3. Financial Inclusion Fund & Financial Inclusion Technology Fund merged into a single Fund namely .......?
1) Financial Inclusion Fund (FIF)
2) Financial Invitation Fund (FIF)
3) Forum Inclusion Fund (FIF)
4) Front Inclusion Fund (FIF)
5) Full Inclusion Fund (FIF)

4. Corpus Fund of newly created FIF .........?
1) Rs. 20 crore
2) Rs. 200 crore
3) Rs. 2,000 crore
4) Rs. 20,000 crore
5) Rs. 10 crore

5. Under Pradhan Mantri Jan Dhan Yojana as revealed on 7 Oct 2015, the deposits have exceeded ........
1) Rs.25,000 crore
2) Rs.15,000 crore
3) Rs.10,000 crore
4) Rs.50,000 crore
5) Rs.75,000 crore

6. Which bank launched a new debit card 'Secure +' that can be switched off for specific period of time using a phone application or internet banking gateway?
1) ICICI bank
2) SBI
3) Axis bank
4) State Bank of Patiala
5) HDFC

7. According to the recent reports of Finance Ministry, who can act as the aggregator of payments for GST implementation?
1) RBI
2) SEBI
3) TRAI
4) Finance Commission
5) NITI Aayog

8. London-based financial information provider Emerging Markets declared whom as the Central Bank Governor of the Year 2015 for Asia?
1) Raghuram Rajan
2) Atiur Rahman
3) Zhou Xiaochuan
4) Haruhiko Kuroda
5) Jim Yong Kim

9. Who heads the Committee on Innovation constituted by NITI Aayog that submitted its report on 27 October 2015 recommending private funding for R&D?
1) Kshatra Pathi Sivaji
2) Ramesh Chandra
3) Prof Tarun Khanna
4) Avinash Chander
5) Ramakanth Porde

10. First International Financial Services Centre (IFSC) has become operational at the Gujarat International Finance Tec-City (GIFT) with the launch of the country’s first IFSC banking unit (IBU) set up by ......?
1) YES Bank
2) IDBI
3) SBI
4) Catholic Syrian Bank
5) OBC

11. India's rank on ease of doing business as per Doing Business 2016 report released by the World Bank?
1) 129
2) 140
3) 142
4) 130
5) 99

12. Union Government appointed which committee on 27 October 2015 with a view to simplify the provisions of the Income Tax Act, 1961?
1) RV Easwar
2) T Haque
3) Upamanyu Hazarika
4) S M Khan
5) BS Baswan

13. On 27 October 2015, who was appointed as the chair of the Inter-Governmental Negotiations (IGN) on UN Security Council (UNSC) reform?
1) Ban-Ki-Moon
2) Mogens Lykketoft
3) Irina Bokova
4) Anthony Lake
5) Sylvie Lucas

14. First Male Member of National Commission for Women ......?
1) Alok Rawat
2) Omprakash Rawat
3) Arun Rawat
4) Chandra Kumar Rawat
5) Ram Krishna Rawat

15. Who is present Chairperson of the National Commission for Women?
1) Draupadi Murmu
2) Mridula Sinha
3) Lalitha Kumaramangalam
4) Chithra Ramakrishnan
5) Arundhthi Subramanyam

16. The new elected prime minister of Canada ......?
1) Alex Tsipras
2) Sherif Ismail
3) Muhammadu Buhari
4) Salman bin Abdulaziz
5) Justin Trudeau

17. K Chockalingam won the Paul H Appleby Award. The award conferred by .....?
1) Indian Institute of Public Administration
2) Varanasi Hindu College
3) Indian Law Institute
4) IIT Roorke
5) Government of India

18. World Food day is observed on ......?
1) 16 Jan
2) 16 Sep
3) 16 Oct
4) 16 May
5) 16 Dec

19. 2015 World Food day theme .....?
1) Save food to kill poverty
2) Social Protection and Agriculture
3) Pulses eat less, Protein eat more
4) Safe food from pest
5) Food and Cold storages

20. Who is the Union minister for Consumer Affairs, Food and Public Distribution?
1) Uma Bharati
2) Dr. Najma A. Heptulla
3) Ramvilas Paswan
4) Kalraj Mishra
5) Harsimrat Kaur Badal

21. International Day for the Eradication of Poverty is ......?
1) 24 Oct
2) 21 Oct
3) 31 Oct
4) 17 Oct
5) 28 Sep

22. Which of the following combinations is wrong?
1) United Nations Day - 24 Oct
2) Indian Air force Day - 8 Oct
3) International day of rural women -16 Oct
4) World Teacher's day - 5 Oct
5) International day of Non-violence - 2 Oct

23. First ever double-decker Shatabdi Express train service will be started soon between Mumbai and ........?
1) Goa
2) Ahmadabad
3) Hyderabad
4) Varanasi
5) Guwahathi

24. Indian Railways launched which scheme for the benefit of waiting list passengers recently?
1) Kayakalp
2) Operation Smile
3) Athidhi Devo Bhava
4) Vikalp
5) Jan Tatkal

25. Science Express Climate Action Special (SECAS) started from .......?
1) Santragachi railway station in Kolkata
2) Nampally railway station in Hyderabad
3) Egmore railway station in Chennai
4) Safdarjung railway station in New Delhi
5) Chatrapathi Sivaji Terminal in Mumbai

26. Science Express covers halting at 64 locations over 20 States. The theme of 2015 Science Express Journey .......?
1) Learn Science for future
2) Rashtriya Aavishkar Abhiyan
3) Science bring miracles
4) Climate Change
5) Railways is the Future

27. Which state announced a number of sops for Scheduled Caste people in the State, including laptops for girls and a Sanskrit University to be named after Maharishi Valmiki?
1) UP
2) MP
3) Haryana
4) AP
5) Tamil nadu

28. Typhoon Koppu attacked ........?
1) USA
2) UK
3) Russia
4) Australia
5) Philippines

29. Which nation parliament rejected UN peace deal for unity government on 19 October 2015?
1) Cuba
2) Iraq
3) Libya
4) Iran
5) Afghanistan

30. Who was chosen as 'Finance Minister of the Year, Asia' by London-based publication Emerging Markets on 14 October 2015 ?
1) Jack Lew
2) George Osborne
3) Arun Jaitely
4) Taro Aso
5) Ishaq Dar

31. Gandhi Peace Prize 2014 conferred on ....?
1) Kailash Satyardhi
2) ISRO
3) Malala Yousafzai
4) UNHCR
5) Mogens Lykketoft

32. ISRO Chairman......?
1) P. Kunhikrishnan
2) Dr. Shekar Basu
3) Selvin Christopher
4) A S Kiran Kumar
5) Aijth Doval

33. ”Uninor” telecom service provider, rebrand itself as........ ?
1) Telenor
2) MTS
3) Etihad Telecom
4) Jio
5) None of above

34. Which Indian Tennis Player won the 2015 Vietnam Open Trophy?
1) Yuki Bhambri
2) Somdev Devvarman
3) Saketh Myneni
4) Leander Paes
5) Mahesh Bhupathi

35. Denmark Open Badminton Title won by Xuerui Li of ........?
1) Singapore
2) Hong kong
3) Thailand
4) China
5) South Korea

36. 2015 Sultan of Johor Cup won by .....?
1) India
2) Great Britain
3) Canada
4) Australia
5) Malaysia

37. First World Indigenous Games inaugurated at ......?
1) Palmas (Brazil)
2) Sochi (Russia)
3) Gold Coast (Australia)
4) Pyeongchang (South Korea)
5) Ipoh (Malaysia)

38. Which of the following Cup / Trophy does not belong to Cricket?
1) Benson and Hedges Cup
2) Deodhar Trophy
3) Durand Cup
4) Irani Trophy
5) Vijay Hazare Trophy

39. Combination of National Parks and states given. Wrong combination is ......?
1) Banneraghata National Park - Karnataka
2) Guindy National Park - Tamil nadu
3) Kaziranga National Park - Bihar
4) Rajaji National Park - Uttarakhand
5) Dudhwa National Park - Uttar Pradesh

40. BRICS University President Forum 2015 held at ......?
1) Durban
2) Beijing
3) Sochi
4) Brasilia
5) New Delhi

41. 3rd Indo-Africa summit between 26-29 October 2015 held at ........
1) Durban
2) Lusaka
3) New Delhi
4) Harare
5) Mumbai

42. Who will promote for the road safety awareness programme of the central government?
1) Sachin
2) Ab de Villars
3) Amir Khan
4) Virat Kohli
5) Akhilesh Yadav

43. Voices from Chernobyl, Zinky Boys, War’s Unwomanly Face are the books of Svetlana
Alexievich, the 14th woman to win Nobel literature prize. The first person to receive Nobel in
Literature from India is ......?
1) Sarojini Naidu
2) Rabindranath Tagore
3) Chetan Bhagath
4) R.K.Narayan
5) Raja Rao

ANSWERS:
1-3, 2-2, 3-1, 4-3, 5-1, 6-3, 7-1, 8-2, 9-3, 10-1
11-4, 12-1, 13-5, 14-1, 15-3, 16-5, 17-1, 18-3, 19-2, 20-3
21-4, 22-3, 23-1, 24-4, 25-4, 26-4, 27-3, 28-5, 29-3, 30-3
31-2, 32-4, 33-1, 34-3, 35-4, 36-2, 37-1, 38-3, 39-3, 40-2
41-3, 42-3, 43-2

GENERAL AWARENESS PRACTICE MCQs

1. In the fourth Bi-monthly monetary policy review, on 29 September 2015, RBI reduced the Repo Rate under the Liquidity Adjustment Facility (LAF) by ...........
1) 150 basis points
2) 100 basis points
3) 25 basis points
4) 50 basis points
5) 75 basis points

2. Present Repo Rate is ...........
1) 6.75%
2) 7.25%
3) 6.00%
4) 7.75%
5) 8.25%

3. Present Reverse Repo Rate is ...........
1) 5.75%
2) 8.75%
3) 9.75%
4) 10.25%
5) 8.25%

4. Present Bank Rate ...........
1) 7.75%
2) 7.50%
3) 6.75%
4) 5.25%
5) 8.25%

5. RBI's Marginal Standing Facility Rate ...........
1) 7.50%
2) 6.75%
3) 7.75%
4) 8.75%
5) 4.0%

6. RBI kept the Cash Reserve Ratio (CRR) of scheduled banks unchanged at ............ of Net Demand and Time Liability (NDTL) in its recent monetary policy review.
1) 24.5%
2) 5.75%
3) 4.0%
4) 4.5%
5) 3.5%

7. RBI declared to issue final guidelines on base rate computation by ...........
1) March 2016
2) September 2016
3) November 2015
4) January 2016
5) March 2020

8. RBI lowered its economic growth forecast for the current fiscal year from 7.6% to ........
1) 7.1%
2) 7.2%
3) 7.4%
4) 7.5%
5) 6.5%

9. Finance Minister Arun Jaitley pegged the fiscal deficit target at ........... of the GDP for the current fiscal year.
1) 3.9%
2) 3.4%
3) 2.9%
4) 6.1%
5) 2.0%

10. Union Government said it has plan for setting up a non-statutory PDMA. PDMA stands for ...........
1) Public Debt Management Agency
2) Public Debit Management Agency
3) Private Debt Management Agency
4) Private Debt Monetary Agency
5) None

11. A non-statutory PDMA would be an interim arrangement before an independent agency is set up for managing the government borrowing programme. At present who is handling the government’s borrowing programme?
1) RBI
2) SBI
3) Asian Development Bank
4) National Development Council
5) NITI Aayog

12. Which bank announced the launch of 'Money2World', a fully online outward remittance service for resident Indians?
1) YES Bank
2) Axis Bank
3) ICICI Bank
4) SBI
5) Corporation Bank

13. National watershed management project 'Neeranchal' assisted by ...........
1) IMF
2) IDA
3) AIIB
4) World Bank
5) USAID

14. Which Scotland economist argued ''foreign aid did more harm than good'' conferred with the Nobel prize for Economics on 12 Oct 2015?
1) Meghnad J Desai
2) John Kay
3) Angus Deaton
4) Edward Miliband
5) Nicholas Herbert Stern

15. First Nobel prize in Economics awarded in ...........
1) 1969
2) 1901
3) 1954
4) 1989
5) 2001

16. First Nobel prize in Economics jointly conferred on the Dutch Economist Jan Tinbergen and the Norwegian Economist ...........
1) Ragnar Frisch
2) Trygve Haavelmo
3) Svein Gjedrem
4) Victor Norman
5) None of above

17. Which famous Indian Economist received Nobel prize in Economics 'for his contributions to welfare economics'?
1) Arvind Panagariya
2) Arvind Subramanian
3) Amartya Sen
4) R.C. Dutt
5) Suresh Tendulkar

18. Abel Prize described as Nobel in ...........
1) Mathematics
2) Peace
3) Literature
4) Economics
5) Physics

19. Abel Prize annually given by the Government of Norway. The first award given in ...........
1) 2003
2) 2009
3) 2008
4) 2007
5) 2006

20. The Abel Prize awardees receive ...........
1) 6 Million British Pounds
2) 6 Million USA Dollars
3) 6 Million Indian Rupees
4) 6 Million Euros
5) 6 Million Norwegian Kroner

21. Which Indian American received Abel prize in 2007?
1) Srinivasa Ramanujam
2) Professor Manjul Bhargava
3) S.R. Srinivasa Varadhan
4) Subhash Khot
5) C.R. Rao

22. For striking and seminal contributions to the theory of nonlinear partial differential equations
and its applications to geometric analysis, two mathematicians were awarded with Abel prize for 2015. One is John F. Nash, Jr. and another one is ...........
1) Louis Nirenberg
2) Yakov Grigorevich Sinai
3) John Milnor
4) John Griggs Thompson
5) Peter David Lax

23. Which state bagged the Skoch Order-of- Merit national award for implementation of six e-Governance and IT initiatives in the state recently?
1) Kerala
2) AP
3) Haryana
4) Maharashtra
5) Telangana

24. Who has been appointed as India's permanent representative in the UNO?
1) Jaishankar
2) Richard Rahul Verma
3) Syed Akbaruddin
4) Gautam Bambawale
5) Sushma Swaraj

25. Gautam Bambawale appointed as the new high commissioner to ...........
1) Nepal
2) Pakistan
3) USA
4) UK
5) Japan

26. Prof. Ramesh Chand appointed as the .........
1) Full-time member of NITI Aayog
2) Part-time member of NITI Aayog
3) Vice-chairman of NITI Aayog
4) Chairman of NITI Aayog
5) Ex-officio member of NITI Aayog

27. Prime Minister on 11 October 2015 laid the foundation stone of Dr. B.R. Ambedkar International Memorial in ...........
1) Mumbai
2) Delhi
3) Mau
4) Ratnagiri
5) London

28. Chaityabhoomi is the memorial of ...........
1) Mahatma Gandhi
2) Jawaharlal Nehru
3) B.R. Ambedkar
4) Lal Bahadur Sastri
5) A.P.J. Abdul Kalam

29. Union Minister Social Justice & Empowerment released a commemorative postal stamp on father of Indian Constitution Dr. B.R. Ambedkar as part of ........... his birth anniversary celebration.
1) 125th
2) 150th
3) 175th
4) 100th
5) 50th

30. Who is the Union Minister Social Justice & Empowerment?
1) Ravi Shankar Prasad
2) Bandaru Dattatreya
3) Thaawar Chand Gehlot
4) Nitin Gadkari
5) Ram Vilas Paswan

31. Prime Minister of India proposed which day to be observed as Constitution Day (Samvidhan Divas)?
1) 26 November
2) 9 December
3) 26 January
4) 15 August
5) 2 October

32. New Prime Minister of Nepal ...........
1) Tshering Tobgay
2) Abdulla Yameen
3) Ameenah Gurib
4) Khadga Prasad Sharma Oli
5) Thein Sein

33. India and Jordan signed six MoUs on the eve of Pranab Mukherjee visit on 11 October 2015. Jordan Capital Amman and its currency ...........
1) Rupee
2) Dollar
3) Peso
4) Dinar
5) Shilling

34. King of Jordan is Abdullah II and Prime Minister is ...........
1) Abdullah Ensour
2) Benjamin Netanyahu
3) David Cameron
4) Abdulla Abdulla
5) Abdel Fattah el-Sisi

35. International Girl Child day ...........
1) 24 Jan
2) 1 Jan
3) Second Sunday of February
4) 11 October
5) 1 June

36. 2015 International Girl Child day theme .......
1) Ending child marriage
2) The Power of the Adolescent Girl: Vision for 2030
3) The Power of Girl Child: Vision for 2050
4) Girl Child is the Future Mother
5) None of above

37. First BRICS Ministerial meeting on Migration held at ...........
1) Sochi
2) Durban
3) Bengaluru
4) Rio
5) Beijing

38. Who represented India in the first BRICS Ministerial meeting on Migration?
1) Rajnath Singh
2) Sushma Swaraj
3) Kiren Rijiju
4) Jaishankar
5 ) Narendra Modi

39. President Pranab Mukherjee held talks with his Palestinian counterpart Mahmoud Abbas on 12 October 2015. How much fund offered by India to Palestine Budgetary Support?
1) $ 5 million
2) $ 10 million
3) $ 15 million
4) $ 20 million
5) $ 50 million

40. A bond issued by an Indian company expressed in foreign currency, and the principal and interest in respect of which is payable in foreign currency is called ...........
1) Foreign Currency Convertible Bond
2) Indian Currency Convertible Bond
3) Foreign Medium Term Note
4) Treasury Bill
5) Foreign Currency Debenture

41. Monetary difference between export and import trade flows of a country for a specific time period is ...........
1) Fiscal Deficit
2) Revenue Deficit
3) Balance of Trade
4) Monetary Policy Review
5) Cash Imbalance

42. Which committee was appointed by Union Government to revisit civil services examination pattern?
1) T Haque
2) Mihir Shah
3) B.S. Baswan
4) S.M. Khan
5) D. Swarup

43. Men's singles title of China Open won by Novak Djokovic of ...........
1) Sweden
2) Norway
3) Serbia
4) USA
5) China

44. Russian Grand Prix title of Formula One won by ...........
1) Sebastian Vettel
2) Jenson Button
3) Lewis Hamilton
4) Fernando Alonso
5) John Arthur

45. Women's Doubles title of China Open won by Sania Mirza of India and ...........
1) Casey Dellacqua, Australia
2) Yaroslava Shvedova, Kazakistan
3) Martina Hingis, Switzerland
4) Elena Vesnina, Russia
5) Ekaterina Makarova, Russia

46. Union government on 7 October 2015 approved proposals to set up 3 AIIMS (All India Institutes of Medical Sciences) at Nagpur (Maharashtra), Mangalagiri (AP) and Kalyani in ...........
1) West Bengal
2) Bihar
3) Rajasthan
4) UP
5) MP

47. AIIMS will be established by central government under the scheme of PMSSY. PMSSY stands for ...........
1) Pradhan Mantri Swasthya Suraksha Yojana
2) Pradhan Medium Swasthya Suraksha Yojana
3) Pradhan Mantri Suddhi Suraksha Yojana
4) Pradhan Mantri Swasthya Sastrachikitsa Yojana
5) None of above

48. A.R. Rahman appointed as the cultural ambassador of ............
1) Seychelles
2) Australia
3) USA
4) UK
5) Spain

49. Seychelles capital is Victoria and its currency is..
1) Euro
2) Peso
3) Dollar
4) Rupee
5) Pound

ANSWERS:
1-4, 2-1, 3-1, 4-1, 5-3, 6-3, 7-3, 8-3, 9-1, 10-1
11-1, 12-3, 13-4, 14-3, 15-1, 16-1, 17-3, 18-1, 19-1, 20-5
21-3, 22-1, 23-3, 24-3, 25-2, 26-1, 27-1, 28-3, 29-1, 30-3
31-1, 32-4, 33-4, 34-1, 35-4, 36-2, 37-1, 38-3, 39-1, 40-1
41-3, 42-3, 43-3, 44-3, 45-3, 46-1, 47-1, 48-1, 49-4

GENERAL AWARENESS PRACTICE MCQs FOR ALL BANK EXAMS

1. On 23 September 2015, RBI said it will shortly issue banknotes in Rs.50 denomination. It is as per .........
1) Mahatma Gandhi Series - 2010
2) Mahatma Gandhi Series - 2015
3) Mahatma Gandhi Series - 2008
4) Mahatma Gandhi Series - 2007
5) Mahatma Gandhi Series - 2005

2. New Rs.50 denomination note will have the numerals in both the number panels in .......
1) Ascending size from right to left while the first three alpha - numeric characters (prefix) will remain constant in size.
2) Ascending size from left to right while the first five alpha-numeric characters (prefix) will remain constant in size.
3) Descending size from left to right while the first three alpha-numeric characters (prefix) will remain constant in size.
4) Ascending size from left to right while the first three alpha - numeric characters (prefix) will remain constant in size.
5) None of above is the correct option

3. As declared by RBI on 23 September 2015, the New Rs.50 banknote will have ..........
1) inset letter 'R'
2) inset letter 'S'
3) inset letter 'X'
4) inset letter 'Z'
5) inset letter 'A'

4. Rs.50 bear the signature of .........
1) Finance Minister
2) Finance Secretary
3) Governor of RBI
4) Prime Minister of India
5) President of India

5. New Rs.50 bank note will have ......... printed on the reverse.
1) the year of RBI establishment 1935 on the reverse side
2) the year of RBI nationalization 1949 on the reverse side
3) the year of independence of India 1947 on front side
4) the year of printing 2015 on the reverse side
5) None of above is the correct option

6. Reserve Bank of India will shortly put into circulation banknotes in the denominations of Rs.500 and Rs.1000 incorporating three new/ revised features as per its press release on 22 September 2015. Three new/ revised features are ...........
1) Descending size of numerals in the number panels, bleed lines, and enlarged identification mark.
2) Descending size of alphabets in the number panels, bleed lines, and enlarged identification mark.
3) Ascending size of numerals in the number panels, bleed lines, and enlarged identification mark.
4) Ascending size of alphabets in the number panels, bleed lines, and enlarged identification mark.
5) Zero size of numerals in the number panels, bleed lines, and enlarged identification mark.

7. As stated on 22 September 2015, which features are introduced for the benefit of visually impaired persons in the denominations of Rs.500 and Rs.1000 that will be issued shortly?
1) Rs.500 denomination will have five angular bleed lines in three sets of 2-1-2 lines on the obverse in both, the upper left and the right hand edge of the banknote.
2) Rs.1000 banknotes will have six angular bleed lines in four sets of 1-2-2-1 lines on the obverse in both, the upper left and right hand edge of the banknotes.
3) Rs.500 denomination will have four angular bleed lines in three sets of 2-2 lines on the obverse in both, the upper left and the right hand edge of the banknote.
4) 2 and 3 options correct
5) 1 and 2 options correct

8. Reserve Bank of India's Monetary Museum unveiled a special display on Mysore Coins on August 20, 2015. Where is RBI Monetary Museum?
1) Pune
2) Kolkata
3) Mumbai
4) Chennai
5) Hyderabad

9. What reason told by RBI Governor Raghuram Rajan on 18 September 2015 for not issuing the high denomination currency above Rs.1000 bank note presently?
1) Cost of high denomination notes are more.
2) World Bank not accepting to mint higher denomination above Rs.1000.
3) Fear of counterfeiting.
4) Finance minister warned RBI not to mint higher denomination.
5) None of the above statement is correct statement.

10. RBI declared it has withdrawn the instructions on compensation to banks at ........... of the notional value of counterfeit notes detected.
1) 10 percent
2) 15 percent
3) 25 percent
4) 50 percent
5) 5 percent

11. The RBI doubles Limits of Cash Withdrawal at POS for Tier III to VI Centres on 27 August 2015. Locate the correct statement regarding this.
1) RBI doubled the limit for cash withdrawal at point-of-sale (POS) in Tier III to VI centres from Rs.1000/- to Rs.2000/- per day.
2) The cash withdrawal limit remains unchanged at Rs.1000/- per day at Tier I and II centres.
3) In 2009, RBI enabled cash withdrawal at Point-of-Sale (POS) for debit cards
4) In 2013 this facility was extended to prepaid cards issued by the banks.
5) All above statements are correct

12. Which bank accredited by the Green Climate Fund as an implementing entity for climate change-related projects in India?
1) SBH
2) Canara Bank
3) NABARD
4) SBI
5) YES Bank

13. RBI proposed to allow domestic companies to borrow money from PFs, SWF and Insurance Funds as part of the ECBs. SWF stands for ..........
1) Singapore Wealth Fund
2) Supreme Wealth Fund
3) Sovereign Wealth Fund
4) Strict Wrap Fund
5) Signature Wealth Fund

14. FMC merged with SEBI on 28 September 2015. FMC is the chief regulator of commodity futures markets in India. FMC stands for .........
1) Forward Markets Commission
2) Forward Markets Core
3) Front Markets Commission
4) Forward Mark Commission
5) None

15. Forward Markets Commission established in ........
1) 1953
2)1972
3)1992
4) 1935
5) 2001

16. The Forward Markets Commission chairman at the time of merger with SEBI is .......
1) U.K. Sinha
2) Ashishkumar Chauhan
3) Chitra Ramakrishna
4) Raghuram Rajan
5) Ramesh Abhishek

17. Qualcomm, an American global semiconductor company that designs and markets wireless telecommunications products and services announced to invest $ 150 million to provide local innovative start-ups to help country's Mobile and Internet of Everything (IOE) ecosystem in India. Present Executive Chairman of Qualcomm .......
1) Mark Zuckerberg
2) Paul E. Jacobs
3) Satya Nadella
4) Jack Dorsey
5) Marissa Mayer

18. SEBI on 22 September 2015 imposed a penalty of Rs.7269.5 crore, the biggest in its history on which company and its four directors for illegal and fraudulent mobilization of funds from the public?
1) New Delhi Television (NDTV)
2) Rajratan Investments
3) Brook Laboratories
4) Pearls Agrotech Corporation Limited (PACL)
5) Reliance Industries

19. India on 2 October 2015 pledged to cut its carbon emission intensity by 33-35 percent and increase the share of renewable energy by a massive 40 percent in its total energy mix by ......
1) 2020
2) 2019
3) 2022
4) 2030
5) 2016

20. 2015 United Nations Climate Change Conference (UNCCC), COP21 or CMP11 from 30 November to 11 December 2015 will be held at.....?
1) Geneva
2) Paris
3) New York
4) Washington D C
5) New Delhi

21. G-4 summit pressed for the UNO Security Council Reforms on 26 September 2015 held at New York. Which of the following nation is not one of the members of G-4 seeking the permanent membership in security council of UNO?
1) India
2) South Africa
3) Japan
4) Germany
5) Brazil

22. Joint Military Exercise between India and Sri Lanka MITRA SHAKTI 2015 held at .......
1) Mumbai
2) Visakaptanam
3) Kolkata
4) Mumbai
5) Pune

23. Which among the following indigenously developed second generation anti-tank guided missile, successfully test fired on 10 September 2015?
1) Bhishma
2) Aaksash
3) Amogha-I
4) Aditya
5) Nirbhay

24. INS Kochi, the second ship of the Kolkataclass (Project 15A) Guided Missile Destroyer on 30 September 2015 commissioned at ...........
1) Kochi
2) Kolkata
3) Pune
4) Mumbai
5) Balasore

25. The important days in the month of October given. Wrong combination is .......
1) World Vegetarian Day-1 October
2) International Non-violence Day-2 October
3) German Unity Day-3 October
4) World Animal Day-4 October
5) All of above are correct

26. International Day of Older Persons celebrates on ........
1) 1 Jan
2) 1 Apr
3) 1 Jul
4) 1 Oct
5) 1 Dec

27. The International Day of Older Persons 2015 theme is .......
1) You also become old so respect them.
2) Protect the old age people to allow them to survive.
3) Here are the guidelines for respect of old age person.
4) Your care sees your care in the future.
5) Sustainability and age inclusiveness in the urban environment.

28. List of abbreviations given. The wrong combination is .......
1) ANBC - Adjusted Net Bank Credit
2) BBPS - Bharat Bill PAN System
3) CVPS - Currency Verification and Processing System
4) DNSS - Deferred Net Settlement System
5) EMEs - Emerging Market Economies

29. World's 20 largest economies, including India, on 6 September 2015 launched W20, an engagement grouping of women leaders, to push for gender inclusive global economic growth at?
1) Canberra
2) New Delhi
3) Ankara
4) Tokyo
5) Hangseng

ANSWERS:
1-5, 2-4, 3-1K, 4-3, 5-4, 6-3, 7-5, 8-3, 9-3, 10-3
11-5, 12-3, 13-3, 14-1, 15-1, 16-5, 17-2, 18-4, 19-4, 20-2
21-2, 22-5, 23-3, 24-4, 25-5, 26-4, 27-5, 28-2, 29-3

Micro & Small Enterprises Cluster Development Programme (MSE-CDP)

The Micro and Small Enterprises – Cluster Development Programme (MSECDP) is being implemented for holistic and integrated development of micro and small enterprises in clusters through Soft Interventions (such as capacity building, marketing development, export promotion, skill development, technology upgradation, organizing workshops, seminars, training, study visits, exposure visits, etc.), Hard Interventions (setting up of Common Facility Centers) and Infrastructure Development (create/upgrade infrastructural facilities in the new/existing industrial areas/clusters of MSEs). Assistance is provided for the following activities under the scheme- (i) Preparation of Diagnostic Study Report with Government of India (GoI) grant of maximum Rs 2.50 lakh (ii) Soft Interventions with GoI grant of 75 per cent of the sanctioned amount of the maximum project cost of Rs 25.00 lakh per cluster. For NE & Hill States, Clusters with more than 50 per cent (a) micro/ village (b) women owned (c) SC/ST units, the GoI grant will be 90 per cent. (iii) Detailed Project Report (DPR) with GoI grant of maximum Rs 5.00 lakh for preparation of a technical feasible and financially viable project report. (iv) Hard Interventions in the form of tangible assets like Common Facility Centre having machinery and equipment for critical processes, research and development, testing, etc. with GoI grant upto 70 per cent of the cost of project of maximum Rs 15.00 crore. For NE & Hill States, Clusters with more than 50 per cent (a) micro/ village (b) women owned (c) SC/ST units, the GoI grant will be 90 per cent. 7 (v) Infrastructure Development with GoI grant of upto 60 per cent of the cost of project of Rs 10.00 crore, excluding cost of land. GoI grant will be 80 per cent for projects in NE & Hill States, industrial areas/ estates with more than 50 per cent (a) micro (b) women owned (c) SC/ST units. (vi) The GoI assistance shall also be available to Associations of Women Entrepreneurs for establishing exhibition centres at central places for display and sale of products of women owned micro and small enterprises @ 40 per cent of the project cost. A total of 921 interventions in various clusters spread over 28 States and 1 UTs in the country have so far been taken under the programme for Diagnostic Study, Soft Interventions and Hard Interventions (CFCs). Further, 170 projects have been taken up for infrastructure development under the scheme.

Establishment of Science Cities

National Council of Science Museums (NCSM), an autonomous organization under the Union Ministry of Culture is enga ged in establishment of Science Centres throughout the country. NCSM is developing a Science City at Guwahati, Assam which will subsequently be handed over to the Govt. of Assam for future operation and maintenance. Proposals from various state governments have also been received for setting up of Science Cities. The Science Centres/Cities projects are taken up by NCSM in a phased manner depending upon the availability of resources, project handling capacity of NCSM and the existing level of science centre activities in that particular State.

The following proposals have also been received by NCSM for establishment of Science Cities:-
1) Science City, Sampla, Govt. of Haryana
2) Science City, Bengaluru, Govt. of Karnataka
3) Science City, Navi Mumbai, Govt. of Maharashtra
4) Science City, Hyderabad, Govt. of Andhra Pradesh (before bifurcation into Telangana and Andhra Pradesh).
5) Science City, Patna, Govt. of Bihar
6) Science City, Nagpur, Govt. of Maharashtra
7) Science City, Bhubaneswar, Govt. of Odishab
8) Science City, Kumhari, Govt. of Chhattisgarh Science Park is now an integral component of all Science Centres and Science Cities.

Beti Bachao, Beti Padhao

The Census(2011) data showed a significant declining trend in the Child Sex Ratio (CSR)
at an all time low of 918. The sharp decline pointed out by this data called for urgent action to save the girl child. Towards this end, the government announced Beti Bachao, Beti Padhao (BBBP) scheme to address the issue of decline in CSR through a mass campaign across the country and focussed intervention and multi-sectoral action in 100 gender critical districts. 100 districts have been identified on the basis of low child sex ratio as per Census 2011 covering all states/UTs as a pilot project with at least one district in each state. The three criteria for selection of districts are a) districts below the national average(87 districts in 23 states); b) districts above national average but showing declining trend(8 districts in 8 states) and c) districts above national average and showing increasing trend(5 districts in 5 states) so selected, so that these CSR levels can be maintained and other districts can emulate and learn from their experiences.

A budgetary allocation of Rs 100 cr has been made under the budget announcement for the campaign and Rs 100 cr is to be mobilised from Plan outlay of the planned scheme 'Care and protection of girl child - a multi-sectoral action plan' for the 12th plan. Additional resources could be mobilised through corporate social responsibility at national and state levels. The estimated cost of the scheme is Rs 200 cr, out of which Rs 115 cr is proposed to be released during the current year i.e. 2014-15 (for six months); Rs 45 cr and Rs 40 cr will be released during 2015-16 and 2016-2017 respectively.

•  The overall goal of the scheme is to celebrate the girl child and enable her education. The objectives are to prevent gender biased sex selective elimination and ensure survival, protection and education of the girl child.
•  Eight monitorable targets for this programme have been identified, namely, improving the SRB in 100 gender critical districts by 10 points in a year;
•  Reducing gender differentials in under-five child mortality rate from 8 points in 2011 to 4 points in 2017;
•  Improving the nutrition status of girls by reducing number of underweight and anaemic girls under 5 years of age (from NFHS 3 levels);
•  Ensuring universalisation of ICDS, girls' attendance and equal care monitored using joint ICDS-NRHM Mother Child Protection Cards;
•  Increasing girls' enrollment in secondary education from 76 per cent in 2013-14 to 79 per cent by 2017;
•  Provision of girls' toilets in every school in 100 CSR districts by 2017;
•  Promoting a protective environment for Girl children through implementation of Protection Of Children from Sexual Offences (POSCO) Act 2012 and;
•  Training elected representatives/grassroots functionaries as community champions to mobilise the communities to improve CSR and promote girls' education. The strategies worked out to achieve these targets included-
•  Implementation of a sustained social mobilisation and communication campaign to create equal value for the girl child and promote her education;
•  Placing of the issue of decline in CSR/SRB in public discourse as part of good governance;
•  Focussing on gender critical districts and cities low on CSR for intensive and integrated action;
•  Mobilising and training panchayati raj institutions/urban local bodies/grassroots workers as catalysts for social change, in partnership with local community/women's/youth groups;
•  Ensuring that service delivery structures/schemes and programmes are sufficiently responsive to issues of gender and children's rights and lastly;
•  Enabling inter-sectoral and inter-institutional convergence at district/block/grassroots levels.

The two major components to achieve the targets of the programme are mass communication campaign on the programme through interlinked national, state and district level interventions with community level action in 100 districts, bringing together different stakeholders for accelerated impact. Multi-sectoral action, drawn up in consultation with MoHFW & MoHRD, would include measurable outcomes and indicators through concerned sectors, states and districts. The states/UTs would adapt a flexible framework for multisectoral action through the state task forces for developing, implementing and monitoring state/district plans of action to achieve their respective specific monitorable targets.

One of the prongs for the success of this programme was advocacy, community mobilisation and
awareness generation. The scheme proposal suggests that community mobilisation could be done through interactive initiatives like Nari ki Chaupal, Beti Janmahotsav, Mann ki Baat etc. A dedicated day could be scheduled every month for celebration of Beti Bachao, Beti Padhao. National Girl Child day could be celebrated on 24th January every year by all stakeholders including local opinion makers, PRI members, MLAs, MPs etc at district levels led by the district administration of the 100 gender critical districts. International Women's Day could be celebrated to send out a strong message highlighting the importance of gender equality and need of empowering women and girls. Further, celebration of this Day can be used to highlight the contribution of empowered mothers for the BBBP scheme. A pledge for protection, safety, value and education of the girl child may be adopted by the government of India and it may be taken on the occasion of National Girl Child Day.

PAHAL SCHEME

PAHAL stands for Pratyaksh Hanstantrit Labh which is a Direct Benefit Transfer for LPG (DBTL) scheme, launched by the Centre on 1st January, 2015 with the aim to benefit the LPG consumers. Under this scheme, LPG cylinders will be sold to Cash Transfer Compliant (CTC) consumers at the market determined price, while the cash subsidy will be directly transferred to the bank account of the beneficiary by the following methods:
1. Primary: Consumers having Aadhar number have to get it linked with bank account so as to get the subsidy directly in their bank accounts.
2. Secondary: Consumers lacking Aadhar number will get subsidy in their account after submitting their relevant bank account details to the LPG distributor (A/C No., Name of A/C holder, IFSC code etc).
Consumers who are receiving subsidy directly in their bank accounts are called Cash Transfer Compliant (CTC) Consumers. For the non-CTC Consumers, however, a grace period of three months (with an additional parking period of three months) is allowed to become CTC consumer. But during this period, the non- CTC consumers will be given LPG cylinders at the market determined prices.
A one- time advance is provided to every CTC Consumer joining PAHAL. The advance is notified by the Government from time to time and remains fixed during that financial year. The advance will remain with the consumers till the time of termination of their connection.
The modified scheme had been re launched initially in 54 districts of the country in the first phase and in other parts of the country on 1st January 2015.

Vanbandhu Kalyan Yojana

Centre has launched Vanbandhu Kalyan Yojana (VKY) for the welfare of Tribals. The scheme been launched on pilot basis in one block each of the States of AP, MP, HP, Telangana, Orissa, Jharkhand, Chattisgarh, Rajasthan, Maharashtra and Gujarat. Under this scheme centre has provided Rs. 10 crore for each block for development of various facilities for the Tribals. These blocks have been selected on the recommendations of the concerned States and have very low literacy rate. The scheme mainly focuses on bridging infrastructural gaps and gaps in human development indices between Schedule tribes and other social groups. VKY also envisages to focus on convergence of different schemes of development of the centre and State Governments with an outcome oriented approach. Initially the blocks having at least 33 per cent tribal population in comparison to total population of the block are to be targeted.

National AYUSH Mission

The Government has launched the National AYUSH Mission with the objectives to promote AYUSH medical systems through cost effective AYUSH services, strengthening of educational systems, to facilitate the enforcement of quality control of Ayurveda, Siddha and Unani & Homoeopathy (ASU &H) drugs and sustainable availability of ASU & H raw-materials.
The Mission has been launched(NAM) with an aim to address the gaps in health services through supporting the efforts of State/UT Governments for providing AYUSH health services/education in the country, particularly in vulnerable and far-flung areas. Under NAM special focus will be given for specific needs of such areas and for allocation of higher resources in their Annual Plans. The mission also has provision for 20 per cent of financial resources for flexible components to be proposed by the State/UT Governments.
This Mission will help in the improvement of AYUSH education through enhancement in the number of upgraded educational institutions ,in providing better access to AYUSH services through increase in number of AYUSH hospitals and dispensaries, availability of drugs and manpower , providing sustained availability of quality raw material for AYUSH systems of medicine, supporting cultivation of medicinal plants by adopting Good Agricultural Practices (GAPs) so as to provide sustained supply of quality raw-materials and support certification mechanism for quality standards, improving availability of quality of Ayurvedic, Siddha, Unani and Homeopathy (ASU&H) drugs through increase in number of pharmacies, drug laboratories and improved enforcement mechanism of ASU&H drugs.
The Mission at National level will be governed by a National AYUSH Mission Directorate headed by secretary as Chairman and at State level Mission will be governed and executed by a State AYUSH Mission Society headed by chief Secretary acting as Chairperson.

GENERAL AWARENESS PRACTICE QUESTIONS FOR ALL BANK EXAMS

1. On 16 September 2015, RBI in-principle granted licenses to how many applicants among 72 applicants to set up small finances banks that are all mainly microfinance and small finance companies?
1) 27
2) 19
3) 14
4) 6
5) 10

2. Which among the following entities did not get license to start the small finance banks?
1) Au Financiers (India) Ltd - Jaipur
2) Capital Local Area Bank - Jalandhar
3) SKS Micro Finance
4) Disha Microfin Private Ltd - Ahmedabad
5) Equitas Holdings - Chennai

3. Which among the following entities did not get license to start the small finance banks?
1) ESAF Microfinance and Investments Private Ltd - Chennai
2) Janalakshmi Financial Services Private Limited - Bengaluru
3) Suryoday Micro Finance Private Ltd - Navi Mumbai
4) Ujjivan Financial Services Private Ltd - Bengaluru
5) All of the above entities got permission to start small finance banks

4. Which of the following activities cannot be done by the new small finance banks as per RBI order?
1) Take small deposits and provide loans
2) Distribute mutual funds and other simple third-party financial products
3) Can be a business correspondent of any other bank
4) Distribute insurance products
5) All of the activities can be done by Small Finance Banks

5. Small Finance Banks must disburse ........ of their total adjusted net bank credit to priority sector.
1) 35%
2) 25%
3) 50%
4) 75%
5) 45%

6. The Small Finance Banks maximum loan size would be ......... of capital funds to single borrower and 15% to a group as per the present RBI rules.
1) 20%
2) 25%
3) 40%
4) 50%
5) 10%

7. Minimum 50% total loans of Small Finance Banks should be up to Rs. ........
1) 10 lakh
2) 75 lakh
3) 25 lakh
4) 5 lakh
5) 15 lakh

8. Which of the following activity the Small Finance Bank cannot do?
1) They can't lend to big corporate houses.
2) They can't lend to big groups.
3) Cannot set up subsidiaries to undertake non-banking financial services activities.
4) Other financial activities of the promoter must not mingle with the bank.
5) All of the above activities cannot be done by Small Finance Banks.

9. In the Small Finance Banks, promoter's minimum initial contribution to the paid-up equity capital shall be at least .........
1) 10%
2) 20%
3) 25%
4) 40%
5) 74%

10. Small Finance Banks minimum paid-up capital would be .........
1) Rs.200 cr
2) Rs.50 cr
3) Rs.10 cr
4) Rs.100 cr
5) Rs.1000 cr

11. For the Small Finance Banks, capital adequacy ratio should be ......... of risk weighted
assets where as Tier-I should be 7.5% of the risk weighted assets.
1) 15%
2) 10%
3) 11.5%
4) 17%
5) 20%

12. Foreign shareholding capped at ......... of paid capital of the Small Finance Banks.
1) 74%
2) 25%
3) 40%
4) 49%
5) 29%

13. Foreign Portfolio Investment (FPI) in the Small Finance Banks must not be more than .........
1) 24%
2) 14%
3) 29%
4) 74%
5) 49%

14. Which of the following entity did not get license to start Small Finance Bank?
1) Dewan Housing
2) IIFL Holdings
3) SKS Microfinance
4) UAE Exchange
5) All of the above did not get license

15. Which bank is planning to launch 'green bonds' this year to enable fund raising for investments in projects with environmental benefits?
1) SBI
2) HDFC
3) HSBC India
4) YES Bank
5) Kotak Mahindra Bank

16. RBI launched a module for reporting Foreign FCTRS on eBiz portal of the Ministry of Commerce & Industry on 24 Aug 2015. FCTRS stands for .........
1) Foreign Currency Truncation of Shares
2) Foreign Custodian Transfer of Shares
3) Foreign Currency Transfer of Shares
4) First Currency Transfer of Shares
5) None

17. Indian Railways developed a HVT toilet design that combines the advantages of Vacuum toilets and Bio-toilets. HVT stands for .........
1) Hit Travel Toilet
2) Hybrid Variety Toilet
3) High Vacuum Toilet
4) Hybrid Vacuum Toilet
5) Hybrid Value Toilet

18. International Toilet Day is on .........
1) 4 October
2) 5 December
3) 21 March
4) 19 November
5) 9 November

19. None of the above (NOTA) Option symbol in EVM is .........
1) a small ballot paper having BIG Words 'NO' on it
2) a small ballot paper having RED LIGHT mark
3) a small ballot paper with a green cross on it
4) a small ballot paper with a black cross on it
5) a small ballot paper with a Red cross on it

20. NOTA symbol for EVMs designed by Prof. Tarun Deep Girdher of NID of Ahmadabad. NID stands for .........
1) National Initiation of Design
2) National Institute of Disaster
3) Neonatal Institute of Design
4) National Institute of Design
5) None of above

21. On 1 September 2015, Union government announced to waive the controversial MAT on capital gains made by Foreign Institutional Investors (FIIs) prior to April 1, 2015 on the recommendation of the Justice A.P.Sha Committee. MAT stands for .........
1) Minimum Annuity Tax
2) Maximum Alternate Tax
3) Minimum Asset Tax
4) Moderate Alternate Tax
5) Minimum alternate tax

22. India and which nation on 17 September 2015 jointly created a Joint Challenge Coin to symbolize their unique partnership in creating a next-generation aircraft carrier for the Indian Navy?
1) UK
2) China
3) Russia
4) USA
5) South Korea

23. Nepal's Constituent Assembly on 16 September 2015 approved the new Constitution. The Constituent Assembly headed by .........
1) Chiranjivi Nepal
2) Rambharan Yadav
3) Sushil Koirala
4) Subash Nembang
5) Parmanand Jha

24. Who is invited by UNO Secretary General Ban Ki-moon to serve in UN's High Level Advisory Group on Sustainable Transport (HLAG-ST) for 3 years. He is also called Metro Man of India?
1) Suresh Prabhu
2) Manoj Sinha
3) E. Sreedharan
4) A.K. Mittal
5) Verghese Kurien

25. Which of the following cities named as the World Book Capital for 2017 by UNESCO?
1) Oslo
2) Beijing
3) Conakry
4) Valetta
5) Paris

26. United Nations Champions of the Earth award conferred on which nation prime minister recently. It is the United Nations highest environmental honour recognizing visionary people and organisations all over the world?
1) Bangladesh
2) India
3) Australia
4) Russia
5) Switzerland

27. 2015 Nansen Refugee Award by UNHCR conferred on .........
1) Malala
2) Aqeela Asifi
3) Mohammad Ashraf Ghani
4) Mamnoon Hussain
5) Abdul Hamid

28. Nansen Refugee Award is named after Fridtjof Nansen, the first High Commissioner for Refugees for the League of Nations. The Award instituted in .........
1) 1947
2) 2001
3) 1931
4) 1954
5) 2004

29. Aqeela Asifi is .........
1) Afghanistan refugee in Pakistan
2) Pakistan refugee in Afghanistan
3) Syria refugee in Greece
4) Iraq refugee in Hungary
5) Sudan refugee in Albania

30. The Chairman of the 31 - member Parliamentary standing committee examining the Lokpal Bill is .........
1) P.C. Chako
2) Shunglu
3) S.S. Ahluwalia
4) L.K. Advani
5) Sudarsana Natchiappan

31. Who heads the expert group on land leasing constituted by NITI Aayog?
1) Arvind Panagariya
2) Bibek Debroy
3) T. Haque
4) H.R. Khan
5) Nitin Gadkari

32. India's richest person with a net worth of $ 18.9 billion as per Forbes magazine latest India richest list .........
1) Azim Premji
2) Hinduja brothers
3) Anil Ambani
4) Mukesh Ambani
5) Dilip Shanghvi

33. The Prime Minister Narendra Modi on 18 September 2015 launched the National Integrated Power Development Scheme (IPDS) at .........
1) New Delhi
2) Panipat
3) Kolkata
4) Suratgarh
5) Varanasi

34. How much fund allocated to IPDS as per the statement given by Modi at Varanasi?
1) Rs.50,000 crore
2) Rs.30,000 crore
3) Rs.45,000 crore
4) Rs.1500 crore
5) Rs.100 crore

35. For the welfare of areas and people affected by mining related operations PMKKKY was launched. PMKKKY stands for .........
1) Pradhan Mantri Khanij Kshetra Kalyan Yojana
2) Pradhan Mantri Koal Kshetra Kalyan Yojana
3) Pradhan Modi Khanij Kshetra Kalyan Yojana
4) Pradhan Mantri Khanij Kshetra Karao Yojana
5) Pradhan Mantri Khasi Kshetra Kalyan Yojana

ANSWERS:
1-5, 2-3, 3-5, 4-3, 5-4, 6-5, 7-3, 8-5, 9-4, 10-4
11-1, 12-1, 13-1, 14-5, 15-3, 16-3, 17-4, 18-4, 19-4, 20-4
21-5, 22-4, 23-4, 24-3, 25-3, 26-1, 27-2, 28-4, 29-1, 30-5
31-3, 32-4, 33-5, 34-3, 35-1

GENERAL AWARENESS PRACTICE QUESTIONS FOR BANK EXAMS

1. Real Time Gross Settlement (RTGS) details given. The wrong option is ........
1) RTGS allows real time transfer of large funds, will not be operated on second and fourth Saturdays as banks observing public holiday on that days.
2) It will operate for full days on other working Saturdays of a month.
3) IFSC code not necessary for RTGS transactions.
4) Processing of future value dated transactions with value date falling on second and fourth Saturdays will not be undertaken under RTGS.
5) None of these

2. RBI changed RTGS time window. The wrong option is .........
1) RTGS business opening would be at 08:00 hours while initial cut off (customer transactions) would be 16:30 hours.
2) The final cut-off (inter-bank transactions) will be at 19:45 hours and IDL reversal between 19:45 - 20:00 hours.
3) An account holder can do only one RTGS transaction per day in a week as per RBI rules.
4) Minimum amount to be remitted through RTGS is Rs.2 lakhs.
5) There is no upper ceiling for RTGS transactions.

3. RBI named which two banks as Domestic Systemically Important Banks (D-SIBs) on 31 August 2015 due to their size and significant presence across the financial sector?
1) HDFC and SBI
2) Axis Bank and Bank of Baroda
3) SBI and ICICI
4) Union Bank of India and YES Bank
5) Punjab National Bank and Kotak Mahindra Bank

4. D-SIBs will be plotted into four different buckets and will be required to have additional Common Equity Tier 1 (CET1) capital requirement ranging from ......... of risk weighted assets depending upon the bucket they are plotted into.
1) 0.2 percent to 10.0 percent
2) 0.4 percent to 0.8 percent
3) 0.6 percent to 0.8 percent
4) 0.2 percent to 0.8 percent
5) None of above

5. Additional Common Equity Tier 1 (CET1) requirements applicable to D-SIBs will be applicable from April 1, 2016 in a phased manner and would become fully effective from .........
1) 1 April 2019
2) 1 April 2018
3) 1 April 2020
4) 1 April 2016
5) 1 April 2017

6. As RBI said, additional CET1 requirement as a percentage of Risk Weighted Assets (RWAs) for SBI is 0.6 percent and that of ICICI Bank is ........
1) 0.2 percent
2) 0.6 percent
3) 1.2 percent
4) 0.8 percent
5) 2.2 percent

7. As per RBI order on 16 July 2015, the banks will now report past dues and levy any late payment charges on credit card holders only if the payment has been due for more than.........
1) three days
2) seven days
3) thirty days
4) ninety days
5) forty five days

8. Minimum amount due is not paid fully within ...... from the payment due date then the credit card account is treated as Non- Performing Assets (NPAs) as per the present rules.
1) 365 days
2) 180 days
3) 90 days
4) 45 days
5) 7 days

9. On the eve of teachers day, the Prime Minister Narendra Modi released a commemorative coin of Rs.125/- denomination and a circulation coin of Rs.10/- denomination in honour of former President .......
1) Babu Rajendra Prasad
2) Zakir Husain
3) V.V. Giri
4) A.P.J. Abdul Kalam
5) Sarvepalli Radhakrishnan

10. RBI has constituted a committee to work out a medium term (five year) measurable action plan for financial inclusion headed by........
1) H.R. Khan
2) Urijith Patel
3) Deepak Mohanty
4) R. Gandhi
5) S.S. Mundra

11. World Bank's latest estimates on India's per capita income and GDP given. Locate the wrong option.
1) India's per capita income rose 9.7 percent to $1,631 in 2014 from $1,487 in the previous year.
2) India was 169th in terms of per capita income in the world.
3) India's GDP crossed $3 trillion in 2014, compared to $1.86 trillion in 2013.
4) In terms of official dollar-rupee rate, the Indian economy was ninth in terms of GDP size.
5) India remained a low-middle income economy, as per the World Bank's latest estimates on per capita income and GDP.

12. Project 'Tatkal' launched by which bank to provide doorstep services and expedite home loan application process?
1) SBI
2) HDFC
3) Bank of Baroda
4) ICICI
5) Axis

13. Options relating to 'The State of Social Safety Nets 2015' released by World Bank given. Pick the wrong option.
1) India is among the five middle-income countries running the world's largest social safety net programmes.
2) MNREGA has been ranked as the world's largest public works programme having 182 million beneficiaries or 15 percent of India's population.
3) Janani Suraksha Yojna with 78 million beneficiaries as the top-most social security programme with conditional cash transfers.
4) Indira Gandhi National Old Age Pension Scheme is the second-largest unconditional cash transfer social security programme in the world.
5) None of the above

14. NABARD said on its 34th foundation day that it has set a target of providing Rs.30,000 crore as credit to farmers for irrigation over the next three years. NABARD foundation day is ........
1) 1 April
2) 2 April
3) 9 July
4) 12 July
5) 1 Jan

15. Reserve Bank of India proposed to make Net Stable Funding Ratio (NSFR) applicable to banks in India from .......
1) January 1, 2016
2) January 1, 2017
3) January 1, 2018
4) January 1, 2019
5) January 1, 2020

16. New Home secretary of India is..
1) Jaishankar
2) G. MohanRao
3) P.K. Sinha
4) Rajiv Mehrishi
5) Nripendra Mishra

17. Mrs.Vassiliki Thanou, has been appointed as the caretaker Prime Minister .........
1) Brazil
2) Argentina
3) Greece
4) Bangladesh
5) South Korea

18. Ratan P Watal is the .........
1) New Chairman of the Indian Trade Promotion Organization (ITPO).
2) New Chairman of the Public Enterprises Selection Board (PESB).
3) New finance secretary
4) New Vice-Chief of the Indian Army
5) New TRAI Chairman

19. Sundar Pichai is the New CEO of ........
1) Twitter
2) Facebook
3) Yahoo
4) Google
5) Microsoft

20. 30 Women in Power: Their Voices, Their Stories written by .........
1) Twinkle Khanna
2) Tarun Khanna
3) Naina Lal Kidwai
4) K.D. Burman
5) Sebastian Ortiz

21. 'To The Brink And Back: India's 1991 Story' written by .......
1) Verappa Moily
2) Sonia Gandhi
3) P.V. Narasimha Rao
4) Sushma Swaraj
5) Jairam Ramesh

22. Which Indian-origin Sikh migrant driver in Australia has been named 'Australian of the Day' for feeding the homeless?
1) Neel Tushar Kashkar
2) Nikky - Guninder Kaur Singh
3) Tejinder Pal Singh
4) Preet Barra
5) None of above

23. National Humanities Medal 2014 conferred on ........
1) Zhanna Nemtsova
2) Raghavendra Gadagkar
3) Zia Haider Rahman
4) Jhumpa Lahiri
5) None

24. Forbes released the first-ever list of 100 Richest People in Technology. The list topped by ........
1) Bill Gates
2) Larry Ellison
3) Jeff Bezos
4) Mark Zuckerberg
5) Larry Page

25. In the 100 Richest People in Technology list released by Forbes, Azim Premji of Wipro spots 13th position and Shiv Nadar of HCL stands ..........
1) 20th position
2) 11th position
3) 12th position
4) 14th position
5) 8th position

26. Pro Kabaddi League 2015 title won by U Mumba after defeating ........
1) Bengaluru Bulls
2) Telugu Titans
3) Patna Pirates
4) Bengal Warriors
5) Jaipur Pink Panthers

27. 10th World Hindi Conference host .........
1) Bhopal
2) Johannesburg
3) Port of Spain
4) Port Louis
5) Nagpur

28. South Asian Association on Regional Cooperation (SAARC) conference on Disaster Mitigation held at .........
1) Dhaka
2) Islamabad
3) Colombo
4) New Delhi
5) Khatmandu

29. New Delhi Municipal Council (NDMC) has decided to rename Aurangzeb Road as ......
1) International Yoga Road
2) Swatch Bharat Road
3) Vijaya Diwas Road
4) APJ Abdul Kalam Road
5) Yogpath Road

30. Central government has identified how many cities and towns across nine states for implementation of its ambitious 'Housing for All' scheme named as Pradhan Mantri Awas Yojana?
1) 175
2) 100
3) 305
4) 295
5) 105

31. Housing and Urban Poverty Alleviation (HUPA) ministry provide assistance of over Rs.2 lakh crore to construct two crore houses for urban poor by ........ under the scheme 'Housing For All'.
1) 2020
2) 2030
3) 2022
4) 2025
5) 2035

32. PM Modi issued a commemorative coin of hundred rupees and circulation coin of ........ on Rani Gaidinliu, the legendary woman freedom fighter from the North-east on the eve of Birth Centenary Celebrations.
1) five rupees
2) ten rupees
3) fifty rupees
4) two rupees
5) one rupee

33. 15% stake in Russia's second-largest oil field Vankor from Rosneft for about $ 1.35  billion was bought by .........
1) ONGC
2) IOC
3) GAIL
4) HP
5) BP

34. Union government allowed road developers to completely exit BOT projects two years after completion and invest the funds in incomplete highway projects or power plants etc. BOT stands for .........
1) Build-Operate-Transfer
2) Build-Operate-Travel
3) Build-Own-Transfer
4) Brick-Operate-Transfer
5) None

35. India's biggest MAST was inaugurated at the Udaipur Solar Observatory on 4 August 2015. MAST stands for ......
1) Mini-Application Solar Telescope
2) Multi-Arid Solar Telescope
3) More-Application Solar Telescope
4) Multi-Application Solar Telescope
5) None of above

36. 3rd India Africa Forum Summit host ......
1) Johannesburg
2) Nairobi
3) New Delhi
4) Mogadishu
5) Harare

37. TATA Trusts paired up with whom to launch an initiative named
'Internet Saathi' to provide rural women in India with internet literacy?
1) Face Book
2) Twitter
3) WhatsApp
4) Microsoft
5) Google

38. Winter Olympics 2018 will be held at .........
1) Gold Coast
2) Moscow
3) Pyeong Chang
4) Rio De Janeiro
5) Jakarta

ANSWERS:
1-3, 2-3, 3-3, 4-4, 5-1, 6-1, 7-1, 8-3, 9-5, 10-3
11-3, 12-1, 13-5, 14-4, 15-3, 16-4, 17-3, 18-3, 19-4, 20-3
21-5, 22-3, 23-4, 24-1, 25-4, 26-1, 27-1, 28-4, 29-4, 30-3
31-3, 32-1, 33-1, 34-1, 35-4, 36-3, 37-5, 38-3